The Future of consumer defi
Flow is the leading consumer network trusted by millions of users and global institutions like Paypal, NBA, and Disney.
Prediction markets
Will the Fed cut rates this month?
Source: Global Financial News
Yes
62%
No
38%
OxPenguin
You placed
5
FLOW
on
Yes
Bet confirmed on-chain ✔️
Live — market updating…
Outcome resolved
You won
on
Acquired New Card
PSA 10
1st Edition Charizard
Purchased for
$300,000
Updated just now
Credit Line Unlocked ✔️
$300k
Access new credit line anytime 🔥
Updated just now
Binder as Collateral
Rule Builder
If
Balance < 50 FLOW
→
THEN
Top-up automatically
If
Stake rewards > 10 FLOW
→
THEN
Auto-restake
Automated Tasks
3 tasks automated today ⚡
2 min ago
Auto-top-up executed
Rewards restaked
Task ran successfully 09:32 AM
Strategy Automation
Property Verified
123 Maple Street, Boston
Home title added to your portfolio ✔️
Verified
Credit Line Available
$600,000
Available 24/7 instantly ⚡
Updated just now
Home Equity Line of Credit
OxKitty
ROI:
24%
3.93%
Win rate:
68%
Followers
3,421
Strategy
Copy
Risk:
Market-neutral yield farm
Strategy:
Medium
Bought
3.2
FLOW
Staked
LP TOKENS
for yield
Claimed rewards
2.3%
Co-Trade / Social Trade
Flow is Built for Consumer Scale
1M+
Monthly Active Users
500%+
YoY TVL Increase
1B+
User Transactions
45M+
Total Accounts
900%
Annual Growth in
Liquid Staking
-M
YtD Increase
-%
Flow
-M
YtD Increase
-%
Ton
-M
YtD Increase
-%
Near
-M
YtD Increase
-%
Hedera
Trusted by leading global brands and financial institutions
Spotlight
What's hot on Flow
The New Era of Flow is Here
Flow is the home of Consumer DeFi. The network is delivering institutional-grade financial products and safe, risk-adjusted yields to the mass market.
The Forte Network Upgrade: Now Live On Flow
The Forte network upgrade is one of the most significant feature releases in the history of Flow.
Build Flow apps faster with React
A modern React library to simplify wallet connections, authentication, and transactions. Streamline your Flow dApp development with familiar hooks and components.
Don't miss any alpha, sign up for the Flow newsletter
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Consumer DeFi
Powering applications that provide institutional-grade financial products, yield optimization, automated strategies, on consumer-friendly rails, with zero crypto knowledge required.
Flow enables prediction markets that run autonomously and capital-efficiently without off-chain infrastructure. Flow Actions provide atomic funding, trading, and outcome-token minting, while Flow VRF delivers provably fair dispute sampling. With Scheduled Transactions, markets can close, resolve, and settle entirely on-chain—no bots, cron jobs, or manual intervention required.
Prediction markets
Fully Autonomous On-chain Markets
Home equity is unlocked through programmable credit lines powered by the enshrined Flow Credit Market. Borrowers tokenize their property equity for safe, automated collateralization, while Scheduled Transactions manage repayments, interest, and risk without third-party tools. Entitlements provide secure, compliant access control for all participants, making home equity a true on-chain primitive.
Home Equity Line of Credit
Automated Credit Lines from Real-World Assets
Scheduled Transactions let users automate top-ups, restaking, transfers, and recurring strategies entirely on-chain with no bots. Flow Actions bundle multi-step workflows into a single atomic operation, while fine-grained access controls unique to Flow enable safe, revocable delegation to users or AI agents. Together, they create the first consumer-ready on-chain financial autopilots.
Automatic Transactions
Build Self-driving On-chain Rules
Cross-chain Swap
Bridge to Flow from over 30 chains
The fastest and most reliable way
to bring liquidity into $FLOW
Swap
Swap assets across the Flow ecosystem
Trade quickly and securely, with low gas fees and MEV resistance.
Built For Security And Scale
“Flow is a computer that anyone can use, everyone can trust, and no one can shut down.”
Dieter Shirley - Chief Architect of Flow
and coauthor of the ERC-721 NFT Standard
and coauthor of the ERC-721 NFT Standard
Purpose built
Engineered for Safer DeFi
Flow is purpose built for consumer DeFi apps with MEV resistance, on-chain randomness via native VRF, automated onchain triggers, and simplified consumer onboarding with easy fiat-to-crypto pathways.
Proven traction
Real Adoption. Real Partners. Real Growth.
Flow is one of the fastest-growing developer ecosystems in the world: it is top 30 overall, top 10 among Layer 1s, and holds partnerships with major brands like the NBA, Disney, the NFL, Ticketmaster, and Paypal.
Performance
Speed that Scales with Demand.
Unique multi-role architecture ensures high transaction speed and near-instant finality, enabling responsive consumer-scale applications.
Get Started
on Flow
1
Pick a wallet
Flow works seamlessly with major providers such as Metamask and Rabby as well as the native Flow Wallet
3
Explore Apps
The Flow ecosystem is thriving, from DeFi protocols and industry-leading yields to digital collectibles and developer tools. Explore the apps and projects that are shaping and scaling Web3.
Developers
Build on Flow
On Flow, seamlessly run Solidity and Cadence natively with no tricks and no rewrites. Build the next killer app.