Method of Mathematics Compound Interest

[[[

Chapter 05
Pµe„w× gybvdv (Compound Interest)
Pµe„w×
w× gybvdv msµvšÍ mgm¨v mgvavb Ki‡Z
Ki n‡j Pµe„w× gybvdv wK Zv m¤ú‡K© Av‡MB Rvb‡Z n‡e| e| Pµe„
Pµew× gybvdvi †ÿ‡Î
cÖ‡Z¨K eQ‡ii †k‡l g~ja‡bi mv‡_ gybvdv †hvM K‡i bZzb g~jab wba©vib Ki‡Z
Z nq| A_©vr cÖviw¤¢K g~ja‡bi
a mv‡_ cÖ_g eQ‡ii
gybvdv †hvM K‡i wØZxq eQ‡ii bxU g~jab wbY©q Ki‡Z
Ki n‡e| Pµe„w× gybvdv wbY©q Ki‡Z n‡j j Aek¨B Avgv‡`i
Avgv Pµe„w× gyjab
Ges Pµe„w× gybvdv wK G wel‡q wek` Rvbv `iKvit

Pµe„w× gybvdv (Compound Interest)t )t cÖwZeQi †k‡l hw` gyja‡bi mv‡_ gybvdv †hvM n‡qq bZzb gyjab ˆZwi nq Z‡e
Z Zv‡K
Pµe„w× gyjab ev Pµe„w× gybvdv e‡j|
j| G‡K
G mg„× gyjabI ejv nq| Ab¨fv‡ee ejv hvq, cÖwZeQi e„w×cÖvß gyja‡bi Dci ‡h
gybvdv wn‡me Kiv nq Zv‡KB Pµe„w×
w× gybvdv| Pµe„
Pµew× gyjab †_‡K cÖKZ
… ev bxU gyjab we‡qvM K‡ii Pµe„
Pµew× gybvdv cvIqv hvq|

Pµe„w× gyjab (Compound Capital)t )t Pµe„w× gyja‡bi †ÿ‡Î cÖwZeQiv‡šÍ e¨vs‡K AvgvbZKvixi
vgvbZKvixi gyjab GKUv wbw`ó nv‡i
nv
evo‡Z _v‡K| GB e„w× cÖvß gyjab‡K
K Pµe„
Pµew× ev cÖew„ × gyjab e‡j|

G Aa¨v‡q Avgiv wb‡¤œv³ exRMwYZxq cÖwZK¸‡jv

ZK¸ e¨envi Kie|
Avmj ev gybvdv = P gybvdv-Avmj
Avmj = Avmj+ gybvdv
gybvdvi nvi = r (rate of interest) A_©vr, A = P+I
mgq = n (time) GLvb †_‡K cvB,
gybvdv = I (profit/ Interset) P=A−I
me„w× g~jab ev gybvdv-Avmj= A (total amount) I=A−P

Pµe„w× gyjab wbY©q

g‡b Kwi †Kvb GKRb wewb‡qvMKvix
qvMKvix e¨vs‡K
e¨vs 10000 UvKv Rgv iv‡Lb Ges e¨vsK Zv‡K evwl©K 10% nv‡i
nv gybvdv †`q, Z‡e
AvgvbZKvix cÖ_g eQiv‡šÍ
šÍ 10000 UvKvi Dci gybvdv cv‡eb|
cv

mgvavbt
cÖ_g eQiv‡šÍ,
10000 × 12
10000 UvKvi 12% 1200 UvKv ev 100 = 1200 UvKv|
ZLb, wØZxq eQiv‡šÍ Zvi g~jab n‡ee (10000 + 1200) 11200 UvKv| hv g~jZ Pµe„
Pµew×
w× g~jab| GLb wØZxq eQiv‡šÍ
eQiv 11200
UvKvi Dci cybivq 12% nv‡i gybvdv †`Iqv
Iqv n‡e
n ev g~jab wbY©q Ki‡Z n‡e|

wØZxq eQiv‡šÍ.
11200 × 12
11200 UvKvi 12% 1344 UvKv ev 100 = 1344 UvKv|

GLb, Z…Zxq eQiv‡šÍ Zvi g~jab n‡ee (11200 + 1344) 12544 UvKv| hv g~jZ Pµe„
Pµew×
w× g~jab| GLb Z…
ZZxq eQiv‡šÍ 12544
UvKvi Dci cybivq 12% nv‡i gybvdv †`Iqv
Iqv n‡e
n ev g~jab wbY©q Ki‡Z n‡e|
Z…Zxq eQiv‡šÍ,
12544 × 12
12544 UvKvi 12% 1505.28 UvKv ev 100 = 1505.28 UvKv|
Method of Mathematics Compound Interest
GLb, PZy_© eQiv‡šÍ Zvi g~jab n‡e (12544 + 1505.28) 14049.28 UvKv| hv g~jZ Pµe„w× g~jab| Gifv‡e cÖwZ eQiv‡šÍ
e¨vs‡K AvgvbZKvixi g~jab evo‡Z _vK‡e| GB e„w×cÖvß g~jab‡K ejv nq Pµe„w× g~jab ev Pµe„w× g~j ev mg„× g~jab| Avi
cÖwZ eQi e„w×cÖvß g~ja‡bi Dci †h gybvdv wbY©q ev wnmve Kiv nq Zv‡K Pµe„w× gybvdv e‡j|

Pµe„w× g~jab I Pµe„w× gybvdvi myÎ MVbt aiv hvK, cÖviw¤¢K g~jab ev Avmj P Ges evwl©K gybvdvi nvi r
∴ cÖ_g eQiv‡šÍ Pµe„w× g~jab = Avmj + gybvdv
=P+P×r
= P (1+ r)
2q eQiv‡šÍ Pµe„w× g~jab = cÖ_g eQiv‡šÍi Pµe„w× g~jab + gybvdv
= P (1 + r) + P (1 + r) × r
= P (1 + r) (1 + r)
= P (1 + r)2

3q eQiv‡šÍ Pµe„w× g~jab = 2q eQiv‡šÍi Pµe„w× g~jab + gybvdv

= P (1 + r)2+ P (1 + r)2 × r GLv‡b,
= P (1 + r)2 (1 + r) P = gyjab (capital)
= P (1 + r)3 I = mij gybvdv (simple interest or
simple profit)
jÿ Kwi, 1g eQiv‡šÍ Pµe„w× g~jab (1+ r) Gi m~PK 1 r = gybvdvi nvi (rate of interest)
2q eQiv‡šÍ Pµe„w× g~jab (1+ r) Gi m~PK 2 n = mgq (time)
3q eQiv‡šÍ Pµe„w× g~jab (1+ r) Gi m~PK 3 C = Pµe„w× g~jab (compound
amount)
∴ n eQiv‡šÍ Pµe„w× g~jab n‡e (1+ r) Gi m~PK n
C.I = Pµe„w× gybvdv (compound
∴ n eQiv‡šÍ Pµe„w× g~jab C n‡j C= P (1+ r)n
interset)
Avevi, Pµe„w× gybvdv = Pµe„w× g~jab − cÖviw¤¢K g~jab = P (1 + r)n − P

GLb Pµe„w× g~jab Ges Pµe„w× gybvdi m~Î †`wLt

m~Ît
Pµe„w× g~jab C = P (1+ r)n
Pµe„w× gybvdv C − P = (1 + r)n − P

GLb Pµe„w× gybvdv m¤ú‡K© Av‡jvPbvi ïiæ‡Z m~Î e¨wZZ †h g~jab 10000 UvKv Ges gybvdv 12% aiv n‡qwQj, †mLv‡b
Pµe„w× g~ja‡bi m~Î cÖ‡qvM Kwit

