1 7 1

1 3

MUHAMMAD IMRAN

L7 indigo Garments saif zone

L7
Sharjah
Your ADIB Customer ID: 1880277
Statement Period: From 01-Oct-23 to 31-Oct-23 28875960 SAV AED 7,513.24 4,017.93 0.000000
Al Juraina Branch

7 5 1 3 . 2 4 0 0 0 0 4 0 1 7 . 9 3 0 0 0 0

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Opening Balance 7,513.24

01-10-2023 MOBN TRANSFER FROM 18660542 TO 28875960 2,050.00 9,563.24
01-10-2023 MOBN TRANSFER FROM 28826236 TO 28875960 4,400.00 13,963.24
01-10-2023 530P5BD51389C373 - MOBN TELEX TRANSFER 3,960.00 10,003.24
TO *001
01-10-2023 ATM Withdrawal 01/10/2023 14:20ADIB DUBAI 10,000.00 3.24
MALL BR CDM2DUBAI AE
03-10-2023 FT23276JMGFW:-OAT MUHAMMADIMRAN 670.00 673.24
MUHAMMAD
03-10-2023 Withdrawal 03/10/2023 17:38 52.50 620.74
03-10-2023 ATM Withdrawal 03/10/2023 21:11ADIB DUBAI 300.00 320.74
MALL BR ATM DUBAI AE
03-10-2023 Withdrawal 03/10/2023 22:34 30.00 290.74
04-10-2023 530PD712DA724CA9 - MOBN TELEX TRANSFER 90.00 200.74
TO *001
04-10-2023 530PD712DA724CA9 - MOBN TELEX TRANSFER 1.05 199.69
TO *001 - Charges
04-10-2023 Fall below fee - Aug 2023 26.25 173.44
04-10-2023 Fall below fee - Sep 2023 26.25 147.19
04-10-2023 EPHCOR27702DACD7:-IFS EVGENII BALANDIN 3,700.00 3,847.19

Continued..
page 1 of 7

3,847.19

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
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Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

4 1

Balance Brought Forward 3,847.19

04-10-2023 266568175:-GDS IGNACIO GASTON GONZALEZ 1,800.33 5,647.52
MARINSALDA

04-10-2023 SwitchATM Withdrawal 04/10/2023 21:27SZR 5,000.00 647.52

DUBAI AE
04-10-2023 SwitchATM Withdrawal 04/10/2023 21:28SZR 600.00 47.52
DUBAI AE
05-10-2023 266714094:-OAT RAMIT KUMAR GHALE 5,000.00 5,047.52
05-10-2023 266714548:-PIN AFSHAN AFSAL 2,552.00 7,599.52
05-10-2023 AE05102300750177:-OAT IMRAN ANWER 5,000.00 12,599.52
05-10-2023 MOBN TRANSFER FROM 28456619 TO 28875960 3,000.00 15,599.52
05-10-2023 530P0044F3734657 - MOBN TELEX TRANSFER 5,000.00 10,599.52
TO *001
05-10-2023 530P0044F3734657 - MOBN TELEX TRANSFER 1.05 10,598.47
TO *001 - Charges
05-10-2023 530P5B7791D26211 - MOBN TELEX TRANSFER 500.00 10,098.47
TO *001
05-10-2023 530P5B7791D26211 - MOBN TELEX TRANSFER 1.05 10,097.42
TO *001 - Charges
05-10-2023 Withdrawal 05/10/2023 13:37 43.50 10,053.92
05-10-2023 530PC7A45AE0ED5C - MOBN TELEX 5,000.00 5,053.92
TRANSFER TO *001

