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AU2002230553A1 - A system and method for verifying, settling, printing and guaranteeing checks at a remote location - Google Patents

A system and method for verifying, settling, printing and guaranteeing checks at a remote location

Info

Publication number
AU2002230553A1
AU2002230553A1 AU2002230553A AU3055302A AU2002230553A1 AU 2002230553 A1 AU2002230553 A1 AU 2002230553A1 AU 2002230553 A AU2002230553 A AU 2002230553A AU 3055302 A AU3055302 A AU 3055302A AU 2002230553 A1 AU2002230553 A1 AU 2002230553A1
Authority
AU
Australia
Prior art keywords
settling
guaranteeing
verifying
checks
printing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002230553A
Inventor
Robert Blake
Richard Calkins
Tadeusz J. Dragowski
John F. Fairclough
Murray Galarraga
Esteban Gutierrez
Karen R. Hyman
Oscar Inostroza
Suavek Kownacki
Kamyar Saberi
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Troy Group Inc
Original Assignee
Troy Group Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Troy Group Inc filed Critical Troy Group Inc
Publication of AU2002230553A1 publication Critical patent/AU2002230553A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/018—Certifying business or products
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Accessory Devices And Overall Control Thereof (AREA)
AU2002230553A 2000-11-21 2001-11-01 A system and method for verifying, settling, printing and guaranteeing checks at a remote location Abandoned AU2002230553A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US09/717,576 2000-11-21
US09/717,576 US7124113B1 (en) 2000-11-21 2000-11-21 System and method for verifying, setting, printing and guaranteeing checks at a remote location
PCT/US2001/045606 WO2002043307A2 (en) 2000-11-21 2001-11-01 A system and method for verifying, settling, printing and guaranteeing checks at a remote location

Publications (1)

Publication Number Publication Date
AU2002230553A1 true AU2002230553A1 (en) 2002-06-03

Family

ID=24882588

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002230553A Abandoned AU2002230553A1 (en) 2000-11-21 2001-11-01 A system and method for verifying, settling, printing and guaranteeing checks at a remote location

Country Status (5)

Country Link
US (1) US7124113B1 (en)
AU (1) AU2002230553A1 (en)
CA (1) CA2429627C (en)
MX (1) MXPA03004471A (en)
WO (1) WO2002043307A2 (en)

