DETAILED LESSON PLAN
TEACHER: CRISTINA LUZ C. CABAÑA
GRADE LEVEL: Grade 12
SUBJECT: Edukasyon sa Pagpapakatao (EsP)
WEEK NO.: Week 5
TOPIC: Frugality and Prudence
TIME ALLOTMENT: 1 Hour
DATE: ____________
I. OBJECTIVES
At the end of the lesson, students are expected to:
Define frugality and prudence in their own words;
Differentiate between frugal and wasteful behavior;
Create a simple weekly budget applying the values of frugality and prudence.
II. CONTENT
Core Values: Maka-Diyos, Maka-tao
Learning Competency:
Demonstrates understanding of how frugality and prudence contribute to wise decision-
making and financial wellness.
(MELC Code: EsP-PG12Ia-12)
III. LEARNING RESOURCES
Materials: Budget worksheet, sample allowance figures, projector or TV for video
clip/infographic.
References: EsP Module, Teacher’s Guide
IV. PROCEDURES
1. A. Introduction (10 mins)
• Greeting and prayer.
• Motivation activity: “Wants vs. Needs” quick game.
• Short sharing question: “Have you ever spent your allowance on something you later
regretted?”
2. B. Discussion (15 mins)
• Define Frugality and Prudence.
• Present real-life scenarios involving financial decisions.
• Differentiate frugal vs. wasteful behavior.
3. C. Group Activity: “Budget Builders” (20 mins)
• Group students to create a weekly budget using a fictional allowance (₱500).
• Encourage use of values discussed.
• Present outputs briefly.
4. D. Processing (10 mins)
• What was difficult about budgeting?
• How can frugality and prudence help you in real life?
5. E. Synthesis (5 mins)
• Reinforce importance of wise decision-making.
• Key takeaway: “Being frugal and prudent is not being cheap, it’s being wise.”
V. EVALUATION
Performance Task:
• Group Budget Plan (10 pts)
• Short reflection: “One way I will practice frugality this week is…”
VI. ASSIGNMENT
Observe your spending habits for one week.
Write a short journal entry about how you applied frugality and prudence.