Common Written Exam (PO/MT)

Held on : 17-06-2012
(Based On Memory) Time : 2 Hrs. 30 Min.

REASONING ABILITY DIRECTIONS (Qs. 5-11) : Study the following information

carefully and answer the given questions :
DIRECTIONS (Qs. 1-4) : Study the following information
A, B, C, D, E, F, G and H are sitting around a circle facing the
carefully and answer the given questions :
centre but not necessarily in the same order.
A word and number arrangement machine when given an • B sits second to left of H's husband. No female is an
input line of words and numbers rearranges them following a immediate neighbour of B.
particular rule in each step. The following is an illustration of • D's daughter sits second to right of F. F is the sister of
input and rearrangement (All the numbers are two digits G. F is not an immediate neighbour of H's husband.
numbers) • Only one person sits between A and F. A is the father
Input : tall 48 13 rise alt 99 76 32 wise jar high 28 56 bam of G. H's brother D sits to the immediate left of H's
Step I : 13 tall 48 rise 99 76 32 wise jar high 28 56 bam alt mother. Only one person sits between H's mother and
Step II : 28 13 tall 48 rise 99 76 32 wise jar high 56 alt bam E.
Step III : 32 28 13 tall 48 rise 99 76 wise jar 56 alt bam high • Only one person sits between H and G. G is the mother
Step IV : 48 32 28 13 tall rise 99 76 wise 56 alt bam high jar of C. G is not an immediate neighbour of E.
Step V : 56 48 32 28 13 tall 99 76 wise alt bam high jar rise 5. What is position of A with respect to his mother-in-law ?
Step VI : 76 56 48 32 28 13 99 wise alt bam high jar rise tall (a) Immediate left (b) Third to the right
Step VII : 99 76 56 48 32 28 13 alt bam high jar rise tall wise (c) Third to the left (d) Second to the right
and Step VII is the last step of the above input, as the desired (e) Fourth to the left
arrangement is obtained. 6. Who amongst the following is D's daughter ?
As per the rules followed in the above steps, find out in each of (a) B (b) C
the following questions the appropriate step for the given input. (c) E (d) G
(e) H
Input : 84 why sit 14 32 not best ink feet 51 27 vain 68 92
7. What is the position of A with respect to his grandchild ?
(All the numbers are two digits numbers)
(a) Immediate right (b) Third to the right
1. Which step number is the following output ?
(c) Third to the left (d) Second to the left
32 27 14 84 why sit not 51 vain 92 68 feet best ink
(e) Fourth to the left
(a) Step V (b) Step VI
8. How many people sit between G and her uncle ?
(c) Step IV (d) Step III
(a) One (b) Two
(e) There is no such step
(c) Three (d) Four
2. Which word/number would be at 5th position from the right
(e) More than four
in Step V ?
9. Four of the following five are alike in a certain way based on
(a) 14 (b) 92 the given information and so form a group. Which is the
(c) feet (d) best one that does not belong to that group ?
(e) why (a) F (b) C
3. How many elements (words or numbers) are there between (c) E (d) H
'feet' and '32' as they appear in the last step of the output ? (e) G
(a) One (b) Three 10. Which of the following is true with respect to the given
(c) Four (d) Five seating arrangement ?
(e) Seven (a) C is the cousin of E
4. Which of the following represents the position of 'why' in (b) H and H's husband are immediate neighbours of each
the fourth step ? other
(a) Eighth from the left (b) Fifth from the right (c) No female is an immediate neighbour of C
(c) Sixth from the left (d) Fifth from the left (d) H sits third to left of her daughter
(e) Seventh from the left (e) B is the mother of H
2012-2 IBPS : Common Written Exam (PO/MT)
11. Who sits to the immediate left of C ? 20. Which of the following is true with respect to the given
(a) F's grandmother (b) G's son information ?
(c) D's mother-in-law (d) A (a) D's score was definitely less than 60
(e) G (b) F scored the maximum marks
DIRECTIONS (Qs. 12-18) : In each group of questions below (c) Only two people scored more than C
are two/three statements followed by two conclusions numbered (d) There is a possibility that B scored 79 marks
I and II. You have to take the given statements to be true even if (e) None is true
they seem to be at variance from commonly known facts and 21. The person who scored the maximum, scored 13 marks more
then decide which of the given conclusions logically follows than F's marks. Which of the following can be D's score ?
from the two/three statements disregarding commonly known (a) 94 (b) 60
facts. (c) 89 (d) 78
Give answer (a) if only conclusion I follows; (e) 81
Give answer (b) if only conclusion II follows; DIRECTIONS (Qs. 22-29) : Study the following information
Give answer (c) if either conclusion I or conclusion II follows; carefully to answer the given questions :
Give answer (d) if neither conclusion I nor conclusion II follows;
Give answer (e) if both conclusion I and conclusion II follow. Eight persons from different banks viz. UCO bank, Syndicate
bank, Canara bank, PNB, Dena Bank, Oriental Bank of Commerce,
12. Statements : Some exams are tests. No exam is a Indian bank and Bank of Maharashtra are sitting in two parallel rows
question. containing four people each, in such a way that there is an equal
Conclusions : I. No question is a test. distance between adjacent persons. In row-1 A, B, C and D are seated
II. Some tests are definitely not exams. and all of them are facing south. In row-2 P, Q, R and S are seated and
13. Statements : All forces are energies. All energies are all of them are facing north. Therefore, in the given seating
powers. No power is heat. arrangement each member seated in a row faces another member of
Conclusions : I. Some forces are definitely not powers. the other row. (All the information given above does not necessarily
II. No heat is force. represent the order of seating as in the final arrangement)
14. Statements : All forces are energies. All energies are • C sits second to right of the person from Bank of
powers. No power is heat. Maharashtra. R is an immediate neighbour of the person
Conclusions : I. No energy is heat. who faces the person from Bank of Maharashtra.
II. Some forces being heat is a possibility. • Only one person sits between R and the person for
15. Statements : No note is a coin. Some coins are metals. PNB. Immediate neighbour of the person from PNB
All plastics are notes. faces the person from Canara Bank.
Conclusions : I. No coin is plastic. • The person from UCO bank faces the person from
II. All plastics being metals is a possibility. Oriental Bank of Commerce. R is not from Oriental Bank
16. Statements : No note is a coin. Some coins are metals. of Commerce. P is not from PNB. P does not face the
All plastics are notes. person from Bank of Maharashtra.
Conclusions : I. No metal is plastic. • Q faces the person from Dena bank. The one who faces
II. All notes are plastics. S sits to the immediate left of A.
17. Statements : Some symbols are figures. All symbols are • B does not sit at any of the extreme ends of the line.
graphics. The person from Bank of Maharashtra does not face
No graphic is a picture. the person from Syndicate bank.
Conclusions : I. Some graphics are figures. 22. Which of the following is true regarding A ?
II. No symbol is a picture. (a) The person from UCO bank faces A
18. Statements : All vacancies are jobs. Some jobs are (b) The person from Bank of Maharashtra is an immediate
occupations. neighbour of A
Conclusions : I. All vacancies are occupations. (c) A faces the person who sits second to right of R
II. All occupations being vacancies is a (d) A is from Oriental Bank of Commerce
possibility. (e) A sits at one of the extreme ends of the line
DIRECTIONS (Qs. 19-21) : Study the following information 23. Who is seated between R and the person from PNB ?
carefully to answer the given questions : (a) The person from Oriental Bank of Commerce
(b) P
Each of the six friends, A, B, C, D, E and F scored different (c) Q
marks in an examination. C scored more than only. A and E. D (d) The person from Syndicate bank
scored less than only B. E did not score the least. The one who (e) S
scored the third highest marks scored 81 marks. E scored 62 marks. 24. Who amongst the following sit at extreme ends of the rows?
19. Which of the following could possibly be C's score ? (a) D and the person from PNB.
(a) 70 (b) 94 (b) The person from Indian bank and UCO bank.
(c) 86 (d) 61 (c) The person from Dena bank and P.
(e) 81 (d) The persons from Syndicate bank and D.
(e) C, Q
IBPS : Common Written Exam (PO/MT) 2012-3
25. Who amongst the following faces the person from Bank of (II) T does not live on an even numbered floor. Q lives on
Maharashtra ? an even numbered floor. Q does not live on the topmost
(a) The person from Indian bank floor.
(b) P (III) S lives on an odd numbered floor. There are two floors
(c) R between the floors on which S and P live. T lives on a
(d) The person from Syndicate bank floor immediately above R's floor.
(e) The person from Canara bank 31. There are six letters W, A, R, S, N and E. Is 'ANSWER' the
26. P is related to Dena bank in the same way as B is related to word formed after performing the following operations using
PNB based on the given arrangement. To who amongst the these six letters only ?
following is D related to, following the same pattern ? (I) E is placed fourth to the right of A. S is not placed
(a) Syndicate bank (b) Canara bank immediately next to either A or E.
(c) Bank of Maharashtra (d) Indian bank (II) R is placed immediately next (either left or right) to E.
(e) Oriental Bank of Commerce W is placed immediately next (either left or right) to S.
27. Four of the following five are alike in a certain way based on (III) Both N and W are placed immediately next to S. The
the given seating arrangement and thus form a group. Which word does not begin with R. A is not placed immediately
is the one that does not belong to that group ? next to W.
32. Point D is in which direction with respect to Point B ?
(a) Canara bank (b) R
(I) Point A is to the west of Point B. Point C is to the north
(c) Syndicate bank (d) Q
of Point B. Point D is to the south of Point C.
(e) Oriental Bank of Commerce
(II) Point G is to the south of Point D. Point G is 4 m from
28. Who amongst the following is from Syndicate bank ?
Point B. Point D is 9 m from Point B.
(a) C (b) R
(III) Point A is to the west of Point B. Point B is exactly
(c) P (d) D
midway between Points A and E. Point F is to the south
(e) A
of Point E. Point D is to the west of Point F.
29. C is from which of the following banks ?
33. How is 'one' coded in the code language ?
(a) Dena bank (I) 'one of its kind' is coded as 'zo pi ko fe' and 'in kind and
(b) Oriental Bank of Commerce cash' is coded as 'ga, to ru ko'
(c) UCO bank (II) Its point for origin' is coded as 'ba le fe mi' and 'make a
(d) Syndicate bank point clear' is coded as 'yu si mi de'
(e) Canara bank (III) 'make money and cash' is coded as 'to mi ru hy' and
DIRECTIONS (Qs. 30-34) : Each of the questions below consists 'money of various kind' is coded as 'qu ko zo hy'.
of a question and three statements numbered I, II and III given 34. Are all the four friends viz. A, B, C and D who are sitting
below it. You have to decide whether the data provided in the around a circular table, facing the centre ?
statements are sufficient to answer the question. Read all the (I) B sits second to right of D. D faces the centre. C sits to
three statements and — immediate right of both B and D.
Give answer (a) if the data in Statement I and II are sufficient to (II) A sits to immediate left of B. C is not an immediate
answer the question, while the data in Statement III are not neighbour of A. C sits to immediate right of D.
required to answer the question (III) D is an immediate neighbour of both A and C. B sits to
Give answer (b) if the data in Statement I and III are sufficient the immediate left of A. C sits to the immediate right of
to answer the question, while the data in Statement II are not B.
required to answer the question DIRECTION (Qs. 35) : Read the following information carefully
Give answer (c) if the data in Statement II and III are sufficient and answer the question which follows :
to answer the question, while the data in Statement I are not
Farmers found using chemical fertilizers in the organic-
required to answer the question
farming area of their farms would be heavily fined.
Give answer (d) if the data in either Statement I alone or
35. Which of the following statements is an assumption implicit
Statement II alone or Statement III alone are sufficient to answer
in the given statement ? (An assumption is something
the question.
supposed or taken for granted.)
Give answer (e) if the data in all the Statements I, II and III
(a) Chemical fertilisers harm the crop.
together are necessary to answer the question.
(b) A farm's area for organic and chemical farming is
30. Among six people P, Q, R, S, T and V each lives on a different different.
floor of a six storey building having six floors numbered one (c) Farmers who do not use chemical fertilizers in the
to six (the ground floor is numbered 1, the floor above it, chemical farming area would be penalized as well.
number 2 and so on and the topmost floor is numbered 6). (d) All farmers undertake both these kinds of farming
Who lives on the topmost floor ? (chemical as well as organic) in their farms.
(I) There is only one floor between the floors on which R (e) Organic fertilizers are banned in the area for chemical
and Q live. P lives on an even numbered floor. farming.
2012-4 IBPS : Common Written Exam (PO/MT)

