C Unit SET A

mgq: 45 wgwbU Model Test–20 c~Y©gvb: 60

Bangla
01. ÔDV‡Z ewj †Zv I‡V, em‡Z ewj †Zv e‡m|Õ Kvi m¤ú‡K© Dw³wU Kiv n‡q‡Q?
A. wcwm B. R¸ C. wc‡m D. •K‡jk
02. Ò---g‡b GKUv Ô†Wv›U †KqviÕ-fve Av‡b|Ó-evK¨wU †Kvb iPbvi AšÍ©MZ?
A. Rxeb I e„ÿ B. Pvlvi `yÿz C. evqvbœi w`b¸‡jv D. Avgvi c_
03. †hme kãvsk c‡`i †k‡l hy³ n‡q e³e¨‡K †Rviv‡jv K‡i Zv‡K e‡j-
A. wb‡`©kK B. ejK C. cÖZ¨q D. DcmM©
04. †h mKj ¯^iaŸbx cy‡ivcywi D”PvwiZ nqbv Zv‡`i e‡j-
A. n«¯^¯^i B. `xN©¯^i C. Aa©¯^i D. c~Y©¯^i
05. †KvbwU evMhš¿?
A. cvK¯’jx B. wcˇKvl C. Iô D. hK…r
06. AvwaK¨ A‡_© ÔcÖÕ Dcm‡M©i e¨envi n‡q‡Q-
A. cÖMwZ B. cÖmvi C. cÖvMÖmi D. cÖjq
07. mgxfeb Gi D`vniY-
A. ivu`bv > ivbœv B. wiKmv > wim&Kv C. bvKv > wbwK D. gyov > gy‡ov
08. To do a great injury- Gi mwVK evsjv A_©-
A. AwZ K‡ó ZuvZx bó B. AwaK †kv‡K cv_i C. cvKv av‡b gB †`Iqv D. KwVbfv‡e AvNvZ Kiv
09. cÖvw` Zrcyiæ‡li D`vniY-
A. Dcva¨¶ B. `keQy‡i C. jvjevwZ D. †cvjvI
10. ÔA‡gvNÕ k‡ãi A_©-
A. mv_© B. Ae¨_© C. Avek¨K D. A¯¿
11. mgvme× k‡ã †Kvb hwZ wPý e¨eüZ nq?
A. nvB‡db B. W¨vk C. †Kvjb D. D×iY
12. ÔAcwiwPZvÕ MíwU cÖKvk n‡q‡Q-
A. fv`ª msL¨vq B. KvwZ©K msL¨vq C. kÖveY msL¨vq D. dvêyb msL¨vq

English
Choose the correct options:(13-18)
13. _____ with my father in this project is an engineer.
A. The man works B. The man worked C. The man working D. Working the man
14. When we felt endangered, we _____ away from the tour spot.
A. have run B. ran C. had run D. would run
15. It is high time _____ a group.
A. to form B. forming C. we formed D. both A & C
16. _____ of the project _____ been completed.
A. Three-fourth, has B. Three-fourths, have C. Three-fourths, has D. Three-fourth, have
17. Where I you, I _____ him.
A. would help B. helped C. will help D. would have helped
18. John would rather _____ to class yesterday.
A. go B. have gone C. went D. had gone
Choose the appropriate prepositions (19-20):
19. Please suggest me the solution _____ this problem.
A. to B. with C. in D. for
20. He always craved _____ money.
A. of B. from C. in D. for
21. Choose the analogous pair for Tree: Roots
A. Building: Foundation B. Shirt: Sleeve C. Entrance: Exit D. Smoke: Chimney
22. Find out correct spelling:
A. Gazzete B. Gazzette C. Gazette D. Gazete
23. The word ‘Shabby’ means-
A. smart B. fair C. unsmart D. honorable
24. The antonym of the word ‘ruffle’ is-
A. calm B. upset C. fringe D. agitate
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 Accounting
25. wb‡gœi †Kvb wnmve †m‡Ui mvaviYZ †WweU DØ„Ë _v‡K? (Which of the following sets of accounts normally has debit balance?)
