FINANCIAL LITERACY
PRACTICAL QUESTIONS
1. Ram earns Rs.50000 per month and he spends Rs.42000 per month. Calculate his
yearly Savings.
2. Bose earns Rs.90000 per month and saves Rs.48000 per month. Calculate his
Expenditure per month.
3. John wants to save Rs.50000 per month and his expenditure amounts to Rs.32000 per
month, in this case what would be his earning per month?
4. Calculate GDP if consumption expenditure is 10000 cr, government expenditure is
14000 cr, investment 22000 cr & Net export is 32000 cr.
5. Calculate GDP if consumption expenditure is 7500 cr, government expenditure is 400
cr, investment 1800 cr & Net export is 320 cr.
6. Calculate Net Export, if GDP is 97000 cr, consumption expenditure is 10000 cr,
government expenditure is 14000 cr & investment 22000 cr.
7. Leo's Import is worth 98000 lakhs and Exports is worth 120000 lakhs, Calculate his
Net Exports.
8. Roy's Net export amounts to Rs.850000 and his exports were worth Rs.950000.
Calculate the worth of his Imports.
9. Jeo's Import is worth 15000 and Net Exports is worth 65000, Calculate his worth of
Exports.
10. Calculate compound interest for Rs 8000 at 5% p.a. for 3 years.
11. Calculate the compound interest on Rs. 6000 for 2 yrs. at 7.5% p.a.
12. Calculate amount if the compound interest is 1320 and principal is 6000
13. Calculate the compound interest if the amount is 9360 and principal is 8000
14. Calculate the principal, if compound interest is 9000 & the amount is 59000
15. What is the compound interest on Rs. 10000 for 2 years at 10% per annum
compounded annually.
16. If you invest Rs. 100000 at an investment rate of 8% p.a. compounded annually, how
many years will it take for the investment to double?
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17. If you invest Rs. 750000 at an investment rate of 6% p.a. compounded annually, how
many years will it take for the investment to double?
18. Calculate CAGR considering an investment of Rs. 100 to grow to Rs.120 in 2 years.
19. Calculate CAGR considering an investment of Rs. 250 to grow to Rs.675 in 4 years.
20. Calculate CAGR considering an investment of Rs. 375 to grow to Rs.700 in 3 years.
21. As on 2023 what is the CRR rate
22. As on 2023 what is the SLR rate
23. As on 2023 what is the Bank rate
24. As on 2023 what is the Repo rate
25. As on 2023 what is the MSF rate
26. As on 2023 what is the Base rate
27. As on 2023 what is the Saving deposit rate
28. Find out the value of assets if: Liabilities= Rs.5000 and Capital=Rs.1000
29. Edu Limited has non-current assets of Rs.101,356, current assets of Rs. 52,618,
current liabilities of Rs. 42,615 and non-current liabilities of Rs. 42,000. Using the
accounting equation, calculate the figure for equity.
30. If the company PQR has reported that its total equity in the previous financial year
was $60 billion with total liabilities being $120 billion. Then what are the total assets?
31. If a company is having total assets of $360 billion with a total liability of $160 billion.
What is the total equity?
32. Calculate the retained earning if earnings after taxes is Rs.150000 and dividend is
Rs.20000
33. If retained earnings is Rs. 220000 & earnings after taxes are Rs.250000, Calculate
dividend.
34. Earnings before Interest and taxes is Rs.86000, Interest is Rs.10000, Taxes is 10%,
Dep is Rs.400. Calculate Earnings after taxes.
35. Earnings before Interest and taxes is Rs.54000, Interest is Rs.3000, Taxes is 20%, Dep
is Rs.800. Calculate Earnings after taxes.
36. If Current asset is 50000 and current liabilities is 35000, Calculate the current ratio
37. If Current asset is 76150 and current liabilities is 12500, Calculate the current ratio
38. Calculate the Liquid Ratio, Where Liquid Asset is 30000 and current liabilities id
15000
39. Calculate the Liquid Ratio, Where Liquid Asset is 75000 and current liabilities id
25000
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40. If total long-term debt is 85000 and shareholders fund is 60000, Find out the Debt
equity ratio.
41. If total long-term debt is 85000 and shareholders fund is 60000, Find out the Debt
equity ratio.
42. What is the return on equity if the equity share capital is 2000000 and profit after tax
is 1050000
43. What is the return on equity if the equity share capital is 750000 and profit after tax is
590000
44. Calculate the return on capital employed, where profit before interest and taxes is
560000 and Total capital employed 985000
45. Calculate the return on capital employed, where profit before interest and taxes is
270000 and Total capital employed 800000
46. What would be the inventory turnover ratio, if cost of goods sold is 75000 and
average inventory is 15760
47. What would be the inventory turnover ratio, if cost of goods sold is 58000 and
average inventory is 27650
48. Find out the earnings per share where the net income after tax is 674000 and number
of outstanding shares are 25000
49. Find out the earnings per share where the net income after tax is 523000 and number
of outstanding shares are 85000
50. Ascertain the Gross Margin, net sales are 1000000 and cost of goods sold is 650000
51. Ascertain the Net sales, Gross sales is 350000 and returns are 75000
52. Ascertain the Gross Margin Ratio, where Gross Margin is 450000 and Sales is
1000000
53. If net profits of a firms are 600000 and total sales is 1000000, fins out their Net
Margin ratio.
54. Mel requires Rs. 30 Lakhs after five years for the college admission for her child.
How much is the future value of her goal? Assume the rate of inflation is 8% p.a.
55. Das requires Rs. 52 Lakhs after 10 years for the college admission for his children.
How much is the future value of his goal? Assume the rate of inflation is 8% p.a.
56. You require Rs. 20 Lakhs after three years as down payment for a house. What will be
the future value of this goal, assuming a rate of inflation of 6.5% pea?
57. An interest rate is 5%, the number of periods is 3, and the present value is $100, then
the future value will be ____________
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58. The market value of the securities of a mutual fund scheme is Rs. 501.80 lakhs. There
are expenses/liabilities of Rs. 20 lakhs that are to be adjusted for the scheme. The total
number of outstanding units of the funds are 1824000. which of these is the NAV of
the mutual fund scheme?
59. If unit holder's funds in the scheme are taken as Rs.365 Cr and the number of
outstanding units are 42 Cr, then calculate the Net Asset Value.
60. If you invest in a scheme at a NAV of Rs. 15. Later, you found that the NAV has
grown to Rs. 20. How much is your return?
61. If the risk-free return is 4.25% and the scheme has a standard deviation of 0.35%. The
return earned by the scheme is taken at 8%. Calculate the Sharpe Ratio.
62. Suppose the risk-free return is 4.25% and the scheme has a Beta of 1.2. the return
earned by the scheme is taken at 7.5%. Calculate the Treynor ratio.
