MAN POWER REQUIRED:

M/S XXX FEEDS / SAMPLE

Sl. Employee Nos. Monthly Annual

No. Designation Employees Salary Salary
1 General Manager 01 60000.00 720000.00
2 Production Manager 01 40000.00 480000.00
3 Production In charge 01 20000.00 240000.00
4 Workers 16 168000.00 2016000.00
(Rs. 10500/- Per Head)
5 Guard 02 21000.00 252000.00
(Rs. 10500/- Per Head)
6 Account Officer 01 21000.00 252000.00
7 Office Help/ 01 20000.00 240000.00
Computer Operator
8 Sales Manager 01 40000.00 480000.00
9 Sales Help 01 16000.00 192000.00
TOTAL 25 406000.00 4872000.00

RAW MATERIALS:
The Main raw materials are maize grain, corn gluten, bran DOC, Soya
DOC, Mustard DOC, Rice DDGC, Oil/Tallow, feed additives etc. are
available easily.

RAW MATERIAL REQUIREMENT @ 80% CAPACITY (01ST YEAR) 6400

MT.: M/S XXX FEEDS / SAMPLE
SL. MATERIAL INPUT MT %
NO.
1 Bran DOC 2048.00 32
2 Soya DOC 960.00 15
3 Mustard DOC 1280.00 20
4 Rice DDGC 640.00 10
5 Maize Grain 960.00 15
6 Corn Gluten 320.00 5
7 Oil/Tallow (Feed Grade) 115.2 1.8
8 Premix Feed Additives (Vit., Min., Amino Acids 76.8 1.2
etc.)
TOTAL 6400.00 100
 M/S XXX FEEDS / SAMPLE

Projected Balance sheet

000' Omitted
1st 2nd 3rd 4th 5th
LIABILITIES

Proprietors Equity 21500 27562 36195 47406 58924

Profit & Loss Account 9062 12233 15411 16318 17346
30562 39795 51606 63724 76270
Less:- Drawings 3000 3600 4200 4800 5400
27562 36195 47406 58924 70870

Subsidy 10000 10000 10000 10000 10000

Term Loan From Bank 2250 1750 1250 750 250

W.C Loan from Bank 5000 5000 5000 5000 5000

44812 52945 63656 74674 86120

ASSETS

Fixed Assets
Gross Block 26030 22591 19622 17056 14837
Depreciation 3439 2970 2566 2219 1920
Net Block 22591 19622 17056 14837 12917

Current Assets
Inventories 12093 13993 16000 16433 16867

Investment & Advances 7000 11000 20000 26000

Debtors 9899 11836 18977 22400 28800

Cash & Bank Balances 229 494 623 1003 1536

44812 52945 63655 74673 86120

 M/S XXX FEEDS / SAMPLE

Projection of Performance, profitability and Repayment

000' Omitted
Description 1st 2nd 3rd 4th 5th

Installed Capacity 8,000 MT Per Annum

Utilised Capacity 60% 70% 80% 90% 90%

INCOME
Sales 197973 236720 271093 280000 288000

197973 236720 271093 280000 288000

Raw Material Purchased 163267 182793 208620 213033 218033

Wages 4872 4872 4872 4872 4872
Power & Fuel 2000 2500 3000 3500 4000
Freight Inwards 200 300 400 500 600
Other Manufacturing Expenses 300 400 500 600 700
Depreciation 3439 2970 2566 2219 1920
Total 174077 193835 219958 224724 230125

Add:- Opening Stock 0 12093 13993 16000 16433

174077 205928 233951 240724 246559
Less :- Closing Stock 12093 13993 16000 16433 16867
Cost of Sales 161984 191935 217951 224291 229692
82 81 80 80 80
Gross Profit (A) 35989 44785 53142 55709 58308

Interest on Term Loan 296 248 188 128 68

Interest on Cash Credit 600 600 600 600 600
Selling & AdministrativeExpenses 22147 26462 30339 31670 32860
Total (B) 23044 27310 31127 32398 33528

Net Profit (A-B) 12946 17476 22015 23312 24781

Less Income Tax 3884 5243 6605 6994 7434
Profit After Tax 9062 12233 15411 16318 17346
 M/S XXX FEEDS / SAMPLE
Ratio Calculations

