cheqd

cheqd’s Trust Graph shows how trust flows within organisations through identity, permissions, and reputation, and how that same trust can extend across partners, ecosystems, and AI agents without being rebuilt each time. By bringing verifiable credentials, trust registries, and open standards together into a single graph, trust becomes dynamic, composable, and reusable rather than static or siloed. Internal trust intelligence connects seamlessly with external trust connectivity. The result is a living trust infrastructure that reflects how the real world works and how AI-driven systems can prove authenticity and legitimacy. This infographic breaks down how cheqd’s Trust Graph enables trust to move confidently inside organisations and across ecosystems. Learn more: https://lnkd.in/e7si6CTr #ssi #did #verifiablecredentials #digitalidentity #cheqd

Three digital identity🆔 predictions for 2026: 1. Government ID wallets move from pilots to scale 2. Deepfake defence becomes a shared KPI 3. AI agents enter the identity stack Here’s what actually changes⬇️ 1) Government ID wallets mature🏛️ 2026 is the year digital ID wallets scale under formal trust frameworks: enforceable governance, liability rules, accredited labs, and certified conformance programmes. Adoption shifts from uneven pilots to regulated infrastructure. EUDI and eIDAS anchor wallets to regulated assurance levels and cross-border use in Europe, while Apple/Google Wallet and mDL acceptance accelerate in the US. The impact: selective disclosure, reusable credentials, and continuous verification without continuous data collection. 2) Deepfake defence becomes a shared KPI🛡️ By 2026, deepfake defence won’t sit only with security teams. Fraud, security, and product share accountability as PAD certification, injection defences, and lab attestations move from differentiators to baseline requirements. Success won’t be measured by lab scores alone, but by reduced false approvals, fewer account takeovers, and preserved user trust. Detection models that aren’t embedded in real workflows deliver little business value. 3) AI agents enter the identity stack🤖 Non-human identities are growing fast. In 2026, agentic AI systems are registered, authenticated, authorised, and monitored like humans, driving a Know-Your-Agent (KYA) mindset. The challenge is accountability. Identity systems must track which human authorised an agent and what the agent did with that authority. Legacy IAM wasn’t built for autonomous systems and governance gaps will surface fast.

2025 in Review: cheqd’s Year of Building Trust, Identity, and Verifiable AI🎄🎅

🎄 Merry Christmas from the cheqd team! 🎄 We hope you’re enjoying this festive season with family and friends. Congratulations on making it through another incredible year! Just like the holiday season brings people together, identity is all about connecting the right people with the right trust. This year, cheqd has strengthened our products and prepared our network for the next wave of enterprise-ready identity solutions. As we enjoy this festive season, we’re reminded that trust — whether in the real world or the digital world — is the greatest gift of all. Wishing you and your loved ones a joyful and trust-filled holiday season! 🎁

European Business Wallets — New Proposal to Accelerate EU’s Digital Future Last month, the European Commission unveiled a proposal that could fundamentally change how companies operate across the Single Market: European Business Wallets. Designed as a core component of the EU’s Digital Public Infrastructure, the initiative aims to simplify cross-border operations, reduce administrative burden, and strengthen the competitiveness of European businesses. For years, companies, especially SMEs, have had to navigate fragmented compliance processes, manual paperwork, and disconnected digital systems. Expanding across borders often means repeating the same checks, submitting the same documents, and adapting to different national systems. The Business Wallet signals a clear shift towards a unified, interoperable, and trusted framework for digital business interactions across all 27 Member States. The proposal reflects many of the principles cheqd has long advocated for: user-controlled digital credentials, trusted identifiers for legal entities, interoperability, and privacy-preserving exchange of verified data. It points towards a future where verified business information can be reused securely, rather than recreated again and again. So what does this actually mean in practice? Here are some of the key benefits the European Business Wallet is designed to unlock. https://lnkd.in/eJ7xVyBz

In a recent interview with Krypt News, our CEO Fraser Edwards explains why decentralised identity offers a safer, more resilient alternative to today’s centralised verification systems. Responding to recent comments from Michele Korver to the US Treasury, Fraser outlines how privacy-preserving credentials can strengthen compliance and modernise KYC and AML frameworks, and mitigate costly mistakes.

Many organisations issue and verify credentials every day, but very few have a clear view of what this actually means in commercial terms. We’ve recently launched the cheqd Calculator to make that tangible. It helps organisations estimate the real business impact of issuing and verifying credentials, based on their own inputs rather than assumptions. In a few steps, you can model your role with credentials (issuer, verifier, or both), your industry and organisation type, what you issue or receive, how often credentials are re-used, and what you charge or pay per re-use. From there, the calculator shows projected revenue, total projected costs, net revenue, and projected savings. This is designed for teams who want to move beyond technical discussions and understand how credential re-use translates into sustainable business models. We’re sharing a short screen recording below that walks through the full calculator flow. If you’re issuing or verifying credentials today, it’s worth a look. Get started now: https://lnkd.in/ekVTjmhC

We’ve just been featured in The Korea Times discussing the recent Coupang data breach and the deeper structural issues behind large-scale personal data exposure. In the article, Javed Khattak, Co-founder and CFO at cheqd, explains how excessive data collection remains the default across digital services. In many cases, organisations store far more personal information than is actually required to deliver a service, often because users have no practical way to limit what they share. This creates unnecessary risk, where a single breach can expose highly sensitive data at scale. The piece highlights that even strong cybersecurity controls cannot fully offset the risks of over collection. When identity systems rely on all-or-nothing disclosure, companies end up storing raw personal data indefinitely, amplifying the impact when something goes wrong. This applies not only to e-commerce, but also to centralised digital ID programmes and regulated industries. The article argues for a shift toward data minimisation by design. Techniques like selective disclosure and zero-knowledge proofs already make it possible to verify facts, such as age or residency, without revealing full identities. Had these approaches been standard, breaches like this would expose far less usable information. You can read the full interview and analysis in The Korea Times: https://lnkd.in/e5AucUKU

Our Q4 Product Update is now live. Q4 2025 was a focused quarter for the cheqd team, centred on improving quality, stability, and enterprise readiness across the stack. We shipped upgrades across cheqd Studio, SDKs, the block explorer, and the core network, bringing the platform into a strong, production-ready position heading into 2026. Key highlights include revocation and status management in cheqd Studio, with cheqd now the first ledger-based implementation of the W3C Bitstring Status List. This enables scalable, standards-aligned credential lifecycle management across credentials, trust graph, and ecosystems. We also strengthened our SDKs and DID tooling, improved explorer transparency and usability, and prepared the network for our upcoming Oracle release, which will stabilise transaction pricing and support partners moving to mainnet in early 2026. Read the full Q4 Product Update: https://lnkd.in/e4Z55Uem