05-10-2023 530PC7A45AE0ED5C - MOBN TELEX 1.05 5,052.87

TRANSFER TO *001 - Charges
05-10-2023 SwitchATM Withdrawal 05/10/2023 20:59SZR 3,400.00 1,652.87
DUBAI AE
05-10-2023 Switch Charge-Txn on Oct 5 2023 2.00 1,650.87
05-10-2023 Switch Charge-Txn on Oct 5 2023 2.00 1,648.87
05-10-2023 Switch Charge-Txn on Oct 5 2023 2.00 1,646.87
06-10-2023 266973285:-FAM AHMAD MOHAMMAD MANFI 1,000.00 2,646.87
SMEERI
06-10-2023 MOBN TRANSFER FROM 28874729 TO 28875960 4,000.00 6,646.87
06-10-2023 MOBN TRANSFER FROM 28683617 TO 28875960 1,900.00 8,546.87
06-10-2023 FT23279Z5TS3/IB:-UTL ABDULRAHMAN HASAN 1,000.00 9,546.87
A ALZAABI
06-10-2023 BNK23279FCK0CM0C:-FAM ALIA ABDULLA 1,660.00 11,206.87
HUMAID KELLI
06-10-2023 Withdrawal 06/10/2023 20:25 100.00 11,106.87
06-10-2023 SwitchATM Withdrawal 06/10/2023 23:03DNI 5,000.00 6,106.87
Sheikh Zayed 862 Dubai AE
06-10-2023 SwitchATM Withdrawal 06/10/2023 23:04DNI 4,500.00 1,606.87
Sheikh Zayed 862 Dubai AE
07-10-2023 267208824:-RNT MOHAMED HASEEN MAYYERI 2,000.00 3,606.87
07-10-2023 MOBN TRANSFER FROM 28403414 TO 28875960 5,000.00 8,606.87
Continued..
page 2 of 7

8,606.87

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
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Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

7 1

Balance Brought Forward 8,606.87

07-10-2023 MOBN TRANSFER FROM 28403414 TO 28875960 5,000.00 13,606.87
07-10-2023 MOBN TRANSFER FROM 28403414 TO 28875960 4,996.30 18,603.17
07-10-2023 530P43F56A7E0B9F - MOBN TELEX TRANSFER 5,000.00 13,603.17
TO *001
07-10-2023 530P43F56A7E0B9F - MOBN TELEX TRANSFER 1.05 13,602.12
TO *001 - Charges
07-10-2023 530P797A0AB3A9BC - MOBN TELEX TRANSFER 2,000.00 11,602.12
TO *001
07-10-2023 530P797A0AB3A9BC - MOBN TELEX TRANSFER 1.05 11,601.07
TO *001 - Charges
07-10-2023 POS-04/10/23-BIZCON MINI MART LLC 15.50 11,585.57
07-10-2023 POS-04/10/23-BIZCON MINI MART LLC 10.50 11,575.07
07-10-2023 SwitchATM Withdrawal 07/10/2023 20:27SZR 5,000.00 6,575.07
DUBAI AE
07-10-2023 SwitchATM Withdrawal 07/10/2023 20:28SZR 5,000.00 1,575.07
DUBAI AE
07-10-2023 Switch Charge-Txn on Oct 7 2023 2.00 1,573.07
07-10-2023 Switch Charge-Txn on Oct 7 2023 2.00 1,571.07
07-10-2023 Switch Charge-Txn on Oct 7 2023 2.00 1,569.07
07-10-2023 Switch Charge-Txn on Oct 7 2023 2.00 1,567.07
09-10-2023 267551077:-EDU RIKIN PARSOTAM GADHIYA 1,500.00 3,067.07
09-10-2023 267554157:-LNC RIKIN PARSOTAM GADHIYA 1,000.00 4,067.07
09-10-2023 267581929:-FAM EMMANUEL VICTOR MUKISA 2,800.00 6,867.07
09-10-2023 POS-05/10/23-AZTyres 1,425.00 5,442.07
09-10-2023 POS-05/10/23-EAT AND DRINK RESTAURANT 67.50 5,374.57
09-10-2023 530PA936B3B4F695 - MOBN TELEX TRANSFER 5,300.00 74.57
TO *001
09-10-2023 530PA936B3B4F695 - MOBN TELEX TRANSFER 1.05 73.52
TO *001 - Charges
09-10-2023 MOBN TRANSFER FROM 28172120 TO 28875960 3,690.00 3,763.52
09-10-2023 BNK23282JHCLLLGD:-EDU BANNA BOJANG 3,000.00 6,763.52
09-10-2023 MOBN TRANSFER FROM 14595750 TO 28875960 2,057.00 8,820.52
09-10-2023 FT23282T36CW:-OAT MUHAMMADIMRAN 200.00 9,020.52
MUHAMMAD
09-10-2023 SwitchATM Withdrawal 09/10/2023 21:54SZR 5,000.00 4,020.52
DUBAI AE
09-10-2023 SwitchATM Withdrawal 09/10/2023 21:55SZR 4,000.00 20.52
DUBAI AE
10-10-2023 267865424:-GDS NIHAL HUSSAIN PUTHIYOTTIL 7,000.00 7,020.52
10-10-2023 267873502:-OAT RASHED ALI AHMED 1,000.00 8,020.52
MOHAMED ALDHANHANI
10-10-2023 MOBN TRANSFER FROM 18830505 TO 28875960 1,000.00 9,020.52

