PayPass TIP

User Manual for TIP Subsets

August 2010
Copyright The information contained in this manual is proprietary and
confidential to MasterCard International Incorporated (MasterCard)
and its members.

This material may not be duplicated, published, or disclosed, in

whole or in part, without the prior written permission of
MasterCard.

Media This document is available in both electronic and printed format.

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Belgium

Fax: +32 2 352 5353

 Table of Contents

Using this Manual ....................................................................................................................................................... 1

Scope ........................................................................................................................................................................ 1
Audience ................................................................................................................................................................... 1
'Terminal' vs. 'reader' - Definition ........................................................................................................................... 1
Language Use ........................................................................................................................................................... 1
Related Publications................................................................................................................................................. 2
Abbreviations ........................................................................................................................................................... 2
Notations .................................................................................................................................................................. 4
History ...................................................................................................................................................................... 4

1 Introduction ..................................................................................................................................................... 1-1

1.1 Terminal Vendor Testing Process ............................................................................................................ 1-1
1.2 Introduction to the TIP Cards .................................................................................................................. 1-2
1.3 TIP testing configuration requirements .................................................................................................... 1-2

2 Test Cases ........................................................................................................................................................... 1

2.1 Test Case Template Description.................................................................................................................. 1
2.2 Common PayPass M/Chip Test Cases ........................................................................................................ 4
TC001 - Regression – card does not support any ODA .................................................................................. 4
TC002 - Regression – CDA ............................................................................................................................ 4
TC003 - Regression – different CA key lengths ............................................................................................. 5
TC004 - Regression – exponent 2^16+1 ......................................................................................................... 5
TC005 - Regression – Offline-only & ARQC ................................................................................................. 6
TC011 - Interoperability – various unexpected data/length ............................................................................ 7
TC012 - Interoperability – CDOL1 includes tags forbidden in DE055 .......................................................... 8
TC021 - Integration/capabilities – OfflinePIN not supported in PayPass ...................................................... 8
TC022 - Integration/capabilities – No accumulated transaction amount ........................................................ 9
TC023 - Integration/capabilities – No Velocity Checking .............................................................................. 9
TC024 - Integration/capabilities – cardholder receipt below CVM limit .......................................................10
TC031 - Integration/CVM – only NoCVM below the CVM limit .................................................................10
TC032 - Integration/CVM – only NoCVM below the CVM limit – online transaction ................................11
TC041 - Integration/online message – Gratuities / ‗Tips‘ ..............................................................................11
TC042 - Integration/online message – Issuer response: successful ................................................................12
TC043 - Integration/online message – Issuer response: unsuccessful ............................................................12
TC045 - Integration/online message – Issuer response contains script ..........................................................13
TC046 - Integration/online message – Terminal Country Code not in CDOL1 .............................................13
TC047 - Integration/online message – PAN sequence number from chip .....................................................14
TC048 - Integration/online message – PAN sequence number not returned..................................................14
TC049 - Integration/online message – Full Grade .........................................................................................15
TC050 - Integration/online message – New Values in Existing Authorization Fields ...................................15
TC051 - Integration/online message – Online PIN ........................................................................................16
TC052 - Integration/online message – Issuer response: wrong online PIN ...................................................17
TC061 - Integration/configuration – Contactless Transaction Limit ..............................................................18
TC063 - Integration – Amount known before ................................................................................................18
TC065 - Integration – PIX extension .............................................................................................................19
TC065b - Integration – PIX extension not supported ....................................................................................19
TC066 - Integration – service code indicates a chip is present on card ..........................................................19
TC067 - Integration – service code indicates onlinePIN ................................................................................21

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PayPass TIP – User Manual for TIP Subsets i
Table of Contents

TC068 - Integration – Following a card decline ............................................................................................ 22

TC069 - Integration/capabilities – refund (v2.x) ........................................................................................... 23
TC069b - Integration/capabilities – refund (v1.3) ......................................................................................... 24
2.3 MasterCard PayPass M/Chip Test Cases .................................................................................................. 25
TC201 - Regression – SDA ........................................................................................................................... 25
TC221 - Integration/CVM – attended terminal ............................................................................................. 26
TC222 - Integration/CVM – CAT1 ............................................................................................................... 27
TC223 - Integration/CVM – CAT2 and CAT3 ............................................................................................. 28
2.4 Maestro PayPass M/Chip Test Cases ........................................................................................................ 29
TC401 - Integration/capabilities – No PayPass Mag Stripe .......................................................................... 29
TC402 - Integration/capabilities – No SDA .................................................................................................. 29
TC410 - Integration/CVM – OnlinePIN above the CVM limit (in Maestro OnlinePIN Market) .................. 30
TC411 - Integration/CVM – noCVM above the CVM limit (in Maestro OnlinePIN Market) ...................... 30
TC412 - Integration/CVM – Hard limit market ............................................................................................. 30
2.5 PayPass Mag Stripe Test Cases ................................................................................................................ 32
TC601 - Interoperability – various unexpected data/length........................................................................... 32
TC611 - Integration – Service Code checking............................................................................................... 32
TC612 - Integration – ATC in discretionary data .......................................................................................... 33
TC613 - Integration – Issuer response: unsuccessful .................................................................................... 33
TC614 - Integration – Traditional Mag Stripe ............................................................................................... 34

3 Test Scenarios for TIP Subset 8 ...................................................................................................................... 35

3.1 TIP Subset 8 card details ........................................................................................................................... 35
3.2 Using the Test Cards ................................................................................................................................. 37
3.3 Test Scenario Template Description .......................................................................................................... 38
3.4 Test Scenarios for MasterCard PayPass M/Chip ...................................................................................... 41
3.5 Test Scenarios for Maestro PayPass M/Chip .......................................................................................... 126

4 Test Scenarios for TIP Subset 6 .................................................................................................................... 181

4.1 TIP Subset 6 card details ......................................................................................................................... 181
4.2 Using the Test Cards ............................................................................................................................... 182
4.3 Test Scenario Template Description ........................................................................................................ 182
4.4 Test Scenarios for PayPass Mag Stripe ................................................................................................... 183

5 Annexes ........................................................................................................................................................... 191

5.1 RSA Keys used ......................................................................................................................................... 191
5.2 DES Keys used ......................................................................................................................................... 193
5.3 DES Key Used for PVV and CVC ............................................................................................................ 194

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ii PayPass TIP – User Manual for TIP Subsets
 Using this Manual
Scope

Using this Manual

This chapter contains information that helps you understand and use this document.

Scope
This document lists the test cases and test scenarios used for the PayPass TIP (for
both PayPass Mag Stripe and PayPass M/Chip).

Audience
This document is intended for use by terminal vendors and Acquirers who want to
obtain approval for their PayPass implementation.

'Terminal' vs. 'reader' - Definition

[PayPass1.3] uses the term ―terminal‖ in order to refer to the device supporting the
PayPass application while [PayPass2.x] uses the term ―PayPass reader‖.

In many cases the PayPass reader is separate from the POS terminal. However, when
dealing with TIP it makes more sense to consider both the separate ―reader‖ and the
POS terminal as a single device. Therefore this document will use the term
―terminal‖ or ―PayPass terminal‖ in order to refer to:

the device providing the contactless interface used by the PayPass card and

the device supporting the PayPass application and

the device sending the authorization/clearing messages online.

Language Use
The spelling of English words in this manual follows the convention used for U.S.
English as defined in Webster‘s New Collegiate Dictionary. MasterCard is
incorporated in the United States and publishes in the United States. Therefore, this
publication uses U.S. English spelling and grammar rules.

An exception to the above spelling rule concerns the spelling of proper nouns. In this
case, we use the local English spelling.

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PayPass TIP – User Manual for TIP Subsets 1
Introduction
Related Publications

Related Publications
The following publications contain information related to the contents of this manual.

AcqGuide2008 PPMCAIR V1.0-July 2008 + PayPass MChip ApplicationNote17 -

Oct 6, 2009

MaestroOnlinePIN Maestro PayPass Online PIN - Acquirer Implementation Guide v2.0

PayPass2.1 PayPass - MChip Reader Card Application Interface Specification

(V2.1) + MChip ApplicationNote#18 (April 12, 2010)

PayPass2.0 PayPass - MChip Reader Card Application Interface Specification

(V2.0) + MChip ApplicationNote#15 (April 2, 2009)

PayPass2.x [PayPass2.1] or [PayPass2.0]

PayPass1.3 PayPass - MChip Technical Specifications (V1.3 - Sept2005) +

MChip ApplicationNote#11 (Aug 6, 2008)

MChip2010 MChip Requirements 11 June 2010

CustomerIntfce Customer Interface Specification – April 2009

TIPguide Terminal Integration Process Guide - January 2009

EMV BOOK 1 Integrated Circuit Card Specification for Payment Systems:

Application Independent ICC to Terminal Interface Requirements.
Version 4.2, June 2008.

EMV BOOK 2 ICC Specification for Payment Systems: Security & Key
Management. Version 4.2, June 2008.

EMV BOOK 3 ICC Specification for Payment Systems: Application Specification.

Version 4.2, June 2008.

EMV BOOK 4 ICC Specification for Payment Systems: Cardholder, Attendant and
Acquirer Interface Requirements. Version 4.2, June 2008.

Abbreviations
The following abbreviations are used in this manual:

Abbreviation Description
AAC Application Authentication Cryptogram
AFL Application File Locator
AID Application Identifier
AIP Application Interchange Profile
an Alphanumeric

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2 PayPass TIP – User Manual for TIP Subsets
 Using this Manual
Abbreviations

Abbreviation Description
ARQC Authorization Request Cryptogram
ATC Application Transaction Counter
b Binary
CA Public Key Certification Authority Public Key
CCC Compute Cryptographic Checksum
CDA Combined DDA/AC generation
CDOL Card Risk Management Data Object List
CID Cryptogram Information Data
CVM Cardholder Verification Method
CVR Cardholder Verification Results
EMV Europay MasterCard Visa
FCI File Control Information
hex. Hexadecimal
IAC Issuer Action Code
ICC Integrated Circuit Card
ISO International Organization for Standardization
M/Chip MasterCard Chip
n Numeric
PAN Primary Account Number
PDOL Processing Data Object List
PIN Personal Identification Number
PPSE PayPass Payment System Environment
RFU Reserved for Future Use
RID Registered Application Provider Identifier
SDA Static Data Authentication
TAC Terminal Authentication Code
TC Transaction Certificate
TDOL Transaction Certificate Data Object List
TRM Terminal Risk Management
TVR Terminal Verification Results
UDOL Unpredictable Number Data Object List
UN Unpredictable Number

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PayPass TIP – User Manual for TIP Subsets 3
Introduction
Notations

Notations
The following notations apply:
Notation Description
‗0‘ to ‗9‘ and ‗A‘ to ‗F‘ 16 hexadecimal digits. Values expressed in hexadecimal form are
enclosed in single quotes (i.e. ‗_‘).
1001b Binary notation. Values expressed in binary form are followed by a
lower case ‗b‘.
‗abcd‘ an or ans string.
# Number.
[…] Optional part.
xx Any value.

History
The following lists the main changes:
Version Changes
March 2010 Original version
July 2010  Reviewed the tests to cover the [PayPass1.3] readers
- TestCase TC065b created
- TestCase TC069b created
- TestCase TC211, sub-case 06 created
 Reviewed the test coverage to better test the PayPass
MasterCard hard limit markets
 Other tests were created or updated:
- TC412 was created
- TC613 was updated (Issuer response '51' instead of '05')

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4 PayPass TIP – User Manual for TIP Subsets
 Introduction
Terminal Vendor Testing Process

1 Introduction
This chapter contains an introduction to the TIP testing process and the TIP cards.

1.1 Terminal Vendor Testing Process

[TIPguide] document describes the process Acquirers must perform before a terminal
can be deployed and used in the production environment.

One of the steps of this process is the Acquirer Testing using the TIP PayPass cards
and tests. The objective of these tests is to ensure the terminal meets the MasterCard
requirements described in [AcqGuide2008].

The current document describes:

the high level Test Cases covering a specification requirement

the Test Scenarios applicable to each TIP card.

A Test Scenario is a short test procedure permitting to check one or several

specification requirements identified in the Test Cases by using one of the TIP cards.
This is shown on the figure below:

Specifications
Test Cases
(requirements)
Test Scenario
Test Case # 1 Objective
+
Test Case # 2 Objective
+
Test Case # 3 Objective

Card xx

TIP
cards

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PayPass TIP – User Manual for TIP Subsets 1-1
Introduction
Introduction to the TIP Cards

1.2 Introduction to the TIP Cards

About TIP Cards

MasterCard has designed sets of test cards, to allow the acquirer to test that the host
and terminal payment applications are compliant with MasterCard requirements. The
TIP cards are grouped into different ―subsets‖ in order to allow targeted testing. For
the Paypass TIP, the following subsets are used.

For PayPass – M/Chip terminals, the Subset 6 ensures that the PayPass – M/Chip
terminals correctly work with PayPass – Mag Stripe cards.
Note that the Subset 6 is also used during Network Interface Validation (NIV) tests
of PayPass Mag Stripe terminals. However the current document is TIP focused so
the Subset 6 will sometimes be referred to as "TIP Subset 6".

The Subset 8 ensures that the PayPass – M/Chip terminals correctly work with
PayPass – M/Chip cards.

Number of Cards
The following table summarizes the content of the PayPass TIP Subsets.

Subset Type Number of cards

PayPass Mag Stripe cards 6

Subset 6
PayPass M/Chip cards 1

MasterCard PayPass M/Chip cards 17

Subset 8
Maestro PayPass M/Chip cards 17

Total Number of cards 41

1.3 TIP testing configuration requirements

During the TIP testing session, the terminal must be as close as possible as it will be
configured in the field.

The list of Application Identifiers (AID) supported by the terminal, as it will

be used on the field.

Application Version Number PayPass Mag Stripe: Terminal Application

version number shall be set to ‗0001‘ for PayPass – Mag Stripe.

Application Version Number PayPass M/Chip: Terminal Application version

number shall be set to ‗0002‘ for PayPass – M/Chip.

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 Introduction
TIP testing configuration requirements

The Terminal Contactless Transaction Limit, when applicable, shall have the
same value as in the field for MasterCard and Maestro applications.

The Terminal Contactless Floor Limit shall have the same value as in the
field for MasterCard and Maestro applications

The Terminal CVM Required Limit, when applicable, shall have the same
value as in the field for MasterCard and Maestro applications.

However the Certification Authority Public Keys shall be the test keys defined
further in this document.

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PayPass TIP – User Manual for TIP Subsets 1-3
 Test Cases
Test Case Template Description

2 Test Cases
This chapter lists the high level PayPass M/Chip TIP Test Cases.

2.1 Test Case Template Description

Overview
Below is an example of Test Case. This template is described here after.
TC002 - Regression – CDA

Objective To ensure that the PayPass terminal performs CDA correctly.

Applicability
Terminal supports CDA
Conditions
Reference
[AcqGuide2008]: Section ―2.4.5 Offline Data Authentication Requirements‖ p2-11
Documentation
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Test Conditions
Data returned by card is such as the transaction can be approved offline*.
Tests are run for MasterCard and Maestro applications, unless not applicable.
TVR byte 1 bit 8 is not set (offline data authentication was performed).
Pass Criteria The terminal shall send request a TC with CDA (‗50‘) in the generate AC.
Transaction shall be approved offline.
*: most of the PayPass terminals will bypass the CDA if the transaction is declined or
Note
sent online, see the transaction flow in technical specifications.

Test Case name

TC002 - Regression – CDA

The Test Case is as follows: TCxyy - [Test category] - [Test title].

TCxyy uniquely identifies the Test Case. It follows the below rules:

TC0yy: Common PayPass M/Chip Test Cases

TC2yy: MasterCard PayPass M/Chip Test Cases

TC4yy: Maestro PayPass M/Chip Test Cases

TC6yy: PayPass Mag Stripe Test Cases

[Test category] can be the following:

"Regression": these tests are major Level2 tests that are re-performed during
TIP in order to ensure there is no regression when integrating the product in
the field environment.

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Test Cases
Test Case Template Description

"Interoperability": these tests are basic tests that are re-performed during TIP
because they often led to interoperability issues.

"Integration": those tests ensure the PayPass terminal complies with the
MasterCard requirements defined in [AcqGuide2008].

Objective
Objective To ensure that the PayPass terminal performs CDA correctly.

This is a short description of the objective of the test.

Applicability Conditions
Applicability
Terminal supports CDA
Conditions

This gives the conditions for the test to be applicable.

Reference Documentation
Reference
[AcqGuide2008]: Section ―2.4.5 Offline Data Authentication Requirements‖ p2-11
Documentation

This makes a reference to the related requirement in the specifications.

Test Conditions
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Test Conditions
Data returned by card is such as the transaction can be approved offline*.
Tests are run for MasterCard and Maestro applications, unless not applicable.

This lists all the conditions required for testing the objective.

Note: the test conditions often assume that the reader supports the "Contactless
transaction limit". If not, it is obvious that the related condition shall be disregarded.

Pass Criteria
TVR byte 1 bit 8 is not set (offline data authentication was performed).
Pass Criteria The terminal shall send request a TC with CDA (‗50‘) in the generate AC.
Transaction shall be approved offline.

This lists the conditions required in order to pass the test.

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2 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Test Case Template Description

Note
*: most of the PayPass terminals will bypass the CDA if the transaction is declined or
Note
sent online, see the transaction flow in technical specifications.

Some Test Cases include a note in order to clarify some test details.

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PayPass TIP – User Manual for TIP Subsets 3
Test Cases
Common PayPass M/Chip Test Cases

2.2 Common PayPass M/Chip Test Cases

TC001 - Regression – card does not support any ODA

To ensure the PayPass terminal correctly behaves when the card does not support any
Objective
offline data authentication method.
Applicability
Always applicable
Conditions
Reference [AcqGuide2008]: Regression test – no specific reference
Documentation Other: [PayPass2.x] section ―4.3.6 Offline Data Authentication‖
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that SDA, DDA and CDA are NOT supported.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Test Conditions
Case 01: amount is below the floor limit (and terminal is online capable)*
Case 02: amount is above the floor limit
Case 03: terminal is offline-only
The terminal will set the TVR byte 1 bit 8 (offline data authentication not performed).
Cases 01 & 02: Online capable terminals shall request an ARQC as per TAC settings,
even if the amount is below the floor limit.
Pass Criteria
Case 03: Offline-only terminals will decline the transaction offline as per TAC settings.
The terminal must not fallback to a contact or swipe transaction since the PayPass reader
requested a card decline (see [AcqGuide2008] sections 2.4.10.3 and 2.6).
*: if the CVM limit is lower than the floor limit and if both the card and the terminal
Note support OnlinePIN, the amount should be below the CVM limit in order to not set the
TVR B3b3 (“OnlinePIN entered”).

TC002 - Regression – CDA

Objective To ensure that the PayPass terminal performs CDA correctly.

Applicability
Terminal supports CDA
Conditions
Reference
[AcqGuide2008]: Section ―2.4.5 Offline Data Authentication Requirements‖ p2-11
Documentation
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Test Conditions
Data returned by card is such as the transaction can be approved offline*.
Tests are run for MasterCard and Maestro applications, unless not applicable.
TVR byte 1 bit 8 is not set (offline data authentication was performed).
Pass Criteria The terminal shall request a TC with CDA (‗50‘) in the generate AC.
Transaction shall be approved offline.
*: most of the PayPass terminals will bypass the CDA if the transaction is declined or
Note
sent online, see the transaction flow in technical specifications.

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4 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Common PayPass M/Chip Test Cases

TC003 - Regression – different CA key lengths

To ensure the PayPass terminal correctly supports different certification authority public
Objective
key lengths.
Applicability
Terminal supports SDA or CDA
Conditions
[AcqGuide2008]: Regression test – no specific reference
Reference
Other: [PayPass2.x] sections ―4.3.13 Retrieve ICC key and Verify
Documentation
SDAD‖ and ―4.3.14 Static Data Authentication‖
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that SDA or/and CDA is supported.
Data returned by card is such as the transaction can be approved offline*.
Test Conditions Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: CA key length is 1152/144
Case 02: CA key length is 1408/176
Case 03: CA key length is 1984/248
The TVR shall indicate that the ODA was performed: TVR B1b8 =0.
Pass Criteria
Transaction shall be approved offline.
*: most of the PayPass terminals will bypass the SDA and CDA if the transaction is
Note
declined or sent online, see the transaction flow in technical specifications.

TC004 - Regression – exponent 2^16+1

Objective To ensure the PayPass terminal correctly supports the exponent 2^16+1.

Applicability
Terminal supports SDA or CDA
Conditions
[AcqGuide2008]: Regression test – no specific reference
Reference
Other: [PayPass2.x] sections ―4.3.13 Retrieve ICC key and Verify
Documentation
SDAD‖ and ―4.3.14 Static Data Authentication‖
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Test Conditions ICC public key exponent is 2^16+1.
Data returned by card is such as the transaction can be approved offline*.
Tests are run for MasterCard and Maestro applications, unless not applicable.
The TVR shall indicate that the ODA was performed: TVR B1b8 =0.
Pass Criteria
Transaction shall be approved offline.
*: most of the PayPass terminals will bypass the CDA if the transaction is declined or
Note
sent online, see the transaction flow in technical specifications.

