PREFACE
In this age of neck to neck competition, there is much
importance given to practical knowledge. The theoretical
knowledge is not sufficient to understand the broad less field of
business management.
Today every person wants to master in the field they are in. The
practical training in life of every management students life is
very important as Training provides a student sufficient
knowledge to develop an education to connect theory and
practical. So to fulfill this purpose I have done my summer
training at SBI BANK.
Banking and finance can be called as the nerves of any economic
system as they accelerate the process of economic development
through canalization of adequate finance. No doubt financial
institutions play an important role in economic development but
at the same time economic development determines the growth
and development of banking institutions.
ACKNOWLEDGEMENT
In the accomplishment of this project successfully, many people
have best owned upon me their blessings and the heart pledged
support, this time I am utilizing to thank all the people who have
been concerned with this project.
Primarily I would thank god for being able to complete this
project with success. Then I would like to thank my project in
charge and my mentor Dr. Seema Girdhar, whose valuable
guidance has been the ones that helped me patch this project
and make it full proof success. Her suggestions and her
instructions have served as the major contributor towards the
completion of the project.
Then I would like to thank my parents and friends who have
helped me with their valuable suggestions and guidance has
been very helpful in various phases of the completion of the
project.
Last but not the least I would like to thank my classmates who
have helped me a lot.
Radhika porwal
MBA
DECLARATION
I, RADHIKA PORWAL, student of MBA, studying at MIMT,KOTA,
hereby declare that the project report on “Study of core and
financial activities of SBI Bank.” submitted to the institute/bank
in partial fulfilment of the requirement for the award of MBA is
the original work conducted by me.
The information given in this report is authentic to the best of
my abilities and knowledge.
CERTIFICATE
This is to certify that Ms Radhika Porwal student of MBA 2023-
2025 Batch, has successfully completed her summer internship
project report on the topic “THE STUDY OF CORE AND
FINANCIAL ACTIVITIES OF SBI BANK ”.
This project is submitted in the partial fulfilment of the award
for bachelor of commerce .This project has the requisite
standard and to the best of my knowledge, no part has been
reproduced from any other minor project, monograph, report
or book.
I wish her all the best in life.
CONTENT
INDEX P.NO SIGNATURE
I. Preface
II. Acknowledgement
III. Declaration
IV. V. Certificate 8
VI. Executive Summary
9
Chapter-1
10-14
Introduction
• Objective of The 15
Study
16
• Literature Review
17-21
VII.
• Research
VIII. Methodology 22
IX. 23-47
• Limitations of The
X. Study 48-53
Chapter-2 Profile of The 54-56
Organization
Chapter-3
Analysis and
Interpretation of Data
Chapter-4
Conclusion and
Recommendations
Bibliography
EXECUTIVE SUMMARY-
This internship report consists of profile of the banking sector
(industry). This report on focuses on the origin, the functioning
of the bank, the trends and schemes & policies being followed
in the banking industry.
The report begins with the introduction to the company, its
area of operation, its services, its achievements, etc. There is a
detailed industry analysis of the banking industry which shows
the evolution, growth and current scenario and challenges
faced by the banking industry. Besides the above mentioned,
this report is focused on core Banking and financial activities of
the State Bank Of India (SBI)bank . Information is gathered
through the primary and secondary source as well. The report
contains the process flow of the Advances operation and
introduction of its YONO (You Only Need One) is an integrated
digital banking platform offered by State Bank of India (SBI).
The report further guides through the department and working
of the general banking. The activities taking place in the bank,
the various services of banking are discussed in the report.
The methodology which covers the sample procedure and data
collection method ,conclusion and recommendations part
which analyzed through tabulation, graphic representation of
data collected from survey.
DECLARATION
I, Radhika Porwal, hereby declare that the Assignment entitled
‘’Marketing of Financial Services” prepared by me under the guidance
of Ms. Garima Piplani, Faculty Member, Management Department, Modi
Institute of Management & Technology.
I also declare that this project work Is towards the partial fulfillment of the
university regulation for the award of the degree of Master of Business
Administration by Rajasthan Technical University, Kota (Raj.).
I further declare that this project is based on the original study undertaken
by me and has not been submitted for the award of any degree/diploma
from any other university/institution.
Radhika Porwal
ACKNOWLEDGEMENT
Words are indeed inadequate to convey my deep sense of gratitude to all
those who have helped me in completing this project to the best of my
ability. Being a part of this project has certainly been a unique and a very
productive experience on my part.
I am really thankful to Ms. Garima Piplani, for making all kinds of
arrangement to carry the project successfully and for guiding and helping
me to solve all kinds of quarries regarding the project work. Her systematic
way of working and incomparable guidance has inspired the pace project to
a great extent.
I would like to thank my mentor and project-coordinator, for assigning me
a project financing and acquainting me with real life project financing and
appraisal.
