Common Application Form PPFAS ~

MUTUAL FUND
There's only one right wayc

A Investors must read the Key Information Memorandum, the instructions and Product Labeling on cover page before completing this Form.
~ The Application Form should be completed in English and in BLOCK LETTERS only.

AKI\I
I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an "execution-only"
transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship
manager/sales person af the distributor and the distributor has not charged any advisory fees on this transaction. First Holder Second Holder Third Holder
Upfront commission shall be paid directly by the investor to the ARN Holder {AMR registered Distributor/ based on the investors· assessment of various fadors including the service rendered by the ARN Holder.

E) TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS ONLY (refer Instruction Bl

In case the subscription llumpsumJ amount is Rs. 10,000/- or more and your distributor has opted to receive Transaction Charges, Rs. 150/- lforthe first time mutual fund investor) or Rs. 100/-
lforthe investor other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

D MODE OF HOLDING/ OPERATION □ Single □ Anyone or {Default option! □ Joint

Survivor
0 APPLICANT'S DETAILS !Please refer to the Instruction No. A, C, D, RI All fields are mandatory Gender D Male D Female
1st APPLICANT ~IM_r~IM _l~sl _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _~I DateofBirth•• ~I~~~~-~
_s~IM
Ensure that name is as per Pan/ Aadhaar card.
PAN/PEKRN* Nationality CKYC Number/KIN O Proof Attached

I I I I I I I I
GUARDIAN NAME IF MINOR/CONTACT PERSON
(FOR NON INDMDUAL) /POA HOLDER Mr Ms Gender D Male D Female
PAN/PEKRN* Nationality CKYC Number/KIN D Proof Attached Date af Birthl I I I I I

I I I 11 I I I
Relationship with Minor applicant D Natural guardian D Court appointed guardian IProof of relationship with minor I
2nd APPLICANT D Resident Individual D NRI (Second Applicant is not allowed in case of minor as first/sole applicant.) Gender D Male D Female
Mr Ms M/s Date of Birth '-I~----'---'---~
PAN/PEKRN* Nationality CKYC Number/KIN O Proof Attached

I I I I I I I I

D D D Male D Female
3rd APPLICANT
Mr Ms M/s
PAN/PEKRN'
Resident Individual

Nationality
NRI (Third Applicant is not allowed in case of minor as first/sole applicant.)

CKYC Number/KIN O
Gender

Date of Birth I
Proof Attached
~-~ _ _,____._ __ ~

I I I I I I I I

POAHOLDER 0 Resident Individual O NRI Gender D Male D Female

Mr Ms M/s DateofBirth I I I I I I I
PAN/PEKRN' Nationality CKYC Number/KIN O Proof Attached

I I
'Mandatory information - If left blank, the application is liable to be reiecled."Mandatory in case the Sole/First applicant is minor. Individual client who has registered under KYC Records Registry ICKYCRJ can fill
the 14 digit KYC Identification Number IKINI
rJ CORRESPONDENCE DETAILS OF SOLE/RRST APPLICANT (AS PER KYC RECORDS)
Correspondence Address Overseas Address (Mandatory far NRI / FIi Applicants)

I I

I I

I II I
I II I I ! i I I

Country Code. STD Code.

Tel. No. '-I~'---'---'---'----'---'---'---'---'

Mobile No.

Email ID I ~-~ _ _,____._ ___ __ __ _ ___-~ ___ __

~ __._ _ _,__ ~ __._ _ _,__ _ _,____._ ~ __._ _ _,___~~---'---'----'----~-_,____._~

Default Camn-..niaman made is E-mal ~ if you wish lo receive folowing doamenttsl via physical mode: (please ✓ here) D :=':nt D :~~~ D :::,~ry
Declaration on self/relationship details for the mobile number and email id provided.
Family Code Family Description Mobile no declaration (please tick one) Email ID declaration (please tick one)
SE Self
SP Spouse
DC Dependent Children
DS Dependent Siblings
DP Dependent Parents
GD Guardian in case of minor
PM PMS
CD Custodian
PO POA holder
 Declaration Form for opting out of nomination

I/ We hereby confirm that I/We do not wish to appoint any nominee(s) for my mutual fund units held in my /our mutual fund folio and understand the
issues involved in non-appointment of nominee(s) and further are aware that in case of death of all the account holder(s),my/our legal heir would need
to submit all the requisite documents issued by Court or other such competent authority, based on the value of assets held in the mutual fund folio.

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st
1 holder Sign 2nd holder Sign 3rd holder Sign

I/We wish to nominate

I/We, the unitholders of schemes of PPFAS Mutual Fund, do hereby nominate the person(s) more particularly described hereunder to receive the units held
my/our folio(s) listed below in the event of my / our death in respect of the units which will be held by me/ us in the said investment

Nominee details Nominee 1 Nominee 2 Nominee 3

Name and address of Nominee(s)

[Mandatory]

PAN** of the Nominee

[Guardian PAN to be quoted if
Nominee is Minor] [Mandatory]

Relationship with Sole / First unit

holder
Date of Birth* [Mandatory] dd-mm-yyyy dd-mm-yyyy dd-mm-yyyy

Name and address of Guardian*

[Mandatory if Nominee is Minor]

Signature of Nominee / Guardian*

Guardian’s Relationship with

Mother Father Mother Father Mother Father
Nominee*
[attach proof] Legal Guardian Legal Guardian Legal Guardian
Allocation % to each nominee
[Mandatory] (Aggregate should be
100%)

* Applicable in case the Nominee is a Minor. (Also, please attach a copy of the minor’s birth certificate)
** Applicable in case the Nominee is a Major

Declaration & Signature(s) [to be signed by all unit holders including joint holders, irrespective of mode of holding.

I / We have read the terms and conditions for nomination and hereby nominate the above nominee(s) to receive all the amounts to my / our credits in
the event of my / our death. Signature of the nominee(s) acknowledging receipt of my / our credit will constitute full discharge of liabilities of the
PPFAS Mutual Fund.

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Sole / First Holder /
Second Holder’s Signature Third Holder’s Signature
Guardian’s Signature
1. 'If the Name given in the application does not match the name as appearing on the PAN Card/Aadhaar card, authentication, application may be
liable to get rejected or further transactions may be liable to get rejected'

2. I /We have understood the information requirement of this Form (read along with the FATCA & CRS Instructions) and hereby confirm that the
information provided be me/us on this Form is true, correct, and complete. I/ We also confirm that I /We have read and understood the FATCA &
CRS Terms and Conditions below and hereby accept the same.

3. Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public function in a foreign country,
e.g., Heads of States or of Governments, senior politicians, senior government/judicial/military officers, senior executive of state-owned
corporations, important political party officials, etc.

4. Country of Tax Residence and Tax ID number: Tax Regulations require us to collect information about each investor's tax residency. In certain
circumstances (including if we do not receive a valid self-certification from you) we may be obliged to share information on your account with
relevant tax authorities. If you have any questions about tax residency, please contact your tax advisor. Should any information provided change
in the future, please ensure you advise us of the change. If you are a US citizen or resident, please include United States in this related field along
with your US Tax Identification Number.

5. As per AMFI Circular No. 135/BP/77 /2018-19, please provide email id and Mobile Number of the Primary Unit Holder of the Folio. In cases where
the email address/mobile No. is not provided in the application form, the email address/mobile no. of the first applicant as per the KYC data will
be taken as the email address/mobile No. The email address of one investor should not be allowed/up dated against folios of other/multiple
investors, unless a specific written request is received in this regard, duly signed by the investors or the investors in such folios belong to the same
family (applicable in respect of individual investors only).