1st 2nd 3rd 4th 5th

CURRENT RATIO

Current Assets 22221 33323 46600 59836 73203

Current Liabilities 5000 5000 5000 5000 5000

Current Ratio 4.44 6.66 9.32 11.97 14.64

Average Current Ratio 9.41

DEBT EQUITY RATIO

Total Outside Liabilities (Loan From Bank) 7250 6750 6250 5750 5250

Tangible Net Worth 27562 36195 47406 58924 70870

Debt Equity Ratio 0.26 0.19 0.13 0.10 0.07

Average Debt Equity Ratio 0.15

D.S.C.R CALCULATION SHEET

Profit After Tax 9062 12233 15411 16318 17346
Add:- Depreciation 3439 2970 2566 2219 1920
Cash Accruals 12501 15202 17977 18537 19266
Add:- Interest on Cash Credit 600 600 600 600 600
Add:- Interest on Term Loan 296 248 188 128 68

13397 16050 18764 19264 19934

Total Loan Repayment obligation
Interest on cash Credit 600 600 600 600 600
Interest on Term Loan 296 248 188 128 68
Instalment of Term Loan 88 175 175 175 175

984 1023 963 903 843

D.S.C.R 13.61 15.70 19.50 21.35 23.66

Average Debt Equity Ratio 16.27

 M/S XXX FEEDS / SAMPLE

Projected Cash Flow Statement

000' Omitted

1st 2nd 3rd 4th 5th

Sources of Fund

Cash Accruals ( profit before tax) 12946 17476 22015 23312 24781

Increase in Proprietors Equity 21500 0 0 0 0

Depreciation 3439 2970 2566 2219 1920

Subsidy 10000 0 0 0 0

Increase in Long Term Loan 2500 0 0 0 0

Increase in Working capital Loan 5000 0 0 0 0

Increase in Current Liabilities 0 0 0 0 0

55384 20445 24581 25531 26701

Disposition of Funds

Purchase of Fixed Assets 26030 0 0 0 0

Increase in current Assets

Inventories 12093 1900 2007 433 433
Others 9899 1937 7141 3423 6400

Increase in Investment 0 7000 4000 9000 6000

Repayment of Long Term Loan 250 500 500 500 500

Proprietors drawings 3000 3600 4200 4800 5400

Taxations 3884 5243 6605 6994 7434

55156 20180 24451.75 25150.301 26167.5

Cash & Bank Balances

Opening Balance 0 229 494 623 1003

Net Surplus/Deficit (A-B) 229 265 129 380 533
Closing Balance 229 494 623 1003 1536
 M/S XXX FEEDS / SAMPLE

Working Capital Calculation Sheet

000' Omitted

1st 2nd 3rd 4th 5th

Current Assets

Inventories
Raw Material 5267 6073 6933 7100 7267
Finished Goods 6827 7920 9067 9333 9600
Total Inventories 12093 13993 16000 16433 16867
Debtors 9899 11836 18977 22400 28800
Total of Current Assets (A) 21992 25829 34977 38833 45667

