Contents Table
Contents Link
Annexure 1 - Estimated cost of the project Ann 1'!A1
Annexure 2 - Means of Finance Ann 2'!A1
Annexure 3 - Complete Estimate of Civil and Plant and Ma Ann 3'!A1
Annexure 4 - Estimated Cost of Production Ann 4'!A1
Annexure 5- Projected balance sheet Ann 5'!A1
Annexure 6 - requirement of Power and Fuel Ann 9'!A1
Annexure 6 - requirement of Power and Fuel Ann 10'!A1
Annexure 13 - Repayment schedule Ann 13'!A1
DPR without subsidy
Annexure 1 - Estimated cost of the project
Estimated cost of project
Grand Total
Sr. No. Particulars (in lakhs)
1 Land and site development
a) Land (Lease in name of firm) -
Total -
2 Site Development -
a) Total -
3 Civil Work
a) Civil Work (Lease in name of firm) -
Total -
4 Plant and Machinery (indegenous)
a) Plant and Machinery 214.46
Total 214.46
5 Miscellanoeus Fixed Assets
a) Electrical Installation 58.08
6 Preliminary Expenses -
a) Total -
Total
7 Pre-Operative Expense
(for 6 months upto the date od commencement of
commercial production)
a) Establisment and Travelling and Other Expenses 14.46
b) Bank Charges 3.00
c) Interest during moratorium in TL 10.00
Total 27.46
9 Service Centre Infrastructure -
10 Contingencies -
Total Cost of Project 300.00
Annexure 2 - Means of Finance
Sr. No. Item Grand Total (in lakhs)
1 Promoter's equity 100.00
2 Eligible Assistance -
3 Term Loan 200.00
Total 300.00
Sr. No. Item Grand Total (in lakhs)
1 Working Capital 200.00
Total 200.00
Annexure 3 - Complete Estimate of Civil and Plant and Machinery
1. Civil Work Units Amt
1 Civil work for building 1 -
Total Civil Work -
2. Plant and machinery Units Amt
1 24 ton/batch × 1 Unit Cooker and 24 ton/batch × 1 Unit Drier incuding packing and erection
1
2 Grain Discharger Section 1
3 Milling Machinery 1
Bonfiglioli Make Inline Helical Type Gear Box Only foot mounted solid output shat along
4 with Bharat Bijlee make motors (Motor List) 1
5 Pre-Cleaning Section 1
6 PADDY SILO SECTION 1
7 Installation & Erection Charges 1 214.46
Total Plant and Machinery 214.46
3. Miscellanoeus Fixed Asset (Electrical Installation) 58.08
Total fixed Assets 272.54
Annexure 4 - Estimated Cost of Production
Year ending March 31st
Sr. No Description
31.03.25 31.03.26 31.03.27 31.03.28 31.03.29 31.03.30 31.03.31 31.03.32
No of Working months 12 12 12 12 12 12 12 12
Input paddy cost 1,060.00 1,792.73 1,885.94 1,983.74 2,091.64 2,202.12 2,317.61
Power & Fuel 7.10 13.93 14.62 15.35 16.12 16.92 17.77
Direct Labour Cost 15.50 27.72 29.10 30.56 32.09 33.69 35.38
Other Manufacturing Expenses 5.10 8.94 9.38 9.85 10.34 10.86 11.41
Repairs & Maintenance 4.20 11.03 11.58 12.16 12.76 13.40 14.07
Cost of Production 1,091.90 1,854.35 1,950.62 2,051.66 2,162.95 2,276.99 2,396.24
Add: Opening Stock 48.78 260.00 281.00 295.05 309.80 325.29 341.56
Less: Closing Stock 260.00 281.00 295.00 309.80 325.29 341.56 358.64
Sub Total 880.68 1,833.35 1,936.62 2,036.91 2,147.46 2,260.72 2,379.16
Selling, general and administrative expenses 8.20 15.07 15.84 16.69 17.52 18.42 19.31
Total 8.20 15.07 15.84 16.69 17.52 18.42 19.31
Cost of Sales 888.88 1,848.42 1,952.46 2,053.60 2,164.98 2,279.14 2,398.47
Expected sales revenue 975.00 1,991.55 2,089.13 2,191.55 2,299.05 2,411.89 2,530.32
Gross Profit 86.12 143.13 136.67 137.95 134.07 132.75 131.85
Financial expense
Interest on Term Loan 16.96 17.56 14.49 11.41 8.33 5.26 1.85
Interest on WC Loan 11.35 22.70 22.70 22.70 22.70 22.70 22.70
