diff --git a/site/src/components/AIBudgetUsage/AIBudgetUsage.stories.tsx b/site/src/components/AIBudgetUsage/AIBudgetUsage.stories.tsx
index e51d53c4aa4..f9d0582749d 100644
--- a/site/src/components/AIBudgetUsage/AIBudgetUsage.stories.tsx
+++ b/site/src/components/AIBudgetUsage/AIBudgetUsage.stories.tsx
@@ -50,3 +50,11 @@ export const ZeroBudget: Story = {
 		await expect(canvasElement).toHaveTextContent("$5 / $0 USD");
 	},
 };
+
+// Zero budget with no spend: shown as-is in the normal color.
+export const ZeroBudgetNoSpend: Story = {
+	args: { currentSpend: 0, spendLimit: 0 },
+	play: async ({ canvasElement }) => {
+		await expect(canvasElement).toHaveTextContent("$0 / $0 USD");
+	},
+};
diff --git a/site/src/pages/GroupsPage/GroupMemberBudgetCells.stories.tsx b/site/src/pages/GroupsPage/GroupMemberBudgetCells.stories.tsx
index 98ae0ceda1c..758c8b66929 100644
--- a/site/src/pages/GroupsPage/GroupMemberBudgetCells.stories.tsx
+++ b/site/src/pages/GroupsPage/GroupMemberBudgetCells.stories.tsx
@@ -10,7 +10,11 @@ import {
 	TableHeader,
 	TableRow,
 } from "#/components/Table/Table";
-import { MockGroup2, MockGroupWithoutMembers } from "#/testHelpers/entities";
+import {
+	MockEveryoneGroup,
+	MockGroup2,
+	MockGroupWithoutMembers,
+} from "#/testHelpers/entities";
 import { GroupMemberBudgetCells } from "./GroupMemberBudgetCells";
 
 const group = MockGroupWithoutMembers;
@@ -74,6 +78,7 @@ export const Unlimited: Story = {
 	args: {
 		spend: {
 			...mockSpend,
+			group_spend_micros: 1_250_000_000,
 			group_budget: null,
 			effective_group_id: group.organization_id,
 		},
@@ -81,7 +86,7 @@ export const Unlimited: Story = {
 	play: async ({ canvasElement }) => {
 		const canvas = within(canvasElement);
 		await expect(await canvas.findByTestId(testId)).toHaveTextContent(
-			"Unlimited",
+			"$1,250 / Unlimited USD",
 		);
 		await expect(
 			canvas.getByText("Everyone (not allocated)"),
@@ -91,38 +96,100 @@ export const Unlimited: Story = {
 	},
 };
 