"Family means self, spouse, dependent children, dependent siblings, dependent parents, and a guardian in case of a minor as per AMFI
guidelines dated March 28, 2022"

6. The AMC to strengthen control with respect to verification of key details of investors like Bank account details, email id, mobile number, and
address, etc and to standardize the process for Validation of Email ID, Mobile Number, Bank Mandate & Two Factor Authentication for
Redemptions of Non-Demat folios. AMC shall take necessary steps to comply with the AMFI Best Practice guidelines dated March 28, 2022, and
as amended from time to time. Investors are requested to provide correct Bank account details, email id, and mobile number at the time of
submitting the application.
 DECLARATION

I/We am/are not prohibited from accessing capital markets under any order/ruling/judgment etc. of any regulation, including SEBI. I/We confirm that my application is in compliance with applicable
Indian and foreign laws. I/We hereby confirm and declare as under:-

1. For Non-Individual Investor: I/We hereby confirm that the object clause of the constitution document of the entity (viz. MOA / AOA /Trust Deed, etc. I, allows us to apply for investment in this scheme of
PPFAS Mutual Fund and the application is being made within the limits for the same. I/We are complying with all requirements/ conditions of the entity while applying for the investments and I/We,
including the entity, if the case may arise so, hereby agree to indemnify PPFAS AMC/ PPFAS Mutual Fund in case of any dispute regarding the eligibility, validity and authorization of the entity and/or the
applicants who have applied on behalf of the entity.

2. For NRIs only: I/We confirm that I am/we are Non Residents of Indian Nationality/Origin and that I/we have remitted funds from abroad through approved banking channels or from funds In my/our
Non Resident External/Non-Resident Ordinary/FCNR account. (Refer Inst. No. F)

3. Applicable to PEKRN Holders: I, the first/ sole holder, also hereby declare that I do not hold a permanent Account Number and hold only a sing le PAN Exempt KYC Reference No. (PEKRN) Issued by KYC
Registration Authority and that my existing Investments together with the current application will not result in aggregate Investments exceeding Rs. 50,000/-in a rolling 12 months period or in a financial
year.

4. I have voluntarily subscribed to the online access for transacting the internet facility provided by PPFAS Asset Management Private Ltd. (lnvestment Manager of PPFAS Mutual Fund) and confirm of
having read, understood and agree to abide the terms and conditions for availing of the internet facility more particularly mentioned on the website www.amc.ppfas.com and hereby undertake to
be bound by the same. I further undertake to discharge the obligations cast on me and shall not at any time deny or repudiate the online transactions effected by me and I shall be solely liable for
all the costs and consequences there of.

5. I/We have read, understood and hereby agree to comply with the terms and conditions of the scheme related documents and apply for allotment of Units of the Scheme(sl of PPFAS Mutual Fund
('Fund') indicated above.

6. I/We am/are eligible lnvestor(s) as per the scheme related documents and am/are authorised to make this investment as per the Constitutive documents/authorization(s). The amount invested in
the Scheme(s) is through legitimate sources only and is not for the purpose of contravention and/or evasion of any act, rules, regulations, notifications or directions issued by any regulatory authority
in India.

7. The information given in/ with this application form is true and correct and further agree to furnish such other further/additional information as may be required by the PPFAS Asset Management
Private Limited (AMC)/Fund and undertake to inform the AMC/Fund/Registrars and Transfer Agent (RTA) in writing about any change in the information furnished from time to time.

8. That in the event, the above information and/or any part of it is/are found to be false/untrue/misleading, I/We will be liable for the consequences arising there from.

9. I/We hereby authorize you to disclose, share, remit in any form/manner/mode the above information and/or any part of It including the changes/updates that may be provided by me/us to the
Mutual Fund, Its Sponsor/s, Trustees, Asset Management Company, Its employees, agents and third party service providers, SEBI registered Intermediaries for single updation/ submission, any
Indian or foreign statutory, regulatory, judicial, quasi- judicial authorities/agencies including but not limited to Financial Intelligence Unit-India (FIU-IND) etc without any intimation/advice to me/us.

10. I/We will indemnify the Fund, AMC, Trustee, RTA and other intermediaries in case of any dispute regarding the eligibility, validity and authorization of my/our transactions.

11. The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (In the form of trail commission or any other model, payable to him/them for the different competing
Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.

12. I/We hereby confirm that I/We have not been offered/ communicated any indicative portfolio and/ or any indicative yield by the fund/amdlts distributor for this investment.

13. Preferred mode of payment Electronic Credit. RTGS IFSC/NEFT code will help us transfer the amount to your bank account quicker, electronically. In case the bank does not credit my /our bank
account with / without assigning any reason thereof, or if the transaction is delayed or not effected at all or credited into the wrong account for reasons of incomplete or incorrect information, I / We
would not hold PPFAS Mutual Fund responsible. Further the Mutual Fund reserves the right to Issue a demand draft/ payable at par cheque In case it is not possible to make payment by DC/NEFT /ECS.

14. I/We acknowledge that in case any of the above specified information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/We may liable for it. I/We hereby
authorize you [Fund/ AMC/RTA/other participating entities] to disclose, share, remit in any form, mode or manner, all / any of the information provided by me, including all changes, updates to such
information as and when provided by me to Mutual Fund, its Sponsor, Asset Management Company, trustees, their employees/ RTAs (’the Authorized Parties') or any Indian or foreign governmental
or statutory or judicial authorities/ agencies Including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax I revenue authorities in India or outside India wherever it is legally required
and other investigation agencies without any obligation of advising me/us of the same. Further, I/We authorize to share the given information to other SEBI Registered Intermediaries /or any regulated
Intermediaries registered with SEBI /RBI/ IRDA / PFRDA to facilitate single submission / update & for other relevant purposes. I/We also undertake to keep you informed in writing about any changes /
modification to the above information in future and also undertake to provide any other additional information as may be required at your / Fund's end. As may be required by domestic or overseas
regulators/ tax authorities, I/We authorize Fund/ AMC/RTA to withhold and pay out any sums from your account or close or suspend your account(s) without any obligation of advising me of the same

15. Consent for Telemarketing: I/We hereby accord my/our consent to PPFAS AMC for receiving the promotional information/ material via email, SMS, telemarketing calls etc. on the mobile number and
email provided by me/us in this Application Form.

16. For Foreign National Resident in India only: I/We will redeem my/our entire investment/s before I/We change my/our Indian residency status. I/We shall be fully liable for all consequences (including
taxation) arising out of the failure to redeem on account of change in residential status.

17. For NRIs/PIO/OCIs only: I/We confirm that my application is in compliance with applicable Indian and foreign laws.
Please ( ) Yes No If Yes, ( ) Repatriation basis Non-repatriation basis

DECLARATION
I declare that the information is to the best of my knowledge and belief, accurate and complete.
I agree to notify PPFAS Mutual Fund/PPFAS Asset Management Private Limited immediately in the event the information in the self-certification changes.