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US6363164B1 (en) 1996-05-13 2002-03-26 Cummins-Allison Corp. Automated document processing system using full image scanning
US8162125B1 (en) 1996-05-29 2012-04-24 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US20050276458A1 (en) 2004-05-25 2005-12-15 Cummins-Allison Corp. Automated document processing system and method using image scanning
US7187795B2 (en) 2001-09-27 2007-03-06 Cummins-Allison Corp. Document processing system using full image scanning
US8478020B1 (en) 1996-11-27 2013-07-02 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8701857B2 (en) 2000-02-11 2014-04-22 Cummins-Allison Corp. System and method for processing currency bills and tickets
US7647275B2 (en) * 2001-07-05 2010-01-12 Cummins-Allison Corp. Automated payment system and method
US20030014368A1 (en) * 2001-07-09 2003-01-16 Travelers Express Inc. Systems, methods and apparatus for secure printing of negotiable instruments
US8428332B1 (en) 2001-09-27 2013-04-23 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8437530B1 (en) 2001-09-27 2013-05-07 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8944234B1 (en) 2001-09-27 2015-02-03 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8433123B1 (en) 2001-09-27 2013-04-30 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8437529B1 (en) 2001-09-27 2013-05-07 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US20030074315A1 (en) * 2001-10-16 2003-04-17 Sterling National Bank System and apparatus for remotely printing certified documents
US8171567B1 (en) 2002-09-04 2012-05-01 Tracer Detection Technology Corp. Authentication method and system
US8627939B1 (en) 2002-09-25 2014-01-14 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US20050125295A1 (en) * 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for obtaining payor information at a point of sale
US7970673B2 (en) * 2004-10-29 2011-06-28 American Express Travel Related Services Company, Inc. Method, apparatus, and computer program product for repository data maximization
US20060279771A1 (en) * 2005-06-14 2006-12-14 Bottomline Technologies (De) Inc. Server for generating a print object and making the pint object available for secure printing at a remote location
US20060279772A1 (en) * 2005-06-14 2006-12-14 Bottomline Technologies (De) Inc. Secure web based system for generating a printed document at a remote printer
US20060279769A1 (en) * 2005-06-14 2006-12-14 Bottomline Technologies (De) Inc. System and method for secure printing of a transaction document at a remote location
US20080167996A1 (en) * 2007-01-09 2008-07-10 Amy Broome Systems and methods for printing draft checks
CN101236629A (en) * 2007-02-01 2008-08-06 阿里巴巴公司 On-line payment system and payment procedure
GB2459223B (en) 2007-03-09 2012-07-11 Cummins Allison Corp Document imaging and processing system
US8417017B1 (en) 2007-03-09 2013-04-09 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8538123B1 (en) 2007-03-09 2013-09-17 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8655783B1 (en) * 2009-03-23 2014-02-18 Yodlee, Inc. Check printing instructions in ACH transactions
US8391583B1 (en) 2009-04-15 2013-03-05 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8929640B1 (en) 2009-04-15 2015-01-06 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8478019B1 (en) 2009-04-15 2013-07-02 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8749821B2 (en) 2010-10-28 2014-06-10 Hewlett-Packard Development Company, L.P. Printing system and method
US20120323785A1 (en) * 2011-06-15 2012-12-20 Elliot Richard J Method of using paper checks that are tied to prepaid debit card and cashed only by designated entities
US9299096B2 (en) 2012-03-23 2016-03-29 Paypal, Inc. Systems, methods, and computer program products for on-line gifting
US20130325722A1 (en) * 2012-05-29 2013-12-05 Inder Mohan Payment reconciliation system
US9070010B2 (en) 2012-08-06 2015-06-30 Bank Of America Corporation Image check content estimation and use
US9721236B2 (en) 2012-08-09 2017-08-01 Bank Of America Corporation Distributed processing of a check image
US8996476B2 (en) * 2012-08-20 2015-03-31 Bank Of America Corporation Correction of check processing defects
TWI483604B (en) * 2012-11-01 2015-05-01 Miiicasa Taiwan Inc Method, system and network device for verifying locations of client devices
US9141876B1 (en) 2013-02-22 2015-09-22 Cummins-Allison Corp. Apparatus and system for processing currency bills and financial documents and method for using the same
US9152360B1 (en) 2014-10-02 2015-10-06 Xerox Corporation Method and system for secure branch printing
US20160098702A1 (en) * 2014-10-03 2016-04-07 Edward J. Marshall Fraud prevention using pre-purchase mobile application check-in
CN104951256B (en) * 2015-04-28 2018-03-13 珠海街邻网络有限公司 A kind of Method of printing, printer and server
US10049350B2 (en) 2015-06-25 2018-08-14 Bank Of America Corporation Element level presentation of elements of a payment instrument for exceptions processing
US10373128B2 (en) 2015-06-25 2019-08-06 Bank Of America Corporation Dynamic resource management associated with payment instrument exceptions processing
US10229395B2 (en) 2015-06-25 2019-03-12 Bank Of America Corporation Predictive determination and resolution of a value of indicia located in a negotiable instrument electronic image
US10115081B2 (en) 2015-06-25 2018-10-30 Bank Of America Corporation Monitoring module usage in a data processing system
CN109166185A (en) * 2018-08-13 2019-01-08 武汉智慧地铁科技有限公司 A kind of automatic ticketing charge ticket-checking system of rail traffic

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JP2575657B2 (en) * 1986-07-07 1997-01-29 オムロン株式会社 Automatic transaction equipment
US5053607A (en) * 1986-10-06 1991-10-01 Carlson Steven R Point-of-sale device particularly adapted for processing checks
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US5966698A (en) 1992-10-15 1999-10-12 Pollin; Robert E. Automated payment system and method
US5504677A (en) 1992-10-15 1996-04-02 Pollin; Robert E. Automated payment system
US5484988A (en) 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
US5940811A (en) 1993-08-27 1999-08-17 Affinity Technology Group, Inc. Closed loop financial transaction method and apparatus
US6611351B1 (en) * 1993-08-28 2003-08-26 Jerome Simonoff Method of printing complete MICR checks on blank sheets from host program data using laser printers
US6230148B1 (en) * 1994-11-28 2001-05-08 Veristar Corporation Tokenless biometric electric check transaction
US5832463A (en) 1996-03-28 1998-11-03 Electronic Data Systems Corporation Automated system and method for checkless check transaction
US6164528A (en) 1996-12-31 2000-12-26 Chequemark Patent, Inc. Check writing point of sale system
US6338049B1 (en) * 1997-03-05 2002-01-08 Walker Digital, Llc User-generated traveler's checks
US5974146A (en) * 1997-07-30 1999-10-26 Huntington Bancshares Incorporated Real time bank-centric universal payment system
US6047268A (en) * 1997-11-04 2000-04-04 A.T.&T. Corporation Method and apparatus for billing for transactions conducted over the internet
JP2001236435A (en) 2000-02-23 2001-08-31 Sony Corp Electronic commerce system, electronic commerce method, and information processing device

Also Published As

Publication number Publication date
CA2429627A1 (en) 2002-05-30
WO2002043307A2 (en) 2002-05-30
WO2002043307A3 (en) 2002-11-21
CA2429627C (en) 2014-05-13
US7124113B1 (en) 2006-10-17
MXPA03004471A (en) 2004-10-15

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