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PayPass TIP – User Manual for TIP Subsets 5
Test Cases
Common PayPass M/Chip Test Cases

TC005 - Regression – Offline-only & ARQC

To ensure the offline-only PayPass terminal correctly behaves when the card erroneously
Objective
sends an ARQC.
Applicability
Terminal is offline-only
Conditions
Reference [AcqGuide2008]: Regression test – no specific reference
Documentation Other: Regression test – no specific reference
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Test Conditions
The card is such as it always returns an ARQC.
Tests are run for MasterCard and Maestro applications, unless not applicable.
The offline-only PayPass terminal shall terminate the transaction upon reception of the
Pass Criteria ARQC. The terminal must not fallback to a contact or swipe transaction since the
termination is due to an application layer error (see [AcqGuide2008] section 2.6).
Note

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6 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Common PayPass M/Chip Test Cases

TC011 - Interoperability – various unexpected data/length

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card.
Applicability
Conditions
Reference [AcqGuide2008]: Interoperability test – no specific reference
Documentation Other: [PayPass2.x] Annex A ―Data Object Dictionary‖
The transaction amount must be below the Contactless transaction limit.
The card returns the data defined below.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: Unknown tags (e.g.: ‗88‘) in PPSE response
Case 02: Service Code inconsistency between track2 (‗57‘) and specific tag (‗5F30‘)
Case 03: Discretionary Data inconsistency between track2 (‗57‘) and specific tag
(‗9F20‘)
Test Conditions
Case 04: Track1 discretionary data (tag ‗9F1F‘) with maximum length (48 bytes)
Case 05: Track2 (‗57‘) with maximum acceptable length (37 digits)
Case 06: Unrecognized CVM returned in the CVM list
Case 07: IAD (‗9F10‘) with maximum length
Case 08: the signed record is padded up to 254 bytes with '00's. Card supports SDA only.
Case 09: the signed record is padded up to 254 bytes with '00's. Card supports CDA.
Case 10: the data records include the data object ‗9F6E‘ ―PayPass third party data‖.
Pass Criteria In all cases the terminal shall approve the transaction.

Note

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PayPass TIP – User Manual for TIP Subsets 7
Test Cases
Common PayPass M/Chip Test Cases

TC012 - Interoperability – CDOL1 includes tags forbidden in DE055

To ensure the PayPass terminal correctly behaves when the CDOL1 includes tags being
Objective
forbidden in the DE055.
Applicability
Terminal is online capable.
Conditions
Reference [AcqGuide2008]: Inherits from [MChip2010]
Documentation Other: [MChip2010] Section ―Contents of DE 55‖ page 3-27
The transaction amount must be below the Contactless transaction limit.
The card requests ‗9F21‘ (Transaction Time) and ‗9F40‘ (Additional Terminal
Capabilities) in CDOL1. This data is forbidden in DE055.
Test Conditions
The network simulator validates the authorization message and returns the response '00'
(Approved).
Tests are run for MasterCard and Maestro applications, unless not applicable.
The Terminal shall not send the tags ‗9F21‘ and ‗9F40‘ to the network.
Pass Criteria
The Terminal shall approve the transaction.
Note

TC021 - Integration/capabilities – OfflinePIN not supported in PayPass

Objective To ensure the PayPass terminal does not support offlinePIN.

Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: ―2.4.4.3 Offline PIN‖ page 2-11
Documentation
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 bit 5 indicates ―Cardholder Verification supported‖.
The first CVM in the card CVM list is OfflinePIN. The CVM list does not include
Test Conditions OnlinePIN.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: amount is below the CVM limit
Case 02: amount is above the CVM limit or CVM limit not supported
The terminal does not prompt for any PIN to be entered.
Pass Criteria The PayPass transaction completes successfully. Neither Offline PIN nor Online PIN are
required.
Terminals supporting only OnlinePIN (like CAT1) will set the TVR byte 3 bit 8
Note
“Cardholder Verification was not successful”.

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8 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Common PayPass M/Chip Test Cases

TC022 - Integration/capabilities – No accumulated transaction amount

To ensure that the PayPass terminal does not use an accumulated transaction amount by
Objective
card for the purpose of checking if the floor limit is exceeded.
Terminal is offline/online capable.
Applicability
If the terminal supports [PayPass1.3]: it does not support an accumulated transaction
Conditions
amount.
Reference [AcqGuide2008]: Section ―2.4.7.1 Floor Limit Check – Cumulative Transaction
Documentation Amount Checking‖ page 2-12
Tests are run for MasterCard and Maestro applications, unless not applicable:
All transaction amounts are below the floor limit.
Perform several offline ―initialization‖ transactions so the sum of the transaction amounts
Test Conditions
exceeds the floor limit.
E.g.: if the floor limit is 50€, perform 1 ―initialization‖ transaction of 40€ and then a last
transaction of 30€.
The terminal shall approve all the transactions offline, especially the last one, even if the
Pass Criteria
sum of the previous transaction amounts exceeds the floor limit.
Note

TC023 - Integration/capabilities – No Velocity Checking

Objective To ensure that the PayPass terminal does not perform Velocity Checking.
Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: Section ―2.4.7.3 Velocity Checking‖ page 2-13
Documentation
The transaction amount must be below the Contactless transaction limit.
Tests are run for MasterCard and Maestro applications, unless not applicable.
TRM AIP bit set.
Test Conditions
The tags 9F14 & 9F23 are returned by the card.
LastOnline Register ATC is returned, value =00
IAC denial set for ‗new card‘, lower and upper consecutive
The terminal shall approve the transaction. The TVR byte 2 bit 4 and byte 4 bits 6 and 7
Pass Criteria
are not set.
Note

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PayPass TIP – User Manual for TIP Subsets 9
Test Cases
Common PayPass M/Chip Test Cases

TC024 - Integration/capabilities – cardholder receipt below CVM limit

To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
Objective
limit in case the cardholder requests it.
Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: Section ―2.3.1.2 Terminal CVM Required Limit‖ page 2-6
Documentation
The transaction amount must be below the CVM limit.
Test Conditions
Tests are run for MasterCard and Maestro applications, unless not applicable.
The terminal shall approve the PayPass transaction.
Pass Criteria The PayPass terminal shall be able to print a cardholder receipt below the CVM limit in
case the cardholder requests it.
Note

TC031 - Integration/CVM – only NoCVM below the CVM limit

To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
Objective
PayPass transactions below or equal to the defined limit.
Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: Section ―2.3.1.2 Terminal CVM Required Limit‖ page 2-6
Documentation
The transaction amount must be below the CVM limit.
The card CVM list includes other CVM methods before the ‗noCVM‘ one.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Test Conditions
Case 01: Amount is below the CVM limit and below the floor limit (not applicable if
online-only).
Case 02: Amount is equal to the CVM limit.
The terminal shall approve the PayPass transaction.
The terminal shall not prompt for PIN nor print a signature receipt. The cardholder
Pass Criteria verification shall be successful:
- TVR byte 3 bit 8 = 0
- CVM result shall be ‗1F 03 00‘
Note

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Common PayPass M/Chip Test Cases

TC032 - Integration/CVM – only NoCVM below the CVM limit – online transaction
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
Objective PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable.
Applicability
Floor limit is smaller than the CVM limit
Conditions
Reference
[AcqGuide2008]: Section ―2.3.1.2 Terminal CVM Required Limit‖ page 2-6
Documentation
The transaction amount must be below the CVM limit but above the floor limit.
Test Conditions Tests are run for MasterCard and Maestro applications, unless not applicable.
Card contains (‗1F03‘) in the CVM list.
The terminal shall approve the PayPass transaction online.
The terminal shall not prompt for PIN nor print a signature receipt. The cardholder
Pass Criteria verification shall be successful:
- TVR byte 3 bit 8 = 0
- CVM result shall be ‗1F 03 00‘
Note

TC041 - Integration/online message – Gratuities / ‗Tips‘

To ensure the PayPass terminal correctly manages the gratuities, when supported.
Objective To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported.
Applicability
Terminal supports gratuities
Conditions
Reference
[AcqGuide2008]: ―2.4.3.1 Gratuities/‗Tips‘‖ page 2-10
Documentation
The cardholder must enter a gratuity amount. The transaction amount plus the gratuity
amount must be below the Contactless transaction limit.
Test Conditions The network simulator validates the authorization message and returns a successful
response.
Tests are run for MasterCard and Maestro applications, unless not applicable.
The PayPass terminal shall offer the cardholder to enter the gratuity amount before
tapping.
The online authorization request must contain the sum of initial amount and
Pass Criteria
gratuity in the 'Amount authorized' field (DE055 subfield 9F02) and in DE-004.
The 'Amount, other' field (DE055 subfield 9F03) must contain zeroes or be absent.
The transaction shall be approved.
Note

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Test Cases
Common PayPass M/Chip Test Cases

TC042 - Integration/online message – Issuer response: successful

Objective To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).

Applicability
Terminal is online capable
Conditions
Reference [AcqGuide2008]: Inherits from [MChip2010]
Documentation Other: [MChip2010] Section ―Authorization Response Code‖ page 3-31
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns the responses ‗00‘
Test Conditions
(successful).
Tests are run for MasterCard and Maestro applications, unless not applicable.
Pass Criteria The terminal shall approve the transaction upon reception of the network response.

Note

TC043 - Integration/online message – Issuer response: unsuccessful

To ensure the PayPass terminal correctly manages the Issuer responses ‗51‘ (insufficient
Objective
funds) and ‗57‘ (Transaction not permitted).
Applicability
Terminal is online capable
Conditions
Reference [AcqGuide2008]: Inherits from [CustomerIntfce]
Documentation Other: [CustomerIntfce] Section ―DE 39 - Response Code‖
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns the responses
below.
Test Conditions
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: network simulator response is ‗51‘ (insufficient funds)
Case 02: network simulator response is ‗57‘ (Transaction not permitted)
Pass Criteria The terminal shall decline the transaction upon reception of the network response.
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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Common PayPass M/Chip Test Cases

TC045 - Integration/online message – Issuer response contains script

To ensure the PayPass terminal does not process the ICC response data erroneously
Objective
returned by the issuer.
Applicability
Terminal is online capable
Conditions
Reference
[AcqGuide2008]: Section ―4.3 Authorization Responses‖ page 4-4
Documentation
The transaction amount must be above the floor limit and below the Contactless
transaction limit.
Card is let on the terminal until the transaction is completed or the ticket is printed.
The network simulator validates the authorization message and returns the following
response:
Test Conditions
- DE 039 (Response code) = '00' (Approved)
- DE 055 - PDS 91 (Issuer Authentication Data) is present
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier and 6
PIN Unblock commands followed by a PIN Change Unblock.
Tests are run for MasterCard and Maestro applications, unless not applicable.
The terminal shall not forward any Application Block command to the card.
Pass Criteria The end of the transaction is out of scope (the terminal may decline or not the
transaction).
Note

TC046 - Integration/online message – Terminal Country Code not in CDOL1

To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
Objective
network even if it is not requested by the card in the CDOL1.
Applicability
Terminal is online capable
Conditions
Reference [AcqGuide2008]: Inherits from [MChip2010]
Documentation Other: [MChip2010] Section ―Contents of DE 55‖ page 3-27
The transaction amount must be below the Contactless transaction limit.
The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Test Conditions The network simulator validates the authorization message (except ARQC) and returns
the response '00' (Approved).
Tests are run for MasterCard and Maestro applications, unless not applicable.
The Terminal shall send the Terminal Country Code (tag ‗9F1A‘) to the network.
Pass Criteria
The Terminal shall approve the transaction.
Note

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Test Cases
Common PayPass M/Chip Test Cases

TC047 - Integration/online message – PAN sequence number from chip

To ensure the PayPass terminal transmits the PAN sequence number coming from the
Objective
chip and not from the Track2 equivalent data item.
Applicability
Terminal is online capable
Conditions
[AcqGuide2008]: Inherits from [MChip2010]
Reference
Other: [MChip2010] Section ―Data in the Authorization Request
Documentation
Message‖ page 3-29
The transaction amount must be below the Contactless transaction limit.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Track2 equivalent data item.
Test Conditions
The network simulator validates the authorization message and returns the response '00'
(Approved).
Tests are run for MasterCard and Maestro applications, unless not applicable.
The Terminal shall send the PAN sequence number value from the tag ‗5F34‘ to the
Pass Criteria network.
The Terminal shall approve the transaction.
Note

TC048 - Integration/online message – PAN sequence number not returned

To ensure the PayPass terminal does not transmit the PAN sequence number when it is
Objective
not returned by the card.
Applicability
Terminal is online capable
Conditions
[AcqGuide2008]: Inherits from [MChip2010]
Reference
Other: [MChip2010] Section ―Data in the Authorization Request
Documentation
Message‖ page 3-29
The transaction amount must be below the Contactless transaction limit.
The PAN sequence number is not returned by the card.
Test Conditions The network simulator validates the authorization message and returns the response '00'
(Approved).
Tests are run for MasterCard and Maestro applications, unless not applicable.
The Terminal shall not send the PAN sequence number (DE 23) to the network.
Pass Criteria
The Terminal shall approve the transaction.
Note

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Common PayPass M/Chip Test Cases

TC049 - Integration/online message – Full Grade

Objective To ensure that the PayPass terminal supports the Full Grade network messages.

Applicability
Terminal is online capable
Conditions
Reference
[AcqGuide2008]: Section ―1.3 Implementation and Prerequisites Summary‖ p1-1
Documentation
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns the response '00'
Test Conditions
(Approved).
Tests are run for MasterCard and Maestro applications, unless not applicable.
The terminal shall send a DE055 message to the network.
Pass Criteria
The terminal shall approve the transaction.
Note

TC050 - Integration/online message – New Values in Existing Authorization Fields

To ensure the PayPass terminal correctly manages the new values in the existing
Objective
authorization fields.
Applicability
Terminal is online capable
Conditions
Reference
[AcqGuide2008]: Section ―4.2 Authorization Requests‖ page 4-2
Documentation
The transaction amount must be above the floor limit and below the Contactless
transaction limit.
The network simulator validates the authorization message and returns the responses ‗00‘
Test Conditions (successful).
Several tests are run, unless not applicable:
Case 01: PayPass Mag Stripe transaction (MasterCard application only)
Case 02: PayPass M/Chip transaction, tag ‗5F34‘ is returned by card*
Case 01: the network simulator shall receive the following:
DE022 SE 1 = ‗91‘
DE061 SE 11 = ‗3‘
Case 02: the network simulator shall receive the following:
Pass Criteria DE022 SE 1 = ‗07‘
DE023 = ‗01‘
DE055 shall be present
DE061 SE 11 = ‗3‘
The terminal shall approve the transaction.
Note *: another specific test [TC048] exists where the card does not return the tag „5F34‟.

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Test Cases
Common PayPass M/Chip Test Cases

TC051 - Integration/online message – Online PIN

To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
Objective
supported.
Applicability
Terminal supports OnlinePIN
Conditions
Reference [AcqGuide2008]: Inherits from [MChip2010]
Documentation Other: [MChip2010] Annex A ―Data Dictionary‖
The transaction amount must be above the CVM limit and below the Contactless
transaction limit.
The AIP indicates that CVM is supported.
Data returned by card is such as OnlinePIN is to be performed.
The network simulator validates the authorization message (including PIN) and returns a
Test Conditions successful response.
Several tests are performed. In all cases the OnlinePIN entered is correct:
Case 01: OnlinePIN is 4 digits long
Case 02: OnlinePIN is 5 digits long
Case 03: OnlinePIN is 6 digits long.
The TVR byte 3 bit 3 must be set (Online PIN entered).
Pass Criteria
The transaction shall be approved online.
Note

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Common PayPass M/Chip Test Cases

TC052 - Integration/online message – Issuer response: wrong online PIN

To ensure the PayPass terminal correctly manages the Issuer responses ‗55‘ (wrong PIN)
Objective
and ‗75‘ (Allowable number of PIN tries exceeded).
Applicability
Terminal supports OnlinePIN
Conditions
Reference [AcqGuide2008]: Inherits from [CustomerIntfce]
Documentation Other: [CustomerIntfce] Section ―DE 39 - Response Code‖
The transaction amount must be above the CVM limit and below the Contactless
transaction limit.
The network simulator validates the authorization and returns the responses below.
Test Conditions
Tests are run for MasterCard application:
Case 01: network response is ‗55‘ (wrong PIN)
Case 02: network response is ‗75‘ (Allowable number of PIN tries exceeded)
The TVR byte 3 bit 3 must be set (Online PIN entered).
Pass Criteria
The terminal shall decline the transaction upon reception of the network response.*
*: In case of a wrong PIN (case 01), one could expect the terminal to prompt the
cardholder to enter the PIN again and then resend the authorization message with the
second PIN. However some issuers will decline if they receive a second authorization
with the same ATC (transaction counter) value, even if the second PIN is correct.
Therefore the terminal shall decline the transaction in order to avoid such issues in the
Note field.

Following an online decline, (Not Authorized) there is no restriction on performing a

subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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Test Cases
Common PayPass M/Chip Test Cases

TC061 - Integration/configuration – Contactless Transaction Limit

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit.
Applicability
The terminal has a transaction limit for the MasterCard application.
Conditions
Reference [AcqGuide2008]: Section ―2.3.1.1 Terminal Contactless Transaction Limit‖ p2-6 &
Documentation section ―3.4.2.1 Terminal Contactless Transaction Limit‖ p3-5
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: amount is below the Contactless transaction limit
Case 02: amount is equal to the Contactless transaction limit (e.g.: 25.00€)
Case 03: [if the terminal allows the user to enter amounts greater than the transaction
Test Conditions limit] the amount is one minor unit above the transaction limit (e.g.: 25.01€)
Case 04: [if the terminal allows the user to enter amounts greater than the transaction
limit] the amount is greater than the transaction limit (e.g.: 50.00€)
Case 05: [if the terminal does not allow the user to enter amounts greater than the
transaction limit] the user shall try to enter an amount greater than the transaction limit
Cases 01 & 02: the terminal shall approve the transaction.
Cases 03 & 04: the terminal shall not perform the transaction above the transaction limit.
The terminal will either abort after the PPSE response or will not activate the PayPass
Pass Criteria
reader.
Case 05: the terminal shall not allow the user to enter an amount greater than the
transaction limit
Note

TC063 - Integration – Amount known before

To ensure that the final transaction amount is known before performing the PayPass
Objective
transaction.
Applicability
Terminal is attended
Conditions
Reference
[AcqGuide2008]: Section ―2.4.3 Amount Entry at Attended POS‖ page 2-10
Documentation
Test Conditions
The attended terminal shall request the amount before performing the PayPass
Pass Criteria
transaction. The cardholder must not be able to tap before entering the amount.
Note

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Common PayPass M/Chip Test Cases

TC065 - Integration – PIX extension

Objective To ensure that the PayPass terminal correctly manages the extended AIDs.

Applicability
If the terminal supports [PayPass1.3]: it supports extended AIDs
Conditions
Reference [AcqGuide2008]: Section ―2.4.2 Application Selection and Cardholder
Documentation Confirmation‖ page 2-10
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns the response '00'
(Approved).
Test Conditions
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: AID is extended with the following: ‗D056 01‘
Case 02: AID is extended with the following: ‗C123456789‘
Pass Criteria The terminal shall select the extended AID and correctly continue the transaction.

Note

TC065b - Integration – PIX extension not supported

To ensure that the PayPass terminal correctly behaves when it does not support extended
Objective
AIDs.
Applicability
The terminal supports [PayPass1.3] and does not support extended AIDs
Conditions
Reference [AcqGuide2008]: Section ―2.4.2 Application Selection and Cardholder
Documentation Confirmation‖ page 2-10
The transaction amount must be below the Contactless transaction limit.
Test Conditions Tests are run for MasterCard and Maestro applications, unless not applicable:
AID is extended with the following: ‗D056 01‘
Pass Criteria The terminal shall abort the transaction upon reception of the Select PPSE response.

Note

TC066 - Integration – service code indicates a chip is present on card

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Test Cases
Common PayPass M/Chip Test Cases

To ensure that the PayPass terminal does not prompt for a contact transaction when the
Objective
service code indicates a chip is present on the card.
Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: Section ―2.4.6 Service Code Checking‖ page 2-12
Documentation
The transaction amount must be below the Contactless transaction limit.
Test Conditions The service code included in the Track2 indicates that a chip is present on the card.
Tests are run for MasterCard and Maestro applications, unless not applicable.
The terminal shall approve the PayPass transaction. The terminal shall not prompt for a
Pass Criteria
contact transaction.
Note

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 Test Cases
Common PayPass M/Chip Test Cases

TC067 - Integration – service code indicates onlinePIN

To ensure that the PayPass terminal does not use the service code in order to require
Objective
online authorization or online PIN.
Applicability
Always applicable
Conditions
Reference
[AcqGuide2008]: Section ―2.4.6 Service Code Checking‖ page 2-12
Documentation
The transaction amount must be below the Contactless transaction limit.
Tests are run for MasterCard and Maestro applications, unless not applicable:
CVM list does not include OnlinePIN.
Case 01: ServiceCode contained in Track2 is ‗206‘ (Normal Authorization, PIN if pinpad
Test Conditions present). Amount is below the CVM limit.
Case 02: ServiceCode contained in Track2 is ‗206‘(Normal Authorization, PIN if pinpad
present). Amount is above the CVM limit.
Case 03: ServiceCode in Track2 is ‗220‘ (Issuer Authorizat°, PIN if pinpad present)
Case 04: ServiceCode contained in Track2 is ‗226‘ (Issuer Authorization, PIN required)
Cases 01: the terminal shall not prompt for PIN. The terminal shall approve the PayPass
transaction.
Pass Criteria
Case 02 & 03: the terminal shall not prompt for PIN. The terminal shall approve the
PayPass transaction offline.
Note

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Test Cases
Common PayPass M/Chip Test Cases

TC068 - Integration – Following a card decline

To ensure the PayPass terminal prompts the cardholder to perform a contact transaction,
Objective
if supported, when the card declines and the terminal did not request a card decline.
Applicability
The terminal supports contact
Conditions
Reference
[AcqGuide2008]: Section ―2.4.10.3 Card Declines‖ page 2-14
Documentation
The transaction amount must be below the Contactless transaction limit.
Data returned by card are such as the terminal does not request an AAC in the GenAC.
The card returns an AAC to the Generate AC.
Test Conditions
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: amount is below the floor limit
Case 02: amount is above the floor limit
Case 01: the terminal shall request a TC in the Generate AC.
Case 02: the terminal shall request an ARQC in the Generate AC.
Pass Criteria
The terminal shall prompt the cardholder to perform a contact transaction.
The terminal shall approve the contact transaction.
Note

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 Test Cases
Common PayPass M/Chip Test Cases

TC069 - Integration/capabilities – refund (v2.x)

Objective To ensure the PayPass terminal correctly performs refund.