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FIRST OR SOLE APPLICANT/ GUARDIAN/POA SECOND APPLICANT THIRD APPLICANT

ACKNOWLEDGMENT SLIP (To be filled by the Investor)

Application No.
ISC Stamp & Signature
PPFAS MUTUAL FUND
Registered Office: 81/82, 8th Floor, Sakhar Bhavan, Ramnath Goenka Marg, 230, Nariman Point, Mumbai - 400 021.
Received, subject to realisation, verification and conditions, an application for purchase of Units as mentioned in the application form.

From
Dated Amount (RS) Scheme
 INSTRUCTIONS
A. General Instructions C. Existing Unitholder information

• Please read the key Information Memorandum and the Scheme Information If you have an existing folio, please mention the Folio Number in the "EXISTING INVESTOR
Documents) of the Scheme and Statement of Additional Information carefully before DETAILS" and proceed to point 11 in the application form. Please note that the all details
filling the application Form. Investors should apprise themselves of the prevailing Load and mode of holding will be as per the existing folio.
structure on the date of submitting the Application Form.
D. Unitholder Information
• Investors are deemed to have accepted the terms subject to which these offers are
being made and bind themselves to the terms upon signing the Application Form and Applicant's name and address must be given in full (P. 0. Box Address may not be
tendering payment. sufficient. Investors residing overseas, please provide your Indian address and overseas
address).
• New investors wishing to make SIP investment will need to complete and submit both
the Application Form and the SIP Enrollment Form. All communication and payments shall be made to the first applicant or the Karta in case
of HUF / Guardian in case of minor.
• The Application Form is for Resident lnvestors/NRls/ FIIs and should be completed in
ENGLISH and in BOLD LETTERS only. Please tick in the appropriate box for relevant The subscription amounts can be tendered by cheque payable locally at any of the AMC
options wherever applicable. offices or CAMS Investor Service Centres (ISC) which are designated Official Points of
Acceptance of Transactions and crossed "A/c Payee only".
• Please do not overwrite. For any correction I changes (if any) made, the sole I all
applicants are requested to authenticate the same by canceling and re-writing the "On behalf of Minor" Accounts: Name of Guardian must be mentioned if investments
correct details and counter-signing the same. are being made on behalf of a minor. Date of birth is mandatory in case of minor. The
minor shall be the first and the sole holder in the account (folio). No joint holder will be
• Applications complete in all respects, may be submitted at the designated Investor allowed in an account (folio) where minor is the first or sole holder. Guardian in the
Service Centres (ISCs)/ Official points of Acceptance. account (folio) on behalf of the minor should either be a natural guardian (i.e. father or
mother) or a court appointed legal guardian and the same must be mentioned in the
• The signature should be in English or in any of the Indian languages specified in the space provided in application form. Copy of document evidencing the date of birth of the
eighth schedule of the Constitution of India. Thumb Impressions must be attested by a minor and relationship of the guardian with the minor (whether natural or legal
magistrate or a notary public or a special executive magistrate under his/her official guardian) should mandatorily be provided while opening of the account (folio). Also,
seal. Applications by minors should be signed by the guardians. In case of H.U.F., the nomination shall not be allowed in a folio/account held on behalf of a minor. When the
Karta should sign on behalf of the H. U. F. minorattains majority then, please fill the Form for Minor attaining Majority

• The AMC /Trustee retains the sole and absolute discretion to reject any application. It In case of an application under Power of Attorney or by a limited company, body
may be noted that the Securities and Exchange Board of India (SEBI) vide its Notification corporate, registered society, trust or partnership, etc the relevant Power of attorney or
dated May 31, 2010 read with Circular dated June 24, 2010 states that with effect from the relevant resolution or authority to make the application as the case maybe, or duly
June 01, 2010, the distributors, agents or any persons employed or engaged or to be notarised copy thereof, along with the Memorandum and Articles of Association/ Bye
employed or engaged in the sale and/or distribution of mutual fund products shall be Laws must be lodged with the application form.
required to have a valid certification from the National Institute of Securities Markets
(NISM) by passing the certification examination. Documentation to be submitted by Corporate Investors/Societies I Trusts /Partnership
Firms/FILL
• Further, no agents / distributors would be entitled to sell units of mutual funds unless the
intermediary is registered with AMFI. In accordance with SEBI Circular No. CIR/MIRSD/13/2013 dated December 26, 2013.the
additional details viz. Occupation details Gross Annual lncome/networth and Politically
• List of Official Points of Acceptance is available on the website of the Mutual Fund Exposed Person (PEP)*status mentioned under section 4 & 5 which was forming part of
http://amc.ppfas.com uniform KYC form will now be captured in the application form of the Fund. Also, the
detail of nature of services viz Foreign Exchange/Gambling/Money lending. etc.
• In case the cheque is returned on account of whatever reasons the applicant would (applicable for the first/sole applicant) is required to be provided as part of client Due
have to fill a new application form and submit the same along with a fresh cheque at Diligence (CCD) Process of the Fund.
the nearest Official Point of Acceptance of Transactions. Applicability of NAV shall be
based on receipt of application and also the realization of funds in the Bank account of The said details are mandatory for both Individual and Non Individual Applications.
respective scheme (and NOT the time of deposit of Cash in the Bank) within the *PEP are defined as individuals who are or have been entrusted with prominent public
applicable cut-off timing. However, if the credit is received in the Bank account of the function in the foreign country, e.g. Heads of states or of Government, senior politicians,
scheme but investor has not yet submitted the application form, units will be allotted as senior Government I judicial / military officers, senior executive of state owned
per receipt of application. (time stamping) corporation, important political party officials, etc.

• Applications rejected by AMC/CAMS ISC post time stamping cannot be represented. Further if you are a Citizen or resident or green card holder or tax resident other than
India. please include all such countries in the tax resident country information field along
B. Transaction Charges with your tax Identification Number or any other relevant ID / Number. If no TIN is yet
available or has not yet been issued, please provide an explanation and attach this to
Pursuant to SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011 the transaction the form.
charge per subscription of Rs.10,000/- and above may be charged in the following manner,
in addition to trail fees charged by the AMC and upfront commission, if any: Documents Individuals Companies / Trusts Sociaties Partnership Minor NRIs POA
LLP / FIIs* Firms
• The existing investors of the mutual fund industry may be charged Rs.100/- as Resolution /
Authorisation to ✓ ✓ ✓ ✓
transaction charge per subscription of Rs.10,000/- and above; invest
List of Authorised
• A first time investor in any mutual fund may be charged Rs.150/- as transaction charge Signatories with
per subscription of Rs.10,000/- and above. Specimen
Signature(s) @ ✓ ✓ ✓ ✓ ✓
Memorandum
There shall be no transaction charge on subscription below Rs. 10,000/- and on and Articles of
transactions other than purchases/subscriptions relating to new inflows. Association / ✓ ✓
Partnership Deed
However, the option to charge "transaction charges" is at the discretion of the
distributors.
Trust Deed
✓
Bye-laws ✓
In case of investment through Systematic Investment Plan (SIP), transaction charges Account Debit Certificate
shall be deducted only if the total commitment through SIP amounts to Rs.10,000/- and in case payment is made
above. The transaction charges in such cases shall be deducted in 4 equal installments. by DD from NRE /
FCNR A/c where ✓
applicable
The aforesaid transaction charge shall be deducted by the Asset Management
Company from the subscription amount and paid to the distributor, as the case may PAN/PERN Proof
be and the balance amount shall be invested subject to deduction of service (not required for
tax. Unit holder's statement of account will reflect subscription amount, transaction existing investors) ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
charges and net investments.
KYC acknowledgment