DIRECTION (Qs. 36) : Read the following information carefully (D) Supermarkets charge the smaller brands 10% higher than
and answer the questions which follow: the amount charged to the bigger brands.
(E) Being outnumbered by the bigger brands, visibility of the
Small brands are now looking beyond local grocery stores smaller brands at local grocery stores is much lower as
and are tying up with Supermarkets such as Big Bazaar to pull compared to the supermarkets.
their business out of troubled waters. (F) Smaller brands are currently making substantial losses in
36. Which of the following can be inferred from the given their businesses.
information ? (An inference is something that is not directly 37. Which of the statements numbered (A), (B), (C), (D), (E) and
stated but can be inferred from the given information) (F) can be assumed from the facts/ information given in the
(a) Merchandise of smaller brands would not be available statement ? (An assumption is something supposed or taken
at local grocery stores in the near future. for granted)
(b) Smaller brands cannot compete with bigger ones in a (a) Only (A) (b) Only (B)
supermarket set-up. (c) Both (B) and (C) (d) Both (D) and (E)
(c) There is a perception among small brands that sale in a (e) Only (F)
supermarket is higher than that of small grocery stores. 38. Which of the statements numbered (A), (B), (C), (E) and (F)
(d) Supermarkets generate more revenue by selling represents a disadvantage of the small grocery stores over
products of bigger brands as compared to the smaller the Supermarkets from the perspective of a smaller brand ?
ones. (a) Only (A) (b) Only (C)
(e) Smaller brands have always had more tie-ups with (c) Only (E) (d) Only (F)
supermarkets as compared to small grocery stores. (e) Both (B) and (C)
DIRECTIONS (Qs. 37-40) : These questions are based on the 39. Which of the statements (A), (B), (C), (D) and (E) mentioned
information given above and the sentences labeled (A), (B), (C), above represents a reason for the shift from local grocery
(D), (E) and (F) as given below. stores to supermarkets by the smaller brands ?
(a) Only(A) (b) Only (B)
(A) A smaller brand manufacturing a certain product of quality (c) Only (D) (d) Both (A) and (D)
comparable with that of a bigger brand. makes much more (e) Both (C) and (E)
profit from the local grocery stores than from the 40. Which of the statements numbered (A), (B), (C), (E) and (F)
supermarkets. mentioned above would prove that the step taken by the
(B) As the supermarkets have been set up only in bigger cities smaller brands (of moving to supermarkets) may not
at present, this step would fail to deliver results in the smaller necessarily be correct ?
cities. (a) Only (A) (b) Only (C)
(C) Supermarkets help the smaller brands to break into newer (c) Only (E) (d) Only (F)
markets without investing substantially in distribution. (e) Both (B) and (E)

DIRECTIONS (Qs. 41-45) : In each of the questions given below which one of the five answer figures on the right should come
after the problem figures on the left, if the sequence were continued?
41. PROBLEM FIGURES ANSWER FIGURES

(a) (b) (c) (d) (e)

42. PROBLEM FIGURES ANSWER FIGURES

P O A S PB P CS B PB C O A B O C AP O A BO B P A O PA B
S O A P S
C S A O
B C A B O O C A PC S PB S C SS C C S
(a) (b) (c) (d) (e)
43. PROBLEM FIGURES ANSWER FIGURES
S C N B = = B B N N = O S B = B = S OS O B S O =
O C C C C
C S S C O S S O
= B N O C O N = S O B C = NN C N B = N B N
(a) (b) (c) (d) (e)
IBPS : Common Written Exam (PO/MT) 2012-5
44. PROBLEM FIGURES ANSWER FIGURES

(a) (b) (c) (d) (e)

45. PROBLEM FIGURES ANSWER FIGURES

(a) (b) (c) (d) (e)

DIRECTIONS (Qs. 46-50) : In each of the following questions below, the figures follow a series/sequence (like Q.41-45). One and
only one out of the five figures does not fit in the series/sequence. The number of that figure is your answer.

46. 47.

(a) (b) (c) (d) (e) (a) (b) (c) (d) (e)

48. 49.

(a) (b) (c) (d) (e) (a) (b) (c) (d) (e)

50.

(a) (b) (c) (d) (e)

QUANTITATIVE APTITUDE 54. 33124 ´ 2601 – (83)2 = (?)2 + (37)2

(a) 37 (b) 33
DIRECTIONS (Qs. 51-55) : What will come in place of the (c) 34 (d) 28
question mark (?) in the following questions ? (e) None of these
51. 4003 × 77 – 21015 = ? × 116 17 51 1 3
55. 5 ´ 4 ´11 + 2 = ?
(a) 2477 (b) 2478 37 52 7 4
(c) 2467 (d) 2476 (a) 303.75 (b) 305.75
(e) None of these
3 1
52. ( ) ( )
é 5 7 + 7 + 4 7 + 8 7 ù - (19) 2 = ?
ë û
(c) 303
4
(d) 305
4
(e) None of these
(a) 143 (b) 72 7
DIRECTIONS (Qs. 56-60) : What approximate value should come
(c) 134 (d) 70 7
in place of the question mark (?) in the following questions?
(e) None of these (Note : You are not expected to calculate the exact value.)
53. (4444 ÷ 40) + (645 ÷ 25) + (3991÷ 26) = ?
(a) 280.4 (b) 290.4 56. 8787 ÷ 343 × 50 = ?
(c) 295.4 (d) 285.4 (a) 250 (b) 140
(e) None of these (c) 180 (d) 100
(e) 280
 2012-6 IBPS : Common Written Exam (PO/MT)

3 DISTANCE COVERED (IN KILOMETERS) BY

57. 54821 × (303 ÷ 8) = (?)2
(a) 48 (b) 38 SIX VEHICLES ON EACH DAY
(c) 28 (d) 18
(e) 58 Vehicle Day 1 Day 2
A 832 864
5 7
58. of 4011.33 + of 3411.22 = ? B 516 774
8 10 C 693 810
(a) 4810 (b) 4980 D 552 765
(c) 4890 (d) 4930
E 935 546
(e) 4850
59. 23% of 6783 + 57% of 8431 = ? F 703 636
(a) 6460 (b) 6420 66. Which of the following vehicles travelled at the same speed
(c) 6320 (d) 6630
(e) 6360 on both the days ?
60. 335.01 × 244.99 ÷ 55 = ? (a) Vehicle A (b) Vehicle C
(a) 1490 (b) 1550 (c) Vehicle F (d) Vehicle B
(c) 1420 (d) 1590 (e) None of these
(e) 1400 67. What was the difference between the speed of vehicle A on
DIRECTIONS (Qs. 61-65) : In each of these questions a number day 1 and the speed of vehicle C on the same day ?
series is given. In each series only one number is wrong. Find (a) 7 km/hr. (b) 12 km/hr.
out the wrong number. (c) 11 km/hr. (d) 8 km/hr.
61. 5531 5506 5425 5304 5135 4910 4621 (e) None of these
(a) 5531 (b) 5425 68. What was the speed of vehicle C on day 2 in terms of meters
(c) 4621 (d) 5135 per second ?
(e) 5506
(a) 15.3 (b) 12.8
62. 6 7 9 13 26 37 69
(c) 11.5 (d) 13.8
(a) 7 (b) 26
(e) None of these
(c) 69 (d) 37
(e) 9 69. The distance travelled by vehicle F on day 2 was
63. 1 3 10 36 152 760 4632 approximately what percent of the distance travelled by it
(a) 3 (b) 36 on day 1 ?
(c) 4632 (d) 760 (a) 80 (b) 65
(e) 152 (c) 85 (d) 95
64. 7 4 5 9 20 51 160.5 (e) 90
(a) 4 (b) 5 70. What is the respective ratio between the speeds of vehicle
(c) 9 (d) 20 D and vehicle E on day 2 ?
(e) 51
(a) 15:13 (b) 17:13
65. 157.5 45 15 6 3 2 1
(c) 13:11 (d) 17:14
(a) 1 (b) 2
(e) None of these
(c) 6 (d) 157.5
(e) 45 71. An article was purchased for ` 78,350/-. Its price was marked
DIRECTIONS (Qs. 66-70) : Study the following graph and table up by 30%. It was sold at a discount of 20% on the marked
carefully and answer the questions given below : up price. What was the profit percent on the cost price ?
(a) 4 (b) 7
TIME TAKEN TO TRAVEL (IN HOURS) BY SIX
VEHICLES ON TWO DIFFERENT DAYS (c) 5 (d) 3
20
(e) 6
72. When X is subtracted from the numbers 9,15 and 27, the
remainders are in continued proportion. What is the value
15
of X ?
TIME (IN HOURS)

(a) 8 (b) 6
10 Day 1 (c) 4 (d) 5
Day 2 (e) None of these
5 73. What is the difference between the simple and compound
interest on ? 7,300/- at the rate of 6 p.c.p.a. in 2 years ?
(a) ` 29.37/- (b) ` 26.28/-
0
A B C D E F (c) ` 31.41/- (d) ` 23.22/-
VEHICLES
(e) ` 21.34/-
IBPS : Common Written Exam (PO/MT) 2012-7
74. Sum of three consecutive numbers is 2262. What is 41 % of 78. If the shopkeeper earned a profit of `433/- on each mobile
the highest number ? phone sold of company B during October, what was his
(a) 301.51 (b) 303.14 total profit earned on the mobile phones of that company
(c) 308.73 (d) 306.35 during the same month ?
(e) 309.55 (a) ` 6,49,900/- (b) ` 6,45,900/-
75. In how many different ways can the letters of the word (c) ` 6,49,400/- (d) ` 6,49,500/-
‘THERAPY’ be arranged so that the vowels never come (e) None of these
together ? 79. The number of mobile phones sold of company A during
(a) 720 (b) 1440 July is approximately what percent of the number of mobile
(c) 5040 (d) 3600 phones sold of company A during December ?
(e) 4800 (a) 110 (b) 140
(c) 150 (d) 105
DIRECTIONS (Qs. 76-80) : Study the following pie-chart and
(e) 130
table carefully and answer the questions given below :
80. What is the total number of mobile phones sold of company
PERCENTAGEWISE DISTRIBUTION OF THE B during August and September together ?
NUMBER OF MOBILE PHONES SOLD BY (a) 10,000 (b) 15,000
A SHOPKEEPER DURING SIX MONTHS (c) 10,500 (d) 9,500
Total number of mobile phones sold = 45,000 (e) None of these
DIRECTIONS (Qs. 81-85) : Study the following information
and answer the questions that follow :
The premises of a bank are to be renovated. The renovation
December
is in terms of flooring. Certain areas are to be floored either with
16%
November marble or wood. All rooms/halls and pantry are rectangular. The
12% July
17% area to be renovated comprises of a hall for customer transaction
October measuring 23 m by 29 m, branch manager's room measuring 13 m
8% by 17 m, a pantry measuring 14 m by 13 m, a record keeping cum
server room measuring 21m by 13 m and locker area measuring 29
September August m by 21 m. The total area of the bank is 2000 square meters. The
25% 22% cost of wooden flooring is ` 170/- per square meter and the cost
of marble flooring is ` 190/- per square meter. The locker area,
record keeping cum server room and pantry are to be floored with
marble. The branch manager's room and the hall for customer
transaction are to be floored with wood. No other area is to be
The respective ratio between the number of mobile phones renovated in terms of flooring.
sold of company A and company B during six months 81. What is the respective ratio of the total cost of wooden
flooring to the total cost of marble flooring ?
Month Ratio (a) 1879 : 2527 (b) 1887 : 2386
July 8:7 (c) 1887 : 2527 (d) 1829 : 2527
(e) 1887 : 2351
August 4:5
82. If the four walls and ceiling of the branch managers room
September 3:2 (The height of the room is 12 meters) are to be painted at the
October 7:5 cost of ` 190/- per square meter, how much will be the total
November 7:8 cost of renovation of the branch manager's room including
December 7:9 the cost of flooring ?
(a) ` 1,36,800/- (b) ` 2,16,660/-
76. What is the respective ratio between the number of mobile (c) ` 1,78.790/- (d) ` 2,11,940/-
phones sold of company B during July and those sold during (e) None of these
December of the same company ? 83. If the remaining area of the bank is to be carpeted at the rate
(a) 119:145 (b) 116:135 of ` 110/- per square meter, how much will be the increment
(c) 119 :135 (d) 119:130 in the total cost of renovation of bank premises ?
(e) None of these (a) ` 5,820/- (b) ` 4,848/-
77. If 35% of the mobile phones sold by company A during (c) ` 3,689/- (d) ` 6,890/-
November were sold at a discount, how many mobile phones (e) None of these
of company A during that month were sold without a 84. What is the percentage area of the bank that is not to be
discount? renovated ?
(a) 882 (b) 1635 (a) 2.2 (b) 2.4
(c) 1638 (d) 885 (c) 4.2 (d) 4.4
(e) None of these (e) None of these
2012-8 IBPS : Common Written Exam (PO/MT)
85. What is the total cost of renovation of the hall for customer 91. A bag contains 13 white and 7 black balls. Two balls are
transaction and the locker area ? drawn at random. What is the probability that they are of
(a) ` 2,29,100/- (b) ` 2,30,206/- the same colour ?
(c) ` 2,16,920/- (d) ` 2,42,440/- 41 21
(e) None of these (a) (b)
86. A certain amount was to be distributed among A, B and C in 190 190
the ratio 2 :3 :4 respectively, but was erroneously distributed 59 99
in the ratio 7:2:5 respectively. As a result of this, B got `40 (c) (d)
190 190
less. What is the amount ?
(a) ` 210/- (b) ` 270/- 77
(3) ` 230/- (d) ` 280/- (e)
190
(e) None of these 92. Akash scored 73 marks in subject A. He scored 56% marks
87. Rachita enters a shop to buy ice-creams, cookies and in subject B and X marks in subject C. Maximum marks in
pastries. She has to buy atleast 9 units of each. She buys each subject were 150. The overall percentage marks obtained
more cookies than ice-creams and more pastries than cookies. by Akash in all the three subjects together were 54%. How
She picks up a total of 32 items. How many cookies does many marks did he score in subject C ?
she buy ? (a) 84 (b) 86
(a) Either 12 or 13 (b) Either 11 or 12 (c) 79 (d) 73
(c) Either 10 or 11 (d) Either 9 or 11 (e) None of these
(e) Either 9 or10 93. The area of a square is 1444 square meters. The breadth of a
88. The fare of a bus is ` X for the first five kilometers and rectangle is 1/4th the side of the square and the length of
` 13/- per kilometer thereafter. If a passenger pays ` 2402/- the rectangle is thrice the breadth. What is the difference
for a journey of 187 kilometers, what is the value of X ? between the area of the square and the area of the rectangle?
(a) ` 29/- (b) ` 39/- (a) 1152.38 sq.mtr. (b) 1169.33 sq.mtr
(c) ` 36/- (d) ` 31/- (c) 1181.21 sq.mtr. (d) 1173.25 sq.mtr
(e) None of these (e) None of these
89. The product of three consecutive even numbers is 4032. 94. ` 73,689/- are divided between A and B in the ratio 4 :7.
The product of the first and the third number is 252. What is What is the difference between thrice the share of A and
five times the second number ? twice the share of B ?
(a) 80 (b) 100 (a) ` 36,699/- (b) ` 46,893/-
(c) 60 (d) 70 (c) ` 20.097/- (d) ` 26,796/-
(e) 90 (e) ` 13.398/-
90. The sum of the ages of 4 members of a family 5 years ago 95. A and B together can complete a task in 20 days. B and C
was 94 years. Today, when the daughter has been married together can complete the same task in 30 days. A and C
off and replaced by a daughter-in-law, the sum of their ages together can complete the same task in 40 days. What is the
is 92. Assuming that there has been no other change in the respective ratio of the number of days taken by A when
family structure and all the people are alive, what is the completing the same task alone to the number of days taken
difference in the age of the daughter and the daughter-in- by C when completing the same task alone ?
law ? (a) 2 : 5 (b) 2 : 7
(a) 22 years (b) 11 years (c) 3 : 7 (d) 1 : 5
(c) 25 years (d) 19 years (e) 3 : 5
(e) 15 years
DIRECTIONS (Qs. 96-100) : Study the following information and answer the questions that follow :
THE GRAPH GIVEN BELOW REPRESENTS THE PRODUCTION (IN TONNES) AND SALES (IN TONNES)
OF COMPANY A FROM 2006-2011
PRODUCTION AND SALES (In tonnes)

