CHM Ref #: SHIK250416CR047013618

CONSUMER BASE™ REPORT Prepared For: SHIKSHA FINANCIAL SERVICES

For CHINNADURAI RAMASAMY
Application ID: 16042025152303131343
Date of Request: 16-04-2025 15:23:03
Date of Issue: 16-04-2025

Inquiry Input Information

Name: CHINNADURAI RAMASAMY DOB/Age: 08-06-1993 Gender: MALE

Father: Spouse: Mother:
Phone Numbers: 9952529591 ID(s): XXXXXXXX5055 [UID] Email ID(s):
BDDPC0095A [PAN]
Entity Id:
Current Address: 7/99, Nadupatti colony Namakkal 637019 TN
Other Address:

CRIF HM Score(S):
SCORE NAME SCORE SCORING FACTORS
Very recent delinquency observed
PERFORM CONSUMER 2.2 510 Score Range : 300-900 Delinquency observed in recent past
Delinquency observed in the past
Tip: Positive im pact on credit score Negative im pact on credit score

Personal Information - Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On

CHINNADURAI R S/O RAMASAMY K 30-11-2023 08-06-1993 30-11-2023
CHINNADURAI RAMASAMI 31-03-2025 08-04-1993 31-03-2025
R CHINNADURAI 31-03-2025
Phone Variations Reported On
CHINNADURAI S/O RAMASAMY 31-03-2025
CHINNADURAI 30-06-2024 9952529591 30-11-2023
CHINNADURAI R 31-01-2025 919952529591 31-03-2025
CHINNADURAI R S/O RAMASAMY 31-07-2021 9177458662 04-04-2018
9952179591 28-02-2021
Address Variations Reported On
ID Variations Reported On
S O RAMASAMY 7 99 NADUPATTI SELLAPPAMPATTI NAMAKKAL 637019 TN 31-03-2025
NADUPATTI COLONY 7/99 SELLAPPAMPATTI POST NAMAKKAL NAMAKKAL 637019 BDDPC0095A [PAN] 31-03-2025
30-11-2024 1 [Voter ID] 31-05-2020
 NADUPATTI COLONY 7/99 SELLAPPAMPATTI POST NAMAKKAL NAMAKKAL 637019 30-11-2024
637019 TN 1 [Voter ID] 31-05-2020
SALEM ROAD NAMAKKAL NAMAKKAL NAMAKKAL 637001 TN 28-02-2021 Not Available [Voter ID] 30-11-2023
7/99 NADUPATTI, SELLAPPAMPATTI PO, NAMAKKA L DT 2381 TAMIL NADU 637019 TN282010007741 [Driving 04-05-2023
30-09-2024 License]
TN
KALANGANI NAMAKKAL NAMAKKAL NAMAKKAL 637014 637014 TN 31-01-2025 TN2820110007741 [Driving 30-11-2023
NO-7/99, NADUPATTI, SELLEPPAMPATTI(PO )NAMAKKAL(DT) NAMAK, IN, 637019 31-05-2022 License]
MURUGAN TRANSPORT TIRUCHENGODE NAMAKKAL NAMAKKAL NAMAKKAL 04-04-2018
637002 637002 TN
S O RAMASAMY 7 99 NADUPATTI SELLAPPAMPATTI NAMAKKAL DIST 637019 TN 31-05-2023
D.NO:7/99 NADUPATTI COLONY NULL NAMAKKAL NEAR VINAYAGAR KOVIL 30-06-2021
NAMAKKAL TAMIL NADU 637019 637019 TN
D.NO:7/99 NADUPATTI COLONY NULL NAMAKKA L NAMAKKAL 637019 TN 28-02-2021
D NO 7/99, NADUPATTI COLONY, SELLAPPAMPATTI, NEAR MARIYAMMAN KOIL 30-11-2023
SELLAPPAMPATTI 637019 TN
D NO 7/99, NADUPPATTI COLONY, SELLAPPAM PATTI, NEAR VINAYAGAR KOIL 31-07-2021
NAMAKKAL 637019 TN
7/99 NADUPATTI SELLAPPAMPATTI PO NAMAKKAL DT NAMAKKAL 637019 637019 15-03-2025
TN
D.NO:7/99 NADUPATTI COLONY NAMAKKAL NAMAKKAL 637019 TN 28-02-2021
NO-7/99, NADUPATTI, , SELLEPPAMPATTI(PO)N AMAKKAL(DT), NAMAKKAL 637019 04-05-2023
TN
NO:7/99 NADUPPATTI COLONY SELLAPPAMPATTI NAMAKKAL NAMAKKAL - NR 31-03-2022
VINYAGAR KOVIL NAMAKKAL TAMIL NADU 637019 637019 637019 TN
7/99 NADUPPATTI COLONY SELLAPPAMPATTI SE LLAPPAMPATTI SELLAPPAMPATTI 31-03-2025
POST NAMAKKA L TAMIL NADU 637019 TN
NO-7/99, NADUPATTI, SELLEPPAMPATTI(PO)NAMAKKAL(DT) NAMAKKAL 637019 TN 31-05-2022
7/99 NADUPATTI SELLAPPAMPATTI PO NAMAKKAL DT NAMAKKAL NAMAKKAL 04-04-2018
637019 637019 TN

