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Crypto payments direct to your wallet

Decentralized crypto payment gateway. Pay with 90+ coins. Receive your preferred asset via instant conversion

0%

merchant fee

Self-custody

settlement

USDT + USDC

stablecoins

Accept crypto. Receive the asset you actually want.

What MakePay Does

MakePay is a non-custodial payment gate that lets you accept cryptocurrency payments without intermediaries. Unlike traditional payment processors that hold your funds, MakePay routes payments directly to your wallet.

0%

Merchant side

merchant fee when customers cover the payment fee

0.5%

Customer side

customer-paid fee shown clearly at checkout

Auto conversion

Automatic Crypto Conversion

Customers can pay in BTC, ETH, SOL, USDT, USDC, and 90+ cryptocurrencies while you receive your preferred asset automatically.

Direct settlement

Direct Wallet Settlement

Confirmed payments settle directly to your self-custody wallet without MakePay holding merchant funds.

DeFi protocols

Powered by Decentralized Protocols

Payments are routed through connected DeFi infrastructure for efficient settlement and conversion.

Coins customers know, ready for checkout.

Accept major coins, stablecoins, and popular network assets through one checkout flow while settlement stays tied to your wallet.

BTCBitcoin
ETHEthereum
SOLSolana
USDTArbitrum USDT
USDCUSDC
$WIF$WIF
AAPLONApple (Ondo Tokenized Stock)
ADACardano
ADIADI
AGGONiShares Core US Aggregate Bond ETF (Ondo Tokenized ETF)
AMZNONAmazon (Ondo Tokenized Stock)
ARBArbitrum
BTCBitcoin
ETHEthereum
SOLSolana
USDTArbitrum USDT
USDCUSDC
$WIF$WIF
AAPLONApple (Ondo Tokenized Stock)
ADACardano
ADIADI
AGGONiShares Core US Aggregate Bond ETF (Ondo Tokenized ETF)
AMZNONAmazon (Ondo Tokenized Stock)
ARBArbitrum

How MakePay works

How MakePay Works

Create a payment once, let customers choose their crypto, then track confirmation and settlement without adding custodial accounts to the flow.

Create Payment

Generate a payment link, embed a checkout widget, or integrate via API

Customer Pays

Customer selects their preferred cryptocurrency and completes payment

Payment Confirmed

Blockchain verification happens automatically in real-time

Funds Settled

Funds go directly to your wallet with no intermediate custody

Example flow

From checkoutto settlement.

The active state follows any supported payment currency as it moves through customer checkout, MakePay routing, DeFi conversion, and direct merchant settlement.

01

Customer chooses asset

Checkout accepts the customer's preferred asset.

02

MakePay routes payment

The routing engine prepares settlement instructions.

03

DeFi swap executes

Connected protocols convert into your preferred asset.

04

Merchant receives settlement

Funds settle directly to your preferred wallet asset.

Integrations

Flexible Integration Options

Start with a hosted payment link, embed checkout in your product, or build a custom payment flow through the MakePay API.

11 services

Manual payments

Create website payment links and route customers into MakePay service flows from one setup

Website payment linksFiat-to-crypto paymentsAnonymous paymentsSubscriptionsDepositsPOS terminalsCrypto ATM machinesCustomer self-service portalEmbed checkoutsPayment protectionCrypto swaps
Browse services
30 connectors

Commercial Plugins

Connect MakePay to e-commerce, billing, and marketplace workflows with ready plugin patterns

WooCommerceEasy Digital DownloadsPaid Memberships ProGravity FormsRestrict Content ProPrestaShopOpenCartMagentoShopwareBTCPay ServerInvisionXenForoWHMCSClientExecBlestaWISECPVirtueMartShopifyWixBigCommerceSaleorMedusaEverShopnopCommerceCS-CartcommercetoolsEcwidOdooSyliusSpree / Solidus
Browse plugins
19 tools and SDKs

API & SDK Libraries

Build custom payment flows with API calls, SDK libraries, webhooks, and routing logic

REST APIWebhooksOpenAPINPMPythonJava.NETPHPLaravelSymfonyGoRustRubyRailsKotlinAndroidDart / FlutterC++Elixir
Browse SDKs
Live in under 10 minutes90+ supported cryptocurrenciesAutomatic conversion to your preferred asset
Start accepting

Pricing comparison

Lower fees, faster settlement, outside card chargeback rails.

Keep crypto checkout practical for merchants with clear fees, direct wallet settlement, volume options, and pricing answers in one focused place.

MakePay checkout

0.5%

Transparent fee, direct settlement, and no card-network chargeback rails.

Card processors

1.4%+

slower rails
Open pricing

Payment protection

Screen incoming crypto before it becomes merchant risk.

Direct USDT transfers can be hard to assess. MakePay connects each checkout to Chainalysis-powered risk checks and a clear payment record so merchants can review funds before fulfillment.

Explore protection

On-chain screening

Chainalysis checks

live
Merchant wallet
USDT$820
ETH$540
USDC$1.2k
BTC$410
USDT$960
SOL$275
USDC$730
BNB$350
TRX$190
USDT$820Auto-refunded

Clean payment

settled

Sanction payment

auto-refunded

Team background

Experience from teams that shipped real crypto rails.

MakePay brings together past work across privacy-coin developer ecosystems, global exchange infrastructure, and DeFi protocols used by crypto-native customers.

Monero

Zcash

Kraken

Solana

Uniswap