A. e¨q, g~jab, m¤úwË (Expenses, Capital, Assets) B. m¤úwË, †UªRvwi ÷K, e¨q (Assets, Treasury Stock, Expenses)
C. `vq, Avq, e¨q (Liabilities, Revenues, Expenses) D. m¤úwË, jf¨vsk, Avq (Assets, Dividends, Revenues)
26. weµq 5,00,000 UvKv; weµq LiP 25,000 UvKv; †gvU gybvdvi nvi 30%; cÖkvmwbK LiP 50,000 UvKv; 31/12/2024 Zvwi‡Li mgvwß gRyZ 80,000
UvKv I 31/12/2023 Zvwi‡Li mgvwß gRyZ 60,000 UvKv| 2024 m‡bi gRyZ AveZ©‡bi mgq KZ gv‡m? (Sales Tk. 5,00,000; Selling expenses
Tk. 25,000; Gross profit rate 30%, Administrative expenses Tk. 50,000; Ending inventory on 31/12/2024 Tk. 80,000 and Ending
inventory on 31/12/2023 Tk. 60,000. What is the inventory-turnover period in months for the year 2024?)
A. 2.32 (2.32) B. 1.92 (1.92) C. 2.4 (2.4) D. 1.2 (1.2)
27. †h Av‡qi Rb¨ †mev cÖ`vb Kiv n‡q‡Q wKš‘ bM` MÖnY wKsev wjwce× nqwb, Zv‡K e‡j (Revenues for which services are performed but not
yet received in cash or recorded are called)
A. AbwR©Z Avq (unearned revenues) B. AMÖcÖ`Ë Avq (prepaid revenues)
C. AšÍe©Z©xKvjxb Avq (interim revenues) D. e‡Kqv Avq (accrued revenues)
28. GKwU cÖwZôv‡bi Avw_©K djvdj Rvbv hvq †Kvb weeiYx †_‡K? (Financial result of an organization can be know:)
A. bM` cÖevn weeiYx (from statement of cash flows) B. Avw_©K Ae¯’vi weeiYx (from statement of financial position)
C. Avq weeiYx †_‡K (from income statement) D. me¸‡jvB (All of these)
29. †Wëv †Kv¤úvwb eQ‡ii ïiæ‡Z 75,000 UvKv BKz¨BwU cÖ`k©b K‡i| D³ eQ‡i †Kv¤úvwb 15,000 UvKv wbU Avq kbv³ K‡i| eQ‡ii gvSvgvwS
†kqvi‡nvìviiv 10,000 UvKv AwZwi³ wewb‡qvM K‡i| †Wëv †Kv¤úvwb eQi †k‡l 5,000 UvKv jf¨vsk cÖ`vb K‡i| eQi †k‡l †Wëv †Kv¤úvwbi BKz¨BwUi
cwigvY KZ? (Delta Company reported equity of Tk. 75,000 at the beginning of the year. During the year, the company
recognized net income of Tk. 15,000. The shareholders made an additional investment of Tk. 10,000 at midyear. Delta paid a
Tk. 5,000 dividend at year-end. What is the total amount of Delta's equity at the end of the year?)
A. 95,000 UvKv (Tk. 95,000) B. 75,000 UvKv (Tk. 75,000) C. 55,000 UvKv (Tk. 55,000) D. 85,000 UvKv (Tk. 85,000)
30. wb‡Pi †KvbwU A¯’vqx wnmve? (Which one of the following is a temporary account?)
