Kiavi Broker Program
Earn more for you and your clients
Kiavi’s Broker Program is a partnership where we both win together.
With competitive pricing1, YSP, and a simplified online process you’ll
have everything you need to earn more in less time.
• Up to 90% of the purchase price funded at close
• Up to 100% rehab costs funded
Our terms make financing
• Up to $2 million2 in total loans
investment properties for
• Interest rates as low as 6.50%3 for bridge loans
your clients an attainable goal and 4.95% for rental loans
• Loans available in 28 states4
Kiavi Benefits
Earn more with YSP Broker protection
Grow your business by being eligible to use YSP up If your borrower contacts us, we will notify you
to 1.00% on rental loans and 2.00% on bridge loans so you can get in touch with your client. If they
paid out after closing. would like to work directly with Kiavi, we will share
revenue of every loan your borrower originates with
Close quickly us for the first year.
We understand what speed means to both you and
your customers. With deals closing in 5-15 days, Price out a loan in minutes
we mean business. There’s no need to wait for an Don’t waste time waiting around for answers—get
external valuation report prior to close. pre-qualification and pricing for your clients in just a
few minutes. You’ll know right away whether or not
Low lender origination we can do the deal.
Low Kiavi upfront origination enables you as a
broker to make the most with Kiavi.
1
Kiavi’s origination fee is $2,000 minimum. Up to $500k is 1.00%, $500k+ is 0.75%, and $1mm+ is 0.50%.
2
Maximum borrower amount is $2MM.
3
Interest rates are as low as 6.50% for borrowers with a 720+ FICO score and a property in CA.
4
We offer loans in 28 states, as well as Washington, D.C.
Kiavi Funding Inc. NMLS ID 1125207 - nmlsconsumeraccess.org AZ Mortgage Banker License 0926504 CA Finance Lender licensed by CA
Department of Financial Protection and Innovation 575 Market Street Suite 1600 San Francisco CA 94105 Toll Free Telephone: 844-415-4663
Kiavi Broker Program
Discover the full benefit of our Kiavi Broker Program with these possible scenarios
and see what you can earn by partnering with us.
Bridge Loan YSP Payment Example
YSP payment on bridge occurs at loan pay off Upfront Broker Origination Revenue
$6,250.00
Loan Size: $500,000
Interest Rate: 8.50% Total YSP Incentive
$7,500 ($625 x 12)*
Broker YSP: 1.50%
Borrower Rate: 10.00%
Total Potential Revenue
Total YSP: $500,000 x .015 = $7,500 / 12 months $13,750
Broker Monthly Incentive4 : $625.00
*Based off borrower scenario holding loan for
Broker Origination Points: $6,250 (1.25%) 12 month duration. For example, if borrower
holds for 7 months, you’ll be paid $625 for each
month the borrower is current on the loan.
Rental Loan YSP Payment Example
YSP payment on rental occurs up to 60-days after Upfront Broker Origination Revenue
loan closes $5,250
Loan Size: $350,000 One-time YSP Payment
Interest Rate: 5.50% $3,500
Broker YSP: 1.00%
Total Potential Revenue
YSP Rate Add: 0.50%
$8,750
Borrower Rate: 6.00%
Total YSP: $3,500
Broker Origination Points: $5,250 (1.5%)
Kiavi Funding Inc. NMLS ID 1125207 - nmlsconsumeraccess.org AZ Mortgage Banker License 0926504 CA Finance Lender licensed by CA Revised 10/19/21 DS
Department of Financial Protection and Innovation 575 Market Street Suite 1600 San Francisco CA 94105 Toll Free Telephone: 844-415-4663
