Cash Card Integration Requirements
Objectives
The Cash Card Integration component aims to enable card activation
during user registration, the loading and reloading of funds into a card,
rewarding users for specific activities, checking the card balance, and
providing administrative control over card deactivation. Additionally, it
should allow users to make payments using their accumulated credit points.
The objectives are as follows:
Activation: Allow users to activate their cards during the registration
process.
Load Funds: Allow users to load funds into their card from linked
financial accounts or external sources.
Reload Funds: Enable users to reload funds into their card as needed,
including periodic reloading options.
Reward System: Implement a rewards program that credits users
with rewards or points based on specific activities or transactions.
Balance Check: Provide users with the ability to check the balance of
their card in real time.
Admin Deactivation: Allow administrators to deactivate cards upon
request or in case of a report of loss or theft.
Payment with Credit Points: Enable users to make payments using
their accumulated credit points.
Security: Ensure the security of user funds, rewards, and payment
transactions, employing encryption and secure data storage practices.
User Notifications: Send notifications to users for successful
activation, load, reload, reward accrual, balance check, payment with
credit points, and card deactivation activities.
Technical Requirements
Activation during User Registration:
o Implement card activation as part of the user registration
process.
o Verify user details and card activation code during registration.
Load and Reload Functionality:
o Develop features that allow users to load and reload funds into
their card.
o Implement secure payment gateways or financial institution
integrations for transactions.
o Enable users to set up periodic reloads if desired.
Reward System:
o Create a rewards engine that calculates and credits rewards or
points to user accounts based on predefined criteria.
o Implement real-time reward tracking and updating in user
profiles.
Balance Check:
o Enable users to check the balance of their card in real time.
o Ensure that balance information is up-to-date and accurate.
Admin Deactivation Mechanism:
o Develop an administrative deactivation mechanism that allows
authorized administrators to deactivate cards through the
system.
o Provide reporting tools for administrators to report lost or stolen
cards.
Payment with Credit Points:
o Implement a payment feature that allows users to make
payments using their accumulated credit points.
o Ensure proper validation and deduction of credit points for
payments.
Security and Encryption:
o Ensure all financial transactions, including load, reload, payment
with credit points, and balance check operations, are securely
encrypted.
o Store user funds, reward balances, and credit points securely
using strong encryption methods.
User Notifications:
o Establish a notification system to inform users of successful
activation, load, reload, reward accrual, balance check, payment
with credit points, and card deactivation activities.
o Allow users to opt-in or opt-out of specific notification types.
User Account Management:
o Implement user authentication and authorization for activation,
load, reload, reward, balance check, payment with credit points,
and deactivation functionalities.
o Maintain a user-friendly account management interface for users
to manage their cards, rewards, and credit points.
Error Handling and Recovery:
o Design error-handling mechanisms to address transaction
failures, rewards calculation errors, balance check issues,
payment with credit points errors, and administrative
deactivation actions.
o Implement recovery procedures for failed transactions.
Audit and Compliance:
o Implement audit logs for all cash card-related activities, including
activation, load, reload, reward, balance check, payment with
credit points, and administrative deactivation actions.
o Ensure compliance with relevant financial regulations and data
protection laws.
Testing and QA:
o Conduct rigorous testing of activation, load, reload, reward,
balance check, payment with credit points, and deactivation
functionalities, including unit testing, integration testing, and
security testing.
o Perform penetration testing to identify and mitigate
vulnerabilities.
Documentation:
o Provide comprehensive technical documentation for developers
and system administrators regarding cash card integration,
reward system, balance check, activation, payment with credit
points, and administrative deactivation procedures.
o Include instructions for troubleshooting and error resolution.
Monitoring and Analytics:
o Implement monitoring tools to track transaction volumes, reward
accrual, balance check activity, payment with credit points
activity, system performance, and potential security threats.
o Use analytics to optimize activation, load, reload, reward,
balance check, payment with credit points, and deactivation
processes and enhance user experience.
These requirements encompass card activation during user registration,
payment with credit points, and the other key functionalities of the Cash
Card Integration system.
