THE ANZ goMoney HOW TO LOG IN

APP ANDROID™ GUIDE

How to login 1 1 Open the ANZ goMoney app.
1
The home screen 2 2 Enter your four-digit security
PIN. Remember, never share
Pay a person or bill 3 your PIN and make sure it’s
Setting up automatic payments 4 different to your card PINs.

Amending automatic payments 5 A 

Menu. Tap here if you’ve
forgotten your PIN, need to
Transferring money 6 find a branch or ATM, or our
Accessing documents 7 contact phone numbers.

Manage cards 8
Using your card details  9
Credit card limit decrease 10
2
Multi-authorised payments 12
Re-fixing a home loan  13

If you ever get stuck or need extra help,

we’re only a phone call away on 0800 269 296.
Eligibility criteria, terms and conditions apply to ANZ goMoney.
See our Electronic Banking Conditions at anz.co.nz/terms for A
more information. Android is a trademark of Google Inc.
Regular enhancements to ANZ goMoney may result in the
screens or steps being different to what’s illustrated in this
guide. We endeavour to update our guides often, so check
anz.co.nz/guides for the latest version.
Please note, the account information, rates and fees in this
guide are for example purposes only.
07/24 241227 H240638

1
THE HOME SCREEN

Changes the
Transfer Funds. Move money between home screen layout.
your accounts or pay money to your 11.30
credit card or KiwiSaver account.
Accounts
Tap here to find the
Menu where you Log out when
can transfer funds, Go you’re finished.
make payments,
manage cards, and
$2,210.00 If you forget, you’ll
$2,210.00 Available automatically
Payments. Pay a person, bill, mobile view statements. be logged out
number, or manage your Payees. after 3 minutes
of inactivity.
Serious Saver
$4,258.10
$4,258.10 Available

Your Accounts
and/or Loans.
Home Loan
Tap on an
account to view
-$224,200.10 transactions,
statements and
account details.

Services. Manage cards (i.e. set/change

a card PIN), open new accounts, view
documents and accounts statements.
This button will take you
Back one screen.
Settings: View your customer
number, update your address and/or
Pay to Mobile number/account, and
manage notifications, widgets, account
personalisation, passwords/PINs etc.

2
 11.30
Transfer Funds
Pay a Person or Bill

PAY A PERSON 1 Payments 2

Go
OR BILL
Pay a Person or Bill
3
1 Tap the Menu in the top left corner.
2 Scroll down until you see Pay a Person Overseas Payments
or Bill and then tap it. $2,210.00
3 Choose the Account you want to pay
from by scrolling left to right. Pay to Mobile
4 Enter a Payee. You can: Payee ABC Company

• Select an existing Payee from your list 4 Uncollected 2

of saved Payees or search for an ANZ Account No. 00-0000-0000000-00
Registered Payee. (The account number
will populate automatically). Payment Authorisations NEW
Amount $50.00
• Set up a new Payee
- Type in their name and tap Done. Google Pay NEW Date 29 July 2021
- Type in their account number and
tap Done. Repeat Never
- After you’ve paid you’ll have the option
to Save as a new Payee.
5 Payment details:
• Enter the Amount and tap Done.
• Choose a Date to pay using the pop up 5
calendar (excludes weekends and
public holidays).
• Payments will always be set to Repeat:
Never unless you choose for it to repeat.
6 Type in any statement details (i.e. invoice
number, reference, and/or your name).
7 Tap Continue. A pop-up will appear.
8 Check the details are correct. Tap Pay 6
to complete payment. If you need to make
a change, tap Cancel.
Take care entering payment details. 7
8
We don’t check that the account name
entered matches the account number. Take
care when entering these details, as there’s
no guarantee you’ll get the money back if Remember, if this is a new Payee and you’d
you make a mistake. like to save it for another time, you can
select Save Payee on the receipt screen.
If you need your transfer limit increased,
3
please call us on 0800 269 296.
 11.30
Transfer Funds 11.30
Pay a Person or Bill
Pay a Person or Bill
SET UP AN 1 Payments 2
Go
AUTOMATIC PAYMENT Go
Pay a Person or Bill
3
1 Tap the Menu in the top left corner.
2 Scroll down until you see Overseas Payments
11.30
Pay a Person or Bill and then tap it. $2,210.00
3 Choose the Account you want to Pay a Person or Bill $2,210.00
pay from by scrolling left to right. Pay to Mobile
From Go $2,210.00 ABC5Company
4 Enter a Payee. Payee
First Payment Tue October 2021

(See Pay a Person or Bill – page 3, step 4). 4 Payee Uncollected

ABC Company 2
5 Enter the Amount and select Next. Repeat
Account No. Fortnightly
00-0000-0000000-00 8