900

800

700

600 Production
Sales
500

400

300

200
2006 2007 2008 2009 2010 2011
YEARS
IBPS : Common Written Exam (PO/MT) 2012-9
The table given below represents the respective ratio of the 103. Which of the following Ministries along with Planning
production (in tonnes) of Company A to the production (in Commission of India has decided to set up a Corpus Fund
tonnes) of Company B, and the respective ratio of the sales of ` 500 crore, so that Tribals in Naxal-hit areas can be
(in tonnes) of Company A to the sales (in tonnes) of provided proper means of livelihood ?
Company B. (a) Ministry of Rural Development
(b) Ministry of Home Affairs
(c) Ministry of Tribal Affairs
Year Production Sales
(d) Ministry of Corporate Affairs
2006 5:4 2:3
(e) Ministry of Finance
2007 8:7 11:12 104. Which of the following was the issue over which India
2008 3:4 9:14 decided to vote against Sri Lanka in the meeting of one of
2009 11:12 4:5 the UN governed bodies/agencies ?
2010 14:13 10:9 (a) Violations of human rights in Sri Lanka
2011 13:14 1:1 (b) Allowing China to establish a military base in Indian
ocean
96. What is the approximate percentage increase in the (c) Issue of subsidy on agricultural products in the meeting
production of Company A (in tonnes) from the year 2009 to of the WTO
the production of Company A (in tonnes) in the year 2010 ? (d) Allowing part of Sri Lanka to become an independent
(a) 18 (b) 38 country governed by LTTE
(c) 23 (d) 27 (e) Sri Lanka's claim to become a permanent member of
(e) 32 UN Security Council
97. The sales of Company A in the year 2009 was approximately 105. The term 'Smart Money" refers to __________ .
what percent of the production of Company A in the same (a) Foreign Currency (b) Internet Banking
year ? (c) US Dollars (d) Travelers' cheques
(a) 65 (b) 73 (e) Credit Cards
106. Which one of the following is not a 'Money Market
(c) 79 (d) 83
Instrument' ?
(e) 69
(a) Treasury Bills (b) Commercial Paper
98. What is the average production of Company B (in tonnes) (c) Certificate of Deposit (d) Equity Shares
from the year 2006 to the year 2011 ? (e) None of these
(a) 574 (b) 649 107. Which one of the following is a retail banking product ?
(c) 675 (d) 593 (a) Home Loans (b) Working capital finance
(e) 618 (c) Corporate term loans (d) Infrastructure financing
99. What is the respective ratio of the total production (in (e) Export Credit
tonnes) of Company A to the total sales (in tonnes) of 108. Which of the following Statements is TRUE about political
Company A ? situation in Mali, where a military coup burst out recently ?
(a) 81 : 64 (b) 64 : 55 (a) General elections were due there in March/April 2012
(c) 71 : 81 (d) 71 : 55 but did not take place
(e) 81 : 55 (b) The country was under the control of US army since
100. What is the respective ratio of production of Company B (in last 18 months
tonnes) in the year 2006 to production of Company B (in (c) Army of the country was not happy as Amadou Toure
tonnes) in the year 2008 ? was made President without elections for the next five
years
(a) 2 : 5 (b) 4 : 5
(d) Coup broke out in Mali when Amadou Toure. the
(c) 3 : 4 (d) 3 : 5
Military Chief got seriously injured in a bomb blast
(e) 1 : 4
(e) NATO and its associates had planned a coup there
GENERAL AWARENESS 109. In the summit of which of the following organizations/group
of Nations it was decided that all members should enforce
101. A money deposited at a bank that cannot be withdrawn for Budget Discipline ?
a preset fixed period of time is known as a __________ . (a) G-8 (b) OPEC
(a) Term deposit (b) Checking Account (c) European Union (d) SAARC
(c) Savings Bank Deposit (d) No Frills Account (e) G-20
(e) Current Deposit 110. As per newspaper reports, India is planning to use 'SEU' as
102. A worldwide financial messaging network which exchanges fuel in its 700 MW nuclear reactors being developed in new
messages between banks and financial institutions is known plants. What is full form of 'SEU' as used here ?
as __________ . (a) Safe Electrical Units
(a) CHAPS (b) SWIFT (b) Small Electrical Unite
(c) NEFT (d) SFMS (c) Slightly Enriched Uranium
(e) CHIPS (d) Sufficiently Enriched Units
(e) Safely Enriched Uranium
2012-10 IBPS : Common Written Exam (PO/MT)
111. Technological Advancement in the recent times has given a 120. What was the reason owing to which Enrica Lexie, an Italian
new dimension to banks, mainly to which one of the ship was detained by the Port Authorities in Kerala and was
following aspects ? brought to Cochin port for inspection and search ?
(a) New Age Financial Derivatives (a) It was carrying objectionable material
(b) Service Delivery Mechanism (b) It was involved in sea piracy
(c) Any Banking (c) It was detained as the crew killed two Indian fishermen
(d) Any Type Banking (d) The ship started sailing without making payments of
(e) Multilevel Marketing iron ore it loaded
112. When there is a difference between all receipts and (e) It was detained as it was dumping nuclear waste in
expenditure of the Govt. of India, both capital and revenue, deep sea
it is called __________ . 121. Which of the following agencies/organizations recently gave
(a) Revenue Deficit (b) Budgetary Deficit 'go-ahead' verdict to India's one of the most controversial
(c) Zero Budgeting (d) Trade Gap project of inter linking rivers? (some of the rivers are
(e) Balance of payment problem international rivers)
(a) UN Food and Agriculture Organisation
113. Which of the following is NOT a function of the Reserve
(b) World Meteorological Organisation
Bank of India ?
(c) International Court of Justice
(a) Fiscal Policy Functions
(d) Central Water Commission
(b) Exchange Control Functions
(e) Supreme Court of India
(c) Issuance, Exchange and destruction of currency notes 122. Who among the following was the Captain of the Australian
(d) Monetary Authority Functions Team which played 4 Test matches against India in January
(e) Supervisory and Control Functions 2012 and won all of them ?
114. Which of the following is NOT required for opening a bank (a) Ricky Ponting (b) Michael Clarke
account ? (c) Nathan Lyon (d) Stuart Clark
(a) Identity Proof (b) Address Proof (e) Andrew Symonds
(c) Recent Photographs (d) Domicile Certificate 123. The committee on review of National Small Saving Fund
(e) None of these (NSSF) was headed by __________ .
115. The Golden Jubilee of Afro-Asian Rural Development (a) Dr. C. Rangarajan (b) Mr. U. K. Sinha
organization was organized in which of the following places (c) Dr. Y. V. Reddy (d) Mrs.Shyamala Gopinath
in March 2012 ? (e) Dr. Usha Thorat
(a) Dhaka (b) Tokyo 124. Banking Ombudsman Scheme is applicable to the business
(c) Cairo (d) Kuala Lampur of __________ .
(e) New Delhi (a) All scheduled commercial banks excluding RRBs
116. What is the maximum deposit amount insured by DICGC ? (b) All scheduled commercial banks including RRBs
(a) ` 2,00,000 per depositor per bank (c) Only Public Sector Banks
(b) ` 2,00,000 per depositor across all banks (d) All Banking Companies
(c) ` 1,00,000 per depositor per bank (e) All scheduled banks except private banks
(d) ` 1,00,000 per depositor across all banks 125. The 5th Asian tndoor Athletics Championship was organized
(e) None of these in February 2012 in __________ .
117. The present Foreign Trade policy of India will continue till- (a) Bangladesh (b) India
(a) December 2012 (b) March 2013 (c) Qatar (d) China
(c) March 2014 (d) June 2013 (e) South Korea
(e) December 2014 126. Nationalization of banks aimed at all of the following except
118. With reference to a cheque which of the following is the __________ .
“drawee bank” ? (a) Provision of adequate credit for agriculture, SME and
(a) The bank that collects the cheque exports
(b) The payee's bank (b) Removal of control by a few capitalists
(c) The endorsee's bank (c) Provision of credit to big industries only
(d) The endorser's bank (d) Access of banking to masses
(e) The bank upon which the cheque is drawn (e) Encouragement of a new class of entrepreneurs
119. In which of the following fund transfer mechanisms, can 127. Who among the following was the Chief Guest at the three-
funds be moved from one bank to another and where the day Pravasi Bharatiya Divas function held in January 2012 ?
transaction is settled instantly without being bunched with (a) Kamla Persad - Bissessar
any other transaction ? (b) Ram Baran Yadav
(a) RTGS (b) NEFT (c) Lakshmi Mittal
(c) TT (d) EFT (d) Salman Rushdie
(e) MT (e) Benjamin Netanyahu
IBPS : Common Written Exam (PO/MT) 2012-11
128. Which of the following banks is headed by a woman 137. Who among the following Indian Lawn Tennis player won a
CEO __________ . Doubles of Australian Open 2012 ?
(a) Bank of Baroda (b) HDFC Bank (a) Mahesh Bhupati (b) Kamlesh Mehta
(c) Central Bank of India (d) Punjab National Bank (c) Leander Paes (d) Sania Mirza
(e) ICICI Bank (e) Achanta Sarath Kamal
129. As per revised RBI Guidelines, Provision on secured portion 138. 'Akula-11' Class 'K-152 Nerpa' was inducted in Indian Navy
of loan accounts classified as Doubtful Assets for more recently. These are __________ .
than one year and upto 3 (three) years is to be made at the (a) Aircrafts (b) Radar System
rate of __________ . (c) Submarines Missiles (d) Warship
(a) 15% (b) 20% (e) Submarines
(c) 40% (d) 25%
139. Which of the following awards was conferred upon Late
(e) 30%
Mario De Miranda (Posthumously) in January 2012 ?
130. As per the provisions in the Food Security Bill - 2011, per
(a) Padma Vibhushan (b) Bharat Ratna
month how much food grain should be given to each person
(c) Kalidas Samman (d) Saraswati Samman
of the target group ?
(a) 5 kg. (b) 7 kg. (e) Padmashri
(c) 9 kg. (d) 10 kg. 140. Bad advances of a Bank are called __________ .
(e) 20 kg. (a) Bad debt (b) Book debt
131. Which of the following acts in vogue in India is against the (c) Non Performing Asset (d) Out of order accounts
thinking of raising school fee as per demand of the market (e) Overdrawn accounts
forces ? 141. Axis Bank is a __________ .
(a) Prevention of Corruption Act (a) Public Sector Bank (b) Private Sector Bank
(b) Child Labour (Prohibition & Regulation) Act (c) Co-operative Bank (d) Foreign Bank
(c) ShardaAct (e) Gramin Bank
(d) Right to Education Act 142. By increasing repo rate, the economy may observe the
(e) MG National Rural Employment Guarantee Act following effects __________.
132. Which of the following states has launched ‘Panch (a) Rate of interest on loans and advances will be costlier
Parmeshwar Yojana’ under which panchayats are allowed (b) Industrial output would be affected to an extent
to use the fund for developing infrastructure and basic (c) Banks will increase rate of interest on deposits
amenities in villages ? (d) Industry houses may borrow money from foreign
(a) Uttar Pradesh (b) Maharashtra countries
(c) Gujarat (d) Madhya Pradesh (e) All of these
(e) Tamil Nadu 143. Increased interest rates, as is existing in the economy at
133. Base Rate is the rate below which no Bank can allow their present will __________.
lending to anyone. Who sets up this ‘Base Rate’ for Banks? (a) Lead to higher GDP growth
(a) Individual Banks, Board (b) Lead to lower GDP growth
(b) Ministry of Commerce (c) Mean higher cost of raw materials
(c) Ministry of Finance (d) Mean lower cost of raw materials
(d) RBI (e) Mean higher wage bill
(e) Interest Rate Commission of India 144. Which of the following schemes is launched to provide
134. National Table Tennis Championship was organized in pension to people in unorganized sectors in India ?
January 2012 in __________ . (a) Swabhiman (b) Jeevan Dhara
(a) Mumbai (b) Delhi
(c) Jeevan Kalyan (d) ASHA
(c) Hyderabad (d) Lucknow
(e) Swavalamban
(e) Jaipur
145. The 10th Basic Ministerial Meeting on Climate Change was
135. Who among the follwing is the author of the book
organized in February 2012 in __________.
'Nirbasan'?
(a) Tokyo (b) Beijing
(a) Mahashweta Devi (b) Taslima Nasreen
(c) Sunil Gangopadhyay (d) Vikram Seth (c) Manila (d) Moscow
(e) Kiran Desai (e) New Delhi
136. What is a Debit Card' ? 146. Finance Ministry has asked the Reserve Bank of India to
(a) It is a card issued by a Rating Agency allow common ATM's that will be owned and managed by
(b) It is a card which can be used for withdrawing cash or non-banking entities hoping to cut transaction costs for
making payment even in the absence of any balance in banks. Such ATM's are known as __________.
the account (a) Black Label ATM's
(c) It is a card which can be used for withdrawing cash or (b) off site ATM's
making payment if there is balance in the account (c) on site ATM's or red ATM's
(d) It is a card which carries prepaid balance (d) third party ATM's
(e) It is a card which can be used for making STD calls (e) white label ATM's
2012-12 IBPS : Common Written Exam (PO/MT)
147. Which of the following schemes of the Govt. of India has 155. Fourth-generation mobile technology provides enhanced
provided electricity to 99000 villages and total 1.7 crore capabilities allowing the transfer of both __________ data,
households uptill now ? including full-motion video, high-speed Internet access, and
(a) Kutir Jyoti videoconferencing.
(b) Rajiv Gandhi Grameen Vidyutikaran Yojana (a) video data and information
(c) Bharat Nirman (b) voice and nonvoice
(c) music and video
(d) PURA
(d) video and audio
(e) SEWA (e) None of these
148. Ranbir Kapoor was awarded Best Actor Award in 57th 156. __________ is a form of denial of service attack in which a
Filmfare Award Function for his performance in ________. hostile client repeatedly sends SYN packets to every port
(a) No One Killed Jessica on the server using fake IP addresses.
(b) Stanley Ka Dabba (a) Cyborgaming crime (b) Memory shaving
(c) 7 Khoon Maaf (c) Syn flooding (d) Software piracy
(d) Rockstar (e) None of these
(e) Zindagi Na Milegi Dobara 157. Which of these is a point-and-draw device ?
149. An ECS transaction gets bounced and you are unable to (a) mouse (b) scanner
recover your money from your customer. Under which Act (c) printer (d) CD-ROM
criminal action can be initiated ? (e) Keyboard
(a) Indian Penal Code 158. The letter and number of the intersecting column and row is
the __________.
(b) Negotiable Instruments Act
(a) cell location (b) cell position
(c) Criminal Procedure Code
(c) cell address (d) cell coordinates
(d) Payment and Settlements Act
(e) cell contents
(e) Indian Contract Act 159. A set of rules for telling the computer what operations to
150. Mr. Rajendra had filed a complaint with Banking Ombudsman perform is called a __________.
but is not satisfied with the decision. What is the next option (a) procedural language (b) structures
before him for getting his matter resolved ? (c) natural language (d) command language
(a) Write to the CMD of the Bank. (e) programming language
(b) File an appeal before the Finance Minister. 160. A detailed written description of the programming cycle and
(c) File an appeal before the Banking Ombudsman again. the program, along with the test results and a printout of the
(d) File an appeal before the Dy. Governor RBI. program is called __________.
(e) Simply close the matter as going to court involves time (a) documentation (b) output
and money. (c) reporting (d) spec sheets
COMPUTER KNOWLEDGE (e) Directory
161. Forms that are used to organize business data into rows
151. __________ allows users to upload files to an online site and columns are called __________.
so they can be viewed and edited from another location. (a) transaction sheets (b) registers
(a) General-purpose applications (c) business forms (d) sheet-spreads
(b) Microsoft Outlook (e) spreadsheets
(c) Web-hosted technology 162. In Power Point, the Header and Footer button can be found
(d) Office Live on the Insert tab in what group ?
(e) None of these (a) Illustrations group (b) Object group
152. What feature adjusts the top and bottom margins so that (c) Text group (d) Tables group
the text is centered vertically on the printed page ? (e) None of these
(a) Vertical justifying (b) Vertical adjusting 163. A(n)_________is a set of programs designed to manage
(c) Dual centering (d) Horizontal centering the resources of a computer, including starting the computer,
(e) Vertical centering managing programs, managing memory, and coordinating
tasks between input and output devices.
153. Which of these is not a means of personal communication
(a) application suite (b) compiler
on the Internet ?
(c) input/output system (d) interface
(a) chat (b) instant messaging
(e) operating system (OS)
(c) instanotes (d) electronic mail
164. A typical slide in a slide presentation would not include
(e) None of these
__________.
154. What is the overall term for creating, editing, formatting, (a) photo images charts, and graphs
storing, retrieving, and printing a text document ? (b) graphs and clip art
(a) Word processing (b) Spreadsheet design (3) clip art and audio clips
(c) Web design (d) Database management (d) full-motion video
(e) Presentation generation (e) content templates
IBPS : Common Written Exam (PO/MT) 2012-13
165. The PC productivity tool that manipulates data organized in 173. Different components on the motherboard of a PC unit are
rows and columns is called a __________. linked together by sets of parallel electrical conducting lines.
(a) spreadsheet What are these lines called ?
(b) word processing document (a) Conductors (b) Buses
(c) presentation mechanism (c) Connectors (d) Consecutives
(d) database record manager (e) None of these
(e) EDI creator 174. What is the name given to those applications that combine
166. In the absence of parentheses, the order of operation is text, sound, graphics, motion video, and/ or animation ?
__________. (a) motionware (b) anigraphics
(a) Exponentiation, addition or subtraction, multiplication (c) videoscapes (d) multimedia
or division (e) maxomedia
(b) Addition or subtraction, multiplication or division, 175. A USB communication device that supports data encryption
exponentiation for secure wireless communication for notebook users is
(c) Multiplication or division, exponentiation, addition or called a __________.
subtraction (a) USB wireless network adapter
(d) Exponentiation, multiplication or division, addition or (b) wireless switch
subtraction (c) wireless hub
(e) Addition or subtraction, exponentiation, Multiplication (d) router
or division (e) None of these
167. To find the Paste Special option, you use the Clipboard 176. A(n) __________ language reflects the way people think
group on the _____ tab of PowerPoint. mathematically.
(a) Design (b) Slide Show (a) cross-platform programming
(c) Page Layout (d) Insert (b) 3GL business programming
(e) Home (c) event-driven programming
168. An _____ program is one that is ready to run and does not (d) functional
need to be altered in any way. (e) None of these
(a) interpreter (b) high-level 177. When entering text within a document, the Enter key is
(c) compiler (d) COBOL normally pressed at the end of every __________.
(e) executable (a) Line (b) Sentence
169. Usually downloaded into folders that hold temporary (c) Paragraph (d) word
Internet files, _____ are written to your computer's hard (e) file
disk by some of the Web sites you visit. 178. When a real-time telephone call between people is made
(a) anonymous files (b) behaviour files over the Internet using computers, it is called __________.
(c) banner ads (d) large files (a) a chat session (b) an e-mail
(e) cookies (c) an instant message (d) Internet telephony
170. What is the easiest way to change the phrase, revenues, (e) None of these.
