PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
COURSE: BBA
SUBJECT NAME: Financial Market and Services
SUBJECT CODE: BBA 522-18
SEMESTER: 5
Credit: 4
Course Instructor: Ankit Sharma
Email Address: [email protected]
COURSE OUTCOME
After completion of the course, the students shall be able to:
1. Understand the prevailing financial system in India.
2. Acquire knowledge about different financial services
3. Comprehend the basics of financial markets in India
4. Apprise about the roles of intermediaries and regulating bodies in Indian Financial
System.
SYLLABUS
UNIT- I
Financial system in india: Its structure and role of financial system in economic
development. Financial markets: characteristics of financial markets - Capital markets and
money markets – interlink between money market and capital market- SEBI and regulations
of primary and secondary markets.
UNIT – II
Financial instruments: Govt. securities, treasury bills, commercial bills, commercial papers
and certificates of deposits, securities markets- functions, organisation and structure, listing,
trading and settlement. Introduction to SEBI
UNIT- III
Financial Services: Concept, nature, and scope of financial services- regulatory framework
of financial services- growth of financial services in india . Financial services. lease finance,
consumer credit and hire purchase finance, factoring- definition, functions, advantages,
evaluation and forfeiting, bills discounting, housing finance, stock broking and credit rating.
UNIT – IV
Faculty of Business Management
PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
Mutual funds: concepts and objectives, functions and portfolio classification, organization
and management, guidelines for mutual funds, working of public and private mutual funds in
india. Debt securitisation- concept and application- demat services- need and operations-
role of NSDL and CSDL. Allied financial services: venture capital- growth of venture
capital in india.
Suggested Readings:
Khan M Y, Financial Services, Tata McGraw-Hill.
Bhole L M., Financial Instructions & Markets, Tata McGraw-Hill
Gurusamy S., Financial Services & System, Thomson Publications
Avdhani V. A., Financial Services in India, Himalaya Publications
Gordon & Natarajan, Financial Markets & Services, Himalaya Publications
Desai ‘V., Financial Markets & Financial Services, Himalaya Publications
Harrington, S. E., Risk management and insurance: Instructor manual (2nd ed.), New York:
McGraw- Hill Publishing Company
Faculty of Business Management
PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
EVALUATION CRITERIA
PARAMETER MARKS WEIGHTAGE
Mid Semester Examination 1 60 12
Mid Semester Examination 2 60 12
Project 20 5
Presentation 20 5
Attendance 6 6
Total 40
Attendance Policy
Attendance: Marks:
76-80% 2
81-85% 3
65-90% 4
91-95% 5
Above 95% 6
It is compulsory for all the students to have 75% attendance in each subject at the end of the
semester failing which the student will not be allowed to write the final exam.
CLASSROOM POLICY
Do not create indiscipline.
Be on time.
Participation in the class is highly encouraged so as to enforce interaction amongst the students
which may also yield marks in Class Participation.
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
No activities of misconduct such as usage of mobile phones, misbehaviour, personal comments,
obstructive behaviour shall be tolerated in the class. Any student committing the same shall be
liable for serious consequences.
Submission of Project Assignments should be done on the stipulated date. No extensions for any
reason shall be given to any student.
Follow the deadlines for any given projects or tests. (No submission of the project after the
deadline will be accepted.)
Project:
NISM certification
https://www.nism.ac.in/nism-certifications/
There are different cerifications for different topics, like for equities and derivatives, for
mutual funds, for currency exchange, for risk management, for valuation, etc. In total, there
are 33 types of certification. Student can do certification in any tpoic of their interest. If you
are interested in working in stock market, it is recommended to do NISM VIII or V. NISM
VIII is for equities and derivatives and NISM V is for mutual funds.
Fees: Rs.1500/-
Date of registration: Students should decide upon the type of certification and register it
before 14th August, 2025. Students are advised to complete the certification within 1 month.
Presentation Details
Students have to lay emphasis on the understanding of the topic given to them by presenting
all the details related to the specific topic through a presentation.
They have to give the details such as:
1. Introduction of the Topic
Brief and simple explanation of the chosen topic
Define key concepts in own words
2. Importance and Relevance
Why the topic is important in the financial system?
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
Real-life relevance (Who uses it? Where is it seen in daily finance?)