6 Choose the Date you want them to Account No. Payment

00 - 0000 Authorisations
- 0000000 - 00 NEW Until further notice
Amount $50.00
be paid and select ‘OK’.
Until a chosen date
7 Select Repeat if you’d like an 5 Amount $10.00
Google Pay NEW Date 29 July 2021
automatic/repeating payment. Confirm details
11.30
8 Select the payment frequency Their Invoice 1234
6 Date Tue 5 October 2021 Repeat
statement Never
you’d like and select Done. The Pay a Person or Bill
automatic/repeating payment will
7 Repeat Fortnightly
$10.00Mrs J Smith
default to ‘Repeat until further notice’ From Go $2,210.00 From: Go
unless you select an end date for this 06-1234-5678910-00
payment. 9 Their Invoice
Statement To: ABC Company
9 If required, enter the Statement details 00-0000-0000000-00
you’d like to appear on yours and/or 1234
your payees’ statement. First payment:
10 Tap Continue. A pop-up will appear. Tue 5 October 2021
Reference Repeat:
11 Check the details are correct. Tap Pay Fortnightly
to complete payment. If you need to Copy details below Until:
make a change, tap Cancel. Further notice
Take care entering payment details. On their statement
Your Invoice
We don’t check that the account name Statement Invoice 1234
entered matches the account number. On your statement
Take care when entering these details, 1234 Invoice 1234
as there’s no guarantee you’ll get the
money back if you make a mistake. Reference
Your first payment will be made today after 09.30pm NZT.
Future payments are made at 4am NZT. A fee may be
charged if your account has insufficient funds.
You can also set up automatic payments
between your own accounts. This is helpful 10 CONTINUE PAY 11
for things like paying off a credit card or
setting aside a regular amount into your
4
savings account.
 Google Pay NEW

AMENDING AN 1 Pay Tax2 4

EXISTING AUTOMATIC
PAYMENT Upcoming payments

1 Tap the Menu in the top left corner. Manage Payees

2 Scroll down until you see
Upcoming Payments and then tap it.
Services
3 Choose the payment you want to
amend or delete.
Apply & Open
A To Delete a payment, tap delete
and then Delete Payment. 3
B To Edit, tap edit, amend any information
and then Save once you’ve checked the
updated details.
C To Skip a payment, tap skip and
Confirm.
4 Once you’ve amended the automatic
payment, tap the Back arrow at the A C
top of the screen.

B 11.30

Edit Automatic Payment SAVE

Go
06-1234-5678910-00

Amount
$50.00

Note, when looking at your upcoming Date

payments, you will only see the next Thur 29 July 2021
payment that is due. For example, if it’s
a monthly payment, you will only see Repeat
the next month’s payment date, not the Fortnightly
payments due after that.
Repeat until further notice
5
 11.30

TRANSFER MONEY 1 2
Accounts Transfers TRANSFER

BETWEEN ACCOUNTS
INCLUDING PAYING Transfer Funds

A CREDIT CARD
11.30
Payments FROM: TO:
1 Tap the Menu in the top left corner. Transfers TRANSFER 9 Go Choose an
2 Scroll down until you see $2,210.00 Account
Pay a Person or Bill
Transfer Funds and then tap it. 11.30

3 Choose the Account you want to 3 4 Which account are you transferring to?
Accounts Overseas Payments
transfer money from, by selecting from
the list. Go
FROM: TO:
Go $2,210.00 Available
4 Choose the Account you want to Go Pay to Mobile
Serious Saver
$2,210.
$2,210.00 00 $4,258.10
transfer money to, by selecting from $807.09 Available
the available list of your accounts. Uncollected Serious Saver
2
Amount $4,258.10 Available
5 Enter the Amount you want to transfer. 5 $100.00 Serious Saver
6 Choose the Date you want it transferred. $4,258.10
Payment Authorisations NEW
Date $1,005.68 Available Airpoints Visa Platinum
7 Choose if you want this as an 6 Today -$600.00
automatic/repeating transfer or not. Google Pay NEW
Repeat Home Loan
8 Enter the Reference (this is optional). 7 Never
9 Select Transfer. A pop-up will show
-$224,200.10
3.35% p.a until 5 June 2023
Reference
confirming Transfer successful. 8 Holiday Savings
10 To View Receipt, tap the green banner.
Airpoints Visa Platinum
-$860.50
$9,139.50 Available

