Classification: Restricted

Commercial Bureau Scoring Engine's Data Dictionary

# Variable Source Input to (Main Variable) Variable Type Mandatory? Is Missing? Business Logic Core System's Related Tag Used Model

Requires input from the user; if no input is given, Size of the corporate Lookup table (Large, Medium, small, Total Bureau Scoring
26 Size of the corporate User Input Size OF the Corporate -Corp Flag String Yes
the user is unable to proceed. Micro etc). Thin Scoring

If any element tag is missing.

Silver Softpull Enquiry Yes The entire record for that attribute will be Total Bureau Scoring
disregarded.
Section Tag:
* NEW_LOAN_FROM_RESTR <CI_DETAIL>
27 OUTSTANDING_BALANCE Decimal Yes Total Bureau Scoring
* Overall_Outstan_Bal Element Tag:
<OUTSTANDING_BALANCE>
* NEW_LOAN_FROM_RESTR Records for missing accounts will be disregarded.
Section Tag:
* cnt_grtr_90_rat
Character Possible values: <CI_DETAIL>
28 PRODUCT_STS * avg_PastDue_Amt_lst_0_mnt Yes Total Bureau Scoring
A, S, C, D, P, X Element Tag:
* Overall_Outstan_Bal
<PRODUCT_STS>
* Default Outstanding
Section Tag:
Possible values: <CI_DETAIL>
29 NEW_LOAN_FROM_RESTR * NEW_LOAN_FROM_RESTR Character Yes NA or Null considered as N. Total Bureau Scoring
N,Y,NA,Null Element Tag:
<NEW_LOAN_FROM_RESTR>
Section Tag:
<CI_DETAIL>
30 DPD Cycle * cnt_grtr_90_rat Character Yes Last CI cycle - first one from left- Total Bureau Scoring
Element Tag:
<LAST_24_CYCLES>
Section Tag:
<CI_DETAIL>
31 PastDueAmount * avg_PastDue_Amt_lst_0_mnt Decimal Yes Total Bureau Scoring
Element Tag:
<PAST_DUE>
Section Tag:
<MEMBER>
32 Member ID * Avg_globalPastDue_L1 Integer Yes Total Bureau Scoring
Element Tag:
<CREDITOR>
Section Tag:
<L1_CI_SUMMARY>
33 Global Past Due * Avg_globalPastDue_L1 Decimal Yes Multiply the value by 1000. Total Bureau Scoring
Element Tag:
Records for missing accounts will be disregarded. <PAST_DUE>
Commercial Core
Section Tag:
System
* Overall_Outstan_Bal <DEFAULTS>
34 Default_OSTB Decimal Yes Total Bureau Scoring
* Default Outstanding Element Tag:
<OS_BALANCE>
Section Tag:
<DEFAULTS>
35 Default Status * Default Outstanding Character Yes Total Bureau Scoring
Element Tag:
<DEFAULT_STATUS>
Section Tag:
<KEY_STAKEHOLDER type="I"> Total Bureau Scoring
36 Total Liabilities * Owner Info -Default Decimal Yes
Sub Section Tag: Thin Scoring
<IND_BUREAU_SUMMARY>
Section Tag:
<KEY_STAKEHOLDER type="I"> Total Bureau Scoring
37 Total Defaults * Owner Info -Default Decimal Yes
Sub Section Tag: Thin Scoring
<IND_BUREAU_SUMMARY>
Total Bureau Score and Thin Score: Section Tag:
The other stakeholder percents will be discarded <KEY_STAKEHOLDER type="I">
* Owner Info -Default if any stakeholder's percentage is absent, and a Sub Section Tag: Total Bureau Scoring
38 Percentage Owned Decimal Yes
* Owner Info - Enquiries new percentage for each of them will be <OWNERSHIP_DETAILS> Thin Score
calculated by dividing 100% equally among all of Element Tag:
the stakeholders. <PCT_OWNED>
Section Tag:
<KEY_STAKEHOLDER type="I"> Total Bureau Scoring
39 Inquiries for Previous 30 Days * Owner Info - Enquiries Integer Yes Number of previous 30 days enquiries is = 0.
Sub Section Tag: Thin Score
<IND_BUREAU_SUMMARY>
Section Tag:
Number of previous <PREVIOUS_ENQUIRIES>
40 PREVIOUS_ENQUIRIES * enquiry_count Integer Yes Total Bureau Scoring
enquiries is = 0. Element Tag:
<PREV_ENQUIRY>
Core System's inputs to obtain the Requires input from the user; if no input is given, Total Bureau Scoring
41 ID User Input Character Yes <CIDN>
Commercial Core System's variables the user is unable to proceed. Thin Scoring

Note:
Configurable Value = Fixed system value.