Do you live above, below, or within your means? I’m 20 and saving every penny I can because after I finish university here in Colombia, I want to quit sex work, move to Spain, do a master’s degree, get a regular job, and settle there (hopefully computer science won’t have been completely replaced by AI by then). So, besides essential expenses, work-related costs, and supporting my mom back in my hometown, I don’t really spend any money. Sometimes this depresses me a bit because I feel like I should be having fun and treating myself, but then I remember my long-term goals.