Applicability
Terminal is attended and supports refund and follows [PayPass2.x].
Conditions
Reference
[AcqGuide2008]: Section ―2.4.1.3 Refunds‖ page 2-9 *
Documentation
- First step is to perform the purchase:
The transaction amount must be below the transaction limit.
- Second step is to perform the refund:
The refund amount must be the same as the purchase amount.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Test Conditions
Case 01: PayPass M/Chip MasterCard offline transaction to be refunded
Case 02: PayPass M/Chip MasterCard online transaction to be refunded
Case 03: PayPass M/Chip Maestro offline transaction to be refunded
Case 04: PayPass M/Chip Maestro online transaction to be refunded
Case 05: PayPass Mag Stripe MasterCard transaction
Cases 01 & 03:
The first transaction is approved offline.
In the second transaction, the PayPass terminal requests an AAC. At the end of the
refund process, the terminal displays a message to inform the cardholder that refund
has been done successfully.
Cases 02 & 04:
The first transaction is approved online.
Pass Criteria
In the second transaction, the PayPass terminal requests an AAC. At the end of the
refund process, the terminal displays a message to inform the cardholder that refund
has been done successfully.
Case 05:
The first transaction is approved online.
At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully.
Note *: Please also see ApplicationNote17 for additional specification details.

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Test Cases
Common PayPass M/Chip Test Cases

TC069b - Integration/capabilities – refund (v1.3)

Objective To ensure the PayPass terminal correctly performs refund.

Applicability
Terminal is attended and supports refund and follows [PayPass1.3].
Conditions
Reference
[AcqGuide2008]: Section ―2.4.1.3 Refunds‖ page 2-9 *
Documentation
- First step is to perform the purchase:
The transaction amount must be below the transaction limit.
- Second step is to perform the refund:
The refund amount must be the same as the purchase amount.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Test Conditions
Case 01: PayPass M/Chip MasterCard offline transaction to be refunded
Case 02: PayPass M/Chip MasterCard online transaction to be refunded
Case 03: PayPass M/Chip Maestro offline transaction to be refunded
Case 04: PayPass M/Chip Maestro online transaction to be refunded
Case 05: PayPass Mag Stripe MasterCard transaction
Cases 01 & 03:
The first transaction is approved offline.
At the end of the second transaction, the terminal displays a message to inform the
cardholder that refund has been done successfully.
Cases 02 & 04:
The first transaction is approved online.
Pass Criteria
At the end of the second transaction, the terminal displays a message to inform the
cardholder that refund has been done successfully.
Case 05:
The first transaction is approved online.
At the end of the second transaction, the terminal displays a message to inform the
cardholder that refund has been done successfully.
Note *: Please also see ApplicationNote17 for additional specification details.

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 Test Cases
MasterCard PayPass M/Chip Test Cases

2.3 MasterCard PayPass M/Chip Test Cases

TC201 - Regression – SDA

Objective To ensure that the PayPass terminal performs SDA correctly.

Applicability
Terminal supports SDA
Conditions
Reference
[AcqGuide2008]: Section ―2.4.5 Offline Data Authentication Requirements‖ p2-11
Documentation
The transaction amount must be below the floor limit.
The AIP byte 1 bit 7 indicates that SDA is supported.
Test Conditions
Data returned by card is such as the transaction is approved offline*.
Tests are run for MasterCard and Maestro applications, unless not applicable.
TVR byte 1 bit 8 is not set (offline data authentication was performed).
Pass Criteria The terminal shall send request a TC without CDA (‗40‘) in the generate AC.
Transaction shall be approved offline.
*: most of the PayPass terminals will bypass the SDA if the transaction is declined or
Note
sent online, see transaction flow in technical specifications.

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Test Cases
MasterCard PayPass M/Chip Test Cases

TC221 - Integration/CVM – attended terminal

To ensure the attended PayPass terminal correctly manages the cardholder verification
Objective
above the CVM limit.
Applicability
Terminal is attended and supports MasterCard
Conditions
Reference
[AcqGuide2008]: Section ―2.4.4.1 MasterCard PayPass Cardholder Verificat°‖ p 2-10
Documentation
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns ‗00‘ (successful).
Several tests are run, unless not applicable:
Case 01: the card supports offlinePIN then Signature (‗5E 03‘) then noCVM. The
transaction amount must be the lowest value above the CVM limit (e.g.: 25.01€).
Case 02: Terminal supports gratuity. The card supports offlinePIN then Signature (‗5E
03‘) then noCVM. The sum of transaction and gratuity amounts must be the lowest value
above the CVM limit (e.g.: 25.01€).
Test Conditions
Case 03: the card supports onlinePIN then noCVM (‗1F 03‘). Terminal does not support
OnlinePIN. The transaction amount must be above the CVM limit.
Case 04: card supports onlinePIN (‗02 03‘) then noCVM. Terminal supports OnlinePIN.
The transaction amount must be the lowest value above the CVM limit (e.g.: 25.01€).
Case 05: card supports noCVM only (‗1F 00‘). The terminal supports noCVM above the
CVM limit*. The amount is above the CVM limit.
Case 06: card supports noCVM only (‗1F 00‘). The terminal does not support noCVM
above the CVM limit*. The amount is above the CVM limit.
The terminal shall approve the transaction.
The cardholder verification shall be successful (except case 06): TVR byte 3 bit 8 = 0
Cases 01 & 02: The terminal shall print a signature receipt.
- CVM result shall be ‗5E 03 00‘
Case 03: The terminal shall not prompt for PIN nor print a signature receipt.
- CVM result shall be ‗1F 03 00‘
Case 04: The terminal shall request an ARQC. The terminal shall prompt for PIN.
Pass Criteria - TVR byte 3 bit 3 = 1 (Online PIN entered)
- CVM result shall be ‗02 03 00‘
Case 05: The terminal shall not prompt for PIN nor print a signature receipt.
- CVM result shall be ‗1F 00 00‘
Case 06: the cardholder verification shall fail:
- TVR byte 3 bit 8 = 1
- CVM result shall be ‗3F 00 01‘
The terminal shall not prompt for PIN nor print a signature receipt.
*: according to [MaestroOnlinePIN] section 2.4.4.2, a [PayPass1.3] reader supporting
Note
a single terminal capabilities parameter will not support 'noCVM' above the CVM limit.

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MasterCard PayPass M/Chip Test Cases

TC222 - Integration/CVM – CAT1

To ensure the CAT1 PayPass terminal correctly manages the cardholder verification
Objective
above the CVM limit.
Applicability
Terminal supports MasterCard and is a CAT1
Conditions
Reference [AcqGuide2008]: Section ―2.4.4.1 MasterCard PayPass Cardholder Verification‖
Documentation page 2-10
The transaction amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns the responses ‗00‘
(successful).
Test Conditions Several tests are run, unless not applicable:
Case 01: the card supports offlinePIN then Signature then noCVM.
Case 02: the card supports onlinePIN then noCVM.
Case 03: the card supports noCVM only.
The terminal shall approve the transaction.
Case 01: the cardholder verification shall fail:
- TVR byte 3 bit 8 = 1
- CVM result shall be ‗3F 00 01‘
The terminal shall not prompt for PIN nor print a signature receipt.
Case 02: the cardholder verification shall be successful:
- TVR byte 3 bit 8 = 0
Pass Criteria - TVR byte 3 bit 3 = 1 (Online PIN entered)
- CVM result shall be ‗02 03 00‘
The terminal shall request an ARQC.
The terminal shall prompt for PIN.
Case 03: the cardholder verification shall fail:
- TVR byte 3 bit 8 = 1
- CVM result shall be ‗3F 00 01‘
The terminal shall not prompt for PIN nor print a signature receipt.
Note

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Test Cases
MasterCard PayPass M/Chip Test Cases

TC223 - Integration/CVM – CAT2 and CAT3

To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
Objective
verification above the CVM limit.
Applicability
Terminal supports MasterCard and is a CAT2 or a CAT3
Conditions
Reference [AcqGuide2008]: Section ―2.4.4.1 MasterCard PayPass Cardholder Verification‖
Documentation page 2-10
The transaction amount must be below the Contactless transaction limit and above the
CVM limit.
The network simulator validates the authorization message and returns the responses ‗00‘
(successful).
Test Conditions Several tests are run, unless not applicable:
Case 01: the card supports offlinePIN then Signature then noCVM
Case 02: the card supports onlinePIN then noCVM
Case 03: the card supports noCVM only
The terminal shall approve the transaction.
Case 01: the cardholder verification shall be successful:
- TVR byte 3 bit 8 = 0
- CVM result shall be ‗5F 03 00‘
The terminal shall not prompt for PIN nor print a signature receipt.
Case 02: the cardholder verification shall be successful:
Pass Criteria - TVR byte 3 bit 8 = 0
- CVM result shall be ‗1F 03 00‘
The terminal shall not prompt for PIN nor print a signature receipt.
Case 03: the cardholder verification shall be successful:
- TVR byte 3 bit 8 = 0
- CVM result shall be ‗1F 00 00‘
The terminal shall not prompt for PIN nor print a signature receipt.
Note

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28 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Maestro PayPass M/Chip Test Cases

2.4 Maestro PayPass M/Chip Test Cases

TC401 - Integration/capabilities – No PayPass Mag Stripe

To ensure that the terminal terminates the transaction if the PayPass Maestro card
Objective
indicates that it does not support PayPass – M/Chip.
Applicability
Terminal supports Maestro PayPass
Conditions
Reference
[AcqGuide2008]: Section ―2.2.1 Accepting PayPass—Mag Stripe‖ page 2-4
Documentation
Transaction amount is below the transaction limit.
Test Conditions
The card indicates in the AIP that it does not support PayPass –M/Chip.
The terminal shall terminate the transaction.
Pass Criteria The terminal must not fallback to contact or swipe transaction since the termination is
due to an application layer error (see [AcqGuide2008] section 2.6).
Note

TC402 - Integration/capabilities – No SDA

Objective To ensure that the Maestro PayPass terminal does not support SDA.

Applicability
Terminal supports Maestro PayPass and is offline capable
Conditions
Reference
[AcqGuide2008]: Section ―2.4.5 Offline Data Authentication‖ page 2-11
Documentation
Transaction amount is below the floor limit and the CVM limit.
Test Conditions
The card indicates in the AIP that it does support SDA but not CDA.
The terminal shall set the TVR byte 1 bit 8 "ODA was not performed".
The terminal shall NOT set the TVR byte 1 bit 7 "SDA did not fail".
The terminal shall NOT set the TVR byte 1 bit 3 "CDA did not fail".
Pass Criteria If the terminal is offline-only it will decline with an AAC as per the TACs.
If the terminal is online capable then it will send an ARQC as per the TACs.
If the terminal supports the Optimized Flow defined in [PayPass1.3] then the terminal
will decline the transaction offline as per the TACs. *
Note * A terminal supporting the Optimized Flow should always send a TC.

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PayPass TIP – User Manual for TIP Subsets 29
Test Cases
Maestro PayPass M/Chip Test Cases

TC410 - Integration/CVM – OnlinePIN above the CVM limit (in Maestro OnlinePIN Market)

Objective To ensure the terminal correctly performs Online PIN above the CVM limit.

Applicability
Terminal supports Maestro in a Maestro OnlinePIN Market.
Conditions
Reference
[MaestroOnlinePIN]: Section ―2.4.4.2 Maestro PayPass Cardholder Verification‖ p 2
Documentation
Transaction amount is above the CVM limit and below the transaction limit.
Test Conditions The network simulator validates the authorization message and returns ‗00‘ (successful).
The card CVM list indicates Online PIN.
The cardholder verification shall be successful:
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful)
- TVR byte 3 bit 3 = 1 (Online PIN entered)
Pass Criteria - CVM result shall be ‗42 03 00‘
The terminal shall request an ARQC.
The terminal shall prompt for PIN.
The terminal shall approve the transaction.
Note N/A

TC411 - Integration/CVM – noCVM above the CVM limit (in Maestro OnlinePIN Market)
To ensure that transactions attempted above the CVM limit in a Maestro OnlinePIN
Objective Market with cards issued outside a Maestro OnlinePIN Market (i.e.: not supporting
OnlinePIN in the CVM list) will be declined by the terminal.
Applicability
Terminal supports Maestro in a Maestro OnlinePIN Market.
Conditions
Reference [MaestroOnlinePIN]: Section ―2.4.4.2 Maestro PayPass Cardholder Verification‖
Documentation page 2
Transaction amount is above the CVM limit and below the transaction limit.
The network simulator validates the authorization message and returns the responses ‗00‘
Test Conditions
(successful).
The card CVM list indicates noCVM.
The cardholder verification shall fail:
- TVR byte 3 bit 3 = 0 (Online PIN NOT entered)
- TVR byte 3 bit 8 = 1 (Cardholder verification failed)
Pass Criteria - CVM result shall be ‗3F 00 01‘
The terminal does not ask to enter PIN.
The terminal declines the transaction offline as per the TACs defined in
[MaestroOnlinePIN].
Note N/A

TC412 - Integration/CVM – Hard limit market

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30 PayPass TIP – User Manual for TIP Subsets
 Test Cases
Maestro PayPass M/Chip Test Cases

To ensure that Maestro Paypass is a hard limit implementation, except in Maestro Online
Objective
PIN markets.
Applicability
Terminal supports Maestro and is not in a Maestro OnlinePIN Market.
Conditions
Reference
[MaestroOnlinePIN]: Section ―2.3.2 Hard and Soft Limit Implementations‖ page 2
Documentation
Transaction amount is equal to the Maestro transaction limit.
Test Conditions
The card CVM list indicates noCVM.
The terminal shall approve the transaction.
The cardholder verification shall be successful:
Pass Criteria
- TVR byte 3 bit 8 = 0
- CVM result shall be ‗1F 03 00‘
Note N/A

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PayPass TIP – User Manual for TIP Subsets 31
Test Cases
PayPass Mag Stripe Test Cases

2.5 PayPass Mag Stripe Test Cases

TC601 - Interoperability – various unexpected data/length

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card.
Applicability
Terminal supports MasterCard PayPass
Conditions
Reference [AcqGuide2008]: Interoperability test – no specific reference
Documentation Other: [PayPass2.x] Annex A ―Data Object Dictionary‖
The transaction amount must be below the Contactless transaction limit.
The network simulator returns the responses ‗00‘ (successful).
The card returns the data defined below.
Test Conditions Case 01: Track1 (tag ‗56‘) with maximum length (48 bytes)
Case 02: Track2 (‗9F6B‘) with maximum length (37 digits)
Case 03: Track1 discretionary data (tag ‗56‘) with minimum length (3 bytes)
Case 04: Track2 discretionary data (tag ‗9F6B‘) with minimum length (3 digits)
Pass Criteria In all cases the terminal shall approve the transaction.

Note

TC611 - Integration – Service Code checking

To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
Objective
whatever the Service Code value encoded in the card.
Applicability
Terminal supports MasterCard PayPass
Conditions
Reference
[AcqGuide2008]: Section ―2.4.6 Service Code checking‖ page 2-12
Documentation
The transaction amount is below the transaction limit.
The card indicates in the AIP that it does not support PayPass –M/Chip.
The network simulator returns the responses ‗00‘ (successful).
Test Conditions Case 01: card returns a service code ‗101‘
Case 02: card returns a service code ‗205‘
Case 03: card returns a service code ‗502‘
Case 04: card returns a service code ‗817‘
Pass Criteria The terminal shall approve the transaction.

Note

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32 PayPass TIP – User Manual for TIP Subsets
 Test Cases
PayPass Mag Stripe Test Cases

TC612 - Integration – ATC in discretionary data

To ensure that the terminal correctly copies the ATC in the PayPass Track 1 and/or
Objective
Track 2 and pass the values to the network.
Applicability
Terminal supports MasterCard PayPass
Conditions
Reference [AcqGuide2008]: Integration/regression test – no specific reference
Documentation Other: [PayPass2.x] section 4.3.5
The transaction amount is below the transaction limit.
The card indicates in the AIP that it does not support PayPass –M/Chip.
Test Conditions
The card is tapped several times on the reader so several ATC values are tested.
The network simulator returns the responses ‗00‘ (successful).
The terminal shall approve all transactions and pass the correct PayPass Track 1 and/or
Pass Criteria
Track 2 values to the network correctly.
Note

TC613 - Integration – Issuer response: unsuccessful

To ensure the PayPass terminal correctly manages the Issuer response ‗51‘ (Insufficient
Objective
funds/over credit limit).
Applicability
Terminal supports MasterCard PayPass
Conditions
Reference [AcqGuide2008]: Inherits from [CustomerIntfce]
Documentation Other: [CustomerIntfce] Section ―DE 39 - Response Code‖
The transaction amount must be below the Contactless transaction limit.
Test Conditions
The network simulator returns ‗51‘ (Insufficient funds/over credit limit).
Pass Criteria The terminal shall decline the transaction upon reception of the network response.
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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PayPass TIP – User Manual for TIP Subsets 33
Test Cases
PayPass Mag Stripe Test Cases

TC614 - Integration – Traditional Mag Stripe

To ensure the terminal still performs correctly a traditional Mag Stripe transaction when
Objective
it contains or is connected to a PayPass reader.
Applicability
Terminal supports MasterCard PayPass
Conditions
Reference
[AcqGuide2008]: Interoperability test – no specific reference
Documentation
The transaction amount must be below the Contactless transaction limit.
Test Conditions The card is swiped in the terminal
The network simulator returns the responses ‗00‘ (successful).
The network simulator shall receive the following:
DE022 SE 1 = ‗90‘ (POS entry mode : traditional Mag stripe)
Pass Criteria DE061 SE 11 = ‗2‘ or ‗5‘ or ‗7‘ or ‗8‘ (card data terminal input capability :
traditional Mag stripe)
The terminal shall approve the transaction.
Note

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34 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
TIP Subset 8 card details

3 Test Scenarios for TIP Subset 8

This chapter lists the PayPass M/Chip TIP Test Scenarios.

3.1 TIP Subset 8 card details

PANs and PINs

Below are the TIP Subset 8 MasterCard card details:

Card Name ICC Track 2 equivalent data PIN

PPC MCD 01 5413330089600010D14122010123409172 4315

PPC MCD 02 5413330089600028D14122010123409172 4315
PPC MCD 03 5413330089600036D14122060123409172 4315
PPC MCD 04 5413330089600044D14122010123409172 4315
PPC MCD 06 5413330089600069D14122260123409172 4315
PPC MCD 07 5413330089600077D14122010123409172 4315
PPC MCD 09 5413330089600093D14122010123409172 4315
PPC MCD 10 5413330089600101D14122010123409172 4315
PPC MCD 11 5413330089600119D14122010123409172 4315
PPC MCD 12 5413330089600127D14126010123409172 4315
PPC MAP 01 5413330089601018D14122200123409172 4315
PPC MAP 03 5413330089601034D14122010123409172 4315
PPC MAP 04 5413330089601042D14122210123409172 4315
PPC MAP 06 5413330089601067D14122020123409172999F 4315
PPC MAP 07 5413330089601075D14122010123409172 4315
PPC MAP 08 5413330089601083D14122200123409172 4315
PPC MAP 10 5413330089601109D14122010123409172 4315

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PayPass TIP – User Manual for TIP Subsets 35
Test Scenarios for TIP Subset 8
TIP Subset 8 card details

Below are the TIP Subset 8 Maestro card details:

Card Name ICC Track 2 equivalent data PIN

MP01 6799998900000060018D1412201012345678 4315

MP11 6799998900000060117D1412201012345678 4315
MP12 6799998900000060125D14122060123456789F 4315
MP13 6799998900000060133D1412226012345678 4315
MP14 6799998900000060141D1412220012345678 4315
MP15 6799998900000060158D1412201012345678 4315
MP16 6799998900000060166D1412222012345678 4315
MP17 67999989000000675D1412201012345678 4315
MP18 6799998900000060182D1412221012345678 4315
MP19 6799998900000060190D1412220012345678 4315
MP20 6799998900000060208D1412201012345678 4315
MP71 6799998900000060711D1412206012345678 4315
MP72 6799998900000060729D1412220012345678 4315
MP91 6799998900000060919D1412201012345678 4315
MP92 6799998900000060927D1412201012345678 4315
MP93 6799998900000060935D1412201012345678 4315
MP94 6799998900000060943D1412201012345678 4315

Protocol
All TIP Subset 8 cards use Type A protocol.

