‫كشف حساب‬

STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

‫تاريخ الحركة‬ ‫تح ا‬ ‫تاريخ ا‬ ‫رقم مرجع الشيك‬ ‫التفاصيل‬ ‫مدين‬ ‫دائن‬ ‫الرصيد‬

TRANS DATE VALUE DATE CHQ/REF NO PARTICULARS DEBIT CREDIT BALANCE

Balance Brought Forward from 31- 269.98
Mar-2025
09-Apr-2025 09-Apr-2025 FT25099GBWKR ETISALAT PAYMENT - MBA : 60.00 0.00 209.98
0502619451
12-Apr-2025 12-Apr-2025 FT2510208JZZ MB FUND TRANSFER DEBIT - FROM 200.00 0.00 9.98
007520124698201 TO
007520157398201:friend
28-Apr-2025 28-Apr-2025 ACEN25118CMXX2\H03 MOBILE WALLET CASH OUT - 0.00 198.00 207.98
DIBFTS[1032504280299449]
[I103250428025264][MWO]
[/REF/MUHAMEDSABEER
ERIPPAKOTTIL ABDULLA sajha near
cementfactorySha][BY ORDER
OFAE970357771004602460040
PAYBYTECHNOLOGY PROJECTS
LLC P.O BoxPOBOX 112778 RGP
BUILDING 48ABU][61377]
03-May-2025 03-May-2025 ACWPS-05-03- SALARY - WPS SALARY[2025/04/01- 0.00 2,681.62 2,889.60
2025997302963125-1\H03 2025/04/30-
0240240000000427229125002833593
.PAF-024250503080742.PRC-
10012048720139-600310101-
ALMARWAN GEN CONT CO .L.LC-
SP]
03-May-2025 03-May-2025 FT25123HY8BN MB FUND TRANSFER DEBIT - FROM 200.00 0.00 2,689.60
007520124698201 TO
007520141650101:friend
03-May-2025 03-May-2025 FT2512309R0Z MB FUND TRANSFER DEBIT - FROM 2,300.00 0.00 389.60
007520124698201 TO
007520141650101:friend
03-May-2025 03-May-2025 FT251238YF6Q MB FUND TRANSFER DEBIT - FROM 350.00 0.00 39.60
007520124698201 TO
007520124704501:friend
03-May-2025 03-May-2025 ACEN25123DF6D5\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 1,500.00 1,539.60
TRANSFER -NPSS
[INSTP1ma8c9rby00]
[IRTAC25050368617]
[349032131/478207796][FSU][Family
Support]BY ORDEROF
[AE950030013542406910001]
[MUHAMMED FASIL K SAINUDHEEN]
[6168617]
03-May-2025 03-May-2025 FT25123K8VBY MB FUND TRANSFER DEBIT - FROM 500.00 0.00 1,039.60
007520124698201 TO
007520142714201:friend
03-May-2025 03-May-2025 FT25123Q7T10 MB FUND TRANSFER DEBIT - FROM 240.00 0.00 799.60
007520124698201 TO
007520141650101:friend
04-May-2025 04-May-2025 FT25124R3KCQ MB FUND TRANSFER DEBIT - FROM 790.00 0.00 9.60
007520124698201 TO
007520124704501:friend

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

Page 1 of 6
 ‫كشف حساب‬
STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

‫تاريخ الحركة‬ ‫تح ا‬ ‫تاريخ ا‬ ‫رقم مرجع الشيك‬ ‫التفاصيل‬ ‫مدين‬ ‫دائن‬ ‫الرصيد‬

