DETAILED PROJECT REPORT (DPR)
1. INTRODUCTION Kartiki Trading Company has established a Mini Dall Mill Plant with a
processing capacity of 2 MT per day on 29/05/2024. The project aims to cater to the growing
demand for pulses in the local and nearby markets. The business will be set up in Latur,
Maharashtra, a region known for its rich agricultural produce.
2. PROJECT DETAILS
Name of Project: Kartiki Trading Company
Owner Name: Shivam Sathe
Starting Date: 29/05/2024
Activity: Mini Dall Mill Plant of 2 MT Per Day Capacity
Location: Plot No. B-42/1, Additional MIDC, Latur, Maharashtra
3. PROJECT COST
Building: Rented
Plant & Machinery: ₹10 Lakhs
Working Capital: ₹15 Lakhs
Total Project Cost: ₹25 Lakhs
4. FUNDING REQUIREMENTS
Owner’s Margin: 30%
Bank Funding: 70%
Rate of Interest: 12%
5. POWER CONNECTION
Power Connection: 25 HP
6. MANPOWER REQUIREMENTS
Total Employees: 2
7. MARKET OPPORTUNITIES India is one of the largest consumers of pulses, and there is a
steady demand for quality dal. Latur, Maharashtra, has a strong agricultural base, ensuring a
steady supply of raw materials. The processed dal will be supplied to local markets, wholesalers,
and retailers, making it a profitable business.
8. PROCESS FLOW CHART
Raw Material Procurement
⬇
Cleaning & Grading (Removal of impurities, dust, and stones)
⬇
Dehusking & Splitting (Removing husk and splitting pulses)
⬇
Polishing (Optional) (Enhancing appearance and texture)
⬇
Sorting & Packaging (Final grading and packing for distribution)
⬇
Storage & Dispatch (Warehouse and delivery to market)
9. FINANCIAL PROJECTIONS (5 Years)
Year Revenue (Lakhs) Expenses (Lakhs) Profit (Lakhs)
1 30 25 5
2 35 27 8
3 40 30 10
4 45 33 12
5 50 35 15
10. CONCLUSION Kartiki Trading Company has strong growth potential, considering the
rising demand for pulses and the availability of raw materials. With proper execution and bank
support, the project is expected to be profitable and sustainable over the years.
Attachments:
Business Registration Documents
Quotations for Machinery
Market Study Report
Detailed Cash Flow Projections
Owner’s Financial Statements
Market Study Report: Pulses Industry in Latur
1. Introduction Latur, known as the "Pulse City of India," is a major hub for pulses processing
and trade. The city's geographical advantage, established market networks, and strong
agricultural base make it a favorable location for a mini dal mill plant.
2. Industry Overview The pulses industry in India is witnessing steady growth due to increasing
demand for protein-rich food. Latur plays a crucial role in this sector, with a significant portion
of Maharashtra’s pulse production passing through its markets.
3. Market Demand Analysis
Growing Consumption: The demand for processed dal has increased due to
urbanization and dietary shifts.
Export Potential: Latur serves as an export hub for processed pulses, with demand from
Gulf countries and Southeast Asia.
Retail and Wholesale Growth: Supermarkets, Kirana stores, and bulk buyers actively
procure dal from Latur-based mills.
4. Competitive Landscape
Existing Players: Established dal mills operate at large scales with advanced machinery.
Opportunities for Mini Mills: Smaller units can cater to local demand, niche markets,
and customized processing (e.g., organic, low-polish dal).
5. Raw Material Sourcing
Local Farmers: Tur (Arhar), Chana, Moong, Urad, and Masoor are grown abundantly in
Maharashtra.
Mandis and APMCs: Latur's Agriculture Produce Market Committees (APMCs)
facilitate bulk procurement.
6. Pricing Trends
Fluctuations in Pulse Prices: Prices depend on seasonal yield, government policies, and
market dynamics.
Processing Margins: Mini dal mills typically operate with a profit margin of 8-15%
depending on quality and variety.
7. Regulatory Environment
FSSAI Compliance: Food safety and packaging standards must be met.
GST & Licensing: Proper registration and tax compliance are necessary for legal
operations.
8. Challenges & Risks
Market Competition: Established brands dominate the supply chain.
Price Volatility: Weather conditions and government policies impact raw material costs.
Technology Upgradation: Advanced milling techniques improve yield and profitability.
9. Opportunities & Recommendations
Value Addition: Producing premium organic or low-polished dal.
Branding & Packaging: Investing in attractive packaging and direct-to-consumer
marketing.
Government Schemes: Availing subsidies and MSME benefits for small-scale
processing units.
Supply Chain Optimization: Partnering with wholesalers and retailers for steady
demand.
10. Conclusion The pulses industry in Latur presents a promising opportunity for a mini dal
mill. With proper sourcing, pricing strategies, and market penetration, a small-scale plant can
achieve sustainable growth and profitability.
Detailed Cash Flow Projections For Mini Dal Mill Plant
1. Introduction: This report provides a detailed cash flow projection for the mini dal mill plant
over a five-year period. It includes estimated revenues, expenses, and net profit calculations to
assess financial viability.
2. Revenue Projections:
Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Sales of Processed Dal 10,00,000 12,00,000 15,00,000 18,00,000 22,00,000
Other Income (Byproducts) 50,000 60,000 75,000 90,000 1,10,000
Total Revenue 10,50,000 12,60,000 15,75,000 18,90,000 23,10,000
3. Expense Projections:
Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Raw Material Cost 5,00,000 6,00,000 7,50,000 9,00,000 11,00,000
Labor Costs 1,50,000 1,75,000 2,00,000 2,25,000 2,50,000
Electricity & Utilities 50,000 55,000 60,000 70,000 80,000
Packaging & Logistics 75,000 85,000 95,000 1,05,000 1,20,000
Miscellaneous Expenses 50,000 55,000 60,000 70,000 80,000
Total Expenses 8,25,000 9,70,000 11,65,000 13,70,000 16,30,000
4. Net Cash Flow Projections:
Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Total Revenue 10,50,000 12,60,000 15,75,000 18,90,000 23,10,000
Total Expenses 8,25,000 9,70,000 11,65,000 13,70,000 16,30,000
Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Net Profit 2,25,000 2,90,000 4,10,000 5,20,000 6,80,000
5. Conclusion The mini dal mill plant is projected to achieve steady financial growth over five
years. With proper management, the business can achieve profitability and expand operations.
The net profit margin is expected to increase as economies of scale come into effect.
