RUBINA

She had told me her name was Ruby Sanford. For whatever reason, a Ruby to me
meant a fat, nasty girl; maybe I knew a fat, nasty Ruby in my past. So I was really
surprised when I saw this lady step out of her white SUV, marked ostentiously with
"Progress Insurance."

She was wearing a very short white dress. Almost like a tennis dress. She had a
sexy figure that was attractively just a little plump, giving her curves some softness.
Her dress was already short and it gathered a little on top of her hips and under her
breasts, making it shorter still. She was wearing comfortable shoes and carried a
clipboard. She sauntered over to me, pulling her dress down, and said, "Are you
Kam?"

She got closer and I could see a very pretty oval face, full lips, an unobtrusive nose
and dark eyebrows. Her eyes were green and her hair was dark brown and shoulder
length. Her hair bounced as she walked; in fact her whole body seemed to shake as
she took heavy steps; giving her a very nonchalant, confident, sexy look.

She was probably 5' 3" or so in her shoes. One of those cute, fuckable types.

Her white dress was very snug and she clearly was not wearing a bra. I could just
make the outline of her nipples as they pushed against the soft, thin white cotton. I
watched her tits bounce just a little as she was approaching me.

"Are you getting a good look?" she asked.

I came out my reverie and I thought I had offended her by gawking at her tits, but
she was smiling, her eyes cutely crinkled.

"I'm sorry," I said, "I was just admiring your beauty."

"Men!" she exclaimed, "do you think about anything other than breasts?"

"Yes." I said simply.

"I meant do you think about anything other the female anatomy? Don't tell me. I don't
want to know," she continued still smiling, "Is this your car?" she said pointing with
her clipboard.

"Yup."

A couple of days ago I had come out of Home Depot to find the passenger fender of
my car smashed. Someone had hit it and of course there was no note. I had called
the insurance company and gotten a real run around. So I was surprised when Ruby

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had called me to say she was from the insurance company and would come by to
give me an estimate. She asked me where I worked and I said I was home these
days and would she mind coming to Parkland. She had said it makes no nevermind
to her.

She went to the front of the car and started making notes. She bent over and I was
looking at her from the side, and even though her short dress rode up high on her
thighs, I did not see any panties. I saw a creamy white thigh in contrast to tan legs
and I had an instant hard on. I moved closer to my car so she wouldn't notice. She
saw me and smiled and bent further still, so that I had a nice view of the top of her
breasts.

She looked up and smiled and shook her head, knowing that I was staring at her. I
looked away embarrassed.

She laughed and said, "You're blushing! I've never seen a man blush. It's hard to tell
with your brown skin but you're blushing!"

I just nodded.

"Do you have a girlfriend? Wife?" she asked.

"No and no."

"That's too bad."

"Why?"

"Because you're cute. And my god you have dimples! But I only go out with guys
who are attached."

I must have looked blank, because she continued, "You know, then there's no
emotional attachment."

"I can keep emotion out of it," I said quickly.

"Noooo, I don't think so. You're wearing your emotions on your face. You're gawking
like you haven't had a woman in years. You blush. You're sweating. You have a
hard-on."

"I'm sorry," I said pathetically.

She had come around to my side of the car. She now bent over facing away from me
and I was almost knocked off my feet when I saw two sumptuous small white globes

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separated by the beautiful crease of her ass. She was not wearing any panties. She
must have a bushy pussy because I could spy hair between her legs as well. Man!

She straightened and faced me. "What do you think?"

"You're teasing me," I said.

"That's true. I'm sorry I'll stop."

"No, please continue," I said.

It was a hot day and I noticed moisture on her chest just above her breasts. It took all
my might not to attack this woman devour her right here.

"Hot enough for you," I said nerdily, "I have lemonade in the house."

She just smiled and continued her work. I followed her around. She was bending
over far more than necessary and I would just get behind her and gawk shamelessly.
I was wondering what it would be like to be with a sexy, uninhibited woman like her.

After a few minutes she said she was done. "I'll mail the estimate."

"Okay," I said.

"I'll take that lemonade now."

My heart skipped a beat.

IV -- All of Rubina

She followed me to my apartment. I was really nervous now. I started climbing the
stairs but then decided to let her go first. She knew exactly why she was going first,
because as she climbed up, she lifted her skirt another two inches or so. I just stood
at the bottom of the stairs and watched her, the cheeks of her ass dancing in rhythm
to her climbing, and more and more of her ass getting exposed as she climbed. I
wanted to memorize this scene so I could replay it again. But it's never same; you
just have to be there.