1g eQiv‡šÍ Pµe„w× g~jab = P (1+ r)

12
= 10000 × 1 + 100 UvKv
 
= 10000 × (1 + 0.12) = 10000 × 1.12 = 11200 UvKv|

2q eQiv‡šÍ Pµe„w× g~jab = P (1 + r)2

12 2
= 10000 × 1 + 100 UvKv
 
= 10000 × (1 + 0.12)2 UvKv
Method of Mathematics Compound Interest
= 10000 × 1.2544 UvKv = 10000 × (1.12)2 UvKv
= 12544 UvKv|
3q eQiv‡šÍ Pµe„w× g~jab = P (1 + r)3
12 3
= 10000 × 1 + 100 UvKv
 
= 10000 × (1 + 0.12)3 UvKv
= 10000 × (1.12)3 UvKv
= 10000 × 1.404928 UvKv = 14049.28 UvKv|
AZGe †`Lv †Mj †h, m~‡Îi cÖ‡qvM e¨wZZ ev m~Î cÖ‡qv‡Mi gva¨‡g mn‡RB Pµe„w× g~jab ev Pµe„w× gybvdv wbY©q Kiv hvq|

GKwU d¬vU gvwjK Kj¨vb mwgwZ Av`vqK…Z mvwf©m PvR© †_‡K DØ„Ë 200,000 UvKv e¨vs‡K Qq gvm AšÍi Pµe„w× gybvdv
wfwËK ¯’vqx AvgvbZ ivL‡jb| gybvdvi nvi evwl©K 12 UvKv n‡j, Qq gvm ci H mwgwZi wn‡m‡e KZ UvKv Rgv n‡e? GK eQi
ci Pµe„w× g~jab KZ n‡e?

mgvavbt
e¨vL¨vt Pµe„w× g~ja‡bi †ÿ‡Î cÖwZeQi †k‡l
‡`Iqv Av‡Q, g~jab P = 200,000 UvKv|
1 cÖviw¤¢K gyja‡bi mv‡_ gybvdv †hvM n‡q bZzb
gybvdvi nvi r = 12%, mgq n = 6 gvm ev 2 eQi| gyjab ˆZwi nq| ZvB GLv‡b cÖviw¤¢K g~ja‡bi
∴ gybvdv I = Prn mv‡_ cÖ_g Qq gv‡mi gybvdv †hvM K‡i 2q Qq
12 1 gv‡mi Rb¨ g~jab 212,000 UvKv wbY©q Kiv
= 200,000 × 100 = 24000 × 2 = 12000 UvKv n‡q‡Q| cieZ©x Qq gv‡mi Rb¨ 212,000
∴ Qq gvm ci gybvdv n‡e 12000 UvKv| UvKvi Dci 12% nv‡i 6 gv‡mi gybvdv wbY©q
GLb, 1g Qq gvm ci Pµe„w× g~jab n‡e = (200,000 + 12000) K‡i me©‡gvU Pµe„w× g~jab 224,720 UvKv
= 212,000 UvKv| wba©viY Kiv n‡q‡Q|
12 1
Avevi, cieZ©x Qq gv‡mi Rb¨ gybvdv-Avmj = 212,000 × 100 = 25440 × 2
= 12720 UvKv|
∴ 1 eQi ci gybvdv-Avmj n‡e (212,000 + 12720) 224,720 UvKv|
GK eQi ci Pµe„w× g~jab n‡e 224,720 UvKv| (DËi)

‡Kv‡bv kn‡ii eZ©gvb RbmsL¨v 80 jÿ| H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 30 n‡j 3 eQi ci H kn‡ii
RbmsL¨v KZ n‡e?
[Pµe„w× g~ja‡bi g‡Zv K‡i mgvavb Ki‡Z n‡e]

mgvavbt weKí mgvavbt

kniwUi eZ©gvb RbmsL¨v P = 80,00,000 kniwUi eZ©gvb RbmsL¨v P = 80,00,000
30 30
RbmsL¨v e„w×i nvi 1000 × 100% = 3% RbmsL¨v e„w×i nvi 1000 × 100% = 3%
mgq, n = 3 eQi mgq, n = 3 eQi
GLv‡b, RbmsL¨v e„w×I †ÿ‡Î Pµe„w× g~ja‡bi m~Î cÖ‡hvR¨ 800000×3
n‡e| ∴ 1g eQi = 1000 24000
∴ C = P (1+r)n 1g eQi (800,000 + 24000) = 824000
Method of Mathematics Compound Interest
30 3 824000×3
m~Î g‡Z, = 80,00,000 × 1 + 100 =
  1000 = 24720
103 103 103 2q eQi (824,000 + 24720) = 8,48,720
= 80,00,000 × 1000 × 1000 × 1000
848720×3
= 8 × 103 × 103 × 103 = 1000 25461.6
= 87,41,816 = 848720 + 25461 = 87,41,81.6
∴ 3 eQi ci kniwUi RbmsL¨v n‡e 87,41,81.6 Rb| ∴ 3 eQi ci kniwUi RbmsL¨v n‡e 848720 + 25461
(DËi) = 87,41,81.6 Rb (DËi)

e¨vL¨vt Avgiv Rvwb, Pµe„w× g~ja‡bi †ÿ‡Î cÖwZeQi †k‡l gyja‡bi mv‡_ gybvdv †hvM n‡q bZzb gyjab ˆZwi nq| †h‡nZz GLv‡b
Pµe„w× g~ja‡bi m~Î cÖ‡hvR¨ n‡q‡Q ZvB kniwUi cÖviw¤¢K RbmsL¨vi mv‡_ RbmsL¨v e„w×i nvi 3% †hvM K‡i 2q eQ‡ii Rb¨
cÖviw¤¢K RbmsL¨vi cwigvb wbY©q Kiv n‡q‡Q| GKBfv‡e cieZ©x 2q I 3q eQ‡ii Rb¨ Pµe„w× n‡i Rbms¨v wbY©q K‡i me©‡gvU
87,41,81.6 Rb UvKv wba©viY Kiv n‡q‡Q|