TRANS DATE VALUE DATE CHQ/REF NO PARTICULARS DEBIT CREDIT BALANCE

05-May-2025 05-May-2025 ACEN251258L3JP\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 300.00 309.60
TRANSFER -NPSS
[INSTP1maampj4z00]
[IRTAC25050537710]
[349511260/478694020][FSU][Family
Support]BY ORDEROF
[AE950030013542406910001]
[MUHAMMED FASIL K SAINUDHEEN]
[6237710]
05-May-2025 05-May-2025 FT25125QQ7JD MB FUND TRANSFER DEBIT - FROM 270.00 0.00 39.60
007520124698201 TO
007520141650101:friend
05-May-2025 05-May-2025 FT25125Z4ZNC MB FUND TRANSFER CREDIT - 0.00 235.00 274.60
FROM 007520141613201 TO
007520124698201:friend
05-May-2025 05-May-2025 ACEN251253H8JN\H03 OUTGOING DOMESTIC FUND 235.00 0.00 39.60
TRANS - MBR0000937727456 /REF
REF/friend
07-May-2025 07-May-2025 FT25127SZM7K MB FUND TRANSFER CREDIT - 0.00 25.00 64.60
FROM 007520141613201 TO
007520124698201:friend
07-May-2025 07-May-2025 ACEN25127RMB0C\H03 OUTGOING DOMESTIC FUND 25.00 0.00 39.60
TRANS - MBA0004227636936
/REF/friend
15-May-2025 15-May-2025 FT2513531503\S01 POS PURCHASE - DXBeyond LLC 11.00 0.00 28.60
Dubai
02-Jun-2025 02-Jun-2025 ACWPS-06-02- SALARY - WPS SALARY[2025/05/01- 0.00 3,517.42 3,546.02
2025993265390610-1\H03 2025/05/31-
0240240000000427229125003601782
.PAF-024250602132241.PRC-
10012048720139-600310101-
ALMARWAN GEN CONT CO .L.LC-
SP]
02-Jun-2025 02-Jun-2025 FT25153D4G8V MB FUND TRANSFER DEBIT - FROM 3,500.00 0.00 46.02
007520124698201 TO
007520141650101:friend
03-Jun-2025 03-Jun-2025 ACEN25154NQ9YY\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 39.00 85.02
TRANSFER -NPSS
[INSTQ1mbg4v0eh00]
[IRTAC25060337942][FT25154JRV09]
[FSU][]BY ORDEROF
[AE730410000012408534001]
[NEMATHULLA KHAN][8437942]
03-Jun-2025 03-Jun-2025 FT251541S3NR MB FUND TRANSFER DEBIT - FROM 20.00 0.00 65.02
007520124698201 TO
007520141650101:friend
03-Jun-2025 03-Jun-2025 FT25154XMNM2 MB FUND TRANSFER CREDIT - 0.00 700.00 765.02
FROM 007580148940601 TO
007520124698201:family support
03-Jun-2025 03-Jun-2025 FT251547FM3M MB FUND TRANSFER DEBIT - FROM 600.00 0.00 165.02
007520124698201 TO
007520141650101:friend

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

Page 2 of 6
 ‫كشف حساب‬
STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

‫تاريخ الحركة‬ ‫تح ا‬ ‫تاريخ ا‬ ‫رقم مرجع الشيك‬ ‫التفاصيل‬ ‫مدين‬ ‫دائن‬ ‫الرصيد‬

TRANS DATE VALUE DATE CHQ/REF NO PARTICULARS DEBIT CREDIT BALANCE

05-Jun-2025 05-Jun-2025 FT25156G82HY MB FUND TRANSFER DEBIT - FROM 50.00 0.00 115.02
007520124698201 TO
007520141650101:friend
09-Jun-2025 09-Jun-2025 FT2516026LGM ETISALAT PAYMENT - MBA : 40.00 0.00 75.02
0502619451
09-Jun-2025 09-Jun-2025 ACEN25160SXW15\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 700.00 775.02
TRANSFER -NPSS
[INSTQ1mbot20ux00]
[IRTAC25060995880]
[FT25160BWKZ4][FSU][]BY
ORDEROF
[AE730410000012408534001]
[NEMATHULLA KHAN][8895880]
09-Jun-2025 09-Jun-2025 FT25160CZ28K MB FUND TRANSFER DEBIT - FROM 700.00 0.00 75.02
007520124698201 TO
007580148940601:friend
10-Jun-2025 10-Jun-2025 FT25161MK1RS\S01 POS PURCHASE - PAYBY Abu Dhabi 73.20 0.00 1.82

10-Jun-2025 10-Jun-2025 ACEN251614VPST\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 1,076.00 1,077.82
TRANSFER -NPSS
[INSTQ1mbqs0c9900]
[IRTAC25061016734]
[FT25161J0WN2][FSU][]BY
ORDEROF
[AE730410000012408534001]
[NEMATHULLA KHAN][9016734]
11-Jun-2025 11-Jun-2025 FT251626HKF5 ETISALAT PAYMENT - MBA : 50.00 0.00 1,027.82
0502619451
12-Jun-2025 12-Jun-2025 FT25163DM19X POS PURCHASE 320.00 0.00 707.82

