Internship Report
On
Green Banking Assessment of
First Security Islami Bank Limited.
-A study on Prabartak Mor Branch, Chattogram.
(This internship report has been submitted for partial fulfillment of the degree of
Bachelor of Business Administration with major of Finance and Banking)
Submitted by:
Mohammad Yeaheya
ID No: B-183065
Program: BBA
Semester: Spring 2022
Major: Accounting Information System.
Internship Duration: February 12, 2023 to May 11, 2023.
Submission Date: May 15, 2023.
Dep
artment of Business Administration
Faculty of Business Studies
International Islamic University Chittagong
Internship Report
On
Green Banking Assessment of
First Security Islami Bank Limited.
-A study on Prabartak Mor Branch, Chattogram.
(This internship report has been submitted for partial fulfillment of the degree of
Bachelor of Business Administration with major of Finance and Banking)
Prepared by:
Mohammad Yeaheya
ID No: B-183065
Program: BBA
Semester: Spring 2022
Major: Accounting Information System.
Supervised by:
Md. Rizwan Hassan,
Associate Professor
Department of Business Administration
Internship Duration: February 12, 2023 to May 11, 2023.
Submission Date: May 15, 2023.
_______________________
Signature of Supervisor
Department of Business Administration
Faculty of Business Studies
International Islamic University Chittagong
LETTER OF TRANSMITTAL
May 15, 2023
To
The Convener
BBA Internship/OCP/Dissertation committee
Department of Business Administration
International Islamic University Chittagong
Subject: Submission of internship report
Dear Sir:
I have completed theoretical part of my Bachelor of Business Administration (BBA) in last
(spring-2022) semester. For the concluding requirement of my degree I have to do an internship
in an organization. I am submitting here my internship report. I have conducted a study on First
Security Islami Bank Limited at Prabartak Mor Branch, Chattogram and how they are operated.
And I have made my Report titled ― “Green Banking Assessment of First Security Islami
Bank Limited”.
The outcome of the research was fascinating and I have found some interesting facts and figures.
The challenging research and report writing experience will help me a lot in future.
I hope you will find the report satisfactory and interesting too.
Thanking you with best regards,
Sincerely yours,
-------------------------------
Mohammad Yeaheya
Matric No. : B-183065
Major: Accounting Information System.
Department of Business Administration
International Islamic University Chittagong
LETTER OF ENDORSEMENT
This is to certify that internship report on” Green Banking Assessment of First
Security Islami Bank Limited (FSIBL)” is done by Mohammad Yeaheya,
ID: B-183065 as partial fulfillment of the requirement of BBA program from
International Islamic University Chittagong (IIUC).
The report has been prepared under my guidance and is record of the benefited
work carried out successfully.
______________
Signature of the Supervisor
Md. Rizwan Hassan
Associate Professor
Department of Business Administration
International Islamic University Chittagong
ACKNOWLEDGEMENT
At the very beginning, I would like to express my thanks to the Almighty Allah for giving me the
strength to complete the report.
I deeply thank to my honorable internship supervisor Md. Rizwan Hassan, Assistant
Professor, DBA, IIUC for assigning me the report and for all his kind support to accomplish it.
His valuable suggestions and guidance helped me a lot to prepare the report in a well-organized
manner.
I also express my warm gratitude and cordial thank to all the faculty members of First Security
Islami Bank Ltd. especially to Mr. Mohammad Ullah (Branch Manager) for giving me an
opportunity to do internship in First Security Islami Bank Ltd.
Finally, I also wish to thank and give the due respect to my family and friends for their cordial
support and help they offered throughout the process of performing the whole report.
TABLE OF CONTENTS
Particulars Page no
Letter of Transmittal I
To Whom It May Concern II
Acknowledgement III
Executive Summary IV
CHAPTER-1: Introduction
1.1 Background of the Study 2
1.2 Objectives of the Study 3
1.3 Scope of the Study 3
1.4 Methodology of the Study 3-4
1.5 Limitations of the study 4
CHAPTER-2: Company Overview
2.1 Background of the FSIBL 6
2.2 Company Vision 6
2.3 Company Mission 6
2.4 Strategic Objective 7
2.5 Organization Hierarchy 8
2.6 Function of the FSIBL 9
2.7 Produce &Services of FSIBL 9-10
2.8 Social Commitment 10-11
2.9 SWOT analysis 11-13
CHAPTER-3: General Banking Activities
3.0 Definition of General Banking 15
3.1 Green Banking initiatives in FSIBL 15-16
3.2 Green Banking Objective of FSIBL 16-18
3.3 Some Banks Green Banking Initiatives 18-25
3.4 Green Banking Adoption policy in FSIBL 25
3.5 3.4.1 Management of In-house Environment 26
3.6 3.4.2 Disclosure of Green Banking Activities 27
3.7 3.4.3 Outlook towards Green Banking... 27-28
3.8 3.4.4 Green Financing... 28-36
3.9 3.4.5 Online Banking: 37
3.10 3.4.6 Green Marketing 37
3.11 3.4.7 Green Awareness and Training
3.12 3.4.8 Creation of Climate Risk Fund/CSR Activities
3.13 3.5 Green Banking Challenges in FSIBL as well
CHAPTER-4: Performance of General Banking
4.1 Performance of number of deposit Account 39-43
4.2 Performance of total deposit collection 44
4.3 Performance of Total bill collection 45
CHAPTER-5: Concluding Remarks
5.1 Summary of Findings 47
5.2 Recommendations 48
5.3 Conclusion 48
5.4 References 48
Chapter 1
Introduction
This report name is “Green Banking Assessment of First Security Islami Bank
Limited (FSIBL)”. It has been made as an internship and my practical work
experience at First Security Islami Bank Limited, Prabartak Mor Branch,
Chattogram.
1.1. Background of the Study:
The internship program which is essential to complete the BBA program, every
student has to go through an internship program. The main reason of the
internship program is to experience the reality of the corporate life and relate it
with the knowledge get from academic with practical circumstances. The
internship program as a three months program which creates opportunities for the
students to work different organizations where they work different working
environment and rise practical knowledge.
Chapter: 03
Green Banking Initiatives
3.1 Green Banking initiatives in First Security Islami Bank Limited:
To protect environment pollution FSIBL has been adopted and implemented regulatory
legislation. In this regard FSIBL has done the following:
Formulation of Green Banking Policy: Giving importance of environment protection
the Board of Directors of FSIBL has approved a Green Banking Policy outlined in line with
BRPD Circular of Bangladesh Bank. The policy has now been implemented in lending and
internal environment management
Green Banking Committee: Our Risk Management Committee acts as the Green
Banking Committee. The Committee evaluates and recommends environment friendly
banking policy, strategy and activities to the Board for approval on annual basis.
Green Banking Unit: We have a Green Banking Unit which is working under the Green
Banking Committee headed by a Deputy Managing Director. The role, duties and
responsibilities of the Unit are:
Formulation and evaluation of environment friendly banking policy;
Monitoring and supervision of Green Banking operations;
Reporting Green Banking activities to the management, Green Banking Committee
and central bank on quarterly basis.
Separate Desk for Green Banking Activities: A green banking desk is in place under
the Risk Management Division to perform all green banking initiatives and coordinates the
green finance activities, green reporting etc.
Budget Allocation: We are aware of environmental degradation and so are giving priority in
green finance. Their budget in this sector was approximately BDT 10 crore in 2021 which
stands approximately BDT 10.5 crore in 2022.