g‡bvqviv †eMg Zvi cvwievwiK cÖ‡qvR‡b 6% nv‡i X UvKv Ges 4% nv‡i Y UvKv FY wbj| †m Zvi †gvU 56000 UvKv
FY wbj Ges eQi †k‡l 2480 UvKv gybvdv ‡kva Kij|
(K) m¤ú~Y© F‡Yi Dci 5% g~bvdv cÖ‡hvR¨ n‡j evwl©K g~bvdv KZ?
(L) X Ges Y Gi gvb wbY©q Kiæb|
(M) m¤ú~Y© †Yi Dci 5% Pµe„w× gybvdv cÖ‡hvR¨ n‡j 2 eQi ci g‡bvqviv †eMg‡K KZ UvKv gybvdv cwi‡kva
Ki‡Z n‡e?
(K) m¤ú~Y© F‡Yi Dci 5% g~bvdv cÖ‡hvR¨ n‡j evwl©K g~bvdv (M) m¤ú~Y© F†Yi Dci 5% Pµe„w× gybvdv cÖ‡hvR¨ n‡j 2
KZ? eQi ci g‡bvqviv †eMg‡K KZ UvKv gybvdv cwi‡kva Ki‡Z
mgvavbt n‡e?
‡gvU F†Yi cwigvb, P = 560000 UvKv mgvavbt
5 g‡bvqvi †eM‡gi F‡Yi cwigvb P = 560000 UvKv
gybvdvi nvi, r = 100 5
gybvdvi nvi, r = 100
mgq, n = 1 eQi
mgq, n = 1 eQi
GLb gybvdv I = pnr GLb,
5 Avgiv Rvwb, Pµe„w× g~bvdvi †ÿ‡Î mg„×g~j
= (56000× 1 × 100 ) 5 2
= 56000 (1+ 100 ) UvKv
= 2800 UvKv| 2
∴ 1 eQi ci wb‡Y©q ewl©K gybvdv 2800 UvKv| (DËi) = 56000 × (1+.05) UvKv
2
= 56000 × (1.05) UvKv
kU©KvUt = 61470 UvKv|
5 ∴ g‡bvqviv †eMg cwi‡kva Ki‡eb (61740 − 56000)
56000 UvKvi 5% nv‡i 1 eQ‡ii gybvdv = 56000× 100
UvKv
= 2800 UvKv = 5740 UvKv (DËi)
(L) x Ges y Gi gvb wbY©q Ki|
6
6% nvi gybvdvq x UvKvi evwl©K gybvdv = (x × 1 × 100 ) UvKv
6x
= 100 UvKv
4
Avevi 4% nvi gybvdvq y UvKvi evwl©K gybvdv = (y × 1 × 100 ) UvKv
Method of Mathematics Compound Interest
4y
= 100 UvKv
GLb DÏxc‡Ki Z_¨vbymv‡i x + y = 56000..............................................(i)
6x 4y
Ges 100 + 100 = 2840
ev, 6x + 4y = 284000
ev, 3x + 2y = 142000...................(ii)
GLb (i) bs mgxKiY‡K 3 Øviv ¸b K‡i ¸Ydj †_‡K
(ii) bs mgxKiY‡K we‡qvM Kwi 3x + 3y = 284000
3x + 2y = 142000
1y = 26000
GLb y Gi gvb (i) bs mgxKi‡Y ewm‡q cvB x = 30000
∴ x = 30000; y = 26000 (DËi)

Abykxjbx cª‡kœi DËi

1| 1050 UvKvi 8% wb‡Pi †KvbwU?

(K) 80 UvKv (L) 82 UvK (M) 84 UvKv (N) 86 UvKv DËit M
2| evwl©K 10% mij gybvdvq 1200 UvKvi 4 eQ‡ii mij gybvdv KZ?
(K) 120 UvKv (L) 240 UvKv (M) 360 UvKv (N) 480 UvKv DËit N
3| UvKvq 5wU `‡i µq K‡i 4wU `‡i weµq Ki‡j kZKiv KZ jvf ev ¶wZ n‡e?
(K) jvf 25% (L) ÿwZ 25% (M) jvf 20% (N) ÿwZ 25% DËit K
4| gybvdv wnmv‡ei †¶‡Î−
i. gybvdv = gybvdv-Avmj Ñ Avmj
Avmj × gybvdv × mgq
ii. gybvdv = 2
iii. Pµe„w× gybvdv = Pµe„w× g~j − g~jab
Dc‡ii Z‡_¨i Av‡jv‡K wb‡Pi †KvbwU mwVK ?

(K) (i) I (ii) (L) (i) I (iii) (M) (ii) I (iii) (N) (i), (ii) I (iii) DËit L
5| 10% mij gybvdvq 2000 UvKviÑ
i. 1 eQ‡ii gybvdv 200 UvKv|
2
ii. 5 eQ‡ii gybvdv-Avmj, Avm‡ji 13 ¸Y|
iii. 6 eQ‡i gybvdv Avm‡ji mgvb n‡e|
wb‡Pi †KvbwU mwVK?
(K) (i) I (ii) (L) (i) I (iii) (M) (ii) I (iii) (N) (i), (ii) I (iii) DËit K
6| Rvwgj mv‡ne evwl©K 10% gybvdvq e¨vs‡K 2000 UvKv Rgv ivL‡jb|
wb‡Pi cÖkœ¸‡jvi DËi `vI :
(1) 1g eQiv‡šÍ gybvdv-Avmj KZ n‡e ?
(K) 2050 UvKv (L) 2100 UvKv (M) 2200 UvKv (N) 2250 UvKv DËit M
(2) mij gybvdvq 2q eQiv‡šÍ gybvdv-Avmj KZ n‡e ?
(K) 2400 UvKv (L) 2420 UvKv (M) 2440 UvKv (N) 2450 UvKv DËit K
Method of Mathematics Compound Interest
(3) 1g eQiv‡šÍ Pµe„w× g~jab KZ n‡e ?
(K) 2050 UvKv (L) 2100 UvKv (M) 2150 UvKv (N) 2200 UvKv DËit K

7| evwl©K 10% gybvdvq 8000 UvKvi 3 eQ‡ii Pµe„w× g~jab wbY©q Ki|
mgvavbt
Avgiv Rvwb, Pµe„w× g~jab, C = P(1 + r)n

‡`Iqv Av‡Q, GLv‡b, g~jab, P = 8000 UvKv

cÖviw¤¢K g~ajb P = 8000 UvKv mgq, n = 3 eQi
mgq, n = 3 eQi gybvdvi nvi, r = 10%
gybvdvi nvi, r = 10% (Pµe„w× g~jab †ei Ki‡Z n‡e)
gvb ewm‡q cvB,
3
C = 8000 × (1+.1)
= 8000 × (1.1)3

11 3 weKí mgvavbt
= 8000 × 10 cÖviw¤¢K g~ajb P = 8000 UvKv
1331 mgq, n = 3 eQi
= 8000 × 1000 gybvdvi nvi, r = 10% (Pµe„w× g~jab †ei Ki‡Z n‡e)
= 10648 UvKv
∴ wb‡Y©q Pµe„w× g~jab = 10648 UvKv| (DËi) 8000×10
∴ 1g eQi = 100 = 800 UvKv
1g eQi (8000 + 800) = 8800 UvKv
8800×10
= 100 = 880 UvKv
2q eQi (8800 + 880) = 9680 UvKv
9680×10
= 100 = 968 UvKv
= 9680 + 968 = 10648 UvKv
∴ 3 eQi ci Pµe„w× g~jab n‡e = 9680 + 968 = 10648
UvKv (DËi)
8| evwl©K kZKiv 10% mij gybvdvq 5000 UvKvi 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
mgvavbt

Avgiv Rvwb, mij gybvdvi †ÿ‡Î I = Prn GLv‡b,

A_©vr, Avmj × gybvdvi nvi × mgq gybvdv = I = ?
Avmj = P = 5000 UvKv|
AZGe, gybvdvi nvi = r = 10%
10 mgq = n = 3 eQi|
gybvdv = 5000 × 100 × 3
= 1500 UvKv
∴ 3 eQi ci mij gybvdv n‡e 1500 UvKv|

Avevi, Avgiv Rvwb Pµe„w× g~j†bi †ÿ‡Î C=P(1+r)n

‡`Iqv Av‡Q,
cÖviw¤¢K g~jab P = 5000 UvKv|
Method of Mathematics Compound Interest
gybvdvi nvi r = 10%
10
= 100
= .1
mgq = n = 3 eQi|
Pµe„w× gyjab =?

gvb ewm‡q cvB,

C = (5000× (1+.1)3
= 5000× (1.1)3
3
 10 
= 5000× 100
 
1331
= 5000 × 1000
= 6655 UvKv|

AZGe,
Pµe„w× g~jab C = 6655 UvKv|
∴ Pµe„w× gybvdv = C − P
= (6655 − 5000) UvKv ev 1655 UvKv
∴ mij gybvdv I Pµe„w× gybvdvi cv_©K¨
= (Pµe„w× gybvdv − mij gybvdv)
= (1655 − 1500) UvKv = 155 UvKv|
∴ mij gybvdv I Pµe„w× gybvdvi cv_©K¨ 155 UvKv| (DËi)