Email ID Variations Reported On

[email protected] 31-03-2025

Tip: All amounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 24 4 2 1,26,146 2,03,560
Total 24 4 2 1,26,146 2,03,560
Inquiries in last 24 Months: 9 New Account(s) in last 6 Months: 0 New Delinquent Account(s) in last 6 Months: 0

Account Information

1 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 09-07-2024 Disbd Amt/High Credit: 63,000

Credit Limit: Last Payment Date: Current Balance: 67,602
ACTIVE

Cash Limit: Closed Date: Last Paid Amt:

InstlAmt/Freq: 63,000/Bullet payment Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:
 Payment History/Asset Classification:
January February March April May June July August September October November December
2025 000/STD 000/STD 000/STD - - - - - - - - -
2024 - - - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 95,400
Gold 79,055

2 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 04-06-2024 Disbd Amt/High Credit: 25,000

Credit Limit: Last Payment Date: 31-03-2025 Current Balance: 26,836
ACTIVE

Cash Limit: Closed Date: Last Paid Amt:

InstlAmt/Freq: 25,000 Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 XXX/STD XXX/STD XXX/STD - - - - - - - - -
2024 - - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

3 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 28-10-2022 Disbd Amt/High Credit: 14,000

Credit Limit: Last Payment Date: 01-08-2023 Current Balance: 0
ACTIVE

Cash Limit: Closed Date: Last Paid Amt: 719

InstlAmt/Freq: Tenure(month): 84 Overdue Amt: 0
Status: No Suit filed/ Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX - - - - - - - - -
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2022 - - - - - - - - - 000/XXX 000/XXX 000/XXX

Linked Accounts:
Account Number Credit Limit High Credit Amount Overdue Disbursed Date Closed Date Last Payment Date
XXXX 14,000 0 28-10-2022 01-08-2023

4 Account Type: PERSONAL LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 11-09-2021 Disbd Amt/High Credit: 1,01,560

Credit Limit: Last Payment Date: 20-02-2024 Current Balance: 31,708
ACTIVE

Cash Limit: Closed Date: Last Paid Amt: 1,11,970

InstlAmt/Freq: 3,978/Monthly Tenure(month): 36 Overdue Amt: 31,708
Status: No Suit filed/ Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 359/SUB 387/SUB 418/SUB - - - - - - - - -
2024 055/STD 022/STD 053/STD 083/STD 114/SUB 144/SUB 175/SUB 206/SUB 236/SUB 267/SUB 297/SUB 328/SUB
2023 000/STD 000/STD 024/STD 023/STD 024/STD 023/STD 024/STD 024/STD 023/STD 024/STD 023/STD 024/STD
2022 - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
5 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 18-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 14-09-2024 Disbd Amt/High Credit: 9,700

Credit Limit: Last Payment Date: 14-03-2025 Current Balance: 0
CLOSED

Cash Limit: Closed Date: 15-03-2025 Last Paid Amt: 0

InstlAmt/Freq: 0/Bullet payment Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/STD 000/STD 000/STD - - - - - - - - -
2024 - - - - - - - - 000/STD 000/STD 000/STD 000/STD