profits, gross margin, to read revenues, profits, and gross 179. Which of the following is the first step in sizing a window ?
margin ? (a) Point to the title bar
(a) Use the insert mode, position the cursor before the g (b) Pull down the View menu to display the toolbar
in gross, then type the word and followed by a space (c) Point lo any corner or border
(b) Use the insert mode, position the cursor after the g in (d) Pull down the View menu and change to large icons
gross, then type the word and followed by a space (e) None of these
(c) Use the overtype mode, position the cursor before the 180. Which of the following software could assist someone who
g in gross, then type the word and followed by a space cannot use their hands for computer input ?
(d) Use the overtype mode, position the cursor after the g (a) Video conferencing (b) Speech recognition
in gross, then type the word and followed by a space (c) Audio digitizer (d) Synthesizer
(e) None of these (e) None of these
171. A program, either talk or music, that is made available in 181. ___________ a document means the file is transferred from
digital format tor automatic download over the Internet is another computer to your computer.
called a __________. (a) Uploading
(a) wiki (b) broadcast (b) Really Simple Syndication (RSS)
(c) vodcast (d) blog (c) Accessing
(e) podcast (d) Downloading
172. Which PowerPoint view displays each slide of the (e) Upgrading
presentation as a thumbnail and is useful for rearranging 182. Which computer memory is used for storing programs and
slides ? data currently being processed by the CPU ?
(a) Slide Sorter (b) Slide Show (a) Mass memory (b) Internal memory
(c) Slide Master (d) Notes Page (c) Non-volatile memory (d) PROM
(e) Slide Design (e) None of these
2012-14 IBPS : Common Written Exam (PO/MT)
183. Computers that control processes accept data in a (a) Internet service provider
continuous __________. (b) Internet access provider
(a) data traffic pattern (b) data highway (c) Application service provider
(c) infinite loop (d) feedback loop (d) Application access provider
(e) slot (e) Outsource agency
184. What refers to a set of characters of a particular design ? 192. A(n) ________ allows you to access your e-mail from
(a) keyface (b) formation anywhere.
(c) calligraph (d) stencil (a) Forum (b) Webmail interface
(e) typeface (c) Message Board (d) Weblog
185. _________ is used by public and private enterprises to (e) None of these
publish and share financial information with each other and 193. Which of the following would you find on Linkedln ?
industry analysts across all computer platforms and the (a) Games (b) Connections
Internet. (c) Chat (d) Applications
(a) Extensible Markup Language (EML) (e) None of these
(b) Extensible Business Reporting Language (XBRL) 194. ________ is a technique that is used to send more than one
(c) Enterprise Application Integration (EAI) call over a single line.
(d) Sales Force Automation (SFA) software (a) Digital transmission (b) Infrared transmission
(e) None of these (c) Digitizing (d) Streaming
186. Which part of the computer is used for calculating and (e) Multiplexing
comparing ? 195. The Search Companion can __________.
(a) ALU (b) Control unit (a) Locate all files containing a specified phrase
(c) Disk unit (d) Modem (b) Restrict its search to a specified set of folders
(e) None of these (c) Locate all files containing a specified phrase and restrict
187. The method of Internet access that requires a phone line, its search to a specified set of folders
but offers faster access speeds than dial-up is the _____ (d) Cannot locate all files containing a specified phrase or
connection. restrict its search to a specified set of folders
(a) cable access (e) None of these
(b) satellite access 196. Which of the following cannot be part of an email address ?
(c) fiber-optic service (a) Period (.) (b) At sign (@)
(d) Digital Subscriber Line (DSL) (c) Space () (d) Underscore (_)
(e) modem (e) None of these
188. ___________ software creates a mirror image of the entire 197. Which of the following must be contained in a URL ?
hard disk, including the operating system, applications, files, (a) a protocol identifier
and data. (b) the letters, www.
(a) Operating system (b) Backup software (c) the unique registered domain name
(c) Utility programs (d) Driver imaging (d) www. and the unique registered domain name
(e) None of these (e) a protocol identifier, www. and the unique registered
189. What is a URL? domain name
(a) a computer software program 198. Which of the following information systems focuses on
(b) a type of programming object making manufacturing processes more efficient and of higher
(c) the address of a document or "page" on the World quality ?
Wide Web (a) Computer-aided manufacturing
(d) an acronym for Unlimited Resources for Learning (b) Computer-integrated manufacturing
(e) a piece of hardware (c) Computer-aided software engineering
190. What is the significance of a faded (dimmed) command in a (d) Computer-aided system engineering
pull-down menu ? (e) None of these
(a) The command is not currently accessible 199. A mistake in an algorithm that causes incorrect results is
(b) A dialog box appears if the command is selected called a __________.
(c) A Help window appears if the command is selected (a) logical error (b) syntax error
(d) There are no equivalent keystrokes for the particular (c) procedural error (d) compiler error
command (e) machine error
(e) None of these 200. A device for changing the connection on a connector to a
191. Your business has contracted with another company to have different configuration is-
them host and run an application for your company over (a) a converter (b) a component
the Internet. The company providing this service to your (c) an attachment (d) an adapter
business is called an __________. (e) Voltmeter
IBPS : Common Written Exam (PO/MT) 2012-15
on exports should, prima facie, fall behind. Specifically for India, a
ENGLISH LANGUAGE fall in the exchange rate could not have come at a better time. It
will help Indian exporters gain market share even it global trade
DIRECTIONS (Qs. 201-215) : Read the following passage
remains depressed. More importantly, it could lead to massive
carefully and answer the questions given below it. Certain words/
import substitution that favours domestic producers.
phrases have been printed in bold to help you locate them while
Let's now focus on India and start with a caveat. It is
answering some of the questions.
important not to confuse a short-run cyclical dip with a permanent
When times are hard, doomsayers are aplenty. The problem de-rating of its long-term structural potential. The arithmetic is
is that if you listen to them too carefully, you tend to overlook the simple. Our growth rate can be in the range of 7-10 per cent
most obvious signs of change. 2011 was a bad year. Can 2012 be depending on policy action. Ten per cent if we get everything
any worse? Doomsday forecasts are the easiest to make these right, 7 per cent if we get it all wrong. Which policies and reforms
days. So let's try a contrarian's forecast instead. are critical to taking us to our 10 per cent potential ? In judging
Let's start with the global economy. We have seen a steady this, let's again be careful. Lets not go by the laundry list of reforms
flow of good news from the US. The employment situation seems that FIIs like to wave: increase in foreign equity limits in foreign
to be improving rapidly and consumer sentiment, reflected in retail shareholding, greater voting rights tor institutional shareholders
expenditures on discretionary items like electronics and clothes, in banks, FDI in retail, etc. These can have an impact only at the
has picked up. If these trends sustain, the US might post better margin. We need not bend over backwards to appease the FIIs
growth numbers for 2012 than the 1.5-1.8 percent being forecast through these reforms - they will invest in our markets when
currently. momentum picks up and will be the first to exit when the momentum
Japan is likely to pull out of a recession in 2012 as post- flags, reforms or not.
earthquake reconstruction efforts gather momentum and the fiscal The reforms that we need are the ones that can actually raise
stimulus announced in 2011 begins to pay off. The consensus out. Sustainable long-term growth rate. These have to come in areas
estimate for growth in Japan is a respectable 2 per cent for 2012. like better targeting of subsidies, making projects in infrastructure
The "hard-landing" scenario for China remains and will viable so that they draw capital, raising the productivity of agriculture,
remain a myth. Growth might decelerate further from the 9 per cent improving healthcare and education, bringing the parallel economy
that it expected to clock in 2011 but is unlikely to drop below 8-8.5 under the tax net, implementing fundamental reforms in taxation like
percent in 2012. GST and the direct tax code and finally easing the myriad rules and
Europe is certainly in a spot of trouble. It is perhaps already regulations that make doing business in India such a nightmare. A
in recession and for 2012 it is likely to post mildly negative growth. number of these things do not require new legislation and can be
The risk of implosion has dwindled over the last few months - done through executive order.
peripheral economies like Greece, Italy and Spain have new 201. Which of the following is NOT TRUE according to the
governments in place and have made progress towards genuine passage ?
economic reform. (a) China's economic growth may decline in the year 2012
Even with some of these positive factors in place, we have as compared to the year 2011
to accept the fact that global growth in 2012 will be tepid. But (b) The European economy is not doing very well
there is a flipside to this. Softer growth means lower demand for (c) Greece is on the verge of bringing about economic
commodities and this is likely to drive a correction in commodity reforms
prices. Lower commodity inflation will enable emerging market (d) In the year 2012, Japan may post a positive growth and
central banks to reverse their monetary stance. China, for instance, thus pull out of recession
has already reversed its stance and has pared its reserve ratio (e) All are true
twice. The RBI also seems poised for a reversal in its rate cycle as 202. Which of the following will possibly be a result of softer
headline inflation seems well on its way to its target of 7 per cent growth estimated for the year 2012 ?
for March 2012. (A) Prices of oil will not increase.
That said, oil might be an exception to the general trend in (B) Credit availability would be lesser.
commodities. Rising geopolitical tensions, particularly the (C) Commodity inflation would be lesser.
continuing face-off between Iran and the US, might lead to a (a) Only (B) (b) Only (A) and (B)
spurt in prices. It might make sense for our oil companies to hedge (c) Only (A) and (C) (d) Only (C)
this risk instead of buying oil in the spot market. (e) All (A), (B) and (C)
As inflation fears abate and emerging market central banks 203 Which of the following can be said about the present status
begin to cut rates, two things could happen Lower commodity ol the US economy ?
inflation would mean lower interest rates and better credit (a) There is not much improvement in the economic
availability. This could set a floor to growth and slowly reverse scenario of the country from the year 2011
the business cycle within these economies. Second, as the fear of (b) The growth in the economy of the country, in the year
untamed, runaway inflation in these economies abates, the global 2012, would definitely be lesser than 1.8 percent
investor's comfort levels with their markets will increase. (c) The expenditure on clothes and electronic commodities,
Which of the emerging markets will outperform and who by consumers, is lesser than that in the year 2011
will get left behind? In an environment in which global growth is (d) There is a chance that in 2012 the economy would do
likely to be weak, economies like India that have a powerful better than what has been forecast
domestic consumption dynamic should lead; those dependent (e) The pace of change in the employment scenario of the
country is very slow.
2012-16 IBPS : Common Written Exam (PO/MT)
204. Which of the following is possibly the most appropriate 210. CLOCK
title for the passage ? (a) watch (b) achieve
(a) The Economic Disorder (c) time (d) second
(b) Indian Economy Versus The European Economy (e) regulate
(c) Global Trade 211. ABATE
(d) The Current Economic Scenario (a) rise (b) gear
(e) Characteristics of The Indian Economy (c) hurl (d) lessen
205. According to the author, which of the following would (e) retreat
characterize Indian growth scenario in 2012 ? 212. EMERGING
(A) Domestic producers will take a hit because of depressed (a) raising (b) developing
global trade scenario. (c) noticeable (d) conspicuous
(B) On account of its high domestic consumption, India (e) uproaring
will lead. DIRECTIONS (Qs. 213-215) : Choose the word/group of words
(C) Indian exporters will have a hard time in gaining market which is most opposite in meaning to the word/group of words
share. printed in bold as used in the passage.
(a) Only (B) (b) Only (A) and (B) 213. MYRIAD
(c) Only (B) and (C) (d) Only (A) (a) trivial (b) difficult
(e) All (A), (B) and (C) (c) few (d) effortless
206. Why does the author not recommend taking up the reforms (e) countless
suggested by FII's ? 214. TEPID
(a) These will bring about only minor growth (a) moderate (b) high
(b) The reforms suggested will have no effect on the (c) warm (d) irregular
economy ol our country, whereas will benefit the FII's (e) little
significantly 215. MYTH
(c) The previous such recommendations had backfired (a) reality (b) belief
(d) These reforms will be the sole reason for our country's (c) contrast (d) idealism
economic downfall (e) falsehood
(e) The reforms suggested by them are not to be trusted DIRECTIONS (Qs. 216-220) : Rearrange the following six
as they will not bring about any positive growth in sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to
India form a meaningful paragraph; then answer the questions given
207. Which of the following is TRUE as per the scenario presented below them.
in the passage? (A) If China is the world's factory, India has become the world's
(a) The highest growth rate that India can expect is 7 outsourcing centre - keeping in line with this image.
percent (B) But India's future depends crucially on its ability to compete
(b) The fall in the exchange rate will prove beneficial to fully in the Creative Economy - not just in tech and software,
India but across design and entrepreneurship; arts, culture and
(c) Increased FDI in retail as suggested by Flls would entertainment; and the knowledge-based professions of
benefit India tremendously medicine, finance and law.
(d) The reforms suggested by the author require new (C) While its creative assets outstrip those of other emerging
legislation in India competitors, India must address several challenges to
(e) None is true increase its international competitiveness as the world is in
208. According to the author, which ot the following reform/s is/ the midst of a sweeping transformation.
are needed to ensure long term growth in India? (D) This transformation is evident in the fact that the world is
(A) Improving healthcare and educational facilities. moving from an industrial economy to a Creative Economy
(B) Bringing about reforms in taxation. that generates wealth by harnessing intellectual labour,
(C) Improving agricultural productivity. intangible goods and human creative capabilities.
(a) Only (B) (b) Only (A) and (B) (E) Its software industry is the world's second-largest, its tech
(c) Only (B) and (C) (d) Only (A) outsourcing accounts for more than hall of the $ 300 billion
(e) All (A), (B) and (C) global industry, according to a technology expert.
(F) If the meeting of world leaders at Davos is any indication,
DIRECTIONS (Qs. 209-212) : Choose the word/group of words
India is rapidly becoming an economic'rock star'.
which is most similar in meaning to the word/group of words
printed in bold as used in the passage. 216. Which of the following should be the SIXTH (LAST)
sentence after the rearrangement ?
209. DRAW (a) A (b) B
(a) entice (b) push (c) C (d) D
(c) decoy (d) attract (e) E
(e) persuade
IBPS : Common Written Exam (PO/MT) 2012-17
217. Which of the following should be the THIRD sentence after 224. Medical teachers said that the management had continued
the rearrangement ? to remain to their cause leading to the stretching of their
(a) A (b) B strike.
(c) C (d) D (A) unmoved (B) lethargic
(e) E (C) unconcerned (D) apathetic
218. Which of the following should be the FIFTH sentence after (E) indifferent (F) bored
the rearrangement ? (a) (B) and (C) (b) (C) and (F)
(a) A (b) B (c) (A) and (E) (d) (A) and (D)
(c) C (d) F (e) (D) and (E)
(e) E 225. The parents had approached the high court to the
219. Which of the following should be the FIRST sentence after government order after their children, who passed UKG, were
the rearrangement ? denied admission by a school.
(a) F (b) B (A) void (B) quash
(c) C (d) A (C) annual (D) stay
(e) E (E) lift (F) post
220. Which of the following should be the SECOND sentence (a) (A) and (D) (b) (B) and (C)
after the rearrangement ? (c) (C) and (E) (d) (E) and (F)
(a) A (b) B
(e) (C) and (D)
(c) C (d) D
(e) F DIRECTIONS (Qs. 226-235) : Read each sentence to find out
whether there is any grammatical error or idiomatic error in it.
DIRECTIONS (Qs. 221-225) : The following questions consist
The error,if any, will be in one part of the sentence. The letter of
of a single sentence with one blank only. You are given six that part is the answer. If there is 'No error', the answer is ‘(e)’.
words denoted by A, B, C, D, E & F as answer choices and from (ignore errors of punctuation, if any).
the six choices you have to pick two correct answers, either of
which will make the sentence meaningfully complete. 226. The Government has asked individuals /
221. ___________ before the clock struck 8 on Saturday night, (a)
India Gate was swamped with people wearing black tee-
shirts and holding candles. with income of over 110 lakhs to
/
(A) Minutes (B) Time (b)
(C) Later (D) Quickly electronic file tax returns for the year 2011 -12,
(E) Since (F) Seconds /
(c)
(a) (B) and (E) (b) (A) and (C)
(c) (A) and(F) (d) (B) and (D) something which was optional till last year. No error
(e) (C) and (E) (d) (e)
222. The Stales should take steps to the process of teachers"
227. The power tariff had already / been increased twice in /
appointments as the Centre has already sanctioned six lakh
posts. (a) (b)
(A) fasten (B) move the last 15 months and the Electricity Board had also
(C) hasten (D) speed /
(c)
(E) early (F) quicken
(a) (D) and (F) (b) (A) and (C) levied additional monthly charges to consumers.
(c) (C) and (F) (d) (D) and (E) (d)
(e) (B) and (D)
No error
223. A senior citizen's son threatened her every day and
(e)
physically harmed her, forcing her to transfer her properly
to him. 228. Despite of curfew / in some areas, minor /
(A) superficially (B) mistakenly (a) (b)
(C) allegedly (D) miserably
(E) doubtfully (F) purportedly communal incidents were reported
/
(a) (C) and (F) (b) (A) and (E) (c)
(c) (C) and (E) (d) (D) and (F)
from different areas of the walled city. No error
(e) (A) and (C) /
(d) (e)
2012-18 IBPS : Common Written Exam (PO/MT)