3. Core Concepts and Structure
Explain the components/elements involved (e.g., in mutual funds: NAV, portfolio,
SIP)
Use of charts, diagrams, flowcharts for clarity
4. Current Trends / Market Data
Include latest data, examples, and statistics (if possible)
Reference recent developments/news (e.g., top-performing mutual funds, latest IPOs)
5. Real-Life Examples or Case Study
Include one mini case study (real or hypothetical) to demonstrate application of the
concept
For example: Case of a SIP in HDFC Mutual Fund, or comparing a car loan from SBI
vs HDFC
6. Pros and Cons / Advantages & Limitations
Balanced analysis of benefits and drawbacks of the financial service/instrument
7. Conclusion and Key Takeaways
Summarize key points
What should a common investor or finance student understand from this?
8. Interactive Element
Ask 2–3 questions to the class
Include a short quiz or opinion poll (e.g., “Would you invest in this?”)
9. References
Mention sources of data, definitions, articles, reports (preferably 2–3 references)
Websites like SEBI, RBI, AMFI, ET Money, Zerodha Varsity, etc.
Presentation topics:
1. Structure of Indian Financial System
2. SEBI: Functions and Recent Regulations
3. Money Market vs Capital Market – A Comparative Analysis
4. Primary Market vs Secondary Market with Live Examples
5. How Stock Markets Help in Economic Development
6. Evolution of BSE and NSE
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
7. Recent IPO Trends in India (e.g., Zomato, LIC, Mamaearth)
8. Treasury Bills, Commercial Papers & Certificates of Deposit
9. How Government Securities Work
10. Understanding Bonds: Corporate vs Government
11. Introduction to Derivatives: Forwards, Futures, Options
12. Security Trading and Settlement Mechanism in India
13. Digital Trading Platforms in India: Zerodha, Upstox, Groww
14. How to Open a Demat and Trading Account: Step-by-step
15. Lease Financing vs Hire Purchase – With Real Examples
16. Factoring and Forfaiting in India
17. Credit Rating Agencies in India (CRISIL, ICRA, CARE): Roles & Controversies
18. Consumer Credit and the Boom of BNPL (Buy Now Pay Later)
19. Growth of Housing Finance in India (HDFC vs SBI vs LIC Housing)
20. Bills Discounting and Its Role in Working Capital Management
21. Stock Broking Services: From Traditional to Discount Brokers
22. Types of Mutual Funds in India – Equity, Debt, Hybrid
23. How to Choose the Right Mutual Fund: Key Parameters
24. Demat Services: NSDL vs CDSL – Structure and Comparison
25. Debt Securitisation: Meaning, Process, and Application in NBFCs
26. Venture Capital Funding in Startups: Indian Case Studies (e.g., Flipkart, Ola)
27. Public vs Private Mutual Funds – A Performance Comparison
28. Systematic Investment Plan (SIP) – Benefits and Real-Life Results
29. Exchange Traded Funds (ETFs): Concept and Growth in India
30. How Portfolio Management Works – A Beginner’s Guide
31. NFTs as Financial Assets: Boon or Bubble?
32. Cryptocurrency: Future of Finance or Risky Speculation?
33. India’s Financial Inclusion via UPI and Jan Dhan Yojana
34. Green Bonds and ESG Investing – Trends in Sustainable Finance
35. Digital Transformation in Financial Services: AI & FinTech
36. Comparison of Mutual Fund Platforms – Paytm Money vs Zerodha Coin vs Kuvera
37. Case Study: Car Loan Requirements in SBI vs HDFC vs ICICI
38. How to Evaluate a Loan Offer – Interest Rate, EMI, Processing Fee
39. Stock Market Trends: Nifty, Sensex, and Sectoral Performance
40. Life Insurance Plans – A Comparative Study (Term vs Endowment vs Money
Back)
42Foreign Exchange Basics
43Equity oriented mutual funds and their performance
44Forward and future contracts
45Hire Purchase Contracts
46Basics of Commodity trading (gold or oil)
47Lease financing
48National Pension Scheme
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
49Derivatives
50Major credit rating agencies of India
51Top Dividend Payers in India
52Chit Funds
53Current scenario of stock market: BSE and NSE
54Basics of Budget; Basic terminology
55Budget: Major sources and revenue
56Life Insurance (Develop a case with respect to different plans like endowment,
money back, term insurance, etc.)