Counters
ATC:
The ATC will increment like any card.

Consecutive Offline Limit:

The counter will increment and keep the value ‗FF‘ when it reaches it. Lower and
Upper Consecutive Offline Limits are both ‗FF‘ so the transaction will never block.

Cumulative Offline Transaction Amount:

The counter will increment until the maximum value is reached. Upper and Lower
limits are both ‗999999 999999‘. Once the maximum value is reached the card will
be blocked and could be unblocked via contact technology. However this value
should never be reached unless some huge amounts are entered.

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36 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Using the Test Cards

Keys
The RSA and DES keys generated for these test cards are MasterCard test keys.
There are three lengths and one exponent value for RSA keys in this set, in
accordance with MasterCard policy for debit/credit products.

M/Chip contact personalization

All cards are personalized with M/Chip contact data. If needed, PIN value is ‗4315‘.

PayPass Mag Stripe Personalization

All MasterCard cards are personalized with PayPass Mag Stripe data.

Magnetic Stripe Personalization

The magnetic stripe is encoded according to the ICC track data except for some
cards, which are encoded with specific data according to test scenarios.

3.2 Using the Test Cards

Card Presentation
The PayPass card must be presented to the landing zone (over the PayPass logo).
The PayPass card can either be placed against the landing zone or be held at a
distance of no greater than 3 cm away.

Card log feature

All TIP Subset 8 cards have the ability to store the command and response exchanges
between the terminal and the card. The stored exchanges are downloaded from the
card thanks to the TCmonitor software provided by FIME.

Card version
The card version is returned in Select response as the value of Application Label tag:
Application Label................ (50 09) [MP01 v2 0]

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PayPass TIP – User Manual for TIP Subsets 37
Test Scenarios for TIP Subset 8
Test Scenario Template Description

3.3 Test Scenario Template Description

Overview
Below is an example of Test Scenario. This template is described here after.

PPC MCD 02 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Cases of Discretionary Data inconsistency and IAD
Objective (‗9F10‘) with maximum length. [TC011-03 & 07]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount equal to the limit. [TC061-02]
Applicability
Terminal supports MasterCard and has a transaction limit for the MasterCard application
Conditions
The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
Card the specific tag (‗9F20‘).
configuration
The IAD (‗9F10‘) returned by the card has the maximum length.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 02 v2.0.
Amount must be equal to the transaction limit*.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 02 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Amount is equal to the MasterCard transaction limit - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
*: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
Note one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

Test Scenario Identification

PPC MCD 02 Test 02 Scenario 01

"PPC MCD xx" identifies the card to be used.

"Test yy" and "Scenario zz" identify the Test Scenario number.

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38 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenario Template Description

Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Cases of Discretionary Data inconsistency and IAD
Objective (‗9F10‘) with maximum length. [TC011-03 & 07]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount equal to the limit. [TC061-02]

This cell lists all the Test Cases objectives tested in the current Test Scenario. The
Test Case reference is given "[TC061-02]".

Applicability Conditions
Applicability
Terminal supports MasterCard and has a transaction limit for the MasterCard application
Conditions

This gives the conditions for the Test Scenario to be applicable.

Card Configuration
The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
Card the specific tag (‗9F20‘).
configuration
The IAD (‗9F10‘) returned by the card has the maximum length.

This lists the TIP card configuration, if any, used in the test.

User Action
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 02 v2.0.
Amount must be equal to the transaction limit*.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.

This lists the actions to be done by the user in order to perform the test.

Simulator Configuration
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).

This gives the network simulator configuration required for the test.

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PayPass TIP – User Manual for TIP Subsets 39
Test Scenarios for TIP Subset 8
Test Scenario Template Description

Pass Criteria
- Application Label indicates ―PPC MCD 02 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Amount is equal to the MasterCard transaction limit - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK

This lists the conditions required in order to pass the test. During a TIP session, the
user shall select "OK" or "NOK" in the test report before returning it to the TIP team.

Note
*: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
Note one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

Some Test Scenarios include a note in order to clarify some test details.

August 2010 © 2010 MasterCard

40 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

3.4 Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 01 Scenario 01

To ensure that the PayPass terminal supports the Full Grade network messages. [TC049]
To ensure the PayPass terminal correctly manages the new values in the existing
Objective authorization fields. Case of M/Chip transaction. [TC050-02]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount below the limit. [TC061-01]
Applicability Terminal supports MasterCard and is online capable and has a transaction limit for the
Conditions MasterCard application
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗5.00‘ or ‗5 000 000‘
- ‘10.00‘ or ‘10 000 000‘
- ‗40.00‘ or ‘40 000 000‘
User Action - ‗100.00‘ or ‘100 000 000‘
- or any other rounded value.

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below (and not equal to) the transaction limit - OK/NOK
- DE022 SE 1 = ‗07‘ (POS entry mode: contactless M/Chip) - OK/NOK
- DE023 = ‗001‘ (card sequence number) - OK/NOK
Pass Criteria - The terminal sends a DE055 message to the network - OK/NOK
- DE 055 - PDS 9F03 ('amount other') either contains '000000000000' or is not present -
OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- Issuer simulator ARC = 00 (accepted) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PayPass TIP – User Manual for TIP Subsets 41
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 01b Scenario 01

To ensure that the PayPass terminal supports the Full Grade network messages. [TC049]
Objective To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of M/Chip transaction. [TC050-02]
Applicability Terminal supports MasterCard and is online capable.
Conditions The terminal does not have a transaction limit for the MasterCard application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter the amount; the possible values are:
- ‗5.00‘ or ‗5 000 000‘
- ‘10.00‘ or ‘10 000 000‘
- ‗40.00‘ or ‘40 000 000‘
User Action - ‗100.00‘ or ‘100 000 000‘
- or any other rounded value.

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- DE022 SE 1 = ‗07‘ (POS entry mode: contactless M/Chip) - OK/NOK

- DE023 = ‗001‘ (card sequence number) - OK/NOK
- The terminal sends a DE055 message to the network - OK/NOK
Pass Criteria
- DE 055 - PDS 9F03 ('amount other') either contains '000000000000' or is not present -
OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- Issuer simulator ARC = 00 (accepted) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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42 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 02 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount below the limit. [TC061-01]
Applicability Terminal supports MasterCard and is offline-only and has a transaction limit for the
Conditions MasterCard application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Amount is below (and not equal to) the transaction limit - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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PayPass TIP – User Manual for TIP Subsets 43
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 03 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗51‘ (insufficient
Objective
funds). [TC043-01]
Applicability
Terminal supports MasterCard and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗4.51‘ or ‗4 510 000‘
- ‘10.51‘ or ‘10 510 000‘
- ‗40.51‘ or ‘40 510 000‘
User Action - ‗100.51‘ or ‘100 510 000‘
- or any value like *51*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗51‘
Configuration (insufficient funds).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Simulator response is ‗51‘ (insufficient funds) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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44 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 04 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗57‘ (Transaction
Objective
not permitted). [TC043-02]
Applicability
Terminal supports MasterCard and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗4.57‘ or ‗4 570 000‘
- ‘10.57‘ or ‘10 570 000‘
- ‗40.57‘ or ‘40 570 000‘
User Action - ‗100.57‘ or ‗100 570 000‘
- or any value like *57*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗57‘
Configuration (Transaction not permitted).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Simulator response is ‗57‘ (Transaction not permitted) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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PayPass TIP – User Manual for TIP Subsets 45
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 05 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer responses ‗55‘ (wrong
Objective
PIN). [TC052-01]
Applicability Terminal supports MasterCard and OnlinePIN and has a CVM limit for the MasterCard
Conditions application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount above the CVM limit and below the transaction limit. Possible amount
values are:
- ‗5.55‘ or ‗5 550 000‘
- ‘10.55‘ or ‘10 550 000‘
- ‗40.55‘ or ‘40 550 000‘
User Action - ‗100.55‘ or ‗100 550 000‘
- or any value like *55*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗55‘ (wrong PIN)).
Simulator The network simulator validates the authorization message and returns the response ‗55‘
Configuration (wrong PIN).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the CVM limit - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗55‘ (wrong PIN) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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46 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 05 Scenario 02

To ensure the PayPass terminal correctly manages the Issuer responses ‗55‘ (wrong
Objective
PIN). [TC052-01]
Applicability Terminal supports MasterCard and OnlinePIN and has no CVM limit for the MasterCard
Conditions application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗5.55‘ or ‗5 550 000‘
- ‘10.55‘ or ‘10 550 000‘
- ‗40.55‘ or ‘40 550 000‘
- ‗100.55‘ or ‗100 550 000‘
User Action
- or any value like *55*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗55‘ (wrong PIN)).
Simulator The network simulator validates the authorization message and returns the response ‗55‘
Configuration (wrong PIN).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗55‘ (wrong PIN) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 47
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 06 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer responses ‗75‘ (Allowable
Objective
number of PIN tries exceeded). [TC052-02]
Applicability Terminal supports MasterCard and OnlinePIN and has a CVM limit for the MasterCard
Conditions application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount above the CVM limit and below the transaction limit. Possible amount
values are:
- ‗4.75‘ or ‗4 750 000‘
- ‘10.75‘ or ‘10 750 000‘
- ‗40.75‘ or ‘40 750 000‘
User Action - ‗100.75‘ or ‗100 750 000‘
- or any value like *75*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗75‘ (Allowable number of PIN tries exceeded)).
Simulator The network simulator validates the authorization message and returns the response ‗75‘
Configuration (Allowable number of PIN tries exceeded).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the CVM limit - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗75‘ (Allowable number of PIN tries exceeded) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

August 2010 © 2010 MasterCard

48 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 06 Scenario 02

To ensure the PayPass terminal correctly manages the Issuer responses ‗75‘ (Allowable
Objective
number of PIN tries exceeded). [TC052-02]
Applicability Terminal supports MasterCard and OnlinePIN and has no CVM limit for the MasterCard
Conditions application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗4.75‘ or ‗4 750 000‘
- ‘10.75‘ or ‘10 750 000‘
- ‗40.75‘ or ‘40 750 000‘
- ‗100.75‘ or ‗100 750 000‘
User Action
- or any value like *75*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗75‘ (Allowable number of PIN tries exceeded)).
Simulator The network simulator validates the authorization message and returns the response ‗75‘
Configuration (Allowable number of PIN tries exceeded).
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗75‘ (Allowable number of PIN tries exceeded) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 49
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 07 Scenario 01

To ensure the PayPass terminal does not process the ICC response data erroneously
Objective
returned by the issuer. [TC045]
Applicability
Terminal supports MasterCard and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
Enter amount below the transaction limit. Possible amount values are:
- ‗5.99‘ or ‗5 990 000‘
- ‘10.99‘ or ‘10 990 000‘
- ‗40.99‘ or ‘40 990 000‘
- ‗100.99‘ or ‗100 990 000‘
User Action
- or any value like *99*

If needed select the MasterCard PayPass product.

Tap card on the PayPass reader and follow the instructions.
Card is let on the terminal until the transaction is completed or the ticket is printed.
If needed, PIN value is 4315.
The network simulator validates the authorization message and returns the following
response:
Simulator - DE 039 (Response code) = '00' (Approved)
Configuration - DE 055 - PDS 91 (Issuer Authentication Data) is present
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier
and 6 PIN Unblock commands followed by a PIN Change Unblock.
- Application Label indicates ―PPC MCD 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Simulator response contains DE 055 - PDS 91 and PDS 72 - OK/NOK

Pass Criteria
- Card log does not include any APDU following the GenAC response - OK/NOK

The end of the transaction is out of scope (the terminal may decline or not the
transaction).
Note N/A

August 2010 © 2010 MasterCard

50 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 08 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount just above the limit. [TC061-03]
Applicability Terminal supports MasterCard and has a transaction limit for the MasterCard application.
Conditions The terminal allows the user to enter amounts greater than the transaction limit.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
- First step is to initialize the card log:
Please run a successful transaction with an amount different from the one used in the
second step and then ensure the transaction was correctly stored in the card log.
User Action
- Second step is the test itself:
Amount must be one minor unit above the MasterCard transaction limit* (e.g.: 25.01€)
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader even if it looks deactivated.
Simulator
N/A
Configuration
- The card contains the log of the transaction performed at the first step, that is, the
Pass Criteria
amount in the GenerateAC command is the amount used at the first step - OK/NOK
If the amount is greater than all the contactless application transaction limits then the
terminal will not activate the contactless reader but may offer the cardholder to perform
a contact transaction instead. Since no transaction is performed, the previous
transaction log stored in the card is not reset.
Otherwise, if the amount is lower than some other contactless application transaction
limits, the terminal will activate the contactless reader and will then abort the
Note Application Selection process after the PPSE response if the AID returned by the card is
an application for which the transaction limit is exceeded. If so the card log mechanism
is such that the previous transaction log is not reset.

*: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 51
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 09 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount above the limit. [TC061-04]
Applicability Terminal supports MasterCard and has a transaction limit for the MasterCard application.
Conditions The terminal allows the user to enter amounts greater than the transaction limit.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
- First step is to initialize the card log:
Please run a successful transaction with an amount different from the one used in the
second step and then ensure the transaction was correctly stored in the card log.
User Action
- Second step is the test itself:
Amount must be above the MasterCard transaction limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader even if it looks deactivated.
Simulator
N/A
Configuration
- The card contains the log of the transaction performed at the first step, that is, the
Pass Criteria
amount in the GenerateAC command is the amount used at the first step - OK/NOK
If the amount is greater than all the contactless application transaction limits then the
terminal will not activate the contactless reader but may offer the cardholder to perform
a contact transaction instead. Since no transaction is performed, the previous
transaction log stored in the card is not reset.
Note Otherwise, if the amount is lower than some other contactless application transaction
limits, the terminal will activate the contactless reader and will then abort the
Application Selection process after the PPSE response if the AID returned by the card is
an application for which the transaction limit is exceeded. If so the card log mechanism
is such that the previous transaction log is not reset.

August 2010 © 2010 MasterCard

52 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 01 Test 10 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount above the limit. [TC061-05]
Applicability Terminal supports MasterCard and has a transaction limit for the MasterCard application.
Conditions The terminal does not allow the user to enter amounts greater than the transaction limit.
Card
This card has no specific feature.
configuration
Please try to enter an amount greater than the transaction limit.
(The below should be irrelevant:)
User Action Please, use the following test card implementation: TIP Subset 8 – PPC MCD 01 v2.0.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal shall not allow the user to enter an amount greater than the transaction
Pass Criteria
limit - OK/NOK
Note N/A

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 53
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 02 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective value or length from the card. Cases of Discretionary Data inconsistency and IAD
(‗9F10‘) with maximum length. [TC011-03 & 07]
Applicability Terminal supports MasterCard and has no transaction limit for the MasterCard
Conditions application.
The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
Card the specific tag (‗9F20‘).
configuration
The IAD (‗9F10‘) returned by the card has the maximum length.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 02 v2.0.
Enter any amount.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 02 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

54 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 02 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Cases of Discretionary Data inconsistency and IAD
Objective (‗9F10‘) with maximum length. [TC011-03 & 07]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount equal to the limit. [TC061-02]
Applicability
Terminal supports MasterCard and has a transaction limit for the MasterCard application
Conditions
The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
Card the specific tag (‗9F20‘).
configuration
The IAD (‗9F10‘) returned by the card has the maximum length.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 02 v2.0.
Amount must be equal to the transaction limit*.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 02 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Amount is equal to the MasterCard transaction limit - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
*: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
Note one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 55
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 01 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
Objective To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
Applicability Terminal supports MasterCard and has a CVM limit for the MasterCard application.
Conditions The terminal is in a Soft limit Market or does not support refund.
The first CVM method in the CVM list is ―OfflinePIN‖.
Card
The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
configuration
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount below the CVM limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The amount is below the CVM limit - OK/NOK
- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

56 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 01b Scenario 01

To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069-02]
Applicability Terminal supports MasterCard in a Hard limit Market. It supports a CVM limit.
Conditions It supports refund and [PayPass2.x].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card
The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
configuration
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount below the CVM limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is below the CVM limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the online transaction - OK/NOK
Pass Criteria
Second step is the refund:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 57
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 01b Scenario 02

To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069b-02]
Applicability Terminal supports MasterCard in a Hard limit Market. It supports a CVM limit.
Conditions It supports refund and [PayPass1.3].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card
The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
configuration
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount below the CVM limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is below the CVM limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the online transaction - OK/NOK
Pass Criteria
Second step is the refund:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

58 PayPass TIP – User Manual for TIP Subsets
 Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 02 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. Case of amount above the
CVM limit. [TC021-02]
To ensure that the PayPass terminal does not use the service code in order to require
Objective
online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It supports a CVM limit and does not support refund.
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Amount must be the lowest value above the CVM limit* (e.g.: 25.01€).
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the lowest value above the CVM limit - OK/NOK

Pass Criteria - The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
*: this is the MasterCard CVM limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 59
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 03 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It has no CVM limit for the MasterCard application. It does not support refund.
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter a low amount value (e.g.: 1.00 euro).
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
Pass Criteria
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

60 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 04 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
Objective To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It supports the MasterCard CVM limit. It supports refund and [PayPass2.x].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Amount must be the lowest value above the CVM limit* (e.g.: 25.01€).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

First step is the purchase:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the lowest value above the CVM limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
Pass Criteria - The terminal approves the online transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
*: this is the MasterCard CVM limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

August 2010 © 2010 MasterCard

62 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 04b Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
Objective To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069b-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It supports the MasterCard CVM limit. It supports refund and [PayPass1.3].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Amount must be the lowest value above the CVM limit* (e.g.: 25.01€).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the lowest value above the CVM limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
Pass Criteria
- The terminal approves the online transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

*: this is the MasterCard CVM limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

August 2010 © 2010 MasterCard

64 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 05 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
Objective To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It has no CVM limit for the MasterCard application. It supports refund and [PayPass2.x].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter a low amount value (e.g.: 1.00 euro).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Pass Criteria
Second step is the refund:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

Note N/A

August 2010 © 2010 MasterCard

66 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 05b Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
Objective To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069b-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It has no CVM limit for the MasterCard application. It supports refund and [PayPass1.3].
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter a low amount value (e.g.: 1.00 euro).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal prints a signature receipt - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
Pass Criteria - The terminal approves the online transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 06 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. No CVM limit. [TC021-02]
To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘ and no CVM limit. [TC067-02]
To ensure the CAT1 terminal correctly manages the cardholder verification. Case of card
supporting Signature. [TC222-01]
Applicability
Terminal supports MasterCard and is a CAT1.
Conditions
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
Pass Criteria
- The terminal does not print any signature ticket - OK/NOK
- TVR B3b8 = 1 (Cardholder verification was NOT successful) - OK/NOK
- CVM result is ‗3F 00 01‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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68 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 07 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
To ensure the CAT2 and CAT3 terminals correctly manages the cardholder verification.
Case of card supporting Signature. [TC223-01]
Terminal supports MasterCard and is a CAT2 or a CAT3 and has a CVM/Receipt limit
Applicability for the MasterCard application.
Conditions
The CVM/Receipt limit is lower than the transaction limit.
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria - The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal does not print any signature ticket - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5F 03 00‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 07 Scenario 02

To ensure the PayPass terminal does not support offlinePIN. [TC021-02]

To ensure that the PayPass terminal does not use the service code in order to require
Objective online authorization or online PIN. Service Code is ‗206‘. [TC067-02]
To ensure the CAT2 and CAT3 terminals correctly manages the cardholder verification.
Case of card supporting Signature. [TC223-01]
Applicability Terminal supports MasterCard and is a CAT2 or a CAT3 and has no CVM/Receipt limit
Conditions for the MasterCard application or the CVM limit equals the Transaction limit.
The first CVM method in the CVM list is ―OfflinePIN‖.
Card The CVM list includes Signature.
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
Pass Criteria
- The terminal does not print any signature ticket - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5F 03 00‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

70 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 03 Test 08 Scenario 01

To ensure the attended PayPass terminal correctly manages the cardholder verification.
Objective
Case of Signature with gratuity. [TC221-02]
Applicability Terminal supports MasterCard and is attended and supports gratuity and supports
Conditions transactions above the MasterCard CVM limit.
Card The first CVM method in the CVM list is ―OfflinePIN‖.
configuration The CVM list includes Signature.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
The sum of transaction and gratuity amounts must be the lowest value above the CVM
User Action limit* (e.g.: 25.01€).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The sum of transaction and gratuity amounts is the lowest value above the CVM limit -
Pass Criteria OK/NOK
- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is ‗5E 03 00‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
*: this is the MasterCard CVM limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

© 2010 MasterCard August 2010

PayPass TIP – User Manual for TIP Subsets 71
Test Scenarios for TIP Subset 8
Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 04 Test 01 Scenario 01

To ensure that the PayPass terminal performs CDA correctly. [TC002]