A. AvmevecÎ wnmve (Furniture Account) B. fvov wnmve (Rent Account)
C. gRyZ cY¨ wnmve (Inventory Account) D. bM`vb wnmve (Cash Account)
31. †h bxwZ ev aviYv eY©bv K‡i †h, LiPmg~n ZLb kbv³ Kiv DwPZ hLb Avq m„wói Rb¨ m¤ú` e¨eüZ nq A_ev `vq m„wó nq, Zv n‡jv: (The principle
or assumption dictating that expenses should be recognized when assets are used up or liabilities are incurred to generate
revenue is the)
A. Avq ¯^xK…wZ bxwZ (Revenue recognition principle) B. wgjKiY bxwZ (Matching principle)
C. mgqKvj aviYv (Time period assumption) D. A I B DfqB (Both A & B)
32. cvuP eQi c~‡e© Iqvëb †Kv¤úvwb 2,00,000 UvKv e¨‡q GKwU hš¿ µq K‡i, hvi Avqy®‹vj `k eQi Ges fMœve‡kl g~j¨ 10,000 UvKv Abygvb Kiv nq|
ZLb †_‡K GwU‡K mij‣iwLK c×wZ‡Z AePq avh© Kiv nq| AvR GwU hw` 70,000 UvKvq weµq Kiv hvq, Zvn‡j G weµq †_‡K KZ UvKv jvf ev ÿwZ
n‡e? (Five years ago, Walton Company purchased an equipment at a cost of Tk. 2,00,000 and estimated its useful life to be
ten years and salvage value at Tk. 10,000. Since then, it has been depreciated under the straight-line method. If today it could
be sold for Tk. 70,000, what would be the gain or loss on this sale? )
A. ÿwZ 35,000 UvKv (Loss Tk. 35,000) B. jvf 35,000 UvKv (Gain Tk. 35,000)
C. jvf 25,000 UvKv (Gain Tk. 25,000) D. ÿwZ 25,000 UvKv (Loss Tk. 25,000)
33. weµq evÆv aiv nq ------ Gi Dci| (A sales discount is based on:)
A. Pvjvb g~j¨ ev` evÆv (invoice price less discount) B. Pvjvb g~j¨ †hvM AšÍtcwienY (invoice price plus freight-in)
C. Pvjvb g~j¨ (invoice price) D. Pvjvb g~j¨ ev` †diZ I Qvo (invoice price less return and allowance)
34. Kvh©cÎ m¤úwK©Z wb‡gœi †Kvb Dw³wU fzj? (Which of the following statements is incorrect concerning the work sheet?)
A. Kvh©cÎ g~jZ wnmvewe‡`i Kvh©m¤úv`‡bi mnvqK nvwZqvi (The work sheet is essentially a working tool of the accountant)
B. Kvh©cÎ e¨e¯’vcK I AvMÖnx †jvK‡`i g‡a¨ weZiY Kiv nq (The work sheet is distributed to manager and other interested parties)
C. Kvh©c·K LwZqv‡b †cvw÷s‡qi wfwË wn‡m‡e e¨envi Kiv hvq bv (The work sheet can't be used as a basis for posting to ledger accounts)
D. Kvh©cÎ n‡Z mivmwi Avw_©K weeiYx cÖ¯ÍyZ Kiv hvq (Financial statements can be prepared directly from the work sheet)
35. GKwU wnmveKv‡j wbU weµ‡qi cwigvY 4,00,000 UvKv, †gvU jv‡fi nvi 22%, wbU jv‡fi nvi 14%| D³ wnmveKv‡j cwiPvjb LiP KZ? ( In an
accounting period, the amount of net sale is Tk. 4,00,000, the gross profit rate is 22%, and the net profit rate is 14%. What is
operating expense during the accounting period?)
A. 60,000 UvKv (Tk. 60,000) B. 40,000 UvKv (Tk. 40,000) C. 50,000 UvKv (Tk. 50,000) D. 32,000 UvKv (Tk. 32,000)
36. FOB shipping point †evSvq †h: (FOB shipping point means that the)
A. c‡Y¨i gvwjKvbv n¯ÍvšÍwiZ nq †µZvi e¨emv‡qi ¯’v‡b (goods are placed free on board to the buyer's place of business)
B. †µZv cwienY e¨q cÖ`vb K‡i (buyer pays the freight)
C. we‡µZv cwienY e¨q cÖ`vb K‡i (seller pays the freight)
D. cwienYKvix cwienY e¨q cÖ`vb K‡i (common carrier pays the freight)
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 Management
37. mgevq mwgwZi AwR©Z gybvdvi kZKiv KZ Ask msiwÿZ Znwe‡j eva¨Zvg~jKfv‡e ivL‡Z nq? (What portion of earned profit of a cooperative
society must be retained in the Reserve Fund?)
A. 20% (20%) B. 15% (15%) C. 10% (10%) D. 18% (18%)
38. GKwU †Kv¤úvwbi bvg A_ev †jv‡Mv m¤úwK©Z AwaKvi †h AvBb Øviv cwiPvwjZ nq Zv‡K e‡j-----| (The right of a company with respect to its
name or logo are governed by the law of _____.)
