CAPTIVE PROGRAMS OVERVIEW

THE RIGHT PARTNER FOR CAPTIVES

MAKES ALL THE DIFFERENCE.

When it comes to delivering solutions for captives, you want a carrier that helps
THE HARTFORD
to deliver better economic outcomes by managing the cost of risk. The Hartford
CAPTIVE PROGRAMS
does just that by bringing together an ideal combination of flexibility, consistency,
experience and innovation. And the confidence that comes from knowing you have
GROSS WRITTEN
STRUCTURE a business partner you can count on.
PREMIUM

• $1M to $50M
FOUR WAYS THE HARTFORD HELPS DELIVER
BETTER OUTCOMES FOR CAPTIVES
Single Parent • 20% of loss
pick collateral 1. Flexibility
requirement.1
• Variety of collateral options and coverages to meet your clients’ needs
• $5M to $50M • Bundled or unbundled claims handling
• Small deductibles • Wide range of approved third-party administrator partners
below retention
available.
• Flexible solutions for help managing risk from our experienced
Risk Engineering team
Group • The Hartford is
the carrier on
2. Consistency
several existing
group captives • A consistent approach to all aspects of our business
covering multiple
• Single point-of-service contact provides exceptional solutions that our
industries.
customers applaud
Agency •S
 elective
3. Experience
Underwriting
Structures. • 30+ years² of commitment to serving the captive space
• Internal • A readily accessible and responsive captive team that’s empowered to make
underwriting.
the right decisions and relentlessly focused on your clients’ satisfaction
•A
 gent must be
willing to take on 4. Innovation
considerable risk.
We’ve simplified claims management through our proprietary Risk Management
Information System (RMIS) analysis tool: TREO | Track Risk. Explore
Opportunities.℠ This innovative system allows our customers to focus
on the right claim drivers to achieve a greater understanding
of cause of loss and effectively lower loss costs.

1
The Buck’s Got Your Back®
THE RESULT? OUR APPETITE FOR CAPTIVES
MANAGED RISK AND LOYAL CUSTOMERS
Most Desired Industries³ (Not All Inclusive)
The Hartford proudly serves a growing number of
• Healthcare (Workers’ Compensation and
loyal business customers and has a demonstrated track
record of customer retention. In fact, some of them have Auto Liability)
been with us for 30+ years.² • Commercial Construction
• Retail
COVERAGES
• Manufacturing/Distribution
Core: • Service Industries
• Workers’ Compensation (primary) • Restaurants and Caterers
• Auto Liability/Auto Physical Damage • Wholesale Trade
• General Liability • Finance, Insurance and Real Estate
• Food Suppliers, Distributors and Processors
Ancillary:
• Professional Liability
Industries Outside of Appetite*
• Umbrella
• Professional Employer Organizations
• Property
• Heavy Hazmat
• Inland Marine
• Taxi, Limo, Ambulance and Bus
• Rail, Marine and Aviation
(except Industrial Aid Aircraft)
• High Risk Latent Injury, Mass Tort

FOR MORE INFORMATION MORE REASONS TO CHOOSE

Contact: Tim Ley THE HARTFORD CAPTIVES
Email: [email protected]
Office: 860-547-2318 5

Cell: 314-703-2206 4.8 STAR CLAIMS

EXPERIENCE4
TOP FRONTING
FIRM OF 2020

LET’S BUILD A STRONG CAPTIVE PROGRAM TOGETHER.

Learn more at TheHartford.com/captives

Business Insurance
1 Certain risk characteristics may result in collateral requirement to be less than or offered by one or more of the property and casualty insurance company subsidiaries of
Employee Benefits
greater than 20% of loss pick. The Hartford Financial Services Group, Inc. Coverage may not be available in all states or
to all businesses. Possession of these materials by a licensed insurance producer does Auto
2 Captives Division in force as of February 2019.
not mean that such producer is an authorized agent of The Hartford. To ascertain such Home
3 All prospects are subject to underwriting review and approval. information, please contact your state Department of Insurance or The Hartford at
1-888-203-3823. All information and representations herein are as of March 2021.
4 PowerReviews National Accounts customer claim rating as of February 2019.
In Texas, the insurance is underwritten by Hartford Accident and Indemnity Company,
5 World’s Most Ethical Companies, Ethisphere Institute (2008-2012, 2014-2019).
Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford
* “Industries Outside of” appetite is applied to class/coverage combinations that Lloyd’s Insurance Company, Hartford Insurance Company of the Midwest, Trumbull
Captives will consider if the price, program, terms, conditions and controls allow for Insurance Company, Twin City Fire Insurance Company, Hartford Underwriters
adequate balance between risk and reward. Insurance Company, Property and Casualty Insurance Company of Hartford and
Sentinel Insurance Company, Ltd.
This document outlines in general terms the coverages that may be afforded under
a policy from The Hartford. All policies must be examined carefully to determine The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including
suitability for your needs and to identify any exclusions, limitations or any other terms Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
and conditions that may specifically affect coverage. In the event of a conflict, the terms
21-ML-630119 © March 2021 The Hartford
and conditions of the policy prevail. All coverages described in this document may be