To ensure the PayPass terminal correctly supports different certification authority public
Objective
key lengths. CA key length is 1984/248. [TC003-03]
To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
Applicability Terminal supports MasterCard and is offline capable and has a CVM limit for the
Conditions MasterCard application.
Card The returned AIP indicates that the card supports CDA.
configuration ICC public key exponent is 2^16+1.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 04 v2.0.
Enter any amount below the floor limit and the CVM limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is below the floor limit and the CVM limit - OK/NOK
- TVR B1b8 = 0 (ODA was performed) - OK/NOK
- The terminal requests a TC with CDA (‗50‘) in the Generate AC - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

August 2010 © 2010 MasterCard

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 04 Test 01 Scenario 02

To ensure that the PayPass terminal performs CDA correctly. [TC002]

To ensure the PayPass terminal correctly supports different certification authority public
Objective
key lengths. CA key length is 1984/248. [TC003-03]
To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
Applicability Terminal supports MasterCard and is offline capable and has no CVM limit for the
Conditions MasterCard application.
Card The returned AIP indicates that the card supports CDA.
configuration ICC public key exponent is 2^16+1.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 04 v2.0.
Enter any amount below the floor limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is below the floor limit - OK/NOK

- TVR B1b8 = 0 (ODA was performed) - OK/NOK
- The terminal requests a TC with CDA (‗50‘) in the Generate AC - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 04 Test 02 Scenario 01

To ensure that the PayPass terminal does not use an accumulated transaction amount by
Objective
card for the purpose of checking if the floor limit is exceeded. [TC022]
Terminal supports MasterCard and has offline and online capabilities.
Applicability
If the terminal supports [PayPass1.3]: it does not support an accumulated transaction
Conditions
amount.
Card
The card returns a TC when the terminal requests a TC.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 04 v2.0.
All transaction amounts are below the floor limit. Perform several offline transactions so
the sum of the transaction amounts exceeds the floor limit.
User Action E.g.: if the floor limit is 50€, perform 1 ―initialization‖ transaction of 40€ and then a last
transaction of 30€.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - All amounts are below the floor limit - OK/NOK
- The terminal approves all the offline transactions - OK/NOK

- Please provide all transaction logs

Note N/A

August 2010 © 2010 MasterCard

74 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 06 Test 01 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1408/176. [TC003-02]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective value or length from the card. Case of SDA record having maximum length. [TC011-08]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗226‘. [TC067-04]
To ensure that the PayPass terminal performs SDA correctly. [TC201]
Applicability
Terminal supports MasterCard and is offline capable.
Conditions
The card returns a record with the maximum length (254 bytes).
Card supports SDA only.
Card
The ServiceCode contained in Track2 is ‗226‘ (Issuer Authorization, PIN if pinpad
configuration
present).
CA key length is 1408/176.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 06 v2.0.
Enter an amount equal to the floor limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be equal to the floor limit - OK/NOK

Pass Criteria - The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 (ODA was performed) - OK/NOK
- TVR B1b7=0 (SDA was successful) - OK/NOK
- The terminal requests a TC without CDA ‗40‘ - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

© 2010 MasterCard August 2010

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 06 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of SDA record having maximum length. [TC011-08]
Applicability
Terminal supports MasterCard and is online-only.
Conditions
Card The card returns a record with the maximum length (254 bytes). Card supports SDA
configuration only.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 06 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online transaction - OK/NOK
Note N/A

PPC MCD 07 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective
extended with ‗D056 01‘. [TC065-01]
Applicability Terminal supports MasterCard.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs
Card
The card has an extended AID ‗A0 00 00 00 04 10 10 D056 01‘.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 07 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- The terminal selects the AID ‗A0 00 00 00 04 10 10 D056 01‘ - OK/NOK
- Application Label indicates ―PPC MCD 07 v20" - OK/NOK
Pass Criteria - AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the online or offline transaction - OK/NOK

Note N/A

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76 PayPass TIP – User Manual for TIP Subsets
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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 07 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it does not support the extended
Objective
AIDs. Case of AID extended with ‗D056 01‘. [TC065b-01]
Applicability
Terminal supports MasterCard and does not support extended AIDs
Conditions
Card
The card has an extended AID ‗A0 00 00 00 04 10 10 D056 01‘.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 07 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator
N/A
Configuration
Pass Criteria - The terminal does not accept the card, it does not process the transaction - OK/NOK
The card log is the one of the previous transaction because the card log mechanism is
Note such that the previous transaction log is not reset if the transaction stops before the
FINAL Select is sent.

PPC MCD 09 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective
extended with ‗C123456789‘. [TC065-02]
Applicability Terminal supports MasterCard and is online capable.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card The card has an extended AID ‗A0 00 00 00 04 10 10 C123456789‘.
configuration Note: the cards always returns an ARQC
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 09 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- The terminal selects the AID ‗A0 00 00 00 04 10 10 C123456789‘ - OK/NOK
- Application Label indicates ―PPC MCD 09 v20" - OK/NOK
Pass Criteria - AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the online transaction - OK/NOK

Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 09 Test 02 Scenario 01

To ensure the offline-only PayPass terminal correctly behaves when the card erroneously
sends an ARQC. [TC005]
Objective
To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
extended with ‗C123456789‘. [TC065-02]
Applicability Terminal supports MasterCard and is offline-only.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs
Card The card has an extended AID ‗A0 00 00 00 04 10 10 C123456789‘.
configuration The cards always returns an ARQC
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 09 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal selects the AID ‗A0 00 00 00 04 10 10 C123456789‘ - OK/NOK
- Application Label indicates ―PPC MCD 09 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal terminates the transaction upon reception of the ARQC - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the termination is
due to an application layer error - OK/NOK
Note N/A

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PPC MCD 10 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Unrecognized CVM. [TC011-06]
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of tag ‗9F6E‘. [TC011-10]
Applicability
Terminal supports MasterCard and it does not support Optimized Flow.
Conditions
Card The card returns an unrecognized CVM in the CVM list.
configuration The card returns the tag ‗9F6E‘ (PayPass Third Party data).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 10 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 10 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR B3b7 = 1 (Unrecognized CVM) - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 10 Test 01 Scenario 02

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Unrecognized CVM. [TC011-06]
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of tag ‗9F6E‘. [TC011-10]
Applicability
Terminal supports MasterCard and it supports Optimized Flow
Conditions
Card The card returns an unrecognized CVM in the CVM list.
configuration The card returns the tag ‗9F6E‘ (PayPass Third Party data).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 10 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 10 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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PPC MCD 11 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount below the floor limit and the CVM limit.
Objective [TC001-01]
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
network even if it is not requested by the card in the CDOL1. [TC046]
Terminal supports MasterCard and has online capabilities and has a CVM limit for the
Applicability MasterCard application.
Conditions
The floor limit is greater than zero (terminal is not online-only).
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 11 v2.0.
Enter any amount below the floor limit and the CVM limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit and the CVM limit.- OK/NOK
Pass Criteria
- The terminal requests an ARQC - OK/NOK
- TVR B1b8 = 1 (ODA was not performed) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 11 Test 01 Scenario 02

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount below the floor limit. [TC001-01]
Objective
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
network even if it is not requested by the card in the CDOL1. [TC046]
Terminal supports MasterCard and has online capabilities and has no CVM limit for the
Applicability MasterCard application.
Conditions
The floor limit is greater than zero (terminal is not online-only).
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 11 v2.0.
Enter any amount below the floor limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

Pass Criteria
- The terminal requests an ARQC - OK/NOK
- TVR B1b8 = 1 (ODA was not performed) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 11 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount above the floor limit. [TC001-02]
Objective
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
network even if it is not requested by the card in the CDOL1. [TC046]
Applicability Terminal supports MasterCard and has online capabilities.
Conditions The floor limit is lower than the transaction limit.
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 11 v2.0.
Enter any amount above the floor limit and below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the floor limit - OK/NOK

- TVR B1b8 = 1 (ODA was not performed) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 11 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
Objective
offline data authentication method. Case of offline-only terminal. [TC001-03]
Applicability
Terminal supports MasterCard and is offline-only.
Conditions
Card
The returned AIP indicates that SDA and CDA are not supported.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 11 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MCD 11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR B1b8 = 1 (ODA was not performed) - OK/NOK

- The terminal declines the transaction offline - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the PayPass
reader requested a card decline - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of OnlinePIN not supported. [TC221-03]
Applicability Terminal supports MasterCard and not Online PIN and is attended in a Soft limit Market.
Conditions It supports the MasterCard CVM limit.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN then noCVM (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 01 Scenario 02

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of OnlinePIN not supported. [TC221-03]
Applicability Terminal supports MasterCard and not Online PIN and is attended in a Soft limit Market.
Conditions It has no CVM limit for the MasterCard application.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN then noCVM (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
Objective
supported. Case of 4 digits PIN. [TC051-01]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of OnlinePIN supported. [TC221-04]
Applicability Terminal supports MasterCard and is attended supporting Online PIN.
Conditions It supports the MasterCard CVM limit.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN (‘42 03‘) then noCVM.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Amount must be the lowest value above the CVM limit* (e.g.: 25.01€).
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the lowest value above the CVM limit - OK/NOK

- The terminal requests an ARQC - OK/NOK
Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- TVR byte 3 bit 3 = 1 (Online PIN required) - OK/NOK
- CVM result must be ‗42 03 00‘ - OK/NOK
- The terminal prompts for PIN - OK/NOK
- DE 052 is present in authorization request - OK/NOK
- The terminal approves the online transaction - OK/NOK
*: this is the MasterCard CVM limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
supported. Case of 4 digits PIN. [TC051-01]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of OnlinePIN supported. [TC221-04]
To ensure the CAT1 PayPass terminal correctly manages the cardholder verification
above the CVM limit. Case of OnlinePIN supported. [TC222-02]
Applicability Terminal supports MasterCard and is attended supporting Online PIN and has no CVM
Conditions limit for the MasterCard application or is a CAT1.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN (‘42 03‘) then noCVM.
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal requests an ARQC - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
Pass Criteria
- TVR byte 3 bit 3 = 1 (Online PIN required) - OK/NOK
- CVM result must be ‗42 03 00‘ - OK/NOK
- The terminal prompts for PIN - OK/NOK
- DE 052 is present in authorization request - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 04 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
verification. Case of card supporting OnlinePIN. [TC223-02]
Terminal supports MasterCard and is a CAT2 or a CAT3 and has a CVM/Receipt limit
Applicability for the MasterCard application.
Conditions
The CVM/receipt limit is lower than the transaction limit.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN then noCVM (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount above the CVM/receipt limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 04 Scenario 02

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
verification. Case of card supporting OnlinePIN. [TC223-02]
Applicability Terminal supports MasterCard and is a CAT2 or a CAT3.
Conditions The CVM/Receipt limit does not exist.
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
Card tag (‗5F30‘).
configuration
The card supports onlinePIN then noCVM (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MCD 12 Test 05 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Applicability Terminal supports MasterCard in a Hard limit Market.
Conditions It supports a CVM limit or is attended.
Card The Service Code returned in the track2 (‗57‘) is different from the one in the specific
configuration tag (‗5F30‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 12 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MCD 12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 01 Test 01 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1152/144. [TC003-01]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of CDA record having maximum length. [TC011-09]
Objective
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
To ensure the PayPass terminal correctly performs refund. Case of offline transaction.
[TC069-01]
Applicability Terminal supports MasterCard and has offline capabilities. It supports refund and follows
Conditions [PayPass2.x].
The card returns a record with the maximum length (254 bytes).
Card supports CDA.
Card
The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
configuration
CVM list does not include OnlinePIN.
CA key length is 1152/144.
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
Enter any amount below the floor limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration

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Test Scenarios for MasterCard PayPass M/Chip

First step is the purchase:

- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 (ODA was performed) - OK/NOK
- TVR B1b7=0 (SDA was successful) - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Pass Criteria
Second step is the refund:
- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 01 Test 01b Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1152/144. [TC003-01]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of CDA record having maximum length. [TC011-09]
Objective
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
To ensure the PayPass terminal correctly performs refund. Case of offline transaction.
[TC069b-01]
Applicability Terminal supports MasterCard and has offline capabilities. It supports refund and follows
Conditions [PayPass1.3].
The card returns a record with the maximum length (254 bytes).
Card supports CDA.
Card
The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
configuration
CVM list does not include OnlinePIN.
CA key length is 1152/144.
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
Enter any amount below the floor limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration

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Test Scenarios for MasterCard PayPass M/Chip

First step is the purchase:

- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 (ODA was performed) - OK/NOK
- TVR B1b7=0 (SDA was successful) - OK/NOK
Pass Criteria - The terminal approves the offline transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 01 Test 02 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1152/144. [TC003-01]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of CDA record having maximum length. [TC011-09]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
Applicability
Terminal supports MasterCard and is offline capable. It does not support refund.
Conditions
The card returns a record with the maximum length (254 bytes).
Card supports CDA.
Card
The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
configuration
CVM list does not include OnlinePIN.
CA key length is 1152/144.
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
Enter any amount below the floor limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

Pass Criteria
- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 (ODA was performed) - OK/NOK
- TVR B1b7=0 (SDA was successful) - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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PPC MAP 01 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of CDA record having maximum length. [TC011-09]
Objective
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
Applicability
Terminal supports MasterCard and is online-only.
Conditions
The card returns a record with the maximum length (254 bytes).
Card
The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
configuration
CVM list does not include OnlinePIN.
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 01 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 03 Test 01 Scenario 01

To ensure that the PayPass terminal prompts the cardholder to perform a contact
Objective transaction, if supported, when the card declines and the terminal did not request a card
decline. Case of amount below the floor limit. [TC068-01]
Applicability Terminal supports MasterCard and is offline capable.
Conditions Terminal supports contact transaction.
Card
The card returns an AAC to all transactions.
configuration
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 03 v2.0.
Enter any amount below the floor limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
User Action
- Second step is to perform the contact transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount.
Insert card in the chip reader and follow the instructions.
If needed select the MasterCard product.
If needed PIN is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
First step is the PayPass transaction:
- Application Label indicates ―PPC MAP 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is below the floor limit - OK/NOK

- The terminal requests a TC '50' - OK/NOK
- The terminal declines the PayPass transaction offline - OK/NOK
Pass Criteria
- The terminal prompts the cardholder to perform a contact transaction - OK/NOK

Second step is the contact transaction:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 = 0 - OK/NOK

- The terminal approves the contact transaction - OK/NOK

Note N/A

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PPC MAP 03 Test 02 Scenario 01

To ensure that the PayPass terminal prompts the cardholder to perform a contact
Objective transaction, if supported, when the card declines and the terminal did not request a card
decline. Case of amount above the floor limit. [TC068-02]
Terminal supports MasterCard and is online capable.
Applicability
Terminal supports contact transaction.
Conditions
The floor limit is lower than the transaction limit.
Card
The card returns an AAC to all transactions.
configuration
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 03 v2.0.
Enter any amount above the floor limit (or any amount if the terminal is online-only).
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
User Action
- Second step is to perform the contact transaction:
Please, use the following test card implementation: TIP Subset 8 – PPC MCD 03 v2.0.
Enter any amount.
Insert card in the chip reader and follow the instructions.
If needed select the MasterCard product.
If needed PIN is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
First step is the PayPass transaction:
- Application Label indicates ―PPC MAP 03 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is above the floor limit (or the terminal is online-only) - OK/NOK
- The terminal requested an ARQC - OK/NOK
- The terminal declines the PayPass transaction offline - OK/NOK
Pass Criteria
- The terminal prompts the cardholder to perform a contact transaction - OK/NOK

Second step is the contact transaction:

- Application Label indicates ―PPC MCD 03 v20" - OK/NOK
- AIP byte 2 bit 8 = 0 - OK/NOK

- The terminal approves the contact transaction - OK/NOK

Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 04 Test 01 Scenario 01

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of noCVM. [TC221-05]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It supports noCVM above the MasterCard CVM limit.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 01 Scenario 02

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of noCVM. [TC221-05]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It supports noCVM and has no CVM limit for the MasterCard application.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK

Pass Criteria
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 04 Test 02 Scenario 01

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
verification above the CVM limit. Case of card supporting noCVM only. [TC223-03]
Applicability Terminal supports MasterCard and is a CAT2 supporting transactions above the
Conditions CVM/Receipt limit.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 02 Scenario 02

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
verification above the CVM limit. Case of card supporting noCVM only. [TC223-03]
Applicability Terminal supports MasterCard and is a CAT2 and has no CVM/Receipt limit for the
Conditions MasterCard application or the CVM limit equals the transaction limit.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK

Pass Criteria
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 04 Test 03 Scenario 01

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the CAT1 PayPass terminals correctly manage the cardholder verification.
Case of card supporting noCVM only. [TC222-03]
Applicability
Terminal supports MasterCard and is a CAT1.
Conditions
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 3 bit 8 = 1 (Cardholder verification was NOT successful) - OK/NOK

Pass Criteria
- CVM result shall be ‗3F 00 01‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 04 Scenario 01

To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
Objective
verification above the CVM limit. Case of card supporting noCVM only. [TC223-03]
Applicability Terminal supports MasterCard and is a CAT3 and has a CVM/Receipt limit for the
Conditions MasterCard application being lower than the transaction limit.
Card
The card supports noCVM only (‗1F 03‘).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 04 Scenario 02

To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
Objective
verification above the CVM limit. Case of card supporting noCVM only. [TC223-03]
Applicability Terminal supports MasterCard and is a CAT3 and has no CVM/Receipt limit for the
Conditions MasterCard application.
Card
The card supports noCVM only (‗1F 03‘).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 05 Scenario 01

To ensure the PayPass terminal transmits the PAN sequence number coming from the
Objective
chip and not from the Track2 equivalent data item. [TC047]
Applicability
Terminal supports MasterCard and is attended in a Hard limit Market.
Conditions
Card The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
configuration Track2 equivalent data item.
Please, use the following test card implementation: TIP Subset 8 - PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates 'PPC MAP 04 v20' - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 04 Test 06 Scenario 01

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of noCVM not supported. [TC221-06]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It does not support noCVM above the MasterCard CVM limit.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria - TVR byte 3 bit 8 = 1 (Cardholder verification failed) - OK/NOK
- CVM result shall be ‗3F 00 01‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 04 Test 06 Scenario 02

To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of noCVM not supported. [TC221-06]
Applicability Terminal supports MasterCard and is attended in a Soft limit Market.
Conditions It does not support noCVM and has no CVM limit for the MasterCard application.
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
Card Track2 equivalent data item.
configuration
The card supports noCVM only (‗1F 03‘).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 04 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 04 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 3 bit 8 = 1 (Cardholder verification failed) - OK/NOK

Pass Criteria
- CVM result shall be ‗3F 00 01‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 06 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of maximum Track2 length. [TC011-05]
Applicability
Terminal supports MasterCard and is offline-only.
Conditions
Card
The Track2 data (tag ‗57‘) has the maximum length (37 digits).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 06 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MAP 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the offline transaction - OK/NOK
Note N/A

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PPC MAP 06 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
Objective
To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).
[TC042]
Applicability Terminal supports MasterCard and is online capable.
Conditions It does not support OnlinePIN.
Card
The Track2 data (tag ‗57‘) has the maximum length (37 digits).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 06 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- DE 035 in authorization request message contains
'5413330089601067=14122020123409172999‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 06 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).
Objective
[TC042]
To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
supported. Case of 6 digits PIN. [TC051-03]
Applicability Terminal supports MasterCard and OnlinePIN and has a CVM limit for the MasterCard
Conditions application.
Card The Track2 data (tag ‗57‘) has the maximum length (37 digits).
configuration The card has a 5 digits PIN (431555).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 06 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 431555.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount above the CVM limit - OK/NOK

Pass Criteria - TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- The terminal prompts for PIN - OK/NOK
- DE 035 in authorization request message contains
'5413330089601067=14122020123409172999‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 06 Test 03 Scenario 02

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).
Objective
[TC042]
To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
supported. Case of 6 digits PIN. [TC051-03]
Applicability Terminal supports MasterCard and OnlinePIN and has no CVM limit for the MasterCard
Conditions application.
Card The Track2 data (tag ‗57‘) has the maximum length (37 digits).
configuration The card has a 5 digits PIN (431555).
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 06 v2.0.
Enter any amount and below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 431555.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 06 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK

Pass Criteria
- The terminal prompts for PIN - OK/NOK
- DE 035 in authorization request message contains
'5413330089601067=14122020123409172999‘ - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 07 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 maximum. [TC011-04]
To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
Objective
limit in case the cardholder requests it. [TC024]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. [TC031-01]
Applicability Terminal supports MasterCard and is not online-only and has a CVM limit for the
Conditions MasterCard application.
Card
The Track1 discretionary data (tag ‗9F1F‘) has the maximum length (48 bytes).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount below the CVM limit and below the floor limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below the CVM limit - OK/NOK

- Amount is below the floor limit - OK/NOK
Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
- The terminal is able to print a cardholder receipt below the CVM limit in case the
cardholder requests it - OK/NOK
Note N/A

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PPC MAP 07 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 maximum. [TC011-04]
To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
Objective
limit in case the cardholder requests it. [TC024]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. [TC031-01]
Applicability Terminal supports MasterCard and is online-only and has a CVM limit for the
Conditions MasterCard application.
Card
The Track1 discretionary data (tag ‗9F1F‘) has the maximum length (48 bytes).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount below the CVM limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below the CVM limit - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
Pass Criteria
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online transaction - OK/NOK
- The terminal is able to print a cardholder receipt below the CVM limit in case the
cardholder requests it - OK/NOK
Note N/A

