Standard Operating

Procedures
ECGC

Division : International Banking Division

Version : 2021_SOP-ECGC_1.0
 Confidential – For Internal Circulation Only

SOP Custodian
Division INTERNATIONAL BANKING DIVISION
Officer in-charge DIVISIONAL HEAD
SOP Contact [email protected]

SOP Version Control

S. No. Version Number Version Date
1 2021_SOP-IBD_1.0
2
3
4

SOP Governance
Frequency Of Review Annual

Last reviewed on NA

Approval Path NA

Supersedes NA

1 SOP for International Banking Division

Version: 1/2021
 Confidential – For Internal Circulation Only

Table of Contents

1. SOP Overview ..................................................................................3

2. JOB CARD For Branches................................................................5
3. JOB CARD For Zone..………………………....................................13
4. JOB CARD FOR HO:IBD….…………………..................................14
5. FAQ ………………………….…………………..................................15

2 SOP for International Banking Division

Version: 1/2021
 Confidential – For Internal Circulation Only

1. SOP Overview:
The SOP covers the details of transaction related to Export Credit Insurance for
Banks.

Process Owner Division Name International banking Division

System Requirements (if any) CBS Access, Internet Connectivity
Personnel responsible for -
process execution
Referred Circular -
Number/Policy Number and
Name

2. Salient features of the ECIB (WT-PC/PS)

Whole Turnover Principle: The bank should cover all the accounts that are
required to be covered under ECGC and premium be duly paid every month. No
accounts that ought to have been covered shall be excluded without the prior
approval of ECGC. Similarly, no account that belongs to the excluded category
shall be covered under the ECIB. It may be noted that failure to include and pay
premium on any account of a branch of the bank that should have been included
may have an adverse impact on a claim received in respect of any other account
with any branch of the bank that already have been properly covered.
Discretionary Limit (DL): The Discretionary Limit (DL) as per the present ECIB
Policy is Rs. 3,00,00,000/-(Rupees Three Crore only).
Advances Covered:
Pre-Shipment (PC): All PC advances for Short Term Exports granted by all our
branches in India, whether called Packing Credit, Pre-Shipment Credit, Shipping
loan or by any other name as per RBI guidelines are covered under ECIB (WT-PC)
for all exporters other than the excluded advances.
Post-Shipment (PS): All PS advances granted by all our branches in India as per
RBI guidelines, by way of purchase /discount/negotiation of export documents or
advances granted against documents sent on collection basis are covered under
ECIB (WT-PS) other than the excluded advances.

Advances Excluded:
(i) Advances granted for exports made on deferred terms of payment, Turnkey
project, Construction works and Service Contracts.
(ii) Advances granted to exporters against their export entitlements like CCS
(Cash Compensatory Support), DDB (Duty Draw Back), at both Pre-Shipment stage
and post-shipment stage.
(iii) Advances granted by OBU.

Maximum Liability: The maximum amount of liability of ECGC for the purpose of
payment of claims as applicable to the bank as a whole is as under:
Category Maximum liability
ECIB-WTPC Rs. 2200 Crore
ECIB-WTPS Rs. 1250 Crore

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Interest: Interest payable by the exporter on the Packing Credit advances will not
be eligible for cover under ECIB.
Interest payable by the exporter on the Post-Shipment advances and the exchange
loss incurred by bank on bills returned unpaid (loss due to exchange fluctuation
between the currency of invoice and Indian Rupees on crystallization of export bills
returned unpaid) will not be eligible for cover under ECIB (WT-PS).