Continued..
page 3 of 7

9,020.52

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

9 7

Balance Brought Forward 9,020.52

10-10-2023 FT23283YRVV2:-OAT MUHAMMADIMRAN 1,000.00 10,020.52
MUHAMMAD
10-10-2023 SwitchATM Withdrawal 10/10/2023 14:13SZR 5,000.00 5,020.52
DUBAI AE
10-10-2023 SwitchATM Withdrawal 10/10/2023 14:14SZR 5,000.00 20.52
DUBAI AE
10-10-2023 Switch Charge-Txn on Oct 10 2023 2.00 18.52
10-10-2023 Switch Charge-Txn on Oct 10 2023 2.00 16.52
10-10-2023 Switch Charge-Txn on Oct 10 2023 2.00 14.52
10-10-2023 Switch Charge-Txn on Oct 10 2023 2.00 12.52
11-10-2023 101OVT4232843169:-BARC FIS Abdul Hanan US 896.93 909.45
402 Simpson Rd 347
13-10-2023 268700777:-UTL ELSAYED ELSAYED MOHAMED 5,000.00 5,909.45
KASEM
13-10-2023 033OIP1232861286:-FAM Hiteshkumar Bhikhabhai 3,200.00 9,109.45
Patel
13-10-2023 268705487:-FAM MUJEEB KHAN MOHAMMED 2,000.00 11,109.45
ABDUL
13-10-2023 530PB99A6A578190 - MOBN TELEX TRANSFER 6,000.00 5,109.45
TO *001
13-10-2023 530PB99A6A578190 - MOBN TELEX TRANSFER 1.05 5,108.40
TO *001 - Charges
13-10-2023 BNK23286MHMFGLJG:-FAM LAHIRU 3,500.00 8,608.40
MADHUSHAN GUNAWANSHA PAHALA
13-10-2023 MOBN TRANSFER FROM 27004021 TO 28875960 1,000.00 9,608.40
13-10-2023 530PF2ADF880404A - MOBN TELEX TRANSFER 3,000.00 6,608.40
TO *001
13-10-2023 530PF2ADF880404A - MOBN TELEX TRANSFER 1.05 6,607.35
TO *001 - Charges
13-10-2023 LN74555986886273:-FAM Muhammad Imran 15.00 6,622.35
Muhammad Saeed
14-10-2023 MOBN TRANSFER FROM 28553360 TO 28875960 1,500.00 8,122.35
14-10-2023 033OIP1232870849:-PIN ABDELAZIZ OMAR REZK 3,000.00 11,122.35
BEKHET

16-10-2023 530PDFC461A99F40 - MOBN TELEX TRANSFER 10,000.00 1,122.35

TO *001
16-10-2023 530PDFC461A99F40 - MOBN TELEX TRANSFER 1.05 1,121.30
TO *001 - Charges
16-10-2023 MOBN TRANSFER FROM 22837073 TO 28875960 4,500.00 5,621.30
16-10-2023 269294765:-PIN ODIRI AKPOBOME OTARIGHO 1,700.00 7,321.30
16-10-2023 530PD52DA567BFB3 - MOBN TELEX TRANSFER 7,000.00 321.30
TO *001
16-10-2023 530PD52DA567BFB3 - MOBN TELEX TRANSFER 1.05 320.25
TO *001 - Charges

