Department of Economic Sciences Name : moussaoui nacima
Master I ED Group : 03
English Second Semester Exam
Activity One: Put the verbs between brackets into the appropriate form. 5pts
1. I'll call you when I arrive at my hotel.
2. We didnt eat anything for breakfast because we were in a hurry.
3. He texts you as soon as he's on the bus.
4. Tom didnt come to the office yesterday because he was ill.
5. Julie will be late tomorrow evening, so I've booked a table at a restaurant for 10pm.
6. As soon as I am able to, I'm going to get a new job.
7. Please wait here until the nurse calls you.
8. The students didnt finish their group project because they ran out of time.
9. I will get up early tomorrow morning and finish the report then.
10. What do you want to do after the class finishes
Activity Two: complete the sentences with the following words: (outgoings, exchange rate,
tax, income, fees, pension, wire transfer, commission, mortgage, salary) 5pts
1. Companies pay a proportion of their profits to the government as tax
2. The artist received a salary .for a new painting he hang in the building lobby.
3. She retired at 50 on a full income
4. He retired on a generous pension from the company.
5. I haven’t had much out goings from my stocks and shares this year.
6. The value of a country’s currency vs. that of another is the exchange rate
7. When you need to send or receive money quickly, a wire transfer might be the right
tool for the job.
8. Some comission may be paid several times during the year, others after the end of the
financial year.
9. Extra fees will applies for a business class seat.
10. For my new house, I put down a hundred thousand in cash and took out a mortegage
for the rest.
Activity Three:
“The ability to manage your finances properly is the first step to achieving that financial goal
you have in mind”
Write a short essay of not more than 20 lines. In which you explain the meaning of personal
finance and how it does affect a nation’s economy?
Saving money for a purchase is a tale as old as time. First you need to set a specific
financial goal.Financial goals are savings, investment or spending targets you hope to achieve
over a set period of time. The stage of life you’re in usually determines what type of goals
you wish to achieve.
Here are six steps to setting financial goals : Figure out what matters to you. Put
everything, from the practical and pressing to the whimsical and distant, on the table for
inspection and weighing.That is, make certain your ambitions are Specific, Measurable,
Achievable, Relevant, and Timely. SMART.Create a realistic budget. With any luck, your
tough, realistic, water-tight budget will show at least a handful of leftover dollars. Whatever
that amount is, have it automatically directed into a separate account designed to address the
first couple of things on your list of priorities. Examples of Financial Goals : Starting a
busin –Starting a business is a tough, but ultimately fulfilling endeavor. Who doesn’t want to
be the boss? When starting a business, you will need to create a business plan, find seed
money, and stick to a monthly budget within your means. Starting a business is meant to
make money not hemorrhage your own. Stay resilient! The best way to reach your financial
goals is by making a plan that prioritizes your goals. When you examine your own goals,
you’ll discover that some are broad and far-reaching, while others are narrow in scope. Short-
term financial goals take under one year to achieve. Mid-term financial goals can’t be
achieved right away but shouldn’t take too many years to accomplish. Long-term financial
goals may take several years to accomplish and, as a result, require longer commitments and
often more money. amples of Financial Goals .
These steps won’t solve all of our money problems, but they will help us to develop
healthy habits that can get us on the path to financial freedom whatever that means for us .
