Human Capital Partners

PAST QUESTIONS & ANSWERS

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 NUMERICAL SECTION

1. How many Bernd cars were sold in May?

A. 10
B. 1,000
C. 5,000
D. 10,000

2. What were the total sales of Tymko cars for May, June, July?
A. 21,000
B. 16,000
C. 22,000
D. 6,000
3. Which of the products shown had the lowest value of sales per non-European store
and
which had the highest value of sales per European store?
A. PU10 (non-European); AE25 (European)
B. FD24 (non-European); DE45 (European)
C. FD24 (non-European); AE25 (European)
D. AE25 (non-European); PU10 (European)
E. AE25 (non-European); FD24 (European)

4. What is the discrepancy (in $) between the AE25 price per product unit in non-
European
stores compared to European stores. Use an exchange rate of 0.80 to the $.
A. $30
B. $120
C. $130
D. $200
E. $230

5. This month’s combined target for non-European and European sales of AE25 is
40,000.
Using an exchange rate of 0.75 to the $, what is the difference between the sales
values
shown and this target?
A. 575
B. 750
C. 5,100
D. 5,750
E. 7,500

6. Given that a customer uses the promotional offers shown, put the 5 products sold in
non-
European stores into order of increasing promotional price per unit (starting with the
cheapest).
A. AE25, PU10, DE45, FD24, PU20
B. PU10, DE45, PU20, AE25, FD24
C. PU10, DE45, AE25, PU20, FD24
D. DE45, PU10, PU20, AE25, FD24
E. PU10, DE45, PU20, FD24, AE25

7. Which of the components of the UK and US equity funds have the highest and the
lowest
value?
A. lowest is US Fund (Bonds); highest is UK Fund (Derivatives)
B. lowest is US Fund (Shares); highest is UK Fund (Shares)
C. lowest is UK Fund (Bonds); highest is US Fund (Shares)
D. lowest is US Fund (Bonds); highest is UK Fund (Shares)
E. lowest is US Fund (Derivatives); highest is UK Fund (Shares)

8. For the Glasgow manufacturing plant, which maintenance cost(s) represent

approximately 7% of the total costs?
A. Rent and Utilities
B. Rent
C. Utilities
D. Insurance
E. Insurance and Utilities

9. What is the average annual cost for servicing each of the 5 manufacturing plants
(assume 4 weeks in a month)?
A. £3,300
B. £12,400
C. £16,500
D. £39,600
E. £48,000

10. In Liverpool what was the net effect of live birth and death rates in 2000?
A. -200
B. +600
C. +500
D. +300
 QUANTITATIVE SECTION

1. What is 333 times 135?

A. 46323
B. 43623
C. 43290
D. 44955
E. None of these

2.Evaluate: -
986 × 207 - 986 × 107
A. 108400
B. 98600
C. 76500
D. 64600
E. None of these

3. Which of the following is larger than 3/5?

A. ½
B. 39/50
C. 7/25
D. 3/10
E. 59/100

4. In a class composed of x girls and y boys what part of the class is composed of girls?
A. y/(x + y)
B. x/xy
C. x/(x + y)
D. y/xy
E. None of these

5. If (11)3 is subtracted from the square of a number, the answer so obtained is 6590.
What is the number?
A. 36
B. 58
C. 89
D. 48
E. None of these

6. The value of (0.625 × 0.0729 × 28.9)/ (0.0017 × 0.025 × 8.1) is

A. 3825
B. 3.825
C. 38.25
D. 382.5
E. 0.3825

7. What is value of 94.5% of 650?

A. 606.45
B. 521.65
C. 518.55
D. 614.25
E. None of these

8. Find the greatest fraction among 5/8, 7/12, 13/16, 16/29 and ¾.
A. 5/8
B. 7/12
C. 13/16
D. 16/29
E. 3/4

9. What approximate value will come in place of question mark (?) in the following
question? (You are not expected to calculate the exact value)
499.99 + 1999 ÷ 39.99 × 50.01 =?
A. 3200
B. 2700
C. 3000
D. 2500
E. 2400
10. Find the next number of the series.
563, 647, 479, 815, ...?
A. 672
B. 386
C. 279
D. 143
E. 368
 VERBAL SECTION

1. Pick out the most effective words from the given words to fill in the blank to make the
sentence meaningfully complete.
I ______ with my sister _______ I find an apartment.
A. am living, until
B. have been living, since
C. had lived, since
D. had been living, since
E. am living, since

2. Fill in the blank with the correct form of tense:

He ______ a fortune by writing various kinds of books.
A. Did making
B. Would made
C. Is making
D. Will made
E. Will make

3.Select the correct tense.

He will have been working for four hours.
A. Past Perfect Continuous
B. Present Perfect Continuous
C. Future Perfect
D. Future Perfect Continuous
E. None of the above

4. Select the correct tense.

John had been working in a bank for some years.
A. Simple past
B. Past continuous
C. Past perfect continuous
D. Past perfect.
E. None of the above
Choose from the letters labelled A-E the one which is related to the fifth word in the same way
as the words of the first two pairs are related.
5. Example: Slow; sow, blow; bow, flew, ____________
A. ewe
B. few
C. low
D. foe
E. leaf

6. Telegram; let, derive; red, marble, ______________

A. mar
B. meal
C. real
D. ram
E. man

7. Identify the indirect speech:

The teacher said to me, "Be regular and learn your lesson daily."
The teacher:
A. told me that to be regular and learn my lesson daily
B. said to me regular and learn my lesson daily
C. advised me to be regular and learn my lesson daily
D. requested me to be regular and learn lesson daily
E. ordered me to be regular and learn my lesson daily.

8. Form an adjective from the given word

Gold
A. The Gold
B. Golder
C. Golden
D. Goldest
E. None
9. Fill in the blank with suitable conjunction
He will never pass, ______ hard he may try.
A. However
B. Whatever
C. Never
D. Whenever
E. Whichever

10. Which of the phrases 1, 2, 3 and 4 given below should replace the phrase given in
bold in the following sentence to make the sentence grammatically correct? If the
sentence is correct, as it is and ‘No correction is required’, mark 5 as the answer.
We admire his attempting to climb the summit in such bad weather.
A. his attempting to climb
B. his attempt of climbing
C. him for attempt of climb
D. his for attempt to climbing
E. No correction required
 BANKING AWARENESS

1. In Banking terminology NPA means

A. Non-Promise Account
B. Non-Personal Account
C. Non-Performing Asset
D. Net-performing Asset

2. What is the full form of ‘ULIP’ the term which was in the news recently?
A. Universal Life & Investment Plan
B. Unit Loan & Investment Plan
C. Unit Linked Insurance Plan
D. Uniformly Loaded Investment Plan

3. Which of the following is NOT a banking related term?

A. Radiation
B. Outstanding Amount
C. Explicit Guarantee
D. Benchmark Prime Lending Rate

4. Which from the following is NOT true when the interest rate in the economy
goes up?
A. Saving increases
B. Lending decreases
C. Cost of production increases
D. Return on capital increases

5. Rate of interest is determined by:

A. The rate of return on the capital invested
B. Central Government
C. Liquidity preferences
D. Commercial Banks

6. Green banking means:

A. Development of forestry by banks
 B. Financing of environmental friendly projects by banks
C. Financing of irrigation projects by banks
D. All of these

7. Which one of the following is NOT a quantitative credit control technique?

A. Bank Rate
B. Cash Reserve Ratio (CRR)
C. Increase of interest rate on saving deposit
D. Statutory Liquidity Ratio (SLR)

8. Many a time we hear about NPA in banking terminology. What is the

full form of NPA?
A. Non- Performing Asset
B. Negotiable and Preferential Asset
C. New Performing Avenues
D. Net Performing Average

9. Which one of the following is NOT a banking related or financial term?

A. Credit worthiness
B. Margin Money
C. Payment gateways
D. Polymerization

10. Which among the following terms is NOT related to banking?

A. Cash reserve ratio
B. Currency exchange
C. Bank rate
D. Zero hour
 GENERAL KNOWLEDGE

1. In_________, the first Aeroplane in Nigeria landed in Kano State.

A. 1925
B. 1937
C. 1961
D. 1955

2. Heathrow Airport is a__________ based airport.

A. London
B. Paris
C. Germany
D. China

3. The full meaning of the acronym KLM Airline, is Koninklijke Luchtvaart Maatschappij,
also known as________.
A. Lufthansa German Airlines
B. Pan African Airlines
C. Kenya Airways
D. Royal Dutch Airlines

4. President Goodluck Jonathan approved the removal of the Director-General of the

Nigerian Civil Authority from office with effect from_________.
A. March 12, 2013
B. March 5, 2013
C. March 13, 2013
D. March 11, 2013
5. In March 2013, Engr. Mazi Nnamdi Udoh was the Managing Director of_________.
A. Murtala Muhammed International Airport (MMIA)
B. Nigerian Airspace Management Agency (NAMA)
C. International Air Transport Association (IATA)
D. GE Capital Services Limited (GECAS)

6. 'Asmara' is the capital of which of the following

African countries?
A. Malawi
B. Eritrea
C. Burundi
D. Ethiopia

7. Mount Kilimanjaro is in_________.

A. Tanzania
B. Kenya
C. Tunisia
D. Togo
E. Ghana

8. The currency used in Israel is__________.

A. Lira
B. Shekel
C. Dinar
D. Rupee
E. None of the above

9. In which of the following countries can 'Zanzibar' be found?

A. Ethiopia
B. Guinea Bissau
C. Tanzania
D. Liberia

10. ____________are important groups to which individuals belong or hope to belong,

that are used as a standard for evaluating themselves, and with whose norms
individuals are likely to conform.
A. Reference groups
B. Pressure groups
C. Peer groups
D. Status groups
E. Tie groups
 ANSWERS/EXPLANATION

NUMERICAL ANSWERS
1.B 2.D 3.C 4.B 5.D

6.C 7.E 8.E 9.E 10.D

EXPLANATIONS

1. From the end of April to the end of May, the graph tells us 1000 Bernd cars were sold.
Don’t get caught out by the fact that the data is cumulative.