Premium: Premium is payable on monthly basis at the rate specified, per Rs 100/-
per month on the Average daily product (ADP). Premium shall be remitted by the
branch maintaining the account to the nearest branch office of ECGC on or before
the last working day of the subsequent month.
Time up to which Premium is payable: As far as remittance of premium is
concerned, the branches have to pay the premium up to and inclusive of the month
in which the report of default is submitted to the ECGC in accordance with the
requirement or in case of insolvency of the exporter (if it is earlier) up to and
inclusive of the month in which the insolvency occurred.
Specific Approval List (SAL): The reports of default received from the bank under
the ECIB are intended to be examined by the ECGC with a view to understand the
seriousness of problems in these accounts as evidenced in the reports. In cases
where the ECGC considers it desirable to monitor the grant of further advances or
cover for fresh limits that may be sanctioned to such accounts, they are included in
a separate list called the Specific Approval List (SAL). The complete list of exporters
and their associates placed in the SAL is available at ECGC website www.ecgc.in.
The branches have to obtain a login name and pass word from ECGC for visiting
the site and obtaining the details, which will be provided free of cost on the basis of
an application.
Account Settled List (ASL): Cases involving OTS/Compromise settlement by
exporters, where ECGC only partially recovers the claim paid to a branch, and the
loss incurred by ECGC is more than Rs.1 Crore, such exporters along with its
Management, Sister concerns and Guarantors are moved from Specific Approval
List (SAL) to a list called “Accounts Settled List” (ASL) after 5 years from the date of
receipt of its share of recovery by ECGC on such settlement, provided there was no
fraud/willful default on the part of the exporter. The list is accessible to
banks/branches having e-connectivity facility of ECGC. The coverage would be 50%
only for exporters/entities floated by the persons figuring in the ASL.
Restricted Cover Category Countries: Countries facing serious Foreign Exchange
problems due to economic and political difficulties are placed in “Restricted Cover
Category (RCC)” by ECGC. Branches/sanctioning Authority are also advised to
ensure that “Restricted Cover Category” (RCC) list maintained at ECGC website
www.ecgc.in is invariably checked at the time of extending post-shipment credit.
Buyer Wise Policy: In order to get higher percentage of cover from ECGC under
ECIB (WT-PS), branches are advised to encourage borrowers to obtain buyer wise
policy. The branches/Sanctioning Authority may stipulate the condition for
obtaining of buyer wise policy while sanctioning the Export Credit facility. However,
it must be ensured that all stipulations of sanction are complied with. Exporters
holding the following policies of the ECGC will be treated as Policy Holder and the

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bank will be entitled to a higher coverage in respect of Post Shipment advances

granted to such exporters:
a. Shipment (Comprehensive Risks) Policy(SCR)
b. Small Exporter Policy(SEC)
c. Export Turnover Policy(ETP)
d. Multi Buyer Exposure Policy(MBEP)
e. Multi Buyer(ITES) Policy)

3. JOB CARD For Branches.

System Requirements (if any) CBS Access, Internet Connectivity

Personnel responsible for process Incumbent Incharge/Dealing Official
execution
Referred Circular Number/Policy FEX 121/2020 & 122/2020 and subsequent
Number circulars issued time to time.

3.1 Standard Process to be followed by Branches

3.1.1 Process And Sub-Process;

S. Process Sub Process Description Time Period
No.

1. Notification of Changes Branches are advised to notify Within 30

Limits (addition ECGC any changes (addition and Days from
and deletion) deletion) in the position given in date of such
in the the statement on case by case change.
position basis. This notification should be
sent in prescribed format by the
branch which maintains the
account to the nearest Branch
Office of ECGC. However,
notifications shall apply to ‘new’
accounts i.e. All fresh Limits within
the Discretionary Limit fixed under
the cover and accounts classified
as Standard Assets where the total
limits of the bank (PC and PS
Limits) under sole banking or all
the banks under consortium/
multiple banking arrangement
sanctioned to the exporter and its
group concerns is Rs. 200 crore or
less.
2. Application Obtain i) For any limit sanctioned to any within 60
for approval approval of “NEW” exporter in excess of days from
of limits ECGC Discretionary Limit (Presently Rs. the date of
3.00 crore only). sanction/en
ii) For all accounts classified other hancement
than “Standard Assets” irrespective of limit
of the limit sanctioned.

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ii) In terms of ECGC Cir No. Bank

