ACCOUNT STATEMENT
HOME OFFERS CUSTOMER CARE
Generated Electronically as on 02 October, 2021
MADDI ABHILASH
263 4th Cross 13th Main Bangalore North
Gokula 1st Stage 1st Phase Bengaluru
Bengaluru - 560054
900-878-5170
[email protected]
Summary of Loan Account
A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue
36007166 Two Wheeler Loan 2,824.00 13 32,402.62 2,824.00 0.00
* To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-500-9900
Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.
All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.
DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
call 1860-500-9900 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
Account Statement will be deemed to be accepted by you (the borrower).
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TWO WHEELER LOAN HOME OFFERS CUSTOMER CARE
LOAN EMI PAYMENTS & CHARGES
A/C No 36007166 EMI Amount ` 2,824.00 Last Payment Date 02 September 2021
Loan Amount ` 54,435.00 EMI Start Month December 2020 Last Payment Amount ` 2,824.00
Net Tenure 24 Months EMI End Month November 2022 Payment Mode Others
Gross Tenure 24 Months EMI Due On 02 of every month EMI Overdue ` 2,824.00
Product 110 CC Remaining EMI(s) 13 Bounce Charges Overdue ` 0.00
Model Honda Motorcycle And Scooter Penalty Charges Overdue ` 0.00
Reg No. KA04KC8410 Other charges ` 0.00
Disbursed Date 27 Oct, 2020 Unadjusted Payments ` 0.00
Dealer Name Dhruvdesh Motors Pvt Ltd Pay
STATUS Active
Installation Mode
Transaction Details
December 2020
Date Particular Remark Debit Credit
02-12-2020 Due For Instalment 1 - 2,824.00 0.00
02-12-2020 Payment Received NACH No.:838826 Receipt No.---- ( N.A.) 0.00 2,824.00
January 2021
Date Particular Remark Debit Credit
02-01-2021 Due For Instalment 2 - 2,824.00 0.00
02-01-2021 Payment Received NACH No.:Z36007166/2 Receipt No.---- ( N.A.) 0.00 2,824.00
February 2021
Date Particular Remark Debit Credit
02-02-2021 Due For Instalment 3 - 2,824.00 0.00
02-02-2021 Payment Received NACH No.:Z36007166/3 Receipt No.---- ( N.A.) 0.00 2,824.00
March 2021
Date Particular Remark Debit Credit
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TWO WHEELER LOAN HOME OFFERS CUSTOMER CARE
Transaction Details
02-03-2021 Due For Instalment 4 - 2,824.00 0.00
02-03-2021 Payment Received NACH No.:Z36007166/4 Receipt No.---- ( N.A.) 0.00 2,824.00
April 2021
Date Particular Remark Debit Credit
02-04-2021 Due For Instalment 5 - 2,824.00 0.00
02-04-2021 Payment Received NACH No.:Z36007166/5 Receipt No.---- ( N.A.) 0.00 2,824.00
May 2021
Date Particular Remark Debit Credit
02-05-2021 Due For Instalment 6 - 2,824.00 0.00
02-05-2021 Payment Received NACH No.:Z36007166/6 Receipt No.---- ( N.A.) 0.00 2,824.00
June 2021
Date Particular Remark Debit Credit
02-06-2021 Due For Instalment 7 - 2,824.00 0.00
02-06-2021 Payment Received NACH No.:Z36007166/7 Receipt No.---- ( N.A.) 0.00 2,824.00
July 2021
Date Particular Remark Debit Credit
02-07-2021 Due For Instalment 8 - 2,824.00 0.00
02-07-2021 Payment Received NACH No.:Z36007166/8 Receipt No.---- ( N.A.) 0.00 2,824.00
August 2021
Date Particular Remark Debit Credit
02-08-2021 Due For Instalment 9 - 2,824.00 0.00
02-08-2021 Payment Received NACH No.:Z36007166/9 Receipt No.---- ( N.A.) 0.00 2,824.00
September 2021
Date Particular Remark Debit Credit
02-09-2021 Due For Instalment 10 - 2,824.00 0.00
02-09-2021 Payment Received NACH No.:Z36007166/10 Receipt No.---- ( N.A.) 0.00 2,824.00
October 2021
Date Particular Remark Debit Credit
02-10-2021 Due For Instalment 11 - 2,824.00 0.00
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CONTACT US HOME OFFERS CUSTOMER CARE
GET IN TOUCH
Call
1860-500-9900
Loan A/c No.
Your nearest satellite branch
Type Select
IDFC FIRST Bank LTD.
IDFC FIRST Bank LTD., VG COMPLEX”, #.23, 2nd Floor, HESARAGATTA ROAD,
Sub Type
DEFENCE COLONY, BENGALURU, KARANATAKA 560073
Your nearest branch
IDFC FIRST Bank LTD.
IDFC FIRST Bank LTD. C-1, R.P. Pride 1st & 2nd Floor, 20th Main Road, KHB
5th Block Near Ganapati Temple, Koramangala ,Bangalore, Karnataka, India
560095
Details
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SUBMIT
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AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
(Amount in `)
Products/Type of charges Two Wheeler Loan
EMI Bounce charges per
400
presentation*
Late payment/Penal charges/
2% per month of the unpaid EMI or Rs 300 whichever is higher
Default interest/Overdue (per month)
Cheque Swap charges (per swap)* 500
1000 towards Cancellation + Additional Interest charges from date of disbursal till receipt of cancellation.
Cancellation & Rebooking charges Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be
treated as foreclosure
Foreclosure / Prepayment charges* 5% of principle outstanding amount
Loan re scheduling charges (per re
NA
scheduling)
Duplicate No Objection Certificate
500
Issuance Charges*
Physical Repayment Schedule * 500
Physical Statement of Account* 500
Document retrieval charges (per
500
retrieval)*
Stamping Charges As per actuals
Processing fees Up to 5% of the total amount
List of Documents NA
Part Payment charges Part Payment is not allowed
Initial Money Deposit/ Application
NA
Fees (Non-refundable)
Easy Buy Card Replacement Fee (If
99
Easy Buy Card Applicable)
EBC & Push Card fee(if applicable) 499
EMI Pickup/ Collection Charges* 350
Pre EMI 350
Security Post Dated Cheque Waiver 500
Legal/Collections/ Repossession &
As per actuals
Incidental Charges
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AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
(Amount in `)
Products/Type of charges Two Wheeler Loan
PDD charges Upto Rs.1000
Valuation Charges (If applicable) As per actuals
Admin Fee (if applicable) Upto Rs.1200
Other Charges (if applicable) Upto Rs.1000
*Charges above are exclusive of GST
Please note
1) First Presentation will be done on the 2nd or 5th each month. Kindly ensure your account is funded with sufficient funds by 1st or 4th each month to
avoid levy of charges
2) If the EMI for the month bounces and payment against the same is not received in the same month, late payment charges will be applicable. These will
be charged every month on a recurring basis till the payment is received
3) Above charges are exclusive of GST
4) Non-payment of any of the charges levied will be reported to the Credit information company (including CIBIL) and will affect the credit score.
5) * incase a company, firm, etc. is a part of the loan structure; foreclosure charges/ penalty/levy can be levied as stated in the sanction conditions will be
Applicable.
6) Schedule of charges are subject to change as per company's discretion from time to time. The company reserves the right to introduce any new charges
or fees, as it may deem appropriate. Please visit "www.idfcfirstbank.com" to view the updated loan charges.
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