2. Don’t waste time working out the sales for each month. End of July, cumulative sales
were 21,000, end of April, cumulative sales were 15,000. So total sales = 6,000.
3. Step 1 – calculate each product’s average sales per European store
DE45 = 21,000/26 = 808
PU20 = 30,000/19 = 1,579
AE25 = 24,500/11 = 2,227
PU10 = 18,700/9 = 2,078
FD24 = 14,700/13 = 1,131
Step 2 – calculate each product’s average sales per non-European store
DE45 = 35,000/14 = 2,500
PU20 = 20,000/9 = 2,222
AE25 = 13,000/6 = 2,167
PU10 = 24,000/5 = 4,800
FD24 = 9,000/7 = 1,286
Thus the correct answer is (C), FD24 (non-European); AE25 (European)

4. The information that you need is shown in both tables. Note from the possible
answers it
doesn’t matter which is the greater, we just need the difference.
Tip: if you struggle with the term “x to the $” and you sometimes multiply when you
should divide by the conversion, think of an extreme example. So think of a two
currencies that have very different strengths, for example Zimbabwean Dollar to the
British Pound. It doesn’t matter what the values are but you know there are lots of
ZWDs
to the BGP and you also know that the same product will cost a lot more ZWDs than
GBP. Hopefully that will help you decide if currency A should be a higher number than
currency B, or vice versa.
Step 1 – read from the table the AE25 price per product unit (non-European stores)
= $130
Step 2 – Calculate the AE25 price per product unit (European stores)
= 200 ¸ 0.80 = $250
Step 3 – calculate the difference between the two
$250 - $130 = $120
Thus the correct answer is (B), $120

5. The information that you need is shown in both tables

Step 1 – calculate AE25’s non-European sales in Euros
$13,000 x 0.75 = 9,750
Step 2 – calculate AE25’s combined European and non-European sales
9,750 + 24,500 = 34,250
Step 3 – calculate the discrepancy against target sales
40,000 - 34,250 = 5,750
Thus the correct answer is (D), 5,750

6. The information that we need is shown in the first table (non-European stores)
Step 1 – calculate the 3 for the price of 2 promotional offers
DE45 promotional price per unit = 2/3 x $175 = $116.67
PU20 promotional price per unit = 2/3 x $200 = $133.33
Step 2 – calculate the 4 for the price of 3 promotional offers
PU10 promotional price per unit = 3/4 x $150 = $112.50
FD24 promotional price per unit = 3/4 x $180 = $135.00
Step 3 – put these promotional prices into order alongside the fifth product (AE25)
priced
at $130 and not on promotion
Thus the correct answer is (C), PU10, DE45, AE25, PU20, FD24
7. Tip: Note that just from looking at the graph and table we know the overall US fund is
smaller than the UK fund and the smallest fraction within the US find (10% to
Derivatives)
is not larger than the smallest fraction within the UK fund. So we can instantly say the
smallest fraction is Derivatives in the US fund. As it happens there is only one multiple
choice with this as an option so we know (E) is the correct answer.
In full, the solution is as follows. The information that we need is shown in both the
graph
and the table.
Calculate the value of each component of each equity fund, using this formula:
Component value = Total value x Equity fund component %
UK Fund (Cash) = 55.6 x 10% = 5.56 (£million)
See table below for other component values:
 Component value (£million)
Cash Bonds Derivativ Shares
es
UK 5.56 11.12 16.68 22.24
US 4.86 3.65 2.43 13.37

Thus the correct answer is (E), lowest is US Fund (Derivatives); highest is UK

Fund
(Shares)
8. Step 1 - For the Glasgow plant, calculate the total costs
195 + 875 + 300 + 189 + 720 + 425 = 2,704
Step 2 - For the Glasgow plant, calculate each cost as a % of the total cost
Insurance = 100% x 195/2,704 = 7%
Servicing = 100% x 875/2,704 = 32%
Rent = 100% x 300/2,704 = 11%
Utilities = 100% x 189/2,704 = 7%
Administration = 100% x 720/2,704 = 27%
Misc = 100% x 425/2,704 = 16%
Tip: to save time, you can stop after you’ve calculated 7% for Insurance and just scan
across the row to see if any other costs are close to £195. You will see that Utilities are.
Thus the correct answer is (E), Insurance and Utilities

9. Step 1 – total the servicing costs

1,050 + 1,100 + 950 + 1,025 + 875 = £5,000 per week
Step 2 – calculate the monthly cost
5,000 x 4 = £20,000 per month
Step 3 – calculate the average monthly cost
£20,000 / 5 = £4,000 per month
Step 4 – calculate the average annual cost
4,000 x 12 = £48,000
Thus the correct answer is (E), £48,000

10. Population = 500,000. Live births per 1000 population = 13.4, so 13.4 x 500 = 6,700.
Deaths per 1000 population = 12.4. So 12.4 x 500 = 6,200. Net effect
 QUANTITATIVE ANSWERS
1. D 2. B 3. B 4. C 5. C

6. A 7. D 8. C 9. C 10. D

EXPLANATION
1. Solution: D
This is a simple multiplication.
333 times 135 = 333 × 135 = 44955

2. Solution: B
Given, 986 × 207 – 986 × 107
Hence taking 986 common
We have 986 × (207 -107)
= 986 × 100
= 98600

3. Solution: B
Convert all fractions to their decimal values:
3/5 = 0.6
½ = 0.5
39/50 = 0.78
7/25 = 0.28
3/10 = 0.3
59/100 = 0.59
4. Solution: C
Total no. of boys and girls = x + y
No. of girls = x
∴ Part of class is composed of girls = x/(x + y)

5. Solution: C
Let A is the number.
Given that A2 – 113 = 6590
⇒ A2 = 6590 + 113
⇒ A2 = 6590 + 1331
⇒ A2 = 7921
⇒ A = √ (7921) = 89

6. Solution: A
This is a simple .
0.0729 = 8.1 × 0.009
0.625 = 0.025 × 25
28.9 = 0.0017 × 17000
∴ (0.625 × 0.0729 × 28.9)/(0.0017 × 0.025 × 8.1) = (0.009 × 25 × 17000)
= 3825

7. Solution: D
94.5% of 650 = (94.5/100) × 650
= 0.945 × 650
= 614.25

8. Solution: C
We have the decimal values of all fractions as
⇒ 5/8 = 0.625
⇒ 7/12 = 0.5833
⇒ 13/16 = 0.8125
⇒ 16/29 = 0.5517
⇒ ¾ = 0.75
Hence, we observe that 13/16 is the largest number among these.

9. Solution: C
Since we want to find out approximate value,
So we can write these values to their nearest integers.
Given expression is –
499.99 + 1999 ÷ 39.99 x 50.01 = ?
⇒ ? ≈ 500 + 2000 ÷ 40 × 50
⇒ ? ≈ 500 + 50 × 50
⇒ ? ≈ 3000
So the correct option is (C).

10. Solution: D
The pattern followed here is:
563 + 84 × 20 = 647
647 – 84 × 21 = 479
479 + 84 × 22 = 815
∴ next term will be: 815 – 84 × 23 = 143
Hence, the answer is 143.
 VERBAL ANSWERS
1. A 2. C 3. D 4. C 5. B

6. D 7. C 8. C 9. A 10. B

EXPLANATION

1. Solution: A
The first blank will have the present continuous tense as it is for an action that is
happening around now, and is not permanent or habitual. Present perfect continuous
tense would have been used if the action began in the past and is continuing now (eg. I
have been living with my sister since last week). The structure of forming present
continuous tense is am/are/is + verb + ing, so the correct option will be ‘am living’.
‘Until’ is to be used in the second blank and not ‘since’ as ‘since’ refers to something
that has happened in a time span measured from a certain point in time (eg. I have not
found an apartment since last year). So, all options with ‘since’ are incorrect. ‘Until’
should be used in the second blank as it means the action will happen in the future.

2. Solution: C
‘Writing’ signifies that he is still writing books and that shows that he is still making
fortune as both the tenses will be same so, the first part will also be in present
continuous tense. Hence, the correct answer will be ‘is making’ in the sentence.

3. Solution: D
Future perfect continuous is formed by ( will+ have + been + base verb + ing) which
here is ‘ will have been working’. It is used to talk about some long action before some
point in the future, which here is four hours from now.

4. Solution: C
(Had + been + root + ing) is used to make past perfect continuous tense and indicates
that an activity was being carried on in the past, continued for some time and is no
longer continued.
5. Solution: B

6. Solution: D

7. Solution: C
The tone of the teacher is not harsh, hence, ordered is a bit extreme. The teacher
‘recommended’ or ‘advised’ but she did not request as she did not need anything done
from me. ‘Said to me regular’ is incorrect. Told need not take that after it, thus C is
correct.

8. Solution: C
Adjective is something that describes a noun. Eg: Golden Sun

9. Solution: A
‘Never’ is an adverb and not a conjunction and thus can be eliminated. ‘Whatever’,
‘whichever’ and ‘whenever’ need to be followed by a noun and pronoun which is not the
case here. ‘However’ is a conjunctive adverb which joins two independent clauses
which is the case here. It is being used to contrast the situation.

10. Solution: B
‘Attempting to climb’ is incorrect as we do not know if the action of ‘attempting’ is going
on. ‘For’ cannot be used before the word attempt. ‘Of climbing’ is correct and we cannot
use ‘of climb’.
 BANKING ANSWERS
1. C 2. C 3. A 4. D 5. D
6. B 7. C 8. A 9. D 10. D
GENERAL KNOWLEGDE ANSWERS
1. A 2. A 3. D 4. A 5. B
6. B 7. A 8. B 9. C 10. A
 NUMERICAL SECTION

1. Which country experienced the largest percentage increase in public transport spending
between 2007 and 2008?
A. UK
B. US
C. Germany
D. Cannot tell

2. Which country had the highest public transport spend per capita in 2008?
A. UK
B. US
C. Germany
D. Cannot tell
3. Manufacturers B and D each aim to increase their annual sales from 2010 to 2011 by a
quarter. Manufacturers A, C and E each aim to grow their annual sales by a fifth.
Assuming all companies meet these targets, what will be 2011’s total furniture
manufacturer sales (to the nearest £million)?
A. £13 million
B. £14 million
C. £15 million
D. £16 million
E. £17 million
4. By how many does AD News print subscriptions outnumber AD News online subscriptions in
France?
A. 105,265
B. 153,165
C. 160,551
D. 227,730

5. What is the combined total of print subscriptions and online subscriptions for the UK, France
and Germany combined?
A. 623,160
B. 1,305,345
C. 521,810
D. 1,400

6. By what percentage do the online subscriptions need to increase in Sweden if they are to
match the online subscriptions of France?
A. 52.3%
B. 112.0%
C. 160.0%
D. 177.8

7. What was the percentage change in Revenue between 2001 and 2003?
A. 10.50% increase
B. 0.55% increase
C. 1.05% increase
D. 0.50% decrease

8. Which year saw the largest percentage change in Operating Cash Flow compared with the
previous year?
A. 2001
B. 2002
C. 2003
D. 2004
9. An individual converts 200 UK Pounds to Euros at Closing Point rate. If this quantity is used
to purchase a computer costing 260 Euros, how much, if any, is left over?
A. €14.5
B. €34.1
C. €38.5
D. €126.0

10. Which currency experienced the largest percentage difference between Today’s High and
Today’s Low?
A. Canadian
B. Dollar
C. GB Pounds
D. US Dollar Japanese Yen
 QUANTITATIVE SECTION

1. What will be the difference between the compound interest and simple interest at the rate of
5% p.a. on an amount of $4000 at the end of two years?
A. $10
B. $20
C. $30
D. Data inadequate
E. None of these

2. In what time will $15625 amount to 17576 at 4% compound interest per annum?
A. 3 yr
B. 2 yr
C. 1 yr
D. 12 yr
E. None of these

3. A and B invest in a business in the ratio 3: 2. If 5% of the total profit goes to charity and A's
share is $855, the total profit is:
A. $1425
B. $1500
C. $1537.50
D. $1576
E. $1640

4. A train crosses a platform 100 meters long in 60 seconds at a speed of 45 km per hour. The
time taken by the train to cross an electric pole is:
A. 18 seconds
B. 1 minute
C. 52 seconds
D. 30 seconds
E. Data inadequate

5. Capacity of a cylindrical vessel is 25.872 litres. If the height of the cylinder is 200% more than
the radius of its base, what is the area of the base in square cms?
A. 336.0
B. 1232.0
C. 616.0
D. Can't be determined
E. None of these

6. There are 150 weights. Some are 1 kg weights and some are 2 kg weights. The sum of the
weights is 260 kg.What is the number of 1kg weights?
A. 70
B. 55
C. 50
D. 40
E. 60

7. If selling price of 16 items is same as the cost price of 20 items, then there is a
A. loss of 20%
B. loss of 25%
C. gain of 20%
D. gain of 25%
E. None of these

8. It was calculated that 75 men could complete a piece of work in 20 days. When work was
scheduled to commence, it was found necessary to send 25 men to another project. How much
longer will it take to complete the work?
A. 35
B. 25
C. 30
D. 45
E. 50

9. A bus starts at 6:00 pm. from starting point at the speed of 18m/s, reached its destination and
waited for 40 minutes. And again returned back at the speed of 28m/s. If the time taken in
forward journey is same as time taken in reverse and waiting time.
What will be the time when it reaches again at its starting point?
A. 8:32 PM
B. 9:44 PM
C. 7:52 PM
D. 9:56 PM
E. Data Insufficient
10. A policeman starts chasing a thief 30 minutes after the thief had run from a spot. With an
average speed of 20km per hour, he takes 2 hours to catch the thief. What is the average speed
of the thief?
A. 16 kmph
B. 25 kmph
C. 24 kmph
D. 18 kmph
E. None of these
 VERBAL SECTION