6 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-07-
2024

Ownership: INDIVIDUAL Disbursed Date: 08-05-2023 Disbd Amt/High Credit: 54,000

CLOSED

Credit Limit: Last Payment Date: 09-07-2024 Current Balance: 0

Cash Limit: Closed Date: 09-07-2024 Last Paid Amt: 61,174
InstlAmt/Freq: Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 000/STD 000/STD 000/STD 000/STD 023/STD 053/STD 000/STD - - - - -
2023 - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 68,900

7 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 05-06-
2024

Ownership: INDIVIDUAL Disbursed Date: 02-05-2023 Disbd Amt/High Credit: 24,600

CLOSED

Credit Limit: Last Payment Date: 01-07-2023 Current Balance: 0

Cash Limit: Closed Date: 31-05-2024 Last Paid Amt: 0
InstlAmt/Freq: 0/Bullet payment Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 000/STD 028/SMA 059/SMA 090/SMA XXX/XXX - - - - - - -
2023 - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

8 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 04-05-
2023

Ownership: INDIVIDUAL Disbursed Date: 08-08-2022 Disbd Amt/High Credit: 25,000

CLOSED

Credit Limit: Last Payment Date: 08-08-2022 Current Balance: 0

Cash Limit: Closed Date: 02-05-2023 Last Paid Amt: 0
InstlAmt/Freq: 0/Bullet payment Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:
 Payment History/Asset Classification:
January February March April May June July August September October November December
2023 000/STD 000/STD 000/STD XXX/XXX 000/STD - - - - - - -
2022 - - - - - - - 000/STD 000/STD 000/STD 000/STD 000/STD

9 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-04-
2023

Ownership: INDIVIDUAL Disbursed Date: 21-06-2022 Disbd Amt/High Credit: 16,000

CLOSED

Credit Limit: Last Payment Date: Current Balance: 0

Cash Limit: Closed Date: 29-04-2023 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/STD 000/STD 001/SMA 001/STD - - - - - - - -
2022 - - - - - 000/STD XXX/XXX 000/STD 000/STD 000/STD 000/STD 000/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 22,426

Linked Accounts:
Account Number Credit Limit High Credit Amount Overdue Disbursed Date Closed Date Last Payment Date
XXXX 16,000 0 21-06-2022

10 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 04-05-
2023

Ownership: INDIVIDUAL Disbursed Date: 18-06-2022 Disbd Amt/High Credit: 4,000

CLOSED

Credit Limit: Last Payment Date: 18-06-2022 Current Balance: 0

Cash Limit: Closed Date: 02-05-2023 Last Paid Amt: 0
InstlAmt/Freq: 0/Bullet payment Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/STD 000/STD 014/SMA XXX/XXX 000/STD - - - - - - -
2022 - - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

11 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 10-05-
2023

Ownership: INDIVIDUAL Disbursed Date: 11-05-2022 Disbd Amt/High Credit: 21,000

CLOSED

Credit Limit: Last Payment Date: 11-05-2022 Current Balance: 0

Cash Limit: Closed Date: 08-05-2023 Last Paid Amt: 0
InstlAmt/Freq: 0/Bullet payment Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/STD 017/SMA 049/SMA 080/SMA 000/STD - - - - - - -
2022 - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
12 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-10-
2022

Ownership: INDIVIDUAL Disbursed Date: 24-02-2022 Disbd Amt/High Credit: 16,990

CLOSED

Credit Limit: Last Payment Date: 08-08-2022 Current Balance: 0

Cash Limit: Closed Date: 11-09-2022 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - -

13 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-05-
2022

Ownership: INDIVIDUAL Disbursed Date: 10-11-2021 Disbd Amt/High Credit: 15,520

CLOSED

Credit Limit: Last Payment Date: Current Balance: 0

Cash Limit: Closed Date: 08-05-2022 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 000/STD 000/STD 000/STD 000/STD XXX/STD - - - - - - -
2021 - - - - - - - - - - 000/STD 000/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 20,765