Current Liabilities

Sundry Creditors (Raw Material) 0 0 0 0 0

Sundry Creditors (Others) 0 0 0 0 0
Total of Current Liabilities (B) 0 0 0 0 0

Working capital Gap (A-B) 21992 25829 34977 38833 45667

 M/S XXX FEEDS / SAMPLE

COMPUTATION OF DEPRECIATION

Year Description Plant & Building Furniture & TOTAL

Machinery Fitting
Rate of Deprecation 15% 10% 10%
I Additions During The Year 167,15,000.00 92,15,000.00 1,00,000.00 260,30,000.00
Less : Depreciation 25,07,250.00 9,21,500.00 10,000.00 34,38,750.00
WDV at end of Ist Year 142,07,750.00 82,93,500.00 90,000.00 225,91,250.00
II Additions During The Year - - - -
142,07,750.00 82,93,500.00 90,000.00 225,91,250.00
Less : Depreciation 21,31,162.50 8,29,350.00 9,000.00 29,69,512.50
WDV at end of IInd Year 120,76,587.50 74,64,150.00 81,000.00 196,21,737.50
III Additions During The Year - - - -
120,76,587.50 74,64,150.00 81,000.00 196,21,737.50
Less : Depreciation 18,11,488.13 7,46,415.00 8,100.00 25,66,003.13
WDV at end of IIIrd Year 102,65,099.38 67,17,735.00 72,900.00 170,55,734.38
IV Additions During The Year - - - -
102,65,099.38 67,17,735.00 72,900.00 170,55,734.38
Less : Depreciation 15,39,764.91 6,71,773.50 7,290.00 22,18,828.41
WDV at end of IVth Year 87,25,334.47 60,45,961.50 65,610.00 148,36,905.97
V Additions During The Year - - - -
87,25,334.47 60,45,961.50 65,610.00 148,36,905.97
Less : Depreciation 13,08,800.17 6,04,596.15 6,561.00 19,19,957.32
WDV at end of Vth Year 74,16,534.30 54,41,365.35 59,049.00 129,16,948.65
 M/S XXX FEEDS / SAMPLE
REPAYMENT SCHEDULE OF TERM LOAN
Year Description Principal Interest Total Principal Interest
Amount Repayment Repaid
Loan Amount 25,00,000.00
I First Quarter 75,000.00 75,000.00
25,00,000.00
Second Quarter - 75,000.00 75,000.00
25,00,000.00
Third Quarter 1,25,000.00 75,000.00 2,00,000.00
23,75,000.00
Fourth Quarter 1,25,000.00 71,250.00 1,96,250.00 2,50,000.00 2,96,250.00
22,50,000.00
II First Quarter 1,25,000.00 67,500.00 67,500.00
21,25,000.00
Second Quarter 1,25,000.00 63,750.00 63,750.00
20,00,000.00
Third Quarter 1,25,000.00 60,000.00 1,85,000.00
18,75,000.00
Fourth Quarter 1,25,000.00 56,250.00 1,81,250.00 5,00,000.00 2,47,500.00
17,50,000.00
III First Quarter 1,25,000.00 52,500.00 52,500.00
16,25,000.00
Second Quarter 1,25,000.00 48,750.00 48,750.00
15,00,000.00
Third Quarter 1,25,000.00 45,000.00 1,70,000.00
13,75,000.00
Fourth Quarter 1,25,000.00 41,250.00 1,66,250.00 5,00,000.00 1,87,500.00
12,50,000.00
IV First Quarter 1,25,000.00 37,500.00 37,500.00
11,25,000.00
Second Quarter 1,25,000.00 33,750.00 33,750.00
10,00,000.00
Third Quarter 1,25,000.00 30,000.00 1,55,000.00
8,75,000.00
Fourth Quarter 1,25,000.00 26,250.00 1,51,250.00 5,00,000.00 1,27,500.00
7,50,000.00
V First Quarter 1,25,000.00 22,500.00 22,500.00
6,25,000.00
Second Quarter 1,25,000.00 18,750.00 18,750.00
5,00,000.00
Third Quarter 1,25,000.00 15,000.00 1,40,000.00
3,75,000.00
Fourth Quarter 1,25,000.00 11,250.00 1,36,250.00 5,00,000.00 67,500.00
2,50,000.00
 M/S XXX FEEDS / SAMPLE

CAPCITY OF THE PLANT

Working hours per Day 16
No. of Working days in the Year 250
Processing Capacity of the plant 2 MT PER HOUR

Total Installed Capacity 8,000 MT

Computation of Cost of Raw Material

Description 1st 2nd 3rd 4th 5th

Installed Capacity 8000 MT Per Annum
Utilised Capacity 80% 90% 100% 100% 100%
Production in MT 6400 7,200 8,000 8,000 8,000

Consumption of Raw Material (Main)

Raw Material Required 6400 7200 8000 8000 8000

Add:- Closing Stock 213 240 267 267 267
6613 7440 8267 8267 8267
Less:- Opening Stock 213 240 267 267
Purchase 6613 7227 8027 8000 8000
Average Rate Per MT 20000 21000 22000 22500 23000
Value (Rs. In Thousand) 132267 151760 176587 180000 184000