1. Fill in the blank with the suitable gerund:

Bernard prefers ______ the toast with a knife.
A. to buttered
B. of butter
C. buttering
D. buttered
E. None of these

2. Fill in the blank with the suitable gerund:

My cousin’s most annoying habit is __________endlessly at food fests.
A. hogged
B. hogging
C. to hogged
D. hog
E. None of these

3. Pick out the most effective word from the given words to fill in the blank to make the sentence
meaningfully complete
At one point, it looked as if an area of agreement would...... specially over the issue of
productivity linked wages.
A. Develop
B. Come out
C. Emerge
D. Grow
E. Overlap

In each of the following problems, there are same sentences. Read them carefully and decide
which one should come first, which second and which third, etc.
4.
1. The lion goes in search of food for his family.
2. The lioness has just had three cubs.
3. She guards them day and night.
A. 3, 2, 1
B. 2, 1, 3
C. 2, 3, 1
D. 1, 3, 2
E. 1, 2, 3

5.
1. Prices of foodstuff shot up.
2. Farmers complained bitterly of poor harvest.
3. The rains started late this year.
A. 1, 2, 3
B. 1, 3, 2
C. 2, 1, 3
D. 2, 3, 1
E. 3, 2, 1

6.
1. Mrs. Adebayo had a stomach ulcer.
2. She bought some drugs to cure it.
3. She went to see the specialist.
A. 3, 1, 2
B. 1, 2, 3
C. 2, 3, 1
D. 1, 3, 2
E. 3, 2, 1

7.
1. He went to the bookshop.
2. Tunde lost his mathematical set.
3. He collected money from his father.
A. 2, 3, 1
B. 2, 1, 3
C. 3, 1, 2
D. 1, 3, 2
E. 1, 2, 3

8. If sun is to candle :: then sea is to:

A. Lagoon
B. Boat
C. Pond
D. Puddle
E. None of the above.

9. Fill in the blanks with appropriate words from the four options:
Essence is to Flowers as …… is to Oven.
A. Vapour
B. Steam
C. Fire
D. Heat

10. A watch gains 12 seconds every 3 hours, what time will it show at 10 A.M. on Tuesday if the
watch is set right at 3 A.M. on Sunday?
A. 09 hrs 58 minutes
B. 09 hrs 57 minutes 8 seconds
C. 10 hrs 2 minutes
D. 10 hrs 3 minutes 40 seconds
E. None of these
 BANKING AWARENESS

1. Which of the following is NOT banking related terms?

A. SME finance
B. Overdrafts
C. Drawing power
D. Equinox

2. Bad loans in banking terminology are generally known as:

A. Prime loans
B. Prime asset
C. BPOs
D. NPAs

3. Which of the following terms is not used in the field of banking and finance?
A. Overdraft
B. Base line
C. RTGS
D. GBC

4. When more than one bank is allowing credit facilities to one party in coordination with
each other under a formal arrangement the arrangement is generally known as:
A. Participation
B. Consortium
C. Syndication
D. Multiple Banking
5. When more than one bank is allowing credit facilities to one party in coordination with
each other under a formal arrangement the arrangement is generally known as:
A. Participation
B. Consortium
C. Syndication
D. Multiple Banking

6. Reverse Repo Rate means:

A. Injecting liquidity by the central bank of a country through purchase of government
securities
B. Absorption of liquidity from the market by sale of government securities
C. Balancing liquidity with a view to enhance economic growth rate
D. Any of above

7. Which of the following terms is not used in the field of banking and finance?
A. Overdraft
B. Base line
C. RTGS
D. GBC

8. The bank rate means:

A. Rate of interest charged by commercial banks from borrowers
B. Rate of interest which commercial banks discounted bills of their borrowers
C. Rate of interest allowed by commercial banks on their deposits
 D. Rate at which CBN purchases or rediscounts bill of exchange of commercial
banks

9. Open market operations one of the measures taken by CBN in order to control
credit expansion in the economy means:
A. Sale or purchase of government securities
B. Issuance of different types of bonds
C. Auction of gold
D. All of these

10. Which of the following products of a bank is specifically designed to provide

financial help to children in their higher studies in Nigeria or in a foreign nation?
A. Personal loan
B. Corporate loan
C. Educational loan
D. Mortgage loan
 GENERAL KNOWLEDGE

1. The first people to visit the moon are___________.

A. Americans
B. Russians
C. French
D. Indians
E. None of the above

2. Which of the following is NOT an example of an intergovernmental organization (IGO)?

A. The World Trade Organization.
B. Amnesty International.
C. The United Nations.
D. NATO.

3. Petroleum is the most widely used source of power because it___________.

A. is relatively cheap to mine
B. is easily transported
C. yields many types of fuel
D. burns easily
E. All of the above

4.. General Sani Abacha, a past military ruler of Nigeria died on________.
A. May 2, 1996
B. August 15, 1997
C. Februaury 30, 2000
D. June 8, 1998
5. The Presidential system of government ceased to exist on the 31st of November 1983.
A. True
B. False

6. In___________, Major Chuwkuemeka Nzeogu led a military coup against the Nigerian
First Republic.
A. January 15, 1966
B. March 7, 1965
C. August 23, 1964
D. November 9, 1967

7. Nigeria experienced military rule for __________years.

A. 27
B. 14
C. 15
D. 28
E. 29

8. Sullivan Chime, in September 2012, was the Governor Of____________.

A. Ebonyi State
B. Enugu State
C. Imo State
D. Anambra State

9. The purpoted winner of the 1993 Presidential elections, M.K.O. Abiola was arrested
and detained on______________.
A. June 23, 1993
B. June 12, 1994
C. June 23, 1994
D. June 12, 1993

10.. The first female political activist in Nigeria is________________.

A. Mrs Margraet Ekpo
B. Dr. Doyin Abiola
C. Mrs Bisi Ugowe
D. Mrs Stella Obasanjo.
 ANSWERS/EXPLANATION

NUMERICAL ANSWERS
1.A 2.A 3.A 4.B 5.A
6.D 7.B 8.A 9.C 10.C

EXPLANATIONS

1. Consider the percentage increases for each country in turn. UK: 38/35 = 1.0857
(increase of 8.57%). US: 136/128 =1.0625. Germany: 46/44 = 1.0455. Italy: 28/26 =
1.0769. UK was the largest.

2. Thousands per capita: UK: 38/60.1 = 0.632. US: 136/302.5 = 0.450. Germany:
46/84.3
= 0.546.

3. The information that you need is shown in the pie-chart.

Step 1 - Calculate the 2011 targets for each garden furniture manufacturer
Manufacturer A: 1.2 x 1.2 = 1.44
Manufacturer B: 3.3 x 1.25 = 4.125
Manufacturer C: 2.4 x 1.2 = 2.88
Manufacturer D: 2.7 x 1.25 = 3.375
Manufacturer E: 2.4 x 1.2 = 2.88
Step 2 – Calculate the total 2011 target for all garden furniture manufacturers
1.44 + 4.125 + 2.88 + 3.375 + 2.88 = 14.7
Step 3 – to the nearest £million = £15 million
Note: in this question we were lucky that £14.7 million was not an available answer.
Sometimes questions deliberately include the answer not rounded as required, to catch
you out.
Thus the correct answer is (C), £15 million

4. Be careful; the percentages are cumulative! So print subscriptions in France = (41-

15) % of
879,000 which is 228,540. And repeat for online subscriptions: 75,375. So difference is
153,165.

5. Note the percentages are cumulative. So for print subscriptions it is 51% of 879,000 =
448,290. Online subscriptions it is 58% of 301,500 = 174,870. And therefore total is
623,160
6. Note the cumulative percentages. Online subscriptions in Sweden: (67-58) % of
301,500 =
27,135. Online subscriptions in France: 75,375. So difference would need to be 75,375
÷
27,135 = 277.77% (an increase of 177.8%).
7. 18.1 divided by 18.0 gives 1.0055 which is 0.55% more than 100%.

8. For every year you have to divide the Operating Cash Flow by that of the previous
year. So
you should get 128.7%; 92.86%; 85.58%; 106.7%. The largest deviation from 100% is
28.7%
for 2001-2000.
9. £200 divided by 0.67 is 298.5 Euros. Take away the 260 and you’re left with 38.5.

10. For each country, divide the Today’s High by the Today’s Low to find the percentage
variation.
This should give 17.24% for GB Pounds.
 QUANTITATIVE ANSWERS
1. A 2. A 3. B 4. C 5. C
6. D 7. D 8. C 9. B 10. A

EXPLANATION

1. Solution: A
Compound interest is obtained by adding the simple interest on the simple interest for
first year.
So, the difference is simply the simple interest on the simple interest obtained on the
sum during the first year.
Formula for simple interest, SI = P × R × T / 100
Where,
SI = simple interest
P = Principal Amount
R = Rate of interest
T = time duration in years
Simple interest for first year = 4000 × 5 × 1 / 100 = 200
∴ Simple interest on the interest = 200 × 5 × 1 / 100 = 10

2. Solution: A
Formula for calculating the compound interest = A = P (1 + r/100)t
Where, A = Amount after ‘t’ time
P = principal amount
r = rate of compound interest
t = time
Now, according to the question,
17576 = 15625 (1 + 4/100)t
⇒ 17576/15625 = (26/25)t
⇒ (26/25)t = (26/25)3
⇒ t = 3 years

3. Solution: B
Say P is the total profit and 5% of P goes to charity.
⇒ 95% of P is to be shared between A and B in the ratio 3 : 2
⇒ A’s share of profit is 3/5 of 95% of P
⇒ 855 = (3/5) × 0.95 × P
⇒ P = (855 × 5) ÷ (3 × 0.95) = $1500

4. Solution: C
Say L is the length of the train.
Speed of the train = 45 km/hr = 45 × (5/18) m/s = 12.5 m/s
Time taken by the train to cross the platform i.e. travel the distance (L + 100) m is 60
seconds.
⇒ (L + 100)/12.5 = 60 [Distance/speed = Time]
⇒ (L + 100) = 60 × 12.5 = 750
⇒ L = 650 m
∴ Time taken to cross an electric pole = (650/12.5) seconds = 52 seconds

5. Solution: C
∵ 1 Litre = 1000 Cubic Cms
⇒ 25.872 litres = 25872 Cubic Cms
The Volume of a Cylinder = π × (Radius of Base)2 × Height of the Cylinder
Let the Radius of the Base = r
6. Solution: D
Say there are A 1kg weights and B two kg weights.
Given, sum of weights = 260 kg
⇒ A + 2 × B = 260 …….. (Eq.1)
Given, there are 150 weights
⇒ A + B = 150 ……. (Eq.2)
∴ Eq.1 – Eq.2
⇒ B = 110
Eq.2 ⇒ A = 150 – B = 150 – 110 = 40
∴ Number of 1 kg weights = 40

7. Solution: D
Let SP of 1 item = $ 1.
Then SP of 16 items = $ 16
We are given that CP of 20 items = $ 16
CP of 1 item = $ 16/20
= $ 0.8
Profit on every item = SP – CP
= 1 – 0.8
= 0.2
Gain Percentage = Gain/CP × 100
= 0.2/0.8 × 100
= 25%

8. Solution: C
Amount of work = 75 × 20 = 1500 man-days
25 men are sent away, so men left = 75 – 25 = 50
Hence, days taken to finish work = 1500 ÷ 50 = 30 days

9. Solution: B
Say distance is d m.
Time taken = Distance/Speed
Time taken in forward journey = d/18 seconds.
Time taken in reverse journey = d/28 seconds.
Given that, d/18 = d/28 + (40 × 60) [40 minutes = 40 × 60 seconds]
⇒ d × (5/252) = 2400
⇒ d = 2400 × 252/5 = 120960 m
∴ Total time taken = (d/18) + (d/28) + 2400 = 13440 seconds
⇒ Time taken = 13440/60 minutes = 224 minutes = 3 hours and 44 minutes
∴ The bus reaches back at 9:44 PM

10. Solution: A
As we know that
Average Speed × Total Time taken = Total Distance Travelled
Hence the Distance Travelled by Policeman running with average speed of 20km/hr,
and time =2 hrs
⇒ 20 × 2 = Total Distance Travelled
⇒ Total Distance Travelled = 40 km
∵ The distance travelled by the thief = Distance Travelled by the policeman = 40 km
Time Taken by the thief = 2 + 0.5 = 2.5 hrs
⇒ Average Speed of thief = 40/2.5
= 16 km /hr
 VERBAL ANSWERS
1. C 2. B 3. C 4. E 5. E

6. D 7. A 8. A 9. D 10. D

EXPLANATION

1. Solution: C
Gerunds always function as nouns. In this example the noun ‘butter’ is modified to
‘buttering’ indicating the action of applying butter.

