Changes in the charges applicable for ICICI Bank Savings Accounts (with effect from July
01, 2025).
The detailed Schedule of Charges, for changes in the below mentioned & other Savings
Account products, can be viewed on our website www.icicibank.com > Service Charges
and Fees.
Service charges Account Type Existing charge Revised charge
Up to Rs. 10,000: Rs.50
per D.D/PO
More than Rs. 10,000: Rs
5/1000; Subject to a
minimum of Rs 75 and
maximum of Rs. 15,000
Regular Savings &
Regular Salary For Rural locations - For
Account amounts up to Rs.10,000–
Rs.40, For amounts above
Rs.10,000 till Rs.50,000–
Rs.60, For amounts above
DD - Issue by deposit Rs.50,000- Rs.5 per Rs 2/1000; Subject to a
of thousand rupees or part minimum of Rs 50 and
cash/cheque/transfer thereof (maximum of maximum of Rs. 15,000
Rs.15,000)
PO - Issue by deposit
of For amounts up to
cash/cheque/transfer Rs.10,000– Rs.40,
For amounts above
Rs.10,000 till Rs.50,000–
Senior Citizen Rs.60,
Savings Account
For amounts above
Rs.50,000 - Rs.5 per
thousand rupees or part
thereof (maximum of
Rs.15,000)
Power Pay Salary Nil for D.D. up to Rs
Account / Family 100,000. Above that Rs. 5
360° Banking per 1000 or part thereof
Salary Account maximum of Rs.15000
6 metro locations
6 metro locations (Mumbai,
(Mumbai, New Delhi,
New Delhi, Chennai,
Chennai, Kolkata,
Kolkata, Bengaluru and
Bengaluru and
Hyderabad): Rs 23 per
Hyderabad): Rs 21 per
financial transaction & Rs
financial transaction & Rs
8.5 per non-financial
8.5 per non-financial
transaction, post 3
transaction, post 3
transactions (inclusive of
transactions (inclusive of
financial and non-financial
financial and non-
transactions).
financial transactions).
Other than 6 metro
Other than 6 metro
locations: Rs 23 per
locations: Rs 21 per
financial transaction and Rs
Regular Savings / financial transaction and
8.5 per non-financial
Regular Salary / Rs 8.5 per non-financial
transaction, post 5
ATM Interchange Family 360° transaction, post 5
transactions (inclusive of
(Transactions at Non Banking Account / transactions (inclusive of
financial and non-financial
ICICI Bank ATMs) Wealth financial and non-
transactions).
Management / financial transactions).
Private Banking
Maximum of 5
Maximum of 5 transactions
transactions free in a
free in a month, across
month, across locations,
locations, with a cap of 3
with a cap of 3
transactions at 6 metro
transactions at 6 metro
locations.
locations.
ATM withdrawal at other
bank (outside India)- Rs ATM withdrawal at other
125/transaction+3.5% bank (outside India)- Rs
currency conversion 125/transaction+3.5%
charge. currency conversion charge.
Non-financial Rs
Non-financial
25/transaction
25/transaction
Rs 21 per financial Rs 23 per financial
transaction, post 5 transaction, post 5
transactions. All non- transactions. All non-
financial transactions are financial transactions are
free. free.
Transactions at ICICI Regular Savings (Financial transaction (Financial transaction
Bank ATMs Account includes - Cash includes - Cash
Withdrawal; Non- Withdrawal; Non-Financial
Financial transactions transactions include -
Balance Inquiry, Mini
include - Balance Inquiry,
statement & Pin change)
Mini statement & Pin
change)
Amount up to Rs 1,000 -
Rs 2.50/- per transaction Amount up to Rs 1,000 - Rs
2.50/- per transaction
Regular Savings/
Regular Salary/ Amount above Rs 1,000 Amount above Rs 1,000 to
Rs 1,00,000 - Rs 5/- per
Senior Citizen / to Rs 25,000 - Rs 5/- per
IMPS Outward transaction
Family 360° transaction
Banking Savings Amount above Rs 1,00,000
Account to Rs 5,00,000- Rs 15/- per
Amount above Rs 25,000 transaction
to Rs 5,00,000 - Rs 15/-
per transaction
Cumulative of Deposit
and Withdrawal across Revised charges applicable
branches and Deposits in for all Savings Accounts
Cash Recycler Machines: (excluding regulatory
accounts)
1) Number Limit: Rs 150
per transaction, post 3 Cash Deposits at Branches
free cash transactions per and Cash Recycler
month. 2) Value Limit: Rs Machines
5 per Rs 1,000, post free
1) Number Limit -
limit of Rs 1 lakh, per
Complimentary 3 cash
Regular Savings & month or Rs 150,
transaction per month,
Regular Salary whichever is higher.
thereafter Rs 150 per
Account transaction
a) Non-Home branch – Rs 2) Value Limit -
Cash Transaction
5 per Rs 1,000, for Complimentary up to
Charges
transaction value above Rs. 1 lakh per month.
