Fee Based Services Fee based financial services are those services wherein financial institutions

operate in specialized fields to earn a substantial income in the form of fees or dividends or
brokerage on operations.

Fee based services in State Bank of India.

Description of services Charges
Issue of Multi city Cheque books: Current Account (CA)
First 50 cheque leaves free in
a financial year.

Thereafter ₹3/- + GST per

Current Account (P- Segment) cheque

leaf.

25 Leaf Cheque Book at

₹75/- +GST.

50 Leaf Cheque Book at

₹150/- +GST

First 50 cheque leaves free in

a financial year.

Thereafter ₹3/- + GST per

Other Current Accounts
cheque leaf.

Current Account

25 Leaf Cheque Book at

₹75/- +GST.

50 Leaf Cheque Book at

₹150/- +GST

50 Cheque leaves free per month

Current Account : Power Base

Thereafter, ₹3/- + GST per
Cheque leaf
 1000 Cheque leaves free
per month

Current Account : Power Pack

Thereafter, ₹3/- + GST per

Cheque leaf

200 Cheque leaves free per

month
Current Account : Power Gain

Thereafter, ₹3/- + GST per

Cheque leaf

50 Cheque leaves free per month

Regular Current Account

Thereafter, ₹3/- + GST per
Cheque leaf

300 Cheque leaves free per

month
Gold Current Account

Thereafter, ₹3/- + GST per

Cheque leaf

700 Cheque leaves free per

month
Diamond Current Account

Thereafter, ₹3/- + GST per

Cheque leaf

Platinum Current Account Unlimited free

Emergency Cheque Book ₹50/- + GST for 10 cheque

leaves
 or part thereof
Description of Service Charge Charges
Issue of Multi city Cheque books : Savings Bank
First 10 cheque leaves free in
a financial year.

Thereafter:

10 Leaf Cheque Book at ₹40/-

Savings Bank
+GST.

For all Segments 25 Leaf Cheque Book at

₹75/- +GST.
₹ 50/ - + GST for 10 cheque
Emergency Cheque Book
leaves or part thereof
Senior Citizen Free
Salary Package Accounts - Free * (except for
bulk requirement)
*Bulk requirement is requisition of cheques exceeding 25 leaves at single instance, in
a month. Charges for bulk requirement @₹75/- + GST for 25 leaf Cheque Book.
Stop payment instruction
₹100/- + GST per
SB account, Current Account, Cash Credit Account instrument maximum
₹500/- + GST per instance

Charges per month for Non – Maintenance of Average Monthly Balance (AMB): Current Account
Current Accounts (For P- Segment) ₹500/- +GST

(AMB - ₹10,000/-)

For other Current Account (CA) Variant Products

Normal Current Accounts (AMB -
₹10,000/-) Power POS (AMB -
₹5,000/-)
₹500/- + GST
Power Base (AMB - ₹20,000/-)

Surabhi (AMB - ₹10,000/-)

Regular Current Account (AMB - ₹10,000/-)

Power Pack (AMB-₹5,00,000/ -) ₹2,500/- + GST

Power Gain (AMB-₹ 2,00,000/-) ₹1,500/- + GST
Power Jyoti (AMB - ₹50,000/-) (Collection a/c) ₹1,000/-+ GST
Gold Current Account (AMB - ₹1,00,000/-) ₹2,000/- +GST
Diamond Current Account (AMB - ₹5,00,000/-) ₹4,000/- + GST per month, if AMB

< ₹2,50,000/-)

₹2,000/- + GST per month, if

AMB >2,50,000/-

Platinum Current Account (AMB - ₹10,00,000/-) ₹8,000/- + GST per month, if AMB

< ₹5,00,000/-)

₹4,000/- + GST per month, if

AMB >5,00,000/-

Description of Service Charge Charges

Account Closure Charges
Savings Bank Account (excluding Basic Savings Bank Deposits, Pradhan Mantri Jan Dhan
Yojna & Small Accounts opened under Financial Inclusion)
Upto 14 days of opening Free
After 14 days upto 1 year of opening of account
₹500/- + GST
Beyond 1 year of opening of account Free
Account closed on settlement of accounts of deceased depositors Free
Closure of regular SB account by BSBD account holders Free
Current Account
Upto 14 days of opening Free
After 14 days upto 1 year of opening of account ₹1,000/-+ GST
After 1 year to 5 years of opening of account ₹500/- + GST
Beyond 5 years of opening of account Free
Standing instruction(S.I.)
Setting of SI Intra Bank Free
Inter Bank
(At Branch)
Other than Bank Transfers ₹50/-+ GST
Processing of SI Intra Bank Free
Inter Bank ₹50/-+ GST
(At Branch)
Other than Bank Transfers
Failed S.I. Inter, Intra & Other than Bank ₹250/-+ GST
Transfers
Interest Certificate for all segments
Original Free
Duplicate ₹150/-+ GST
Balance Certificate per instance for all segments ₹ 150/ - plus GST
No dues certificate for all segments customers
Priority sector Free
Individual ₹100/-+GST
 Firm/Non-Individuals ₹200/-+GST
Others
Signature verification per instance for all segments ₹150/-+ GST
Solvency certificate
₹ 300/ -+ GST

