Credit Score & Report
Date : 13/04/2024 Control Number : 7,434,055,161
Your CIBIL Score Where You Stand
17% 778-900
20% 765-777
749 900
21% 748-764 749
300 22% 723-747
As of 13/04/2024.
20% 300-722
Based on the Transunion CIBIL data
Personal Information
Personal Details
Name PAWA PAWAN KUMAR SO RAM KISHOR
DOB 20/05/1986
Gender Male
Identification
Identification Type Number Issue Date Expiration Date
Income Tax ID Number (PAN) FEZPK0094C - -
Contact Information
Address History
Address Category Residence Code Date Reported
73 BASANTPUR SAITLI GHAZIABAD UP GHAZI- Not Categorized Owned 20/06/2023
UP Uttar Pradesh 201001
73 . SAITLI MURADNAGAR MURADNAGAR Not Categorized - 15/04/2020
BASANTPUR SAINTHLI GHAZIABAD
GHAZIABAD UTTAR PRADESH Uttar Pradesh
201206
CO POYSHA PACKAGING P LTD N 27 32 C45 & Not Categorized - 15/04/2020
& 46 NATIONAL STEEL COMPOUND
GHAZIABAD GHAZI-UP Uttar Pradesh 201001
73 BASANT PUR SAITLI Uttar Pradesh 201206 Permanent Address Owned 12/12/2018
Telephone Numbers
Telephone Number Type Telephone Number Telephone Extension
Mobile Phone(e) 7011362757
Home Phone +919654720128
Office Phone 9654720128
Mobile Phone 9654720128
Email Addresses
Email Addresses
[email protected]
[email protected]
[email protected]
[email protected]
Employment Information
Employment Data
Account Type Credit Card
Date Reported 31/01/2024
Occupation Salaried
Income -
Monthly / Annual Income Indicator -
Net / Gross Income Indicator -
Account Information
Accounts
Member Name Account Type Account Number Ownership
HDFC BANK Credit Card 0001010400004629026 Individual
Account Details
Credit Limit 27000
High Credit 118
Current Balance 0
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Actual Payment Amount -
Date Opened / Disbursed 16/12/2023
Date Closed -
Date of Last Payment 06/01/2024
Date Reported And Certified 31/03/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/12/2023
Payment End Date 01/03/2024
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Credit Card 0001010730002877668 Individual
Account Details
Credit Limit 27000
High Credit 0
Current Balance 0
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Actual Payment Amount -
Date Opened / Disbursed 18/07/2023
Date Closed -
Date of Last Payment -
Date Reported And Certified 31/03/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/08/2023
Payment End Date 01/03/2024
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Credit Card 0001011170002934772 Individual
Account Details
Credit Limit 27000
High Credit 28,664
Current Balance 26,906
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Actual Payment Amount -
Date Opened / Disbursed 28/11/2022
Date Closed -
Date of Last Payment 11/03/2024
Date Reported And Certified 31/03/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/12/2022
Payment End Date 01/03/2024
Mar 2024 0 Mar 2023 0
Feb 2024 0 Feb 2023 0
Jan 2024 0 Jan 2023 0
Dec 2023 0 Dec 2022 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
DMIFINANCE Consumer Loan DMI0020918670 Individual
Account Details
Credit Limit -
Sanctioned Amount 14,499
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount -
Date Opened / Disbursed 08/05/2022
Date Closed 05/11/2022
Date of Last Payment 05/11/2022
Date Reported And Certified 30/11/2022
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/05/2022
Payment End Date 01/11/2022
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
MUTHOOTNAN Other 4652MDL00001797 Individual
Account Details
Credit Limit -
Sanctioned Amount 66,500
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest 24.00
Repayment Tenure 12
EMI Amount -
Payment Frequency -
Actual Payment Amount 66,500
Date Opened / Disbursed 23/04/2022
Date Closed 21/08/2023
Date of Last Payment 21/08/2023
Date Reported And Certified 31/08/2023
Value of Collateral 66,500
Type of Collateral Gold
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/03/2023
Payment End Date 01/08/2023
Aug 2023 0
Jul 2023 8
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
BAJAJ FIN LTD Consumer Loan 581CDDHT248343 Individual
Account Details
Credit Limit -
Sanctioned Amount 11,700
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure 6
EMI Amount 1,950
Payment Frequency Monthly
Actual Payment Amount -
Date Opened / Disbursed 29/12/2021
Date Closed 10/07/2022
Date of Last Payment 02/06/2022
Date Reported And Certified 31/08/2022
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/12/2021