Division/FI/2013 dated
13.09.2013 approval of ECGC to be
obtained Irrespective of the asset
classification of the account where
per buyer limit/exposure exceeds
Rs. 100 Crore per buyer(Rs. 50
crore each under PC and PS where
interchange-ability of the limit of
PC & PS facilities are permitted by
the bank). Example: the limit of Rs.
50 crores is 100% interchangeable
between the PC and PS facilities
iv) Application for the purpose
should be made in the prescribed
format and should be sent by the
Branches, maintaining the account
to the nearest Branch Office of
ECGC along with sanction letter,
appraisal Note, financial
details/statements, internal credit
rating and its scores of the export
and other details/documents as in
the application where total limit
under PC/PS is Rs. 10.00 Crore or
more.(Branches to ensure that
ECGC approval is received
invariably before disbursement of
Export credit sanctioned/limit
enhanced wherever required)
i) Where Total PC & PS limits of all Prior
banks under sole banking or of all approval of
banks under consortium/ Multiple ECGC
Banking arrangement on the
exporter and exporter group is
equal to or more than Rs. 200
Crore.
ii) Any advance to an exporting unit
in which name of any of the
persons (proprietor/ partner/
Director/Guarantor) appears in the
Specific approval List (SAL) of
ECGC for covering the
limit/advance
iii) In terms of ECGC Cir No. Bank
Division/FI/2013 dated
13.09.2013 Prior approval is to be
obtained from ECGC where the
exporter has diversified into
unrelated business activities,
wherein the share of the unrelated
business activity is equal to or
more than 10% of the Export
turnover (Applicable only to

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merchant exporters whose export

turnover is equal to or more than
Rs.500 crore).
iv) For allowing further operations
even within sanctioned existing
limits of an exporter, whose asset
classification has slipped to Sub-
Standard or NPA.
v) Before implementing any
restructuring/Nursing/Rehabilitati
on programme.
3. Buyer Verification ECGC maintains a record of buyers Daily basis.
Specific of BSAL that have come to its adverse
Approval limits notice, known as the Buyer
List(BSAL) Specific Approval List (BSAL),
which is updated on a daily basis.
It is mandatory for Branches/
sanctioning authority to verify the
BSAL of ECGC and ensure that the
buyers on whom bills are drawn do
not figure in the BSAL, prior to
granting advances at post
shipment stage. The BSAL is
accessible through ECGC website
www.ecgc.in, to bank branches
through an E-connectivity facility.
Branches which currently do not
possess this e-connectivity facility
can approach the nearest office of
ECGC servicing them, for the
same. A login name and password
would be provided by ECGC, to
each such branch.
4. Monthly Reporting to i) In terms of ECIB Policy, branches Last working
Declaration ECGC have to send monthly declaration day of the
and Premium of Pre & Post-Shipment Advances subsequent
granted as per the prescribed month.
format(For Formats, please contact
ECGC regional office) to the
nearest branch of ECGC along with
the premium due thereon.
ii) The declaration for any calendar
month along with the premium due
thereon shall be sent on or before
the last working day of the
subsequent month. The existing
accounts in branch are included
under this cover apart from any
new account that may get included
during the cover period.
iii) Branches are advised to ensure
that all the accounts are reported
with outstanding and relevant

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premium every month. In case no

premium is payable against a
particular account, a ‘NIL’
statement may be furnished.
vi) The premium payable shall be
rounded off to the nearest rupee
for each exporter and the minimum
premium payable shall be Rs. 1.00
(One Rupee only). Further, the
account which is in ECGC Specific
Approval List as on date of
commencement of cover will not be
covered under ECIB-WT.
vii) Branches can generate report
PNBREP-9/10a and PNBREP-
9/13a for premium payable in
respect of Pre & Post shipment
advances respectively. Branches
shall ensure that correct data is
captured in the CBS to ensure
correctness of system generated
report.
viii) Rejection of claims on account
of non-remittance of premium will
lead to breach of contract and may
adversely affect the settlement of
ECGC claims in other accounts of
the Bank. Non-payment of ECGC
premium in all eligible accounts
will be viewed seriously and may
attract staff accountability against
the erring official.
ix) Ensure that premium is paid
in all accounts which are required
to be declared to ECGC, and NO
account is omitted without specific
approval of ECGC.
Time up to As far as remittance of premium is
which concerned, the branches have to
Premium is pay the premium up to and
payable inclusive of the month in which the
report of default is submitted to
the ECGC in accordance with the
requirement stated above or in
case of insolvency of the exporter
(if it is earlier) up to and inclusive
of the month in which the
insolvency occurred.
5. Reporting of Pre- If the due date of a Packing Credit As and when
extension in Shipment advance has to be extended, basis and
due date of Sanctioning Authority /Branch prior
Advances may grant such extension at their approval
own discretion, subject to internal beyond 360