Cost of Closing Stock 4267 5040 5867 6000 6133

Consumption of Packing material

Raw Material Required Value 30000 31000 32000 33000 34000

Add:- Closing Stock 1000 1033 1067 1100 1133
31000 32033 33067 34100 35133
Less:- Opening Stock 1000 1033 1067 1100
Purchase (Rs. In Thousand) 31000 31033 32033 33033 34033

Total Value of Purchases 163267 182793 208620 213033 218033

 M/S XXX FEEDS / SAMPLE
Computation of Production & sales
000 omitted
Description 1st 2nd 3rd 4th 5th
Installed Capacity 8000 MT Per Annum
Utilised Capacity 80% 90% 100% 100% 100%
Production in MT 6400 7200 8000 8000 8000
Total Quantity Manufactured (In MT) 6400 7200 8000 8000 8000
Less:- Closing Stock 213 240 267 267 267
6187 6960 7733 7733 7733
Add:- Opening Stock 0 213 240 267 267
Sales 6187 7173 7973 8000 8000
Average Rate Per MT 32000 33000 34000 35000 36000
Value (Rs. In Thousand) 197973 236720 271093 280000 288000

Vaule of Closing Stock 6827 7920 9067 9333 9600

Total sales value 197973 236720 271093 280000 288000

Total Vaule of Closing Stock 12093 13993 16000 16433 16867

Detail of Selling & Administrative Expenses

000' Omitted
1st 2nd 3rd 4th 5th

Selling Expenses 19797 23672 27109 28000 28800

Printing & Stationary 100 150 200 250 300
Travelling & conveyance 250 300 350 400 450
Machinery Repairs 500 600 700 800 900
Business Promotion 100 120 140 160 180
Fee & Taxes 250 300 350 400 450
Staff Welfare 500 600 700 800 900
Insurance 300 300 300 300 300
Telephone & Postage 100 120 140 160 180
Misc. Office Expenses 250 300 350 400 400
Total 22147 26462 30339 31670 32860

Calculation of Production Man Power Cost ( for 100 % capacity)

Particulars Number of ExP./Per. Exp./ Annual

Employee Month Month Expenses
Skilled Labour 2 20,000.00 40,000.00 4,80,000.00
Unskilled labour 16 10,500.00 1,68,000.00 20,16,000.00
Watch Man 2 11,500.00 23,000.00 2,76,000.00
Factory Manager 5 35,000.00 1,75,000.00 21,00,000.00
Total Annual Expenses 48,72,000.00
 :15:

PROFILE OF PROMOTER
NAME : KHAN
AGE : 49 YEARS
PAN NO. : 55K
INCOME TAX PAYEE : YES
LANGUAGE KNOWN : ENGLISH & HINDI
PERMANENT ADDRESS : 29/30, VIHAR COLONY,
WORKS : VILLAGE
QUALIFICATION : GRADUATE

In aqua culture since last 9 years developed indigenous RAS system on

commercial basis. 110 Ton annual production.

AWARDS AND PARTICIPATIONS:

S. NO. YEAR AT FIELD
1 2009 NBFGR CARP PRODUCTION
2 2010 NBFGR CARP PRODUCTION
3 2011 LUCKNOW FRUGAL INNOVATION
4 2011 LUCKNOW 11 SCIENCE CONGRESS
5 2011 DELHI BIO DIVERSITY
6 2012 BARABANKI BEST FARMER
7 2013 ICAR NEW DELHI NAVMESHEE KRISHAK SAMMAAN
8 2013 ALLAHABAD BEST FARMER
9 2015 LUCKNOW SOUTH ASIA FISHERIES CONGRESS
AWARDED BY GOVERNOR OF U.P.
10 2015 LUCKNOW CHAUDHARY CHARAN SINGH
AWARD BY CHIEF MINISTER U.P.
11 2016 LUCKNOW STARTUPS AND INNOVATION FOR
AGRI-ENTREPRENEURSHIP

Providing consultancy to a number of farmers whose total culture

exceeds 2000 Tons of fish with consumption of 3500 to 4000 Tons of
floating feed.