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🏗SolChit Fund 3.0(Digital Committee) is a decentralized rotating savings protocol (ROSCA / Chit Fund) built on the Solana blockchain using Rust and the Anchor framework.

The protocol replaces the traditional trust-based chit fund organizer with deterministic on-chain logic, transparent accounting, and program-controlled vaults.

This project demonstrates full-stack Web3 architecture:

  1. On-chain smart contract in Rust
  2. SPL token (USDC) vault management
  3. Anchor-based program structure
  4. TypeScript client integration
  5. Next.js frontend with wallet connection
  • ✅Phantom Wallet
  • ✅Anchor Client (IDL-based interaction)
  • ✅Solana Devnet
  • ✅Rust Smart Contract (Anchor Program)
  • ✅SPL Token Program (USDC transfers)

📦 Smart Contract Features

  • ✅ Pool creation with configurable parameters
  • ✅ Member registration and joining logic
  • ✅ Periodic contribution validation
  • ✅ SPL token vault-based fund custody
  • ✅ Secure PDA-controlled treasury authority
  • ✅ Deterministic accounting per member
  • ✅ Anchor-based account constraints & validations
  • ✅ Transparent and trustless fund rotation mechanism

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Micro-Investment Rotating Savings Protocol (Digital Committee / Solchit-fund 3.0)

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