Amortization Table
A simple amortization table covering 24 payment periods of a loan.
1) To use the table, simply change any of the values in the "inital data" area of the worksheet.
2) To print the table, just choose "Print" from the "File" menu. The print area is already defined.
Initial Data
LOAN DATA
Loan amount:
Annual interest rate:
Term in years:
Payments per year:
First payment due:
PERIODIC PAYMENT
Entered payment:
Calculated payment:
CALCULATIONS
Use payment of:
1st payment in table:
TABLE DATA
Table starts at date:
or at payment number: 1
$225,000
6.00%
30
12
1/1/2009
$1,348.99
$1,348.99
1
The table uses the calculated periodic payment amount
unless you enter a value for "Entered payment".
Beginning balance at payment 1:
Cumulative interest prior to payment 1:
225,000.00
0.00
Table
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Payment
Date
1/1/2009
2/1/2009
3/1/2009
4/1/2009
5/1/2009
6/1/2009
7/1/2009
8/1/2009
9/1/2009
10/1/2009
11/1/2009
12/1/2009
1/1/2010
2/1/2010
3/1/2010
4/1/2010
5/1/2010
6/1/2010
7/1/2010
8/1/2010
9/1/2010
10/1/2010
11/1/2010
12/1/2010
1/1/2011
2/1/2011
3/1/2011
4/1/2011
5/1/2011
6/1/2011
7/1/2011
8/1/2011
Beginning
Balance
225,000.00
224,776.01
224,550.90
224,324.67
224,097.30
223,868.80
223,639.16
223,408.36
223,176.42
222,943.31
222,709.04
222,473.59
222,236.97
221,999.17
221,760.18
221,519.99
221,278.60
221,036.00
220,792.20
220,547.17
220,300.92
220,053.43
219,804.71
219,554.74
219,303.53
219,051.06
218,797.33
218,542.32
218,286.05
218,028.49
217,769.64
217,509.50
Interest
1,125.00
1,123.88
1,122.75
1,121.62
1,120.49
1,119.34
1,118.20
1,117.04
1,115.88
1,114.72
1,113.55
1,112.37
1,111.18
1,110.00
1,108.80
1,107.60
1,106.39
1,105.18
1,103.96
1,102.74
1,101.50
1,100.27
1,099.02
1,097.77
1,096.52
1,095.26
1,093.99
1,092.71
1,091.43
1,090.14
1,088.85
1,087.55
Principal
223.99
225.11
226.23
227.37
228.50
229.64
230.79
231.95
233.11
234.27
235.44
236.62
237.80
238.99
240.19
241.39
242.60
243.81
245.03
246.25
247.48
248.72
249.97
251.21
252.47
253.73
255.00
256.28
257.56
258.85
260.14
261.44
Ending
Balance
224,776.01
224,550.90
224,324.67
224,097.30
223,868.80
223,639.16
223,408.36
223,176.42
222,943.31
222,709.04
222,473.59
222,236.97
221,999.17
221,760.18
221,519.99
221,278.60
221,036.00
220,792.20
220,547.17
220,300.92
220,053.43
219,804.71
219,554.74
219,303.53
219,051.06
218,797.33
218,542.32
218,286.05
218,028.49
217,769.64
217,509.50
217,248.06
Cumulative
Interest
1,125.00
2,248.88
3,371.63
4,493.26
5,613.74
6,733.09
7,851.28
8,968.33
10,084.21
11,198.92
12,312.47
13,424.84
14,536.02
15,646.02
16,754.82
17,862.42
18,968.81
20,073.99
21,177.95
22,280.69
23,382.19
24,482.46
25,581.48
26,679.26
27,775.78
28,871.03
29,965.02
31,057.73
32,149.16
33,239.30
34,328.15
35,415.70
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
9/1/2011
10/1/2011
11/1/2011
12/1/2011
1/1/2012
2/1/2012
3/1/2012
4/1/2012
5/1/2012
6/1/2012
7/1/2012
8/1/2012
9/1/2012
10/1/2012
11/1/2012
12/1/2012
1/1/2013
2/1/2013
3/1/2013
4/1/2013
5/1/2013
6/1/2013
7/1/2013
8/1/2013
9/1/2013
10/1/2013
11/1/2013
12/1/2013
1/1/2014
2/1/2014
3/1/2014
4/1/2014
5/1/2014
6/1/2014
7/1/2014
8/1/2014
9/1/2014
10/1/2014
11/1/2014
12/1/2014
1/1/2015
2/1/2015
3/1/2015
4/1/2015
5/1/2015
6/1/2015
7/1/2015
8/1/2015
9/1/2015
10/1/2015
11/1/2015
12/1/2015
1/1/2016
2/1/2016
3/1/2016
217,248.06
216,985.31
216,721.25
216,455.87
216,189.16
215,921.11
215,651.73
215,381.00
215,108.92
214,835.47
214,560.66
214,284.48
214,006.91
213,727.96
213,447.61
213,165.86
212,882.70
212,598.12
212,312.12
212,024.70
211,735.83
211,445.52
211,153.76
210,860.54
210,565.85
210,269.70
209,972.06
209,672.93
209,372.30
209,070.18
208,766.54
208,461.38
208,154.70
207,846.48
207,536.73
207,225.42
206,912.56
206,598.14
206,282.14
205,964.56
205,645.39
205,324.63
205,002.27
204,678.29
204,352.69
204,025.47
203,696.61
203,366.10
203,033.94
202,700.12
202,364.64
202,027.47
201,688.62
201,348.07
201,005.82
1,086.24