229. This comes / at a time / when fund allocation / 235. As far the issue of land encroachment /
(a) (b) (c) (a)
is been doubled. No error in villages is concerned, people will
/ /
(d) (e) (b)
230. As the prison will get /
have to make a start from their villages by
(a) /
(c)
an official telephone facility soon, the prisoners
/ sensitising and educating the villagers about this issue.
(b) .
(d)
wont have to make calls in discreet manner
(c) No error
(e)
through smuggled mobile phones. No error
/ DIRECTIONS (Qs. 236-240) : Which of the phrases (a), (b), (c)
(d) (e)
and (d) given below each sentence should replace the word/
231. The area was plunged into / darkness mid a wave of /
phrase printed in bold in the sentence to make it grammatically
(a) (b) correct ? If the sentence is correct as it is given and no correction
cheering and shouting slogans like 'Save The Earth'. is required, mark (e) as the answer.
/ /
(c) (d) 236. US secretary of state made it clear that time running out for
No error diplomacy over Iran's nuclear programme and said that talks
(e) aimed at preventing Tehran from acquiring a nuclear weapon
would resume in April.
232. The poll contestants approached / (a) runs out (b) was running out
(a) (c) ran out (d) run
the commission complaining that the hoardings (e) No correction required
/ 237. While the war of the generals rage on, somewhere in small
(b)
town India, wonderful things are happening, quietly and
violated the code of conduct minus fanfare.
/
(c) (a) rage (b) raging
and influenced public perception. No error (c) rages on (d) raged on
/ (e) No correction required
(d) (e)
238. According to WWF, the small island nation of Samoa was
233. The country has / adequate laws but problems / the first in switch off its lights for Earth Hour.
(a) (b) (a) first to switch of (b) the first to switch off
(c) the first of switch off (d) first in switch of
arise when these are not
/ (e) No correction required
(c)
239. The campaign is significant because not just the youths are
implemented in letter and spirit. No error directly appealing to the world but because their efforts
/
(d) (e) challenge the chimera of normalcy in the area.
(a) not just because (b) just not because
234. The Management feels that /
(c) not just (d) because just
(a)
(e) No correction required
the employees of the organisation are 240. The doctor's association has threatened to go on indefinite
/
(b) strike support of their teachers.
(a) on supporting to (b) to supporting
non-productive, and do not want to work hard.
/ / (c) for support (d) in support of
(c) (d)
(e) No correction required
No error
(e)
IBPS : Common Written Exam (PO/MT) 2012-19