Transfer successful VIEW RECEIPT 10

6
ACCESS DOCUMENTS 1
Exporting documents
(STATEMENTS, TAX If you want to email or print a particular
CERTIFICATES AND 11.30 document, select the document.
PROOF OF ACCOUNT) Go In the top right corner you’ll see this
icon. From here you can email it to
1 Select the account you’d like the yourself or someone else by selecting
document for from your Accounts
TRANSACTIONS ACCOUNT DETAILS 2 Send file.
screen.
Or tap Print.
2 Tap Account Details. Account type: Go
Statement options
3 Scroll down to see document options.
To see the statement types (online or paper)
Overdraft interest rates you’ve set for each account, tap the Menu,
A For account statements, tap View
Documents and a date range. Limit $500.00 scroll down to Services and select Your
$0.00 - $500.00 16.95% p.a. Documents.
B For a Proof of Account document, tap
Proof of Account. Once selected, tap Statement options.
If you go over your approved limit, you will be charged excess
C If the option is available, you can also interest on the amount you have exceeded your limit by. An Online only means that you can only view
unarranged overdraft fee may also apply. See anz.co.nz for
view and download a tax certificate. details.
this statement online. With online statements
you can easily email or print them off.
 aper means that we will send you a paper
P
statement to your nominated address. Save
View Proof of Account
paper by choosing to switch off your paper
Documents Account Notifications statements. You’ll still be able to access up to
7 years’ worth of account and tax statements
online. Some exceptions apply. 11.30

A B
Statement Options

Toggle off to stop your paper statements

Go
Paper and online

Serious Saver
Online only

Home Loan
Online only

Airpoints Visa Platinum

Online only 7
 Services

MANAGE YOUR CARDS 1 2 Open

Apply &

This is a helpful section if you’ve lost or had your card stolen,

want to place a temporary block, change or set your card PIN. Manage Cards
You can also enable Card settings for your ANZ Visa Debit
card or personal credit card.
Your Documents
1 Tap the Menu in the top left corner.
2 Scroll down until you see Manage Cards and then Contact Us
tap it.
3 
Select the card you want to manage. Here you can Find a Branch or ATM
place a temporary block, report it lost or stolen, manage
your card PIN and enable Card settings.
3
A Show card details. Find out how to use your card Settings

details and ANZ Dynamic Security Code on page 9.
B When a Temporary block is on, your card can’t be

used for any transactions. Any direct debits you’ve set
up from this card won’t be made. Any card fees will
continue to be charged. Of course you can remove this
temporary block at any time by swiping the toggle to
the left.
C Select Card settings to set up what your ANZ Visa
Debit card or personal credit card, including any card A
set up in a Mobile Wallet can and can’t be used for.
D Lost or stolen card. If your EFTPOS, ANZ Visa Debit or

personal credit card has been lost or stolen, this is where B
you can report it. You can also order a replacement card.
E Manage card PIN. This is where you can create or C
change a PIN for a particular card. Simply select
‘Manage card PIN’, ensure you read the guidelines and
then enter a PIN of you choice. It will prompt you to re- D
enter your selected PIN to confirm it’s correct.
F Decrease your credit card limit. Find out how to E
decrease your credit card limit on page 10.
G Select Card Tracker to see where your card details may F
have been saved.
Note, if you’ve received a replacement
G card, the PIN will be the same as you
previously selected.

8
USING YOUR
CARD DETAILS
Your ANZ Visa card details are available within
the goMoney app. This ensures that your card
details are accessible in one, safe place. ANZ
Dynamic Security Code can be used instead of
the 3-digit security code on the back of your card
and provides an extra layer of protection when
shopping online as the code changes regularly,
potentially making it harder for people to use
your card details fraudulently.
1 From Manage cards, select your card, then
tap Show card details to view your card
details in app.
2 Type or copy your Card number into your
web browser when shopping online. To
copy your card number, simply press the 1
icon on the right of it and paste the number
into your website browser.
Your ANZ Dynamic Security Code will change
regularly, but if you’ve used it to set up a payment
for a subscription you won’t need to update the
payment details.
Important - never share your card details with 2
anyone
When your card is reissued or reported lost or
stolen, new card details will be updated in the
app so you can start using your card before it
arrives.

9
 Services

CREDIT CARD 1 2 Open

Apply &
LIMIT DECREASE
Manage Cards
1 Tap the Menu in the top left corner.
2 Scroll down and select Manage Cards. Your Documents

3 Select the card you want to decrease

your credit limit for. Contact Us 6

4 Select Decrease credit card limit.

Find a Branch or ATM
Before decreasing your card limit, please
ensure you choose a new limit that
supports your future credit card use.
Important – any subsequent credit Settings
3
card limit increase requests will be
subject to our full lending application 5
process, including reviewing your
financial situation.
Once you’re ready, select Continue.
5 Choose a New limit from the options
and tap Select.
6 Once you’ve chosen the amount,
select Continue.
See next page for further steps.

4
Handy tip: Check to see what the
lowest limit for your card is first at
anz.co.nz/creditcards. To discuss other
options, please call us on 0800 269 296.