2. Solution: B
Gerunds always perform the function of noun. In this example, the noun ‘hog’ (occupy)
is modified to a gerund ‘hogging’ to make the sentence grammatically correct.

3. Solution: C
An area of agreement does not grow or develop over an issue. This is because you give
and take a little when you are in the middle of negotiations. The compromise comes out
of this. So we can say that the most suitable word is ‘emerge’. Also it cannot overlap as
there would be people disagreeing over the issue also.

4. Solution: E

5. Solution: E

6. Solution: D
7. Solution: A

8. Solution: A
As Candle is the smallest source of light compared to Sun. Similarly, Lagoon is the
smallest source of salt water compared to Sea.

9. Solution: D
Essence is intrinsic to flower. Similarly Heat is intrinsic to oven.

10. Solution: D
Time difference between 3 am on Sunday and 10 am on Tuesday = 2 days and 7 hours
 BANKING ANSWERS
1. D 2. D 3. D 4. B 5. B

6. B 7. D 8. D 9. A 10. C
 GENERAL KNOWLEDGE ANSWERS
1.A 2.A 3.C 4.D 5.B

6.A 7.E 8.A 9.B 10.A

 NUMERICAL SECTION

1. If in 2007, Italy aimed to spend 8% more on public transport than they did in 2006, by
how much were they short of the target?
A. £1 million
B. £1 billion
C. £0.1 billion
D. Cannot tell

2. In which industry, in any year, was the highest turnover per company generated?
A. Nuclear in 2002
B. Oil Gas in 2002
C. Nuclear in 2001
D. Oil Gas in 2001

3. What was the average Operating Profit per energy company in 2001?
A. £578,000,000
B. £57,800,000
C. £4,904,000,000
D. £65,200,000
4. What was the highest turnover made by an Oil Gas company in 2002?
A. £450,000,000
B. £45,500,000
C. £387,500,000
D. Cannot say

5. How much is 5,000 South African Rand worth in Week 4 in US $?

A. $199.81
B. $367.65
C. $476.65
D. $599.18
E. $676.48

6. What employee generates the least amount of profit for EngWorks per hour?
A. Marketing Advisor
B. Design Engineer
C. HR
D. Labourer
7. If on a particular project, the client is charged £1,625 for the Accountant’s time, how
much will
the Accountant receive for his time on the project?
A. £226.25
B. £108.60
C. £1,399
D. £289.00

8. On Project DD34, how much more is the client charged for Labour than for Design
Engineer
services?
A. £533
B. £1,233
C. £2,984
D. £4,495

9. Into which area do 34% of male graduates go?

A. Finance, Advertising & Health
B. Teaching, Finance & Advertising
C. IT, Administration & Research
D. None of these

10. How many more males went into Science than into Teaching?
A. 3
B. 12
C. 36
D. 61
 QUANTITATIVE SECTION

1. What is the probability of getting 3 or 4 in 3 consecutive rolls of a dice?

A. 1/6
B. 1/27
C. 1/16
D. ¼
E. None of these

2. The volume of a wall, 5 times as high as it is broad and 8 times as long as it is high,
is 12.8 metre3. Find the breadth of the wall.
A. 120 cm
B. 160 cm
C. 38 cm
D. 40 cm
E. None of these

3. Samuel is younger than Rick by 7 years If the ratio of their ages is 7: 9, find the age
of Samuel.
A. 12.5 years
B. 24.5 years
C. 23.5 years
D. 14.5 years
E. None of these

4. What is the least number to be added to 4321 to make it a perfect square?

A. 32
B. 34
C. 36
D. 38
E. None of these
5. At a car park there are 100 vehicles, 60 of which are cars, 30 are vans and the
remaining are Lorries. If every vehicle is equally likely to leave, find the probability of car
leaving second if either a lorry or van had left first:
A. 20/33
B. 19/33
C. 3/5
D. 2/5
E. None of the above

6. If 9 men working 7.5 hours a day can finish a piece of work in 20 days, then how
many days will be taken by 12 men, working 6 hours a day to finish the work? It is being
given that 2 men of latter type work as much as 3 men of the former type?
A. 10.5
B. 11
C. 6
D. 13
E. 12.5

7. A shopkeeper bought a watch for $400 and sold it for $ 500.What is his profit
percentage?
A. 50%
B. 15%
C. 20%
D. 30%
E. 25%

8. What percent of 60 is 12?

A. 25
B. 20
C. 30
D. 12.5
E. None of these
9. An employee may claim $ 7.00 for each km when he travels by taxi and $ 6.00 for
each km if he drives his own car. If in one week, he claimed $ 595 for traveling 90 km.
How many km/s did he travel by taxi?
A. 55
B. 65
C. 62
D. 70
E. 35

10. A sum was put at simple interest at a certain rate for 2 years Had it been put at 1%
higher rate, it would have fetched $24 more. The sum is:
A. $600
B. $1200
C. $800
D. $480
E. $960
 VERBAL SECTION

1. Give the synonym for the word ‘infallible’

A. Irritable
B. Fashionable
C. Successful
D. Clumsy
E. Reliable

2. Fill in the blank with a suitable homophone:

It’s hard to believe what Anushka did, she always ………… so nice.
A. Seemed
B. Seamed
C. Shamed
D. Schemed
E. None of the above.

3.Select the correct plural form for the given word:

Match
A. Match
B. Matchies
C. Matches
D. Matchs
E. None of the above

4. What is the opposite of the word CRUDE?

A. Sophisticated
B. Antagonized
C. Asymmetric
D. Boorish
E. None of the above

5. What is the opposite of MELLIFLUOUS?

A. Tribunal
 B. Superficial
C. Cacophony
D. Truncated
E. None of the above

6. Choose the word which is the exact OPPOSITE of the given words.
EXODUS
A. Influx
B. Home-coming
C. Return
D. Restoration
E. Revival

7. Fill in the blank with the most suitable word from the given options
Man who has committed such an _______ crime must get the most severe punishment.
A. injurious
B. uncharitable
C. unworthy
D. abominable
E. None of the above

8. Identify the antonym of the given word.

Embellish
A. Sacrifice
B. Disfigure
C. Forfeit
D. Indict
E. Decorate

9. Identify the synonym of the given word

Zest
A. pleasure
B. distaste
C. flop
D. encircles
E. enthusiasm
10. For each hour a watch is going slow by 30 seconds. Now the time is 8 a.m., when
the clock is set right. What will be the time in watch when the actual time is 8 p.m.?
A. 7:48 PM
B. 7:54 PM
C. 7:52 PM
D. None of the above
E. Data inadequate
 BANKING AWARENESS

1. Which of the following is an international forum to discuss and implement

supervisory norms in all the banks of the world?
A. Basel Committee
B. UN charter on commercial laws.
C. World trade organization
D. International Board of banks and finance

2. What is the full meaning of GNP as used in the financial sector?

A. Gross Net Product
B. National Gross Product
C. Gross New Product
D. None of these

3. Which of the following is not a banking related term?

A. Outstanding amount
B. Explicit guarantee
C. Creditor
D. Radiation

4. Insurances service provided by various bank is commonly known as:

A. Investment banking
B. Portfolio management
C. Merchant banking
D. Banc assurance
5. Which of the following payment instrument introduced by the banks is known as
plastic money?
A. Bearer Cheques
B. Credit Cards
C. Demand Drafts
D. Gift cheques

6. Central Co-operative banks work at:

A. District level
B. State level
C. National level
D. Block level

7. The term plastic money applies to

A. Bank draft made of plastic coated paper
B. Currency notes impregnated with plastic thread
C. Currency notes printed on plastic coated paper
D. Credit cards mainly issued by the banks

8. PAN card issued by the income tax department cannot be used for which of
the following purpose?
A. Proof of identity
B. Proof of a registered tax payer
C. Proof of address
D. Proof of date of birth

9. Which one of the following banks gives long term loans to agriculture?
A. State co-operative bank
B. Commercial bank
C. Primary credit society
D. Land development bank
10. Non- performing asset (NPA) in commercial banks mean
A. Bank deposits which are not invested
B. Capital asset not in use
C. Loans in which interest or principal amount is not recovered
D. Loan interest rate loan
 GENERAL KNOWLEDGE

1. The first election in Nigeria was in the year__________.

A. 1912
B. 1914
C. 1923
D. 1920
E. None of the above

2. in 2005, the Nigerian Minister for Education was_____________.

A. Prof. Fabian Osuji
B. Dr Iyorcha Ayu
C. Mrs Rita Akpan
D. Mallam Adamu Bello
E. None of the above

3. In March 2013, the National Chairman of Peoples Democratic Party (PDP)

was__________.
A. Alhaji Bamanga Tukur
B. Babangida Aliyu
C. Chief Maxi Okwu
D. Dr. Hakeem Ahmed
4. A form of governance in which all citizens have fundamental equal rights, enjoy
liberty and freedom; where the ultimate legitimacy of actions, choices rests with citizens’
legitimate representatives elected by fair ballot is called.
A. Rightocracy
B. Aristocracy
C. Democracy
D. Democrats
E. Democratization

5. A state of emergency may be declared under the following circumstances,

except_________.
A. a holy war
B. a period of civil unrest
C. a military regime
D. a man-made disaster
E. natural disaster

6. In March 2013, which of the following parties was not a part of the four political
parties seeking a merger under the name APC?
A. All People's Party (APP)
B. All Nigeria Peoples Party (ANPP)
C. Action Congress of Nigeria (ACN)

7. In February 2013, ___________ was the Minister for sports.

A. Comrade Abba Moro
B. Mrs Stella Oduah Ogeimwonyi
C. Alh. Yusuf Suleiman
D. Dr Akinwunmi Ayo Adesina

8. In March 2013, the Chairman of the Peoples Democratic Party, PDP in Edo State
was_______.
A. Adams Oshiomhole
B. Chief Dan Osi Orbih
C. Chief Tony Anenih
D. Ikedi Ohakim
9. __________is the 4th Executive President of Nigeria.
A. Olusegun Obasanjo
B. Shenu Shagari
C. Goodluck Jonathan
D. Ernest Shonekan

10. Arabic schools were first established in Sokoto, Kano and Kaduna in the
year___________.
A. 1450
B. 1545
C. 1689
D. 1721
 ANSWERS/EXPLANATION

NUMERICAL ANSWERS
1.B 2.A 3.B 4.D 5.E

6.D 7.A 8.D 9.A 10.C

EXPLANATIONS

1.8% of £25 billion is £2 billion. They needed to spend 27, but spent only 26 billion.
2. Note the number of companies is given in brackets. Work out the turnover per
company and
you will find nuclear was the highest in 2002 with 2.1 billion for 3 companies (0.7 billion
per
company).