DIRECTIONS (Qs. 241-250) : In the following passage there 243. (a) sensed (b) called
are blanks, each of which has been numbered. These numbers (c) nothing (d) but
are printed below the passage and against each, five words/ (e) term
phrases are suggested, one of which fits the blank appropriately. 244. (a) due (b) results
Find out the appropriate word/phrase in each case. (c) reason (d) those
(e) because
Greenhouse gases are only (241) of the story when it comes to
245. (a) done (b) known
global warming. Changes to one part of the climate system can
(c) ruled (d) bestowed
(242) additional changes to the way the planet absorbs or reflects
(e) said
energy. These secondary changes are (243)climate feedback's,
246. (a) mastering (b) sending
and they could more than double the amount of warming caused
(c) melting (d) calming
by carbon dioxide alone. The primary feedback are (244)to snow
(e) increasing
and ice, water vapour, clouds, and the carbon cycle.
247. (a) make-shift (b) ceasing
The most well (245) feedback comes from melting snow and ice in
(c) troubled (d) perpetual
the Northern Hemisphere. Warming temperatures are already (246)
(e) absent
a growing percentage of Arctic sea ice, exposing dark ocean water
248. (a) dwindling (b) manufactured
during the (247) sunlight of summer. Snow cover on land is also
(c) descending (d) generating
(248) in many areas. In the (249) of snow and ice, these areas go
(e) supplied
from having bright, sunlight-reflecting surfaces that cool the planet
249. (a) progress (b) reduced
to having dark, sunlight-absorbing surfaces that (250) more
(c) existence (d) midst
energy into the Earth system and cause more warming.
(e) absence
241. (a) whole (b) part
250. (a) repel (b) waft
(c) material (d) issue
(c) monitor (d) bring
(e) most
(e) access
242. (a) raise (b) brings
(c) refer (d) stop
(e) cause
2012-20 IBPS : Common Written Exam (PO/MT)

Time : 60 min. Max. Marks : 50

1. Write a letter on any one of the following topics : (15 Marks)

(a) Write a letter to your brother/sister explaining the significance of Census in every 10 years.
(b) Write a letter to the appropriate authority stating inadequate educational facility in your area.
(c) Write a letter to the editor of a newspaper sharing the significant role of a common citizen action to
influence development in your area.

2. Write an article of 250 words on any of the following topic : (20 Marks)
(a) The growth of Banks in India
(b) The green initiative of big business houses
(c) Micro-finance in India

3. Write a precise of the following passage and also give a suitable title to it. (15 Marks)
Even as the debate rages on whether poverty measurement in the country is accurate, a recent report on
nutritional intake of individuals has come up with a chilling conclusion: two thirds of the country's population
is eating less than what is required.
Even more worrying is that this trend continues despite a healthy economic growth rate over several years,
and despite several mega programmes of nutrition delivery to children. Experts believe that this can only
indicate widespread hunger and malnutrition, consequences of rampant poverty. Nutritional intake is
measured in terms of calorific value of food consumed.
This has shockingly declined from 2,153 Kcal per person per day in 1993-94 to 2020 in 2009-10 in rural areas and
from 2,071 to 1,946 Kcal in urban areas according to the report of the National Sample Survey Organisation
(NSSO), based on its 66th survey round. Even between 2004-05 and 2009-10, calorie intake per person per day
dipped from 2,047 to 2,020 in rural areas and from 2,020 to 1946 in urban areas. This may raise questions about
reported decline in poverty as claimed by the Planning Commission.
The Planning Commission had adopted 2,400 Kcal (rural) and 2,100 Kcal (urban) as the minimum daily
requirement norm.
What about protein consumption, which is higher in affluent societies because more meat, eggs, fish and
milk is consumed? According to the NSSO report, protein consumption too has fallen from 60.2g to 55g per
person per day in rural areas and from 57.2g to 53.5g in the urban areas between 1993-94 and 2009-10.
The decline is across the board, but is sharpest in rural areas of Rajasthan, Haryana, UP and Punjab — where
intake has fallen by 9-12g per person per day.
Fat consumption has risen by about 7g in rural and 6g in urban areas over this 16-year period in all major
states. Average daily fat consumption per person was 38g in rural areas and about 48g in urban areas. These
are averages over the whole population.
In reality, the situation is much more dire for the poor. About 90% of the poorest tenth of the population in
both urban and rural areas consume food that gives them less than just 2,160 Kcal. Average calorie intake
among the poorest tenth of the population is just 1,619 Kcal in rural areas and 1,584 Kcal in urban areas,
reveals the NSSO report. The richest 10% of the population consumes 2,922 Kcal in rural areas and 2,855 Kcal
in urban on an average.
IBPS : Common Written Exam (PO/MT) 2012-21

Solution of Descriptive Test

LETTERWRITING 1. (b) Letter t o Education Minister
144/13 Street no.-1,
1. (a) Letter to brother
Tughlakabad Extention
5/11, JANAK PURI
New Delhi -110019
NEW DELHI-110058
28 Jan. 2013
18 January, 2013

Ramesh The Education Minister

DIT Hostel, Block 2 Govt. of Delhi
Dehradun 602, Delhi Secretariate
New Delhi-110002
Sub.: Significance of Census in every 10 years
Dear brother, Sub.: Inadequate educational facility in our area
Hope this letter finds you in the best of health. Today, I am
Sir,
writing you this letter to discuss about the significance of Census
in every 10 years. However, before discussing the significance, I I write to you to express my concern about inadequate
would like to give you a brief idea about what census means. educational facility in our area. Education as we all understand is
A census in simple terms is the procedure of systematically an important aspect of the development of an individual. However,
acquiring and recording information about the members of a both students and teachers are suffering due to lack of facilities.
given population. The term is used mostly in connection The facilities lacking are infrastructure, teachers and
with national population and housing censuses. administration. Due to this, adverse impact is observed on
Census data is commonly used for research, students and teachers as well. The lack of fine physical structure
business marketing, and planning, as well as a baseline for includes decaying environmental conditions such as peeling paint,
sampling surveys. Census data offer a unique insight into small crumbling plaster, non functioning toilets, poor lighting, and
areas and small demographic groups which sample data would inadequate ventilation in classrooms. The students do not have
be unable to capture with precision. the spirit to come to the school as the atmosphere is depressing
and has affected the health of students as well. Moreover, a dip is
It is majorly because of these census data that the
observed in the academic performance of the students because
government is able to formulate and implement policies for national
of such appalling infrastructure.
welfare. Over the years, the government has been able to overcome
ruinous problems like population, lack of basic amenities due to The teachers too are not able to work efficiently in these
the collection of census only. conditions. The inadequate facilities have an adverse impact on
teacher morale, sense of personal safety, feelings of effectiveness
Moreover, the census also gives an insight to the success
in the classroom. Absenteeism is observed not just among
of policies that have been implemented by the government. The
students but teachers as well.
new policy/program started by government of providing Unique
Identity (UID) or as we popularly know it as AADHAR card has Due to lack of accurate administration there are overcrowded
been a success to a large extend because of census data. classrooms. As a result, students find themselves trying to learn
while jammed into spaces such as classrooms, libraries, laboratories
Census also is an important tool in measuring the
and even lunch rooms.
development of the country in economic terms. It gives a picture
about how a particular nation has experienced growth as well as In totality the entire teaching learning process has failed to
development over the years. achieve its goal.
In addition to this, census also has an important role in Therefore, I request you to look in the matter and provide
providing basic amenities like for schooling and welfare, roadways, support that shall enhance the educational set up and thereby
transport etc. It is also possible for central government to allocate positively shaping the lives of students and teachers as well.
funding on the basis of census data.
In a nutshell, census is a report card of a nation reflecting Thanking you
its performance over years. Therefore, I would suggest you to
always provide with a true data about you, your family, income
Best regards,
etc whenever being asked for.
Ram Singh
Best Regards,
Yukti
2012-22 IBPS : Common Written Exam (PO/MT)
1. (c) The policy of nationalisation of Banks brought all banks
144/13 sector-1, under the supervision of RBI. This allowed the customers to have
Pushp Vihar, faith in banks.
New Delhi -110017 (3) Current period & Role of Technology : By 2010, banking
23 Jan, 2013 in India was generally fairly mature in terms of supply, product
range and reach-even though reach in rural India still remains a
challenge for the private sector banks. In terms of quality of assets
The Editor
and capital adequacy, Indian banks are considered to have
The Hindustan times transparent balance sheets. The Reserve Bank of India is an
18, KG Marg, New Delhi autonomous body, with minimal pressure from the government.
Sub.: Role of common citizen to influence Adoption of computers in banking sector :
development in their area The IT revolution had a great impact in the Indian banking
Dear Editor, system. The use of computers had led to introduction of online
I write to you share the significant role of a common citizen banking in India.
action to influence development in our area. Our area lacks With the discussion above, it is very clear that Banking
important facilities like lack of proper parking space, playgrounds sector has grown into leaps and bounds in terms of investment
for children, recreational sports etc. Due to this, the residents of and contribution to the economy along with providing satisfaction
our area are facing inconvenience on daily basis. to the customers.
I would urge you to publish the contact details of important
people in our area. Through these details we shall know whom to 2. (b)
approach to express our concerns. Moreover, we shall also be
able to get matters resolved in such a way that the basic facilities
The Green initiative of big business houses
are provided to all. The phrase ‘Going Green’ has a great demand in the current
Moreover, I also urge you to write about the basic rights scenario and a hot topic of discussion, wherever it is a matter of
and duties of citizens so that people become aware of the same. green technologies or the enterprises that are build with such a
The awareness about these shall not only help in the development motto that gives a clear definition of the concern for the
of an individual but also nation at large. environment.

Thanking you At one point of time there was a debate about the business
scope and investment opportunities that comes from green project.
Yours sincerely From the organizational and business management context going
Mahesh Kumar with all citizen of Pushp Vihar colony green also comes as a means, which is addressed in the format of
the strategic management process for firms in the competitive
ARTICLE WRITING environment, and their corporate social responsibilities are
2. (a) positive developments and a good measure for a cause.
The Growth of Banks in India Since the go green movement began, companies held the
Banks today is one of the most trusted institutions and a power to change their policies and begin a path towards
leading sector of customer satisfaction. The growth of Banks in environmentally friendly business practices. Many companies
India can be understood under three categories— have changed their policies and managed to even save money
(1) Pre-Independence while doing so.
(2) Post independence Bank of America adopted several company policies, reducing
its paper waste by 32% despite growth in their customer base.
(3) Current period & Role of Technology
Bank of America also created an internal recycling program that
(1) Pre-Independence : Banking in India in the modern sense
recycles 30,000 tons of paper each year, which saves about 200,000
originated in the last decades of the 18th century. The first banks
were ‘The General Bank of India’ which started in 1786, and Bank trees each year.
of Hindustan, which started in 1770. The oldest bank still in The trend towards going green is extending beyond the
existence in India is the State Bank of India, which originated in most obvious polluters, and reaching companies ranging from
the Bank of Calcutta in June 1806. big firms to technology mainstays.
(2) Post-Independence : The major steps to regulate banking Hence, it is very clear that the role played by Big business
included: houses in go green project is worth appreciating. Moreover, it
The Reserve Bank of India, India’s central banking authority, has been these big business houses that have provided a great
was established in April 1935, but was nationalized on January 1, support and platform for the go green project.
1949 under the terms of the Reserve Bank of India (Transfer to
Public Ownership) Act, 1948.
IBPS : Common Written Exam (PO/MT) 2012-23

2. (c) Recently, micro-finance has come under fire in the state of

Micro-finance in India Andhra Pradesh due to allegations of MFIs using coercive
To understand the concept of Micro-finance, the history recollection practices and charging heavy interest rates. These
about it should be known. Tracing the history of micro-finance in charges resulted in the state government’s passing of the Andhra
India, it is known that traditionally, banks have not provided Pradesh Micro-finance Ordinance on October 15, 2010. The
financial services, such as loans, to clients with little or no cash Ordinance requires MFIs to register with the state government
income. Banks incur substantial costs to manage a client account, As such, to improve the situation, the micro-finance
regardless of how small the sums of money involved. Therefore, institutions will have to look towards innovative methods to
small entrepreneurs face immense difficulty in getting loans. increase the reach of micro credit.
Literally speaking, micro-finance services are the financial
services aimed towards the development of poor. These services PRECISE WRITING
span across credit, savings, insurance, fund transfers etc and are 3.
basically pointed towards making money available to the poor for
The reality of healthy economic growth rate
their emancipation.
A recent report on nutritional intake of individuals has come
The poor in India basically consists of farmers, weavers
up with a shocking conclusion that two thirds of the country’s
and other small businessmen who form the very basis of our
population is eating less than what is required. This report has
survival due to their contribution to the economy. However, these
been a contradiction to the claims made about healthy economic
people are badly hit due to the non-availability of funds which, in
growth rate over several years.
the long term, does affect the economy. Moreover, private lenders
In addition this has also shown a failure of various
have been long known to exploit the poor for their own good. So,
programmes carried out by government about the importance of
there is a need to make credit facilities available to them at nominal
nutrition delivery to children.
interest rates to ensure their development.
This catastrophic situation is likely to create widespread
In India, micro-finance programs typically have at least three hunger and malnutrition.
common characteristics: women centricity, non-profit approach
and rural focus. Studies have shown that micro-finance help the
poor to increase income through investments in agriculture and
small businesses and enables the poor, especially women. Till
now, its success and spread in India has been limited to the South
Indian states. Some of the microfinance institutions (MFIs)
financed by banks or acting as their intermediaries or partners
appear to be focusing on relatively better banked areas. Micro-
finance institutions are trying to reach out to the poor, resulting
in multiple lending and overburdening of rural households.
2012-24 IBPS : Common Written Exam (PO/MT)