12-Jun-2025 12-Jun-2025 FT2516389YYP Switch Cash withdrawal fees - AC- 2.00 0.00 705.82
AED1422500010999
12-Jun-2025 12-Jun-2025 FT2516389YYP ATM CASH WITHDRAWAL 600.00 0.00 105.82

14-Jun-2025 14-Jun-2025 FT251650RJZ9 MB FUND TRANSFER DEBIT - FROM 100.00 0.00 5.82
007520124698201 TO
007520142714201:friend
20-Jun-2025 20-Jun-2025 ACEN25171PWJQL\H03 LEAVE SALARY - DIBFTS 0.00 2,602.15 2,607.97
[1032506200012515]
[I103250620000997][LAS]
[/REF/LEAVE SETTLEMENT]
[BYORDER OF
AE650030000241460020001AL
MARWAN GEN CONT CO LLC SP
POBOX 4174 AE . SHARJAH AE]
[62342]
20-Jun-2025 20-Jun-2025 FT251717TTH3 MB FUND TRANSFER DEBIT - FROM 100.00 0.00 2,507.97
007520124698201 TO
007520141650101:friend
21-Jun-2025 21-Jun-2025 FT25172B05NW MB FUND TRANSFER DEBIT - FROM 350.00 0.00 2,157.97
007520124698201 TO
007520124704501:friend
21-Jun-2025 21-Jun-2025 FT25172DNTTK MB FUND TRANSFER CREDIT - 0.00 350.00 2,507.97
FROM 007520124704501 TO
007520124698201:no

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

Page 3 of 6
 ‫كشف حساب‬
STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

‫تاريخ الحركة‬ ‫تح ا‬ ‫تاريخ ا‬ ‫رقم مرجع الشيك‬ ‫التفاصيل‬ ‫مدين‬ ‫دائن‬ ‫الرصيد‬

TRANS DATE VALUE DATE CHQ/REF NO PARTICULARS DEBIT CREDIT BALANCE

21-Jun-2025 21-Jun-2025 FT2517296RDX MB FUND TRANSFER DEBIT - FROM 350.00 0.00 2,157.97
007520124698201 TO
007520124704501:friend
22-Jun-2025 22-Jun-2025 FT25173ZDXMB\S01 POS PURCHASE - ALAN Muhammed 2,137.50 0.00 20.47
sabeer erup ABU DHABI
01-Jul-2025 01-Jul-2025 ACWPS-07-01- SALARY - WPS SALARY[2025/06/01- 0.00 2,384.53 2,405.00
2025569933084900-1\H03 2025/06/30-
0240240000000427229125004235507
.PAF-024250701081207.PRC-
10012048720139-600310101-
ALMARWAN GEN CONT CO .L.LC-
SP]
01-Jul-2025 01-Jul-2025 FT251826MC2G ATM CASH WITHDRAWAL 2,400.00 0.00 5.00

06-Jul-2025 06-Jul-2025 ACEN25187RBBDJ\H02 FAMILY SUPPORT - INWARD FUNDS 0.00 100.00 105.00
TRANSFER -NPSS
[INSTQ0mcryc7i600]
[IRTAC25070659306]
[FT25188RDZZP][FSU][]BY
ORDEROF
[AE730410000012408534001]
[NEMATHULLA KHAN][11159306]
08-Jul-2025 08-Jul-2025 FT25189RL99Y\S01 POS PURCHASE - PAYBY Abu Dhabi 76.88 0.00 28.12

04-Aug-2025 04-Aug-2025 FT25216FHSTP MB FUND TRANSFER CREDIT - 0.00 50.00 78.12

FROM 007520125400701 TO
007520124698201:Madison from india
06-Aug-2025 06-Aug-2025 FT25218CY0KZ\S01 POS PURCHASE - PAYBY Abu Dhabi 68.10 0.00 10.02