Non-commercial (per lakh) Minimum ₹1200/-+ GST

Commercial (per lakh) ₹ 300/ -+ GST

Minimum ₹1 500/-+ GST

Photo attestation charges per instance for all segments ₹150/-+ GST
Record - Copy of the cheque per instance for all segments ₹150/-+ GST per cheque
Enquiries relating to old records (beyond 12 months old) per item
₹200/-+ GST per item upto 2
years
For all segments
and thereafter additional
ATM card/ KIT returned by courier due to wrong address ₹100/-+ GST for every
₹100/-+ GST
20. Allowing operations through ₹500/-+ GST for Individual
Power of Attorney/Mandate
₹1000/-+ GST for Non-Individual

Postal charges
(a) Ordinary Actual expenditure

(b) Registered Post/Speed Post/ Courier Actual expenditure

Description of Service Charge Charges

Collection of bills (inclusive of postage and out of pocket expenses)
Upto ₹ 10000/ - ₹ 150/ - + GST
Above ₹ 10000/ - ₹500/+GST

Presentation of inland usance bills per instance ₹110/-+ GST

Collection of cheques under Speed Clearing System (inclusive of postage and out of
pocket expenses)
Upto and Including ₹ 1.00 lakh Free (Savings Bank)
₹20/- + GST (Current Account)
Above ₹ 1.00 lakh (For all) ₹200/- + GST
Collection of Outstation Cheques (inclusive of postage and out of pocket expenses)
Upto ₹10,000/- ₹50/- + GST
Above₹ 10,000/ -upto ₹1.00 lakh ₹100/- + GST
Above ₹ 1.00 lakh ₹200/- + GST
Cheque/bill deposited with us returned unpaid by others (Local/ Outstation)
Cheque/bill upto ₹ 1.00 lakh ₹ 150/ - + GST
Cheque/bill above ₹ 1.00 lakh ₹ 250/ - + GST
Cheque Returned Charges for Cheques drawn on us (for insufficient funds only)
For PB & TBU customers ₹500/- + GST, irrespective of the
 For SME Customers ₹500/- + GST (irrespective of the

amount) for first 3 cheque

returns (in one year).

Cheque returned charges for Cheques drawn on us (for ₹ 150/ - + GST

technical

reasons) for allOffice

Issue of Inter customers. (Not to(Demand
Instrument be charged where
Drafts/ customer
Bankers’ is
Cheque) for all customers-including
online (INB) requests.
Upto ₹5,000/- ₹ 25/ - (incl. GST)
Above ₹5,000/- upto ₹10,000/- ₹50/- (incl. GST)
₹5/- (incl. GST) per
Above ₹10,000/- upto ₹1,00,000/-
₹1000/- (Min.₹60/-
₹4/-(incl. GST) per
Above ₹1,00,000/- ₹ 1000/ - Min.₹600/
-incl.GST
No Cash Handling charges will be levied in addition to charges as above for issuance of IOI
(Demand drafts/ Bankers’ cheque) in case of cash transaction.

Gold variant Current Account customers – 50 drafts free per month

Diamond and Platinum variant Current Account customers – Unlimited free draft

For All Salary Package accounts :

a) Charges waived for issue of Demand Draft to All Salary Package account holder from Branch,
Alternate Channels.

b) No restrictions on the number of free drafts and the amount, for issue of Draft.

c) The concessions will be available only if the amount is transferred from the Salary Account as per
existing norms.

d) Postage / Courier charges as applicable will be recovered.