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approvals, so long as the total days

period of the advance does not
exceed 360 days counted from the
date of advance. If the extension is
considered for a period beyond 360
days as the case may be,
Sanctioning Authority/Branch is
required to obtain ECGC’s prior
approval. The application duly
completed (in duplicate) should be
submitted by the Bank-Branch
maintaining the account to the
nearest Branch Office of ECGC
Post- If the due date of a Post-shipment As and when
Shipment advance has to be extended, such basis and
extension may be granted at the prior
discretion of the sanctioning approval
authority, so long as the total beyond
period of the advance does not 180/360
exceed 180 days (360 days in the days
case of status holders) counted
from the date of advance. If the
extension is considered for a period
beyond 180/360 days as the case
may be, branches are required to
obtain ECGC’s prior approval. The
application duly completed (in
duplicate) should be submitted by
the Branch maintaining the
account to the nearest Branch
Office of ECGC.
6. Reporting of Pre & Post A Report of Default in respect of an within One
Default Shipment account shall have to be submitted Month from
to ECGC in prescribed format of the date of
outstanding PC/PS advances as recall of the
the case may be, whichever is advance by
earlier in point of time. The report the branch
of default has to be sent to the or within
nearest Branch Office of ECGC in Four Months
the format prescribed for the from the due
purpose, by the branch concerned. date/extend
ed due date
of the
outstanding
Recall of The ECGC claim will not come into
Debts/Adva effect, until and unless the bank
nces has recalled the whole of the debts,
including the INSURED DEBT, due
and outstanding from the
EXPORTER, to the bank under any
of the facilities granted by the
bank, by issuing of appropriate
recall letter and/or legal notices in

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accordance with the procedure laid

down by the bank to recall of loans
and advances from its constituents
save and except where the bank
has been prevented from doing so
by any statute or regulation, rule
or order having the force of law.
7. Time for Fresh The bank should file a claim in Within Six
Filing of Claims respect of an account within Six Months from
ECGC Claims Months from the date of report of the date of
default. report of
default.
Representati Branch has to make a Within 90
ons representation against a decision Days
on claim within 90 days from the
date of communication of the
decision/part settlement of claim/
rejection etc by ECGC. A maximum
of two representations only will be
entertained by ECGC.
Conditions Some of the Conditions to be met As and when
for Lodging to become eligible for lodging of basis
of Claims: Claims with ECGC under ECIB
Policy are given hereunder:
i) Claim form and the basic
documents relevant for the claim,
as listed in the claim form, have
been submitted.
ii) Branches have complied with
the procedural formalities
connected with the ECIB Policy i.e.
notifying the limit, taking approval
for the limit wherever required
under the ECIB-Policy, regular
payment of premium in all eligible
a/cs, obtaining ECGC's approval
for extension of due date beyond
the time limit allowed under the
ECIB-Policy, timely reporting of
default, filing of claim and taking
approval of the ECGC if the
exporter is in the Specific Approval
List of ECGC.
iii) The branches to ensure ECGC
claim is examined properly against
the non-compliance of serious
terms and conditions of credit
facility sanctioned and addressed
before submitting to ECGC. This
will enable reduction in probability
of rejection.
iv) The claim should be admissible
prima facie on the basis of the

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information available from the

records at Branch and other
relevant documents submitted
along with the claim form. In other
words, there should not be any
serious lapse, which makes the
claim inadmissible.
8. Recovery Before Branches to take the prior approval Prior
Steps and Entering of the ECGC in writing for the approval
Sharing of into Composition/ Compromise/One
Recovery Arrangement Time Settlement (OTS)/ Sale to
ARC arrangement with the
exporter.
After Upon recovery of the amount Refunded
Recovery (OTS/NCLT/Sale of assets to ARC within 7
etc.) the insured shall share the days of
amount with the ECGC in the receipt of
same proportion as the amount of settlement
loss on the said insured debt was
shared by ECGC. Any delay on the
part of the insured in remitting the
share to the ECGC in its share of
recoveries shall entitle the ECGC to
claim interest thereon at prevailing
bank rate for the period from the
date of recovery to the date of
actual remittance to the ECGC.
Parking of Claim received from ECGC is to be Within 1 day
Funds parked in a separate office account after
viz.<Sol Id>3181801. It should be receiving of
ensure that proper mapping is recovery
done with the corresponding
Pre/Post-shipment accounts.
9 Caution for Specific It may be noted that the advances Prior
the Branches Approval granted to any of the exporters in Approval of
List (SAL) the SAL list or to exporting units in ECGC
which any of the persons Needed.
(Proprietor/Partners/Directors/
Guarantor) contained in the list are
connected, will not be covered
under the ECIB unless prior
approval of the ECGC has been
obtained.
Account Bank need not obtain ECGC’s
Settled List approval for financing such
(ASL): accounts. Exporters figuring in
ASL could be removed from the
list, if they settle the dues to
ECGC.
Restricted In respect of such countries the As per
Cover branch should ensure, before criteria
Category granting Pre-Shipment Advances, specified.
Countries: that the Exporter concerned has

