Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
School TANQUE NATIONAL HIGH SCHOOL Grade Level 11
GRADE 11 Teacher ALJUN A. BADE Learning Area GENERAL MATHEMATICS
DAILY Teaching Dates and
LESSON LOG 60 minutes Quarter 2nd Quarter
Time
Detailed Lesson Plan in General Mathematics (Problem-Based Learning)
I. OBJECTIVES
A. Content Standard The learners demonstrate an understanding of key concepts of compound interests.
B. Performance Standard The learners investigate, analyze and solve problems involving compound interests.
C. Competency The learners solve problems involving simple and compound interests. MELC: M11GM-IIb-2
D. Learning Objectives At the end of the period, the students should be able to:
A. define compound interest;
B. differentiate simple from compound interest;
C. compute and solve problems involving compound interest; and
D. make the best decision in handling certain problem involving money resources.
II. CONTENT Problem Solving Involving Maturity Value and Compound Interest (Annual)
III. Learning Resources
A. References
1. Teacher’s Guide pages General Mathematics pp.144-150
2. Learner’s Materials pages General Mathematics pp. 162-167
Oronce, O. (2016). General Mathematics. Rex Book Store Inc. pp. 196-202
3. Textbook pages
4. Additional Materials from
Learning Resource (LR) portal
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
B. Other Learning Resource https://www.investopedia.com/terms/c/compoundinterest.asp
IV. PROCEDURES
Opening Activity
1. Prayer
2. Exercise (TikTok)
3. Checking of Attendance
4. New Normal Classroom Rules
Reviewing Previous Lesson
(5 minutes) Ask the students to complete the table using the formula
illustrated on the left.
Indicator 3:
Select, develop, organize, and use Is
appropriate teaching and learning
resources, including ICT, to address P t
r
learning goals.
Indicator 1: Answers: (a) Php 15, 000.00
Apply knowledge of content within
and across curriculum teaching areas. (b) 9%
MELC Integration:
Business Mathematics - Express
percents to decimal forms and vice versa.
(ABM_BM11FO-Ic-1)
A. Activities (25minutes) Activity 1: Pix Mystery Word (5 minutes)
Instructions: 1. Group the students into two.
2. Show pictures displaying time, save, invest, money, interest.
3. The group gives first the correct answer will receive a point.
4. Let the students name the pictures that will be flashed on the screen.
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
5. The group garnered the higher points will be declared as winner.
Indicator 3:
Select, develop, organize, and use
appropriate teaching and learning
resources, including ICT, to address
learning goals. Answers: Time Save Invest Interest Money
In what situations do we use these words?
Answers: Time, Save, Invest, Money, Interest are words used in loans or depositing money in banks and other cooperative groups
(including banks in the locality).
Activity 2: Together, We Can Solve It! (20 minutes)
Instructions:
1. The learners will be divided into two groups.
2. An activity sheet will be distributed to each group.
3. Each group will work on the items in the worksheet for 8 minutes.
4. Guide questions are provided in the worksheet to direct the learners in their learning task.
5. Each group will write their output on Manila paper and present for 3 minutes.
Suggested Rubric.
Indicator 1: Note: Allow the students to formulate their own rubric or revise the suggested one.
Apply knowledge of content within Category Exceptional Admirable Acceptable Attempted
and across curriculum teaching areas. 4 points 3 points 2 points 1 point
Content 90-100% data and 75-89% data and 50-74% data and Below 50% data and
MELC Integration: evidences gathered evidences gathered evidences gathered evidences gathered and
Business Mathematics - Solve problems and presented and presented and presented presented
involving interests and commissions. Time management Finished on time Finished task after Finished after 1 Did not finish the task
(ABM_BM11BS-IIb-14) 30 minutes of the hour of the allotted
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
given time time
Teamwork Accepts ideas of Accepts most ideas Unwilling to One person does all the
others; able to without negative compromise; 50% work; 25% of the
compromise; 100% comments; able to of the members members work on task.
of the members are compromise; 75% of work on task
on task the members work
on task
Problem No.1
Arthur borrowed P40,000.00 at 6% simple interest for a period of 1 year. At the end of one year, how much must he pay?
_______________________.
Answer: Php 42,400.00
Problem No.2
If Arthur did not pay back the loan and the interest by the end of the first year and he wanted to continue the loan for another
year at the same rate, then he would owe P40, 000.00 plus interest incurred during the first year of loan. How much must he pay at
the end of the second year? _____________________
Answer: Php 44,944.00
Problem No.3
At the end of the second year, Arthur was not able to pay his loan and the interest again. The lender gave him another year
under the same condition, how much must he pay at the end of the third year?__________________.
Answer: Php 47, 640.64
B. Analysis Have the learners answer these questions.
1. How did you find the problem?
Indicator 1: 2. How did you come up with your answers?