14 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 16-05-
2022

Ownership: INDIVIDUAL Disbursed Date: 08-11-2021 Disbd Amt/High Credit: 3,880

CLOSED

Credit Limit: Last Payment Date: 08-11-2021 Current Balance: 0

Cash Limit: Closed Date: 11-05-2022 Last Paid Amt: 0
InstlAmt/Freq: 0 Tenure(month): 7 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 000/STD 000/STD 000/STD 000/STD 000/STD - - - - - - -
2021 - - - - - - - - - - - 000/STD

15 Account Type: COMMERCIAL VEHICLE LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-11-
2023

Ownership: INDIVIDUAL Disbursed Date: 31-08-2021 Disbd Amt/High Credit: 5,34,797

CLOSED

Credit Limit: Last Payment Date: 02-11-2023 Current Balance: 0

Cash Limit: Closed Date: 07-11-2023 Last Paid Amt: 5,72,260
InstlAmt/Freq: 22,010/Monthly Tenure(month): 30 Overdue Amt: 0
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX -
2022 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2021 - - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX
16 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 16-05-
2022

Ownership: INDIVIDUAL Disbursed Date: 31-08-2021 Disbd Amt/High Credit: 19,500

CLOSED

Credit Limit: Last Payment Date: 30-10-2021 Current Balance: 0

Cash Limit: Closed Date: 11-05-2022 Last Paid Amt: 0
InstlAmt/Freq: 0 Tenure(month): 7 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 000/STD 001/SMA 032/SMA 062/SMA 000/STD - - - - - - -
2021 - - - - - - - - XXX/XXX XXX/XXX 000/STD 000/STD

17 Account Type: TWO-WHEELER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-01-
2025

Ownership: INDIVIDUAL Disbursed Date: 30-07-2021 Disbd Amt/High Credit: 63,926

CLOSED

Credit Limit: Last Payment Date: 08-01-2025 Current Balance: 0

Cash Limit: Closed Date: 16-01-2025 Last Paid Amt: 88,035
InstlAmt/Freq: 3,397/Monthly Tenure(month): 24 Overdue Amt: 0
Status: No Suit filed/ Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/STD - - - - - - - - - - -
2024 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2023 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2022 - 000/STD 000/STD 000/STD 000/STD 000/STD 024/STD 024/STD 023/STD 000/STD 000/STD 000/STD

18 Account Type: PERSONAL LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2025

Ownership: INDIVIDUAL Disbursed Date: 29-07-2021 Disbd Amt/High Credit: 1,24,999

12-11-2024 30,678
CLOSED

Credit Limit: Last Payment Date: Current Balance:

Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 5,656/Monthly Tenure(month): 36 Overdue Amt: 33,228
Status: Written-off/ Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt: 33,228

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 336/XXX 364/XXX 395/XXX - - - - - - - - -
2024 030/XXX 028/XXX 059/XXX 089/XXX 120/XXX 150/XXX 181/XXX 212/XXX 242/XXX 273/XXX 274/XXX 305/XXX
2023 000/XXX 000/XXX 000/XXX 000/XXX 030/XXX 029/XXX 030/XXX 030/XXX 029/XXX 030/XXX 029/XXX 030/XXX
2022 - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
19 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-
2022

Ownership: INDIVIDUAL Disbursed Date: 18-04-2021 Disbd Amt/High Credit: 29,990

CLOSED

Credit Limit: Last Payment Date: 02-02-2022 Current Balance: 0

Cash Limit: Closed Date: 10-02-2022 Last Paid Amt:
InstlAmt/Freq: 2,999 Tenure(month): 10 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 000/XXX 000/XXX - - - - - - - - - -
2021 - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

20 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-09-
2021

Ownership: INDIVIDUAL Disbursed Date: 27-10-2020 Disbd Amt/High Credit: 18,990

CLOSED

Credit Limit: Last Payment Date: 02-07-2021 Current Balance: 0

Cash Limit: Closed Date: 15-08-2021 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2021 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -
2020 - - - - - - - - - 000/XXX 000/XXX 000/XXX