09-Aug-2025 09-Aug-2025 FT25221ZGSY4\S01 POS PURCHASE - Etisalat Telecom 10.00 0.00 0.02
Corp Abu Dhabi
01-Sep-2025 01-Sep-2025 ACWPS-09-01- SALARY - WPS SALARY[2025/08/01- 0.00 4,036.56 4,036.58
2025086615451605-1\H03 2025/08/31-
0240240000000427229125005785051
.PAF-024250901134459.PRC-
10012048720139-600310101-
ALMARWAN GEN CONT CO .L.LC-
SP]
01-Sep-2025 01-Sep-2025 FT252443TBSN MB FUND TRANSFER DEBIT - FROM 169.00 0.00 3,867.58
007520124698201 TO
007520142714201:credit
01-Sep-2025 01-Sep-2025 FT252447Y213 MB FUND TRANSFER DEBIT - FROM 135.00 0.00 3,732.58
007520124698201 TO
007520141650101:friend
02-Sep-2025 02-Sep-2025 FT252455DDYC ETISALAT PAYMENT - MBA : 50.00 0.00 3,682.58
0502619451
02-Sep-2025 02-Sep-2025 FT2524502NVW ATM CASH WITHDRAWAL 3,200.00 0.00 482.58

03-Sep-2025 03-Sep-2025 FT25246RKX8H\S01 POS PURCHASE - ALAN Muhammed 428.29 0.00 54.29
sabeer erup ABU DHABI
04-Sep-2025 04-Sep-2025 FT25247LY5KS MB FUND TRANSFER CREDIT - 0.00 2,000.00 2,054.29
FROM 007520124433601 TO
007520124698201:helpd
04-Sep-2025 04-Sep-2025 FT25247B1NHV ATM CASH WITHDRAWAL 100.00 0.00 1,954.29

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

Page 4 of 6
 ‫كشف حساب‬
STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

‫تاريخ الحركة‬ ‫تح ا‬ ‫تاريخ ا‬ ‫رقم مرجع الشيك‬ ‫التفاصيل‬ ‫مدين‬ ‫دائن‬ ‫الرصيد‬

TRANS DATE VALUE DATE CHQ/REF NO PARTICULARS DEBIT CREDIT BALANCE

04-Sep-2025 04-Sep-2025 FT25247HV2V4 ATM CASH WITHDRAWAL 1,900.00 0.00 54.29

05-Sep-2025 05-Sep-2025 FT25248ZK2FK\S01 POS PURCHASE - QABALA 39.00 0.00 15.29

RESTAURANT LLC Sharjah
07-Sep-2025 07-Sep-2025 FT2525073QTW\S01 POS PURCHASE - DXBeyond LLC 11.50 0.00 3.79
Dubai
08-Sep-2025 08-Sep-2025 FT25251PS6HY\H01 CDM CASH DEPOSIT - 0.00 2,000.00 2,003.79
SSB:00002461-376587
09-Sep-2025 09-Sep-2025 FT25252Z81J6 MB FUND TRANSFER DEBIT - FROM 2,000.00 0.00 3.79
007520124698201 TO
007520148477901:friend

Available Balance as of Statement

Date 3.79

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

Page 5 of 6
 ‫كشف حساب‬
STATEMENT OF ACCOUNT
BRANCH SHARJAH BRANCH ‫الفرع‬

ACCOUNT NO ‫ رقم الحساب‬: 007520124698201

MUHAMMADSABEER ERIPPA KOTTIL
IBAN NO ‫ الرقم الدولى للحساب المصرفى‬: AE270240007520124698201
1246982,
ALMAR ACCOMMODATION,
CURRENCY ‫ العملة‬: AED
ALMAR ACCOMMODATION,
SHARJAH, ACCOUNT TYPE ‫ نوع الحساب‬: CURRENT ACCOUNT
4174
STATEMENT DATE ‫ تاريخ كشف الحساب‬: 16-Sep-2025

FROM DATE ‫ من‬: 01-Apr-2025 TO DATE ‫ إلى‬: 10-Sep-2025

If your card has been lost/misplaced/stolen, immediately request the Bank to have the same blocked ‫ق‬ ‫ق‬ ‫ق‬ ‫ل‬ ‫لب‬ / ‫ فق‬/ ‫ف‬
through any of the following ways:

Phone Banking - Call 04-609 2222 and say “I lost my card” to our virtual assistant or select option # 3 3 ‫ف‬ ‫فق‬ 046092222 - ‫ف ه‬
from the IVR main menu ‫ل‬ ‫جب‬ ‫ظ‬ ‫ئ‬ ‫قئ‬
Online Banking - Go to Relationship Summary>>Select Card>> Block Card ‫ظ‬ ‫ل ص‬ ‫ ق‬- ‫ف‬
Mobile Banking / Select Card>>Manage Card >> Block Card ‫ظ‬ / ‫ق ه‬ ‫ف‬