57General Insurance
58Car Loan Requirements and comparison between (SBI, HDFC, ICICI,)
59Home Loan (SBI, HDFC, ICICI)
60Micro Finance
61Mutual funds and their future
62Evaluating Portfolio and Making Investment Decisions
63BSE and NASDAQ – A Comparison of the Two Stock Exchanges
64What is Portfolio Management and How to Perform Portfolio Management
65Performance Evaluation of Private and Public Mutual Funds
66Mortgages
67Debt oriented mutual funds and their performance
68PPF: Public Provident Fund
69SIP: Systematic Investment Plan
70Basics of Trading in stock Market
71Exchange Traded Funds (ETFs)
72Debt financing
73Option Trading
74Swaps
75Certificate of deposit
76Municipal Bonds
77Treasury Bills
78Equity financing
79Corporate Bonds
80Capital Gain Bonds
81Security Futures
82Commodity Futures
83Demat Account
Criteria for Presentation*
Max marks remain 20
Break-up of marks will be as follows:
Synopsis: 3
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
Presentation: 6
Content: 6
Query handling: 5
1. Bibliography is a must
2. Presentation is a must for all subjects across all departments
3. The college template is to be followed for both the synopsis and the PPTs
4. However, PPTs are not compulsory
5. Student is expected to come dressed as per college regulations. In case s/he isn’t, then
she/he will not be permitted to present. The student can present in the subsequent Reappear
which will be evaluated out of 10 marks and not 20.
6. Sequence of presentations will be determined by pulling chits from a box. In case a student
is not present when his name is called out, he will be evaluated out of 10 marks and that too
in the Reappear Presentation.
7. Attendance is to be marked within the first five minutes of start of the Presentation.
Students can keep joining class thereafter.
8. It is mandatory for a student to have recorded attendance in at least five out of a total six
attendances spread over either a day-and-a-half or two days failing which the student is to be
assessed out of 10 marks and not 20.
Break up when max marks are 10
Synopsis: 1
Presentation skills: 3
Content: 3
Query handling: 3
COURSE PLAN
Le
c.
No Content Remarks
1 Introduction
2 Financial systems In India – Its PPT
Structure and Role of Financial System
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
in Economic Development
Financial Markets, Characteristics of
PPT
3 Financial Markets
4-5 Capital Markets PPT
6 Money Markets PPT
Interlink Between Money Market & Activity: Role Play in Financial
7 Capital Market System
SEBI and Regulations of Primary and
Activity: Debate on SEBI power
8 Secondary Markets
9 Financial Institutions Case Study: Yes Bank Crisis
10 Government Securities
Treasury Bills, Commercial Bills,
Activity: Market Match – word
Commercial Paper and Certificates of
puzzle game / flashcards
11 Deposits
12-
13 Securities Markets-Functions
14 Organization and Structure, Listing
15-
16 Trading and Settlement
17 Opening a trading account
18 Executing trades
Case Study: The Role of SEBI in the
19 Introduction to SEBI Satyam Scam (2009)
Activity: Instrument
20 Financial Services: Concept, Nature Identification Game
21 Scope of Financial Services
Use of various sites of banks to
22 Cards - Debit and credit compare the products
Regulatory Framework of Financial
23 Services
24 Growth of Financial Services in India
25 Lease Finance PPT
Case study: Bajaj Finance –
26 Consumer Credit Consumer Credit
27 Hire Purchase Finance PPT
Factoring - Definition, Functions,
PPT
28 Advantages
29 Evaluation And Forfeiting PPT
30 Bills Discounting, Housing Finance PPT
Case Study: SIP vs Lump Sum
31 Stock Broking Investment
Case Study: Credit Rating in
32 Credit Rating India
33 Mutual Funds: Concept and Objectives PPT
34 Mutual Funds: types Activity: Mutual Fund Portfolio
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PUNJAB COLLEGE OF TECHNICAL EDUCATION, LUDHIANA
Game
Use of apps like Paytm Money
to show the real mutual funds
35 Functions and Portfolio Classification and their schemes
36- Organization and Management,
37 Guidelines for Mutual Funds
Working of Public and Private Mutual Case Study: public Mutual Fund vs
38 Funds in India private Mutual Fund.
Debt Securitisation – Concept and
39 Application
40- Demat Services - need and Operations- Case Study: NSDL and CDSL in
41 role of NSDL and CSDL India
Allied Financial Services: Venture Case study: Zomato IPO (2021)
42 Capital Case Study: Flipkart
43 Growth of Venture Capital in India Activity: Startup Pitch to VC
44- Discussion Financial News Discussion
45
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