Transaction Charges shall not be deducted if:

letter ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Copy of

• Purchase/Subscription made directly with the fund through any mode (i.e. not through
cancelled Cheque ✓ ✓ ✓ ✓ ✓ ✓ ✓
any distributor/agent). Notarised POA ✓
UBO
✓ ✓ ✓ ✓ ✓ ✓ ✓
• Purchase/Subscription made through stock Exchange, irrespective of investment
amount FACTA and CRS ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Proof of Date of Birth
✓
• Where the Distributor of the investor has not opted to receive any Transaction Charges Proof of Relationship
with Guardian ✓
• For purchases / subscriptions / total commitment amount in case of SIP of an amount @ Should be original or true copy certified by the Director / Trustee / Company Secretary /
less than Rs. 10,000/-; Authorised Signatory / Notary Public, as applicable.
* For FIIs, copy of SEBI registration certificate should be provided.
• For transactions other than purchases / subscriptions relating to new inflows i.e. through The Power of Attorney should necessarily be signed by both the investor and the constituent
Switches I Systematic Transfers I Dividend Transfers/ Dividend Reinvestment, etc. Power of Attorney. Where only uncertified photocopies of the documents
 are submitted/attached to the application form, the onus for authentication of the 2a. As referred to in para G.1 above, following are the exceptional cases where third party
documents so submitted shall be on investors and the PPFAS Mutual Fund will accept payments will be accepted subject to submission of requisite documentation/declarations.
and act in good faith on uncertified/not properly authenticated documents
submitted/attached with the application form. Submission of such documents by I) Payment by Parents/Grand-Parents/Related Persons* on behalf of a minor in
investors shall be full and final investor's authority to invest and the PPFAS Mutual Fund consideration of natural love and affection or as gift for a value not exceeding Rs. 50,000
shall not be liable under any circumstances for any defects in the documents so for each regular purchase or per SIP installment. However this restriction of Rs 50,000
submitted. will not be applicable for payment made by a Guardian whose name is registered in the
Non-Individual investors are required to ensure that the object clause of the constitution records of Mutual Fund in that folio (i.e. Father/Mother/ Court Appointed Legal Guardian).
document (viz. MOA / AOA / Trust Deed, etc.) permits investment in the scheme of PPFAS
Mutual Fund. PPFAS Mutual Fund shall accept and process the applications made by II) Payment by Employer on behalf of employee under Systematic Investment Plans or as
these entities in good faith by relying on the undertaking given with respect to the lump sum / one-time subscription, through Payroll deductions.
authority, validity and compliance with all relevant formalities/conditions etc. in the
application for making such investments with PPFAS Mutual Fund. Further, PPFAS Mutual III) Custodian on behalf of an FII or a Client.
Fund/Trustees or any of its affiliates shall not be liable in case of any dispute arising with
respect to eligibility, validity and authorization of the entity and/or the applicants who *'Related Person' means any person investing on behalf of a minor in consideration of
have applied on behalf of the entity, as applicable natural love and affection or as a gift.

• Applicants can specify the mode of holding in the application form as "Single" or "Joint" 2b. For investments through third party payments, Investors must accompany the 'Third
or "Anyone or Survivor". In the case of holding specified as "Joint", redemption and all Party Payment Declaration Form' (available at any of our ISCs or on our website
other request / transactions would have to be signed by all unit holders. However, in http://amc.ppfas.com along with the Application Form for subscription of units.
cases of holding specified as· Anyone or Survivor", any one of the unit holders will have
the power to make all necessary requests, without it being necessary for all the unit 3. The Mutual Fund shall adopt the following procedures to ascertain whether payments
holders to sign. In the event the account has more than one registered unit holders and are Third Party Payments and investors are therefore required to comply with the
the mode of holding is not specified in the application form, the default option for holding requirements specified here in below.
would be considered to be “anyone or survivor". However, in all cases, the proceeds of
all dividend/redemption will be paid to the first named holder. All communications will I) Source of funds-if paid by cheque
also be sent to the first named holder. Identification of third party cheques by the AMC/Mutual Fund/ Registrar & Transfer
Agent (R&TA) will be on the basis of matching the name / signature on the investment
• Investors should clearly indicate their preference of Plan/option on the application form. cheque with the name/ signature of the first named applicant available on the
If no plan is selected in the application form, the investment will be deemed to be for the application or in our records for the said folio. If the name of the bank account holder is
default option i.e. Direct Plan. not pre-printed on the investment cheque or the signature on the said cheque does not
match with that of the first named applicant mentioned on the application / available in
E. Bank Details our records for the said folio, then the investor should submit any one of the following
a).Pay- Out Bank Account Details: documents at the time of investment:
An investor at the time of purchase of units must provide the details of his / her pay-out
bank account (i.e. account into which redemption proceeds are to be paid) in Section 9 in a) a copy# of the bank passbook or a statement of bank account having the name and
the Application Form. address of the account holder and account number;

b).Multiple Bank Account Registration: b) a letter* (in original) from the bank on its letterhead certifying that the investor maintains
The AMC/ Mutual Fund provides a facility to the investors to register multiple bank an account with the bank, along with information like bank account number, bank
accounts (currently upto 5 for Individuals and 10 for Non-Individuals) for receiving branch, account type, the MICR code of the branch & IFSC Code (where available).
redemption proceeds etc. by providing necessary documents. Investors must specify
any one account as the "Default Bank Account". The investor, may however, specify any # Investors should also bring the original documents along with the documents
other registered bank account for credit of redemption proceeds at the time of mentioned in (a) above to the ISCs/Official Points of Acceptance of PPFAS Mutual Fund.
requesting for the redemption.
The copy of such documents will be verified with the original documents to the
Investors holding units in non-dematform are requested to avail the facility of registering satisfaction of the AMC/ Mutual Fund/R&TA. The original documents will be returned
multiple bank accounts by filling in the 'Multiple Bank Accounts Registration Form' across the counter to the investor after due verification.
available at our Investor Service Centres (ISCs) or on our website http://amc.ppfas.com.
*In respect of (b) above, it should be certified by the bank manager with his / her full
c).lndlan Financial System Code (IFSC) signature, name, employee code, bank seal and contact number.
IFSC is a 11 digit number given by the banks on the cheques. IFSC will help to secure
transfer of redemption payouts via the various electronic mode of transfers that are Investors should note that where the bank account numbers have changed on account
available with the banks. of the implementation of core banking system at their banks, any related
communication from the bank towards a change in bank account number should
F. Applications through Rupee Drafts / NRE / FCNR accounts accompany the application form for subscription of units. However, for updation of the
In case of FII / NRIs / Persons of Indian Origin applying on repatriation basis, payment changed bank details in the folio, the investor should follow the change of bank details
may be made by Cheques drawn out of NRE / FCNR Accounts. In case of Indian Rupee process.
Drafts purchased abroad or payments from FCNR / NRE accounts, a certificate from the
Bank issuing the draft confirming the debit and / or foreign inward remittance certificate The Mutual Fund has also provided a facility to the investors to register multiple bank
(FIRC) issued by investor's banker should also be enclosed. The Mutual Fund reserves accounts, as detailed in Instruction No. E b. Investors are requested to avail the facility of
the right to hold redemption proceeds in case the requisite details are not submitted. registering multiple bank accounts by filling in the 'Multiple Bank Accounts Registration
Form' available at our Investor Service Centres (ISCs) or on our website
Bank details http://amc.ppfas.com.
Investors are requested to mention the bank account details where the redemption
cheques should be drawn, since the same is mandatory as per the directives issued by II) Source of funds-if funded by pre-funded Instruments such as Pay Order, Demand
SEBI. Applications without this information will be deemed to be incomplete and are Draft, Banker's cheque etc.
liable for rejection. The Mutual Fund reserves the right to hold redemption proceeds in
case the requisite details are not submitted. Please attach a copy of the canceled Investors should attach anyone of the following supporting documents with the
cheque. purchase application where subscription for units is vide a pre-funded instrument
issued by way of debit to his / her bank account: (i) a Certificate (in original) from the
G. Third Party Payments issuing banker duly certified by the bank manager with his / her full signature, name,
1. PPFAS Asset Management Private Limited ("PPFAS AMC") / PPFAS Mutual Fund ("Mutual employee code, bank seal and contact number, stating the Account holder's name, the
Fund"), shall not accept applications for subscriptions of units accompanied with Third Bank Account Number which has been debited for issue of the instrument and PAN as
Party Payments except in cases as enumerated in para G.2a below. per bank records, if available (ii) a copy of the acknowledgment from the bank, wherein
the instructions to debit carry the bank account details and name of the investor as an
"Third Party Payment" means payment made through an instrument issued from a account holder are available (iii) a copy of the passbook/bank statement evidencing the
bank account other than that of the first named applicant/ investor mentioned in the debit for issuance of the instrument.
application form. In case of payment instruments issued from a joint bank account, the
first named applicant/ investor must be one of the joint holders of the bank account from The account number mentioned in the above supporting documents should be the
which the payment instrument is issued. same as / one of the registered bank account or the bank details mentioned in the
application form.
Illustrations
Illustration 1: An Application submitted in joint names of A, B & C along with cheque III) Source of funds - if paid by RTGS, Bank Account-to-Account Transfer, NEFT, ECS, etc.
issued from a bank account in names of C, A & B. This is a valid application and will not Investors should attach to the purchase application form, an acknowledged copy of the
be considered as Third Party Payment. instruction to the bank also stating the account number debited. The account number
mentioned on the transfer instruction copy should be a registered bank account or the
Illustration 2: An Application submitted in joint names of A, B & C along with cheque first named applicant/ investor should be one of the account holders to the bank
issued from a bank account in name of A. This is a valid application and will not be account debited for such electronic transfer of funds.
considered as Third Party Payment.