A. c¨v‡U›Um (Patents) B. †UªWgvK©m (Trademarks) C. KwcivBUm (Copyrights) D. †UªW wm‡µUm (Trade secrets)
39. †KvbwU e¨emv‡qi •ewkó¨ bq? (Which is not a characteristic of business?)
A. SuywK I AwbðqZv (Risk and Uncertainty) B. †cŠbtcywbKZv/PjgvbZv (Recurrence/Continuity)
C. AvBbMZ •eaZv (Legal validity) D. `vbkxjZv (Benevolence)
40. Avg`vwb-ißvwb wbqš¿‡Yi nvwZqvi wn‡m‡e wb‡Pi †KvbwU e¨eüZ nq bv? (Which of the following mechanisms is not used as a tool to control
imports and exports?)
A. ïé Av‡ivc (Imposition of duty) B. enb cÎ (Bill of Lading)
C. jvB‡mbwms (Licensing) D. †KvUv wba©viY (Fixation of Quota)
41. †nbwi †d‡qv‡ji g‡Z †RvovgB wkKj ej‡Z Kx †evSvq? (According to Fayol, what does "Scalar Chain" refer to?)
A. †eZb KvVv‡gv (Salary structure) B. ¶gZv n¯ÍvšÍi cÖwµqv (Delegation process)
C. KZ©…‡Z¡i avivevwnKZv (Line of authority) D. Drcv`b cwiKíbv (Production planning)
42. GKRb e¨e¯’vcK hw` †Kvb KvR Kv‡K w`‡Z n‡e †m wel‡q AwbwðZ _v‡Kb, Zvn‡j wZwb msMV‡bi †Kvb w`KwU D‡c¶v Ki‡Qb? (If a manager is
unsure who to assign a task to, what aspect of organizing is being neglected?)
A. cwiKíbv (Planning) B. ¶gZv n¯ÍvšÍi (Delegation of Authority)
C. cwi‡ek we‡kølY (Environmental Analysis) D. we‡K›`ªxKiY (Decentralization)
43. GKwU `j hw` wb‡R‡`i gZvgZ cÖKvk bv K‡i GKRb †bZvi wm×všÍ‡K AÜfv‡e AbymiY K‡i, Zvn‡j Zviv †Kvb ai‡bi †bZvi Aax‡b i‡q‡Q? (If a
team follows a leader's decisions blindly without expressing opinions, what type of leadership are they under?)
A. MYZvwš¿K (Democratic) B. wcZ…myjf (Parentalistic) C. •¯^iZvwš¿K (Autocratic) D. gy³` (Laissez-faire)
44. hw` †Kv¤úvwbi gvwjK‡`i g„Zz¨ nq, Z‡e †Kv¤úvwbi AvBwb Ae¯’vb Kx n‡e? (If the owners of a company die, what happens to the company's legal status?)
A. †Kv¤úvwb wejyß nq (Company dissolves) B. †Kv¤úvwb wewµ nq (Company is sold)
C. †Kv¤úvwb wU‡K _v‡K (Company continues to exist) D. †Kv¤úvwbi jvB‡mÝ evwZj nq (Company's license is revoked)
45. evsjv‡`‡ki †Kv¤úvwb AvBb 1994 wK CSR eva¨Zvg~jK K‡i? (Does the Companies Act 1994 of Bangladesh make CSR mandatory?)
A. nu¨v, eva¨Zvg~jK (Yes, it is mandatory) B. bv, GwU Hw”QK (No, it is voluntary)
C. AvswkK eva¨Zvg~jK (Partially mandatory) D. CSR-Gi D‡jøL †bB (It does not mention CSR)
46. †KvbwU‡K †Kv¤úvwbi ¯^v¶i ejv nq? (What is the company's signature called?)