Revalidation/Cancellation & issuance of duplicate IOI ₹200/-+ GST

(Draft/Bankers’ Cheque) per instance

Description of Service Charge Charges

Cash Deposit on Cash Points (Cash Deposit Machine – CDM & Cash Recyclers)-Anytime Channels
By Debit Card to Card Linked a/c Free
Debit Card to Third Party A/c ₹22/- + GST
Cardless Transactions ₹22/- + GST
GRC ₹ 25/ - (including GST)
SME insta Deposit/ Business Debit Card ₹.22/- + GST
Cash Withdrawals at Home & Non-Home Branch (Charges based on number of transactions)
– Not applicable to Small/No Frill Deposits
At Branch
Number of free cash
Average Monthly Balance (AMB) in Savings Bank
withdrawals per month
Upto ₹25,000/- 2
Above ₹25,000/- upto ₹50,000/- 10
Above ₹50,000/- upto ₹1,00,000/- 15
Above ₹ 1,00,000/ - Unlimited
Charges for transactions beyond the free limit (₹ per txn) ₹ 50/ - + GST
Cash withdrawal limit at Non-Home Branches by the customer for self : SB ₹50,000/-, CA :
₹ 1,00,000/-
Through Internet/Mobile Banking
Number of free transactions
Average Monthly Balance (AMB) in Savings Bank
per month
Upto ₹25,000/-
Above ₹25,000/- upto ₹50,000/-
Above ₹50,000/- upto ₹1,00,000/- Unlimited
Above ₹ 1,00,000/ -
At ATM
Number of free transactions per month
(Both Financial and Non-financial)
Other Bank ATMs
Average Monthly Balance (AMB) in Savings Our Bank
In 6 Metro
Bank Other Centres
ATM
Centres $

Upto ₹25,000/- 3 5 5
Above ₹25,000/- upto ₹50,000/- 3 5
Above ₹50,000/- upto ₹1,00,000/- 3 5
Above ₹ 1,00,000/ - Unlimited Unlimited
Charges for financial transactions beyond the set ₹ 20/ - + GST ₹ 10/ - + GST
limit
Charges for non-financial transactions beyond
₹8/- + GST ₹5/- + GST
the set limit
Transaction decline due to insufficient balance ₹ 20/ - + GST ₹ 20/ - + GST
One way inter-changeability allowed for branch transaction on ATM transactions. It means a
customer will be allowed maximum of 10 free debit transactions at 6 Metro centres at SBI ATMs and
maximum 12 free debit transactions at other centre ATMs (If no transaction at other Bank ATM and
no transaction at the branch)

$ Namely, Mumbai, New Delhi, Chennai, Kolkatta, Bengaluru and Hyderabad

AT PoS – Cash withdrawals for State Bank Debit cards 1% of the transaction value
(On-Us transactions) subject to a maximum of ₹ 5/ - per
transaction
National Automated Clearing House (NACH) Mandate (including ‘E’ mandate)
One time Mandate Authorisation Charges per mandate ₹50/- + GST
Failed Mandate ₹250/- +GST

Description of Service Charge Charges

Safe Deposit Lockers: Annual Rent
SIZE TYPE
Size A:125 x 175 x 492 URBAN AND METRO :
 ₹1500+GST
Size B:159 x 210 x 492
SMALL
RURAL
URBAN AND
AND SEMI
METROURBAN :
Size:C:125X352X492
Size:D:189X263X492 ₹3000+GST
Size:E:159x423x492
MEDIUM
Size H1:325X210X492

Size:F:278X352X492 URBAN AND METRO :

Size:G:189X529X492 ₹6000+GST
LARGE
Size:H:325x423x492
Size L:404X529X492 URBAN AND METRO :

₹9000+GST
EXTRA LARGE
Size:L1:385X529X492

For Salary Package Accounts: Platinum variant Accounts: 25% concession on locker Rent;

Small/ Medium: 500+GST

One Time Locker Registration Charge

Breaking open of Locker:

₹1000/- + GST *
Loss of Key or Non-Payment of Locker Rent
*Plus actual expenditure incurred for breaking open the locker and changing the lock by
manufacturers of lockers.

Locker Visit Charges (All sizes): 12 visits free.

Locker rent overdue charge (All sizes)

10% *
1 Qtr -
20% *
2 Qtr –
30% *
3 Qtr –
1 Year – 40% *
*of the Annual rent to be recovered in addition to
Locker Rent. Overdue period is clarified as under:

Standing Instruction set up , for advance rental for the financial year 2019-20, recoverable on
01.04.2019: Overdue charge @ 10%/20%/30%/40% of annual rent to be levied on 1 July,
2019/1
For moreOctober, 2019/ 1st January, 2020/1 April,2020 respectively, Locker
than 1 year if remaining
to beunpaid
brokentill
Openthat date.
Safe deposit articles
Envelope / Packet (small) ₹300/- + GST per quarter
Large Packet : Max. dimension not to exceed ₹500/-+ GST per quarter
100 cms (Length+Width+Height)
Safe Custody charges
Scrips ( for each scrip) ₹ 150/ -+ GST per scrip. Min.
₹300/-+