Answers & Explanations

REASONING ABILITY
(1-4) :
Input : 84 why s it 14 32 not bes t ink feet 51 27 vain 68 92
Step I : 14 84 why sit 32 not ink feet 51 27 vain 68 92 best
Step II : 27 14 84 why s it 32 not ink 51 vain 68 92 bes t feet
Step III : 32 27 14 84 why sit not 51 vain 68 92 best feet ink
Step IV : 51 32 27 14 84 why s it vain 68 92 bes t feet ink not
Step V : 68 51 32 27 14 84 why vain 92 best feet ink not s it
Step VI : 84 68 51 32 27 14 why 92 bes t feet ink not s it vain
Step VII : 92 84 68 51 32 27 14 bes t feet ink not s it vain why

1. (e) There is no such step. OR

2. (d) The word ‘best’ is at the fifth position from the right in
Step V. Test Exams
3. (b) There are three elements - 27, 14 and best - between
‘feet’ and ‘32’ in the last step of the output.
4. (c) The word ‘why’ is sixth from the left and ninth from the
right in the Step IV.
5-11. (H's mother)
B
(Male)
D C (Male) Question

Conclusion I : False
(H's Husband)
A E (D's Conclusion II : False
Daughter) 13-14.

G H
(Female) Power
(Female) F
(Female)
Energies Heat
5. (d) A's wife is H. H's mother is B. Therefore, B is the mother-
in-law of A, A is second to the right of B.
6. (c) E is the daughter of D. Force
7. (b) A is the father of F and G. G is the mother of C.
Therefore, C is the grandchild of A. A is third to the
right of C.
8. (a) D is brother-in-law of A. A is father of F and G. Therefore,
D is material uncle of G. There is only one person
between G and D is clockwise direction.
9. (b) Except C, all others are females. 13. (b) Conclusion I : False
10. (e) B is the mother of H.
Conclusion II : True
C is the nephew of E,
A is the husband of H, A is third to the left of H, Both 14. (a) Conclusion I : True
the neighbours of C are females, Conclusion II : False
F and G are daughters of H. 15-16.
11. (a) B sits to the immediate left of C. B is grandmother of F.
12. (d) Coin
Metals
Test Exams
Note

Question Plastics
IBPS : Common Written Exam (PO/MT) 2012-25
OR OR
Note Metals Coin
Jobs
Occupations

Plastics Vacancies
OR
Conclusion I : False
Note Metals Conclusion II : False
Win
19-21. B, D, F > C > A, E
B > D > F > C > A, E
B> D> F> C >E >A
Score of F = 81
Score of E = 62
Plastics 19. (a) C scored more than 62 and less than 81.
15. (e) Conclusion I : True 62 < 70 < 81
Conclusion II: True 20. (e) D's score was more than 81.
16. (d) Conclusion I : False B scored the maximum marks.
Conclusion II : False Three people, B , D and F scored more than C.
B scored more than 81 marks.
21. (c) Score of F = 81
17. (e)
Picture Score of B = 81 + 13 = 94
Therefore, score of D = more than 81 and less than 94
81 < 89 < 94

Oriental Bank
of Commerce
22 - 29.

Maharashtra
R L
Canara Bank

Dena Bank
Bank of
I E
Symbols G F
Figures H T
T
Graphics
OR
Symbols C A B D
P Q S R
Figures
Punjab National
Syndicate Bank

R
Indian Bank

L
UCO Bank

I
E
Bank

G
F H
T T
Picture
22. (b) The person from Punjab National Bank, Q faces A.
B is from Bank of Maharashtra and he is a immediate
Graphics neighbour of A.
Conclusion I : True A faces of person who sits second to the left of R.
Conclusion II : True A is from Dena Bank.
A sits third from the left and second from the right.
Jobs 23. (e) S is seated between R and Q, the person from Punjab
National Bank.
24. (d) Persons at the extreme ends : C from Canara Bank; D
from Oriental Bank of Commerce; P from Syndicate
Bank: R from UCO Bank.
25. (a) S from Indian Bank faces B from Bank of Maharashtra.
18. (d) 26. (d) P faces the immediate neighbour of A from Dena Bank.
B faces the immediate neighbour of Q from Punjab
Occupations National Bank. Similarly, D faces immediate neighbour
Vacancies of S from Indian Bank.
27. (d) Except Q, all others are seated at the extreme ends of
2012-26 IBPS : Common Written Exam (PO/MT)
the lines.
28. (c) P is from Syndicate Bank.
29. (e) C is from Canara Bank. 34. (d) Statement I Statement II
B A
30. (e) From statements I, II and III

Floor No. Person

A C B D
6 P
5 T
4 R D C
3 S Statement III
B
2 Q
1 V

31. (b) From statements I and III A C

1 2 3 4 5 6
A S E
D
A N S W E R
32. (b) From statements I and III
35. (b) It is clear from the statement that a farm’s areas for
North organic and chemical farming are different.
C 36. (c) There is a perception among small brands that sale in
a supermarket is higher than that of small grocery
West East
stores.
37. (e) The statement clearly implies that smaller brands are
A B E currently making substantial losses in their businesses.
South
Consider the term ‘‘troubled waters’’.
38. (b) Statement (C) represents a dlisadvantage of the small
grocery stores over the Supermarkets from the
D F
perspective of a smaller brand. Small grocery stores
33. (e) From Statements I and II do not help in distribution of any brand.
one of its zo pi ko 39. (c) Statement (D) represents a reason for the shift from
kind fe
local grocery stores of supermarkets by the smaller
in kind and cash ga to ru ko brands.
40. (a) Statement (A) will prove that step taken by the smaller
its point for origin ba je fe mi
brands may not necessarily be correct.
make a point clear yu si mi de 41. (d) In the subsequent figures two and three designs are
From statements I and III. inverted alternately. From problems Figure (1) to (2)
the first and the second designs from the top
one of its kind zo pi ko fe
interchange positions and the lowermost design moves
in kind and cash ga to ru ko to the middle position. From problem Figure (2) and (3)
make money and cash to mi ru hy the lowermost design moves to the top and the second
design from the top moves to the lowermost position
money of various kind qu ko zo hy while the third and the fourth designs interchange
From statements I, II and III positions. From problem Figure (3) to (4) the top most
and the lowermost designs interchange positions and
one of its kind zo pi ko fe
the fourth design moves to the second position. From
in kind and cash ga to ru ko Problem Figure (4) to (5) the topmost design moves to
the fourth position, the lowermost design moves to
its point for origin ba le fe mi the topmost position while the second and the third
make a point clear yu si mi de designs interchange positions. Therefore, from problem
make money and cash to mi ru hy Figure (5) to Answer Figure the third and the fourth
designs would interchange positions and would be
money of various kind qu ko zo hy
inverted, the lowermost design would move to the top
position and the second design from the top would
move to the lowermost position.
IBPS : Common Written Exam (PO/MT) 2012-27
42. (a) The following changes occur in the subsequent 46. (d) The following changes occur in the subsequent
figures: figures:
(1) to (2) (2) to (3) (1) to (2) (2) to (3)
(3) to (4) (4) to (5)

(3) to (4) (4) to (5)

In Figure (4) the arrangement of designs would be as
follows:)

N
S
A
D
T
(5) to (6)
47. (e) The line segment with cross rotates respectively
through 45°, 90°, 135°, 180° ... in clockwise direction.
48. (d) In each subsequent figure the designs move in
clockwise direction and the number of designs at a
particular position is fixed. Again, a new design appears
at the lower right side. In figure (4), there should be
design ( ) in the place of circle at the lower right side.
43. (d) From problem Figure (1) to (2) and from problem Figure 49. (e) In the subsequent figures respectively one, tow, three,
(5) to Answer Figure the smaller square with four four ..., curves are inverted in a set order. In Figure (5)
designs moves two steps in anticlockwise direction five curves have been inverted.
and the designs in each row interchange positions. 50. (a) In the first step the outer part of upper design moves
The other three designs move two steps in clockwise inside the lower design and new designs appear at the
direction. upper and lower positions. In the second step, the
44. (c) The following changes occur in the subsequent outer part of lower design moves inside the upper
figures: design and new designs appear at both the upper and
(1) to (2) (2) to (3) lower positions. In Figure (1) there should be another
(5) to (6) design at the lower side.
QUANTITATIVE APTITUDE
N 51. (d) 4003 × 77 – 21015 = ? × 116
Þ 308 231 – 21015 = ? × 116 Þ 287216 = ? × 116
287216
N Þ? = = 2476
116

(3) to (4) (4) to (5) 52. (a) ë( ) (

é 5 7 + 7 ´ 4 7 + 8 7 ù - (19)2 = ?
û )
Þ (6 7 ´12 7) - (361) = ?
N
Þ 72 × 7 × 7 – 361 = ?
\ ? = 504 – 361 = 143
N 53. (b) (4444 ¸ 40) + (645 ¸ 25) + (3991 ¸ 26) = ?
Þ ? = (111.1) + (25.8) + (153.5) Þ ? = 290.4
45. (b) From problem Figure (1) to (2) the plane of designs
rotates through 90° clockwise and the second and the 54. (e) 33124 ´ 2601 – (83) 2 = (?) 2 (37) 2
fifth designs interchange positions. Similarly, the third
and the fourth designs interchange positions. Similar Þ (?)2 = 33124 ´ 2601 – (83) 2 - (37) 2
changes occur from Problem Figure (3) to (4) and from Þ (?)2 = 182 × 51 – 6889 – 1369
problem figure (5) to Answer Figure. Þ (?)2 = 9282 – 6889 – 1369
2012-28 IBPS : Common Written Exam (PO/MT)
Þ (?)2 = 1024 64. (e) The given series is
\ ? = 1024 = 32 × 0.5 + 0.5, × 1 + 1, × 1.5 + 1.5,
× 2 + 2, × 2.5 + 2.5, × 3 + 3
17 51 1 3 65. (a) The given number series is based on the following
55. (b) 5 ´ 4 ´11 + 2 = ?
37 52 7 4 pattern :
æ 202 259 78 ö æ 11 ö 2
Þç ´ ´ ÷ + ç ÷ =? 157.5 45 15 6 3 2 1
è 37 52 7 ø è 4 ø
11 ¸ 3.5 ¸3 ¸ 2.5 ¸2 ¸1.5 ¸1
Þ 303 + =?
4 Hence the number 1 is wrong and it should be replaced
1223 by 2.
\?== 305.75 66-70.
4
56. (c) 8787 ¸ 343 × 50 = ?
Þ 25 × 7 = ? Day 1 Day 2
\ ? = 175 » 180
Vehicle Time Distance Speed in Time Distance Speed in
3
57. (b) 54821 ´ (303 ¸ 8) = (?) 2 in hr in km km / hr in hr in km km/hr
Þ 38 × 37.5 (?)2 A 16 832 52 16 864 54
? = 38 ´ 38

? = 38 B 12 516 43 18 774 43

5 7
58. (c) of 4011.33 + of 3411.22 = ? C 11 693 63 18 810 45
8 10
5 7 D 12 552 46 15 765 51
Þ
× 4010 + × 3410 Þ 2506 + 2387
8 10
Þ 4893 » 4890 E 16 935 58.4 14 546 39
59. (e) 23% of 6783 + 57% of 8431 = ?
Þ ? = 1559 + 4805 F 19 703 37 12 636 53
\ ? = 6364 » 6360
60. (a) 335.01 × 244.99 ¸ 55
335 ´ 245 66. (d) Vehicle B.
Þ?=
55 67. (c) Speed of vehicle A on day 1 = 52 km/hr
\ ? = 1492 » 1490 Speed of vehicle C on day 1 = 63 km/hr
61. (a) The given number series is based on the following Difference = 63 – 52 = 11 km / hr
pattern: 68. (e) Speed of vehicle can day 2 = 45 km/hr
5555
æ 5ö
5531 5506 5425 5304 5135 4910 4621 Þ ç 45 ´ ÷ m / sec =12.5 m / sec
è 18 ø
– (7)
2
– (9)
2
– (11)
2
– (13)
2
– (15)
2
– (17)
2 69. (e) Percentage
Hence, the number 5531 is wrong and it should be Distance travelled by vehicle F on day 2
replaced by 5555. = ´ 100
Distance travelled by vehicle F on day 1
62. (b) The given number series is based on the following
pattern : 636 630
21 = ´ 100 » ´ 100 » 90%
703 700
6 7 9 13 26 37 69
70. (b) Speed of vehicle D on day 2 = 51
Speed of vehicle E on day 2 = 39
× 2– 5 ×2–5 ×2–5 ×2–5 ×2–5 ×2–5
Hence, the number 26 is wrong and it should replaced 51 17
Required ratio = = or17:13
by 21. 39 13
63. (d) The given number series is based on the following 71. (a) Article purchased = ` 78350
pattern:
770 æ 130 ö
Marked price = ` çè 78350 ´ ÷ = ` 101855
1 3 10 36 152 760 4532 100 ø
After Discount Price of Article
´1+2 ´2+4 ´3+6 ´4+8 ´ 5 + 10 ´ 6 + 12
æ 80 ö÷
Hence, the number 760 is wrong and it should be = ` çç101855≥ ÷ < ` 81484
replaced by 770.
çè 100 ÷ø
IBPS : Common Written Exam (PO/MT) 2012-29