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PPC MAP 07 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of Track1 maximum. [TC011-04]
Applicability
Terminal supports MasterCard and has no CVM limit for the MasterCard application.
Conditions
Card
The Track1 discretionary data (tag ‗9F1F‘) has the maximum length (48 bytes).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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PPC MAP 07 Test 04 Scenario 01

To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. Case of amount at the limit.
[TC031-02]
Objective
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable. [TC032]*
Applicability
Terminal supports MasterCard and has a CVM limit for the MasterCard application.
Conditions
Card
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter an amount equal to the CVM limit**.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is equal to the CVM limit - OK/NOK

Pass Criteria
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗1F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
*: [TC032] is unapplicable in case the floor limit is greater than the CVM limit or if the
PayPass terminal is online-only. However the test [TC031-02] and the pass criteria
remain valid anyway.
Note
**: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 07 Test 05 Scenario 01

To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
Objective
supported. Case of 5 digits PIN. [TC051-02]
Applicability Terminal supports MasterCard and OnlinePIN and has a CVM limit for the MasterCard
Conditions application.
Card
The card has a 5 digits PIN (43155).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 43155.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount above the CVM limit - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- The terminal prompts for PIN - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 07 Test 05 Scenario 02

To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
Objective
supported. Case of 5 digits PIN. [TC051-02]
Applicability Terminal supports MasterCard and OnlinePIN and has no CVM limit for the MasterCard
Conditions application.
Card
The card has a 5 digits PIN (43155).
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 43155.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 07 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR B3 b3 = 1(Online PIN required) - OK/NOK
- The terminal prompts for PIN - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 07 Test 06 Scenario 01

To ensure the PayPass terminal correctly manages the gratuities, when supported.
Objective To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported. [TC041]
Applicability
Terminal supports MasterCard and is online capable and supports gratuity.
Conditions
Card
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount and a gratuity amount. The transaction amount plus the gratuity
amount must be below the Contactless transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- The terminal offers to enter the gratuity amount before tapping - OK/NOK

- Application Label indicates ―PPC MAP 07 v20" - OK/NOK

- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - the 'Amount authorized' field (DE055 subfield 9F02) contains the sum of initial amount
and gratuity - OK/NOK
- The 'Amount, other' field (DE055 subfield 9F03) contains zeroes or is absent -
OK/NOK
- DE-004 contains the sum of initial amount and gratuity - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note

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PPC MAP 07 Test 07 Scenario 01

To ensure the PayPass terminal correctly manages the gratuities, when supported.
Objective To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported. [TC041]
Applicability
Terminal supports MasterCard and is offline-only and supports gratuity.
Conditions
Card
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 07 v2.0.
Enter any amount and a gratuity amount. The transaction amount plus the gratuity
User Action amount must be below the Contactless transaction limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal offers to enter the gratuity amount before tapping - OK/NOK

- Application Label indicates ―PPC MAP 07 v20" - OK/NOK

Pass Criteria
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the offline transaction - OK/NOK

Note

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Test Scenarios for MasterCard PayPass M/Chip

PPC MAP 08 Test 01 Scenario 01

To ensure that the PayPass terminal does not perform Velocity Checking. [TC023]
Objective To ensure that the PayPass terminal does not prompt for a contact transaction when the
service code indicates a chip is present on the card. Service Code is ‗220‘. [TC066]
Applicability
Terminal supports MasterCard and is not attended.
Conditions
The tags ‗9F14‘ & ‗9F23‘ are returned by the card.
The LastOnline Register ATC is returned, value =00.
Card IAC denial is set for ‗new card‘, ‗lower consecutive‘ and ‗upper consecutive‘.
configuration TRM AIP bit is set.
The service code included in the Track2 (‗220‘) indicates that a chip is present on the
card.
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 08 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―PPC MAP 08 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 2 bit 4 =0 (Not new card) - OK/NOK

Pass Criteria
- TVR byte 4 bit 6 =0 (LCOL not exceeded) - OK/NOK
- TVR byte 4 bit 7 =0 (UCOL not exceeded) - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
- The terminal must not prompt for a contact transaction - OK/NOK
Note N/A

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PPC MAP 08 Test 02 Scenario 01

To ensure that the PayPass terminal does not perform Velocity Checking. [TC023]
To ensure that the final transaction amount is known before performing the PayPass
Objective transaction. [TC063]
To ensure that the PayPass terminal does not prompt for a contact transaction when the
service code indicates a chip is present on the card. Service Code is ‗220‘. [TC066]
Applicability
Terminal supports MasterCard and is attended.
Conditions
The tags ‗9F14‘ & ‗9F23‘ are returned by the card.
The LastOnline Register ATC is returned, value =00.
Card IAC denial is set for ‗new card‘, ‗lower consecutive‘ and ‗upper consecutive‘.
configuration TRM AIP bit is set.
The service code included in the Track2 (‗220‘) indicates that a chip is present on the
card.
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 08 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Final amount is known before performing the transaction - OK/NOK

- Application Label indicates ―PPC MAP 08 v20" - OK/NOK

- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR byte 2 bit 4 =0 (Not new card) - OK/NOK
- TVR byte 4 bit 6 =0 (LCOL not exceeded) - OK/NOK
- TVR byte 4 bit 7 =0 (UCOL not exceeded) - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
- The terminal must not prompt for a contact transaction - OK/NOK
Note N/A

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PPC MAP 10 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of tag ‗88‘. [TC011-01]
To ensure the PayPass terminal correctly behaves when the CDOL1 includes tags being
Objective
forbidden in the DE055. [TC012]
To ensure the PayPass terminal does not transmit the PAN sequence number when it is
not returned by the card. [TC048]
Applicability
Terminal supports MasterCard and is online capable.
Conditions
The card returns the unknown tag ‗88‘ in PPSE response.
Card The card requests ‗9F21‘ (Transaction Time) and ‗9F40‘ (Additional Terminal
configuration Capabilities) in CDOL1. This data is forbidden in DE055.
The card does not return any PAN sequence number.
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 10 v2.0.
Enter any amount below the transaction limit.
User Action If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―PPC MAP 10 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - The Terminal does not send the tags ‗9F21‘ and ‗9F40‘ to the network - OK/NOK
- The Terminal does not send the PAN sequence number (DE 23) to the network -
OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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PPC MAP 10 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of tag ‗88‘. [TC011-01]
Applicability
Terminal supports MasterCard and is offline-only.
Conditions
Card
The card returns the unknown tag ‗88‘ in PPSE response.
configuration
Please, use the following test card implementation: TIP Subset 8 – PPC MAP 10 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―PPC MAP 10 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

3.5 Test Scenarios for Maestro PayPass M/Chip

MP01 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).
[TC042]
To ensure that the PayPass terminal supports the Full Grade network messages. [TC049]
Objective To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of M/Chip transaction. [TC050-02]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount below the limit. [TC061-01]
Applicability Terminal supports Maestro and is online capable and has a transaction limit for the
Conditions Maestro application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit. Possible amount values are:
- ‗5.00‘ or ‗5 000 000‘
- ‘10.00‘ or ‘10 000 000‘
- ‗40.00‘ or ‘40 000 000‘
User Action
- ‗100.00‘ or ‘100 000 000‘
- or any other rounded value.

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below (and not equal to) the transaction limit - OK/NOK
- DE022 SE 1 = ‗07‘ (POS entry mode: contactless M/Chip) - OK/NOK
- DE023 = ‗001‘ (card sequence number) - OK/NOK
Pass Criteria - The terminal sends a DE055 message to the network - OK/NOK
- DE 055 - PDS 9F03 ('amount other') either contains '000000000000' or is not present -
OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- Issuer simulator ARC = 00 (accepted) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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MP01 Test 01b Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗00‘ (successful).
[TC042]
Objective To ensure that the PayPass terminal supports the Full Grade network messages. [TC049]
To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of M/Chip transaction. [TC050-02]
Applicability Terminal supports Maestro and is online capable and does not have a transaction limit for
Conditions the Maestro application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit. Possible amount values are:
- ‗5.00‘ or ‗5 000 000‘
- ‘10.00‘ or ‘10 000 000‘
- ‗40.00‘ or ‘40 000 000‘
User Action
- ‗100.00‘ or ‘100 000 000‘
- or any other rounded value.

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- DE022 SE 1 = ‗07‘ (POS entry mode: contactless M/Chip) - OK/NOK

- DE023 = ‗001‘ (card sequence number) - OK/NOK
- The terminal sends a DE055 message to the network - OK/NOK
Pass Criteria
- DE 055 - PDS 9F03 ('amount other') either contains '000000000000' or is not present -
OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- Issuer simulator ARC = 00 (accepted) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 02 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount below the limit. [TC061-01]
Applicability Terminal supports Maestro and is offline-only and has a transaction limit for the Maestro
Conditions application.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Amount is below (and not equal to) the transaction limit - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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MP01 Test 03 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗51‘ (insufficient
Objective
funds). [TC043-01]
Applicability
Terminal supports Maestro and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit. Possible amount values are:
- ‗5.51‘ or ‗5 510 000‘
- ‘10.51‘ or ‘10 510 000‘
- ‗40.51‘ or ‘40 510 000‘
User Action
- ‗100.51‘ or ‘100 510 000‘
- or any value like *51*.

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗51‘
Configuration (insufficient funds).
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Simulator response is ‗51‘ (insufficient funds) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 04 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗57‘ (Transaction
Objective
not permitted). [TC043-02]
Applicability
Terminal supports Maestro and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit. Possible amount values are:
- ‗5.57‘ or ‗5 570 000‘
- ‘10.57‘ or ‘10 570 000‘
- ‗40.57‘ or ‘40 570 000‘
User Action
- ‗100.57‘ or ‗100 570 000‘
- or any value like *57*.

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗57‘
Configuration (Transaction not permitted).
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- Simulator response is ‗57‘ (Transaction not permitted) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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MP01 Test 05 Scenario 01

To ensure the PayPass terminal does not process the ICC response data erroneously
Objective
returned by the issuer. [TC045]
Applicability
Terminal supports Maestro and is online capable.
Conditions
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
Enter amount below the CVM limit. Possible amount values are:
- ‗5.99‘ or ‗5 990 000‘
- ‘10.99‘ or ‘10 990 000‘
- ‗40.99‘ or ‘40 990 000‘
User Action - ‗100.99‘ or ‗100 990 000‘
- or any value like *99*.

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
Card is let on the terminal until the transaction is completed or the ticket is printed.
The network simulator validates the authorization message and returns the following
response:
Simulator - DE 039 (Response code) = '00' (Approved)
Configuration - DE 055 - PDS 91 (Issuer Authentication Data) is present
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier
and 6 PIN Unblock commands followed by a PIN Change Unblock.
- Application Label indicates ―MP01 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Simulator response contains DE 055 - PDS 91 and PDS 72 - OK/NOK

Pass Criteria
- card log does not include any APDU following the GenAC response - OK/NOK

The end of the transaction is out of scope (the terminal may decline or not the
transaction).
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 06 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount just above the limit. [TC061-03]
Applicability Terminal supports Maestro and has a transaction limit for the Maestro application.
Conditions The terminal allows the user to enter amounts greater than the Maestro transaction limit.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
- First step is to initialize the card log:
Please run a successful transaction with an amount different from the one used in the
second step and then ensure the transaction was correctly stored in the card log.
User Action
- Second step is the test itself:
Amount must be one minor unit above the Maestro transaction limit* (e.g.: 25.01€)
If needed select the Maestro PayPass product.
Tap card on the PayPass reader even if it looks deactivated.
Simulator
N/A
Configuration
- The card contains the log of the transaction performed at the first step, that is, the
Pass Criteria
amount in the GenerateAC command is the amount used at the first step - OK/NOK
If the amount is greater than all the contactless application transaction limits then the
terminal will not activate the contactless reader but may offer the cardholder to perform
a contact transaction instead. Since no transaction is performed, the previous
transaction log stored in the card is not reset.
Otherwise, if the amount is lower than some other contactless application transaction
limits, the terminal will activate the contactless reader and will then abort the
Note Application Selection process after the PPSE response if the AID returned by the card is
an application for which the transaction limit is exceeded. If so the card log mechanism
is such that the previous transaction log is not reset.

*: this is the Maestro transaction limit mentioned in the TIP Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 07 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount above the limit. [TC061-04]
Applicability Terminal supports Maestro and has a transaction limit for the Maestro application.
Conditions The terminal allows the user to enter amounts greater than the transaction limit.
Card
This card has no specific feature.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
- First step is to initialize the card log:
Please run a successful transaction with an amount different from the one used in the
second step and then ensure the transaction was correctly stored in the card log.
User Action
- Second step is the test itself:
Amount must be above the Maestro transaction limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader even if it looks deactivated.
Simulator
N/A
Configuration
- The card contains the log of the transaction performed at the first step, that is, the
Pass Criteria
amount in the GenerateAC command is the amount used at the first step - OK/NOK
If the amount is greater than all the contactless application transaction limits then the
terminal will not activate the contactless reader but may offer the cardholder to perform
a contact transaction instead. Since no transaction is performed, the previous
transaction log stored in the card is not reset.
Note Otherwise, if the amount is lower than some other contactless application transaction
limits, the terminal will activate the contactless reader and will then abort the
Application Selection process after the PPSE response if the AID returned by the card is
an application for which the transaction limit is exceeded. If so the card log mechanism
is such that the previous transaction log is not reset.

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 08 Scenario 01

To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount above the limit. [TC061-05]
Terminal supports Maestro and has a transaction limit for the Maestro application.
Applicability
The terminal does not allow the user to enter amounts greater than the Maestro
Conditions
transaction limit.
Card
This card has no specific feature.
configuration
Please try to enter an amount greater than the transaction limit.
(The below should be irrelevant:)
User Action Please, use the following test card implementation: TIP Subset 8 – MP01 v2.0.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal shall not allow the user to enter an amount greater than the transaction
Pass Criteria
limit - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP01 Test 09 Scenario 01

To ensure that transactions attempted above the CVM limit in a Maestro OnlinePIN
Objective Market with cards issued outside a Maestro OnlinePIN Market (i.e.: not supporting
OnlinePIN in the CVM list) are declined by the terminal. [TC411]
Applicability
Terminal supports Maestro in a Maestro OnlinePIN Market.
Conditions
Card
CVM list is noCVM only.
configuration
Please, use the following test card implementation: TIP Subset 8 - MP01 v2.0.
Amount must be above the Maestro CVM limit and below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates 'MP01 v2.0' - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit - OK/NOK

Pass Criteria - Terminal does not ask to enter PIN – OK/NOK
- TVR byte 3, bit 3= '0' (Online PIN not entered) – OK/NOK
- TVR byte 3, bit 8 ='1' (Cardholder verification failed) – OK/NOK
- CVM results is ‗3F 00 01' – OK/NOK
- terminal declines the transaction offline as per the TACs defined in
[MaestroOnlinePIN] – OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP11 Test 01 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
Objective
limit in case the cardholder requests it. [TC024]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. [TC031-01]
Applicability
Terminal supports Maestro and is not online-only.
Conditions
Card Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
configuration noCVM.
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter any amount below the CVM limit and below the floor limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below the CVM limit - OK/NOK

- Amount is below the floor limit - OK/NOK
Pass Criteria - TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗5F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
- The terminal is able to print a cardholder receipt below the CVM limit in case the
cardholder requests it - OK/NOK
Note N/A

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MP11 Test 02 Scenario 01

To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
Objective
limit in case the cardholder requests it. [TC024]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. [TC031-01]
Applicability
Terminal supports Maestro and is online-only.
Conditions
Card Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
configuration noCVM.
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter any amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is below the CVM limit - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
Pass Criteria
- CVM result shall be ‗5F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online transaction - OK/NOK
- The terminal is able to print a cardholder receipt below the CVM limit in case the
cardholder requests it - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP11 Test 03 Scenario 01

To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. Case of amount at the limit.
[TC031-02]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
Objective
PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable. [TC032]*
To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069-04]
Applicability
Terminal supports Maestro and refund and [PayPass2.x].
Conditions
Card Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
configuration noCVM.
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter an amount equal to the CVM limit**.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is equal to the CVM limit - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗5F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online transaction - OK/NOK
Pass Criteria
Second step is the refund:
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK

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*: [TC032] is unapplicable in case the floor limit is greater than the CVM limit or if the
PayPass terminal is online-only. However the test [TC031-02] and the pass criteria
remain valid anyway.
Note
**: this is the Maestro CVM limit mentioned in the TIP Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for Maestro PayPass M/Chip

MP11 Test 03b Scenario 01

To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. Case of amount at the limit.
[TC031-02]
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
Objective
PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable. [TC032]*
To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069b-04]
Applicability
Terminal supports Maestro and refund and [PayPass1.3].
Conditions
Card Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
configuration noCVM.
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter an amount equal to the CVM limit**.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
First step is the purchase:
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is equal to the CVM limit - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗5F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
Pass Criteria - The terminal approves the online transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK

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Test Scenarios for Maestro PayPass M/Chip

*: [TC032] is unapplicable in case the floor limit is greater than the CVM limit or if the
PayPass terminal is online-only. However the test [TC031-02] and the pass criteria
remain valid anyway.
Note
**: this is the Maestro CVM limit mentioned in the TIP Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

MP11 Test 04 Scenario 01

To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit. Case of amount at the limit.
[TC031-02]
Objective
To ensure that the PayPass terminal only supports ‗No CVM‘ as the CVM method for
PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable. [TC032]*
Applicability
Terminal supports Maestro and does not support refund.
Conditions
Card Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
configuration noCVM.
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter an amount equal to the CVM limit**.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP11 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is equal to the CVM limit - OK/NOK

Pass Criteria
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result shall be ‗5F 03 00‘ - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
*: [TC032] is unapplicable in case the floor limit is greater than the CVM limit or if the
PayPass terminal is online-only. However the test [TC031-02] and the pass criteria
remain valid anyway.
Note
**: this is the Maestro CVM limit mentioned in the TIP Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for Maestro PayPass M/Chip

MP12 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of tag ‗9F6E‘. [TC011-10]
Objective To ensure that the final transaction amount is known before performing the PayPass
transaction. [TC063]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
Applicability
Terminal supports Maestro and is online capable and attended.
Conditions
The Track2 data (tag ‗57‘) has the maximum length (37 digits).
Card The card returns the tag ‗9F6E‘ (PayPass Third Party data).
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – MP12 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Final amount is known before performing the transaction - OK/NOK

- Application Label indicates ―MP12 v20" - OK/NOK

- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal does not prompt for any PIN to be entered - OK/NOK
- DE 035 in authorization request message contains
'6799998900000060125=14122060123456789‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP12 Test 01b Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective value or length from the card. Case of tag ‗9F6E‘. [TC011-10]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
Applicability
Terminal supports Maestro and is online capable and not attended.
Conditions
The Track2 data (tag ‗57‘) has the maximum length (37 digits).
Card The card returns the tag ‗9F6E‘ (PayPass Third Party data).
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – MP12 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - The terminal does not prompt for any PIN to be entered - OK/NOK
- DE 035 in authorization request message contains
'6799998900000060125=14122060123456789‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP12 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of maximum Track2 length. [TC011-05]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective value or length from the card. Case of tag ‗9F6E‘. [TC011-10]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. Service Code is ‗206‘ and amount is below the limit.
[TC067-01]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
The Track2 data (tag ‗57‘) has the maximum length (37 digits).
Card The card returns the tag ‗9F6E‘ (PayPass Third Party data).
configuration The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is ‗206‘
(Normal Authorization, PIN if pinpad present).
Please, use the following test card implementation: TIP Subset 8 – MP12 v2.0.
Enter any amount below the Transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP12 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP12 Test 03 Scenario 01

To ensure the PayPass terminal correctly manages the gratuities, when supported.
Objective To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported. [TC041]
Applicability
Terminal supports Maestro and is online capable and supports gratuity.
Conditions
Card
configuration
Please, use the following test card implementation: TIP Subset 8 – MP12 v2.0.
Enter any amount and a gratuity amount. The transaction amount plus the gratuity
User Action amount must be below the CVM limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- The terminal offers to enter the gratuity amount before tapping - OK/NOK

- Application Label indicates ―MP12 v20" - OK/NOK

- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- the sum of the transaction amount plus the gratuity amount is below the Contactless
Pass Criteria transaction limit - OK/NOK
- the 'Amount authorized' field (DE055 subfield 9F02) contains the sum of initial amount
and gratuity - OK/NOK
- DE-004 contains the sum of initial amount and gratuity - OK/NOK
- The 'Amount, other' field (DE055 subfield 9F03) contains zeroes or is absent -
OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP12 Test 04 Scenario 01

To ensure the PayPass terminal correctly manages the gratuities, when supported.
Objective To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported. [TC041]
Applicability
Terminal supports Maestro and is offline-only and supports gratuity.
Conditions
Card
configuration
Please, use the following test card implementation: TIP Subset 8 – MP12 v2.0.
Enter any amount and a gratuity amount. The transaction amount plus the gratuity
User Action amount must be below the Contactless transaction limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal offers to enter the gratuity amount before tapping - OK/NOK
- Application Label indicates ―MP12 v20" - OK/NOK
Pass Criteria - AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the offline transaction - OK/NOK

Note N/A

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MP13 Test 01 Scenario 01

To ensure that the PayPass terminal performs CDA correctly. [TC002]

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1152/144. [TC003-01]
Objective To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of CDA record having maximum length. [TC011-09]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
Applicability
Terminal supports Maestro and is offline capable.
Conditions
The card returns a record with the maximum length (254 bytes).
Card Card supports CDA.
configuration The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
CA key length is 1152/144.
Please, use the following test card implementation: TIP Subset 8 – MP13 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP13 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
Pass Criteria
- TVR B1b8=0 - OK/NOK (ODA was performed) - OK/NOK
- TVR B1b7=0 - OK/NOK (CDA was successful) - OK/NOK
- The terminal sends a TC with CDA (‗50‘) in the generate AC - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP13 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of CDA record having maximum length. [TC011-09]
Objective
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗220‘. [TC067-03]
Applicability
Terminal supports Maestro and is online-only.
Conditions
Card The card returns a record with the maximum length (254 bytes).
configuration The ServiceCode contained in Track2 is ‗220‘(Issuer Authorization, PIN required)
Please, use the following test card implementation: TIP Subset 8 – MP13 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP13 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal does not prompt for any PIN to be entered - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP14 Test 01 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1408/176. [TC003-02]
To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
Objective To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗226‘. [TC067-04]
To ensure the PayPass terminal correctly performs refund. Case of offline transaction.
[TC069-03]
Applicability
Terminal supports Maestro and is offline capable. It supports refund and [PayPass2.x].
Conditions
The card returns a record with the maximum length (254 bytes).
The ServiceCode contained in Track2 is ‗226‘ (Issuer Authorization, PIN if pinpad
Card present).
configuration
CA key length is 1408/176.
ICC public key exponent is 2^16+1.
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – MP14 v2.0.
Enter any amount below the floor limit and below the CVM limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – MP14 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration

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First step is the purchase:

- Application Label indicates ―MP14 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 - OK/NOK (ODA was performed) - OK/NOK
- TVR B1b7=0 - OK/NOK (CDA was successful) - OK/NOK
- The terminal sends a TC with CDA (‗50‘) in the generate AC - OK/NOK
Pass Criteria - The terminal approves the offline transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―MP14 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

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MP14 Test 01b Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1408/176. [TC003-02]
To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
Objective To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗226‘. [TC067-04]
To ensure the PayPass terminal correctly performs refund. Case of offline transaction.
[TC069b-03]
Applicability
Terminal supports Maestro and is offline capable. It supports refund and [PayPass1.3].
Conditions
The card returns a record with the maximum length (254 bytes).
The ServiceCode contained in Track2 is ‗226‘ (Issuer Authorization, PIN if pinpad
Card present).
configuration
CA key length is 1408/176.
ICC public key exponent is 2^16+1.
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 8 – MP14 v2.0.
Enter any amount below the floor limit and below the CVM limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Please store the card log (using TCmonitor) since it will be reset in the subsequent refund
User Action transaction.

