Homework Day 1
1. The demerit point system tracks and punishes drivers for breaking the
rules on the road. demerit points are put on your driving record when
you are convicted of certain offences. Getting too many demerit points
can lead to a license suspension or jail time.
Speeding 1-15km/h over limit: 1dp
Speeding 16-29km/h over limit: 3dp
Speeding 30-49km/h over limit: 4dp
Speeding 50+ km/h over limit: 6(+ license suspension)
Running a red light: 3dp
Failing to stop for a school bus: 6dp
Careless driving: 6dp
Distracted driving: 3dp (fines up to $1000)
Failing to yield right-of-way: 3dp
Driving without seatbelt: 2dp
1. A Safety Standards Certificate (SSC) confirms a vehicle meets
minimum safety requirements (e.g., brakes, lights, tires) and is
required when selling, registering an out-of-province car, or rebuilding
a salvage vehicle. Emissions testing checks a vehicle's pollution output
and is mandatory in some provinces (e.g., BC, Alberta) for older cars.
The SSC ensures roadworthiness, while emissions testing reduces
environmental impact.
2. Legal consequences for DUI can be anything from fines and license
suspension to jail time and a criminal record. If you commit a DUI your
car insurance will increase your monthly premiums. If you have done
DUI before your punishments will be harsher.
3. Mandatory Insurance in Ontario:
Third-Party Liability Coverage (Required by Law)
o Minimum $200,000 coverage (but $1M+ is recommended).
o Covers costs if you injure someone or damage their property.
Optional (But Highly Recommended) Insurance Types:
Accident Benefits Coverage (Mandatory but with optional
enhancements)
o Covers medical/rehab costs and lost income for you and
passengers (basic coverage is required, but you can increase
limits).
Direct Compensation-Property Damage (DC-PD) (Mandatory)
o Covers repairs to your car if another driver is at fault (Ontario’s
no-fault system).
Uninsured Automobile Coverage (Mandatory)
o Protects you if hit by an uninsured or hit-and-run driver.
Optional Coverages:
Collision Coverage – Pays for damage to your car in an accident (even
if at fault).
Comprehensive Coverage – Covers theft, vandalism, fire, or weather
damage.
All-Perils Coverage – Combines collision + comprehensive.
Rental Car Coverage – Pays for a rental while your car is being
repaired.
Depreciation Waiver (OPCF 43) – Ensures you get full replacement
value for a new car if totaled.
Homework Day 2
1. Understanding your vehicle components helps you drive safer because
you can detect when things are wrong with the car. This helps you
make better decisions on what to do if something isn't right with the
car. Being able to recognize problems with steering or brakes allows
you to avoid losing control of the vehicle.
2. Three main differences between city and highway driving are speed,
lane changing, and hazards. On the highway the speed limit is much
higher than in the city, and there are much fewer stops. Driving on the
highway requires much smoother lane changes whereas in the city
there is much more sudden turning and lane changes. City hazards are
much more sudden than highway hazards, such as jaywalkers and
parked cars where with the highway there are animals like deer or
high-speed collisions that you need to worry about.
3. Check Engine Light
Meaning: Engine or emissions system issue (e.g., faulty sensor,
loose gas cap).
Action: Get diagnostics scanned soon.
Oil Pressure Warning
Meaning: Low engine oil (leak, pump failure).
Action: Stop driving immediately to prevent engine damage.
Battery/Charging Alert
Meaning: Weak battery or alternator failure.
Action: Check connections or replace battery/alternator.
Brake System Warning
Meaning: Low brake fluid, worn pads, or ABS fault.
Action: Inspect brakes ASAP.
Coolant Temperature Warning
Meaning: Engine overheating (low coolant, faulty thermostat).
Action: Pull over to avoid engine seizure.
Tire Pressure Monitoring System (TPMS)
Meaning: Low/inconsistent tire pressure.
Action: Inflate tires to recommended PSI.
ABS (Anti-lock Braking System) Light
Meaning: ABS malfunction (regular brakes still work).
Action: Get system checked.
Airbag Warning
Meaning: Airbag/SRS system fault.
Action: Immediate repair for safety.
Traction/Stability Control Light
Meaning: System active (slippery road) or malfunctioning.
Action: Drive cautiously; check if light stays on.
Fuel Warning Light
Meaning: Low fuel (typically 50–80 km range left).
Action: Refuel soon to avoid stalling.
4. ABS prevents skidding and loss of control while breaking by pulsing the
brake pads on the wheels. It works on wet and slippery surfaces and
shortens the time required to make the vehicle come to a complete
stop. ABS can prevent people from losing control while braking and
crashing into each other.
5. Seatbelt: prevents people from continuing to move if the car comes to
a sudden stop by securing the torso in place
ABS: prevents loss of steering while breaking allowing for better
control while avoiding crashes.
Airbag: prevents passengers from hurting their heads on the console in
the event of an impact.
