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The Credit Union for Educators, Students and Families
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Winter Skip-A-Pay
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Skip your December or January Loan Payment! Add A Little Extra Money to Your Wallet in Time for the Holidays!
$200 Cash Back with New EdFed Rewards Visa Credit Card!
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Destroy those higher interest rate credit cards and acquire a Credit Union no annual service fee VISA<sup>®</sup> credit card.
Up to $750 Cash Back with a Home Equity Loan
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Earn up to $750 cash back when you open your loan or line of credit.
Auto Refinance $100 Cash Back
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Put an extra $100 cash back1 in your pocket when you refinance your existing auto loan with EdFed.
Auto Advantage
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Don't like to negotiate with car dealers? Try our free, no obligation service and let us do the work for you.
Score Big With EdFed’s 5/1 Adjustable Rate Mortgage
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Rates as Low as 4.95% with an APR as Low as 6.269%<sup>1</sup> with a 5/1 ARM
Become An EdFed Member
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Join Today! Get a lifetime membership and privileges by opening and maintaining $5 in a Savings account. This amount represents your membership or equity in EdFed.
Loans
Vehicle Loans
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auto, truck, car, boat, yacht, sailboat, bike, cycle, mobile home, rv, outdoors, auto finance, car finance, car financing, automotive loans, automotive, automobile, lease, used
EdFed Rewards Visa Credit & Debit Card
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Destroy those higher interest rate credit cards and acquire a Credit Union no annual service fee VISA<sup>®</sup> credit card.
Home Loans & Home Equity Loans
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Apply for a loan at Educational Federal Credit Union.
Buy Out Your Vehicle Lease
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auto, truck, car, boat, yacht, sailboat, bike, cycle, mobile home, rv, outdoors, auto finance, car finance, car financing, automotive loans, automotive, automobile, lease, used
Boat and Personal Watercraft Loans
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Apply for a loan at Educational Federal Credit Union.
Apply For A Personal Loan
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Scholarships
Hubert O. Sibley Scholarship
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We've customized our student services and programs to fit your lifestyle.
High School Hero Scholarship
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Nominate a High School Hero for the High School Hero of the Month. Recognizing Remarkable Students.
College Dreams Scholarship for MDC students
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EdFed helps make college dreams a reality with the new scholarship program for Miami Dade College (MDC) students! MDC students can enter to be randomly selected in the monthly $1,500 scholarship drawing throughout 2024.
Career in a Year Scholarship
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Graduate School Scholarships
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We've customized our student services and programs to fit your lifestyle.
Services
Cash Deposits Nationwide
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EdFed offers a Debit and ATM Card with benefits and access to your account funds.
GreenPath Financial Wellness
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GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency.
UTD Dues Enrollment
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Connect Your EdFed Account to Third-Party Payment Apps
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Information
Rates: Get More For Your Money
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Fraud Safety Tips
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Exclusive Member Benefits
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Careers
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EdFedTV
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In The News
EdFed Opens New Branch At MDC North Campus
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EdFed Empowers High School Seniors with Four-Year College Scholarships
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EdFed Awards Personal Finance Certifications to South Florida High School Students
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EdFed Member Wins New Car in 90th Anniversary Sweepstakes
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EdFed Celebrates Its 90th Anniversary
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EdFed Celebrates 90th Anniversary with New Mission Statement
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EdFed Launches On-Campus ATM Services for Miami Dade College
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EdFed Launches High School Hero Scholarship
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WATCH: Cybersecurity and EdFed's Commitment To Protecting Your Money
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WATCH: Home Loans and How EdFed Can Save You Money
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WATCH: Auto Buying 101
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EdFed Expands To Broward County with New Location in Miramar
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EdFed Voted One Of The Top Credit Unions In Miami-Dade
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EdFed Launches Mobile Branch / WSVN
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EdFed Launching New Mobile Branch
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WATCH: President/CEO Mike DiBenedetto Interview
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EdFed Academy Webinars
EdFed Academy Webinar: Estate Planning
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EdFed Academy: Auto Buying 101 Workshop
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EdFed Academy - Basic Money Management Skills
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EdFed Academy: Safeguarding Your Digital Life Webinar
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EdFed Academy: Homebuying Webinar
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EdFed Academy: Understanding Your Credit Webinar
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EdFed Academy: Planning For College In Partnership with Sallie Mae
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EdFed Academy: Auto Buying 101 - Tips and Tricks
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EdFed Academy: Debt Consolidation Webinar
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