मराठी, বাঙালি, हिंदी, ગુજરાતી, தமிழ், తెలుగు, कोंकणी, ಕನ್ನ ನ್ನ ಡ, ਪੰਜਾਬੀ, മലയാളം, اردو, ନୀୟ, অশামেসে, میری, ,
মৈতৈলোন, Khasi, Mizo, Nagamese, नेपाली.
Greetings from Bajaj Finance Limited!
We are delighted to have you with us and look forward to a long-lasting relationship.
Please find below the details of your recently availed loan.
PERSONAL AND RELATIONSHIP SUMMARY
PERSONAL INFORMATION
Customer name LATHAMAHESWARI S
Customer ID 456402022
Registered Email ID NA
Registered Mobile Number XXXXXX7673
RELATIONSHIP DETAILS
Product / Service category ONLINE-ECF
Loan Account Number (LAN) 6O5ERFLZ772681
You can also update your registered email id by typing UPDEMAIL <your Email ID> & sending it to
9227564444. For example, if your email ID is [email protected], then type UPDEMAIL [email protected] from
your registered mobile number & send it to 9227564444. Alternatively, you can login to My Account - Bajaj
Finance Customer Portal to update.
REPAYMENT DETAIL
Repayment Bank Name INDIAN OVERSEAS BANK
Repayment Bank A/C Number XXXXXXXX2366
Instalment Amount(Rs) 4089
First Instalment Due Date 02-NOV-2024
Last Instalment Due Date 02-OCT-2025
Interest Start date 18-OCT-2024
YOUR LOAN SUMMARY
Loan amount (Rs.) 49068
Annualized Rate of Interest (%p.a.) 0
Gross loan Tenure (in months) 12
Loan Disbursal Date 18-OCT-2024
Amount paid upfront by you/ the seller of the item Click here to view detailed
(on your behalf) and charges applicable on 1st EMI** (Rs.) list of deductions
*Charges applicable on 1st EMI will be deducted along with 1st EMI amount. For example, if your EMI amount is Rs. 420
and a Processing/ Convenience Fee of Rs. 117 is applicable on 1st EMI then Rs. 537 will be deducted as 1st EMI amount.
FEE AND CHARGES
Processing Fees Rs. 235 (Inclusive of applicable taxes),Will be collected along with 1st EMI
Bounce Charges Rs. 500/- per bounce. “Bounce charges” shall mean charges for non-payment of instalment (s)
on their respective due dates due to dishonour of payment mandate or non-registration of the
payment mandate or any other reason.
Penal Charges Delay in payment of instalment(s) shall attract Penal Charge of Rs.4 per day per
instalment from the respective due date until the date of receipt of the full instalment(s)
amount.
Convenience Fee ETB - Rs.236/- (Inclusive of applicable taxes) will be collected along with 01st instalment.
NTB - Rs.300/- (Inclusive of applicable taxes) will be collected along with 01st instalment.
Full Pre-payment Nil, Any time post disbursement of loan.
Part Pre-payment Nil, Any time post disbursement of loan.
PG Facility Charge Rs. 11 (Inclusive of Applicable taxes) will be charged for utilizing the payment gateway to make
part or full payments towards the loan through digital properties.
Explore Our Online Self-Services
To avail these services, click on the below links.
View Loan Details > Document Center >
EMI details, EMI break up, Fees and Download E-statements, No Dues
charges, etc. Certificate, etc.
Make Payments > Your EMI Card Details >
Advance EMI, Part Pre-Payment, Available Loan Limit, Know Where
Overdue payments, etc. to Use Your Card, Card status, etc.
Investments > Update Your Profile >
Book FD, Renew FD, Book Re- KYC update, DOB correction,
Systematic Deposit Plan, etc. PAN update, etc.
Get Rewards & Cashbacks >
Bill payments, UPI transactions, Wallet
payments, etc.
Download the App Now
Scan the below QR code, to download our App and explore various services.
Login Now
Login on web by clicking on "Go to Web" or continue in app with "Go to App"
You can also call us on our customer service number 8698010101 to avail instant resolution to your queries or visit our nearest branch.
This is not a toll- free number and normal call charges will be applicable.
Note:
1. Balance: You are requested to maintain adequate balance in your bank account for clearing the EMI at least 3 days prior to due date. Please
note that upon non-realization of EMI, late payment penalty would be applicable in addition to EMI Bounce charge.
2. Bureau Rating: Any delay in clearing off the outstanding payment will have adverse impact your CIBIL rating.
3. If Advance EMI payment for the upcoming month's EMI is done during its presentation period (5 days before your EMI due date), the impact
of it will depends on the status of the EMI that has been/is going to be presented. For example If you made advance payment on 29th Jun &
your already presented EMI for 2nd Jul gets bounced, the advance payment will be adjusted for 2nd Jul. However if 2nd Jul EMI gets cleared,
the advance payment will be refunded to your bank account after 7th of the month.
4. Amount transfer limits through net banking are predefined by your banker and can vary from bank to bank and at customer level.
5. The maximum amount which can be transferred in a transaction is Rs. 10 Lakh through net banking. In case you wish to prepay more than
Rs. 10 Lakh, please initiate multiple payments.
6. Your loan can get classified as non-performing asset or special mention a/c, incase of bounces and impacting your future loan approvals.
Click here for more details.
Please note that this Welcome Letter is provided for ease of reference. For complete details pertaining to your loan, please refer to
the Loan Agreement document. In case of any inconsistency in the Welcome Letter and the executed Loan Agreement, the terms
mentioned in the Loan Agreement shall prevail.
Regards,
Chief – Operations and Service
18-10-2024 18:30:28
Bajaj Finance Limited
Registered Address: Bajaj Finance Limited, Old Mumbai-Pune Road, Akurdi, Pune - 411035
Corporate Office: 4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014. Phone: +91 86980
10101. | CIN: L65910MH1987PLC042961
In case of any inconsistency between English and vernacular language, English language shall prevail.
BAJAJ FINANCE LIMITED
T&C Apply
REPAYMENT SCHEDULE
Instl No. Due Date Opening Instl Amt Principal Interest Total Amt Closing
Principal Due Principal
1 02-NOV-2024 49068 4089 4089 0 4089 44979
2 02-DEC-2024 44979 4089 4089 0 4089 40890
3 02-JAN-2025 40890 4089 4089 0 4089 36801
4 02-FEB-2025 36801 4089 4089 0 4089 32712
5 02-MAR-2025 32712 4089 4089 0 4089 28623
6 02-APR-2025 28623 4089 4089 0 4089 24534
7 02-MAY-2025 24534 4089 4089 0 4089 20445
8 02-JUN-2025 20445 4089 4089 0 4089 16356
9 02-JUL-2025 16356 4089 4089 0 4089 12267
10 02-AUG-2025 12267 4089 4089 0 4089 8178
11 02-SEP-2025 8178 4089 4089 0 4089 4089
12 02-OCT-2025 4089 4089 4089 0 4089 0
Loan Related Details
Sr No Parameter Details (in Rs / %)
1 Other upfront Charges / Deductions ₹ 5358
SHORT RECEIVED(INITIAL MONEY) ₹5358
DLR SUBV-IRR-DED ₹5358
PROCESSING FEES ON 1ST EMI ₹235
CONVENIENCE FEES 1ST EMI ₹236
BFL/ECOM/Dig/WL/English/2024//September/V5