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obtained the ECGC Specific

Approval under policy issued to the
exporter. If the exporter is not a
policy holder, where the exporter
has not sought and obtained ECGC
Specific Approval, the branch
should obtain the prior approval
before granting Post-Shipment
advances. Prior approval is not
required for grant of Pre-shipment
advances in respect of orders/LCs
from such countries but banks
intending to seek cover for the
relevant Post Shipment advances
under ECIB (WT-PS) /ECIB (IN-PS)
may obtain such approval at the
Pre-shipment stage itself thereby
facilitating a seamless coverage
even at the post shipment stage.
The latest country classification list
is updated and posted in ECGC
website. Also ECGC country
classification circulated vide
Agency Arrangement Circular from
time to time.
10 Monitoring of i) Ensure to route all Bills through As required
Accounts PC account in case of ‘Running
from ECGC Account’.
perspective. ii) Ensure availability of stocks for
the outstanding advances , validity
of orders/LCs and that there are
no overdue before adjusting the
proceeds against bills on collection
, in case of ‘order to order’ to
accounting.
iii) Obtain periodical stock
statements, order/LC copies and
conduct stock inspections /stock
audits, as per sanction terms.
iv)Ensure end use of funds.
v) Ensure that exporters, who
have obtained ECGC credit
insurance policy covers, comply
with policy conditions with regard
to obtention of credit limits on
buyers, timely submission of
shipment declaration with due
premium and timely reporting of
non-payment from buyers.
vi) Intimate to ECGC if any account
is classified as SMA 2 is formed.
vii) Don’t discount/ purchase/
negotiate bills on buyers where
earlier bills drawn on them are

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overdue, irrespective of whether

earlier bills were purchased or sent
on collection.
viii) Don’t grant PS advances
without obtaining recent and
satisfactory credit opinion report
on the overseas buyer from reputed
credit information agencies.

4. JOB CARD For Zonal Office

System Requirements (if any) CBS Access.
Personnel responsible for process Zonal Nodal officers.
execution

4.1.1 Process And Sub-Process;

S. Process Sub Process Description Time Period
No.

1 Statement of Notification 1) Based on the data collected Yearly

Limits to ECGC from RAM/MCC/CBB/branches
(including LCB), Zonal office to
submit HO:IBD of all Pre and Post
Shipment limits in force as on 31st
March of every Year in the
prescribed format in a consolidated
form.
Statement of Based on the data collected from Yearly
Accounts in RAM/MCC/CBB/branches
Default (including LCB, Zonal office to
submit HO:IBD particulars of all
Pre and Post Shipment accounts in
default as on 31st March of every
Year in the prescribed format in a
consolidated form
Statements Based on the data collected from Yearly
of Accounts RAM/MCC/CBB/branches
Involving (including LCB, Zonal office to
Prudential submit HO:IBD particulars of all
Write Off Pre and Post Shipment accounts
And which are prudentially written –off
Recovery and the other giving the latest
position of recovery action in
respect of all claim paid as on 31st
March of every Year in the
prescribed format in a consolidated
form
Quarterly Based on the data collected from Quarterly
Confirmatio RAM/MCC/CBB/branches
ns (including LCB, Zonal office to
submit HO:IBD Annexures as per
FEX Cir 48/19 of ECGC insurance
coverage

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Representatio Fresh and i) In respect of submitting the Within

n of ECGC Rejected reply to the observations of ECGC ECGC
cases on fresh ECGC claim cases, the prescribed
concerned branch shall submit the timeline.
reply to ECGC’s observations in
consultation with their respective
Zonal Offices.
ii) In case of claims rejected by
ECGC, the branch must
respond/represent the case to
ECGC in consultation with their
Zonal Office within the prescribed
timeline.

5. JOB CARD For Head Office

System Requirements (if any) CBS Access.