10
CREDIT CARD
LIMIT DECREASE
7 After reading the terms and conditions,
select the ‘I understand’ box to agree
and confirm your request.
8 
Confirm your request. 9 $1,896.00 Available
9Once you’ve selected Confirm, your limit

will change immediately and we’ll send
you a confirmation letter – you should
receive this within 3-5 business days.
Any future request to increase your
credit card limit will be subject to our full
lending application process, including
reviewing your financial situation.

11
 Transfer Funds

PAYMENTS REQUIRING 1 Payments 2

MULTIPLE 11.30

AUTHORISERS Pay a Person or Bill

Confirm details
11.30
1 Tap the Menu in the top left corner. Overseas Payments
Pay a Person or Bill
2 Scroll down until you see Select Pay a Person $10.00
or Bill or Pay Tax and then tap it.
Go Pay to Mobile From: Go
3 Choose the Account you want to pay from by 06-1234-5678910-00

scrolling left to right. 3 To: ABC Company

4 Enter a Payee. You can: Uncollected 2 00-0000-0000000-00

• Select an existing Payee from your list of

$2,210.00
saved Payees or search for an ANZ Registered Payment Authorisations NEW Payment date
Tue 5 October 2021
Payee. (The account number will populate
automatically). On their statement
4 Payee ABC Company
Google Pay NEW Invoice 1234
• Set up a new Payee On your statement
- Type in their name and tap Done. Account No. 00-0000-0000000-00 Invoice 1234

- Type in their account number and

tap Done. 5 Amount $100.00 Additional people may have to authorise this payment.
This payment can still be made if authorise after the payment date.
A fee may be charged if your account has insufficient funds.
- After you’ve paid you’ll have the option Date After final authorisation
to Save as a new Payee. 8 PAY

5 Payment details: Repeat Never

• Enter the Amount and tap Done.

• Select a date for the payment to be made. 6 Their
Statement
Bill

If you don’t select a date, it will be paid 1234

immediately after final authorisation.
To authorise a payment, follow these simple steps:
6 Type in any statement details (i.e. invoice Reference
number, reference, and/or your name). • Go to “Authorise Payments” under the “Payments” menu.
7 Tap Continue. A pop-up will appear, advising Payments waiting for your review will be under “You need to
Copy details below
authorise”.
additional people must authorise the payment.
8 Check the details are correct. Tap Pay to Your Bill • Select the payment to review the details.
Statement
complete payment. If you need to make a • To Authorise a payment, tap Authorise and then Authorise again.
1234
change, tap Cancel. The payment will be made when all required people have
Take care entering payment details. Reference
authorised it. If it is a future-dated payment, you can view it in
We don’t check that the account name entered Upcoming Payments.
matches the account number. Take care when To Delete a payment, tap Delete and then Delete again.
7 CONTINUE
entering these details, as there’s no guarantee
you’ll get the money back if you make a
mistake.
For more information about making electronic payments, see our
12
ANZ General Terms and Conditions, available at anz.co.nz/terms
RE-FIXING A
HOME LOAN
When your fixed home loan rate is coming up
for renewal, you can lock in a new rate up to
60 days before your current rate expires. You
can request to fix the rate on your floating loan -$267,779.14 5
at any time (if applicable).
1 Select the home loan that’s coming up for
expiry, from your goMoney home screen.
2 Tap Reserve a fixed rate.
2 11.30
3 Here are the details of your current loan.
4 Choose what fixed rate period you’d like.
Reserve a fixed rate
5 Based on the fixed rate period you select, 3 Current Home Loan details
you’ll see the best rates we can offer you.
6 Choose a new rate (or go back a step to
see the rates for a different period).
$224,200.10
See next page for further steps. 01234567-1234 Loan term ends on 24 Mar 2044

Current interest rate

5.25% p.a.
Fixed until 31 Oct 2021

Current repayments
$646.00 fortnightly
6

If you don’t re-fix the interest rate on 4 What fixed rate period are you thinking of?
your existing loan, it will automatically
change to our ANZ Home Loan floating 6 months to 2 years
interest rate on the date your existing
rate expires. 3 years +
You can check the current ANZ Home
Loan floating interest rate on
anz.co.nz/homeloans.

13
 11.30

RE-FIXING A Reserve a fixed rate

HOME LOAN
Contact details
7 Enter your Email address so we can Within 3 working days we’ll send a loan variation
send you a Loan Variation Letter. letter confirming these details to your email address
and post a copy to any other borrowers.
8 Choose your total repayment options.
Email address *
9 Once you’ve selected your repayment
options, click Next. 7
10 Review your new rate, home loan terms
and conditions, and the Agreement to
reserve an interest rate.
Once you’ve read and accepted the terms,
tap Confirm. 8
Your new home loan rate is now reserved and
will take effect once your current rate expires.

10

14