3. Total Operating Profit for all the energy companies in 2001 was (0.03 + 1.0 + 0.3)
billion.
Divide this by the number of companies (23) and you get 1.33 / 23 = 0.0578 billion.

4.Only the sum totals for all Oil Gas companies is given, not for individual companies,
so it is
impossible to say from the given data.
5. Step 1 – Convert from Rand in to £
5,000 / 13.6 = 367.65
Step 2 – Convert from £ in to US $
367.65 x 1.84 = $676.48
Thus the correct answer is (E), $676.48

6. Profit is defined as (Cost Charged to Client) - (Salary Paid to Employee). Work this
out for
every employee and you should find for a labourer it is (86.5 – 7.3) = £79.2/hour.
7.The accountant is charged out at £130/hour. So £1,625 divided by £130 p/h works out
at 12.5
hours. And 12.5 hours x £18.1/hour is £226.25.

8. The client is charged for labour: 230hrs x 86.5£/hr = £19,895. And for Design
Services:
140hrs x 110£/hr = £15,400.

9. For these type of questions, take each multiple choice answer in turn and consider.
By
adding up the percentages given on the chart, we can see a total of 34% is from
Finance,
Advertising & Health.

10. 11% of 1,200 went into Science and 8% of 1,200 went into Teaching.
 QUANTITATIVE ANSWERS
1. B 2. D 3. B 4. E 5. A
6. E 7. E 8. B 9. A 10. B

EXPLANATION

1. Solution: B
We have total possible outcomes on rolling a dice = 6
Total favourable outcomes = 2
Probability of getting 3 or 4 in first throw of dice = 2/6 = 1/3
Probability of getting 3 or 4 in first throw of dice = 2/6 = 1/3
Probability of getting 3 or 4 in first throw of dice = 2/6 = 1/3
Hence P(getting 3 or 4 in 3 consecutive rolls of a dice) = 1/3 × 1/3 × 1/3 = 1/27

2. Solution: D
We know that, formula:
Volume of any Cuboid = Length × Breadth × Height
Now, according to the given question:
Let the breadth of the wall be x metres. Then,
Height = 5x metres, and
Length = 40x metres.
According to the formula:
Volume of the cuboid = x × 5x × 40x = 12.8
∴ x3 =12.8/200 m3
= 128/2000 m3
= 64/1000 m3
So, x = (4/10) m
={(4/10) × 100}cm = 40 cm.
Hencce the required answer is 40 cm.

3. Solution: B
Let’s say Rick is x years’ old
So Samuel is x - 7 years’ old
So, as per the question,
x−7x=79
⇒ 9x – 63 = 7x
⇒ 2x = 63
⇒ x = 31.5
So, Samuel's age is 31.5 – 7 = 24.5 years

4. Solution: E
We need to find the approximate value of square root of 4321 using long division
method or trial and error.
We find that 652 = 4225 < 4321 and 662 = 4356 > 4321
So the least number to be added = 4356 – 4321 = 35.
∴ 35 can be added to 4321 to make it a perfect square.

5. Solution: A
If either a lorry or a van had left first, there would be 99 vehicles remaining. So the
sample space would be 99.
n(S) = 99
There are 60 number of cars after a lorry or van had left.
n(C) = 60.
∴ Probability of car leaving second = n(C)/n(S) = 60/99 = 20/33
6. Solution: E
Work done by 9 men in a day = 1/20
∴Work done by 1 man in a day for 7.5 hours = (1/20) ÷ 9 = 1/180
∴ Work done by 1 man in an hour = (1/180) ÷ (7.5) = 1/1350
Given that 2 men of latter type are equal to 3 men of former type ⇒ 1 man of latter type
= 1.5 men of former type.
∴ Work done by 1 man of latter type in an hour = 1.5 × (1/1350) = 1/900
∴ Work done by 1 man in 6 hours = 6 × (1/900) = 1/150
∴ Work done by 12 men in a day working 6 hours/day = 12 × (1/150) = 2/25
Days required to finish the work = 25/2 = 12.5 days.

7. Solution: E
Profit made by the shopkeeper = Selling price – Cost price
⇒ Profit = $500 – $400 = $100
We know that profit percentage = (Profit/Cost) × 100
∴ Profit percentage of shopkeeper = (100/400) × 100 = 25%

8. Solution: B
To find what percentage of 60, 12 is
We need to find
⇒ (12/60) × 100 %
= 20%

9. Solution: A
Say the employee travelled x km by Taxi and y km by his own car.
Total amount claimed by the employee = 7x + 6y = 595 ……………………. (i)
Total distance = x + y = 90 …………………………………. (ii)
Multiply equation (ii) by 6 and subtract it form (i)
x = 55
10. Solution: B
Say P is the sum put at simple interest and R is the initial rate of interest.
Formula for Simple interest is, I=P×T×R100 , where T is the time period.
∴ Initial interest I=P×2×R100
When rate of interest is (R+1), interest is (I+24)
⇒I+24=P×2×(R+1)100=P×2×R100+P×2100
⇒ I + 24 = I + [(P × 2)/100]
⇒ (P× 2) = 24 × 100
⇒ P = $1200
 VERBAL ANSWERS
1. E 2. A 3. C 4. A 5. C
6. A 7. D 8. B 9. E 10. B

EXPLANATION

1. Solution: E
‘Infallible’ means incapable of making mistakes or being wrong. ‘Irritable’ means having
the tendency to be easily annoyed. ‘Fashionable’ means representing popular style.
‘Successful’ means accomplishing a desired aim or result. ‘Clumsy’ means awkward in
movement or handling things. ‘Reliable’ means consistently good in quality or
performance. From this, we can see that ‘reliable’ is the only word which has the same
meaning as the given word.

2. Solution: A
1. ‘Seem’ (verb) means to look or appear.
2. ‘Seam’ (verb) means to join with a seam.
3. ‘Shame’ (verb) means to make (someone) feel ashamed.
4. ‘Scheme’ (verb) means to conspire or plot something.
After considering the above mentioned meanings ‘seemed’ is the most appropriate
option.

3. Solution: C
Whenever the noun ends in –ch, we always add –es to the plural form of the noun. So,
the plural of the word ‘match’ will be ‘matches’. Hence, option 3 is correct.

4. Solution: A
‘Crude’ means something that is present in it raw natural state. ‘Sophisticated’ means
refined or having been developed with a lot of complexity. ‘Asymmetric’ means lack of
balance in arrangement of parts. ‘Boorish’ means rough and bad mannered. Clearly,
‘sophisticated’ is the opposite of ‘crude’.
5. Solution: C
‘Mellifluous’ means smooth and musical to hear. ‘Tribunal’ means a court of justice.
‘Superficial’ means existing only at the surface. ‘Cacophony’ means a harsh discordant
mixture of sounds. ‘Truncated’ means shortened. Clearly, ‘cacophony’ is the opposite of
‘mellifluous’.

6. Solution: A
‘Exodus’ is a mass departure of people. ‘influx’ is arrival or entry of a large number of
people. These are exact opposites. ‘Homecoming’ is ‘to return home’. This means that
the person has departed earlier. ‘Revival’ and ‘restoration’ are used for ‘improvement in
condition’ or ‘return to a former place’.

7. Solution: D
‘Abominable’ is something that is very bad/terrible. It is also something that can cause
moral disgust. ‘Unworthy’ does not deserve respect. A crime is ‘disrespectful’ so this
word need not be specified. ‘Uncharitable’ is irrelevant as a crime cannot be charitable
anyway. Hence, 4 is the correct option.

8. Solution: B
‘Embellish’ is to make something more attractive. ‘Decorate’ means the same. ‘Indict’ is
to accuse and ‘forfeit’ is to be deprived of. ‘Disfigure’ is to make unattractive. Hence, it is
an antonym.

9. Solution: E
Zest means great energy and enthusiasm. ‘Pleasure’ is ‘feeling of happiness or
satisfaction’. ‘Distaste’ is aversion or dislike. ‘Flop’ is to fail. ‘Encircle’ is to surround.
Thus, ‘enthusiasm’ is the correct synonym. Let us explore its use in a sentence:
The zest the old man portrayed towards life was admirable.

10. Solution: B
30 seconds lost in 1 hr.
So, in 12 hours, time lost = 30 × 12 = 360 seconds = 6 minutes
So, when actual time at 8:00 PM watch will show 7:54 PM
 BANKING ANSWERS
1. A 2. D 3. D 4. D 5. A

6. A 7. D 8. B 9. A 10. C
 GENERAL KNOWLEDGE ANSWERS
1.C 2.A 3.A 4.C 5.C

6.A 7.C 8.B 9.C 10.A

 NUMERICAL SECTION

1. What was the difference between total travel expenditure in the UK and total travel
expenditure in France for 2004?
A. £243
B. £218
C. £628
D. Cannot Say

2.If in 2003, there were 64 Partners in the UK and 264 Partners in France, how much
more was
spent on Partner travel in France?
A. £35,188
B. £135,192
C. £614,671
D. £148,341
3. In which year were there an equal number of journeys made for both Tourism and
Business?
A. 1993
B. 1994
C. 1995
D. None of these

4.How many more Business journeys were made in 1992 than there were Education
journeys
made in 1994?
A. 15 million
B. 20 million
C. 40 million
D. 65 million

5.If the total number of all motor vehicle journeys in 1996 was 520 million, what
percentage
were for Tourism purposes?
A. 3%
B. 25%
C. 53%
D. 74%
6. Which currency has shown the greatest proportionate change in value
between Weeks 1 and 4?
A. Euro
B. US $
C. Japanese Yen
D. South African Rand
E. Can’t tell from data
7. The profit made from selling cameras online compared to the High Street is in
the ratio 9:7, and 15% of online camera sales is profit. What is the 2011 profit
for High Street camera sales?
A. £36,291
B. £64,517
C. £66,980
D. £72,428
E. £82,950
8. If the annual expense budget was evenly allocated for each Quarter, which
Department is under budget by the highest amount in Quarter 4?
A. HR
B. Marketing
C. Sales
D. Finance
E. R&D
9. What was Year 2’s decrease in the amount invested in North American and
European Equities compared to Year 1?
A. $10,000
B. $100,000
C. $110,000
D. $111,000
E. $111,100

10. If the proportional change in the Growth Fund between Year 1 and Year 2
continued over subsequent years, what would be the projected Growth Fund
value in Year 6?
A. $3.48 million
B. $3.51 million
C. $3.71 million
D. $5.73 million
E. $5.95 million
 QUANTITATIVE SECTION

1. In a flight of 600 km, an aircraft was slowed down due to bad weather. Its average
speed for the trip was reduced by 200 km/hr and the time of flight increased by 30
minutes. The duration of the flight is:
A. 1 hour
B. 2 hours
C. 3 hours
D. 4 hours
E. 5 hours

2. If 9x - 3y = 12 and 3x - 5y = 7 then 6x - 2y = ?
A. -5
B. 4
C. 2
D. 8
E. 5

3. Evaluate:
986 × 237 + 986 × 863
A. 1084600
B. 1084800
C. 986000
D. 986860
E. None of these

4. A Pipe can fill in 20 minutes and Pipe B in 30 mins and Pipe C can empty the same in
40 mins. If all of them work together, find the time taken to fill the tank?
A. 140/7 mins
B. 120/6 mins
C. 80/6 mins
D. 120/7 min
E. 140/8 min
5. The price of a product is reduced by 30%. By what percentage should it be increased
to make it 100%?
1. 50 %
2. 42.85 %
3. 30 %
4. 46.87 %
5. 45.83%

6. What is the selling price of a car if the cost of the car is $60 and a profit of 10% over
cost price is earned?
A. $ 66
B. $ 54
C. $ 72
D. $ 64
E. None of these

7. If on an item a company gives 25% discount, they earn 25% profit. If they now give
10% discount, then what is the profit percentage?
A. 40%
B. 55%
C. 35%
D. 30%
E. 50%

8. Three partners started a business with $ 80000. At the end of the year they receive $
1800, $ 3000 and $ 4800 as profit. Find the investment of the second person.
A. $ 27000
B. $ 7030
C. $ 8510
D. $ 32000
E. None of these

9.Time and Work

George can do a piece of work in 8 hours Paul can do the same work in 10 hours, Hari
can do the same work in 12 hours George, Paul and Hari start the same work at 9 am,
while George stops at 11 am, the remaining two complete the work. Approximately at
what time will the work complete?
A. 11.30 am
B. 12 noon
C. 12.30 pm
D. 1 pm
E. 2 pm

10. A cylinder of diameter 14 cm and height 7 cm is converted into a cone of radius 6

cm. Now, what could be the height of the new shape?
A. 28.58 cm
B. 26.58 cm
C. 27.48 cm
D. 27.74 cm
E. None of these
 VERBAL SECTION

1. Select the correct tense:

She had played carom.
A. Future perfect
B. Past perfect
C. Present perfect
D. Simple present
E. None of the above

2. Fill in the blank with the suitable article:

I met ___ old man in the train.
A. some
B. a
C. an
D. the
E. No article

3.What is the opposite word of Restive?