- Second step is to perform the refund:

Please, use the following test card implementation: TIP Subset 8 – MP14 v2.0.
The refund amount must be the same as the purchase amount.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration

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Test Scenarios for Maestro PayPass M/Chip

First step is the purchase:

- Application Label indicates ―MP14 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

- The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 - OK/NOK (ODA was performed) - OK/NOK
- TVR B1b7=0 - OK/NOK (CDA was successful) - OK/NOK
- The terminal sends a TC with CDA (‗50‘) in the generate AC - OK/NOK
Pass Criteria
- The terminal approves the offline transaction - OK/NOK

Second step is the refund:

- Application Label indicates ―MP14 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is the same as the purchase amount - OK/NOK

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

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MP14 Test 02 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. Case of 1408/176. [TC003-02]
Objective To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN. ServiceCode is ‗226‘. [TC067-04]
Applicability
Terminal supports Maestro and is offline capable. It does not support refund.
Conditions
The card returns a record with the maximum length (254 bytes).
The ServiceCode contained in Track2 is ‗226‘ (Issuer Authorization, PIN if pinpad
Card present).
configuration
CA key length is 1408/176.
ICC public key exponent is 2^16+1.
Please, use the following test card implementation: TIP Subset 8 – MP14 v2.0.
Enter any amount below the floor limit and below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP14 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount must be below the floor limit - OK/NOK

Pass Criteria - The terminal does not prompt for any PIN to be entered - OK/NOK
- TVR B1b8=0 - OK/NOK (ODA was performed) - OK/NOK
- TVR B1b7=0 - OK/NOK (CDA was successful) - OK/NOK
- The terminal sends a TC with CDA (‗50‘) in the generate AC - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP15 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of IAD (‗9F10‘) with maximum length. [TC011-07]
Objective
To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item. [TC047]
Applicability
Terminal supports Maestro and is online capable.
Conditions
The IAD (‗9F10‘) returned by the card has the maximum length.
Card
The PAN sequence number value from the tag ‗5F34‘ is different from the one in the
configuration
Track2 equivalent data item.
Please, use the following test card implementation: TIP Subset 8 – MP15 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP15 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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MP15 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
Objective
value or length from the card. Case of IAD (‗9F10‘) with maximum length. [TC011-07]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
Card
The IAD (‗9F10‘) returned by the card has the maximum length.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP15 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP15 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP16 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Discretionary Data inconsistency. [TC011-03]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Objective
Limit. Case of amount equal to the limit. [TC061-02]
To ensure that Maestro Paypass is a hard limit implementation, except in Maestro Online
PIN markets. [TC412]
Applicability
Terminal supports Maestro and is not in a Maestro OnlinePIN Market.
Conditions
Card The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
configuration the specific tag (‗9F20‘).
Please, use the following test card implementation: TIP Subset 8 – MP16 v2.0.
Amount must be equal to the transaction limit*.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP16 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is equal to the Maestro transaction limit - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
*: this is the Maestro transaction limit mentioned in the TIP Acquirer ICS, NOT the one
Note personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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MP16 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Discretionary Data inconsistency. [TC011-03]
Objective To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
supported. Case of 4 digits PIN. [TC051-01]
To ensure the terminal correctly performs Online PIN above the CVM limit. [TC410]
Applicability
Terminal supports Maestro in a Maestro OnlinePIN Market.
Conditions
The Discretionary Data value in the track2 (‗57‘) is different from the value returned in
Card the specific tag (‗9F20‘).
configuration
The card supports onlinePIN (‘42 03‘) then noCVM.
Please, use the following test card implementation: TIP Subset 8 - MP16 v2.0.
Enter any amount above the CVM limit and below the transaction limit.
User Action If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 4315.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates 'MP16 v20' - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the CVM limit – OK/NOK

- The terminal requests an ARQC - OK/NOK
Pass Criteria - Terminal asks to enter PIN – OK/NOK
- TVR byte 3, bit 3= '1' (Online PIN entered) – OK/NOK
- TVR byte 3, bit 8 ='0' (Cardholder verification was successful) – OK/NOK
- CVM results is ‗42 03 00' – OK/NOK
- DE 052 is present in authorization request - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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MP16 Test 03 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer responses ‗55‘ (wrong
Objective
PIN). [TC052-01]
Applicability
Terminal supports Maestro in Maestro OnlinePIN Market.
Conditions
Card
The card supports onlinePIN (‘42 03‘) then noCVM.
configuration
Please, use the following test card implementation: TIP Subset 8 - MP16 v2.0.
Enter amount above the CVM limit and below the transaction limit. Possible amount
values are:
- ‗5.55‘ or ‗5 550 000‘
- ‘10.55‘ or ‘10 550 000‘
- ‗40.55‘ or ‘40 550 000‘
User Action - ‗100.55‘ or ‗100 550 000‘
- or any value like *55*

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗55‘ (wrong PIN)).
Simulator The network simulator validates the authorization message and returns the response ‗55‘
Configuration (wrong PIN).
- Application Label indicates 'MP16 v20' - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the CVM limit - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗55‘ (wrong PIN) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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MP16 Test 04 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer responses ‗75‘ (Allowable
Objective
number of PIN tries exceeded). [TC052-02]
Applicability
Terminal supports Maestro in Maestro OnlinePIN Market.
Conditions
Card
The card supports onlinePIN (‘42 03‘) then noCVM.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP16 v2.0.
Enter amount above the CVM limit and below the transaction limit. Possible amount
values are:
- ‗4.75‘ or ‗4 750 000‘
- ‘10.75‘ or ‘10 750 000‘
- ‗40.75‘ or ‘40 750 000‘
User Action - ‗100.75‘ or ‗100 750 000‘
- or any value like *75*

If needed select the Maestro PayPass product.

Tap card on the PayPass reader and follow the instructions.
The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response ‗75‘ (Allowable number of PIN tries exceeded)).
Simulator The network simulator validates the authorization message and returns the response ‗75‘
Configuration (Allowable number of PIN tries exceeded).
- Application Label indicates 'MP16 v20' - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the CVM limit - OK/NOK

- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is ‗75‘ (Allowable number of PIN tries exceeded) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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Test Scenarios for Maestro PayPass M/Chip

MP17 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Unrecognized CVM. [TC011-06]
Applicability
Terminal supports Maestro and it does not support Optimized Flow.
Conditions
The card returns an unrecognized CVM in the CVM list.
Card
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
configuration
tag (‗5F30‘).
Please, use the following test card implementation: TIP Subset 8 – MP17 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP17 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR B3b7 = 1 (Unrecognized CVM) - OK/NOK

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be ‗1F 03 00‘ - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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MP17 Test 01 Scenario 02

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Unrecognized CVM. [TC011-06]
Applicability
Terminal supports Maestro and Optimized Flow.
Conditions
The card returns an unrecognized CVM in the CVM list.
Card
The Service Code returned in the track2 (‗57‘) is different from the one in the specific
configuration
tag (‗5F30‘).
Please, use the following test card implementation: TIP Subset 8 – MP17 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP17 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP18 Test 01 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
Objective
key lengths. CA key length is 1984/248. [TC003-03]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
Card The returned AIP indicates that the card supports CDA.
configuration CA key length is 1984/248
Please, use the following test card implementation: TIP Subset 8 – MP18 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP18 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR B1b8 = 0 (ODA was performed) - OK/NOK
- The terminal requests a TC with CDA (‗50‘) in the Generate AC - OK/NOK
- The terminal approves the offline transaction - OK/NOK
Note N/A

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MP18 Test 02 Scenario 01

To ensure the PayPass terminal correctly supports different certification authority public
key lengths. CA key length is 1984/248. [TC003-03]
Objective
To ensure that the PayPass terminal does not use an accumulated transaction amount by
card for the purpose of checking if the floor limit is exceeded. [TC022]
Terminal supports Maestro and has offline and online capabilities.
Applicability
If the terminal supports [PayPass1.3]: it does not support an accumulated transaction
Conditions
amount.
The returned AIP indicates that the card supports CDA.
Card
CA key length is 1984/248
configuration
The card returns a TC when the terminal requests a TC.
Please, use the following test card implementation: TIP Subset 8 – MP18 v2.0.
All transaction amounts are below the floor limit and below the CVM limit. Perform
several offline transactions so the sum of the transaction amounts exceeds the floor limit.
User Action E.g.: if the floor limit is 25€, perform 1 ―initialization‖ transactions of 20€ and then a last
transaction of 10€.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP18 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- All amounts are below the floor limit - OK/NOK

Make the following checks at least for the last transaction:
Pass Criteria
- TVR B1b8 = 0 (ODA was performed) - OK/NOK
- The terminal requests a TC with CDA (‗50‘) in the Generate AC - OK/NOK
- The terminal approves all the offline transactions - OK/NOK

- Please provide all transaction logs

Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP19 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when the CDOL1 includes tags being
forbidden in the DE055. [TC012]
To ensure that the PayPass terminal does not perform Velocity Checking. [TC023]
Objective To ensure the PayPass terminal does not transmit the PAN sequence number when it is
not returned by the card. [TC048]
To ensure that the PayPass terminal does not prompt for a contact transaction when the
service code indicates a chip is present on the card. Service Code is ‗220‘. [TC066]
Applicability
Terminal supports Maestro and is online capable.
Conditions
The card requests ‗9F21‘ (Transaction Time) and ‗9F40‘ (Additional Terminal
Capabilities) in CDOL1. This data is forbidden in DE055.
The tags ‗9F14‘ & ‗9F23‘ are returned by the card.
The LastOnline Register ATC is returned, value =00.
Card
IAC denial is set for ‗new card‘, ‗lower consecutive‘ and ‗upper consecutive‘.
configuration
TRM AIP bit is set.
The card does not return any PAN sequence number.
The service code included in the Track2 (‗220‘) indicates that a chip is present on the
card.
Please, use the following test card implementation: TIP Subset 8 – MP19 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP19 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 2 bit 4 =0 (Not new card) - OK/NOK

- TVR byte 4 bit 6 =0 (LCOL not exceeded) - OK/NOK
Pass Criteria - TVR byte 4 bit 7 =0 (UCOL not exceeded) - OK/NOK
- The Terminal does not send the tags ‗9F21‘ and ‗9F40‘ to the network - OK/NOK
- The Terminal does not send the PAN sequence number (DE 23) to the network -
OK/NOK
- The terminal approves the online transaction - OK/NOK
- The terminal must not prompt for a contact transaction - OK/NOK
Note N/A

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MP19 Test 02 Scenario 01

To ensure that the PayPass terminal does not perform Velocity Checking. [TC023]
Objective To ensure that the PayPass terminal does not prompt for a contact transaction when the
service code indicates a chip is present on the card. Service Code is ‗220‘. [TC066]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
The tags ‗9F14‘ & ‗9F23‘ are returned by the card.
The LastOnline Register ATC is returned, value =00.
Card IAC denial is set for ‗new card‘, ‗lower consecutive‘ and ‗upper consecutive‘.
configuration TRM AIP bit is set.
The service code included in the Track2 (‗220‘) indicates that a chip is present on the
card.
Please, use the following test card implementation: TIP Subset 8 – MP19 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP19 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- TVR byte 2 bit 4 =0 (Not new card) - OK/NOK

Pass Criteria
- TVR byte 4 bit 6 =0 (LCOL not exceeded) - OK/NOK
- TVR byte 4 bit 7 =0 (UCOL not exceeded) - OK/NOK
- The terminal approves the offline transaction - OK/NOK
- The terminal must not prompt for a contact transaction - OK/NOK
Note N/A

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MP20 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of tag ‗88‘. [TC011-01]
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 maximum. [TC011-04]
Applicability
Terminal supports Maestro.
Conditions
Card The card returns the unknown tag ‗88‘ in PPSE response.
configuration The Track1 discretionary data (tag ‗9F1F‘) has the maximum length (48 bytes).
Please, use the following test card implementation: TIP Subset 8 – MP20 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- Application Label indicates ―MP20 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal approves the online or offline transaction - OK/NOK
Note N/A

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MP71 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective
extended with ‗D056 02‘. [TC065-01]
Applicability Terminal supports Maestro.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card
The card has an extended AID ‗A0 00 00 00 04 30 60 D056 02‘.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP71 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
- The terminal selects the AID ‗A0 00 00 00 04 30 60 D056 02‘ - OK/NOK
- Application Label indicates ―MP71 v20" - OK/NOK
Pass Criteria - AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the online or offline transaction - OK/NOK

Note N/A

MP71 Test 02 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective
extended with ‗D056 02‘. [TC065b-01]
Applicability
Terminal supports Maestro and does not support extended AIDs
Conditions
Card
The card has an extended AID ‗A0 00 00 00 04 30 60 D056 02‘.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP71 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
Pass Criteria - The terminal does not accept the card, it does not process the transaction - OK/NOK
The card log is the one of the previous transaction because the card log mechanism is
Note such that the previous transaction log is not reset if the transaction stops before the
FINAL Select is sent.

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Test Scenarios for Maestro PayPass M/Chip

MP72 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective extended with ‗C12345 6789‘. [TC065-02]
To ensure that the Maestro PayPass terminal does not support SDA. [TC402]
Applicability Terminal supports Maestro and is offline-only.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card The card has an extended AID ‗A0 00 00 00 04 30 60 C12345 6789‘.
configuration The card supports SDA but not CDA.
Please, use the following test card implementation: TIP Subset 8 – MP72 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- The terminal selects the AID ‗A0 00 00 00 04 30 60 C12345 6789‘ - OK/NOK
- Application Label indicates ―MP72 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR byte 1 bit 8 = 1 (ODA not performed) - OK/NOK
- TVR byte 1 bit 7 = 0 (SDA did not fail) - OK/NOK
- TVR byte 1 bit 3 = 0 (CDA did not fail) - OK/NOK
- The terminal declines the transaction offline - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP72 Test 02 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective extended with ‗C12345 6789‘. [TC065-02]
To ensure that the Maestro PayPass terminal does not support SDA. [TC402]
Applicability Terminal supports Maestro and is offline/online capable.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card The card has an extended AID ‗A0 00 00 00 04 30 60 C12345 6789‘.
configuration The card supports SDA but not CDA.
Please, use the following test card implementation: TIP Subset 8 – MP72 v2.0.
Enter any amount below the CVM limit and the floor limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- The terminal selects the AID ‗A0 00 00 00 04 30 60 C12345 6789‘ - OK/NOK
- Application Label indicates ―MP72 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- TVR byte 1 bit 8 = 1 (ODA not performed) - OK/NOK
- TVR byte 1 bit 7 = 0 (SDA did not fail) - OK/NOK
- TVR byte 1 bit 3 = 0 (CDA did not fail) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP72 Test 03 Scenario 01

To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
Objective
extended with ‗C12345 6789‘. [TC065-02]
Applicability Terminal supports Maestro and is online-only.
Conditions If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card
The card has an extended AID ‗A0 00 00 00 04 30 60 C12345 6789‘.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP72 v2.0.
Enter amount below the CVM limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator validates the authorization message and returns the response ‗00‘
Configuration (accepted).
- The terminal selects the AID ‗A0 00 00 00 04 30 60 C12345 6789‘ - OK/NOK
- Application Label indicates ―MP72 v20" - OK/NOK
Pass Criteria - AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The terminal approves the online transaction - OK/NOK

Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP91 Test 01 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
Objective offline data authentication method. Amount below the floor limit and the CVM limit.
[TC001-01]
Applicability
Terminal supports Maestro and has offline and online capabilities.
Conditions
Card
The returned AIP indicates that SDA and CDA are not supported.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP91 v2.0.
Enter any amount below the floor limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP91 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount must be below the floor limit - OK/NOK

- The terminal requests an ARQC - OK/NOK
- TVR B1b8 = 1 (ODA not performed) - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP91 Test 02 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount above the floor limit. [TC001-02]
Objective
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
network even if it is not requested by the card in the CDOL1. [TC046]
Terminal supports Maestro and has online capabilities.
Applicability The floor limit is lower than the transaction limit.
Conditions The terminal is not in a Maestro OnlinePIN Market or it has no transaction limit for the
Maestro application.
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – MP91 v2.0.
Enter any amount above the floor limit and below the transaction limit.
User Action If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP91 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - Amount is above the floor limit - OK/NOK

- TVR B1b8 = 1 (ODA not performed) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP91 Test 02b Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount above the floor limit. [TC001-02]
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
Objective
network even if it is not requested by the card in the CDOL1. [TC046]
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit. Case of amount equal to the limit. [TC061-02]
Applicability Terminal supports Maestro in a Maestro OnlinePIN Market and has a transaction limit
Conditions for the Maestro application.
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – MP91 v2.0.
Amount must be equal to the transaction limit*.
User Action If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 4315.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP91 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is equal to the Maestro transaction limit - OK/NOK

- TVR B1b8 = 1 (ODA not performed) - OK/NOK
Pass Criteria - Terminal asks to enter PIN – OK/NOK
- TVR byte 3, bit 3= '1' (Online PIN entered) – OK/NOK
- TVR byte 3, bit 8 ='0' (Cardholder verification was successful) – OK/NOK
- CVM results is ‗42 03 00' – OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
*: this is the MasterCard transaction limit mentioned in the TIP Acquirer ICS, NOT the
Note one personalized in the PayPass reader. Both values are indeed different, see “PayPass
MChip ApplicationNote17 - Oct 6, 2009” (last page) for further details.