Continued..
page 4 of 7

320.25

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

1 2 4

Balance Brought Forward 320.25

16-10-2023 MOBN TRANSFER FROM 28375175 TO 28875960 1,610.00 1,930.25
16-10-2023 BNK232890LKCCDGK:-FAM ELSAYED 2,000.00 3,930.25
MOHAMED ELZAHLAN IBRAHIM
16-10-2023 269427875:-PIN JASSIM KODENCHERY SIDHIK 2,093.00 6,023.25
16-10-2023 269429101:-OAT ELSAYED IBRAHIM ELSAYED 5,235.00 11,258.25
OUDA
16-10-2023 ATM Withdrawal 16/10/2023 21:38ADIB DUBAI 5,000.00 6,258.25
MALL BR ATM DUBAI AE
17-10-2023 POS-13/10/23-EAT N DRINK RESTAURANT 49.00 6,209.25
17-10-2023 EPHCOR29002FD3WL:-FIS OLIVIA TAKYIWAAH 2,300.00 8,509.25
MFODWO
17-10-2023 99OTT12894287075:-FAM SYED FAYAZ SHAH 2,000.00 10,509.25
KHITAB SHAH
17-10-2023 MOBN TRANSFER FROM 20482925 TO 28875960 2,000.00 12,509.25
17-10-2023 T269575775:-ADCB LAS BIPEEN GURUNG FLAT 2,000.00 14,509.25
NO.: 501 Alkalay /RE
17-10-2023 530PE9B24ED80A37 - MOBN TELEX TRANSFER 14,000.00 509.25
TO *001
17-10-2023 530PE9B24ED80A37 - MOBN TELEX TRANSFER 1.05 508.20
TO *001 - Charges
17-10-2023 POS-14/10/23-Wise 82.47 425.73
17-10-2023 EPHCOR29002FEDOE:-PIN JOANA FATIMA 2,074.09 2,499.82
CLEMENTE SINEL
17-10-2023 269613007:-STR MOHANAD BARAKAT HAMID 2,211.00 4,710.82
ISMAIL
17-10-2023 EPHCOR29002FEI9W:-PIN PARMJEET SINGH 5,000.00 9,710.82
17-10-2023 530P9E9BF7C1AFD2 - MOBN TELEX TRANSFER 9,480.00 230.82
TO *001
17-10-2023 530P9E9BF7C1AFD2 - MOBN TELEX TRANSFER 1.05 229.77
TO *001 - Charges

17-10-2023 LN77267985200894:-FAM Muhammad Imran 2,342.00 2,571.77

Muhammad Saeed
17-10-2023 SwitchATM Withdrawal 17/10/2023 16:24DNI 2,000.00 571.77
Sheikh Zayed 862 Dubai AE
17-10-2023 Switch Charge-Txn on Oct 17 2023 2.00 569.77
18-10-2023 99OTT12905585075:-FAM MUHAMMAD AKMAL 2,700.00 3,269.77
MUHAM SIDDIQUE
18-10-2023 530PF276457ACC60 - MOBN TELEX TRANSFER 2,700.00 569.77
TO *001
18-10-2023 530PF276457ACC60 - MOBN TELEX TRANSFER 1.05 568.72
TO *001 - Charges
18-10-2023 POS-14/10/23-RTA-BURJ KHALIFA METRO 30.00 538.72
18-10-2023 POS-14/10/23-NATIONAL TAXI 58.50 480.22
18-10-2023 POS-14/10/23-METRO TAXI 44.50 435.72
Continued..
page 5 of 7

435.72

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

1 5 6

Balance Brought Forward 435.72

19-10-2023 POS-16/10/23-TEXAS DUBAIMALL 70.00 365.72
19-10-2023 POS-16/10/23-BIZCON MINI MART LLC 10.00 355.72
19-10-2023 CCDM 3521 Deposit 19/10/2023 14:32 7,300.00 7,655.72
19-10-2023 SwitchATM Withdrawal 19/10/2023 14:58DNI 5,000.00 2,655.72
Sheikh Zayed 862 Dubai AE