Rs 25,000 at non-home Thereafter, Rs 3.5 per Rs
branch in a day or Rs 150, 1,000 or Rs 150, whichever
whichever is higher. is higher.
b) Third party cash If the threshold of both
transactions charged at number and value limit has
Rs 150 per transaction. been crossed for the same
Per transaction value transaction, higher of the
capped at Rs 25,000. charges mentioned above
pertaining to number limit
Cumulative of Deposit or value limit will apply.
and Withdrawal across
Senior Citizen branches and Deposits in
Savings Account Cash Recycler Machines: Third party cash
transactions limit of
Rs.25,000 per transaction
1) Number Limit: Rs 150 applicable for Regular
per transaction, post 3 Savings Accounts.
free cash transactions per
month. 2) Value Limit: Rs
5 per Rs 1,000, post free
limit of Rs 1 lakh, per
month or Rs 150, Cash Withdrawal at
whichever is higher. Branches
1) Number Limit -
Complimentary 3 cash
a) Non-Home branch – Rs transaction per month,
5 per Rs 1,000, for thereafter Rs 150 per
transaction value above transaction
Rs 25,000 at non-home
branch in a day or Rs 150, 2) Value Limit -
whichever is higher. Complimentary up to
Rs. 1 lakh per month.
Thereafter, Rs 3.5 per Rs
b) Third party cash 1,000 or Rs 150, whichever
transactions charged at is higher.
Rs 150 per transaction.
Per transaction value
capped at Rs 25,000. If the threshold of both
number and value limit has
been crossed for the same
For Senior Citizen transaction, higher of the
customers while the limit charges mentioned above
of Rs 25,000 per pertaining to number limit
transaction will be or value limit will apply.
applicable, the accounts
will not be charged.
Third party cash
Cumulative of Deposit transactions limit of
and Withdrawal across
Rs.25,000 per transaction
branches and Deposits in
applicable for Regular
Cash Recycler Machines:
Savings Accounts.
Family 360°
1) Number Limit: Rs 150
Banking Savings
per transaction, post 3
& Salary Account
free cash transactions per
& Power Pay
month. 2) Value Limit: Rs
Salary Account
5 per Rs 1,000, post free
limit of Rs 5 lakh, per
month or Rs 150,
whichever is higher.
Limits are inclusive of
both Home and Non home
branch transactions (Self
and Third party)
Cumulative of Deposit
and Withdrawal across
branches and Deposits in
Cash Recycler Machines:
1) Number Limit: Rs 150
per transaction, post 5
Wealth free cash transactions per
Management / month. 2) Value Limit: Rs
Private Banking 5 per Rs 1,000, post free
limit of Rs 15 lakh, per
month or Rs 150,
whichever is higher.
Limits are inclusive of
both Home and Non home
branch transactions (Self
and Third party)
Regular Savings & Rs.200 Rs.300
Debit Card Annual
Regular Salary For Gramin locations - For Gramin locations -
fees
Account Rs.99 Rs.150
Basic Savings
Bank Deposit
Replacement Card Account (BSBDA)
fees (Lost / Damaged / Regular / Senior Rs. 200 per card Rs. 300 per card
card) Citizen / Family
360° Banking
Account
Note:
• Taxes at prevailing rates as per the Government rules shall be applicable over and
above the mentioned charges.
• Modification in cash charges will be applicable to all product variants excluding
BSBDA, Incapacitated, Visually Impaired and Blind). For other charges, product
variants currently excluded from existing charges will continue to be excluded from
the revised charges structure.
• For updated Service Charges for all savings account product variants, including
above, you can visit www.icicibank.com
Path - www.icicibank.com > Additional Product Information Pages (at the bottom of the
page) > Fees & Charges > Savings Account