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Test Scenarios for Maestro PayPass M/Chip

MP91 Test 02c Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method. Amount above the floor limit. [TC001-02]
Objective
To ensure the PayPass terminal transmits the Terminal Country Code (tag ‗9F1A‘) to the
network even if it is not requested by the card in the CDOL1. [TC046]
Applicability Terminal supports Maestro in a Maestro OnlinePIN Market and has no transaction limit
Conditions for the Maestro application.
Card The returned AIP indicates that SDA and CDA are not supported.
configuration The card does not request the Terminal Country Code (tag ‗9F1A‘) in the CDOL1.
Please, use the following test card implementation: TIP Subset 8 – MP91 v2.0.
Enter any amount above the floor limit.
User Action If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
PIN value is 4315.
Simulator The network simulator does NOT validate the ARQC and returns the response ‗00‘
Configuration (accepted).
- Application Label indicates ―MP91 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- Amount is above the floor limit - OK/NOK

Pass Criteria
- TVR B1b8 = 1 (ODA not performed) - OK/NOK
- TVR B4b8 = 1 (Floor limit exceeded) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
- The terminal approves the online transaction - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP91 Test 03 Scenario 01

To ensure the PayPass terminal correctly behaves when the card does not support any
Objective
offline data authentication method. Case of offline-only terminal. [TC001-03]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
Card
The returned AIP indicates that SDA and CDA are not supported.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP91 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP91 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

Pass Criteria - TVR B1b8 = 1 (ODA not performed) - OK/NOK

- The terminal declines the transaction offline - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the PayPass
reader requested a card decline - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP92 Test 01 Scenario 01

To ensure that the terminal terminates the transaction if the PayPass Maestro card
Objective
indicates that it does not support PayPass – M/Chip. [TC401]
Applicability
Terminal supports Maestro.
Conditions
Card
The card indicates in the AIP that it does not support PayPass –M/Chip.
configuration
Please, use the following test card implementation: TIP Subset 8 – MP92 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP92 v20" - OK/NOK

Pass Criteria - The terminal terminates upon reception of the GetPO response - OK/NOK
- The terminal does not fallback to contact or swipe transaction since the termination is
due to an application layer error - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP93 Test 01 Scenario 01

To ensure that the PayPass terminal prompts the cardholder to perform a contact
Objective transaction, if supported, when the card declines and the terminal did not request a card
decline. Case of amount below the floor limit. [TC068-01]
Applicability Terminal supports Maestro and is offline capable.
Conditions Terminal supports contact transaction.
Card
The card returns an AAC to all transactions.
configuration
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – MP93 v2.0.
Enter any amount below the floor limit and below the CVM limit.
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
User Action
- Second step is to perform the contact transaction:
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter any amount.
Insert card in the chip reader and follow the instructions.
If needed select the Maestro product.
If needed PIN is 4315.
Simulator
N/A
Configuration
First step is the PayPass transaction:
- Application Label indicates ―MP93 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is below the floor limit - OK/NOK

- The terminal requested a TC '50' - OK/NOK
- The terminal declines the PayPass transaction offline - OK/NOK
Pass Criteria
- The terminal prompts the cardholder to perform a contact transaction - OK/NOK

Second step is the contact transaction:

- Application Label indicates ―MP 11 v20" - OK/NOK
- AIP byte 2 bit 8 = 0 - OK/NOK

- The terminal approves the contact transaction - OK/NOK

Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP93 Test 02 Scenario 01

To ensure that the PayPass terminal prompts the cardholder to perform a contact
Objective transaction, if supported, when the card declines and the terminal did not request a card
decline. Case of amount above the floor limit. [TC068-02]
Terminal supports Maestro and is online capable.
Applicability
Terminal supports contact transaction.
Conditions
The floor limit is lower than the transaction limit.
Card
The card returns an AAC to all transactions.
configuration
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 – MP93 v2.0.
Enter any amount above the floor limit (or any amount if the terminal is online-only).
If needed select the Maestro PayPass product.
Tap card on the PayPass reader and follow the instructions.
User Action
- Second step is to perform the contact transaction:
Please, use the following test card implementation: TIP Subset 8 – MP11 v2.0.
Enter any amount.
Insert card in the chip reader and follow the instructions.
If needed select the Maestro product.
If needed PIN is 4315.
Simulator In case of online transaction, the network simulator validates the authorization message
Configuration and returns the response ‗00‘ (accepted).
First step is the PayPass transaction:
- Application Label indicates ―MP93 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK

- The amount is above the floor limit (or the terminal is online-only) - OK/NOK
- The terminal requested an ARQC - OK/NOK
- The terminal declines the PayPass transaction offline - OK/NOK
Pass Criteria
- The terminal prompts the cardholder to perform a contact transaction - OK/NOK

Second step is the contact transaction:

- Application Label indicates ―MP 11 v20" - OK/NOK
- AIP byte 2 bit 8 = 0 - OK/NOK

- The terminal approves the contact transaction - OK/NOK

Note N/A

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Test Scenarios for Maestro PayPass M/Chip

MP94 Test 01 Scenario 01

To ensure the offline-only PayPass terminal correctly behaves when the card erroneously
Objective
sends an ARQC. [TC005]
Applicability
Terminal supports Maestro and is offline-only.
Conditions
Card
The cards always returns an ARQC
configuration
Please, use the following test card implementation: TIP Subset 8 – MP94 v2.0.
Enter any amount below the transaction limit.
User Action
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
N/A
Configuration
- Application Label indicates ―MP94 v20" - OK/NOK
- AIP byte 2 bit 8 indicates ―PayPass M/Chip transaction‖ - OK/NOK
Pass Criteria
- The terminal terminates the transaction upon reception of the ARQC - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the termination is
due to an application layer error - OK/NOK
Note N/A

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Test Scenarios for Maestro PayPass M/Chip

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 Test Scenarios for TIP Subset 6
TIP Subset 6 card details

4 Test Scenarios for TIP Subset 6

This chapter lists the PayPass Mag Stripe TIP Test Scenarios.
Note that the Subset 6 is also used during Network Interface Validation (NIV) tests of
PayPass Mag Stripe terminals. However the current document is TIP focused so the
Subset 6 will sometimes be referred to as "TIP Subset 6".

4.1 TIP Subset 6 card details

PANs
Below are the TIP Subset 6 card details :

Card Name Track 2 equivalent data

ID 351 5413330056003511D1412101067750500F
ID 352 5413330056003529D14122059999999999999F
ID 353 5413330056003537D1412502999F
ID 354 5413330056003545D0311601999F
ID 355 5413330056003552D14128179999999999999F
ID 356 5413330056003560D14121019999999999
ID 406 5413330057004062D1412201022400870F

Protocol
The following table details the protocol used for each Subset 6 card:

TIP Subset 6
Card type Card Id Protocol
PayPass – Mag Stripe ID351 Type B
ID352 Type B
ID353 Type B
ID354 Type B
ID355 Type B
ID356 Type A
PayPass – M/Chip ID406 Type A

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Using the Test Cards

Counters
The ATC will increment like any card.

Magnetic Stripe Personalization

The magnetic stripe (track 1 and track 2) is encoded in the TIP Subset 6 cards. The
values are based on PayPass values (tags ‗56‘ and ‗9F6B‘).

4.2 Using the Test Cards

Card Presentation
The PayPass card must be presented to the landing zone (over the PayPass logo).
The PayPass card can either be placed against the landing zone or be held at a
distance of no greater than 3 cm away.

Card ID 356
This card ensures that the terminal correctly includes the ATC value in the
calculation of the PayPass Track1 and Track2.
Three ATC values are possible on this card. They increment according to the round-
robin principle. Each ATC value is linked to a read-record and a CVC3 value.
Therefore the fourth transaction will be the same as the first one.

Transaction #1 (ATC#1, record#1, CVC3#1)

Transaction #2 (ATC#2, record#2, CVC3#2)

Transaction #3 (ATC#3, record#3, CVC3#3)

Figure 1: Card ID356 increments according to round-robin principle

4.3 Test Scenario Template Description

Please see " Test Scenarios for TIP Subset 6" above.

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Test Scenarios for PayPass Mag Stripe

4.4 Test Scenarios for PayPass Mag Stripe

ID 351 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
To ensure the PayPass terminal correctly performs refund. Case of PayPass Mag Stripe.
Objective
[TC069-05]
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
whatever the Service Code value encoded in the card. Case of ‗101‘. [TC611-01]
Applicability
Terminal supports PayPass MasterCard and supports refund.
Conditions
Card
Service Code: '101' (international, MagStripe-only, no restrictions).
configuration
- First step is to perform the purchase:
Please, use the following test card implementation: TIP Subset 6 – ID 351 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗5001‘.
User Action
After this test, provide information displayed on the receipt or on the LCD/LED display.
- Second step is to perform the refund:
Please, use the following test card implementation: TIP Subset 6 – ID 351 v1.0.
The refund amount must be the same as the purchase amount.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
- First step is the purchase:
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗91‘ (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contctless M/Chip) - OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value:
- Track 1: B5413330056003511^CUST IMP MC 351/^1412101067750500 –
Pass Criteria OK/NOK/Not Applicable
- Track 2: 5413330056003511D1412101067750500 – OK/NOK/ Not Applicable
- The terminal approves the online transaction - OK/NOK

- Second step is the refund:

- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

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Test Scenarios for PayPass Mag Stripe

ID 351 Test 02 Scenario 01

To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
Objective
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
whatever the Service Code value encoded in the card. Case of ‗101‘. [TC611-01]
Applicability
Terminal supports PayPass MasterCard and does not support refund.
Conditions
Card
Service Code: '101' (international, MagStripe-only, no restrictions).
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 351 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
User Action Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗5001‘.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗91‘ (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
Pass Criteria shown below:
- Track 1: B5413330056003511^CUST IMP MC 351/^1412101067750500 –
OK/NOK/Not Applicable
- Track 2: 5413330056003511D1412101067750500 – OK/NOK/ Not Applicable

- The terminal approves the online transaction - OK/NOK

Note N/A

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Test Scenarios for PayPass Mag Stripe

ID 351 Test 03 Scenario 01

To ensure the terminal still performs correctly a traditional Mag Stripe transaction when
Objective
it contains or is connected to a PayPass reader. [TC614]
Applicability
Terminal supports MasterCard and traditional Mag Stripe.
Conditions
Card
Service Code: '101' (international, MagStripe-only, no restrictions).
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 351 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
User Action Swipe card in the terminal and follow the instructions.
If needed, PIN value is ‗5001‘.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗90‘ (POS entry mode: traditional Mag stripe) - OK/NOK
- DE061 SE 11 = ‗2‘ or ‗5‘ or ‗7‘ or ‗8‘ (card data terminal input capability: traditional
Mag stripe) - OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
Pass Criteria shown below:
- Track 1: B5413330056003511^CUST IMP MC 351/^1412101000000000 –
OK/NOK/Not Applicable
- Track 2: 5413330056003511D1412101000000000 – OK/NOK/ Not Applicable

- The terminal approves the online transaction - OK/NOK

Note N/A

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Test Scenarios for TIP Subset 6
Test Scenarios for PayPass Mag Stripe

ID 352 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
Objective whatever the Service Code value encoded in the card. Case of ‗205‘. [TC611-02]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 and Track2 having maximum length.
[TC601-01 and 02]
Applicability
Terminal supports PayPass MasterCard.
Conditions
Card
Service Code: '205' (international, M/Chip, PIN required).
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 352 v1.0.
Amount must be equal to 000000000100 or 000000010000.
If needed select the MasterCard PayPass product.
User Action Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗7584‘.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗91‘ (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
Pass Criteria shown below:
- Track 1: B5413330056003529^CUST IMP MC
352/^14122059900909900000099909909969929990400 – OK/NOK/Not Applicable
- Track 2: 5413330056003529D14122059999999469960 – OK/NOK/ Not Applicable

- The terminal approves the online transaction - OK/NOK

Note N/A

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 Test Scenarios for TIP Subset 6
Test Scenarios for PayPass Mag Stripe

ID 352 Test 02 Scenario 01

To ensure the PayPass terminal correctly manages the Issuer response ‗51‘ (Insufficient
Objective
funds/over credit limit). [TC613]
Applicability
Terminal supports PayPass MasterCard.
Conditions
Card
Service Code: '205' (international, M/Chip, PIN required).
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 352 v1.0.
Amount must be equal to 000000000200 or 000000020000.
If needed select the MasterCard PayPass product.
User Action Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗7584‘.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗51‘ (Insufficient funds/over credit limit).
Configuration
Pass Criteria - The terminal declines the online transaction - OK/NOK
Following an online decline, (Not Authorized) there is no restriction on performing a
Note subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

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Test Scenarios for TIP Subset 6
Test Scenarios for PayPass Mag Stripe

ID 353 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
Objective whatever the Service Code value encoded in the card. Case of ‗502‘. [TC611-03]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 and Track2 having minimum discretionary
data length. [TC601-03 and 04]
Applicability
Terminal supports PayPass MasterCard.
Conditions
Card
Service Code: '502' (domestic, MagStripe-only, goods & services only)
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 353 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
User Action Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗6614.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗91‘ (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
Pass Criteria shown below:
- Track 1: B5413330056003537^CUST IMP MC 353/^1412502980 – OK/NOK/Not
Applicable
- Track 2: 5413330056003537=1412502050 – OK/NOK/ Not Applicable

- The terminal approves the online transaction - OK/NOK

Note N/A

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 Test Scenarios for TIP Subset 6
Test Scenarios for PayPass Mag Stripe

ID 355 Test 01 Scenario 01

To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
Objective whatever the Service Code value encoded in the card. Case of ‗817‘. [TC611-04]
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card. Case of Track1 and Track2 having maximum length.
[TC601-01 and 02]
Applicability
Terminal supports PayPass MasterCard.
Conditions
Card
Service Code: '817' (non existant).
configuration
Please, use the following test card implementation: TIP Subset 6 – ID 355 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
User Action Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is ‗7815.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = ‗91‘ (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = ‗3‘ (card data terminal input capability: contactless M/Chip) -
OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
Pass Criteria shown below:
- Track 1: B5413330056003552^CUST IMP MC
355/^14128179099969999999999999999959927899990 – OK/NOK/Not Applicable
- Track 2: 5413330056003552=14128179999099999900 – OK/NOK/ Not Applicable

- The terminal approves the online transaction - OK/NOK

Note N/A

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Test Scenarios for TIP Subset 6
Test Scenarios for PayPass Mag Stripe

ID 356 Test 01 Scenario 01

To ensure that the terminal correctly copies the ATC in the PayPass Track 1 and/or
Objective
Track 2 and pass the values to the network. [TC612]
Applicability
Terminal supports PayPass MasterCard.
Conditions
The card ATC increments following the round-robin principle: ‗0001‘, ‗0002‘, ‗0003‘,
Card ‗0001‘, ‗0002‘ etc…
configuration You can observe the ATC value in the 'cardholder name' subfield of Track 1 data:
―CUST IMP MC 356/ [ATC value]‖.
Please, use the following test card implementation: TIP Subset 6 – ID 356 v1.0.
Enter amount below the transaction limit.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
User Action
If needed, PIN value is ‗1045‘.
This transaction will be performed three times.
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
The network simulator returns the response ‗00‘ (accepted).
Configuration
The network simulator shall receive three sets of Track 1 and/or Track 2 data, not
necessarily in the order shown below.
For one of the transactions, the values shall be:
- Track 1: B5413330056003560^CUST IMP MC 356/
1^141210100000170099909919769790 – OK/NOK/Not Applicable
- Track 2: 5413330056003560D14121010000066010 – OK/NOK/Not Applicable
For one of the transactions, the values shall be:
- Track 1: B5413330056003560^CUST IMP MC 356/
Pass Criteria 2^141210100300009900276999009990 – OK/NOK/Not Applicable
- Track 2: 5413330056003560D14121019090298920 – OK/NOK/Not Applicable
For one of the transactions, the values shall be:
- Track 1: B5413330056003560^CUST IMP MC 356/
3^141210100990399049909990599320 – OK/NOK/Not Applicable
- Track 2: 5413330056003560D14121010109743970 – OK/NOK/Not Applicable

- The terminal approves the 3 online transactions - OK/NOK

Note N/A

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 Annexes
RSA Keys used

5 Annexes
5.1 RSA Keys used
The Public Keys and modulus to be loaded into the terminal for offline CAM
Verification are given hereafter. The hash value is calculated on the concatenation of
all parts using SHA-1.

RID A0 00 00 00 04
Certification Authority Public Key Index FA
CA Public Key Modulus (1152 bits / 144 bytes) A9 0F CD 55 AA 2D 5D 99 63 E3 5E D0 F4 40 17 76 99 83
2F 49 C6 BA B1 5C DA E5 79 4B E9 3F 93 4D 44 62 D5 D1
27 62 E4 8C 38 BA 83 D8 44 5D EA A7 41 95 A3 01 A1 02
B2 F1 14 EA DA 0D 18 0E E5 E7 A5 C7 3E 0C 4E 11 F6 7A
43 DD AB 5D 55 68 3B 14 74 CC 06 27 F4 4B 8D 30 88 A4
92 FF AA DA D4 F4 24 22 D0 E7 01 35 36 C3 C4 9A D3 D0
FA E9 64 59 B0 F6 B1 B6 05 65 38 A3 D6 D4 46 40 F9 44
67 B1 08 86 7D EC 40 FA AE CD 74 0C 00 E2 B7 A8 85 2D
Public Key Exponent 03
Hash (20 bytes using SHA-1) 5B ED 40 68 D9 6E A1 6D 2D 77 E0 3D 60 36 FC 7A 16 0E
A9 9C

RID A0 00 00 00 04
Certification Authority Public Key Index F1
CA Public Key Modulus (1408 bits / 176 bytes) A0 DC F4 BD E1 9C 35 46 B4 B6 F0 41 4D 17 4D DE 29
4A AB BB 82 8C 5A 83 4D 73 AA E2 7C 99 B0 B0 53 A9
02 78 00 72 39 B6 45 9F F0 BB CD 7B 4B 9C 6C 50 AC 02
CE 91 36 8D A1 BD 21 AA EA DB C6 53 47 33 7D 89 B6
8F 5C 99 A0 9D 05 BE 02 DD 1F 8C 5B A2 0E 2F 13 FB 2A
27 C4 1D 3F 85 CA D5 CF 66 68 E7 58 51 EC 66 ED BF 98
85 1F D4 E4 2C 44 C1 D5 9F 59 84 70 3B 27 D5 B9 F2 1B
8F A0 D9 32 79 FB BF 69 E0 90 64 29 09 C9 EA 27 F8 98
95 95 41 AA 67 57 F5 F6 24 10 4F 6E 1D 3A 95 32 F2 A6
E5 15 15 AE AD 1B 43 B3 D7 83 50 88 A2 FA FA 7B E7
Public Key Exponent 03
Hash (20 bytes using SHA-1) D8 E6 8D A1 67 AB 5A 85 D8 C3 D5 5E CB 9B 05 17 A1
A5 B4 BB

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PayPass TIP – User Manual for TIP Subsets 191
Annexes
RSA Keys used

RID A0 00 00 00 04
Certification Authority Public Key Index EF
CA Public Key Modulus (1984 bits / 248 bytes) A1 91 CB 87 47 3F 29 34 9B 5D 60 A8 8B 3E AE E0 97 3A
A6 F1 A0 82 F3 58 D8 49 FD DF F9 C0 91 F8 99 ED A9 79
2C AF 09 EF 28 F5 D2 24 04 B8 8A 22 93 EE BB C1 94 9C
43 BE A4 D6 0C FD 87 9A 15 39 54 4E 09 E0 F0 9F 60 F0
65 B2 BF 2A 13 EC C7 05 F3 D4 68 B9 D3 3A E7 7A D9
D3 F1 9C A4 0F 23 DC F5 EB 7C 04 DC 8F 69 EB A5 65
B1 EB CB 46 86 CD 27 47 85 53 0F F6 F6 E9 EE 43 AA 43
FD B0 2C E0 0D AE C1 5C 7B 8F D6 A9 B3 94 BA BA 41
9D 3F 6D C8 5E 16 56 9B E8 E7 69 89 68 8E FE A2 DF 22
FF 7D 35 C0 43 33 8D EA A9 82 A0 2B 86 6D E5 32 85 19
EB BC D6 F0 3C DD 68 66 73 84 7F 84 DB 65 1A B8 6C 28
CF 14 62 56 2C 57 7B 85 35 64 A2 90 C8 55 6D 81 85 31 26
8D 25 CC 98 A4 CC 6A 0B DF FF DA 2D CC A3 A9 4C 99
85 59 E3 07 FD DF 91 50 06 D9 A9 87 B0 7D DA EB 3B
Public Key Exponent 03
Hash (20 bytes using SHA-1) 21 76 6E BB 0E E1 22 AF B6 5D 78 45 B7 3D B4 6B AB 65
42 7A

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 Annexes
DES Keys used

5.2 DES Keys used

The Issuer Master Key (IMK) to be programmed in the Network Simulator for
Online Cryptograms (ARQC) verification is:

IMKARQC (IMK for ARQC)

9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29

The other keys (IMK for TC, AAC, Secure Messaging for Confidentiality and/or
Integrity) are the following.

IMKTC (IMK for TC, same as IMKARQC)

9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29

IMKAAC (IMK for AAC, same as IMKARQC)

9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29

IMKSMI (IMK for Secure Messaging for Integrity)

46 64 94 2F E6 15 FB 02 E5 D5 7F 29 2A A2 B3 B6

IMKSMC (IMK for Secure Messaging for Confidentiality)

CE 29 3B 8C C1 2A 97 73 79 EF 25 6D 76 10 94 92

Note: The above DES test keys is already put within your simulator

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Annexes
DES Key Used for PVV and CVC

5.3 DES Key Used for PVV and CVC

Introduction
The PVV calculation uses the MasterCard algorithm.

Below shows how to program the DES key for PVV verification.

Issuer PVK
Issuer PVK:

D1 0C 52 A4 D9 38 13 CF 3F F6 2E 21 C2 27 FF 58

Issuer PVKI: 1
Below shows how to program the DES key for CVC verification is:
Issuer CVK:

D1 0C 52 A4 D9 38 13 CF 3F F6 2E 21 C2 27 FF 58

Note: The above DES test keys is already put within your MCI simulator.

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