Total Financial expense 28.31 40.26 37.19 34.11 31.03 27.96 24.55
Operating profits (PBT) 57.82 102.87 99.48 103.84 103.04 104.79 107.30
Non Operating Expenses 17.00 36.03 37.97 39.90 41.91 44.30 46.72
depreciation 34.91 59.36 50.46 48.14 40.92 37.03 31.47
Add: Non operating income 2.00 4.50 4.50 4.50 4.50 4.50 4.50
Net Profit before Tax 7.91 11.98 15.56 20.30 24.71 27.96 33.60
Income Tax/ savings on tax 2.37 3.59 4.67 6.09 7.41 8.39 10.08
Profits after Tax 5.53 8.38 10.89 14.21 17.30 19.58 23.52
Annexure 5- Projected balance sheet
Projected Baalance sheet
Year ending March 31st
Sr. No Description
31.03.25 31.03.26 31.03.27 31.03.28 31.03.29 31.03.30 31.03.31 31.03.32
A Asset
1 Fixed Capital expenditure
Gross Block 430.64 395.73 336.37 320.91 272.78 246.86 209.83
Less- Depreciation 34.91 59.36 50.46 48.14 40.92 37.03 31.47
Net Block 395.73 336.37 285.91 272.78 231.86 209.83 178.36
2 Sundry debtors 120.75 132.83 150.94 155.00 170.00 185.00 205.00
3 Closing stock 260.00 281.00 295.00 309.80 325.29 341.56 358.64
4 Cash/ bank balance 4.04 7.39 7.70 8.37 9.05 8.59 8.88
5 Fixed Deposits 113.64 118.12 122.65 127.13 131.63 136.13 140.63
Total assets 894.16 875.71 862.20 873.08 867.83 881.11 891.51
B Liabilities
1 Capital 277.28 299.81 320.23 341.09 363.20 390.41 418.28
Add- Profit - 22.53 44.41 48.86 54.11 59.21 63.88 70.24
Less- Drawings - - 24.00 28.00 32.00 32.00 36.00 36.00
Closing capital - 299.81 320.23 341.09 363.20 390.41 418.28 452.52
2 Unsecured Loan - 100.00 100.00 100.00 100.00 100.00 100.00 100.00
3 term Loan 189.74 158.97 128.20 97.43 66.66 35.89 -
4 Working capital 200.00 200.00 200.00 200.00 200.00 200.00 200.00
5 Creditors 20.00 30.00 35.00 58.00 65.00 80.00 95.00
6 Advance payments from customer 75.00 55.00 45.00 40.00 30.00 30.00 25.00
7 Taxation Payable - 2.37 3.59 4.67 6.09 7.41 8.39 10.08
8 Other current liability 7.23 7.92 8.25 8.35 8.35 8.55 8.90
Total liabilities - 894.16 875.71 862.21 873.07 867.83 881.11 891.51
0.00 (0.00) (0.00) 0.00 (0.00) (0.00) 0.00
Current Ratio
Current Assets - 498.43 539.34 576.29 600.30 635.97 671.28 713.15
Current Liabilities 335.37 327.28 323.69 343.21 341.53 357.71 338.98
Ratio 1.49 1.65 1.78 1.75 1.86 1.88 2.10
Average 1.79
Debt Equity ratio
Debt - 594.35 555.49 521.12 509.87 477.43 462.83 438.98
Equity - 299.81 320.23 341.09 363.20 390.41 418.28 452.52
Ratio 1.98 1.73 1.53 1.40 1.22 1.11 0.97
Average 1.42
Fixed asset coverage ratio
Fixed assets - 395.73 336.37 285.91 272.78 231.86 209.83 178.36
Debt - 389.74 358.97 328.20 297.43 266.66 235.89 200.00
ratio 1.02 0.94 0.87 0.92 - - -
0.53
Debt service coverage ratio
Interest on loan (TL) - 16.96 17.56 14.49 11.41 8.33 5.26 1.85
Instalment of loan - 10.26 30.77 30.77 30.77 30.77 30.77 35.90
Total - 27.21 48.33 45.26 42.18 39.10 36.03 37.75
PAT+DEP+INT on TL - 57.40 85.31 75.83 73.76 66.55 61.86 56.85
ratio 2.11 1.76 1.68 1.75 1.70 1.72 1.51
Average 1.73
1. asssumed that 60 days of purchases are average creditors maintained
2. assumed that 30 days of sales are average debtors maintained by the business
Annexure 9 - Computation of Depreciation
Computation of Depreciation
Plant and Machinery
Sr. No. Particulars Building and civil work Existing Proposed Misc Fixed Asset Amount in lakhs
i. Cost - 158.10 214.46 58.08 430.64
ii. Pre operatives - - - 0.00
iii. Contingencies - - - 0.00
Total 430.64