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
Apply knowledge of content within 3. Did this problem happen in your family?
and across curriculum teaching 4. How did you come up with a solution to the problem?
MELC Integration:
Business Mathematics - Solve problems Let us summarize your work by completing the table.
involving interests and commissions. Note: (Both the teacher and the students will work on this.)
(ABM_BM11BS-IIb-14) Principal at the Interest Amount
start of the year at end of the year
First Year P 40,000.00 40,000 x 0.06 x 1 = P 2,400.00 P 40,000.00 + P2400.00 = P42,400.00
Statistics and Probability - Illustrates a Second Year P 42,400.00 42,400.00 x 0.06 x 1 = P 2544.00 P 42,400.00 + P2544.00 = P44,944.00
random variable (discrete and Third Year P 44,944.00 44,944 x 0.06 x 1 = P 2,696.64 P 44,944.00 + P 2696.64 = P47,640.64
continuous).( M11/12SP-IIIa-1)
A. Have the learners answer the questions below:
1. What can you say on the principal and the amount added to it every year if payment is not made regularly?
Answer: The principal amounts are not the same (increasing speedily) as well as the amount of interests added, if payment
is not made regularly
2. What pattern can you see in determining the amount to be paid at the end of the year from first year up to third year?
Answer: The interest represented by 1 +r is multiplied by itself according to the maturity period expressed in years is
multiplied to original amount (principal).
3. Would it be helpful for you to apply for a loan? Support your answer.
4. How would you describe this type of transaction?
This transaction involves compound interest.
5. Can you give the formula in computing compound interest? Ic = F – P
6. How about the amount to be paid on the maturity date? F = P(1 + r)t
C. Abstraction (10 minutes) Compound Interest (Ic )(or compounding interest) is interest calculated on the initial principal and also on the accumulated interest
of previous periods of a deposit or loan.
- Thought to have originated in 17th century, Italy, compound interest can be thought of as “interest on interest,” and will
make a sum grow at a faster rate than simple interest, which is calculated only on the principal amount.
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
- The rate at which compound interest accrues depends on the frequency of compounding such that the higher the number
of compounding periods, the greater the compound interest. Thus, the amount of compound interest accrued on Php100,000
compounded at 10% annually will be lower than that on Php100,000 compounded at 5% semi-annually over the same time
period.
Maturity Value or Future Value (F) – amount after t years that the lender receives from the borrower on the maturity date.
Compound Interest = Total amount of Principal and Interest in future (or Future Value) less Principal amount at present (or Present
Value)
Ic = F - P
Maturity (Future) Value and Compound Interest (Compounded Annually)
F = P(1 + r)t
where,
P = principal or present value
F = maturity (future) value at the end of the term
r = interest rate
t= term/time in years
IC = compound interest
D. Application (10 minutes) Activity 3: Problem Solving
Have the students to solve this problem:
Indicator 1: Note: Solutions should be presented.
Apply knowledge of content within
and across curriculum teaching Find the maturity value and the compound interest if Php10,000 is compounded annually at an interest rate of 2% in 5 years.
MELC Integration: Given: 10,000 r = 2% 0.02 t= 5 years
Business Mathematics - Solve problems Find: (a) maturity value F
involving interests and commissions. (b) compound interest Ic
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
(ABM_BM11BS-IIb-14)
Solutions:
(a) F = P(1 +r)t
Statistics and Probability - Illustrates a F = (10,000) (1 + 0.02) 5
random variable (discrete and F = 11, 040.81
continuous).( M11/12SP-IIIa-1) (b) Ic = F – P
Ic = 11,040.81 – 10,000
Ic = 1, 040.81
Answer: The future value F is Php11,040.81 and the compound interest is Php1, 040.81.
Now, you learned already about compound interest. Can you differentiate it with simple interest?
V. Additional Activity Activity 4: “MOTHER NEEDS ME”
Due Date: Three (3) days after the Directions:
discussion 1. Divide the class into 5 groups.
2. Assign a leader, interviewer, encoder, time keeper, presenter, and research runner.
Indicator 1: 3. Read the given situation.
Apply knowledge of content within 4. Make a survey report
and across curriculum teaching 5. Present the output to the class (power point presentation)
MELC Integration: 6. Reports should be supported with pictures
Business Mathematics - Solve problems 7. Submit your output (soft copy, hard copy and power point presentation) on Monday
involving interests and commissions.
(ABM_BM11BS-IIb-14) You need a laptop in your educational research. Your mother doesn’t have enough money to purchase the item. She
decides to acquire the said item through a loan which is offered in your local cooperatives and banks. Help your mother in
making a decision on where to apply for a loan. Conduct a survey of the existing cooperatives, banks and other lending company
Statistics and Probability - Illustrates a in your locality.
random variable (discrete and
continuous).( M11/12SP-IIIa-1)
Practical Research 1 – Shares research
experience and knowledge. (CS_RS11-
IIIa-1)
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
Indicator 2: Plan and deliver teaching
strategies that are responsive to the
special education need of learners in
difficult circumstances, including:
geographic isolation; chronic illness;
displacement due to armed conflict;
urban resettlement or disasters; child
abuse and child labor practices.