Inside the apartment I quickly poured two glasses of lemonade, and handing hers to
her, I said, "Let me show you around. Let me show you the bedroom."

"Take it slow cowboy," she said.

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With her drink she walked over to a collage of pictures I had of my kids at various
ages. I'm 50, divorced, East Indian, short and muscular, maybe a few extra pounds
on me. I'm not the type who picks up women easily. But somehow luck has smiled
on me.

I had an idea. While she was looking at the collage, I grabbed her by her hips. I
pulled her hips towards me and hissed, "Put your hands on the wall."

She let the glass of lemonade drop on the floor and put both hands on the wall. I was
surprised, and little annoyed that she spilled the lemonade, but I went with it. I
wanted to keep my advantage.

I bent down lifted her dress and started kissing her butt. She was cooperating so
then I tongued her asshole. She squirmed and moved her ass back and forth to
accommodate me. She groaned.

"Come with me," I ordered. I had figured she was submissive.

She followed me to my bedroom.

"Get naked and get on the bed." I got some of my silk ties out of my closet. I tied her
arms and feet to bedposts. She cooperated. While I as tying her up I examined her
body. She had lovely, shapely tits, with brownish nipples that stood out. Her waist
was slim. She had thick bush on her pussy that contrasted magnificently with the
whiteness of her skin. I bent to get a quick sniff. She smelled like a woman in heat.

"You look Indian," I said.

"Paki. It's Rubina."

"Sanford?"

"Married and divorced."

I quickly undressed. My skin is tan, but my cock is very dark, almost black, with
pinkish-purplish head. I had a feeling that she liked black cock.

I straddled her chest. And shoved my cock, already hard, into her mouth. She
received it with delight and start sucking. She was deft. Her tongue swirled around
the head and she would periodically suck with just the right amount of pressure. She
used her teeth to graze very gently and that was an amazing feeling.

I took my cock out of her mouth and moved up a little bit so she could lick my balls.
Oh my god. I am not able to describe the feeling. I shut my eyes to concentrate on
my left ball being licked in her mouth. I moved up some more so she could tongue

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my perineum. It was a delicious feeling. And a little more, so I could feel her tongue
around my asshole. She was so good at it, she swirled her tongue around the rim
and then pushed it up in my asshole. She got my asshole wetter and wetter and by
pushing harder and harder each time, she got it to relax until she must have had two
inches of her tongue in my ass. I almost came; I had never experienced that. I let her
do that for a while and I started to feel a surge at the base of my cock. This was the
first time ever that I felt like coming when my cock was not directly stimulated. I let
the feeling wash over me enjoying it and when I was ready to come I moved down
quickly and pointed my cock at her open mouth. I spurted and filled her mouth with
come. A couple of squirts had hit her on the nose and forehead. She smacked her
lips a few times and opened her mouth wide to show me the come in her mouth.
Then she swallowed. I got off her and went to the living room.

I got some wine for myself and put on some music and just relaxed in the living
room. Let the whore wonder what's going on.

Unlike most men my age, it does not take me long to get hard again. I was hard
again within then minutes but I relaxed anyway. I wanted to prolong her agony of not
knowing what was going on. But I didn't hear a peep from her.

After about 45 minutes I went into the bedroom again. I went into my closet and got
my Canon EOS. I started taking pictures focusing on her bushy pussy. She squirmed
to make her legs wider so I could get a good shot of her cunt.

I put the camera down and straddled her again. "Suck my cock. Make it really wet
whore!"

She was an expert.

When she had slurped all over my cock and moved down to her pussy. I slipped right
into her cunt with having to guide it. I started banging her hard.

She closed her eyes tight and said, "Yes...Yes....Yes..."

I stopped and exited her. She glowered at me. I looked at her and smiled. I grabbed
her legs under her knees and lifted her a little bit and moved forward so that my cock
head was at the entrance of her asshole.

Now her glower changed into a smile. I pushed hard and got my entire length inside
her asshole in a few seconds. She pursed her lips in pain but did not resist.

I gave her a moment to get used to my cock in her ass and then started pumping. It
was so beautiful. A cute little naked brown girl lying tied up on my bed while I was
fucking her in the ass. I did not last long.

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I pulled out before I came and moved up and shoved my cock in her mouth. She
accepted it readily.

She slurped and I thrust forward as I came. She swallowed three times while I was
coming.