A. Patient
B. Rigorous
C. Deceptive
D. Active
E. None of the above

4. Choose an appropriate word from the options to suitably fill the blank in the sentence
below so that the sentence makes sense, both grammatically and contextually.
Blessed are those who get paid to work in the field they __________.
A. avoid
B. like
C. dread
D. hate
E. dislike
5.
Fill in the blank with a suitable homophone:
This is my favourite ______ of jeans.
A. Pear
B. Pair
C. Pare
D. Purse
E. None of the above

6. Fill in the blank with a suitable homophone:

__________ be here in a few minutes.
A. He’ll
B. Heal
C. Heel
D. Hell
E. None of the above.

7. Choose the correct antonym from the given four alternatives.

AUDACITY
A. Quivering
B. Patricide
C. Bravado
D. Cowardice
E. Courage

8. Some proverbs/idioms are given below together with their meanings. Choose the
correct meaning of proverb/idiom.
Speaking a lot, with confidence and enthusiasm.
A. Talkative
B. Chatty
C. Voluble
D. Loquacious
E. None of these

9. Fill in the blank with the suitable gerund:

Stop ________ nonsense.
 A. Making
B. Talking
C. In talking
D. In making
E. On talking

10. Fill in the blanks:

Legends say that he _________ from the ashes.
A. Rised
B. Risen
C. Rose
D. Was rose
E. Will rose
 BANKING AWARENESS
1. The controlling authority of government expenditure is –
A. The Budget Office
B. Ans. The Finance Ministry
C. The Central Bank of Nigeria
D. The Bank of Industry

2. Foreign currency which has a tendency of quick migration is called –

A. Crypto Currency
B. Hot currency
C. Currency money
D. Mobile Money

3. Banks normally publicize that additional interest rate is allowed on retail

domestic term deposits of which citizens?
A. Senior citizens
B. Elite Citizens
C. Male Citizens
D. Female Citizens

4. Lending to Micro Finance Institutions by Banks is considered as finance to

which sector?
A. Banking Sector
B. Priority Sector
C. Private Sector
D. Public Sector

5. What is money laundering?

A. Control of money illegally obtained
B. Conversion of Money which is illegally obtained
C. Expenditure of money illegally obtain
D. Saving of money illegally obtained

6. What type of loan is granted by banks for purchase of white goods?

A. Customer Durable Loans
B. Client Durable loans
C. Government durable loans
D. Consumer durables loan
7. What are fixed deposits and recurring deposits?
A. Requested on demand
B. Repayable on demand
C. Repayable on supply
D. Fixed on deposits

8. Which accounts are allowed to be operated by cheques?

A. Savings and current accounts
B. Savings account
C. Current Account
D. Fixed Deposits accounts

9. What is Mortgage?
A. Guarantee on property loan
B. Provision of loans for property
C. Security on immovable property for a loan given by a bank
D. Security on immovable loans

10. What is the Rate at which the domestic currency can be converted into
foreign currency and vice-versa?
E. Conversion rate
F. Exchange rate
G. Currency rate
H. Money rate
 GENERAL KNOWLEDGE

1. Nigeria experienced military rule for __________years.

A. 27
B. 14
C. 15
D. 28
E. 29

2. The first military president in Nigeria is____________.

A. General Olesegun Aremu Obasanjo
B. General Muhammadu Buhari
C. General Ibrahim Badamosi Babangida
D. General Yakubu Gowon

3. The first Nigerian first lady to die in office, Mrs. Stella Obasanjo died on___________.
A. October 23, 2005
B. May 16, 2006
C. August 30, 2007
D. September 9, 2004

4. Which of the following is not a political party in Nigeria?

A. CPC
B. NDDP
C. ANPP
D. CAN
5. The legislature, judiciary, and executive are collectively called the____________.
A. tiers of government
B. arms of government
C. systems of government
D. ranks of government
E. aids of government

6. A state of emergency may be declared under the following circumstances,

except_________.
A. a holy war
B. a period of civil unrest
C. a military regime
D. a man-made disaster
E. natural disaster

7. The society for the abolition of slave trade was established in the year________.
A. 1442
B. 1633
C. 1834
D. 1777

8. The Federal Capital Territory of Nigeria, Abuja was formally established

in_________.
A. 1991
B. 1989
C. 1990
D. 1985

9. The States in Nigeria were increased from 30 to 36 on the___________.

A. 27th May 1996
B. 1st October 1996
C. 1st May 1996
D. 29th May 1996
E. None of the above

10. Which of these club sides won the 2009 UEFA championships
A. Manchester United
B. Chelsea
C. Arsenal
D. Manchester City
E. Barcelona
 ANSWERS/EXPLANATION

NUMERICAL ANSWERS
1.D 2.B 3.A 4.C 5.B

6.B 7.B 8.D 9.A 10.A

EXPLANATIONS

1. The number of each employee is not given, so working out totals is not possible.

2. In the UK, 64 partners at £738 each is £47,232. In France, 264 partners at £691 each
is
£182,424.
3. The graph shows that in 1993, both tourism and business had 120 million.

4. From the graph we see that business journeys = 110 million, and Education journeys
= 70
million.

5.Work out what percentage 130 million is of 520 million. 130 ÷ 520 = 0.25.

6. Step 1 – Calculate the % change in value for each currency between Weeks 1 and 4
Euro: (1.34 – 1.20) / 1.20 = 0.117. Note: some people find it quicker to calculate 1.34 /
1.2 but
both methods produce the same answer.
US $: (1.84 – 1.64) / 1.64 = 0.122
Japanese Yen: (135.0 – 123.2) / 123.2 = 0.096
South African Rand: (13.6 – 13.4) / 13.4 = 0.015
Thus the correct answer is (B), US $
7. Step 1 – Calculate the profit for online camera sales
15% x £553,000 = £82,950
Step 2 – Calculate the profit for High Street camera sales
£82,950 x 7 / 9 = £64,517
Thus the correct answer is (B), £64,517
8. Step 1 – Calculate the quarterly expense budgets for each Department (excluding IT
which is
not shown in the answer options)
HR: 6,500 / 4 = 1,625
Marketing: 16,000 / 4 = 4,000
Sales: 22,500 / 4 = 5,625
Finance: 20,000 / 4 = 5,000
R&D: 6,000 / 4 = 1,500
Step 2 – Compare to the Quarter 4 figures for each Dept.
HR: 1,625 – 1,346 = £279
Marketing is over budget
Sales: 5,625 – 5,245 = £380
Finance: 5,000 – 4,463 = £537
R&D is over budget
Thus the correct answer is (D), Finance
9. Step 1 – Calculate Year 2’s investments in North American and European Equities
North American: $4.5million x 8% = $360,000
European: $4.5million x 12% = $540,000
Step 2 - Calculate Year 2’s decrease compared to Year 1
North American change + European change
= ($400,000 - $360,000) + ($600,000 - $540,000)
= $100,000
Thus the correct answer is (A), $100,000
10. Step 1 – Calculate the proportional change in the Growth Fund between Year 1 and
2
(4.8 – 4.5) / 4.8 = - 6.25%
Step 2 – Apply this % to calculate the growth Fund value each year up to Year 6
Year 3: 93.75% x 4.5 = 4.2188
Year 4: 93.75% x 4.2188 = 3.955
Year 5: 93.75% x 3.955 = 3.708
Year 6: 93.75% x 3.708 = $3.476 million
Thus the correct answer is (A), $3.48 million
 QUANTITATIVE ANSWERS
1. A 2. D 3. A 4. D 5. B
6. A 7. E 8. E 9. D 10. A

EXPLANATION
1. Solution: A
Let, the original duration of flight be (t) hrs.
∵ Average Speed = Total Distance / Time
Total Distance of the flight is 600 km.
So, original average speed = 600/t
Due to bad weather speed of trip is reduced by 200 km/hr and time of flight is increased
by 30 minutes i.e. 0.5 hr.
∴ Reduced average speed = (600/t) – 200
And New duration of flight = (t + 0.5) hrs
So, the new average speed = 600/ (t + 0.5)
Equating,
⇒600t−200=600t+0.5⇒3t−1=3t+0.5⇒3−tt=3t+0.5
⇒ t2 + 0.5t – 1.5 = 0
⇒ 2t2 + t – 3 = 0
⇒ 2t2 – 2t + 3t – 3 = 0
⇒ (t – 1) (2t + 3) = 0
⇒ (t – 1) = 0
∴ t = 1 hr

2. Solution: D
9x - 3y = 12 ..............(i)
3x - 5y = 7 ................(ii)
Multiplying eq. (ii) by (-3)
⇒ -3 ( 3x - 5y = 7 )
⇒ -9x + 15y = -21 ............(iii)
Adding equation (iii) & Equation (i)
( 9x - 3y ) + ( -9x + 15y) = 12 + (-21)
⇒ 9x - 3y -9x + 15y = -9
⇒ 12y = -9
⇒ y = (-9/12) ............... (iv)
Putting equation (iv) in equation (i)
⇒ 9x - 3(-9/12) = 12
⇒ 9x + (9/4) = 12
⇒ 9x = 12 - (9/4) = (39 / 4)
⇒ x = (13 /12) .................(v)
Putting Values of x, y from eq (iv) & (v) respectively in required expression
=> 6x -2y =?
=> 6(13/12) - 2(-9/12) =?
=> 39/6 + 9/6 =?
=> 48 / 6 =?
=> 8 =?