5.1.1 Process And Sub-Process;

S. Process Sub Process Description Time Period
No.

1 Statement Notification to i) Based on the data collected from Yearly

of Limits ECGC Zones, IBD to intimate to the Head
office of ECGC particulars of all Pre
and Post Shipment limits in force
as on 31st March of every Year in
the prescribed format in a
consolidated form.
ii) The said statements shall be
sent along with the proposal for
renewal of the ECIB.
Statement of Based on the data collected from Yearly
Accounts in Zones, IBD to intimate to the Head
Default office of ECGC particulars of all Pre
and Post Shipment accounts in
default as on 31st March of every
Year in the prescribed format in a
consolidated form
Statements of Based on the data collected from Yearly
Accounts Zones, IBD to intimate to the Head
Involving office of ECGC particulars of all Pre
Prudential and Post Shipment accounts which
Write Off And are prudentially written –off and
Recovery the other giving the latest position
of recovery action in respect of all
claim paid as on 31st March of
every Year in the prescribed format
in a consolidated form

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Frequently Asked Questions:

Q1 Can we exclude any account from ECGC?

Ans: No, As per ECIB- WT principle it is mandatory on the part of bank to
cover each and every account which are eligible to be covered.

Q2. What is Maximum Liability of ECGC?

Ans: The Maximum Liability (ML) is the limit up to which ECGC would
accept liability under the policy.

Q3 . What are the applicable premium rates for ECIB-WT.

Ans: Rates of premium charged are revised on yearly basis which are
conveyed to field functionaries by way of FEX circulars.

Q5. What will happen if Branch will not pay premium within prescribed time.
Ans: It is responsibility of the branch to ensure that premium of all eligible
accounts are paid on time. Non submission of premium may have an adverse
impact on a claim received of the said account and may attract staff
accountability.

Q4. What will happen if Branch will not notify any change/modification in
limits or represent claims within prescribed time?
Ans: It is responsibility of the branch to ensure all the notifications/representations
are to be done within prescribed timeline. Non submission of the same may
have an adverse impact on a claim received in respect of any other account
with any branch of the bank and may attract staff accountability.

Q6. Is ECGC Premium is exempted from purview of GST, Act, 2017?

Ans: Yes.

Q7. Is Post-Shipment Premium is paid by the Bank or Customer?

Ans: Post shipment premium is to be borne by the Bank. The amount of ECIB (WT-
PS) Premium shall be paid to ECGC to the debit of Bank’s revenue account
“INSURANCE AT BANK COST-ECGC PREMIUM (A/c No. <Sol ID>1131001)”
every month. Premium shall be remitted by the branch maintaining the
account to the nearest branch office of ECGC on or before the last working day
of the subsequent month.

Q8 How can Branch can calculate premium paid to ECGC?

Ans: Branches can generate report PNBREP-9/10a and PNBREP-9/13a for premium
payable in respect of Pre-& Post shipment advances respectively and shall
ensure that correct data is captured in the CBS to ensure correctness of
system generated report.

Q9 How Branch can ensure correctness of data w.r.t Pre and Post Shipment
accounts?
Ans: Pre-Shipment- the details can be captured at the time of account opening
using menu “OAACPS” and/or modification by invoking menu “ACMPS”. In
Scheme details tab, select “YES” against “Credit Insurance Cover” and in MIS
details tab, select a “Guarantee Cover Code” from the four options provided
viz. ECGCB for Bangalore, ECGCD for Delhi, ECGCK for Kolkata and ECGCM

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for Mumbai, depending on the jurisdictions of the respective ECGC offices that
the branch falls under.
Post-Shipment: the details can be captured at the time of account opening
using menu “HOAACBP” and/or modification by invoking menu “HACMBP”. In
Scheme details tab, select “YES” against “Export Credit Insurance Scheme”
and in MIS details tab, select a “Guarantee Cover Code” from the four options
provided viz. ECGCB for Bangalore, ECGCD for Delhi, ECGCK for Kolkata and
ECGCM for Mumbai, depending on the jurisdictions of the respective ECGC
offices that the branch falls under.

Q10 How branch should handle the claim amount received from ECGC?
Ans: Any Claim received from ECGC is to be parked in a separate office account
viz.<Sol Id>3181801. It should be ensured that proper mapping is done with
the corresponding Pre/Post-shipment accounts.

***************************

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