-// Unlimited where the viewed group itself is the effective group.
-export const UnlimitedThisGroup: Story = {
+// Only the Everyone group can be an effective group without a budget.
+export const UnlimitedEveryoneGroup: Story = {
 	args: {
+		group: MockEveryoneGroup,
 		spend: {
 			...mockSpend,
 			group_budget: null,
+			effective_group_id: MockEveryoneGroup.id,
 		},
 	},
 	play: async ({ canvasElement }) => {
 		const canvas = within(canvasElement);
 		await expect(await canvas.findByTestId(testId)).toHaveTextContent(
-			"Unlimited",
+			"$0 / Unlimited USD",
 		);
+		await expect(
+			canvas.getByText("Everyone (not allocated)"),
+		).toBeInTheDocument();
+	},
+};
+
+// The Everyone group's own budget governs; the badge drops "(not allocated)".
+export const EveryoneGroupWithBudget: Story = {
+	args: {
+		group: MockEveryoneGroup,
+		spend: {
+			...mockSpend,
+			group_spend_micros: 1_250_000_000,
+			effective_group_id: MockEveryoneGroup.id,
+		},
+	},
+	play: async ({ canvasElement }) => {
+		const canvas = within(canvasElement);
+		const cell = await canvas.findByTestId(testId);
+		await expect(cell).toHaveTextContent("$1,250 USD");
+		await expect(cell).toHaveTextContent("Group limit $7,000");
+		await expect(canvas.getByText("Everyone")).toBeInTheDocument();
+		await expect(canvas.queryByText(/not allocated/)).not.toBeInTheDocument();
+	},
+};
+
+// A user override resolving to the Everyone group shows as individual.
+export const EveryoneGroupIndividual: Story = {
+	args: {
+		group: MockEveryoneGroup,
+		spend: {
+			...mockSpend,
+			group_spend_micros: 1_250_000_000,
+			effective_group_id: MockEveryoneGroup.id,
+			group_budget: {
+				spend_limit_micros: 9_000_000_000,
+				limit_source: "user_override",
+			},
+		},
+	},
+	play: async ({ canvasElement }) => {
+		const canvas = within(canvasElement);
+		const cell = await canvas.findByTestId(testId);
+		await expect(cell).toHaveTextContent("Custom limit $9,000");
+		await expect(canvas.getByText("Everyone (individual)")).toBeInTheDocument();
+	},
+};
+
+// A $0 budget renders like any other limit; no spend keeps the normal color.
+export const ZeroBudget: Story = {
+	args: {
+		spend: {
+			...mockSpend,
+			group_budget: { spend_limit_micros: 0, limit_source: "group" },
+		},
+	},
+	play: async ({ canvasElement }) => {
+		const canvas = within(canvasElement);
+		const cell = await canvas.findByTestId(testId);
+		await expect(cell).toHaveTextContent("$0 USD");
+		await expect(cell).toHaveTextContent("Group limit $0");
 		await expect(canvas.getByText("Front-End")).toBeInTheDocument();
 	},
 };
 
-export const None: Story = {
+// Visual variant of ZeroBudget: spend over a $0 budget takes the exceeded color.
+export const ZeroBudgetExceeded: Story = {
 	args: {
 		spend: {
 			...mockSpend,
+			group_spend_micros: 100_000_000,
 			group_budget: { spend_limit_micros: 0, limit_source: "group" },
-			effective_group_id: group.organization_id,
 		},
 	},
 	play: async ({ canvasElement }) => {
 		const canvas = within(canvasElement);
-		await expect(await canvas.findByTestId(testId)).toHaveTextContent("None");
-		const body = await openInfo(canvasElement);
-		await expect(
-			await body.findByText(/no AI spending allowance/),
-		).toBeInTheDocument();
+		const cell = await canvas.findByTestId(testId);
+		await expect(cell).toHaveTextContent("$100 USD");
+		await expect(cell).toHaveTextContent("Group limit $0");
 	},
 };
 
@@ -188,13 +255,13 @@ export const NotAttributed: Story = {
 		const canvas = within(canvasElement);
 		const cell = await canvas.findByTestId(testId);
 		await expect(cell).toHaveTextContent("$456 USD");
-		await expect(cell).toHaveTextContent("Not attributed to this group");
+		await expect(cell).toHaveTextContent("Budget managed by another group");
 		await expect(await canvas.findByText("developer")).toBeInTheDocument();
 		const body = await openInfo(canvasElement);
 		await expect(
-			await body.findByText(/None of this user's spend counts against/),
+			await body.findByText(/this user's spend in the/),
 		).toHaveTextContent(
-			"None of this user's spend counts against the Front-End group. It is managed by the developer group.",
+			"The amount shown is this user's spend in the Front-End group. Their AI budget is currently managed by the developer group.",
 		);
 	},
 };
diff --git a/site/src/pages/GroupsPage/GroupMemberBudgetCells.tsx b/site/src/pages/GroupsPage/GroupMemberBudgetCells.tsx
index 9efe4690424..eb692206162 100644
--- a/site/src/pages/GroupsPage/GroupMemberBudgetCells.tsx
+++ b/site/src/pages/GroupsPage/GroupMemberBudgetCells.tsx
@@ -3,6 +3,7 @@ import { useQuery } from "react-query";
 import { groupById } from "#/api/queries/groups";
 import type { Group, GroupMemberAISpend } from "#/api/typesGenerated";
 import { AIBudgetAmount } from "#/components/AIBudgetAmount/AIBudgetAmount";
+import { AIBudgetUsage } from "#/components/AIBudgetUsage/AIBudgetUsage";
 import { Badge } from "#/components/Badge/Badge";
 import { Spinner } from "#/components/Spinner/Spinner";
 import { TableCell } from "#/components/Table/Table";
@@ -16,8 +17,8 @@ const OTHER_ORG_MESSAGE =
 	"This user's AI budget is managed by a group in another organization and isn't visible here.";
 