A. †Kv¤úvwb wPý (Company Mark) B. K‡c©v‡iU wmj (Corporate Seal)
C. A_ivBRW ÷¨v¤ú (Authorized Stamp) D. e¨emvwqK ÷¨v¤ú (Business Stamp)
47. GKÎxKi‡Yi cÖavb D‡Ïk¨ Kx? (What is the main objective of a merger?)
A. Ki `vq e„w× Kiv (Increase tax liabilities) B. cÖwZ‡hvwMZv `~i Kiv (Eliminate competition)
C. c‡Y¨i ¸YMZ gvb nªvm Kiv (Reduce product quality) D. evRvi Askx`vwiZ¡ nªvm Kiv (Decrease market share)
48. CSR †cÖvMÖv‡gi Ask wn‡m‡e GKwU †Kv¤úvwb Kx Ki‡Z cv‡i? (What can a company do as part of a CSR program?)
A. mgv‡R wk¶v ev ¯^v¯’¨ cÖK‡í wewb‡qvM Kiv (Invest in education or health projects in society)
B. kÖwgK‡`i AwaK mgq KvR Kiv‡bv (Make workers work overtime excessively)
C. ïay cÖwdU evov‡bv (Only focus on increasing profits) D. Ki duvwK †`Iqv (Evade taxes)

Marketing
49. TQM Gi cÖavb D‡Ïk¨ Kx? (What is the main purpose of TQM?)
A. †Kej Drcv`b LiP Kgv‡bv (Only reducing production costs)
B. c‡Y¨i ¸Ygvb DbœZ Kiv Ges MÖvnK mš‘wó AR©b Kiv (Improving product quality and achieving customer satisfaction)
C. bZzb cY¨ •Zwi Kiv (Creating new products) D. wecYb LiP e„w× Kiv (Increasing marketing costs)
50. †µZvi wm×všÍ MÖnY cÖwµqvi cÖ_g avc †KvbwU? (What is the first step in the buyer decision process?)
A. g~j¨vqb (Evaluation) B. mgm¨v kbv³KiY (Need recognition)
C. weK‡íi mÜvb (Search for alternatives) D. µq wm×všÍ (Purchase decision)
51. hw` GKwU †Kv¤úvwb Zvi cY¨ ïaygvÎ cÖhyw³ AbyivMx‡`i Rb¨ wWRvBb K‡i, GwU †Kvb ai‡Yi wefw³KiY? (If a company designs a product
specifically for technology enthusiasts, what kind of segmentation is it?)
A. gb¯ÍvwË¡K (Psychographic) B. AvPiYwfwËK (Behavioral) C. RbwgwZK (Demographic) D. †fŠ‡MvwjK (Geographic)
52. †KvbwU GKwU cÖvK…wZK cwi‡e‡ki D`vniY? (Which of the following is an example of the natural environment?)
A. bZzb cÖhyw³ (New technology) B. eb¨v I Liv (Floods and droughts)C. Ki AvBb (Tax laws) D. we‡`wk
wewb‡qvM (Foreign investment)
53. wbw`©ó c‡Y¨i cÖwZ cÖ‡qvRb‡eva‡K Kx e‡j? (Specific product desires to fulfill needs is called–)
A. cÖ‡qvRb (Needs) B. Afve (Wants) C. Pvwn`v (Demands) D. myweav (Benefits)
54. wecY‡bi †h Kv‡Ri gva¨‡g MÖvn‡Ki Pvwn`v wPwýZ K‡i †m¸‡jvi Dci wfwË K‡i cY¨ •Zwi Kiv nqÑZv‡K Kx ejv nq? (Which marketing function
involves identifying customer needs and designing products accordingly?)
A. g~j¨ wba©viY (Pricing) B. evRvi M‡elYv (Market Research) C. weµq cÖPvi (Sales Promotion) D. eÈb (Distribution)
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55. kÖ‡gi †hvMvb evov‡bvi Rb¨ †Kvb c`‡¶cwU me‡P‡q Kvh©Ki? (Which measure is most effective for increasing the supply of labor?)
A. kÖwgK‡`i Rb¨ DbœZ cÖwk¶Y †cÖvMÖvg (Providing better training programs for workers)
B. kÖwgK‡`i †eZb e„w× Kiv (Increasing workers' wages) C. kÖg AvBb wkw_j Kiv (Relaxing labor laws)
D. kÖwgK‡`i Rb¨ mvgvwRK wbivcËv e¨e¯’v DbœZ Kiv (Improving social security systems for workers)
56. wbgœwjwLZ †KvbwU Z…Zxq ch©v‡qi ev †mev Lv‡Zi AšÍM©Z? (Which of the following belongs to the tertiary or service sector?)
