This exercise is supposed to help you in systemizing the knowledge you obtained during
the M-TIP validation practice. Please keep in mind this is NOT a test, but rather a recap of
what you have learnt. Try to answer all the questions yourself, without the help of your
colleagues (you can use all specifications of course). If something seems to be difficult, you
will return to it with your trainer, who will help you to cover the white spot.
Enjoy the quiz!
1. How do you know if a transaction went online or not?
“0x 82” is external authenticate - Online processing
“0x 88” is internal authenticate - Offline processing
Also, Tag9F27=ARQC in 1st gen AC response - Online processing
2. How do you know if a particular transaction is an EMV Chip-transaction? (Give at least 2
ways)
Presence of ICC data DE 55
Value of DE 22 : Point of service entry mode
-05 or 07 EMV transaction.
3. How do you know if a particular transaction is a Magstripe transaction? (Give at least 2
ways)
Absence of ICC data DE 55
Value of DE 22: Point of service entry mode
-90 or 91 Magstripe transaction.
4. Where can you find the authorization response code (ARC) in card-terminal and simulator
logs? Why do they have different values?
In simulator log DE 39 - authorization response code
In Card terminal log - In 2nd gen AC, between Issuer authentication data and TVR
5. When does the card transmit to the terminal the CDOL1 and CDOL2?
CDOL1- Before 1st gen AC
CDOL2- Before 2nd gen AC
6. How does the card transmit the card verification result (CVR) to the terminal? Find the CVR
in one transaction and parse it.
7. What’s the difference between Purchase, Authorized and Cashback amount? Where to find
each of those?
Purchase = DE 04 - Amount Transaction
Authorized = 9F02 - Authorized amount of the transaction
Cashback = 9F03 - Secondary amount associated with the transaction representing a cashback amount
8. Why are there sometimes several card-terminal logs for one test?
If client performed more-then one transaction for one test
9. What’s the difference between 0100, 0200, 0400 and 0800 messages? Why are there three
0100 messages corresponding to the same transaction?
0100 messages corresponding to the same transaction?
0100- Authorization request Dual message system (Acquiror initiation)
0200- Authorization request Single message system (Acquiror initiation)
0400-Autherization Reversal Request (Acquiror initiation)
0800-Network Messages
10. Which numbers can uniquely identify a transaction? Please name two options:
9F37-Unpredictable number,
DE 11-STAN number,
DE 37- Retrieval reference number.