1,084.93
1,083.61
1,082.28
1,080.95
1,079.61
1,078.26
1,076.91
1,075.54
1,074.18
1,072.80
1,071.42
1,070.03
1,068.64
1,067.24
1,065.83
1,064.41
1,062.99
1,061.56
1,060.12
1,058.68
1,057.23
1,055.77
1,054.30
1,052.83
1,051.35
1,049.86
1,048.36
1,046.86
1,045.35
1,043.83
1,042.31
1,040.77
1,039.23
1,037.68
1,036.13
1,034.56
1,032.99
1,031.41
1,029.82
1,028.23
1,026.62
1,025.01
1,023.39
1,021.76
1,020.13
1,018.48
1,016.83
1,015.17
1,013.50
1,011.82
1,010.14
1,008.44
1,006.74
1,005.03
262.75
264.06
265.38
266.71
268.04
269.38
270.73
272.08
273.44
274.81
276.19
277.57
278.95
280.35
281.75
283.16
284.58
286.00
287.43
288.87
290.31
291.76
293.22
294.69
296.16
297.64
299.13
300.62
302.13
303.64
305.16
306.68
308.22
309.76
311.31
312.86
314.43
316.00
317.58
319.17
320.76
322.37
323.98
325.60
327.23
328.86
330.51
332.16
333.82
335.49
337.17
338.85
340.55
342.25
343.96
216,985.31
216,721.25
216,455.87
216,189.16
215,921.11
215,651.73
215,381.00
215,108.92
214,835.47
214,560.66
214,284.48
214,006.91
213,727.96
213,447.61
213,165.86
212,882.70
212,598.12
212,312.12
212,024.70
211,735.83
211,445.52
211,153.76
210,860.54
210,565.85
210,269.70
209,972.06
209,672.93
209,372.30
209,070.18
208,766.54
208,461.38
208,154.70
207,846.48
207,536.73
207,225.42
206,912.56
206,598.14
206,282.14
205,964.56
205,645.39
205,324.63
205,002.27
204,678.29
204,352.69
204,025.47
203,696.61
203,366.10
203,033.94
202,700.12
202,364.64
202,027.47
201,688.62
201,348.07
201,005.82
200,661.86
36,501.94
37,586.86
38,670.47
39,752.75
40,833.70
41,913.30
42,991.56
44,068.47
45,144.01
46,218.19
47,290.99
48,362.41
49,432.45
50,501.09
51,568.33
52,634.15
53,698.57
54,761.56
55,823.12
56,883.24
57,941.92
58,999.15
60,054.92
61,109.22
62,162.05
63,213.40
64,263.26
65,311.62
66,358.49
67,403.84
68,447.67
69,489.98
70,530.75
71,569.98
72,607.67
73,643.79
74,678.36
75,711.35
76,742.76
77,772.58
78,800.81
79,827.43
80,852.44
81,875.83
82,897.60
83,917.72
84,936.21
85,953.04
86,968.21
87,981.71
88,993.53
90,003.67
91,012.11
92,018.85
93,023.88
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
4/1/2016
5/1/2016
6/1/2016
7/1/2016
8/1/2016
9/1/2016
10/1/2016
11/1/2016
12/1/2016
1/1/2017
2/1/2017
3/1/2017
4/1/2017
5/1/2017
6/1/2017
7/1/2017
8/1/2017
9/1/2017
10/1/2017
11/1/2017
12/1/2017
1/1/2018
2/1/2018
3/1/2018
4/1/2018
5/1/2018
6/1/2018
7/1/2018
8/1/2018
9/1/2018
10/1/2018
11/1/2018
12/1/2018
200,661.86
200,316.19
199,968.78
199,619.63
199,268.74
198,916.10
198,561.69
198,205.51
197,847.55
197,487.80
197,126.25
196,762.89
196,397.72
196,030.72
195,661.88
195,291.20
194,918.67
194,544.27
194,168.01
193,789.86
193,409.82
193,027.88
192,644.03
192,258.26
191,870.56
191,480.93
191,089.34
190,695.80
190,300.29
189,902.80
189,503.33
189,101.86
188,698.38
1,003.31
1,001.58
999.84
998.10
996.34
994.58
992.81
991.03
989.24
987.44
985.63
983.81
981.99
980.15
978.31
976.46
974.59
972.72
970.84
968.95
967.05
965.14
963.22
961.29
959.35
957.40
955.45
953.48
951.50
949.51
947.52
945.51
943.49
345.68
347.41
349.14
350.89
352.64
354.41
356.18
357.96
359.75
361.55
363.36
365.17
367.00
368.84
370.68
372.53
374.40
376.27
378.15
380.04
381.94
383.85
385.77
387.70
389.64
391.58
393.54
395.51
397.49
399.47
401.47
403.48
405.50
200,316.19
199,968.78
199,619.63
199,268.74
198,916.10
198,561.69
198,205.51
197,847.55
197,487.80
197,126.25
196,762.89
196,397.72
196,030.72
195,661.88
195,291.20
194,918.67
194,544.27
194,168.01
193,789.86
193,409.82
193,027.88
192,644.03
192,258.26
191,870.56
191,480.93
191,089.34
190,695.80
190,300.29
189,902.80
189,503.33
189,101.86
188,698.38
188,292.88
94,027.19
95,028.77
96,028.61
97,026.71
98,023.06
99,017.64
100,010.45
101,001.47
101,990.71
102,978.15
103,963.78
104,947.59
105,929.58
106,909.74
107,888.05
108,864.50
109,839.10
110,811.82
111,782.66
112,751.61
113,718.66
114,683.80
115,647.02
116,608.31
117,567.66
118,525.06
119,480.51
120,433.99
121,385.49
122,335.01
123,282.52
124,228.03
125,171.52