9| GKB nvi gybvdvq †Kv‡bv g~ja‡bi GK eQiv‡šÍ Pµe„w× g~jab 6500 UvKv I `yB eQiv‡šÍ Pµe„w× g~jab 6760 UvKv
n‡j, g~jab KZ?
GLv‡b,
mgvavbt Avgiv Rvwb, g~jab P, mgq n, gybvdvi nvi r n‡j,
Avmj cÖviw¤¢K gyjab = P = ?
Pµe„w× g~jab = P (1 + r)n
gybvdv ev my‡`i nvi nvi = r
∴ GK eQiv‡šÍ Pµe„w× g~jab = P(1 + r)1 = P(1 + r) mgq = n
`yB eQiv†šÍ Pµe„w× g~jab = P (1 + r)2 Pµe„w× g~jab C = 6500
cÖkœg‡Z, P (1 + r)2 = 6760 ............ (i)
Ges P (1 + r) = 6500................... (ii)
mgxKiY (i) bs †K (ii) bs Øviv fvM K‡i cvB,
P(1 + r)2 6760
P(1 + r) = 6500
676
ev, 1 + r = 650 .........................(iii)
676
1 + r = 650 gvb (ii) bs G ewm‡q cvB,
676
P × 650 = 6500
Method of Mathematics Compound Interest
650 × 6500
ev, P = 676
∴ P = 6250 UvKv
∴ g~jab 6250 UvKv| (DËi)

10| evwl©K kZKiv 8.50 UvKv Pµe„w× gybvdvq 10000 UvKvi 2 eQ‡ii me„w×g~j I Pµe„w× gybvdv wbY©q Kiæb|
mgvavbt
Avgiv Rvwb, Pµe„w× ev me„w×g~‡ji †¶‡Î GLv‡b,
Pµe„w× ev me„w×g~j, C = P(1 + r) n g~ jab, P = 10000 UvKv
 8.502 mgq, n = 2 eQi
= 10000 1 +
 100  UvKv 8.50
2 gybvdvi nvi, r = 8.50% = 100
= 10000 (1 + 0.085) UvKv
= 10000 (1.085)2 UvKv
= 10000 × 1.177225 UvKv
= 11772.25 UvKv
Avevi, Pµe„w× gybvdv = me„w×g~j − g~jab
= (11772.25 − 10000) UvKv
= 1772.25 UvKv
∴ wb‡Y©q me„w×g~j 11772.25 UvKv Ges Pµe„w× gybvdv 1772.25
UvKv| (DËi)

11| †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 64 j¶| kniwUi RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 25 Rb n‡j, 2 eQi ci
H kn‡ii RbmsL¨v KZ n‡e?
mgvavbt kniwUi eZ©gvb RbmsL¨v, P = 64,00,000 Rb| GB AsKUv †Kvb c×wZ QvovB mgva‡bi
25 1 †Póv Kwit
RbmsL¨v e„w×i nvi, r = 1000 = 40 ev 25 Rb|
cÖ‡kœ ejv n‡q‡Q cÖwZ nvRv‡i RbmsL¨v e„w×i
mgq, n = 2 eQi nvi 25 Rb|
[GLv‡b, RbmsL¨v e„w×i †¶‡Î Pµe„w× gybvdvi m~Î cÖ‡hvR¨]
Avgiv Rvwb, Pµe„w× gybvdv C = P(1 + r)n cÖ_g eQi,
gvb ewm‡q cvB, 1 jv‡L 25×100000= 2500
2.5 2
C = 6400000 × 1 + 100 64 jv‡L 2500×64 = 160,000
 
100+2.5 ∴ 1 eQi ci †gvU RbmsL¨v nj
= 6400000 ×  100 
2

  6400,000+160,000 = 6560,000
102.5 102.5
= 6400000 ×  100 × 100  [eM© Zz‡j w`‡q] 2q eQi,
   
= 640 ×102.5 × 102.5 6560,000 × 65.6 =164000
= 6724000 6560000+164,000 = 6724,000
∴ 2 eQi ci kniwUi RbmsL¨v 67,24,000 Rb (DËi)
∴ 2 eQi ci kniwUi RbmsL¨v 67,24,000
Rb (DËi)
12| GK e¨w³ GKwU FY`vb ms¯’v †_‡K evwl©K 8% Pµe„w× gybvdvq 5000 UvKv FY wb‡jb| cÖwZeQi †k‡l wZwb
2000 UvKv K‡i cwi‡kva K‡ib| 2q wKw¯Í cwi‡kv‡ai ci Zvi Avi KZ UvKv FY _vK‡e?
Method of Mathematics Compound Interest
mgvavbt [Pµe„w× F‡Yi †¶‡Î Pµe„w× g~ja‡bi m~Î cÖ‡hvR¨] weKí mgvavbt
†hLv‡b, FY P = 5000 UvKv Avgiv Rvwb,
8 Pµe„w× g~jab C = P (1 + r)1
my‡`i nvi r = 8% = 100] ‡`Iqv Av‡Q, [cÖ_g wKw¯Í]
mgq n = 1 eQi| cÖviw¤¢K g~jab P = 5000 UvKv
8
my‡`i nvi r = 8% = 100
∴ 1g eQi ci Pµe„w× FY C1 = P (1 + r)1
8 1 mgq n = 1 eQi|
= 5000 × 1 + 100 = 5000 (1 + 0.08) UvKv Pµe„w× g~jab C = ?
 
= 5000 × 1.08 UvKv = 5400 UvKv
gvb ewm‡q cvB,
1g eQi †k‡l wZwb 2000 UvKv cwi‡kva K‡ib| 1
8
∴ 2q eQ‡ii ïiæ‡Z Avmj P1= (5400 – 2000) UvKv C = 5000 × 1 + 100
= 3400 UvKv|  
1
100+8
∴ 2q eQiv‡šÍ Pµe„w× FY C2 = P1 (1 + r)1 = 5000 ×  100 
 
 8 1
108
= 5000 × 100
= 3400 1 + 100 UvKv = 3400 (1 + 0.08) UvKv
 
 
= 3400 × 1.08 UvKv = 3672 UvKv
= 50 × 108 = 5400 UvKv|
∴ 2q wKw¯Í cwi‡kv‡ai ci FY _vK‡e (3672 − 2000) H e¨w³ cÖ_g wKw¯Í ‡k‡l cwi‡kva K‡i 2000
UvKv UvKv|
= 1672 UvKv| (DËi)
∴ cª_g wKw¯Í †k‡l FY _v‡K 5400 − 2000
= 3400 UvKv|
[wØZxq wKw¯Íi †ÿ‡Î]
cÖviw¤¢K g~jab P = 5000 UvKv
8
my‡`i nvi r = 8% = 100
mgq n = 1 eQi|
Pµe„w× g~jab C = ?

gvb ewm‡q cvB,

1
8
C = 3400 × 1 + 100
 
1
100+8
= 3400 ×  100 
 
108
= 3400 × 100
 
= 34 × 108 = 3672
wØZxq wKw¯Í †k‡l cwi‡kva K‡i 2000 UvKv|
∴wØZxq wKw¯Í †k‡l FY _v‡K = 3672−2000
= 1672 (DËi)

13| GKB nvi Pµe„w× gybvdvq †Kv‡bv g~jab GK eQiv‡šÍ me„w×g~j 19500 UvKv Ges `yB eQiv‡šÍ me„w×g~j 20280 UvKv
nj| A
(K) gybvdv wbY©‡qi m~Î wjLyb|
(L) g~jab wbY©q Kiæb|
Method of Mathematics Compound Interest
(M) GKB nv‡i D³ g~ja‡bi Rb¨ 3 eQi ci mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|