Rates of Depreciati 10% 15% 10% Total depreciation for the year
Year
Year 31.03.26 - 34.91 - 34.91
Year 31.03.27 - 59.36 - 59.36
Year 31.03.28 - 50.46 - 50.46
Year 31.03.29 - 48.14 - 48.14
Year 31.03.30 - 40.92 - 40.92
Year 31.03.31 - 37.03 - 37.03
Year 31.03.32 - 31.47 - 31.47
Annexure 10 - Calculation of Income tax
Calculation of Income Tax
Year ending March 31st
Particulars 31.03.25 31.03.26 31.03.27 31.03.28 31.03.29 31.03.30 31.03.31 31.03.32
Net profit before tax - 7.91 11.98 15.56 20.30 24.71 27.96 33.60
Add- dep on SLM - - - - - - - -
Sub total - 7.91 11.98 15.56 20.30 24.71 27.96 33.60
Sub total - 7.91 11.98 15.56 20.30 24.71 27.96 33.60
Less - Deductions - - - - - - - -
Taxable profits - 7.91 11.98 15.56 20.30 24.71 27.96 33.60
Income tax @30% - 2.37 3.59 4.67 6.09 7.41 8.39 10.08
Annexure 13 - Repayment schedule
Repayment schedule
Amount of Loan (in lakhs) 200.000
Rate of interest 10.00%
Moratorium period 6 months
YearDate Balance outstandiPrincipal instalmeInterest
2/28/2025 0.00 0.00 0.00
1
3/31/2025 0.00 0.00 0.00 0.00 0.00
4/30/2025 0.00 0.00 0.00
5/31/2025 100.00 0.00 0.42
6/30/2025 200.00 0.00 1.67
7/31/2025 200.00 0.00 1.67
8/31/2025 200.00 0.00 1.67
9/30/2025 200.00 0.00 1.67
2
10/31/2025 200.00 0.00 1.67
11/30/2025 200.00 0.00 1.67
12/31/2025 200.00 2.56 1.67
1/31/2026 197.44 2.56 1.65
2/28/2026 194.87 2.56 1.62
3/31/2026 192.31 2.56 1.60 16.96 10.26
4/30/2026 189.74 2.56 1.58
5/31/2026 187.18 2.56 1.56
6/30/2026 184.62 2.56 1.54
7/31/2026 182.05 2.56 1.52
8/31/2026 179.49 2.56 1.50
9/30/2026 176.92 2.56 1.47
3
10/31/2026 174.36 2.56 1.45
11/30/2026 171.79 2.56 1.43
12/31/2026 169.23 2.56 1.41
1/31/2027 166.67 2.56 1.39
2/28/2027 164.10 2.56 1.37
3/31/2027 161.54 2.56 1.35 17.56 30.77
4/30/2027 158.97 2.56 1.32
5/31/2027 156.41 2.56 1.30
6/30/2027 153.85 2.56 1.28
7/31/2027 151.28 2.56 1.26
8/31/2027 148.72 2.56 1.24
9/30/2027 146.15 2.56 1.22
4
10/31/2027 143.59 2.56 1.20
11/30/2027 141.03 2.56 1.18
12/31/2027 138.46 2.56 1.15
1/31/2028 135.90 2.56 1.13
2/29/2028 133.33 2.56 1.11
3/31/2028 130.77 2.56 1.09 14.49 30.77
4/30/2028 128.21 2.56 1.07
5/31/2028 125.64 2.56 1.05
6/30/2028 123.08 2.56 1.03
7/31/2028 120.51 2.56 1.00
8/31/2028 117.95 2.56 0.98
9/30/2028 115.38 2.56 0.96
5
10/31/2028 112.82 2.56 0.94
11/30/2028 110.26 2.56 0.92
12/31/2028 107.69 2.56 0.90
1/31/2029 105.13 2.56 0.88
2/28/2029 102.56 2.56 0.85
3/31/2029 100.00 2.56 0.83 11.41 30.77
4/30/2029 97.44 2.56 0.81
5/31/2029 94.87 2.56 0.79
6/30/2029 92.31 2.56 0.77
7/31/2029 89.74 2.56 0.75
8/31/2029 87.18 2.56 0.73
9/30/2029 84.62 2.56 0.71
6
10/31/2029 82.05 2.56 0.68
11/30/2029 79.49 2.56 0.66
12/31/2029 76.92 2.56 0.64
1/31/2030 74.36 2.56 0.62
2/28/2030 71.79 2.56 0.60
3/31/2030 69.23 2.56 0.58 8.33 30.77
4/30/2030 66.67 2.56 0.56
5/31/2030 64.10 2.56 0.53
6/30/2030 61.54 2.56 0.51
7/31/2030 58.97 2.56 0.49
8/31/2030 56.41 2.56 0.47
9/30/2030 53.85 2.56 0.45
7
10/31/2030 51.28 2.56 0.43
11/30/2030 48.72 2.56 0.41
12/31/2030 46.15 2.56 0.38
1/31/2031 43.59 2.56 0.36
2/28/2031 41.03 2.56 0.34
3/31/2031 38.46 2.56 0.32 5.26 30.77
4/30/2031 35.90 3.16 0.30
5/31/2031 32.74 3.16 0.27
6/30/2031 29.58 3.16 0.25
7/31/2031 26.42 3.16 0.22
8/31/2031 23.26 3.16 0.19 3.16667
8
9/30/2031 20.10 3.16 0.17
10/31/2031 16.94 3.16 0.14
11/30/2031 13.78 3.16 0.11
12/31/2031 10.62 3.16 0.09
1/31/2032 7.46 3.16 0.06
2/1/2032 4.30 3.16 0.04
3/2/2032 1.14 1.14 0.01 1.85 35.90
