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Mohit 2

The document presents an overview of financial planning with a focus on the investment environment, defining investment as a researched process aimed at securing future rewards. It distinguishes between investment and speculation, highlighting key differences such as risk levels, time horizons, and bases for decision-making. Additionally, it outlines the characteristics and objectives of investment, as well as categorizing types of investments.

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Baldev Chand
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11 views8 pages

Mohit 2

The document presents an overview of financial planning with a focus on the investment environment, defining investment as a researched process aimed at securing future rewards. It distinguishes between investment and speculation, highlighting key differences such as risk levels, time horizons, and bases for decision-making. Additionally, it outlines the characteristics and objectives of investment, as well as categorizing types of investments.

Uploaded by

Baldev Chand
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
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PRESENTATION OF

FINANCIAL PLANNING

Topic: Investment Environment

Roll No: 3009,3010,3011,3012

Submitted To: Prof. Leena Mam


MEANING:
Investing is a process where you
invest your money after researching it. It is
more secure. Investment is an activity in
which people engage in saving. The essential
quality of an investment is that it involves
something for reward.

Definition:
According to Sharpe,
“Sacrificing of certain present value for some
uncertain future value.
DIFFERENCE BETWEEN
INVESTMENT AND SPECULATION

Basis Investment Speculation


1) Meaning Investment is a Speculation is like
process where you gambling. It involves a lot
put your money after of risk and you can lose
a through research. It your money.
is much safer.
2) Nature Investment is long term Speculation is short term
in nature. in nature.
3) Risky Investment is less risky . Speculation is more risky.

4) Base Investment is made on Speculation is made on


fundamentals of the purely trading.
company.
5) Period Investor is interested in A speculator is usually
long term holding of a interested in short term
security he buys. holdings.
Basis Investment Speculation

6) Changes Investment is based on Speculation is based on


of value or changes of value. changes of price.
price

7) Rate of Modest rate of return. High rate of return.


return

8) Money An investor uses his own A speculator usually


used money to buy securities. borrows money from
brokerage firm using his
securities as collateral.

9) The stock market, Gambling, Growth stocks,


Examples Saving account, Foreign currencies,
Government bonds, Cryptocurrencies.
Mutual funds.
CHARACTERISTICS OF INVESTMENT:

1) Return

2) Risk

3) Safety

4) Liquidity

5) Stability of Income
OBJECTIVES OF INVESTMENT:
1) Maximizing the returns

2) Safety

3) Growth

4) Income

5) Minimization of Risk

6) Liquidity
TYPES OF INVESTMENT:-

Financial

Induced Real

Autonomou
s Investmen Planned
t

Net Unplanned

Gross
Thank You

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