13 bs cÖ‡kœi mgvavbt (K) 13 bs cÖ‡kœi mgvavbt (M)

Avgiv Rvwb, Pµe„w× g~jab C= P(1 + r)n (iii) bs mgxKiY n‡Z cvB,
104
1 + r = 100
GLv‡b,
cÖviw¤¢K g~jab = P 104 104 − 100 4 1
ev, r = 100 – 1 = 100 = 100 = 25
my‡`i nvi = r
mgq = n eQi ÔLÕ †_‡K cvB,
me„w× g~j = C g~jab P = 18750 UvKv, mgq n = 3 eQi
∴ Pµe„w× gybvdv = C − P Pµe„w× g~jab, C = P(1 + r)n = 18750
= P(1 + r)n− P 1 + 1 
3

 25
13 bs cÖ‡kœi mgvavbt (L) 26 3
Avgiv Rvwb, = 18750 25 = 18750 × (1.04)3
 
g~jab P, mgq n, gybvdvi nvi, r n‡j, = 18750 × 1.125 = 21091.2 UvKv
Pµe„w×i g~jab = P(1 + r)n
∴ PKe„w× gybvdv = C – P
∴ GK eQiv‡šÍ Pµe„w× g~jab = P(1 + r)1 = P(1 + r) = (21091.2– 18750) UvKv
2q eQiv‡šÍ Pµe„w× g~jab = P(1 + r)2
= 2341.2 UvKv (cÖvq)
cÖkœg‡Z,
P(1 + r) = 19500 ... ... (i) ∴ mij gybvdv, I= Pnr
1
P(1 + r)2 = 20280 ... ... (ii) = 18750 × 3 × 25 UvKv
(ii) mgxKiY‡K (i) mgxKiY Øviv fvM Kwi|  
P(1 + r)2 20280 = 2250 UvKv
P(1 + r) = 19500 ∴ Pµe„w× gybvdv I mij gybvdvi cv_©K¨
104 = (2341.2 – 2250) UvKv
ev, (1 + r) = 100 ... ... (iii) = 91.2 UvKv cÖvq (DËi)
∴ (1 + r) Gi gvb (i) bs G ewm‡q cvB, ∴ Pµe„w× I mij gybvdvi †ÿ‡Î cv_©K¨ 91.2 UvKv
104 cÖvq (DËi)
P × 100 = 19500
19500 × 100
ev, P = 104
∴ P = 18750 UvKv (DËi)
14| wkcÖv eo–qv †Kv‡bv e¨vs‡K 3000 UvKv Rgv †i‡L 2 eQi ci gybvdvmn 3600 UvKv †c‡q‡Qb| A
(K) mij gybvdvi nvi wbY©q Kiæb|
(L) AviI 3 eQi ci gybvdv-Avmj KZ n‡e ?
(M) 3000 UvKv GKB nvi Pµe„w× gybvdvq Rgv ivL‡j 2 eQi ci Pµe„w× g~jab KZ n‡Zv ?

14 bs cÖ‡kœi mgvavbt (K) weKí mgvavbt (K)

Avgiv Rvwb, mij gybvdv I = prn Avgiv Rvwb, mij gybvdv I = prn
GLv‡b, GLv‡b, Avmj, P = 3000 UvKv,
gybvdv mn Avmj = 3600 UvKv mgq, n = 2 eQi
Avmj P = 3600 UvKv| gybvdv-Avmj, A = 3600 UvKv|
gybvdv I = (3600 − 3000) = 600 UvKv| ∴ gybvdv, I = A – P = (3600 – 3000) UvKv ev,
Method of Mathematics Compound Interest
gybvdvi nvi r = ? 600 UvKv
mgq n = 2 eQi I
Avgiv Rvwb, I = Pnr ev, r = Pn
GLb gvb ewm‡q cvB, 600
∴ gybvdvi nvi =
I = prn 3000 × 2
ev, 600 = 3000 × r × 2 1
600 = 10 × 100
ev, r =
3000 × 2 = 10% (DËi)
ev, r = .1
= 1 × 100
= 10 %
∴ mij gybvdvi nvi 10% (DËi)

14 bs cÖ‡kœi mgvavbt (L)

GLv‡b †gvU eQi = (3 + 2) = 5 eQi|
gybvdv I = prn
10
ev, I = 3000× 100 × 5
= 1500 UvKv|
∴ gybvdv-Avmj = 3000 + 1500 = 4500 (DËi)

14 bs cÖ‡kœi mgvavbt (M)

Avgiv Rvwb, Pµe„w× g~jab C = P (1 + r)1
‡`Iqv Av‡Q,
cÖviw¤¢K g~jab P = 3000 UvKv
10
my‡`i nvi r = 100 = 10%
mgq n = 2 eQi
Pµe„w× g~jab C = ?
gvb ewm‡q cvB,
2
10
C = 3000 × 1 + 100
 
2
100+10
= 3000 ×  100 
 
110 110
= 3000 × 100 × 100
= 30 × 11 × 11 = 3630
∴ Pµe„w× g~jab 3630 UvKv| (DËi)
Method of Mathematics Compound Interest
G Aa¨v‡qi m¤¢ve¨ ¸iæZ¡c~Y© GgwmwKD (wewmGm wcÖwjwgbvwi I Ab¨vb¨ wb‡qvM cixÿv)

1| Pµe„w× g~j Gi m~Î †KvbwU?

C C I DËit L
(K) P = (1 − r)n (L) P = (1 + r)n (M) P = (1 − r)n (N) I = Pnr

2| n eQiv‡šÍ Pµe„w× g~jab C n‡j, C = ?

