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Financial Sectors Presentation

The document explores key financial sectors including the share market, mutual funds, gold, bank fixed deposits, PPF, real estate, post office schemes, and insurance, detailing their introductions, pros, and cons. Each sector presents unique opportunities for investors, such as high returns and professional management, while also posing challenges like volatility and low liquidity. The overview serves as a guide for investors to understand the potential and risks associated with various financial instruments.

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Abhishek Singh
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18 views17 pages

Financial Sectors Presentation

The document explores key financial sectors including the share market, mutual funds, gold, bank fixed deposits, PPF, real estate, post office schemes, and insurance, detailing their introductions, pros, and cons. Each sector presents unique opportunities for investors, such as high returns and professional management, while also posing challenges like volatility and low liquidity. The overview serves as a guide for investors to understand the potential and risks associated with various financial instruments.

Uploaded by

Abhishek Singh
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
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Exploring Key Financial Sectors

Overview, Opportunities &


Challenges for Investors
Presented by: [Your Name]
Share Market - Introduction
• A platform where buyers and sellers trade
shares of publicly listed companies.
• - Instruments: Equity shares, derivatives, ETFs
• - Regulated by SEBI
• - Objective: Capital appreciation through
market movements
Share Market - Pros & Cons
• Pros:
• - High returns potential
• - Liquidity and flexibility
• - Ownership in companies

• Cons:
• - Highly volatile
• - Requires deep research
• - Risk of capital loss
Mutual Funds - Introduction
• Investment pools managed by professionals
that invest in diversified securities.
• - Types: Equity, Debt, Hybrid
• - Regulated by SEBI
• - Ideal for passive investors seeking
diversification
Mutual Funds - Pros & Cons
• Pros:
• - Professional management
• - Diversification
• - Easy to invest via SIPs

• Cons:
• - Management fees
• - Market-linked returns
• - Not ideal for short-term needs
Gold - Introduction
• Investment in Physical Gold, Digital Gold, ETFs,
or Sovereign Gold Bonds.
• - Cultural significance in India
• - Used as a hedge against inflation and
currency fluctuations
Gold - Pros & Cons
• Pros:
• - Safe-haven asset
• - Inflation hedge
• - High liquidity

• Cons:
• - No income like dividends
• - Storage and security issues
• - Price volatility
Bank/FD - Introduction
• Deposit of money with banks for a fixed
period at a fixed interest.
• - Types: Regular FD, Tax-saving FD
• - Guaranteed returns and insured up to ₹5
lakh under DICGC
Bank/FD - Pros & Cons
• Pros:
• - Safe and secure
• - Fixed returns
• - Easy to operate

• Cons:
• - Low returns vs. inflation
• - Penalty on early withdrawal
• - Taxable interest
PPF - Introduction
• Long-term government-backed savings
scheme for individuals.
• - Lock-in: 15 years
• - Interest: Around 7–8%
• - Tax Benefits under Section 80C
PPF - Pros & Cons
• Pros:
• - Tax-free returns
• - Safe and backed by government
• - Encourages long-term savings

• Cons:
• - Long lock-in period
• - Low liquidity
• - Investment cap (₹1.5 lakh/year)
Real Estate - Introduction
• Investing in land, residential, commercial, or
rental properties.
• - Purpose: Capital appreciation and rental
income
• - Requires large capital and legal due diligence
Real Estate - Pros & Cons
• Pros:
• - Tangible asset
• - Rental income
• - Long-term capital gains

• Cons:
• - Illiquid
• - High entry and maintenance cost
• - Legal/documentation risks
Post Office - Introduction
• Government-backed savings instruments via
post offices.
• - Schemes: NSC, RD, MIS, KVP, Senior Citizen
Scheme
• - Target: Small and risk-averse investors
Post Office - Pros & Cons
• Pros:
• - Safe and backed by government
• - Regular interest payouts
• - Suitable for retirees

• Cons:
• - Moderate returns
• - Limited digital support
• - Paperwork intensive
Insurance - Introduction
• Financial product that offers protection and/or
investment returns.
• - Types: Term, ULIPs, Endowment plans
• - Provides financial security + savings
Insurance - Pros & Cons
• Pros:
• - Life cover
• - Tax benefits
• - Maturity benefits (in some plans)

• Cons:
• - Lower returns
• - Hidden charges
• - Long lock-in periods

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