Advanced Authentication
Accelerated Payments
Less Risk
Real-time validation on account and routing numbers
Open banking for payor oversight
Run credit, identity, and fraud checks to fight all payments failures
Faster Payments
We’ve got you covered.
Same-day and instant settlement
Underwriting
Flexible batch payouts.
Fight payment failures
dynamically per transaction,
before you take on the risk
GrailPay’s suite of APIs allows you to customize how and when you assess a bank account’s ability to make a payment, with real-time validation before allowing transactions.
We believe in partnership, so funds can flow faster. Unlike legacy one-size-fits-all solutions, we collaborate closely with fintechs, payment processors, financial institutions, and ISVs on a tailored solution. Robust setup guides and white-glove support make it easy to embed our tools for faster, safer payments.
Evaluate a payment's risk before processing
Fortify your payments with Authentication by GrailPay
GrailPay is the trust layer for payments data, enabling secure, reliable, efficient bank payments.
Data & Risk
Real-time account validation
Credit, fraud, and identity checks for holistic risk mitigation
Bank Payments
Multiple modalities; Standard and Fast ACH, FedNow instant, and more
Customizable transaction metadata
Flexible payout routing logic for your flow of funds
Bring your own KYB for a unified underwriting process