See where everything stands.
BetterOff is a read-only financial home base for what you have, what you owe, what repeats, what changed, and what needs attention next.
- Plans from $15/mo
- 30-day money-back guarantee
- Cancel anytime
- No data sold
Product overview
See the workspacebefore you connect.
A product tour with example data showing how balances, alerts, obligations, and records fit together.
Connect once.Review what changes.
BetterOff turns stale syncs, recurring charges, account changes, and missing details into a short review list.
Connect
Pull the pieces together.
Connect banks, cards, brokerages, retirement accounts, exchanges, and wallets. Add the manual assets or debts you still track yourself.
Tour the workspace
Review
Know what changed.
Recurring charges, stale connections, account changes, missing labels, and unusual cash-flow shifts show up with the source, reason, and next step attached.
Review the flags2 transactions need labels
An ACH transfer and one card charge need categories before this month's spend view is clean.
Open transactions · Add labels
Netflix likely repeats monthly
Three recent charges match a recurring pattern. Confirm once and BetterOff will track it with recurring spend.
Open recurring · Confirm pattern
$22.99/mo
Chase checking needs reconnecting
Last sync was two days ago. Balances stay visible, but reconnecting restores new transaction activity.
Reconnect account · Review
Review
Keep recordsnext to the money.
Account labels, recurring commitments, and connection status stay near the records they explain, so a later review starts with context.
Review account healthAsk AI
Ask questions your records can answer
Ask about spending, obligations, holdings, and what changed. BetterOff answers from connected accounts and cites the records behind each number.
Ask AI
Ask questions across your finances
Answer
You're in good shape. Spending is down 4.8% vs last month, cash flow is positive by $3,040, and eight recurring obligations are now visible on your map.
Spending movement by category
Solo or together
Start private.Share when useful.
Private by default
Keep the workspace to yourself until someone else needs context.
Simple to share
Invite a partner, spouse, CPA, advisor, parent, executor, or other trusted person.
Built for check-ins
Recurring charges, stale connections, and missing account details stay attached to the map they belong to.
Invite a trusted person without sending screenshots or sharing bank credentials.
Account health
See what needsanother look.
BetterOff keeps recurring obligations, stale connections, and missing account details close to the financial map so you can review them in context.
Review account healthConnected-source review
Account health
Financial map
Accounts, assets, debts, and obligations grouped in one current view.
Connection health
Which linked sources are current and which need attention.
Recurring obligations
Bills and commitments that may need confirmation or cleanup.
Flat subscription.No AUM fee.
One plan includes read-only monitoring, 5 connected source slots, cited AI answers, and exports. Pay monthly or annually.
Save up to 20%
One read-only workspace for accounts, cards, brokerages, debts, assets, and recurring obligations.
Annual total is $144. Month-to-month is $15/mo.
Plan limits
Included with the plan.
- Connections
- 5bank, brokerage, exchange, wallet
- AI answers
- 200messages each month
- Refresh
- On demandplus background checks
Included in BetterOff
Flat subscription, read-only access- 2 shared-access seats
Invite a trusted person without sharing bank credentials.
- AI chat with citations
Ask questions and see the transaction context behind each answer.
- Account and obligation review
Surface stale connections, map gaps, debt context, and recurring commitments.
- Manual records and exports
Add assets and debts, then export supported workspace records when needed.
Questions people askbefore starting.
What you're approving, where the product stops, and how pricing works.
BetterOff is for people whose finances are too scattered for a budgeting app: accounts, assets, debts, recurring obligations, missing information, and optional shared access in one read-only workspace. Workspace tour.
Money stays current.You stay ready.
Connect the places your money lives, review what changed, and export the context when someone else needs it.
30-day money-back guaranteeCancel anytimeNo data sold
Ready to start? Create your account