Illustration 3: An Application submitted in joint names of A, B & C along with cheque

issued from a bank account in names of B, C & Y. This will be considered as Third Party
Payment.
IV) Source of funds - if paid by a pre-funded instrument issued by the Bank against J. TRANSACT
Cash The Service facility includes PPFAS Self Invest.
The AMC/Mutual Fund /R&TA will not accept any purchase applications from investors if PPFASMF Online
accompanied by a pre-funded instrument issued by a bank (such as Pay Order, This facility enables investors to transact online http://amc.ppfas.com using PPFASMF
Demand Draft, Banker's cheque) against cash for investments of Rs. 50,000 or more. Online On PPFASMF Online Unitholders can execute transactions online for purchase,
The investor should submit a Certificate (in original) obtained from the bank giving redemption and also register for Systematic Investment Plan (SIP) / of units of scheme of
name, bank account number and PAN as per the bank records (if available) of the PPFAS Mutual Fund and other services as may be introduced by PPFAS Mutual Fund from
person who has requested for the payment instrument. The said Certificate should be time to time. Unitholders can also view account details and portfolio valuation online,
duly certified by the bank manager with his / her full signature, name, employee code, download account statements and request for documents via email, besides other
bank seal and contact number. The AMC / Mutual Fund /R&TA will check that the name options.
mentioned in the Certificate matches with the first named investor.
Unitholders must possess a Folio Number (KRA validated), valid PAN, Bank Account
Number registered in the folio and Net banking facility with any of the select banks to
The account number mentioned in the Certificate should be the same as / one of the
avail the PPFASMF Online facility.
registered bank account or the bank details mentioned in the application form.
PPFAS Mutual Fund / PPFAS AMC reserves the right to seek information and / or obtain eAlerts
such other additional documents/information from the investors for identifying whether This facility enables the Unit holder to receive SMS confirmation for purchase,
it is a third party payment. redemption or switch and other alerts.

H) E-mail communication Apart from above mentioned facilities, the facility of ePayouts comprising of mode of
If the investor has provided an email address, the same will be registered in our records. payment of Redemption Proceeds, via Direct Credit/ NEFT / ECS is covered under e-Services
Thus, Allotment confirmations, Consolidated Account Statement/ Account Statement, facility.
annual report/abridged summary and any statutory / other information as permitted
would be sent by email. These documents shall be sent physically in case the Unit holder K. Dematerialization
opts/ request for the same. 1) Investors can hold units in Dematerialized (Demat) / Non-Demat mode. In case the
investor has not provided his / her Demat account details or the details of DP ID /BO ID
Should the Unit holder experience any difficulty in accessing the electronically delivered provided by the investor is incorrect, or Demat account is not activated or not in an active
documents, the Unit holder shall promptly advise the Mutual Fund to enable the Mutual status, the units would be allotted in Non-Demat mode.
Fund to make the delivery through alternate means. It is deemed that the Unit holder is 2) Statement of Accounts would be sent to investors who are allotted units in non-Demat
aware of all security risks including possible third party interception of the documents mode only.
and contents of the documents becoming known to third parties. 3) Investors are requested to note that Units held in dematerialized form are freely
transferable
The AMC / Fund reserve the right to send any communication in physical mode. 4) The units will be allotted based on the applicable NAV as per the SID and will be credited
to investor's Demat account on weekly basis upon realization of funds. For e.g. Units will
I) Mode of Payment of Redemption / Dividend proceeds via Direct Credit/ NEFT / ECS be credited to investors Demat account every Monday for realization status received in
last week from Monday to Friday.
• Direct Credit
Option to hold Units in dematerialized (demat) form
The AMC has entered into arrangements with banks to facilitate direct credit of Investors have the option to hold the units in demat form . Please tick the relevant option
redemption / dividend proceeds (if any) into the bank account of the respective Unit of Yes/No for opting/not opting units in demat form. If no option is exercised, 'No' will be
holders maintained with any of these banks. The list of banks is subject to change from the default option. Applicants must ensure that the sequence of names as mentioned in
time to time. the application form matches with that of the account held with the Depository
Participant. If the details mentioned in the application are incomplete/incorrect or not
• National Electronic Funds Transfer (NEFT) matched with the Depository data, the application shall be treated as invalid and shall
The AMC provides the facility of 'National Electronic Funds Transfer (NEFT)' offered by be liable to be rejected. The application form should mandatorily accompany the latest
Reserve Bank of India (RBI), which aims to provide credit of redemption / dividend Client investor master/ Demat account statement.
payouts directly into the bank account of the Unit holder maintained with the banks
(participating in the NEFT System). Unit holders can check the list of banks participating in The investors shall note that for holding the units in demat form, the provisions laid in the
the NEFT System from the RBI website i.e. www.rbi.org.in or contact any of our Investor Scheme Information Document (SID) of the Scheme and guidelines/procedural
Service Centres. requirements as laid by the Depositories (NSDL CDSL) shall be applicable.
In case the unit holder wishes to convert the units held in non-demat mode to demat
However, in the event of the name of Unit holder's bank not appearing in the 'List of mode or vice versa at a later date, such request along with the necessary form should be
Banks participating in NEFT' updated on RBI website www.rbi.org.in, from time to time, submitted to their Depository Participant(s).
the instructions of the Unit holder for remittance of redemption /dividend proceeds via
NEFT System will be discontinued by PPFAS Mutual Fund/ PPFAS Asset Management Units held in demat form will be freely transferable, subject to the applicable regulations
Private Limited without prior notice to the Unit holder and the payouts of redemption / and the guidelines as may be amended from time to time.
dividend proceeds shall be effected by sending the Unit holder(s) a cheque/demand
draft. L. Nomination

