So long, fees. Hello, Affirm.

Whether you’re buying a new mattress, shopping for an outfit that wows, or planning the trip of a lifetime, you want to feel good about the things you buy. And with Affirm, you can.

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Our mission moves us forward

Since day one, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed—and it never will.

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No fees, no gotchas, no surprises

We’re making it easier to make smart choices with your wallet. So you can get the things you love without the things you don’t.

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We’ve got your back

Unlike most credit card companies, we're here to help you. Not to profit off mistakes or misfortune. When you win, we win.

Learn why we’re the smarter way to pay

Why Affirm?
Over ninety billion dollars

Gross Merchandise Volume

$0

Late fees charged

Learn more about paying with Affirm

See how it works

Meet our leadership team

Founder Max Levchin
We’re here to improve lives. If that means more work for us, or that we make less money, we will always take the more difficult path in favor of treating people better.
Max Levchin, Founder & CEO
Katherine Adkins headshot
Katherine Adkins
Chief Legal Officer
Barb Cadigan headshot
Barb Cadigan
Chief People Officer
Vishal Kapoor
Vishal Kapoor
Senior Vice President, Product
Michael Linford headshot
Michael Linford
Chief Operating Officer
Libor Michalek headshot
Libor Michalek
President
Geddes Munson
Geddes Munson
Senior Vice President, Engineering
Rob O'Hare
Rob O'Hare
Chief Financial Officer
Wayne Pommen
Wayne Pommen
Chief Revenue Officer
Pat Suh
Pat Suh
Senior Vice President, Revenue
Rob Finnegan Headshot
Rob Finnegan
Senior Vice President, Risk & Analytics

Feeling inspired? Come join us!

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR.

Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks.

The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more. The Affirm Card is not available to residents of U.S. territories.

The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, or Celtic Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.