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Request For Validation Letter

This letter is a formal request for validation of a debt listed on the sender's credit report, as permitted under the Fair Debt Collections Practices Act (FDCPA). The sender specifies the information required for validation and states that failure to respond within 30 days will result in the removal of the account from their credit file. The letter emphasizes that this is not a refusal to pay but a request for competent evidence of the debt.

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rhy.aunor
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11 views1 page

Request For Validation Letter

This letter is a formal request for validation of a debt listed on the sender's credit report, as permitted under the Fair Debt Collections Practices Act (FDCPA). The sender specifies the information required for validation and states that failure to respond within 30 days will result in the removal of the account from their credit file. The letter emphasizes that this is not a refusal to pay but a request for competent evidence of the debt.

Uploaded by

rhy.aunor
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Date:

ABC Collections
123 NotOnYourLife Ave
Chicago, IL

Re: Validation for Acct # XXXX-XXXX-XXXX-XXXX

To Whom It May Concern:

This letter is being sent to you in response to a listing on my credit report. This is
not a refusal to pay, but a notice to request validation.

Under the Fair Debt Collections Practices Act (FDCPA), I have the right to request
validation of the debt you say I owe you. Be advised that I am not requesting a
"verification"; I am requesting a "validation;" that is, competent evidence that I
have some contractual obligation to pay you.

Please provide at least the following information within 30 days from the date of
your receipt of this request for validation:

• Name and Address of Alleged Creditor:


• Name on File of Alleged Debtor:
• Alleged Account #:
• Address on File for Alleged Debtor:
• Amount of alleged debt:
• Date that this alleged debt became payable:
• Date of original charge off or delinquency:
• Was this debt assigned to debt collector or purchased?
• Amount paid if debt was purchased:
• Agreement that bears the signature of the alleged debtor wherein he or she
agreed to pay the creditor.

If your offices fail to respond to this validation request within 30 days from the date
of your receipt, all references to this account must be deleted and completely
removed from my credit file and a copy of such deletion request shall be sent to me
immediately.

Sincerely,

Your Name (PRINT OR TYPE DO NOT SIGN)


123 Your Street Address
Your City, ST 01234

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