Description of Service Charge Charges

Cash Deposit/withdrawal at Business Correspondent (BC)
Cash withdrawal /Transfer (home branch) (Maximum ₹20000 /- First Four withdrawals will be free in
Cashwithdrawal using Debit card / AEPS-On-US(Issuer)
a month. Thereafter, no transaction
(Max.upto ₹10,000/-)
to be allowed.
SB account opening fee including enrollment NIL

Tatkal Money Remittance for Non-home transactions(Deposit to 1% of remitted amount. Minimum

Core by cash/transfer) ₹ 10/ - & Maximum ₹100/-

IMPS transaction 1.25% of remitted amount,

Minimum ₹ 24/ - & Maximum ₹100/-
Debit Card Issuance Charges
Classic /Silver/Global/Contactless Debit Card Nil
Gold Debit Card ₹100/- + GST
Platinum Debit Card ₹300/- + GST
Debit Card issued to All Salary Package accounts NIL
38.Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year
onwards)
Classic Debit Card ₹125/- + GST
Silver/Global/Contactless Debit Card ₹125/- + GST
Yuva /Gold / Combo Debit Card ₹175/- + GST
Platinum Debit Card ₹250/- + GST
Pride/Premium Business Debit Card ₹350/- + GST
My card (Image card) ₹175/- + GST
Signature NIL
AMC on Debit Card issued to all Salary Package accounts NIL
Debit Card Replacement Charges ₹300/- + GST
Duplicate PIN / Regeneration of PIN through Branch ₹50/- + GST
ATM/POS transaction technical declines attributable to
₹20/- + GST
customer (i.e. lack of balance in account)
International Transaction Charges
Balance enquiry at ATMs ₹25 /- + GST
₹100/- min. + 3.5% of Txn. Amt. +
ATM Cash withdrawal transactions
GST
Point of Sale (PoS) / eCom transactions 3% of transaction amount plus GST
State Bank Prepaid Cards
Foreign Travel Cards
Card Issuance Charges ₹100 + GST
Additional (Add-on) Card fee ₹100/- + GST
Reloading Charges ₹50 + GST
USD2.00, Pounds 1.25, Euro 1.60,
Replacement Card fee - VISA - incase of Lost/Stolen card
(Postage US$20/- extra or ₹50/- for deleivery within India) CAD 2.00, AUD 2.00, JPY 160.00,
SAR 8.00, SGD 1.65
Replacement Card fee - Master Card Free
Cross Currency Charges 3% + GST
USD2.00, Pounds 2.00, Euro 2.00,
Charge back fee - VISA (However, if the customer's complaint
is proved right, the charges will be refunded) CAD 2.00, AUD 2.00, JPY 200.00,
SAR 7.00, SGD 3.00
Charge back fee - Master Card NIL
(i) If the balance in the card is
claimed after 3 months of expiry of
the card, the balance will be
refunded after deduction of

USD5/GBP5/Euro5/AUD5/CAD5/JP
Cash out/refund of unspent card balance - VISA
Y500/SAR20/SGD6

(ii) If the balance in the card is

below USD5/ GBP5 /Euro5/ AUD5/
CAD5/ JPY500/ SAR20/ SGD6,
after the expiry of the card, the
same will be forfeited

Description of Service Charge Charges

Cash out/refund of unspent card balance - Master Card ₹100/- + GST
USD1.75, Pounds 1.25, Euros
ATM withdrawal fee VISA 1.50,