(K) (1 + r)n (L) P(1 + r n) (M) P(1 + r)n (N) P(1 + n) DËit M
3| Pµe„w× gybvdv wbY©‡qi m~Î †KvbwU?
(K) P(1+ r)n − (L) P(1+ r)n−Pn (M) P(1+r)n ×P (N) P(1+r)n ÷P DËit K
P
4| GKwU kn‡ii eZ©gvb RbmsL¨v 50,000| RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 30 n‡j 2 eQi ci H kn‡ii RbmsL¨v
KZ n‡e?
(K) 50045 Rb (L) 53000 Rb (M) 53045 Rb (N) 54000 Rb DËit M
5| evwl©K 10% gybvdvq 2000 UvKvi 2 eQ‡ii Pµe„w× g~jab KZ UvKv?
(K) 220 UvKv (L) 242 UvKv (M) 2200 UvKv (N) 2420 UvKv DËit N
6| 12% nvi gybvdvq 30,000 UvKvi 2 eQ‡ii Pµe„w× g~jab wb‡Pi †KvbwU?
(K) 37,632 UvKv (L) 37,332 UvKv (M) 37,300 UvKv (N) 35,632 UvKv DËit K
7| evwl©K 10% gybvdvq 2000 UvKvi 2 eQ‡ii Pµe„w× gybvdv KZ UvKv?
(K) 400 UvKv (L) 420 UvKv (M) 2400UvKv (N) 2420 UvKv DËit L
8| †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 15 j¶ Ges H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 20 Rb H kn‡i
RbmsL¨v e„w×i nvi KZ?
(K) 1.3% (L) 1.5% (M) 2% (N) 3% DËit M
9| †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 15 j¶ Ges H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 20 Rb 3 eQi
ci H kn‡ii RbmsL¨v KZ n‡e?
(K) 1509018 Rb (L) 1560600 Rb (M) 1590000 Rb (N)1591812 Rb DËit N
10| evwl©K 12% gybvdvq n eQ‡ii 1500 UvKvi mij gybvdv 900 UvKv n‡j n-Gi gvb KZ?
(K) 20 eQi (L) 14 eQi (M) 5 eQi (N) 7 eQi DËit M
11| evwl©K 12% gybvdvq n eQ‡ii 1500 UvKvi mij gybvdv 900 UvKv, n = 2 n‡j Pµe„w× gybvdv KZ
n‡e?
(K) 13.00 UvKv (L) 180.00 UvKv (M) 381.60 UvK (N) 660.00 UvKv DËit M
12| †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 30 j¶ Ges H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 30 Rb|
RbmsL¨v e„w×i nvi KZ?
(K) 30% (L) 5% (M) 3% (N) 2% DËit M
13| 1g eQiv‡šÍ Pµe„w× g~jab (1 + r) Gi m~PK KZ?
(K) 0 (L) 1 (M) 2 (N) n DËit L
14| Pµe„w× g~jab 68625 UvKv Ges cÖviw¤¢K g~jab 59850 UvKv n‡j Pµe„w× gybvdv KZ UvKv?
(K) 8775 UvKv (L) 8700 UvKv (M) 8675 UvKv (N) 87.75 UvKv DËit K
Method of Mathematics Compound Interest
15| †Kvb g~ja‡b GK eQiv‡šÍ I `yB eQiv‡šÍ Pµe„w× g~jab h_vµ‡g 2200 UvKv I 2420 UvKv?
(K) 500 UvKv (L) 1000 UvKv (M) 1500 UvKv (N) 2000 UvKv DËit K
16| 10% nvi gybvdvq 2 eQ‡ii Pµe„w× g~jab 9680 UvKv n‡j cÖviw¤¢K g~jab KZ UvKv?
(K) 8000 UvKv (L) 6000 UvKv (M) 4000 UvKv (N) 2000 UvKv DËit K
17| 4% nvi gybvdvq †Kv‡bv UvKvq 2 eQ‡ii gybvdv I Pµe„w× gybvdvi cv_©K¨ 1 UvKv n‡j g~jab KZ UvKv?
(K) 625 UvKv (L) 626 UvKv (M) 825 UvKv (N) 826 UvKv DËit K
18| iwng mv‡ne 10% nv‡i 3000 UvKv e¨vs‡K Rgv ivL‡jb mij gybvdvq 3 eQi ci gybvdv KZ n‡e?
(K) 993 UvKv (L) 900 UvKv (M) 300 UvKv (N) 90 UvKv DËit L

mgvavbmn AwZwi³ Abykxjbx cÖkœ

cÖkœt1 †Kv‡bv Avmj 6 eQ‡i gybvdv-Avm‡j 16,280 UvKv Ges 8 eQ‡i gybvdv-Avm‡j 18,080 UvKv nq| B
(K) 5 eQ‡ii gybvdv wbY©q Kiæb|
(L) Avmj I gybvdvi nvi wbY©q Kiæb|
(M) D³ nvi gybvdvq 9,000 UvKvi 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|

1 bs cÖ‡kœi mgvavb (K) 1 bs cÖ‡kœi mgvavb (L)

Avmj + 8 eQ‡ii gybvdv = 18080 UvKv ÔKÕ †_‡K cvB,

Avmj + 6 eQ‡ii gybvdv = 16280 UvKv 1800
(we‡qvM K‡i), 2 eQ‡ii gybvdv = 1800 UvKv 1 eQ‡ii gybvdv = 2 UvKv
1800 1800 × 6
1 ,, ,, = 2 UvKv ∴ 6 eQ‡ii gybvdv = UvKv = 5400 UvKv
2
1800 × 5 Avmj + 6 eQ‡ii gybvdv = 16280 UvKv
∴ 5 ,, ,, = 2 UvKv
6 ,, ,, = 5400 UvKv
= 4500 UvKv ∴ (we‡qvM K‡i),Avmj = 10880 UvKv (DËi)
∴ 5 eQ‡ii gybvdv 4500 UvKv (DËi) Avgiv Rvwb,
I = Prn GLv‡b,
1 bs cÖ‡kœi mgvavb (M) I Avmj, P = 10880
ev, r = Pn
UvKv
†`Iqv Av‡Q, Avmj P = 9000 UvKv, mgq n = 3 eQi 5400 gybvdv, I = 5400 UvKv
ev, r =
37 10880 × 6 mgq, n = 6 eQi
ÔLÕ †_‡K cvB, gybvdvi nvi r = 8 136 %= 0.0827 gybvdvi nvi, r = ?
5400 × 100
mij gybvdv I = Prn = 9000 × 0.0827 × 3 ev, r = %
10880 × 6
= 2232.9 UvKv 1125
Pµe„w× gybvdv = P(1 + r)n − P ev, r = 136 %
= 9000 (1 + 0.0827)3 − 9000 37
∴ r = 8 136 %
= 9000 (1.0827)3 − 9000
= 11422.65 − 9000 37
∴ gybvdvi nvi 8 136 % (DËi)
= 2422.65 UvKv
∴ 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨
= (2422.65 − 2232.9) UvKv
= 189.75 UvKv (cÖvq) (DËi)
Method of Mathematics Compound Interest

cÖkœt2 wg‡mm Avmgv evwl©K 5% nvi gybvdvq 5000 UvKv 3 eQ‡ii Rb¨ GKwU e¨vs‡K Rgv ivL‡jb Zuvi `yB eQ‡ii mij
gybvdv wbY©q
Ki|
(K) wZwb wZb eQiv‡šÍ Pµe„w× gybvdv KZ cv‡eb Zv wbY©q Kiæb|
mgvavbt †`Iqv Av‡Q,
5
Avmj, P = 5000 UvKv, gybvdvi nvi, r = 5% = 100
mgq, n = 2 eQi
5
∴ mij gybvdv, I = P r n = 5000 × 100 × 2
= 500 UvKv
∴`yB eQ‡ii Zvi mij gybvdv n‡e =500 UvKv| (DËi)
2 bs cÖ‡kœi mgvavb (K) GLv‡b,
Avgiv Rvwb, P = 5000 UvKv
Pµe„w× gybvdv = P(1 + r)n − P 5
5 r = 5% = 100
= 5000 1 + 100 − 5000
3

  n = 3 eQi
= 5000 (1 + 0.05) − 5000
3

= 5000 × (1.05)3 − 5000

= 5000 × 1.05 × 1.05 × 1.05 − 5000
= 5788.125 − 5000
= 788.125 UvKv (DËi)

cÖkœt 3 †Kv‡bv Avmj 3 eQ‡i gybvdv-Avm‡j 3025 UvKv Ges 5 eQ‡i gybvdv-Avm‡j 3375 UvKv nq Z‡e Avmj I gybvdvi
nvi wbY©q Kiæb|
(K) GKB nvi gybvdvq 3 eQ‡ii Pµe„w× g~jab I mij me„w× g~ja‡bi cv_©K¨ KZ?
mgvavbt 3 bs cÖ‡kœi mgvavb mgvavbt (K)
†`Iqv Av‡Q, ÔLÕ †_‡K cvB,
5 eQ‡ii gybvdv + Avmj = 3375 UvKv g~jab, P = 2500 UvKv
3 eQ‡ii gybvdv + Avmj = 3025 UvKv 7
gybvdvi nvi, r = 7% = 100 = 0.07
∴ 2 eQ‡ii gybvdv = 350 UvKv; (we‡qvM K‡i)
350 × 3 mgq, n = 3 eQi
∴ 3 eQ‡ii gybvdv = 2 UvKv = 525 UvKv
Avgiv Rvwb, Pµe„w× g~jab = P(1 + r)n
∴ Avmj = gybvdv-Avmj − gybvdv = (3025 − 525) UvKv = 2500(1 + 0.07)3
= 2500 UvKv = 2500 × 1.225043
GLb, 2500 UvKvi 3 eQ‡ii gybvdv 525 UvKv = 3062.61 UvKv
525 Avevi, mij gybvdvi †¶‡Î me„w× g~jab = 3025
∴ 1 ,, 1 ,, ,, UvKv
2500 × 3 UvKv
525 × 100 ∴ Pµe„w× g~jab I mij me„w× g~ja‡bi
∴ 100 ,, 1 ,, ,, UvKv
2500 × 3 cv_©K¨ = 3062.61 − 3025 UvKv = 37.61 UvKv
= 7 UvKv (DËi)
myZivs Avmj 2500 UvKv, gybvdvi nvi 7%| (DËi)
Method of Mathematics Compound Interest