1. The nomination can be made only by individuals applying for / holding units on their own
• Electronic Clearing Service (ECS)
singly or jointly.
The Investors will receive their redemption / dividend proceeds directly into their bank
accounts in the following order:
2. All unit holders should sign the Nomination Form irrespective of mode of holding.
(I) In case the bank account of an investor is covered under Direct Credit facility then the 3. Non-individuals including society, trust, body corporate, partnership firm, Karta of Hindu
payment of redemption / dividend proceeds will happen via direct credit payout mode Undivided family, holder of Power of Attorney, Guardian on behalf of Minors cannot nominate.
only.
4. Minor(s) can be nominated and in that event, the name, address, and signature of the
(II) In case the bank account of an investor is not covered under Direct Credit facility but guardian of the minor nominee shall be provided by the unit holder.
covered under NEFT system offered by the RBI then the payment of redemption /
dividend proceeds shall be effected via NEFT mechanism only. 5. Nomination can also be in favour of the Central Government, State Government, a local
authority, any person designated by virtue of his office or a religious or charitable trust.
Each of the above facilities aims to provide direct credit of the redemption / dividend
proceeds into the bank account (as furnished in point 10 of the Application Form) of the 6. The Nominee shall not be a trust [other than a religious or charitable trust], society, body
Unit holder and eliminates the time lag between dispatch of the cheque, its receipt by corporate, and partnership firm, Karta of Hindu Undivided Family, or a Power of Attorney
the Unit holders and the need to personally bank the instrument and await subsequent holder.
credit to the Unit holders account. Further, the potential risk of loss of instruments in
transit through courier/ post is also eliminated. Each of the said facility as a mode of 7. A non-resident Indian can be a nominee subject to the exchange controls in force, from time
payment, is faster, safer and reliable. to time.

In case the bank account as communicated by the Unit holder is with any of the said 8. Nomination in respect of the units stands rescinded upon the transfer of units. The rights in
banks with whom the AMC has entered into arrangements to facilitate such direct the units will vest on the nominee only upon the death of all unit holders. The nominee
credits or with any of the banks participating in the NEFT System offered by RBI, the AMC receives the units only as agent and trustee for the legal heirs or legatees as the case may be.
shall automatically extend this facility to the Unit holders. Investors should opt for the nomination facility to avoid hassles and inconveniences in case of
unforeseen events in future.
PPFAS Asset Management Private Limited/PPFAS Mutual Fund shall not be held liable for
9. Nomination can be made for maximum number of three nominees.
any losses/ claims, etc. arising on account of processing the direct credit or credit via
NEFT/ ECS of redemption proceeds on the basis of Bank Account details as provided by 10. Transfer of units in favour of Nominee(s) shall be valid discharge by the Asset Management
the unit holder in the Application Form. Company against the legal heir.
However, if the Unit holders are not keen on availing of any of the said facilities and 11. The cancellation of nomination can be made only by those individuals who hold units on their
prefer receiving cheques /demand drafts, Unit holders may indicate their intention in the behalf singly or jointly and who made the original nomination.
Application Form in the space provided specifically. The AMC would then ensure that the
payouts are effected by sending the Unit holders a cheque /demand draft. In case of 12. On cancellation of the nomination, the nomination shall stand rescinded, and the asset
unforeseen circumstances, the AMC reserves the right to issue a cheque / demand management company shall not be under any obligation to transfer the units in favour of the
draft. Nominee(s).

• Mode of Payment for Unit holders holding Units in Demat form 13. Multiple Nominees: Nomination can be made in favour of multiple nominees, subject to a
Investors will receive their maturity proceeds directly into their bank accounts linked to maximum of three nominees. In case of multiple nominees, the percentage of the allocation/
the demat accounts. Please ensure to furnish the Bank Account details under Section 8. share should be in whole numbers without any decimals, adding upto a total of 100%. If the
total percentage of allocation amongst multiple nominees does not add up to 100%, the
nomination request shall be treated as invalid and rejected. If the percentage of allocation/
share for each of the nominee is not mentioned, the allocation /claim settlement shall be
made equally amongst all the nominees.
14. If the aggregate is less than 100% than the balance will be re-balanced to the first nominee. 2) In case of an existing investor who is not KYC Compliant as per our records, the investor
If the aggregate is greater than 100% then nomination would be rejected. will have to submit the standard KYC Application forms available in the website
www.cvlkra.com along with supporting documents at any of the SEBI registered
15. In the event of the unit holders not indicating the percentage of allocation/share for each of intermediaries at the time of purchase / additional purchase/ new registration of
the nominees, PPFAS Mutual Fund /PPFAS Asset Management Company, by invoking default SIP/STP etc. In Person Verification (IPV) will be mandatory at the time of KYC Submission.
option shall settle the claim equally amongst all the nominees, at their own discretion. This uniform KYC submission would a onetime submission of documentation.