 /**
- * The AI budget and Budget group cells for a group member. Spend only counts
- * against the viewed group; another group's budget shows as unattributed.
+ * The AI budget and Budget group cells for a group member. Spend is scoped to
+ * the viewed group; the limit comes from the member's effective group.
  */
 export const GroupMemberBudgetCells: FC<{
 	group: Group;
@@ -50,7 +51,15 @@ export const GroupMemberBudgetCells: FC<{
 			budgetGroup = EM_DASH;
 			break;
 		case "everyone":
-			budgetGroup = <Badge size="sm">Everyone (not allocated)</Badge>;
+			// A populated budget means the Everyone group's own budget applies,
+			// so it isn't the unallocated fallback.
+			budgetGroup = (
+				<Badge size="sm">
+					{spend?.group_budget
+						? badgeName("Everyone")
+						: "Everyone (not allocated)"}
+				</Badge>
+			);
 			break;
 		case "this":
 			budgetGroup = <Badge size="sm">{badgeName(groupName)}</Badge>;
@@ -91,11 +100,11 @@ export const GroupMemberBudgetCells: FC<{
 						<StatusIconTooltip
 							message={
 								<>
-									None of this user's spend counts against the{" "}
+									The amount shown is this user's spend in the{" "}
 									<span className="font-medium text-content-primary">
 										{groupName}
 									</span>{" "}
-									group. It is managed by the{" "}
+									group. Their AI budget is currently managed by the{" "}
 									<span className="font-medium text-content-primary">
 										{effectiveGroupName}
 									</span>{" "}
@@ -105,7 +114,7 @@ export const GroupMemberBudgetCells: FC<{
 						/>
 					</span>
 					<span className="text-xs text-content-secondary">
-						Not attributed to this group
+						Budget managed by another group
 					</span>
 				</div>
 			);
@@ -116,18 +125,15 @@ export const GroupMemberBudgetCells: FC<{
 			// The effective group has no budget, so no limit applies.
 			budget = (
 				<LabelWithInfo
-					label="Unlimited"
+					label={
+						<AIBudgetUsage
+							currentSpend={spend.group_spend_micros}
+							spendLimit={null}
+						/>
+					}
 					message="None of this user's groups have an AI budget configured, so their AI usage isn't restricted."
 				/>
 			);
-		} else if (limit === 0) {
-			// A $0 budget disables spending, distinct from no budget configured.
-			budget = (
-				<LabelWithInfo
-					label="None"
-					message="This user's group(s) have an AI budget of $0, so they have no AI spending allowance."
-				/>
-			);
 		} else {
 			const limitLabel =
 				spend.group_budget?.limit_source === "user_override"
diff --git a/site/src/testHelpers/entities.ts b/site/src/testHelpers/entities.ts
index cf6674b2ed5..95158700332 100644
--- a/site/src/testHelpers/entities.ts
+++ b/site/src/testHelpers/entities.ts
@@ -3243,7 +3243,7 @@ export const MockGroup3: TypesGen.Group = {
 	total_member_count: 2,
 };
 
-const MockEveryoneGroup: TypesGen.Group = {
+export const MockEveryoneGroup: TypesGen.Group = {
 	// The "Everyone" group must have the same ID as a the organization it belongs
 	// to.
 	id: MockOrganization.id,