A. K…wlKvR (Farming) B. ißvwb wkí (Export industry)
C. cwienb I e¨vswKs (Transport and banking) D. LwbR D‡Ëvjb (Mining)
57. †KvbwU Ôe¨qwfwËK g~j¨ wba©viYÕ Gi •ewkó¨? (What is a feature of cost-plus pricing?)
A. evRv‡ii cÖwZ‡hvwMZvi Dci wbf©ikxj (Depends on market competition)
B. Drcv`b Li‡Pi mv‡_ wbw`©ó gybvdv †hvM Kiv nq (Fixed profit margin added to cost)
C. MÖvn‡Ki gvbwmKZv we‡kølY Kiv nq (Customer mindset analyzed) D. Kg `v‡g evRvi `Lj Kiv nq (Used to gain market share at low price)
58. e¨w³K weµq me‡P‡q Kvh©KiÑ (Personal selling is most effective–)
A. RwUj I e¨qeûj cY¨ weµ‡q (In selling complex and expensive products) B. ¯^íg~‡j¨i c‡Y¨ (In low-cost products)
C. AwaK cwigv‡Yi weµ‡qi †¶‡Î (For volume selling) D. weÁvc‡bi weKí wn‡m‡e (As an ad replacement)
59. 'Kb‡fwb‡qbm †÷vi'-Gi myweav Kx? (What is the benefit of a convenience store?)
A. mvkÖqx `vg (Low price) B. 24 NÈv †Lvjv (Open 24 hours)
C. we‡klvwqZ cY¨ (Specialized products) D. wekvj †kviæg (Large showroom)
60. mvgwóK cwi‡e‡ki AšÍM©Z †KvbwU? (Which of the following is part of the Macro Environment?)
A. †µZv (Customers) B. we‡µZv (Sellers) C. cÖwZ‡hvMx (Competitors) D. cwi‡ek AvBb (Environmental laws)
Finance & Banking
61. GKwU dv‡g©i mvaviY †kqv‡ii g~jab e¨q 20%, AMÖvwaKvi †kqv‡ii g~jab e¨q 15%, Ges FY g~ja‡bi e¨q 10%| Gi mvaviY †kqv‡ii g~jab fvi
40% Ges AMÖvwaKvi †kqv‡ii g~jab fvi FY g~ja‡bi fv‡ii mgvb| dv‡g©i K‡ii nvi 40% n‡j dv‡g©i fvi-Av‡ivwcZ g~jab e¨q KZ n‡e? (A
firm's cost of common share capital is 20%, preference share capital 15%, debt 10%. Its weight of common share capital is 40%
and weight of preference share capital is equal to weight of debt capital. What would be the weighted average cost of capital if
the tax rate of the firm is 40%?)
A. 12.5% (12.5%) B. 13.7% (13.7%) C. 14.3% (14.3%) D. 15.5% (15.5%)
62. evsjv‡`‡ki cyuwRevRvi †Kvb ms¯’vi Aaxb cwiPvwjZ nq? (Capital market of Bangladesh is operated under which organization?)
A. BSEC B. BBIB C. RBI D. BB
63. †KvbwU wegvMÖnxZvi Avw_©K ¯^v_©? (What is the economic interest of the insured and insurer in insurance? )
A. wegv‡hvM¨ ¯^v_© (Insurable interest) B. cig mwØk¦vm (Uberrimae Fidei)
C. wbKUeZ©x KviY (Causa Proxima) D. ¯’jvwfwl³KiY (Doctrine of Subrogation)
64. †KvbwU evwYwR¨K e¨vs‡Ki KvR bq? (Which is not a function of commercial banks? )
A. AvgvbZ MÖnY (Deposit Acceptance) B. FY †`qv (Lending)
C. †bvU Bmy¨ (Issuance of Notes) D. Avw_©K †jb‡`b (Financial transactions)
65. wegv‡hvM¨ ¯^v‡_©i Dcw¯’wZ Rxeb wegvi †Kvb ch©v‡q _vKv eva¨Zvg~jK? (At which stage of life insurance the existence of insurable interest is a must?)
