Tomasz Domagalski

Paypercut raises €2 million to unify BNPL access for small merchants across Europe #Paypercut, a Sofia-based #fintech startup, has secured €2 million in pre-seed funding to streamline Buy Now, Pay Later (#BNPL) integration for small businesses across Central and Eastern Europe. The round—led by Concentric with backing from Passion Capital, RTP Global, Tuesday Capital, Robin Capital, and others—is one of the largest early-stage investments in the region’s payments sector, signaling growing investor confidence in infrastructure tailored to underserved markets. Founded by Stoil Vasilev, Gareth Walsh, Emil Savov, Stoyan G., and Nevin Hasanova CSPO, PMP, Paypercut offers a single integration that connects merchants to multiple BNPL providers. This eliminates the fragmented, time-consuming process of onboarding each lender individually. Transactions are routed to the fastest or most cost-effective BNPL provider, with instant payouts in local currency—simplifying risk management and boosting conversion at checkout. Already live in Bulgaria, Romania, Greece, Czech Republic and Poland, and with Turkey next on its roadmap, Paypercut is tapping into a market where BNPL adoption is accelerating but technical complexity and regulatory fragmentation have slowed progress for smaller merchants. The platform offers online onboarding in days and supports multiple currencies, all designed around the specific checkout habits and compliance needs of CEE markets. The announce on #Paypercut website in the first comment.

57

9 komentarzy

Fintech News 🚨: ConnectPay Launches the First Simplified Embedded Finance Version ConnectPay, one of the biggest EMIs in Lithuania, launched a simplified embedded finance version with built-in Strong Customer Authentication (SCA) module. It’s designed to simplify compliance with PSD2 regulations for B2C businesses in Europe and the UK, allowing companies to easily integrate mandatory authentication requirements, reducing operational complexity and preventing revenue loss from failed compliance. Valued at $104.8 billion in 2024 and driven by the rising demand for seamless digital payments, the global embedded finance market is set to grow at a 23.3% annual rate through 2034. However, with this growth comes regulatory challenges—under the EU’s Payment Services Directive 2 (PSD2), businesses handling customer-initiated payments in Europe and the UK must implement Strong Customer Authentication (SCA) to prevent fraud and ensure security. Failing to comply isn’t just a legal risk—it’s a financial one, costing businesses an estimated $2.6 million in lost sales every day. As a response to this challenge, ConnectPay, a Lithuania-based provider of embedded finance solutions, has announced the launch of its built-in SCA module, designed to simplify compliance for B2C businesses operating under the EU’s PSD2. This new solution enables B2C companies to seamlessly integrate compliance features into their platforms, eliminating the complexities of regulatory requirements. Implementing SCA involves incorporating at least two out of three authentication factors: knowledge (e.g., passwords or PINs), possession (e.g., mobile devices or hardware tokens), and inherence (e.g., biometric recognition). Ensuring compliance can be resource-intensive, requiring dedicated infrastructure, legal expertise, and ongoing maintenance. “For many businesses, compliance with SCA is not just about adding an extra password field—it’s about managing sensitive data, integrating new providers, and ensuring the security of every transaction. Traditionally, businesses faced two costly options—developing their own digital infrastructure or outsourcing it to third parties,” said Marius Galdikas, CEO at ConnectPay. “Now, there’s a third option: embedded compliance. By integrating our built-in SCA module, B2C businesses can bypass the complicated requirements of SCA altogether. No need for additional user management or enhanced logging—we handle it all.” This solution is particularly well-suited for businesses onboarding private individuals, where compliance requirements are unavoidable, but resources may be limited. Unlike regular embedded finance solutions that cater to more complex compliance demands, the built-in SCA solution will now provide a streamlined experience for businesses new to embedded finance. 👉 More insights https://lnkd.in/d94JgWBU Source: Fintech Finance News #fintech #payments #banking Michele Jason Ferda Nik Rex Grant Rutger

80

2 komentarze

FASTag users, the clock is ticking! The deadline for updating your FASTag KYC has been extended, but let’s be honest—how often do we actually update documents before the last minute? A small step today can save you from unnecessary stress later. Smooth toll payments, higher recharge limits, and compliance—all just a quick update away. I’ve broken it all down in this post—check it out and make sure you’re prepared. Have you updated your KYC yet? #kyc #fastag #financiallearning #financialupdates

37

9 komentarzy

🎮 Why Payment Orchestration & #EmbeddedPayments Matter for Gaming #iGaming operators face some of the toughest challenges in payments: The background, #igaming operators are... 🌍 Expanding across multiple geographies, each with its own regulations 💳 Supporting diverse payment methods (cards, ACH, wallets, local APMs like PIX, UPI, SPEI) ⚖️ Navigating strict #KYC, #AML, and fraud rules without adding friction 📉 Balancing high approval rates with compliance and cost efficiency This is where #paymentorchestration delivers real value: ✅ Centralized control across multiple PSPs and acquirers ✅ #Intelligentrouting to maximize approvals & minimize costs ✅ Failover #redundancy to keep deposits and payouts online 24/7 ✅ Unified reporting to simplify compliance audits across regions And with embedded payments, #gaming platforms can offer seamless in-app deposits, instant withdrawals, and loyalty integrations all native to the player experience. 📌 BlueSnap (recently acquired by Payroc) is pushing orchestration forward, while Pavilion Payments continues to deliver embedded #ACH and VIP Preferred solutions trusted across U.S. iGaming. Competitors like IXOPAY, Gr4vy, Basis Theory, and Spreedly are also innovating, each with unique strengths in tokenization, security, and multi-geo flexibility For #gaming, orchestration + embedded payments = higher player trust, smoother cross-border operations, and faster growth. #iGaming #Fintech #PaymentOrchestration #EmbeddedFinance #GlobalGaming #Payments #DigitalWallets #GamingIndustry #SportsBetting #Esports #CryptoPayments #AltPayments #RegTech #KYC #AML #TransactionMonitoring #FraudPrevention #CrossBorderPayments #PaymentInnovation #MerchantServices #FintechTrends #FutureOfPayments #EmbeddedBanking #CardPayments #ACH #BNPL #OpenBanking #PaymentGateway #SBCLisbon #SBCLisbon2025 #SBC2025 #G2E #G2E2025 #pavilionpayments Parthenon Capital Brian Clayton Susan Anderson Armenuhi Khachatryan

25

1 komentarz