Profit Required Ratio = 3570 : 4050 = 119 : 135

Profit Percentage = ≥100 77. (c) Total mobiles sold by companyA during November = 2520
Cost Price
Total mobiles sold by this company at discount
81484 – 78350
Þ ×100 = 3.8 » 4% = 35% of 2520 = 882
81484 Total mobiles sold by company A without discount
72. (e) 9, 15, 27
= 2520 – 882 = 1638
9 – x , 15 – x, 27 – x
78. (d) Mobile phones sold of company B during October = 1500
15 - x 27 - x Total profit earned on the mobile phones
=
9 - x 15 - x = `(433 × 1500) = ` 6,49,500
Þ (15 – x)2 = (27 – x) (9 – x) 79. (e) Number of mobile phones sold of company
Þ 225 + x2 – 30x = 243 – 9x – 27x +x2
A during July = 4080
Þ –30x + 9x + 27x = 243 –225
Þ 6x = 18 Þ x = 3 Number of mobile phones sold by company A during
December = 3150
2
æ R ö
73. (b) Required difference = P ç Required percentage = 4080 ´ 100 = 129.5 » 130%
è 100 ÷ø
3150
2 80. (a) Mobile phones sold of company B during August = 5500
æ 6 ö
= 7300 ´ ç = ` 26.28
è 100 ÷ø Mobile phones sold of company B during September
74. (e) Let the numbers are x, x + 1, x + 2 = 4500
sum of three consecutive numbers = 2262 Total number of mobile phones = 5500 + 4500 = 10,000
x + x + 1 + x + 2 = 2262 81. (c) Area of customer transaction room = 23m×29m = 667 sq.m
3x + 3 = 2262 Area of branch manager room = 13m × 17 m = 221 sq. m
3x = 2259 Area of Pantry room = 14m × 13m = 182 sq. m
x = 753 Area of Server room = 21m × 13m = 273 sq. m
Number are 753, 754, 755 Area of locker room = 29 m × 21 m = 609 sq. m
\ 41% of 755 = 309.55 Total cost of wooden flooring = ` [(170 × (667 + 221)]
75. (d) No. of vowels in the word THERAPY = ` (888 × 170)
= 2 i.e. E and A Total cost of marble flooring
In such cases we treat the group of two vowels as one = ` [(190 × (182 + 273 + 609)] = ` (190 × 1064)
entity or one letter because they are supposed to Required Ratio = 888 × 170 : 1064 × 190 = 1887 : 2527
always come together. Thus, the problem reduces to 82. (c) Area of 4 walls and ceiling of branch managers room
arranging 6 letters i.e. T, H, R, P, Y and EA in 6 vacant = 2 (lh + bh) + lb = 2 [17 × 12 + 13 × 12] + 13 × 17
places. = 941 sq. m
No. of ways 6 letters can be arranged in 6 places = 6! Total cost of renovatin = `190 × 941 = `178790
= 6 × 5 × 4 × 3 × 2 × 1 = 720 83. (e) Total area of bank is 2000 sq. m
But the vowels can be arranged themselves in 2 Total area of bank to be renovated = 1952 sq. m
different ways by interchanging their position. Hence, Remaining Area = 2000 – 1952 = 48 sq. m
each of the above 720 arrangements can be written in Total cost Remaining Area to be carpeted at the rate of
2 ways. `110/sq. meter = `(48 × 110) = `5280
\ Required no. of total arrangements when two vowels 84. (b) percentage area of bank not to be renovated
are together = 720 × 2 = 1440
Area bank not be renovated 48
Total no. of arrangements of THERAPY = 7! Þ Þ ´ 100 = 2.4%
= 7 × 6 × 5 × 4 × 3 × 2 × 1 = 5040 Total area of bank 2000
No. of arrangement when vowels do not come together 85. (a) Total cost of hall of customer transaction
= 5040 – 1440 = 3600 = `(170 × 667) = `113,390
76-80. Total cost of Locker area = `(190 × 609) = `115710
Total cost of customer transaction hall + locker area
Total number Total Number of Total Number of = `(113390 + 115710) = `229100
of Mobiles Mobiles Sold of Mobiles Sold of 86. (a) Let amount of B = ` x
Sold Company A Company B
July 7650 4080 3570 B’s ratio
B’s Share without error = ´ Total Amount
August 9900 4400 5500 Total ratio
September 11250 6750 4500
3
October 3600 2100 1500 x= ´ Total Amount ...(1)
9
November 5400 2520 2880
December 7200 3150 4050 B’s new ratio
B’s share after error = ´ Total Amount
76. (c) Number of mobiles sold of company B in July = 3570 Total new ratio
Number of mobiles sold of company B in December 2
= 4050 x – 40 = ´ Total Amount ...(2)
14
2012-30 IBPS : Common Written Exam (PO/MT)
From equation (1) and (2) Total marks obtained = 54 % of Total marks
3x = 7(x–40)
54
3x – 7x = –280 = ´ 450 [\ Maximum marks in each subject is 150]
\ x = 70 100
Total Amount = 7 (70 – 40) = ` 210 = 243
87. (c) By options Total marks obtained = A + B + C
(a) Either 12 or 13 243 = 73 + 84 + X
then ice-creams should not be given atleast 9. This X = 86
can be rejected. 93. (d) Area of square = 1444 sq. meters
(b) Either 11 or 12 Side of square = 1444 = 38m
Ice-cream should be atleast 9. By this combination ice
cream gets less than 9. 1
Breadth of Rectangle = ´ side of square
(c) Either 10 or 11 4
By giving cookies 10 or 11, we get all the possible
1
condition fulfilled. Þ ´ 38 = 9.5 m
(d) and (e), the ice-cream distribution can be more than 4
cookies which violates our condition. Length of Rectangle Þ 3 × breadth
\ option (c) is the write answer. Þ 3 × 9.5 Þ 28.5 m
88. (c) `[(x for first 5 km) + 13 × remaining kms] = Total pay Area of Rectangle = 270.75 sq. m
`x + ` 13 × 182 = ` 2402 Difference in area = 1444 – 270.75
x + 2366 = 2402 Þ 1173.25 sq. mtr
x = `36 94. (e) A and B ratio is 4 : 7
89. (a) Let the even consecutive numbers are 2n–2, 2n, 2n + 2 Þ 4x + 7x = 73689
(2n – 2) × (2n) × (2n + 2) = 4032 ...(1) Þ 11x = 73689
Product of 1st even number third even number = 252 Þ x = 6699
Putting this in equation ...(1) Share of A = `26796
252 × 2n = 4032 Þ n = 8 Share of B = `46893
Numbers are 14, 16, 18 Difference = twice of share B – thrice of share A
Five times of 2nd number is = 5 × 16 = 80 = 2 × 46893 – 3 × 26796 = ` 13398
90. (a) Let the 4 members are x1, x2, x3, daughter 1
Sum of 4 members five years ago 95. (d) A +B 1 day’s work = ...(1)
20
= x1+ x2 + x3 + daughter = 94
After 5 years, 1
B + C 1 day's work = ...(2)
x1+ x2 + x3 + daughter = 114 ...(1) 30
daughter + daughter in law = 92
1
Daughter = 92 – daughter in law C+A 1 day's work = ...(3)
Put this eqn. ...(1) 40
x1 + x2 + x3+ 92 – Daughter in law = 114 Adding eqn. (1), (2) and (3)
x1 + x2 + x3 = 22 + Daughter in law 1 1 1
So, the required difference is 22 years. 2 (A + B + C) = + +
20 30 40
91. (d) No. of ways of getting 2 white balls = 13C2
No. of ways of getting 2 black balls = 7C2 6+ 4+3
2 (A + B + C) =
Probability of getting 2 same colour ball 120
Probability of 2 white balls or Probability of 2 Black balls 13
= Þ A + B + C 1 day work together =
Total number of balls drawn 240
13! 7! A’ Alone 1 day’s work = (A + B + C) 12 day’s work –
13 + (B + C) 1 day’s work
C2 + 7 C2
Þ Þ 2!´ 11! 2!´ 5!
20
C2 20! 13 1 13 - 8 5
A= - Þ =
18!´ 2! 240 30 240 240

13 ´ 12 ´11! 7 ´ 6 ´ 5! Number of days taken by A = 240 days

+ 5
Þ 2!´ 11! 2!´ 5! = 13 ´ 12 + 7 ´ 6
20 ´19 ´18! C ’ Alone 1 day’s work = (A + B + C) 12 day’s work –
20 ´19
(A + B) 1’ day’s work
18!´ 2!
13 1 13 - 12 1
198 99 Þ - Þ =
Þ = 240 20 240 240
380 190
240
92. (b) Marks is subject B = 56% of 150 = 84 Number of days taken by C = days
1
IBPS : Common Written Exam (PO/MT) 2012-31

240 240
ENGLISH LANGUAGE
Required Ratio : 201. (e) All are true.
5 1
Þ1:5 202. (c) Only (A) and (C).
203. (d) There is a chance that in 2012 the economy would be
2010 - 2009 better than what has been forecast.
96. (d) Percentage increase = ´ 100
2009 204. (d) The current Economic Scenario.
700 - 550 205. (a) Only (B).
= ´ 100 = 27.2 » 27% 206. (a) These will bring about only minor growth.
550
207. (e) None is true.
400 208. (e) All (A), (B) and (C).
97. (b) Percent of production = ´ 100 = 72.72 » 73%
550 209. (a) The meaning of word Draw (verb) as used in the
passage is : Influence.
98. (c) Year Production of B Hence, the words Draw and Entice are synonymous.
2006 600 210. (a) The meaning of clock (noun) as used in the passage is
2007 700 : time keeping device.
2008 800 Hence, the words Clock and Watch are synonymous.
2009 600 211. (d) The meaning of Abate (verb) as used in the passage is :
2010 650 to become less.
2011 700 Hence, the words Abate and Lessen are synonymous.
212. (b) The meaning of emerging (verb) as used in the passage
600 + 700 + 800 + 600 + 650 + 700 is : come into sight.
= = 675 Hence, the words Emerging and Developing are
6
synonymous.
99. (e) Total production of company A = 4050
213. (c) The meaning of Myraid (adjective) as used in the
Total sales of company A = 2750
passage is : numerous.
Required ratio Þ 4050 : 2750 = 81 : 55
100. (c) Required ratio = production of B in the year 2006 : Hence, the words myraid and few are antonymous.
Production of B in the year 2008 214. (a) The meaning of Tepid (Adjective) as used in the
Þ 600 : 800 Þ 3 : 4 passage is warm.
Hence, the words tepid and moderate are antonymous.
GENERAL AWARENESS
215. (a) The meaning of Myth as used in the passage is :
101. (a) 102. (b) 103. (b) 104. (a) fictional.
105. (e) 106. (d) 107. (b) 108. (c) 216-220. FAE BC D
109. (e) 110. (c) 111. (b) 112. (a)
216. (d) D 217. (e) E
113. (a) 114. (d) 115. (c) 116. (d)
218. (c) C 219. (a) F
117. (b) 118. (e) 119. (a) 120. (c)
121. (e) 122. (d) 123. (d) 124. (b) 220. (a) A
125. (d) 126. (b) 127. (a) 128. (e) 221. (a) 222. (b) 223. (c)
129. (e) 130. (e) 131. (d) 132. (a) 224. (b) 225. (c)
133. (d) 134. (c) 135. (b) 136. (c) 226. (e) No error
137. (a) 138. (d) 139. (a) 140. (c) 227. (d) Here, levied additional monthly charges on consumers
141. (b) 142. (c) 143. (a) 144. (e) is used.
145. (d) 146. (e) 147. (b) 148. (d) 228. (a) Here, Despite curfew is used.
149. (c) 150. (d) 229. (d) Here, Has been doubled is used.
COMPUTER KNOWLEDGE 230. (a) 231. (b) 232. (c)
151. (b) 152. (a) 153. (c) 154. (a) 233. (c) Here, arise when they are not is used.
155. (b) 156. (a) 157. (a) 158. (c) 234. (e) No error
159. (e) 160. (a) 161. (e) 162. (c) 235. (b)
163. (c) 164. (c) 165. (a) 166. (d) 236. (a) runs out.
167. (e) 168. (e) 169. (e) 170. (a) 237. (c) rages on.
171. (d) 172. (a) 173. (b) 174. (d) 238. (b) the first to switch off.
175. (a) 176. (d) 177. (b) 178. (d) 239. (a) not just because.
179. (a) 180. (b) 181. (d) 182. (e) 240. (d) in support of.
183. (c) 184. (c) 185. (b) 186. (a) 241. (b) 242. (e) 243. (b) 244. (a)
187. (e) 188. (b) 189. (c) 190. (d) 245. (b) 246. (c) 247. (d) 248. (a)
191. (e) 192. (b) 193. (b) 194. (e) 249. (e) 250. (d)
195. (a) 196. (c) 197. (d) 198. (a)
199. (b) 200. (d)