16. Every new nomination for a folio/account will overwrite the existing nomination, i.e., 3) Investors who have complied with KYC process before December 31, 2011 (KYC status
simultaneous cancellation of existing nomination and updation of new nominee(s) as per the with CVL-KRA as "MF - VERIFIED BY CVLMF") and not invested in the schemes of PPFAS
new request. Nomination will be subject to the provisions of the Scheme Information Document Mutual Fund i.e. not opened a folio earlier, and wishes to invest on or after December 01,
2012, such investors will be required to submit 'missing/not available' KYC information
17. With effect from 1st Oct 2022 Nomination shall be mandatory for new folios/accounts opened and complete the IPV requirements.
by an individual especially with sole holding and no new folios/accounts for Individuals (with
sole holding) would be opened without nomination. However, investors who do not wish to 4) In case of Non Individual investors, complied with KYC process before December 31,
nominate must sign form separately available for confirming their intention to opt out of 2011, KYC needs to be done afresh due to significant and major changes in KYC
nomination. In case nomination/opt out to nominate is not provided by Individual (with sole requirements.
holding), the application is liable to be rejected. Also existing individual investors holding
mutual fund units either singly or jointly, who have not nominated should either nominate or 5) Further, investors investing under a SIP up to Rs. 50,000 per year i.e. the aggregate of
opt out of nomination by submitting the relevant request before 31st March 2023 else the said installments in a rolling 12 month period ("Micro SIP"), are also required to comply with
folio(s) will be frozen for debits. the above mentioned KYC procedure. However, they are exempt from the requirement
of providing PAN as a proof of identification.
18. Nomination by a unit holder shall be applicable for investments in the scheme folio or account.
O. EMPLOYEE UNIQUE IDENTIFICATION NUMBER (EUIN): Pursuant to SEBI guidelines,
19. ln case of investors opting to hold the Units in demat form, the nomination details provided investor(s) have the provision in the application form to specify the unique identity
by the investor to the depository participant will be applicable. number ("EUIN") of the employee/relationship manager/sales person ("RM") of the
distributor interacting with the investor(s) for the sale of mutual fund products, along with
M. Permanent Account Number the AMFI Registration Number (”ARN") of the mutual fund distributor. AMFI has allotted
As per SEBI Circular No. MRD/DoP/Cir- 05/2007 dated April 27, 2007, it is now EUIN to all the RM's of AMFI registered mutual fund distributors. Investors are required to
mandatory that Permanent Account Number (PAN) issued by the Income Tax specify the valid ARN of the distributor (including sub-broker where applicable), and the
Department would be the sole identification number for all participants transacting in valid EUIN of the distributor's/sub-broker's RM in the application form in the place
the securities market, irrespective of the amount of transaction. Accordingly investors provided for it. This will assist in handling the complaints of mis-selling, if any, even if the
will be required to furnish a copy of PAN together with request for fresh purchases, RM on whose advice the transaction was executed leaves the employment of the
additional purchases and Systematic Investment Plan (SIP). Application Forms without distributor.
these information and documents will be considered incomplete and are liable to be
rejected without any reference to the investors. The procedure implemented by the AMC P. PLEDGE/LIEN
and the decisions taken by the AMC in this regard shall be deemed final. In case investor creates pledge / lien on their units in favour of any financial institution or
lender, the details of the same shall be provided to PPFAS Mutual Fund or CAMS within
N. Prevention of Money Laundering two days of creations of such pledge/lien. The redemption proceeds/dividend payment
Prevention of Money Laundering Act, the SEBI Circulars on Anti Money Laundering and will be on hold till proper details are made available.
the Client Identification implementation procedures prescribed by AMFI interalia require
the AMC to verify the records of identity and address(es) of investors. To ensure Q. Regular and Direct Plans
adherence to these requirements, investors are required to approach Points of Service In compliance with SEBI circular no.CIR/IMD/DF/21/2012, PPFAS Mutual Fund provides
(POS) (list of POS available on www.amfiindia.com) appointed by any of the KYC "Direct and Regular plan”.
Registration Agency and submit documents for completion of appropriate KYC checks.
The details for KYC compliance can also be downloaded from AMFI website, The Direct Plan is only for investors who purchase /subscribe Units in a Scheme directly
www.amfiindia.com or website of the mutual fund, www.amc.ppfas.com. The Mutual with the Fund and is not available for investors who route their investments through a
Fund website also prescribes the list of documents that can be submitted by investors to Distributor. All Plans / Options / Sub-Options offered under the Schemes ("Regular Plan")
the POS to get their KYC checks completed. will also be available for subscription under the "Direct Plan". Thus, there shall be two
Plans available for subscription under the Schemes viz., Regular Plan and Direct Plan. For
It is mandatory for all investors (including joint holders, NRIs, POA holders and guardians details please refer to the table on Scheme options.
in the case of minors) to furnish such documents and information as may be required to
comply with the Know Your Customers (KYC) policies under the AML Laws. Applications R. Change of Bank Details
without such documents and information may be rejected. In terms of SEBI circulars The request for updation of bank accounts in the folio should be submitted either
dated April 27, 2007, April 03, 2008 and June 30, 2008 read with SEBI letter dated June through the Bank Account Registration Form or through "Change/updation in Bank
25, 2007, Permanent Account Number (PAN) would be the sole identification number for Details" in the Transaction Form. Any one of the following documents in Original or copy
all participants transacting in the securities market, irrespective of the amount of attested by bankers should accompany the change request form. Cancelled cheque of
transaction, except (a) investors residing in the state of Sikkim; (b) Central Government, the new bank mandate with first unit holder name and bank account number printed on
State Government, and the officials appointed by the courts e.g. Official liquidator, Court the face of the cheque OR a Self attested bank statement, duly signed and stamped
receiver etc. (under the category of Government) and (c) investors participating only in by the Branch Manager OR self attested copy of the Bank passbook with current entries
micro-pension. SEBI, in its subsequent letters dated June 19, 2009 and July 24, 2012 has (not older than 3 months) OR Bank Letter duly signed by branch manager/authorized
conveyed that systematic investment plans (SIP) and lumpsum investments (both put personnel AND
together) per mutual fund up to Rs.50,000/- per year per investor shall be exempted
from the requirement of PAN. Accordingly, investments in PPFAS Mutual Fund (including Cancelled cheque of the existing (old) bank mandate with first unit holder name and
SIP investment where the aggregate of SIP installments in a rolling 12 months period or in bank account number printed on the face of the cheque OR original bank account
a financial year i.e April to March) of upto Rs 50,000/- per investor per year shall be statement / Pass book OR original letter issued by the bank on the letterhead confirming
exempt from the requirement of PAN. However, eligible Investors (including joint the bank account holder with the account details, duly signed and stamped by the
holders) should comply with the KYC requirement through registered KRA by submitting Branch Manager OR in case such bank account is already closed, a duly signed and
Photo Identification documents as proof of identification and the Proof of Address [self-attested stamped original letter from such bank on the letter head of bank, confirming the
by the investor / attested by the ARN Holder/ AMFI distributor]. These exempted closure of said account.
investors will have to quote the "PERN (PAN exempt KYC Ref No) in the application form.
This exemption of PAN will be applicable only to investments by individuals [including S. Applicability of Stamp Duty
NRIs but not PIOs), joint holders, Minors and Sole proprietary firms. PIOs, HUFs and other Pursuant to Notification No. 5.0. 1226(E) and G.S.R. 226(E) dated March 30, 2020 issued
categories of investors will not be eligible for this exemption. by Department of Revenue, Ministry of Finance, Government of India, read with Part I of
Chapter IV of Notification dated February 21, 2019 issued by Legislative Department,
Thus, submission of PAN is mandatory for all other investors existing as well as Ministry of Law and Justice, Government of India on the Finance Act, 2019 and SEBI
prospective investors (except the ones mentioned above) (including all joint communication No. SEBI / IMD/DF2/ OW/ P/ 2020/ 11099/1 dated June 29, 2020, a
applicants/holders, guardians in case of minors, POA holders and NRIs but except for stamp duty @ 0.005% of the transaction value would be levied on applicable mutual
the categories mentioned above) for investing with mutual funds from this date. fund transactions, with effect from July 01, 2020. Accordingly, pursuant to levy of stamp
Investors are required to register their PAN with the Mutual Fund by providing the PAN duty, the number of units allotted on purchase/switch-in transactions (including
card copy (along with the original for verification which will be returned across the dividend reinvestment) to the unitholders would be reduced to that extent.
counter). All investments without PAN (for all holders, including Guardians and POA
holders) are liable to be rejected. Application Forms without quoting of PERN shall be T. Details under FATCA/Foreignlaws:
considered incomplete and are liable to be rejected without any reference to the Tax Regulations require us to collect information about each investor's tax residency.
investors. The procedure implemented by the AMC and the decisions taken by the AMC lncertain circumstances (including if we do not receive a valid self-certification from
in this regard shall be deemed final. you) we may be obliged to share information on your account with the relevant tax
authority. If you have any questions about your tax residency, please contact your tax
After completion of KYC compliance, investors need to approach KRA for Change of advisor. Further if you are a Citizen or about your tax residency, please contact your
Address and not Registrar (CAMS). In respect of KYC compliant Folio, prospective tax advisor. Further if you are a Citizen or countries in the tax resident country
Change of Address received along with transaction slip will not be processed by information field along with your Tax Identification Number or any other relevant reference
Registrar (CAMS). The AMC reserves the right to reject subscription requests in the ID/ Number. If there is any change in the information provided, promptly intimate
absence of appropriate compliance with the AML Laws. In line SEBI circular No. the same to us within 30 days.
MIRSD/Cir-5/2012 dated April 13, 2012 and various other guidelines issued by SEBI on
the procedural matters for KYC Compliances, the following additional provisions are
applicable effective December 1, 2012:

1) In case of an existing investor who is already KYC Compliant under the erstwhile
centralized KYC with CAMSKRA or CVL (CVLMF) then there will be no effect on
subsequent Purchase/ Additional Purchase (or ongoing SIPs/STPs, etc) in the existing
folios/accounts which are KYC compliant. Existing Folio holder cannot open a new folio
with PPFAS Mutual Fund with the erstwhile centralized KYC.
U. Ultimate Beneficial Owners (S)
pursuant to SEBI master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010 on agencies. Towards compliance, we may also be required to provide information to any
Anti Money Laundering Standards and Guidelines on identification of Beneficial institutions such as withholding agents for the purpose of ensuring appropriate
Ownership issued by SEBI vids its Circular No. CIR/MIRSD/2/2013 dated January 24, withholding from the account or any proceeds in relation there to. Should there be any
2013, Investors (other than Individuals) are required to provide details of 'Ultimate change in any information provided by you, please ensure you advise us promptly. i.e.,
Beneficial Owner(s) (UBO(S)); In case the investor or owner of the controlling interest is within 30 days. Please note that you may receive more than one request for information
a company listed on a stock exchange or is a majority owned subsidiary of such a if you have multiple relationships with (Insert Fl's name) or its group entities. Therefore, it
company, the details of shareholders or beneficial owners are not required to be is important that you respond to our request, even if you believe you have already
provided. supplied any previously requested information.
If you have any questions about your tax residency, please contact your tax advisor. If
Non-Individuals applicants/investors are mandated to provide the details on ‘Ultimate you are a US citizen or resident green card holder, please include united States in the
Beneficial Owner(s) (UB0(s))' by filling up the declaration from for 'Ultimate foreign country information field along with you US Tax identification number $ It is
mandatory to supply TIN or functional equivalent if the country in which you are tax
Beneficial Ownership’ Please contact the nearest Investor Services Center (ISC) of
resident issues such identifiers. If no TIN yet available or has not yet been issued, please
PPFAS Mutual Fund or log on to 'lnvestor Comer' section on our website
provide an explanation and attach file to the from. In case customer has the following
www.amc.ppfas.com for the Declaration Form
lndicia pertaining to a foreign country and yet declares self to be non-tax resident in the
respective country, customer to provide relevant curing Documents as mentioned
V. FATCA & CRS Terms & Conditions
below.
Details under FATCA & CRS: The Central Board of Direct Taxes has notified Rules 114F to
114H, as part of the Income- tax Rules, 1962, which Rules require Indian financial
institutions such as the Bank to seek additional personal, tax and beneficial owner
information and certain certifications and documentation from all our account holders.
In relevant cases, information will have to be reported to tax authorities/ appointed

FATCA & CRS lndicia Documentation required for cure of FATCA & CRS lndicia
observed (ticked)

U.S. place of birth 1. Self-certification that the account holder is neither a citizen of United States of America nor a resident for tax purposes;
2. Non-US passport or any non-US government issued document evidencing nationality or citizenship (refer list below);AND
3. Any one of the following documents: Certified Copy of “certificate of Loss of Nationality or Reasonable explanation of why the customer
does not have such a certificate despite renouncing US citizenship; or Reason the customer did not obtain U.S. citizenship at birth

Residence/mailing 1. Self-certification that the account holder is neither a citizen of United States of America nor a tax resident of any country other than India; and
address in a country 2. Documentary evidence (refer list below)
other than India

Telephone number If no Indian telephone number is provided

in a country 1. Self-certification that the account holder is neither a citizen of United States of America nor a tax resident of any country other than India;
other than India nor a tax resident of any country other than India; and
2. Documentary evidence (refer list below)

If Indian telephone number is provided along with a foreign country telephone number
1. Self-certification that the account holder is neither a citizen of United States of America nor
a tax resident for tax purposes of any country other than India; OR
2. Documentary evidence (refer list below)

Telephone number 1. Self-certification that the account holder is neither a citizen of United States of America nor a tax resident of any country other than India; and
in a country 2. Documentary evidence (refer list below)
other than India
List of acceptable documentary evidence needed to establish the residence(s) for tax purpose:

1. Certificate of residence issued by an authorized government body*

2. Valid identification issued by an authorized government body* (e.g. Passport, National identity card, etc.)

* Government or agency thereof or a municipality of the country or territory in which the payee claims to be a resident.
W. Plans/Options Offered

Scheme /Plan Option Sub-Option/Facilities Frequency of Dividend Day

Parag Parikh Fexi Cap Fund
>Direct Plan Growth
>Regular Plan
Parag Parikh Tax Saver Fund^
>Direct Plan Growth
>Regular Plan
Parag Parikh Liquid Fund Growth
>Direct Plan Income Distribution cum capital Daily Reinvestment of Income Distribution cum Daily All days for which NAV is published
>Regular Plan withdrawal (IDCW) capital withdrawal option on AMFI and AMC website*
Weekly Reinvestment of Income Distribution Weekly Every Monday*
cum capital withdrawal option
Monthly Reinvestment of Income Distribution cum Monthly Last Monday of the Month*
capital withdrawal option
Monthly Payout of Income Distribution cum capital
withdrawal option
Parag Parikh Conservative Hybrid Growth Monthly Last Monday of the Month*
Fund Monthly Reinvestment of Income Distribution cum
>Direct Plan Income Distribution cum capital capital withdrawal option
>Regular Plan withdrawal (IDCW) Monthly Payout of Income Distribution cum capital Monthly Last Monday of the Month*
withdrawal option

*Immediately succeeding Business Day if that is not a Business Day. The Trustee reserves the right to change the frequency/ record date from time to time.
^Units purchased cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from the date of allotment of the respective Units.
The AMC reserves the right to change the Lock-in Period prospectively from time to time to the extent permitted under the Equity Linked Savings Scheme, 2005 as amended
from time to time.
In cases of wrong/ invalid/ incomplete ARN codes are mentioned on the application form, the application shall be processed under Direct Plan.
The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor.
In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of application
without any exit load.
For Default Plan, please refer SID section- Ill (“units and Offer”) under section “A” (Plans and Options offered)

PPFAS Mutual Fund

81/82, 8th Floor, Sakhar Bhavan, Ramnath Goenka Marg, 230, Nariman Point, Mumbai - 400 021. INDIA. Tel: 91 22 6140 6555, Fax: 91 22 6140 6590
Trustee Company: PPFAS Trustee Company Private Limited. AMC Name: PPFAS Asset Management Private Limited.
Investor Distributor
Helpline Toll Free: 1800 266 7790, Email: [email protected] Helpline Call: 91 22 6140 6538, Whatsapp: 77770 05775, Email: [email protected]

Webisite: www.amc.ppfas.com

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.