cÖkœt 4 †Kvb Avmj 4 eQ‡i gybvdv-Avm‡j 3200 UvKv Ges 7 eQ‡i gybvdv-Avm‡j 3725 UvKv nq| A
(K) 3 eQ‡ii gybvdv wbY©q Kiæb|
(L) gybvdvi nvi wbY©q Kiæb|
(M) D³ nv‡i 3000 UvKvi 3 eQ‡ii Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
4 bs cÖ‡kœi mgvavb mgvavbt (K) 4 bs cÖ‡kœi mgvavb mgvavbt (M)

Avmj + 7 eQ‡ii gybvdv = 3725 UvKv †`Iqv Av‡Q, Avmj, P = 3000 UvKv, mgq, n = 3 eQi
Avmj + 4 ,, ,, = 3200 UvKv 7
(we‡qvM K‡i), 3 eQ‡ii gybvdv = 525 UvKv (DËi) ÔLÕ †_‡K cvB, gybvdvi nvi, r = 7% = 100
Avgiv Rvwb,
7
4 bs cÖ‡kœi mgvavb mgvavbt (L) mij gybvdv, I = Prn =3000× 100 ×3 = 630 UvKv

ÔKÕ †_‡K cvB, Pµe„w× gybvdv = P(1 + r)n − P

3 eQ‡ii gybvdv = 525 UvKv 7 3
525 = 30001 + 100 − 3000
1 ,, ,, = 3 ,,  
= 3000(1 + 0.07)3 − 3000
525 × 4
∴ 4 ,, ,, = UvKv = 700 UvKv = 3000 × (1.07)3 − 3000
3
= 3000×1.07 ×1.07×1.07 − 3000
Avmj + 4 eQ‡ii gybvdv = 3200 UvKv
4 ,, ,, = 700 UvKv = 3675.129 − 3000
(we‡qvM K‡i), Avmj = 2500 UvKv = 675.129 UvKv
∴ Avmj, P = 2500 UvKv, gybvdv, I = 700 UvKv ∴ Pµe„ w× gy bvdv I mij gybvdvi cv_©K¨
mgq, n = 4 eQi, gybvdvi nvi, r = wb‡Y©q| = (675.129 − 630) UvKv
Avgiv Rvwb, I = Prn = 45.129 UvKv (DËi)
I 700 × 100%
ev, r = Pn = = 7%
2500 × 4
∴wb‡Y©q gybvdvi nvi 7%| (DËi)
cÖkœt 5 Zvwgg mv‡ne 10% gybvdvq 5000 UvKv 3 eQ‡ii Rb¨ e¨vs‡K Rgv ivL‡jb|
K. 3 eQ‡ii mij gybvdv KZ?
L. 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|
M.GKB nvi gybvdvq KZ eQ‡i D³ Avmj, gybvdv-Avm‡j wZb¸Y n‡e?

5 bs cÖ‡kœi mgvavb mgvavbt (K) 5 bs cÖ‡kœi mgvavb mgvavbt (M)

†`Iqv Av‡Q,
Avmj, P = 5000 UvKv †`Iqv Av‡Q,
mgq, n = 3 eQi Avmj, P = 5000 UvKv
10 ∴ gybvdv-Avmj = 3 × Avmj = 3 × 5000 = 15000
gybvdvi nvi, r = 10% = 100 = 0.1 UvKv
mij gybvdv, I = ? ∴ gybvdv, I = (15000 − 5000) UvKv
Avgiv Rvwb, I = Pnr = 5000 × 3 × 0.1 = 1500 = 10000 UvKv
∴ mij gybvdv 1500 UvKv (DËi)
Method of Mathematics Compound Interest
5 bs cÖ‡kœi mgvavb mgvavbt (L) 10
Pµe„w× gybvdvi †¶‡Î, ∴ gybvdvi nvi, r = 10% = 100 = 0.1
Avgiv Rvwb, Pµe„w× gybvdv = P(1 + r)n − P mgq, n = ?
= 5000(1 + 0.1)3 − 5000 Avgiv Rvwb, I = Pnr
= 5000 × 1.331 − 5000 I
ev, n = Pr
= 6655 − 5000
= 1655 UvKv 10000
ev, n =
ÔKÕ †_‡K cvB, 5000 × 0.1
mij gybvdv 1500 UvKv ev, n = 20
∴ mij gybvdv I Pµe„w× gybvdvi cv_©K¨ ∴ mgq 20 eQi (DËi)
= (1655 − 1500) UvKv
= 155 UvKv (DËi)

cÖkœt 6 GKwU kn‡ii †jvKmsL¨v 40 j¶| cÖwZ nvRv‡i RbmsL¨v e„w×i nvi 30 Rb| B
(K) RbmsL¨v e„w×i nvi‡K kZKivq cÖKvk Kiæb|
(L) 3 eQi ci H kn‡ii †jvKmsL¨v KZ n‡e?
(M) 3 eQi ci hw` RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 40 Rb nq, Zvn‡j cieZx© 2 eQi ci RbmsL¨v KZ n‡e?
5 bs cÖ‡kœi mgvavb mgvavbt (K) 5 bs cÖ‡kœi mgvavb mgvavbt (M)
30
RbmsL¨v e„w×i nvi, r = 100 × 100% G‡¶‡Î, cÖviw¤¢K RbmsL¨v n‡e P = 4370908 Rb
= 3% (DËi) mgq, n = 2 eQi
5 bs cÖ‡kœi mgvavb mgvavbt (L) 4
40
RbmsL¨v e„w×i nvi, r = 1000 × 100% = 4%
kniwUi eZ©gvb RbmsL¨v, P = 40,00,000 Rb| 10
3 cieZx© 2 eQi ci RbmsL¨v n‡e
ÔKÕ n‡Z cvB, RbmsL¨v e„w×i nvi, r = 3% = 100 4 2
P(1 + r)2 = 4370908 × 1 + 100 Rb
mgq, n = 3 eQi|  
GLv‡b, RbmsL¨v e„w×i †¶‡Î Pµe„w× gybvdvi m~Î cÖ‡hvR¨ 100 + 4
= 4370908 ×  100  Rb
2