If you notice any suspicious/unauthorized/fraud transaction(s) in your accounts or cards, please ‫ف ج‬ ‫ل‬ ‫ف‬ / ‫ه‬ / ‫ل‬ ‫ظ‬
immediately report the details to us through Phone Banking - Call 04-609 2222 and say “Unauthorized ‫ف‬ ‫ب‬ 046092222 - ‫ه‬ ‫ف‬ ‫ل‬
transaction” to our virtual assistant or select option # 3 from the IVR main menu ‫ل‬ ‫جب‬ ‫ظ‬ ‫ئ‬ ‫قئ‬ 3

1- Investment deposit is based on Mudaraba contract in accordance with the principles of Sharia, as ‫ف‬ ‫ل‬ ‫فق‬ ‫ق‬ ‫ل‬ ‫ئ‬ -1
defined in the Profit Distribution Policy of Mudaraba Pool. .

2- Wakala deposits is based on Wakala contract in accordance with the principles of Sharia, as ‫ف‬ ‫ل‬ ‫فق‬ ‫ق‬ ‫ل‬ ‫ئ‬ -2
defined in the AAOIFI Sharia Standards and the guidance of DIB ISSC issued from time to time. ‫جه‬ ‫ف‬ ‫ل‬ ‫ج‬ ‫ئ‬
. ‫ل‬ ‫ج‬

3- Savings account is based on Mudaraba contract in accordance with the principles of Sharia, as ‫ف‬ ‫ل‬ ‫فق‬ ‫ق‬ ‫ل‬ ‫ف‬ ‫ب‬ -3
defined in the Profit Distribution Policy of Mudaraba Pool. .

4- Profit calculation, distribution and payment (as the case may be) is subject to the realization of profit . ‫قق‬ ‫ل‬ ‫ب ق‬ ‫فه‬ ‫ه‬ ‫ب‬ ‫ل‬ -4
from the underlying investments.

How to complain to us? ‫كيف ت دم شكوى لنا؟‬

1- Any branch ‫ف‬ ‫ف‬ ‫ق‬ -1

2- If assigned to your bank account, your dedicated relationship manager ‫ف‬ ‫ص‬ ‫ف‬ ‫ص‬ -2

3- Phone Banking (+971 4 609 2222) +971 4 609 2222 ‫ف‬ ‫ه‬ -3
4- Internet and Mobile Banking ‫ه‬ ‫ف‬ -4

5- E-mail: [email protected] [email protected] -5

6- Our Website Complaint Form ‫ل‬ -6
7- By post: Complaints Management Unit, Dubai Islamic Bank, PO Box 1080, Dubai, UAE 1080 : ‫ق‬ -7

We will acknowledge your complaint within 2 business days and strive to respond to your complaint
within an estimated average of 5 business days ‫ف‬ 5 ‫ف‬ ‫ل‬ ‫ل‬ ‫ج‬ ‫ف‬

1- VAT is in effect in the UAE from 1 January 2018. DIB fees and charges stated on this statement are ‫ج‬ ‫ف‬ .2018 1 ‫ف ف‬ ‫ق‬ ‫ق‬ -1
inclusive of 5% VAT, where applicable. For more details, please refer to the DIB Schedule of . ‫ب ق‬ ٪5 ‫ف‬ ‫ق‬ ‫ل‬ ‫ف‬
Charges on the DIB website . ‫ل‬ ‫ل‬ ‫ص‬ ‫ج‬ ‫ج‬ ‫ج‬

2- Unless we receive a claim from your side within 30 (thirty) business days this statement will be 30 ‫ف‬ ‫ض‬ ‫لق‬ -2
considered correct.
3- Please inform us in writing if there is any change in your address . ‫ف‬ ‫غ‬ ‫ج‬ -3

4- (-) denotes debit balance ‫ل‬ - -4

5- Errors & Omissions expected. ‫أ‬ ‫ه‬ -5

Dubai Islamic Bank Public Joint Stock Company. Licensed and regulated by the Central Bank of the UAE. .
Head office: Tel: 042953000, Fax: 042954111, Tlx: 45889/48772 ISLAMI EM, P. O. Box.1080 Dubai 1080 .‫ ب‬.‫ ص‬,ISLAMI EM 45889/48772 :‫ ل س‬:TLX 042954111 :‫ ف س‬042953000 : : ‫ئ‬ ‫ق‬

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