I am highly thankful and obliged to all my faculties who have given me the
opportunity together with their useful guidance and advice to do this
project on Digital Banking Transformation.
Radhika Porwal
DECLARATION
I, Radhika Porwal, hereby declare that the Assignment entitled
“Security Analysis and Portfolio” prepared by me under the guidance
of Ms. Garima Piplani, Faculty Member, Management Department, Modi
Institute of Management & Technology.
I also declare that this project work Is towards the partial fulfillment of the
university regulation for the award of the degree of Master of Business
Administration by Rajasthan Technical University, Kota (Raj.).
I further declare that this project is based on the original study undertaken
by me and has not been submitted for the award of any degree/diploma
from any other university/institution.
Radhika Porwal
ACKNOWLEDGEMENT
Words are indeed inadequate to convey my deep sense of gratitude to all
those who have helped me in completing this project to the best of my
ability. Being a part of this project has certainly been a unique and a very
productive experience on my part.
I am really thankful to Ms. Garima Piplani, for making all kinds of
arrangement to carry the project successfully and for guiding and helping
me to solve all kinds of quarries regarding the project work. Her systematic
way of working and incomparable guidance has inspired the pace project to
a great extent.
I would like to thank my mentor and project-coordinator, for assigning me
a project financing and acquainting me with real life project financing and
appraisal.
I am highly thankful and obliged to all my faculties who have given me the
opportunity together with their useful guidance and advice to do this
project on Digital Banking Transformation.
Radhika Porwal
DECLARATION
I, Radhika Porwal, hereby declare that the Assignment entitled
“Strategic Management of IT” prepared by me under the guidance of
Ms. Garima Piplani, Faculty Member, Management Department, Modi
Institute of Management & Technology.
I also declare that this project work Is towards the partial fulfillment of the
university regulation for the award of the degree of Master of Business
Administration by Rajasthan Technical University, Kota (Raj.).
I further declare that this project is based on the original study undertaken
by me and has not been submitted for the award of any degree/diploma
from any other university/institution.
Radhika Porwal
ACKNOWLEDGEMENT
Words are indeed inadequate to convey my deep sense of gratitude to all
those who have helped me in completing this project to the best of my
ability. Being a part of this project has certainly been a unique and a very
productive experience on my part.
I am really thankful to Ms. Garima Piplani, for making all kinds of
arrangement to carry the project successfully and for guiding and helping
me to solve all kinds of quarries regarding the project work. Her systematic
way of working and incomparable guidance has inspired the pace project to
a great extent.
I would like to thank my mentor and project-coordinator, for assigning me
a project financing and acquainting me with real life project financing and
appraisal.
I am highly thankful and obliged to all my faculties who have given me the
opportunity together with their useful guidance and advice to do this
project on Digital Banking Transformation.
Radhika Porwal
ACKNOWLEDGEMENT
Words are indeed inadequate to convey my deep sense of gratitude to all
those who have helped me in completing this project to the best of my
ability. Being a part of this project has certainly been a unique and a very
productive experience on my part.
I am really thankful to Ms. Surbhi Jain, for making all kinds of arrangement
to carry the project successfully and for guiding and helping me to solve all
kinds of quarries regarding the project work. Her systematic way of
working and incomparable guidance has inspired the pace project to a
great extent.
I would like to thank my mentor and project-coordinator, for assigning me
a project financing and acquainting me with real life project financing and
appraisal.
I am highly thankful and obliged to all my faculties who have given me the
opportunity together with their useful guidance and advice to do this
project on Digital Banking Transformation.
DECLARATION
I, Radhika Porwal, hereby declare that the Assignment entitled
“E-business” prepared by me under the guidance of Ms. Garima Piplani,
Faculty Member, Management Department, Modi Institute of
Management & Technology.
I also declare that this project work Is towards the partial fulfillment of the
university regulation for the award of the degree of Master of Business
Administration by Rajasthan Technical University, Kota (Raj.).
I further declare that this project is based on the original study undertaken
by me and has not been submitted for the award of any degree/diploma
from any other university/institution.
Radhika Porwal
ACKNOWLEDGEMENT
Words are indeed inadequate to convey my deep sense of gratitude to all
those who have helped me in completing this project to the best of my
ability. Being a part of this project has certainly been a unique and a very
productive experience on my part.
I am really thankful to Ms. Garima Piplani, for making all kinds of
arrangement to carry the project successfully and for guiding and helping
me to solve all kinds of quarries regarding the project work. Her systematic
way of working and incomparable guidance has inspired the pace project to
a great extent.
I would like to thank my mentor and project-coordinator, for assigning me
a project financing and acquainting me with real life project financing and
appraisal.
I am highly thankful and obliged to all my faculties who have given me the
opportunity together with their useful guidance and advice to do this
project on Digital Banking Transformation.
Radhika Porwal
