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Date Debit Credit Product Principal Outstanding Number of Days

The document shows loan details including principal amounts outstanding on various dates, debits and credits to the loan, and interest or "markup" rates charged on the loan on a quarterly basis. It includes a table showing the principal balance decreasing over 6 years through yearly payments with markup charged and paid. A second section shows loan options for a $200,000 mortgage with varying down payments and monthly payments.

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Muhammad Umer Shabbir
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87 views5 pages

Date Debit Credit Product Principal Outstanding Number of Days

The document shows loan details including principal amounts outstanding on various dates, debits and credits to the loan, and interest or "markup" rates charged on the loan on a quarterly basis. It includes a table showing the principal balance decreasing over 6 years through yearly payments with markup charged and paid. A second section shows loan options for a $200,000 mortgage with varying down payments and monthly payments.

Uploaded by

Muhammad Umer Shabbir
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Principal Number of

Date Debit Credit Product


Outstanding days
12-Mar-19 12000000 12000000 3 36000000
15-Mar-19 4000000 16000000 65 1040000000
19-May-19 4000000 20000000 7 140000000
26-May-19 2000000 18000000 17 306000000
12-Jun-19 18000000 28 504000000
10-Jul-19 5000000 13000000 3 39000000
13-Jul-19 6000000 19000000 29 551000000
11-Aug-19 1000000 20000000 32 640000000
12-Sep-19 20000000 39 780000000
21-Oct-19 1000000 19000000 35 665000000
25-Nov-19 1500000 17500000 17 297500000
12-Dec-19 2500000 20000000 6 120000000
18-Dec-19 800000 19200000 6 115200000
24-Dec-19 1200000 18000000 9 162000000
2-Jan-20 2000000 20000000 44 880000000
15-Feb-20 5000000 15000000 15 225000000
29-Feb-20 8000000 7000000 12 84000000
12-Mar-20 7000000 0 0
MARKUP RATE
Quarter 1 12-Mar-19 11-Jun-19 KIBOR 10.73% 13.73%
QUarter2 12-Jun-19 11-Sep-19 KIBOR 12.90% 15.90%
QUarter3 12-Sep-19 11-Dec-19 KIBOR 13.85% 16.85%
QUarter4 12-Dec-19 11-Mar-20 KIBOR 13.52% 16.52%

Activity_5

Gross Mortagage 200000


Down Payment@20% 40000
Net Mortgage 160000

Option 1
PMT $ 8,066.02 FV $ 417,658.95

Option 2
PMT $ - FV $ 465,646.44
Term Principal Markup Principal
Payment Payment Outstanding
0 18000000
1 3000000 1080000 15000000
2 3000000 900000 12000000
3 3000000 720000 9000000
4 3000000 540000 6000000
5 3000000 360000 3000000
6 3000000 180000 0
MARKUP

1522000000 572522.19 92

1734000000 755358.90 92

1742500000 804414.38 91

1586200000 732259.45 91

5000 $ 422,658.95

-1000 $ 464,646.44
Principal
Number
Date Debit Credit Outstandin Product
of days
g

12-Mar-19 12000000 12000000 3 36000000


15-Mar-19 4000000 16000000 65 1040000000
19-May-19 4000000 20000000 7 140000000
26-May-19 2000000 18000000 17 306000000 1522000000
12-Jun-19 18000000 28 504000000
10-Jul-19 5000000 13000000 3 39000000
13-Jul-19 6000000 19000000 29 551000000
11-Aug-19 1000000 20000000 32 640000000 1734000000
12-Sep-19 20000000 39 780000000
21-Oct-19 1000000 19000000 35 665000000
25-Nov-19 1500000 17500000 17 297500000 1742500000
12-Dec-19 2500000 20000000 6 120000000
18-Dec-19 800000 19200000 6 115200000
24-Dec-19 1200000 18000000 9 162000000
2-Jan-20 2000000 20000000 44 880000000
15-Feb-20 5000000 15000000 14 210000000
29-Feb-20 8000000 7000000 12 84000000 1571200000
12-Mar-20 7000000 0 0
MARKUP RATE
Quarter 1 12-Mar-19 11-Jun-19 KIBOR 11.05% 14.05%
QUarter2 12-Jun-19 11-Sep-19 KIBOR 12.78% 15.78%
QUarter3 12-Sep-19 11-Dec-19 KIBOR 13.43% 16.43%
QUarter4 12-Dec-19 11-Mar-20 KIBOR 13.98% 16.98%
MARKUP

585865.75 92

749658.08 92

784363.70 91

730930.85 91

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