Payment End Date 01/08/2022
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0
Dec 2021 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
MUTHOOTNAN Gold Loan 4652RGL00002827 Individual
Account Details
Credit Limit -
Sanctioned Amount 15,700
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest 26.00
Repayment Tenure 12
EMI Amount -
Payment Frequency -
Actual Payment Amount 15,700
Date Opened / Disbursed 24/03/2021
Date Closed 23/04/2022
Date of Last Payment 23/04/2022
Date Reported And Certified 30/04/2022
Value of Collateral 15,750
Type of Collateral Gold
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/03/2021
Payment End Date 01/04/2022
Apr 2022 0 Apr 2021 0
Mar 2022 0 Mar 2021 0
Feb 2022 0
Jan 2022 0
Dec 2021 0
Nov 2021 0
Oct 2021 0
Sep 2021 0
Aug 2021 0
Jul 2021 0
Jun 2021 0
May 2021 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
MUTHOOTNAN Gold Loan 4652RGL00002165 Individual
Account Details
Credit Limit -
Sanctioned Amount 44,900
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest 26.00
Repayment Tenure 12
EMI Amount -
Payment Frequency -
Actual Payment Amount 44,900
Date Opened / Disbursed 15/01/2021
Date Closed 23/04/2022
Date of Last Payment 23/04/2022
Date Reported And Certified 30/04/2022
Value of Collateral 44,900
Type of Collateral Gold
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/01/2021
Payment End Date 01/04/2022
Apr 2022 0 Apr 2021 0
Mar 2022 0 Mar 2021 0
Feb 2022 0 Feb 2021 0
Jan 2022 0 Jan 2021 0
Dec 2021 0
Nov 2021 0
Oct 2021 0
Sep 2021 0
Aug 2021 0
Jul 2021 0
Jun 2021 0
May 2021 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
BOI Personal Loan 710060110000130 Individual
Account Details
Credit Limit -
Sanctioned Amount 40,000
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest 9.35
Repayment Tenure 35
EMI Amount 1,462
Payment Frequency Monthly
Actual Payment Amount -
Date Opened / Disbursed 16/04/2020
Date Closed 08/11/2023
Date of Last Payment 06/09/2023
Date Reported And Certified 30/11/2023
Value of Collateral -
Type of Collateral No Collateral
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/12/2020
Payment End Date 01/11/2023
Nov 2023 0 Nov 2022 STD
Oct 2023 0 Oct 2022 STD
Sep 2023 0 Sep 2022 STD
Aug 2023 85 Aug 2022 SUB
Jul 2023 54 Jul 2022 SUB
Jun 2023 23 Jun 2022 SUB
May 2023 2 May 2022 SUB
Apr 2023 62 Apr 2022 SUB
Mar 2023 25 Mar 2022 STD
Feb 2023 STD Feb 2022 STD
Jan 2023 STD Jan 2022 STD
Dec 2022 STD Dec 2021 STD
Nov 2021 STD
Oct 2021 STD
Sep 2021 STD
Aug 2021 STD
Jul 2021 STD
Jun 2021 STD
May 2021 STD
Apr 2021 STD
Mar 2021 STD
Feb 2021 STD
Jan 2021 STD
Dec 2020 STD
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
Enquiry Information
Enquiry Summary
Member Name Date of Enquiry Enquiry Purpose
BAJAJ FIN LTD 27/03/2024 Other
BAJAJ FIN LTD 06/02/2024 Other
RBL BANK 29/12/2023 Credit Card
SBI CARD 22/12/2023 Credit Card
INDUSIND BANK 22/12/2023 Credit Card
AXIS BANK 22/12/2023 Credit Card
CARS24FIN 19/12/2023 Consumer Loan
BAJAJ FIN LTD 19/12/2023 Other
HDFC BANK 13/12/2023 Credit Card
AXIS BANK 10/11/2023 Credit Card
TVS CREDIT 07/11/2023 Consumer Loan
Home Credit 07/11/2023 Personal Loan
WHIZDMFINANCE 07/09/2023 Personal Loan
WORTGAGE 20/06/2023 Personal Loan
HERO FINCORP 19/06/2023 Personal Loan
IDFC FIRST BANK 21/05/2023 Credit Card
AXIS BANK 12/04/2023 Credit Card
CHAIRIDSPL 27/02/2023 Personal Loan
AXIS BANK 16/02/2023 Credit Card
AXIS BANK 03/02/2023 Credit Card
INCRED 13/12/2022 Personal Loan
INCRED 05/12/2022 Personal Loan
HDFC BANK 25/11/2022 Credit Card
HDFC BANK 18/11/2022 Credit Card
SBI CARD 05/11/2022 Credit Card
HDFC BANK 07/10/2022 Credit Card
HDFC BANK 06/10/2022 Credit Card
AXIS BANK 29/09/2022 Credit Card
KRAZYBEE 13/08/2022 Personal Loan
HDFC BANK 08/08/2022 Credit Card
HDFC BANK 06/08/2022 Credit Card
SBI CARD 05/08/2022 Credit Card
DMIFINANCE 07/05/2022 Other
EKAGRATAFIN 13/01/2022 Personal Loan
INCRED 13/01/2022 Personal Loan
Home Credit 03/01/2022 Personal Loan
BAJAJ FIN LTD 28/12/2021 Consumer Loan
HDFC BANK 18/11/2021 Credit Card
HDFC BANK 18/11/2021 Credit Card
HDFC BANK 17/11/2021 Credit Card
HDFC BANK 17/11/2021 Credit Card
(e) Indicates the value provided by bank when you applied for a credit facility.
Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable
and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of
the Operating Rules for TU CIBIL and its Members
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