3 3  
∴ C = P (1 + r)n = 4000000 × 1 + 100 104
 
= 4370908 × 100 Rb
2

100 + 3  
= 4000000 ×  100 
3

  = 4727574.0928 Rb
103 3 = 4727574 Rb (DËi)
= 4000000 × 100
 
103 103 103
= 4000000 × 100 × 100 × 100
= 4 × 103 × 103 × 103 = 43,70,908
∴ 3 eQi ci kniwUi RbmsL¨v n‡e 43,70,908 Rb (DËi)
Method of Mathematics Compound Interest
wb‡R Kiæb

cÖkœt 1 Avn‡g` Avwj 8% ¶wZ‡Z GKwU QvMj weµq Ki‡jb| wKš‘ QvMjwU 800 UvKv †ewk g~‡j¨ weµq Ki‡j Zuvi 8% jvf
nZ| cieZ©x‡Z wZwb QvMjwUi µqg~‡j¨i mgcwigvY UvKv evwl©K 10% gybvdvq 3 eQ‡ii R‡b¨ e¨vs‡K Rgv ivL‡jb|
(K) 8% mij gybvdvq 800 UvKvi 3 eQ‡ii gybvdv wbY©q Kiæb|
(L) QvMjwUi µqg~j¨ wbY©q Kiæb|
(M) D³ UvKv e¨vs‡K Rgv ivL‡j mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
DËit (K) 192 UvKv (L) µqg~j¨ 5000 UvKv (M) 155 UvKv

cÖkœt 2 kwdK mv‡ne evwl©K 12.50% gybvdvq 3 eQ‡i 1200 UvKv wRwc dv‡Û Rgv K‡ib| A
(K)mij gybvdv wbY©‡qi m~ÎwU e¨vL¨v Kiæb|
(L) mij gybvdv-Avmj wbY©q Kiæb|
(M) Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
DËit (L) 1650 UvKv (M) 58.59 UvKv (cÖvq)

cÖkœt 3 iwdK mv‡ne 5 eQ‡ii Rb¨ e¨vs‡K 15,000 UvKv Rgv ivL‡jb| e¨vs‡Ki evwl©K gybvdvi nvi 10%| A
(K) 1, 3, 7, 15-Gi cieZ©x `yBwU msL¨v wbY©q Kiæb|
(L) KZ eQ‡i Kwig mv‡n‡ei UvKv gybvdv Avm‡j wظY n‡e wbY©q Kiæb|
(M) †gqv` †k‡l Zvi mij gybvdv I Pµe„w× gybvdvi cv_©K¨ †ei Kiæb|
DËit (K) 31 Ges 63 (L) wظY n‡e (M) 1657.65 UvKv

cÖkœt 4 Avwmd Bmjvg evwl©K 12% gybvdvq 8,000 UvKv 3 eQ‡ii Rb¨ e¨vs‡K Rgv ivL‡jb| A
(K) 12% †K mvaviY fMœvs‡k cÖKvk Kiæb|
(L) mij gybvdv I gybvdv-Avmj wbY©q Kiæb|
(M) Pµe„w× gybvdv wbY©q Kiæb|
3
DËit (K) 25 (L) mij gybvdv 2880 UvKv I gybvdv-Avmj 10,880 UvKv (M) Pµe„w× gybvdv 3239.424 UvKv

2
cÖkœt 5 †Kv‡bv Avmj 4 eQ‡i gybvdv-Avm‡j 5400 UvKv Ges gybvdv, Avm‡ji 7 Ask| A
(K) cÖZx‡Ki cwiPqmn Pµe„w× g~ja‡bi m~ÎwU wjLyb|
(L) gybvdvi nvi wbY©q Kiæb|
(M) D³ gybvdv-Avmj‡K g~jab a‡i 9% nv‡i 3 eQ‡ii Pµe„w× gybvdv I mij gybvdv wbY©q Kiæb|
1
DËit (K) C = P(1 + r)n (L) 77 % (M) Pµe„w× gybvdv 1593.16 UvKv (cÖvq) Ges mij gybvdv 1458 UvKv

cÖkœt 6 GK e¨w³ evwl©K 10% nvi gybvdvq 6000 UvKv †mvbvjx e¨vs‡K ivL‡jb| Avevi wZwb 4000 UvKv RbZv e¨vs‡K ivLvq
5 eQi ci gybvdv-Avmj 6000 UvKv †c‡jb| A
(K) 4 eQi ci †mvbvjx e¨vs‡K mij gybvdv KZ n‡e?
(L) RbZv e¨vs‡K evwl©K gybvdvi nvi KZ wQj?
(M) RbZv e¨vs‡K Mw”QZ UvKvi 3 eQ‡i mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
DËit (K) 2400 UvKv (L) 10% (M) 124 UvKv|

cÖkœt 7 †Kv‡bv g~jab GKB nvi gybvdvq GK eQiv‡šÍ I `yB eQiv‡šÍ Pµe„w× g~jab h_vµ‡g 650 UvKv I 676 UvKv| A
(K) mij gybvdv I Pµe„w× g~jab wbY©‡qi m~Î wjLyb|
Method of Mathematics Compound Interest
(L) g~jab wbY©q Kiæb|
(M) 1g I 2q eQiv‡šÍ Pµe„w× g~jab h_vµ‡g GKwU Nwoi µq I weµqg~j¨ n‡j kZKiv KZ jvf ev ¶wZ n‡e?
DËit (K) C = P(1 + r)n (L) 625 UvKv (M) 4 UvKv jvf

cÖkœt 8 wgt wbRvg 10% gybvdvq 5000 UvKv 3 eQ‡ii Rb¨ e¨vs‡K Rgv ivL‡jb| A
(K) Pµe„w×i †¶‡Î ¯^ew„ ×g~j C n‡j, C wbY©‡qi m~ÎwU wjLyb|
(L) 3 eQ‡i wg: wbRv‡gi gybvdv KZ n‡e?
(M) 5 eQi c‡i Zuvi Pµe„w× nv‡i ¯^ew„ ×g~j KZ n‡e?
DËit (K) C = P(1 + r)n (L) 1500 UvKv (M) 8052.55 UvKv

cÖkœt 9 †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 40 j¶| H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 20 Rb| A
(K) RbmsL¨v e„w×i kZKiv nvi wbY©q Kiæb|
(L) 2 eQi ci H kn‡ii RbmsL¨v KZ n‡e?
(M) ÔKÕ n‡Z cÖvß RbmsL¨v e„w×i nv‡i †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 500000 n‡j 3 eQi ci H kn‡ii RbmsL¨v KZ n‡e?
DËit (K) 2% (L) 4161600 Rb| (M) 530604 Rb

Abykxj‡bi Rb¨ wØZxq Aa¨v‡qi me Abykxjbxi mgš^‡qt

cÖkœt 10 †Kvb Avmj, gybvdv Avm‡j 5 eQ‡i 1680 UvKv Ges 9 eQ‡i 2064 UvKv nq|
(K) 3 eQ‡ii gybvdv KZ UvKv?
(L) Avmj I gybvdvi nvi wbY©q Kiæb|
(M) D³ nv‡i 800 UvKvi 4 eQ‡ii Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
DËit (K) 288 UvKv; (L) 1200 UvKv, 8% (M) 32.39 UvKv (cÖvq)

cÖkœt 11 GK e¨w³ 8% gybvdvq †Kv‡bv cÖwZôv‡bi Kv‡Q 12,000 UvKv Rgv ivL‡jb|
K. Pµe„w×i gybvdvi m~ÎwU e¨vL¨v Kiæb|
L. 4 eQi ci D³ UvKvi Pµe„w× gybvdv I mij gybvdvi cv_©K¨ KZ n‡e?
M. GKB gybvdvi nv‡i KZ UvKv Rgv ivL‡j 2 eQi ci Pµe„w× I mij gybvdvi cv_©K¨ 120 UvKv n‡e?
DËit (L) 485.87 UvKv (cÖvq); (M) 18750 UvKv

cÖkœt 12 Av‡e` 5% gybvdvq 50,000 UvKv 3 eQ‡ii Rb¨ †Kv‡bv e¨vs‡K Rgv ivL‡jb| B
(K) gybvdv-Avmj KZ n‡e?
(L) mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|
(M) D³ nvi gybvdvq †Kv‡bv UvKvi 2 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ 1 UvKv n‡j, g~jab KZ?
DËi: (K) 57,500 UvKv; (L) 381.25 UvKv (M) 400 UvKv|

“Mathematics is the art of giving the same name to different things”

_________Henri Poincare