CAD 1.75, AUD 2.00, JPY

175.00, SAR 7.00, SGD 2.00 +
GST

ATM withdrawal fee - Master Card (Some ATM operators and

USD 1.75, Pounds 1.25,
merchants may charge a fee or set their own limits. Please confirm
Euros 1.50, SGD 2.00 + GST
whether any fees or limits apply, before making a withdrawal or
USD 0.50, Pounds 0.50,
Euros 0.50, CAD 0.50, AUD
Balance enquiry with ATMs - VISA 0.50, JPY 50.00, SAR 2.00,
SGD 1.00 + GST
Free ( A fee may be payable to
Balance enquiry with ATMs - Master Card
the ATM operator for balance
USD 2.00, Pounds 1.25,
Euros 1.60, CAD 2.00, AUD
Physical statement of FTC - VISA (no charges for e- 2.00, JPY 160.00, SAR 8.00,
statement - on request to [email protected]) SGD 1.65, + GST excluding
courier charges for each such
Physical statement of FTC - Master Card Only E-Statement, free of cost
USD 5.00, Pounds 5.00,
Deduction on Expired Card / Inactivity Fee - VISA (will be Euros
deducted each year on the expired card)
5.00, CAD 5.00, AUD 5.00,
Deduction on Expired Card / Inactivity Fee - Master Card (Monthly JPY 500.00, SAR 20.00, SGD
US$1.50 + GST
inactivity fee - debited from your card if it has not been used for 12
Rupee Prepaid Cards
Card Issuance Charges (Staff Achiever Cards are free from Service Charges)
eZ Pay Mag-Stripe ₹100 + GST
eZ Pay EMV - Chip ₹150 + GST
Achiever Mag-Stripe ₹100 + GST
Achiever EMV-Chip ₹150 + GST
Imprest Mag-Stripe ₹75/- + GST
Imprest EMV-Chip ₹150/- + GST
Default Gift Card Mag-stripe ₹100/- + GST
Image based Gift Card Mag-stripe ₹105/- + GST
Card Replacement Charges (Staff Achiever Cards are free from Service Charges)
eZ Pay Mag-Stripe ₹100 + GST
eZ Pay EMV - Chip ₹150 + GST
Achiever Mag-Stripe ₹100 + GST
Achiever EMV-Chip ₹150 + GST
Imprest Mag-Stripe ₹100/- + GST
Imprest EMV-Chip ₹150/- + GST
Default Gift Card Mag-Stripe ₹100/- + GST
Image based Gift Card Mag-Stripe ₹105/- + GST
Reloading Charges (If loaded through RINB/CINB – Nil charges) (Staff Achiever Cards are
free from Service Charges)
eZ Pay Mag-Stripe ₹10 + GST
eZ Pay EMV - Chip ₹10 + GST
Achiever Mag-Stripe ₹10 + GST
Achiever EMV-Chip ₹10 + GST
Imprest Mag-Stripe ₹10/- + GST
Imprest EMV-Chip ₹10/- + GST

Description of Service Charge Charges

Cash Withdrawal from other bank ATM
eZ Pay Mag-Stripe ₹20 + GST
eZ Pay EMV - Chip ₹20 + GST
Imprest Mag-Stripe ₹20/- + GST
Imprest EMV-Chip ₹20/- + GST
Enquiry at other Bank ATM
eZ Pay Mag-Stripe ₹9 + GST
eZ Pay EMV - Chp ₹9 + GST
Achiever Mag-Stripe ₹9 + GST
Achiever EMV-Chip ₹9 + GST
Imprest Mag-Stripe ₹9/- + GST
Imprest EMV-Chip ₹9/- + GST
Default Gift Card Mag-Stripe ₹9/- + GST
Image based Gift Card mag-Stripe ₹9/- + GST
SBI Green Remit Card
Card Issuance ₹20/- + GST
As applicable for CBS transactions
Transaction Charges in Green Channel Counter (GCC)
i.e. ₹50/- + GST
Transaction Charges in CDM ₹25/- including GST
44.IMPS Fund Transfer charges through INB/MB (Including YONO)
Upto ₹1,000/-
From ₹1,001/- to ₹10,000/-
From ₹10,001/- to ₹25,000/-
From ₹25,001/- to ₹1,00,000/-
From ₹1,00,001/- upto ₹2,00,000/-
IMPS Fund Transfer charges through Branch Channel
Upto ₹1,000/- NIL
From ₹1,001/- to ₹10,000/- ₹2/- + GST
From ₹10,001/- to ₹25,000/- ₹4/- + GST
From ₹25,001/- to ₹1,00,000/- ₹4/- + GST
From ₹1,00,001/- upto ₹2,00,000/- ₹ 12/ - + GST
45.Phone Banking Service Charges
Request for Account Physical delivery ₹44/- plus GST
Statement,

Interest Certificate Via email NIL

(Deposit/
Self-generation of ATM PIN through ATM/INB/Contact Centre NIL
IRCTC Fee(on SBI Payment gateway) ₹10/- plus GST
SMS Alert charges per quarter from Debit Card holders
who

maintain average quarterly balance of ₹25000/- & below ₹ 1 2/- (incl. GST)
during the
Service Charges for exchange of Soiled/Imperfect Notes
Upto 20 pieces and value upto ₹5,000/- Nil
More than 20 pieces and / or value more than ₹ 5,000/ -
More than 20 pieces ₹2/- per piece on entire tender +
Value above ₹5,000/- ₹2/- per piece or ₹5/- per 1000 +
GST

@ For example 25 pieces of ₹500/- = value ₹12,500/- are tendered:

Charges ₹ 2/ - per piece : ₹ 50/ - + GST,

Charges @ ₹5/- per Rs.1000/- : ₹ 62.50 + GST

Amount to be charged will be ₹ 62.50 + GST