19-10-2023 FT23292PG9H3:-FAM ABU BAKAR 377.00 3,032.72

19-10-2023 Switch Charge-Txn on Oct 19 2023 2.00 3,030.72
20-10-2023 MOBN TRANSFER FROM 10870440 TO 28875960 5,000.00 8,030.72
20-10-2023 POS-16/10/23-EXPRESS EAT AND DRINK 16.50 8,014.22
20-10-2023 POS-17/10/23-Etisalat Digital App 30.00 7,984.22
21-10-2023 FT2329401VP0:-FAM ABU BAKAR 1,171.00 9,155.22
21-10-2023 POS-18/10/23-GALADARI ICE CREAM CO LTD 57.00 9,098.22
21-10-2023 530PAAB053F3035E - MOBN TELEX TRANSFER 7,000.00 2,098.22
TO *001
21-10-2023 530PAAB053F3035E - MOBN TELEX TRANSFER 1.05 2,097.17
TO *001 - Charges
21-10-2023 POS-18/10/23-BIZCON MINI MART LLC 8.00 2,089.17
23-10-2023 POS-19/10/23-GALADARI ICE CREAM CO LTD 60.00 2,029.17
23-10-2023 POS-18/10/23-EXPRESS EAT AND DRINK 50.00 1,979.17
23-10-2023 POS-18/10/23-EXPRESS EAT AND DRINK 36.50 1,942.67
23-10-2023 POS-18/10/23-Unique Class Limousine 109.04 1,833.63
23-10-2023 LN83069292483073:-FAM MUHAMMAD IMRAN 187.00 2,020.63
23-10-2023 530PDE2B13FFEC6C - MOBN TELEX 586.00 1,434.63
TRANSFER TO *001
23-10-2023 530PDE2B13FFEC6C - MOBN TELEX 1.05 1,433.58
TRANSFER TO *001 - Charges
24-10-2023 MOBN TRANSFER FROM 12484818 TO 28875960 7,000.00 8,433.58
24-10-2023 POS-20/10/23-BIZCON MINI MART LLC 13.00 8,420.58
24-10-2023 MOBN TRANSFER FROM 12484818 TO 28875960 1,000.00 9,420.58
24-10-2023 POS-20/10/23-EAT N DRINK RESTAURANT 18.00 9,402.58
25-10-2023 MOBN TRANSFER FROM 16030297 TO 28875960 5,000.00 14,402.58
25-10-2023 99OTT12997620075:-FAM MUHAMMAD AKMAL 5,090.00 19,492.58
MUHAM SIDDIQUE
25-10-2023 POS-22/10/23-SKY VIEW LLC 160.00 19,332.58
25-10-2023 530P7A1A233314F9 - MOBN TELEX TRANSFER 13,000.00 6,332.58
TO *001
25-10-2023 530P7A1A233314F9 - MOBN TELEX TRANSFER 1.05 6,331.53
TO *001 - Charges
25-10-2023 530P01A09B82B60D - MOBN TELEX TRANSFER 4,000.00 2,331.53
TO *001
25-10-2023 530P01A09B82B60D - MOBN TELEX TRANSFER 1.05 2,330.48
TO *001 - Charges

Continued..
page 6 of 7

2,330.48

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 1 7 1

1 7 1

Balance Brought Forward 2,330.48

26-10-2023 MOBN TRANSFER FROM 28834749 TO 28875960 1,595.00 3,925.48
26-10-2023 EPHCOR29902GTD57:-OAT MUHAMMAD 4,800.00 8,725.48
IMRAN
26-10-2023 530PF03112FC6149 - MOBN TELEX TRANSFER 6,000.00 2,725.48
TO *001
26-10-2023 530PF03112FC6149 - MOBN TELEX TRANSFER 1.05 2,724.43
TO *001 - Charges
26-10-2023 271606547:-FAM RAHMAT AL ZAMI 2,000.00 4,724.43
26-10-2023 99OTT13013401075:-FAM MUHAMMAD FAR 1,300.00 6,024.43
UMAR HAYAT SIYAL
26-10-2023 99OTT13014242075:-FAM ALI HAIDER 1,476.00 7,500.43
MUHAMMAD SHAHBAZ
26-10-2023 POS-23/10/23-AYA AL HAJ TRADING LLC 150.00 7,350.43
27-10-2023 ATM Withdrawal 27/10/2023 17:48ADIB DUBAI 7,000.00 350.43
MALL BR CDM2DUBAI AE
30-10-2023 POS-26/10/23-BURGERKING BURJUMAN 37.00 313.43
30-10-2023 POS-27/10/23-TURKISH ADANA REST 38.00 275.43
30-10-2023 POS-26/10/23-HOTPOT EXPRESS RESTAURANT 3.00 272.43
30-10-2023 POS-27/10/23-GALADARI ICE CREAM CO LTD 34.00 238.43
31-10-2023 POS-27/10/23-EXPRESS EAT AND DRINK 20.50 217.93
31-10-2023 CCDM Deposit 43336XXXXXXX3473 31/10/2023 3,800.00 4,017.93
21:37
Closing Balance 4,017.93

page 7 of 7

4,017.93

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
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Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 Why call when you can Chat with ADIB! ‫ﻟﻤﺎذا ﺗﺘﺼﻞ ﻫﺎﺗﻔﻴ ﺑﻴﻨﻤﺎ ﻳﻤﻜﻨﻚ اﻟﺪردﺷﺔ‬
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ADIB Regular Statement back_V7 Dec 2021