Indicator 3:
Select, develop, organize, and use
appropriate teaching and learning
resources, including ICT, to address
learning goals.
VI. REMARKS
VII. REFLECTION
A. No. of learners who earned 80% in the evaluation 5/5
B. No. of learners who require additional activities for
remediation who scored below 80%
C. Did the remedial lessons work? No. of learners who have
caught up with the lesson
D. No. of learners who continue to require remediation
E. Which of my teaching strategies worked well? Why did
these work?
F. What difficulties did I encounter which my principal or
supervisor can help me solve?
G. What innovation or localized materials did I use/discover
which I wish to share with other teachers?
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
ML: 100 % ID: PROCEED
Prepared by: Checked by:
ALJUN A. BADE MARIVEL N. AMARILLO
Teacher II Master Teacher II, SHS Chairman
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
ACTIVITY SHEET
Competency: Solve problems involving simple and compound interests.
MELC: M11GM-IIb-2
Objectives:
A. Define compound interest
B. Differentiate simple from compound interest
C. Compute and solve problems involving compound interest
D. Make the best decision in handling certain problem involving money resources.
Activity 1: Pix Mystery Word
1. Group yourselves into 2. Count off.
2. Go to your respective groups and get ready.
3. I will show you a picture guess what it means. Answer as fast as you can orally.
4. The group who gives first the correct answer will receive a point.
5. The group garnered the higher points will be declared as winner.
Picture 1 Picture 2 Picture 3
Picture 4
Picture 5
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
Activity 2: Together, We Can Solve It!
1. I will divide you into two groups. Choose your leader, encoder, time keeper, presenter,
and research runner.
2. Solve problems 1, 2 and 3. Then, answers the questions. (8 minutes)
3. Write your output on Manila paper and present to the whole class for 3 minutes.
Suggested Rubric
Category Exceptional Admirable Acceptable Attempted
4 points 3 points 2 points 1 point
Content 90-100% data and 75-89% data and 50-74% data and Below 50% data and
evidences gathered evidences evidences evidences gathered
and presented gathered and gathered and and presented
presented presented
Time Finished on time Finished task after Finished after 1 Did not finish the
management 30 minutes of the hour of the task
given time allotted time
Teamwork Accepts ideas of Accepts most Unwilling to One person does all
others; able to ideas without compromise; the work; 25% of
compromise; negative 50% of the the members work
100% of the comments; able to members work on task.
members are on compromise; 75% on task
task of the members
work on task
Problem No.1
Arthur borrowed P40,000.00 at 6% simple interest for a period of 1 year. At the end of
one year, how much must he pay? ____________________
Problem No.2
If Arthur did not pay back the loan and the interest by the end of the first year and he
wanted to continue the loan for another year at the same rate, then he would owe P40, 000.00
plus interest incurred during the first year of loan. How much must he pay at the end of the
second year? _____________________
Problem No.3
At the end of the second year, Arthur was not able to pay his loan and the interest again.
The lender gave him another year under the same condition, how much must he pay at the end of
the third year. _______________________
Guide Questions:
1. How did you find the problem?
2. How did you come up with your answers?
3. Did this problem happen in your family?
4. How did you come up with a solution to the problem?
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Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
Activity 3: Problem Solving
Solve this problem. Show your solution.
Find the maturity value and the compound interest if Php10,000 is compounded annually at an
interest rate of 2% in 5 years.
Given: 10,000 r = 2% 0.02 t= 5 years
Find: (a) maturity value F
(b) compound interest Ic
Activity 4: “MY MOTHER NEEDS ME”
Directions:
1. I will divide you into 5 groups.
2. Assign your leader, interviewer, encoder, time keeper, presenter, and research runner.
3. Read the given situation.
4. Make a survey report
5. Present the output to the class (power point presentation)
6. Reports should be supported with pictures
7. Submit your output (soft copy, hard copy and power point presentation) after 3 days.
You need a laptop in your educational research. Your mother doesn’t have enough
money to purchase the item. She decides to acquire the said item through a loan which is
offered in your local cooperatives and banks. Help your mother in making a decision on where
to apply for a loan. Conduct a survey of the existing cooperatives, banks and other lending
company in your locality.
Prepared by: Checked by:
ALJUN A. BADE MARIVEL N. AMARILLO
SHS Teacher II Master Teacher II, SHS Chairman
12
Republic of the Philippines
Department of Education
Region VI- Western Visayas
Division of Roxas City
13