3. Solution: A
We are given 986 x 237 + 986 x 863
Hence taking 986 common
We have 986 × (237 + 863)
= 986 × 1100
= 108460018
4. Solution: D
In one min work done by A = 1/20
In one min work done by B = 1/30
In one min work done by C = 1/40
∵ A and B both fill the tank and C empty the tank
∴ Total work done in one min to fill the tank =120+130−140=6+4−3120=7120
∴ Time take to fill the tank = 120/7 mins

5. Solution: B
Let the cost price be x
Discount = 30%
New Price = Cost Price - Discount
New Price = x - (30/100)x = (70/100)x = (7/10)x
Now the New Price = (7/10)x
% increase to bring it back to its original price (i.e. x) = y
⇒ (7 / 10)x + (y / 100) × (7 / 10)x = x
⇒ (7 / 10) + (y / 100) × (7 / 10) = 1
⇒ (y / 100) × (7 / 10) = (3 / 10)
⇒ y = (3/7) × 100 = 42.85 %

6. Solution: A
Selling Price = Cost Price + Profit
Cost Price = 60
Profit = 10%
Selling price = 60 + (10/100) × (60)
Selling price = 60 + 6
Selling price = 66
Hence Option (A)
7. Solution: E
Let the Marked price of the object is $.100
Given that company gives 25% discount, the object is sold at 75% price = 0.75 × 100 =
$75
∵ $75 fetches 25% profit, this implies 25/100 = (75 – Cost)/Cost [Cost is cost incurred
by company]
[From percentage gain formula, Percentage profit = ((Selling price – cost)/Cost) × 100]
0.25 × cost = 75 – cost
⇒ Cost = 75/1.25
⇒ Cost = $60
Now the company gives only 10% discount ⇒ Selling price = 0.90 × 100 = $90
Profit made = $90 – $60 = $30
Profit Percentage = (30/60) × 100 = 50%

8. Solution: E
Ratio of their profit = 1800 : 3000 : 4800 = 3 : 5 : 8
As they receive profit in the ratio 3 : 5 : 8, their capital will also be divided in that ratio
So, the investment brought in by the second person will be in the ratio of 5/16 of the
entire capital
= (5/16) × 80000 = 25000
So, investment of 2nd person = $ 25000

9. Solution: D
Amount of work George can do in one hour = 1/8
Amount of work Hari can do in one hour = 1/12
Amount of work Paul can do in one hour = 1/10
Amount of work all together can do in one hour = (1/8) + (1/10) + (1/12) = 37/120
All three work for two hours i.e. from 9 am to 11 am
⇒ Work done = 2 × (37/120) = 37/60
Remaining work = 1 – (37/60) = 23/60
Amount of work Paul and Hari can do in one hour = (1/10) + (1/12) = 11/60
Time taken by Paul and Hari to complete 23/60 of work = 23/11 hours.
= 2 hours and (60/11) minutes. = 2 hours (approximating)
So the work gets completed by 11 am + 2 hours = 1 pm

10. Solution: A
We have the volume of the cylinder as πr2h
We have radius = diameter/2 = 14/2 = 7 and height = 7
Hence, volume of cylinder = π × 7 × 7 × 7
= 343 π
We also know that volume of cone = πr2h/3
We have volume of cone = Volume of cylinder
Hence 343 π = πr2h/3
⇒ 343 × 3 = 6 × 6 × h
⇒ 1029 = 36 × h
⇒ h = 1029/36
⇒ h = 28.58 cm
 VERBAL ANSWERS
1. B 2. C 3. A 4. B 5. B
6. A 7. D 8. C 9. B 10. C

EXPLANATION
1. Solution: B
‘Past perfect tense’ uses ‘had + past participle’ form of the verb, same as given in the
sentence.

2. Solution: C
‘A’ or ‘an’ are sometimes used in the vague sense of the certain, it means that we only
have some basic information about the person and it is not enough to make it a certain
object. Here we only know that the person was old and since it starts with a vowel
sound, ‘an’ is the best fit.

3. Solution: A
‘Restive’ is used to define something which is restless and impatient. So, out of the
choices, the most appropriate and closest to opposite of ‘impatient’ is being patient. So,
the antonym for restive is patient. Hence, option 1 is correct.

4. Solution: B
Being blessed means to be in a good position in some field (in this case, work), which
many others do not get a chance to. One cannot say a person is blessed if he/she gets
paid to do the work which they would like to avoid or they dread/ hate/ dislike. Hence,
only the word ‘like’ is most suitable.

5. Solution: B
‘Pear’ is a fruit. ‘Pare’ is ‘to peel or trim something’. ‘Purse’ is an accessory used for
holding items. ‘Pair’ means ‘two or a couple’. From the terms, the most appropriate is
‘pair’ as it is generally used for trousers or jeans. So, option 2 is correct.

6. Solution: A
The sentence is talking about a person who will be at a place in a few minutes. ‘Heal’
means to cure something or bring it back to health. ‘Heel’ means the part of the foot
bellow the ankle. ‘Hell’ is defined as an imaginary place of evil and suffering. ‘He’ll’
means ‘he will’ which is appropriate here in the sentence as it is defining a person.
Hence, option 1 is correct.

7. Solution: D
‘Audacity’ means extreme boldness or fearlessness or daring.
Quivering – a shaky motion
Patricide – killing one’s own father
Bravado - a swaggering show of courage
Cowardice - the trait of lacking courage

8. Solution: C
Talkative – talking too much.
Chatty - liking to talk a lot in a friendly, informal way.
Voluble – speaking a lot, with confidence and enthusiasm.
Loquacious – talking a lot.

9. Solution: B
‘In’ and ‘on’ cannot be used before a verb in this context. Hence, between making and
talking, ‘talking’ is more appropriate as we cannot ‘make’ nonsense.

10. Solution: C
Legends talk about the past. Thus the verb must be of past tense. The right past tense
form of 'rise' is 'rose'.
 BANKING ANSWERS
1. B 2. B 3. A 4. B 5. B

6. D 7. B 8. A 9. C 10. C
 GENERAL KNOWLEDGE ANSWERS
1. E 2. C 3. A 4. B 5. B

6. C 7. D 8.A 9. B 10. A

11. B 12. D 13. B 14. A 15. D

 ANALYTICAL REASONING
1. Find the number of triangles in the given figure.

A. 8

B. 10

C.12

D.14

2. Find the minimum number of straight lines required to make the given figure.

3. Find the number of triangles in the given figure.

A. 22
 B. 24

C.26

D.28

4. Find the number of triangles in the given figure.

A. 12

B. 18

C.22

D.26

5. Find the number of triangles in the given figure.

A. 18

B. 20

C.24

D.27

6. Find the minimum number of straight lines required to make the given figure.
 A. 13

B. 15

C.17

D.19

7. Find the number of triangles in the given figure.

A. 16

B. 22

C.28

D.32
8. Find the number of triangles in the given figure.

A. 11

B. 13

C.15

D.17

9. Find the number of triangles in the given figure.

A. 12

B. 13

C.14

D.15
10. Find the number of triangles in the given figure.

A. 16

B. 13

C.9

D.7

11. Find the number of triangles in the given figure.

A. 21

B. 23

C.25

D.27
12. Find the number of triangles in the given figure.

A. 10

B. 19

C.21

D.23

13. Find the number of triangles in the given figure.

A. 5

B. 6

C.8

D.10
14. Find the minimum number of straight lines required to make the given figure.

A. 9

B. 11

C.15

D.16

15. Find the number of triangles in the given figure.

A. 10

B. 12

C.14

D.16
16. Find the number of triangles in the given figure.

A. 23

B. 27

C.29

D.31

17. Find the number of triangles in the given figure.

A. 36

B. 40

C.44

D.48
18. Find the number of triangles in the given figure.

A. 15

B. 16

C.17

D.18

19. Find the number of triangles in the given figure.

A. 8

B. 10

C.12

D.14
20. Find the number of triangles in the given figure.

A. 8

B. 10

C.11

D.12

21. Find the number of triangles in the given figure.

A. 16

B. 18

C.14

D.15
22. Find the number of triangles in the given figure.

A. 18

B. 20

C.28

D.34

23. Find the number of triangles in the given figure.

A. 20

B. 24

C.28

D.32
24. Find the minimum number of straight lines required to make the given figure.

A. 11

B. 14

C.16

D.17

25. What is the number of straight lines and the number of triangles in the given figure?

A. 10 straight lines and 34 triangles

B. 9 straight lines and 34 triangles

C.9 straight lines and 36 triangles

D. 10 straight lines and 36 triangles

26. Find the number of triangles in the given figure.
 A. 28

B. 32

C.36

D.40

27. What is the number of triangles that can be formed whose vertices are the vertices
of an octagon but have only one side common with that of octagon?

A. 64

B. 32

C.24

D.16

28. Find the number of triangles in the given figure.

A. 27

B. 25
 C.23

D.21

29. Find the number of triangles in the given figure.

A. 4

B. 5

C.6

D.7

30. Find the number of triangles in the given figure.

A. 16

B. 18

C.19

D.21
 ANALYTICAL REASONING – ANSWERS
1. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are AHG, AIG, AIB, JFE, CJE and CED i.e. 6 in number.

The triangles composed of two components each are ABG, CFE, ACJ and EGI i.e. 4 in
number.

The triangles composed of three components each are ACE, AGE and CFD i.e. 3 in number.

There is only one triangle i.e. AHE composed of four components.

Therefore, There are 6 + 4 + 3 + 1 = 14 triangles in the given figure.

A. 16

B. 17

C. 18

D.19

2. Answer: Option B

Explanation:

The figure may be labelled as shown.

The horizontal lines are IK, AB, HG and DC i.e. 4 in number.

The vertical lines are AD, EH, JM, FG and BC i.e. 5 in number.

The slanting lines are IE, JE, JF, KF, DE, DH, FC and GC i.e. 8 is number.

Thus, there are 4 + 5 + 8 = 17 straight lines in the figure.

3. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are AGH, GFO, LFO, DJK, EKP, PEL and IMN i.e. 7 in number.

The triangles having two components each are GFL, KEL, AMO, NDP, BHN, CMJ, NEJ and
HFM i.e. 8 in number.

The triangles having three components each are IOE, IFP, BIF and CEI i.e. 4 in number.

The triangles having four components each are ANE and DMF i.e. 2 in number.
The triangles having five components each are FCK, BGE and ADL i.e. 3 in number.

The triangles having six components each are BPF, COE, DHF and AJE i.e. 4 in number.

Total number of triangles in the figure = 7 + 8 + 4 + 2 + 3 + 4 = 28.

4. Answer: Option B

Explanation:

The figure may be labelled as shown.

The simplest triangles are AHB, GHI, BJC, GFE, GIE, IJE, CEJ and CDE i.e. 8 in number.

The triangles composed of two components each are HEG, BEC, HBE, JGE and ICE i.e. 5 in
number.

The triangles composed of three components each are FHE, GCE and BED i.e. 3 in number.

There is only one triangle i.e. AGC composed of four components.

There is only one triangle i.e. AFD composed of nine components.

Thus, there are 8 + 5 + 3 + 1 + 1 = 18 triangles in the given figure.

5. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are IJO, BCJ, CDK, KQL, MLQ, GFM, GHN and NIO i.e. 8 in number.

The triangles composed of two components each are ABO, AHO, NIJ, IGP, ICP, DEQ, FEQ,
KLM, LCP and LGP i.e.10 in number.

The triangles composed of four components each are HAB, DEF, LGI, GIC, ICL and GLC i.e. 6
in number.

Total number of triangles in the figure = 8 + 10 + 6 = 24.

6. Answer: Option A

Explanation:

The figure may be labelled as shown.

The horizontal lines are IJ, AB, EF, MN, HG, DC and LK i.e. 7 in number.

The vertical lines are AD, EH, IL, FG, BC and JK i.e. 6 in number.

Thus, there are 7 + 6 = 13 straight lines in the figure.

7. Answer: Option C
Explanation:

The figure may be labelled as shown.

The simplest triangles are AFJ, FJK, FKB, BKG, JKG, JGC, HJC, HIJ, DIH, DEI, EIJ and AEJ i.e. 12
in number.

The triangles composed of two components each are JFB, FBG, BJG, JFG, DEJ, EJH, DJH and
DEH i.e. 8 in number.

The triangles composed of three components each are AJB, JBC, DJC and ADJ i.e. 4 in
number.

The triangles composed of six components each are DAB, ABC, BCD and ADC i.e. 4 in
number.

Thus, there are 12 + 8 + 4 + 4 = 28 triangles in the figure.

8. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are AKI, AIL, EKD, LFB, DJC, BJC, DHC and BCG i.e. 8 in number.