In cases where a Mudaraba Account is closed prior to the applicable Profit ‫ ﻓﺈن اﻟﻤﺘﻌﺎﻣﻞ ﻳﻮاﻓﻖ‬،‫ﻓﻲ ﺣﺎل إﻏﻼق ﺣﺴﺎﺑﺎت اﻟﻤﻀﺎرﺑﺔ ﻗﺒﻞ ﺗﺎرﻳﺦ دﻓﻊ ا‰رﺑﺎح اﻟﻨﺎﻓﺬ‬
Payment Date, the Customer agrees that it shall not be entitled to receive the ‫ﻋﻠﻰ أﻧﻪ ﻻ ﻳﺤﻖ ﻟﻪ ﺗﺴﻠﻢ ﺷﻲء ﻣﻦ ا‰رﺑﺎح اﻟﻤﺤﻘﻘﺔ ﻋﻠﻰ رأس ﻣﺎل اﻟﻤﻀﺎرﺑﺔ ﺑﺨﺼﻮص‬
profits accrued on the Mudarabah Capital for the relevant month in which ‫ وﻗﺪ ﻳﺘﻔﻖ ﻣﻊ اﻟﻤﺼﺮف ﻓﻲ ﺣﻴﻦ اﻟﺘﺨﺎرج‬،‫اﻟﺸﻬﺮ اﻟﺬي ﺗﻢ ﻓﻴﻪ إﻏﻼق ﺣﺴﺎب اﻟﻤﻀﺎرﺑﺔ‬
the Mudaraba Account is closed and may agree with the Bank upon such .‫ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب ﻋﻠﻰ أﺳﺎس اﻟﺘﺨﺎرج ﻟﺬﻟﻚ اﻟﺸﻬﺮ‬ª‫ ﻣﺴﺎوﻳ‬ª‫ﻋﻠﻰ أن ﻳﺘﺴﻠﻢ ﻣﺒﻠﻐ‬
Takharyj date to receive an amount equivalent to the account balance on
Takharuj basis for that month.
For filling a complaint, please log onto ADIB Mobile App, online banking or ‫ ﻳﺮﺟﻰ اﻟﺘﻮاﺻﻞ ﻣﻌﻨﺎ ﻣﻦ ﺧﻼل ﺗﻄﺒﻴﻖ ﻣﺼﺮف أﺑﻮ ﻇﺒﻲ ا¬ﺳﻼﻣﻲ أو‬،‫ﻟﺘﻘﺪﻳﻢ اﻟﺸﻜﺎوي‬
chat with us via WhatsApp. You may also call us at 600 543216 or ‫ ﻛﻤﺎ ﻳﻤﻜﻨﻚ اﻻﺗﺼﺎل‬.‫اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﻋﺒﺮ اﻻﻧﺘﺮﻧﺖ أو ﺧﺪﻣﺔ اﻟﺪردﺷﺔ ﻋﺒﺮ اﻟﻮاﺗﺴﺎب‬
+971 2 6100600 (outside the UAE) to file your complaint and we shall get ‫ ﻣﻦ ﺧﺎرج‬0097126100600 ‫ أو‬600543216 ‫ﺑﺎﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ اﻟﻬﺎﺗﻔﻴﺔ ﻋﻠﻰ اﻟﺮﻗﻢ‬
back to you within "2 working days". ."‫دوﻟﺔ ا¬ﻣﺎرات ﻟﺘﻘﺪﻳﻢ اﻟﺸﻜﻮى وﺳﻨﻘﻮم ﺑﺎﻟﺘﻮاﺻﻞ ﻣﻌﻚ ﻓﻲ ﻏﺼﻮن "ﻳﻮﻣﻰ ﻋﻤﻞ‬

Dear Customer, Kindly ensure to keep your banking correspondence secure ‫ ﻳﺮﺟﻰ اﻟﺘﺄﻛﺪ ﻣﻦ اﻟﺤﻔﺎظ ﻋﻠﻰ ﻣﺮاﺳﻼﺗﻚ اﻟﻤﺼﺮﻓﻴﺔ وﺣﻔﻈﻬﺎ ﻓﻲ‬،‫ﻋﺰﻳﺰي اﻟﻤﺘﻌﺎﻣﻞ‬
for future reference. .‫ﻣﻜﺎن اﻣﻦ ﻟﻠﺮﺟﻮع إﻟﻴﻬﺎ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ‬

Abu Dhabi Islamic Bank Public Joint Stock Company (ADIB) is licensed by the Central Bank of the UAE (CBUAE). ‫ ﺷــﺮﻛــﺔ ﻣﺴﺎﻫﻤﺔ ﻋﺎﻣــﺔ ﻣﺮﺧﺼﺔ ﻣﻦ ﻣﺼــﺮف ا¬ﻣــﺎرات اﻟﻌﺮﺑﻴــﺔ اﻟﻤﺘﺤــﺪة اﻟﻤﺮﻛﺰي‬،‫ﻣﺼــﺮف أﺑﻮﻇــﺒﻲ ا¬ﺳــــﻼﻣﻲ‬