A. ¶wZi mgq (At the time of loss) B. Av‡e`‡bi mgq (At the time of application)
C. mgMÖ cwjwm PvjyKvjxb mgq e¨wcqv (Throughout the duration of the policy)
D. wegv MÖnxZvi g„Zz¨i mgq (At the time of the death of the policy holder )
66. GKwU 10 eQ‡ii e‡Ûi bvwgK g~j¨ 1,000 UvKv, Kzcb nvi 8%, Ges eZ©gvb evRv‡i evÆvK…Z nvi 10%| evwl©K Kzcb cÖ`vb Kiv n‡j eÛwUi eZ© gvb g~j¨
KZ n‡e? (A 10-year bond has a face value of Tk. 1,000, an 8% coupon rate, and the current market discount rate is 10%. If
coupons are paid annually, what is the bond's present value?)
A. 877.11 B. 1,025.62 C. 1,889.25 D. 1,000.00
67. gvB‡µvdvBb¨vÝ e¨vsK mvaviYZ †Kvb †kÖwYi gvbyl‡K j¶ K‡i? (Who are the typical target customers of microfinance banks?)
A. eo e¨emvqx (Large businesses) B. D”P Av‡qi e¨w³‡`i (High-income individuals)
C. we‡`wk wewb‡qvMKvix (Foreign investors) D. wbgœ Av‡qi I cÖvwšÍK RbMY (Low-income and underserved communities)
68. †Kvb ai‡bi wewbgq nvi e¨e¯’v "fvmgvb wewbgq nvi" wn‡m‡e cwiwPZ? (Which type of exchange rate system is known as "floating exchange rate"?)
A. hLb gy`ªvi g~j¨ miKvwi wbqš¿‡Y _v‡K (When currency value is under government control)
B. hLb gy`ªvi g~j¨ evRv‡ii Pvwn`v I mieiv‡ni Dci wbf©i K‡i (When currency value depends on market demand and supply)
C. hLb gy`ªvi g~j¨ w¯’i _v‡K (When the currency value remains fixed)
D. hLb gy`ªvi g~j¨ ïaygvÎ evwYwR¨K e¨vsK Øviv wbqwš¿Z nq (When currency value is regulated only by commercial banks)
69. Avcwb 3 eQ‡i cÖwZ eQ‡ii †k‡l 5,000 UvKv K‡i †c‡Z Pvb| my‡`i nvi 10% n‡j, eZ©gvb g~j¨ KZ n‡e? (You want to receive Tk. 5,000 at
the end of each year for 3 years. If the interest rate is 10%, what is the present value?)
A. 12,451.50 (Tk. 12,451.50) B. 20,000.00 (Tk. 20,000.00)
C. 16,550.00 (Tk. 16,550.00) D. 15,000.00 (Tk. 15,000.00)
70. hw` `ywU cÖKí ci¯úi eR©bkxj nq, Z‡e †KvbwU MÖnY‡hvM¨? (If two projects are mutually exclusive, which one should be accepted?)
A. hvi wbU eZ©gvb g~j¨ †ewk (The one with the higher NPV) B. hvi cwi‡kvaKvj Kg (The one with the shorter payback period)
C. hvi Af¨šÍixY Av‡qi nvi †ewk (The one with the higher IRR) D. hvi cÖviw¤¢K wewb‡qvM Kg (The one with the lower initial investment)
71. hw` GKwU wewb‡qvM SzuwKgy³ nq, Zvn‡j Zvi cÖZ¨vwkZ Av‡qi nvi n‡eÑ(If an investment is risk-free, its expected return will be–)
A. RM B. k~Y¨ (Zero) C. RF D. evRvi nv‡ii †P‡q Kg (Lower than market rate)
72. wbgœwjwLZ †KvbwU †K›`ªxq e¨vs‡Ki Øviv gy`ªvùxwZ wbqš¿‡Yi Rb¨ e¨eüZ nq bv? (Which of the following is not used by the central bank to control inflation?)
A. †i‡cv †iU cwieZ©b (Change in repo rate) B. †LvjvevRvi Kvh©µg (Open market operation)
C. evwYwR¨K e¨vsK¸‡jvi gybvdvi nvi wba©viY (Setting profit margin for commercial banks)
D. wmAviAvi cwieZ©b (Changing CRR)
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