21 Account Type: COMMERCIAL VEHICLE LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-09-
2021

Ownership: INDIVIDUAL Disbursed Date: 11-03-2020 Disbd Amt/High Credit: 4,37,059

CLOSED

Credit Limit: Last Payment Date: 02-09-2021 Current Balance: 0

Cash Limit: Closed Date: 04-09-2021 Last Paid Amt: 1,92,900
InstlAmt/Freq: 12,860/Monthly Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2021 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - -
2020 - - - 000/STD 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Property 4,02,726

22 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 28-02-
2021

Ownership: INDIVIDUAL Disbursed Date: 26-12-2019 Disbd Amt/High Credit: 18,490

CLOSED

Credit Limit: Last Payment Date: 31-10-2020 Current Balance: 0

Cash Limit: Closed Date: 22-12-2020 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2020 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2019 - - - - - - - - - - - 000/XXX
23 Account Type: CONSUMER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 28-02-
2021

Ownership: INDIVIDUAL Disbursed Date: 31-07-2019 Disbd Amt/High Credit: 23,990

CLOSED

Credit Limit: Last Payment Date: 02-03-2020 Current Balance: 0

Cash Limit: Closed Date: 17-03-2020 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
Status: Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2020 000/XXX 000/XXX 000/XXX - - - - - - - - -
2019 - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

24 Account Type: TWO-WHEELER LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 04-04-
2018

Ownership: INDIVIDUAL Disbursed Date: 31-08-2016 Disbd Amt/High Credit: 43,172

CLOSED

Credit Limit: Last Payment Date: 26-03-2018 Current Balance: 0

Cash Limit: Closed Date: 03-04-2018 Last Paid Amt: 51,883
InstlAmt/Freq: 2,999/Monthly Tenure(month): 17 Overdue Amt:
Status: No Suit filed/ Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2018 000/STD 000/STD 035/STD 000/STD - - - - - - - -
2017 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2016 - - - - - - - - 000/STD 000/STD 000/STD 024/STD

CHM Ref #: SHIK250416CR047013618

ADVANCED OVERLAP R EPORT Prepared For: SHIKSHA FINANCIAL SERVICES
chinnadurai Ramasamy Date of Request: 16-04-2025 15:23:03
Date of Issue: 16-04-2025

Tip: All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Type Association Account Summary Disbursed Amount Instalment Amount Current Balance
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 0 0 0 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -

Account Details - Primary

CHM Ref #: SHIK250416CR047013618

GROUP DETAILS Prepared For: SHIKSHA FINANCIAL SERVICES
Date of Request: 16-04-2025 15:23:03
Date of Issue: 16-04-2025

Tip: All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Association Account Summary Disbursed Amount Instalment Amount Current Balance

 Type Association Account Summary Disbursed Amount Instalment Amount Current Balance
Type Association Account Summary Disbursed Amount Instalment Amount Current Balance
Own Other Active Closed Default Own Other Own
CHM Ref #: Other Own Other
SHIK250416CR047013618
Primary Match
Own
0
Other
0 GROUP
0 0DETAILS
Active
0
Closed Default Own
-
Other
-
Own Other
- For: SHIKSHA
Prepared -
Own
-
Other
FINANCIAL -
SERVICES
Secondary Match 0 0 0 0 0 - - Date- of Request: 16-04-2025
- -
15:23:03 -
Date of Issue: 16-04-2025

Account Details - Primary

Inquiries (reported for past 24 months)

Credit Grantor Date of Inquiry Purpose Amount Remark
XXXX 23-03-2025 OTHER 0
XXXX 24-03-2025 OTHER 50,000
XXXX 03-05-2023 JLG-Individual 49,000
XXXX 15-04-2025 Microfinance Housing 50,000
Loan
XXXX 28-04-2023 JLG-Individual 40,000
XXXX 13-01-2024 OTHER 40,000
XXXX 30-01-2024 OTHER 0
XXXX 31-01-2024 OTHER 0
XXXX 05-09-2024 OTHER 0
-END OF INDIVIDUAL REPORT-

Appendix
Section Code Description
Account Summary Number of Delinquent Accounts Indicates number of accounts that the applicant has defaulted on within the last 6 months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated

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