The triangles composed of two components each are AKL, ADJ, AJB and DBC i.e. 4 in
number.
The triangles composed of the three components each are ADC and ABC i.e. 2 in number.

There is only one triangle i.e. ADB composed of four components.

Thus, there are 8+ 4 + 2 + 1= 15 triangles in the figure.

9. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABF, BIC, CIH, GIH, FGE and AFE i.e. 6 in number.

The triangles composed of two components each are ABE, AGE, BHF, BCH, CGH and BIE i.e.
6 in number.

The triangles composed of three components each are ABH, BCE and CDE i.e. 3 in number.

Hence, the total number of triangles in the figure = 6 + 6 + 3 = 15.

10. Answer: Option A

Explanation:

The figure may be labelled as shown.

The simplest triangles are AGE, EGC, GFC, BGF, DGB and ADG i.e. 6 in number.

The triangles composed of two components each are AGC, BGC and ABG i.e. 3 in number.

The triangles composed of three components each are AFC, BEC, BDC, ABF, ABE and DAC
i.e. 6 in number.

There is only one triangle i.e. ABC composed of six components.

Thus, there are 6 + 3 + 6 + 1 = 16 triangles in the given figure.

11. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABL, BCD, DEF, FGP, PGH, QHI, JQI, KRJ and LRK i.e. 9 in number.

The triangles composed of two components each are OSG, SGQ, SPI, SRI, KSQ, KMS, FGH,
JHI and JKL i.e. 9 in number.

There is only one triangle i.e. KSG which is composed of four components.

The triangles composed of five components each are NEI, ANI, MCG and KCO i.e. 4 in
number.

The triangles composed of six components each are GMK and KOG i.e. 2 in number.

There is only one triangle i.e. AEI composed of ten components.

There is only one triangle i.e. KCG composed of eleven components.

Therefore, Total number of triangles in the given figure = 9 + 9+1 + 4 + 2+1 + 1 = 27.
12. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABI, BIC, AIJ, CIJ, AHJ, CDJ, JHG, JDE, GJF and EJF i.e. 10 in
number.

The triangles composed of two components each are ABC, BCJ, ACJ, BAJ, AJG, CJE and GJE
i.e. 7 in number.

The triangles composed of four components each are ACG, ACE, CGE and AGE i.e. 4 in
number.

Total number of triangles in the figure =10+ 7 + 4 = 21.

13. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are AJF, FBG, GCH, HDI and IEJ i.e. 5 in number.
The triangles composed of three components each EBH, AIC, EFC, ADG and BJD i.e. 5 in
number.

Thus, there are 5 + 5 = 10 triangles in the figure.

14.Answer: Option B

Explanation:

The figure may be labelled as shown.

The horizontal lines are DE, FH, IL and BC i.e. 4 in number.

The slanting lines are AC, DO, FN, IM, AB, EM and HN i.e. 7 in number.

Thus, there are 4 + 7 = 11 straight lines in the figure.

15. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABJ, ACJ, BDH, DHF, CIE and GIE i.e. 6 in number.

The triangles composed of two components each are ABC, BDF, CEG, BHJ, JHK, JKI and CJI
i.e. 7 in number.

There is only one triangle JHI which is composed of four components.

Thus, there are 6 + 7 + 1 = 14 triangles in the given figure.

16. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are AHL, LHG, GHM, HMB, GMF, BMF, BIF, CIF, FNC, CNJ, FNE, NEJ,
EKJ and JKD i.e. 14 in number.

The triangles composed of two components each are AGH, BHG, HBF, BFG, HFG, BCF, CJF,
CJE, JEF, CFE and JED i.e. 11 in number.

The triangles composed of four components each are ABG, CBG, BCE and CED i.e. 4 in
number.

Total number of triangles in the given figure = 14 + 11 + 4 = 29.

17. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are APQ, AEQ, QTU, QRU, BGS, BHS, RSU, SUV, TUW, UWX, NWD,
WDM, UVY, UXY, JCY and YKC i.e. 16 in number.

The triangles composed of two components each are QUW, QSU, SYU and UWY i.e. 4 in
number.

The triangles composed of three components each are AOU, AFU, FBU, BIU, UIC, ULC, ULD
and OUD i.e. 8 in number.

The triangles composed of four components each are QYW, QSW, QSY and SYW i.e. 4 in
number.

The triangles composed of six components each are AUD, ABU, BUC and DUC i.e. 4 in
number.

The triangles composed of seven components each are QMC, ANY, EBW, PSD, CQH, AGY,
DSK and BJW i.e. 8 in number.

The triangles composed of twelve components each are ABD, ABC, BCD and ACD i.e. 4 in
number.

Thus, there are 16 + 4 + 8 + 4 + 4 + 8 + 4 = 48 triangles in the figure.

18. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABF, BFG, BCG, CGH, GHD, GED, EFG and AFE i.e. 8 in number.

The triangles composed of two components each are ABG, BGE, AGE, ABE and GCD i.e. 5 in
number.

The triangles composed of three components each are BCD, CDE, BED and BCE i.e. 4 in
number.

Thus, there are 8 + 5 + 4 = 17 triangles in the figure.

19. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are AEH, EHI, EBF, EFI, FGC, IFG, DGH and HIG i.e. 8 in number.

The triangles composed of two components each are HEF, EFG, HFG and EFG i.e. 4 in
number.

Thus, there are 8 + 4 = 12 triangles in the figure.

20. Answer: Option B

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABG, BCG, CGE, CDE, AGE and AEF i.e. 6 in number.

The triangles composed of two components each are ABE, ABC, BCE and ACE i.e. 4 in
number.

There are 6 + 4 = 10 triangles in the figure.

21. Answer: Option B

Explanation:

The figure may be labelled as shown.

The simplest triangles are BFG, CGH, EFM, FMG, GMN, GHN, HNI, LMK, MNK and KNJ i.e. 10
in number.

The triangles composed of three components each are FAK and HKD i.e. 2 in number.

The triangles composed of four components each are BEN, CMI, GLJ and FHK i.e. 4 in
number.

The triangles composed of eight components each are BAJ and OLD i.e. 2 in number.

Thus, there are 10 + 2 + 4 + 2 = 18 triangles in the given figure.

22. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are AEI, AIH, BEJ, BJF, CFK, CKG, DGL, DLH, EOJ, FOJ, FOG, LOG, HOL
and HOE i.e. 14 in number.

The triangles composed of two components each are EAH, FBE, BEO, EOF, BFO, FCG, GDH,
HOD, HOG and GOD i.e. 10 in number.

The triangles composed of three components each are EFH, EHG, FGH and EFG i.e. 4 in
number.

Thus, there are 14 + 10 + 4 = 28 triangles in the given figure.

23. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are ABG, BIG, BIC, CIH, GIH, CDH, HED, GHJ, HJE, FEJ, GFJ and AGF
i.e. 12 in number.
The triangles composed of two components each are ABF, CDE, GBC, BCH, GHG, BHG, GHF,
GHE, HEF and GEF i.e. 10 in number.

The triangles composed of three components each are ABH, AFH, CDG and GDE i.e. 4 in
number.

The triangles composed of four components each are BHF and CGE i.e. 2 in number.

Total number of triangles in the figure = 12 + 10 + 4 + 2 = 28.

24. Answer: Option B

Explanation:

The figure may be labelled as shown.

The horizontal lines are AK, BJ, CI, DH and EG i.e. 5 in number.

The vertical lines are AE, LF and KG i.e. 3 in number.

The slanting lines are LC, CF, FI, LI, EK and AG i.e. 6 in number.

Thus, there are 5 + 3 + 6 = 14 straight lines in the figure.

25. Answer: Option C

Explanation:

The figure may be labelled as shown.

The Horizontal lines are DF and BC i.e. 2 in number.

The Vertical lines are DG, AH and FI i.e. 3 in number.

The Slanting lines are AB, AC, BF and DC i.e. 4 in number.

Thus, there are 2 + 3 + 4 = 9 straight lines in the figure.

Now, we shall count the number of triangles in the figure.

The simplest triangles are ADE, AEF, DEK, EFK, DJK, FLK, DJB, FLC, BJG and LIC i.e. 10 in
number.

The triangles composed of two components each are ADF, AFK, DFK, ADK, DKB, FCK, BKH,
KHC, DGB and FIC i.e. 10 in number.

The triangles composed of three components each are DFJ and DFL i.e. 2 in number.

The triangles composed of four components each are ABK, ACK, BFI, CDG, DFB, DFC and
BKC i.e. 7 in number.

The triangles composed of six components each are ABH, ACH, ABF, ACD, BFC and CDB i.e.
6 in number.

There is only one triangle i.e. ABC composed of twelve components.

There are 10 + 10 + 2 + 7 + 6+ 1 = 36 triangles in the figure.

26. Answer: Option C

Explanation:

The figure may be labelled as shown.

The simplest triangles are AML, LRK, KWD, DWJ, JXI, IYC, CYH, HTG, GOB, BOF, FNE and
EMA i.e. 12 in number.

The triangles composed of two components each are AEL, KDJ, HIC and FBG i.e. 4 in
number.

The triangles composed of three components each are APF, EQB, BQH, GVC, CVJ, IUD, DUL
and KPA i.e. 8 in number.

The triangles composed of six components each are ASB, BSC, CSD, DSA, AKF, EBH, CGJ
and IDL i.e. 8 in number.

The triangles composed of twelve components each are ADB, ABC, BCD and CDA i.e. 4 in
number.

Total number of triangles in the figure = 12 + 4 + 8 + 8 + 4 = 36.

27. Answer: Option B

Explanation:

When the triangles are drawn in an octagon with vertices same as those of the octagon
and having one side common to that of the octagon, the figure will appear as shown in
(Fig. 1).
Now, we shall first consider the triangles having only one side AB common with octagon
ABCDEFGH and having vertices common with the octagon (See Fig. 2).Such triangles are
ABD, ABE, ABF and ABG i.e. 4 in number.

Similarly, the triangles having only one side BC common with the octagon and also having
vertices common with the octagon are BCE, BCF, BCG and BCH (as shown in Fig. 3). i.e.
There are 4 such triangles.

This way, we have 4 triangles for each side of the octagon. Thus, there are 8 x 4 = 32 such
triangles.

28. Answer: Option A

Explanation:

The figure may be labelled as shown.

The simplest triangles are GLK, DLJ, DJM, HMN, QRE, IRA, IPA and FPO i.e. 8 in number.
The triangles having two components each are BDO, CDQ, DLM, PRA, KFI, NEI, HJI, GJI, DKI
and DNI i.e. 10 in number.

The triangles having four components each are DIE, DFI, DOA, DQA andGHI i.e. 5 in
number.

The triangles having six components each are DCA and DBA i.e. 2 in number.

DEF is the only triangle having eight components.

ABC is the only triangle having twelve components.

Thus, there are 8+10+ 5 + 2+1 + 1 = 27 triangles in the figure.

29. Answer: Option B

Explanation:

The figure may be labelled as shown.

The simplest triangles are ADE, BDF, DEF and EFC i.e. 4 in number.

There is only one triangle ABC composed of four components.

Thus, there are 4+1 = 5 triangles in the given figure.

30. Answer: Option D

Explanation:

The figure may be labelled as shown.

The simplest triangles are EFH, BIC, GHJ, GIJ, EKD and CKD i.e. 6 in number.

The triangles composed of two components each are ABJ, AFJ, GCK, GEK, CED arid GHI i.e.
6 in number.

The triangles composed of three components each are GCD, GED, DJB and DJF i.e. 4 in
number.

The triangles composed of four components each are ABF and GCE i.e. 2 in number.

The triangles composed of five components each are ABD and AFD i.e. 2 in number.

There is only one triangle i.e. FBD composed of six components.

Total number of triangles in the figure = 6 + 6 + 4 + 2 + 2 + 1 = 21.